Answer:
B tutor how are u???????????
What is the best definition of technology?
Technology is replacing human workers with mechanical or electronic devices.
Technology is applying scientific knowledge to find answers and fix problems.
Technology is using fewer resources to manufacture goods more efficiently.
Technology is hiring workers from all over the world to manufacture goods.
Answer:
technology is applying scientific knowledge to find answers and fix problems.
Explanation:
thats what i think. sorry if its wrong
Answer:
EDG: A-Technology is applying scientific knowledge to find answers and fix problems.
Explanation:
Which credit utilization rate would be preferable to a lender on a credit card application?
Your credit utilization ratio should be no higher than 30 percent, and the lower it is, the better for your credit score it will be.
What is the best credit card utilization rate?30 percent Keeping your credit utilization below 30 percent is a good idea, especially if you want to keep your good credit score. This means that if you have $10,000 in credit available, your outstanding balances shouldn't be more than $3,000 at any given time.
Why is credit utilization recommended at 30%?The normal exhortation is to continue to spin obligation beneath 30% of your accessible credit with the goal that your usage rate doesn't hurt your financial assessment. However, experts claim that your FICO score, which is used by the majority of lenders to make decisions, begins to decline well below that point.
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The savings, interests, and other assets a borrower has that can be used to pay back the loan are collectively known as:
Capital refers to all the resources a borrower has that can be utilized to repay the loan, including savings, interest, and other assets.
A loan occurs when one or more individuals, businesses, or other entities lend money to additional individuals, businesses, or other entities. The recipient frequently has to pay interest charges until the debt is repaid in addition to the money borrowed. The principal amount owed, the interest rate charged by the lender, and the payment due date are frequently included in the documentation establishing the debt. The subject asset will temporarily be split between the lender and the borrower as part of the loan. The payment of interest is what prompts the lender to approve the loan. A formal loan upholds all of these standards and conditions.
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briefly explain two factors which might influence demand for digital cameras in business
Answer:
Explanation:
1. The raise of influencer marketing applied on small businesses will demands digital cameras specially when the business owners managed their brands.
2. Every eCommerce must buy digital cameras because the costs for external photographers at long term it is not redituable.
can be in form of a written summary of the findings of a required investigation or a particular problem
A) presentation
B) itinenaries
C) reports
D) notices
Company ABC, a biopharmaceutical company, is considering a project that supplies a new drug. The project requires an investment of $1.5 million in a new production facility. This facility lasts 3 years and is depreciated using a straight line method to the zero residual value over 3 years. At the end of the project's life (year 3), the facility can be sold for 20% of its initial cost. The tax rate for the company is 30%. The product revenues from the project are expected to be $3 million per year. The cost of goods sold is projected to be $800,000 per year. The selling, general and administrative expenses are $300,000 per year. In addition, the drug will reduce the demand and therefore the cash flow obtained from an existing drug by $200,000 each year. In years 1 to 3, the inventory of the project is $500,000, account receivables are 10% of the project revenues, and account payables are 20% of the project's cost of goods sold. Assume that the project requires no cash and the full value of the change in working capital due to the project will be recovered one year after the project ends, i.e., in year 4. The company has a target debt to equity ratio of 1, a cost of equity of 12% and a cost of debt of 8%. a. Calculate: [7 marks] • the cash flow from the operating activity for the project • the cash flow from the working capital for the project • the cash flow from the investment activity for the project • the total cash flow from the project b. What is the payback period of the project? [2 marks] c. What are the advantages and disadvantages of the payback period method compared to the NPV rule? [2 marks] d. What are the shortcomings of the NPV rule? [1 mark] e. Calculate the weighted average cost of capital of company ABC. [2 marks] [2 marks] f. Check that the NPV of the project is $1.936 million. Show your working. g. The CEO of the company suggests that any drug in the same product line as the considered drug may cause a side effect with probability 0.2. If the considered drug causes the side effect, it may lead to lawsuits that are expected to reduce the NPV of the project by $3 million. The company can conduct a test to determine if the drug has a side effect or not. The test costs $0.5 million to conduct. Determine if the company should conduct the test. [4 marks]
a) Total Cash Flow Year 1: $1,700,000 + $640,000 = $2,340,000
Working Capital Cash Flow Year 2 and Year 3: $0 (no further changes in working capital)
Total Cash Flow Year 3: $1,700,000 + $300,000 = $2,000,000
b) Payback Period = 0.64 years (approximately 8 months)
c) Advantages and Disadvantages of Payback Period Method compared to NPV Rule: "Simple and easy to understand." and "Fails to account for profitability and the project's overall value."
d) Shortcomings of the NPV Rule: Requires accurate estimation of cash flows and discount rate.
e) Weight of Debt = 0.5
a) Calculating the cash flows:
Cash Flow from Operating Activity:
Year 1:
Revenue: $3,000,000
Cost of Goods Sold: $800,000
Selling, General, and Administrative Expenses: $300,000
Reduction in Cash Flow from Existing Drug: $200,000
Operating Cash Flow Year 1: $3,000,000 - $800,000 - $300,000 - $200,000 = $1,700,000
Year 2 and Year 3:
Operating Cash Flow Year 2 and Year 3: $3,000,000 - $800,000 - $300,000 - $200,000 = $1,700,000
Cash Flow from Working Capital:
Year 1:
Change in Inventory: $500,000
Change in Accounts Receivable: 10% of Revenue = 0.1 * $3,000,000 = $300,000
Change in Accounts Payable: 20% of Cost of Goods Sold = 0.2 * $800,000 = $160,000
Working Capital Cash Flow Year 1: $500,000 + $300,000 - $160,000 = $640,000
Year 2 and Year 3:
Working Capital Cash Flow Year 2 and Year 3: $0 (no further changes in working capital)
Cash Flow from Investment Activity:
Year 3:
Sale of Facility: 20% of Initial Cost = 0.2 * $1,500,000 = $300,000
Total Cash Flow from the Project:
Year 1:
Operating Cash Flow: $1,700,000
Working Capital Cash Flow: $640,000
Total Cash Flow Year 1: $1,700,000 + $640,000 = $2,340,000
Year 2 and Year 3:
Total Cash Flow Year 2 and Year 3: $1,700,000 (no further changes in working capital)
Year 3:
Total Cash Flow Year 3: $1,700,000 + $300,000 = $2,000,000
b) Payback Period of the Project:
The payback period is the time it takes to recover the initial investment.
Payback Period = Initial Investment / Cash Flow Year 1
Payback Period = $1,500,000 / $2,340,000 (from Year 1 Total Cash Flow)
Payback Period = 0.64 years (approximately 8 months)
c) Advantages and Disadvantages of the Payback Period Method compared to NPV Rule:
Advantages:
- Simple and easy to understand.
- Emphasizes quick recovery of the initial investment.
- Useful for short-term projects or when liquidity is a concern.
Disadvantages:
- Ignores the time value of money and does not consider cash flows beyond the payback period.
- Fails to account for profitability and the project's overall value.
- Does not provide a clear decision-making criterion.
d) Shortcomings of the NPV Rule:
- Requires accurate estimation of cash flows and discount rate.
- Assumes cash flows can be reinvested at the discount rate, which may not always be feasible.
- Does not consider non-monetary factors or qualitative aspects of the project.
- May lead to conflicts when comparing projects of different sizes or durations.
e) Weighted Average Cost of Capital (WACC) of Company ABC:
WACC = (Weight of Equity * Cost of Equity) + (Weight of Debt * Cost of Debt)
Assuming a target debt-to-equity ratio of 1:
Weight of Equity = 0.5 (50%)
Weight of Debt = 0.5
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What is erroneous or flawed data? multiple choice question. data mart data cleansing dirty data data cube
Erroneous or flawed data refers to data that contains errors, inaccuracies, or inconsistencies.
Erroneous or flawed data is data that is not accurate or reliable due to various issues such as data entry errors, system glitches, or incomplete or inconsistent data sources. This type of data can negatively impact decision-making and analysis processes.
Common examples of erroneous or flawed data include missing values, duplicate entries, incorrect formats, outdated information, and inconsistent data across different sources.
To ensure data integrity and reliability, organizations employ data cleansing techniques, such as data validation, data profiling, and data quality checks, to identify and rectify these issues. By cleaning and correcting erroneous or flawed data, organizations can enhance the accuracy and usability of their data for informed decision-making and analysis.
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Dirty data is erroneous or flawed data that is inaccurate, incomplete, or inconsistent. This can lead to errors in data analysis and decision-making. It's important to perform data cleansing to correct or remove the dirty data.
Erroneous or flawed data, often referred to as 'dirty data', is data that is inaccurate, incomplete, or inconsistent. It can lead to errors in data analysis and decision-making processes. For instance, if customer information in a database is incorrect, it might result in communication problems or incorrect reporting. A Data cube is a 3D representation of data and a Data mart is a subset repository of a data warehouse. Data cleansing is the process of finding and correcting or removing the dirty data from a database.
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DECA is a CTSO for:
A. Blue-collar Workers
B. Maintenance Workers
C. Fashion Students
D. Marketing Students
How do customers find out about Donny Ouyang's company
Answer:
People found out about his company through different types of promotion over the Internet. As well as offline around his community. Most people reach his Web sites through search engines like Gooogle and Bing.com.
Explanation:
GOT A 100% ON EDGE
HAVE A NICE DAY!!!
PLEASE MARK AS BRAINLIEST
the zig-zag company manufactures zippers for many clothing manufacturers. costs for the year were direct materials, $5,000; indirect materials, $1,600; direct labor, $12,000; and indirect labor, $4,000. additional expenses for the year were factory utilities $3,500; depreciation of factory equipment, $1,300; advertising expense, $900; delivery expense on sales to customers, $1,700; and property taxes on factory buildings, $5,200. which amount is the company's manufacturing overhead for the year?
15600 is the amount is the company's manufacturing overhead for the year.
Calculate actual manufacturing overhead :
Indirect material 1600
Indirect labor 4000
Factory utilities 3500
Depreciation on factory equipment 1300
Property tax on factory building 5200
Total actual manufacturing overhead 15600
So the answer is c) $15600
A company is a felony entity fashioned with the aid of a collection of individuals to interact in and function in an enterprise—commercial or industrial—enterprise. An organization can be prepared in numerous ways for tax and economic legal responsibility purposes relying on the corporate law of its jurisdiction.
Right organizations have leaders that are decisive with regards to steering the corporation's route. They know how to construct robust relationships and offer open verbal exchanges with their personnel. They encourage their team and maintain all and sundry excessive requirements of duty and responsibility.
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Alpha is the blank______ of the characteristic line of a stock's returns versus those of the market.
a. intercept
b. curvature
c. end point
d. slope
The correct option is (a) Intercept.
Alpha is the Intercept of the characteristic line of a stock's returns versus those of the market.
The vertical intercept, or alpha, reveals how much better the fund performed than was anticipated by the CAPM (or maybe more typically, a negative alpha tells you how much worse it did, probably due to high management fees). The statistic r-squared indicates the accuracy of the fit.
A measure of connectivity that compares a graph's number of cycles to its maximum number of cycles is known as intercept . The more interconnected a network is, the higher the alpha index. Simple networks and trees will have a value of 0.
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The government claimed that, to illegally control the market, Microsoft used
a. predatory pricing and mergers.
b. predatory pricing and buying out competitors.
c. predatory pricing and forming a cartel.
d. predatory pricing and requiring customers to buy other products.
Answer:
B. Predatory pricing and buying out competitors
The pre-approved amount of money that a bank is willing to lend a credit card holder is the credit __________. A. Balance B. Rating C. History D. Limit
Answer:
Limit
Explanation:
Answer:
D. Limit
Explanation:
Rather than making the effort to conduct a detailed assessment of the cost of recovery from an attack when estimating the danger from possible threats, organizations often __________.
Final Review
Which of the following is not a type of discrimination?
A. Racial
B. Gender
C. Religious
D. Supervisor/Employee
Submit
Answer:
D: Supervisor/Employee
The correct option is D. Supervisor/Employee is not a type of discrimination.
Employers are not permitted to discriminate against job applicants on the basis of their race, color, religion, or sex. Unfair treatment or harassment can take many different forms, some of which include spreading false information about you. being unjust to you.
What is constructive discrimination?Unfair treatment can occur when a regulation or practice mistakenly singles out a certain group of individuals. "Constructive" or "adverse effect" discrimination is the term used to describe this kind of inadvertent bias. As an illustration, one business mandates that all male employees have clean-shaven faces.
As it relates to policies, programs, employment, and services offered by any organization, systemic discrimination refers to the practices, routines, and organizational culture that, frequently without intention, result in less favorable outcomes for minority groups than for the majority of the population.
You must take action if your boss' actions and crude remarks pose a threat. Speak with the human resources division of the business. If nothing changes after that, you might even think about complaining about your supervisor and the business to the labor department in your state.
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What is payment by cash?
What is it used for?
Answer:
payment by cash is when you pay for something by cash
Explanation:
Answer:
When you use cash instead of your card.
Explanation:
Lets say you are going to the shop, to buy something- You arrive at the till and realise that you have not got your card with you , but instead you have cash. So that is what payment by cash is
what will I need to start a clothing shop
Answer:
Explanation:
But meanwhile his you are going to start a new clothing business you will not have much finance ( money ) but first u have to advertise to the customers . get the customers attraction and there satisfaction , because then one customer will spread the whole news about your clothing shop to almost all the customers. which will be beneficial for you .
You will have to advertise on the tv , radio , bill boards , newspapers , many other marketing equipments plus u must advertise your business in a way that the customers will be willing to purchase your clothes from your clothing shop.
Then eventually you will gain more profits and will lead to profits so after sometime you can create a a online shopping like a website , because some and many customers will be willing to purchase your clothes through the online platform. which saves the customers time and transportation costs and etc.
By the way the main element is customers because without customers there will be no lead / success to your clothing shop.
Hope this answer helps you :)
Have a great day.
Mark brainliest :)
3. Not all the busines contracts
are legal. Justify.
Answer:
They could be scams wanting money out of you. It is simple as that they can act as a business but they aren't. To be honest with you you are your own business because whatever you do is good or well so you don't need approval on others so my answer is scammers cause other businesses are working hard to make money and respect their customers!
On May 15, 2000 you enter into a 1-year forward rate agreement (FRA) with a bank for the period starting November 15, 2000 to May 15, 2001. You will receive the forward rate and pay the floating rate in the FRA. You know that currently the price of the 6-month zero coupon is $96.79 and the price of the 1-year zero coupon is $93.51.
a. What is the agreed-upon forward rate in the transaction?
b. What is the value of the forward at inception?
Answer:
a.
3.51%
b.
0%
Explanation:
a.
First, we need to calculate the YTM of 6 months zero-coupon bond by using the following formula
Price = Face value / ( 1 + YTM )^numbers of years
96.79 = 100 / ( 1 + YTM )^1
1 + YTM = 100 / 96.79
1 + YTM = 1.0331646
Now calculate the YTM of 1 Year zero-coupon bond
93.51 = 100 / ( 1 + YTM )^1
YTM = 1.0331646 - 1
YTM = 0.0331646
YTM = 3.31646%
YTM = 3.316%
1 + YTM = 100 / 93.51
1 + YTM = 1.06940
YTM = 1.06940 - 1
YTM = 0.06940
YTM = 6.940%
YTM = 6.94%
Hence the forward rate is calculated as follow
Forward rate = [ (1 + YTM of 1 year zero coupon bond ) / ( 1 + YTM of 6 months year zero coupon bond ) ] - 1 = ( 1 + 6.94% ) / ( 1 + 3.316% ) = [ 1.0694 / 1.03316 ] - 1 = 1.03508 - 1 = 0.03508 = 3.508% = 3.51%
b.
At the time of inception the formward rate is 0.
ASAP PLEASE-------------
Cameron has decided to diversify his investments in the following way:
$3,000 in an account earning 2.7% simple interest
$5,000 in a savings account earning 1.8% interest compounded annually
$5,000 in a certificate of deposit earning 3.9% interest compounded quarterly
How much total interest will Cameron earn on his investments at the end of 3 years?
a. $530.87
b. $665.57
c. $973.30
d. $1,135.30
Anyone know how to do this?
Answer:
D.) $1,135.30 at the end of 3 years
Explanation:
First method:
Formula for simple interest is I = P * R * T.
In this instance P = 3,000, R = 2.7, T = 5.
\(I=(3000)(0.027)(5)\\= $405\)
Second method:
The formula for annual compounding is \(A=P(1+r)^t\), where A = amount, P = principal (initial) amount, r = rate of growth, t = years.
\(A=5000(1+0.027)^3\)
=\(5416.0334\)
Third method:
The formula for periods within a year is \(A=P(1+\frac{r}{n})^n^t\). There is now the added value of n (number of periods per year). Since there are 3 quarters per year, n will be 4.
\(A=5000(1+\frac{0.039}{4})^4^*^3\\=5000(1.00975)^1^2\\= 5617.4129\)
Sum after 3 years is $1,135.30
What is one drawback of declaring bankruptcy?
A. It can be used only if a person has good credit.
B. It severely lowers a person's credit rating.
C. It often results in a civil lawsuit.
D. It prevents a person from getting further education.
Answer:
B. It severely lowers a persons credit rating.
Explanation:
Immediately a person files for bankruptcy, their credit history changes to bankrupt status instantly. The bankruptcy status may stay up to 10 years. It becomes very challenging for such individuals to get credit facilities. Any lender seeking to get their credit history to advance them a loan will get a bankrupt status as the feedback.
Bankruptcy means that the person does not have sufficient assets to cover their debt obligations. All their credit cards get canceled. The bankruptcy status creates a long term negative effect on credit history.
One drawback of declaring bankruptcy it severely lowers a person's credit rating. Thus, option B is appropriate.
Bankruptcy gives those who are unwilling to pay their obligations the chance to start over by selling assets to pay off debts or by developing a repayment plan. Bankruptcy laws also provide protection for financially troubled businesses. In this part, the laws and the bankruptcy procedure are described.
Through the legal process of bankruptcy, individuals or other entities that are unable to pay their creditors back can seek partial or complete relief from their debts. Typically, bankruptcy is imposed by an administrative order that the debtor regularly requests.
Thus, option B is correct.
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a manager in an industry with some market power can use information about which of the following to determine a profit-maximizing price? multiple choice question. demand elasticity unit elasticity supply elasticity
A manager in an industry with some market power can use information about the demand elasticity to determine a profit-maximizing price. This means that demand elasticity is the correct option from the given terms.
Market power is defined as the ability of an organization or company to affect the price or quality of the products they produce. When a company has market power, it has the power to influence the market by controlling the price of goods or services and the quality that customers get from them.
The elasticity of demand is used by firms to measure the impact of price changes on demand, which helps them in determining the right pricing strategy.
A product's demand elasticity is a measure of how sensitive its demand is to price changes. It can be calculated by dividing the percentage change in the quantity demanded by the percentage change in the product's price.
The general rule for a firm with market power is to charge a higher price when the demand is inelastic and a lower price when it is elastic.
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According to the theory of liquidity preference, which variable adjusts to balance the supply and demand for money?
interest rate
money supply
quantity of output
price level
According to the theory of liquidity preference, the interest rate is the variable that adjusts to balance the supply and demand for money.
The theory of liquidity preference was developed by John Maynard Keynes and suggests that the demand for money is influenced by the desire of individuals to hold liquid assets. In other words, people hold money not only for transactional purposes but also as a way to store value.
When there is excess demand for money, individuals will be willing to pay a higher price (interest rate) to acquire it. As a result, the interest rate will rise, which will discourage borrowing and ultimately decrease the demand for money. Conversely, if there is an excess supply of money, the interest rate will fall, which will encourage borrowing and ultimately increase the demand for money.
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What should you avoid using when writing a formal email?
O An official signature
O Emojis
O Familiar acronyms
O Last names
Answer:
emojis
Explanation:
Question #4
Multiple Choice
Values are principles that typically guide or influence an individual's decision-making process. Two
areas of life most often affected or influenced by values include
emotions and reactions
decisions and responses
physical health and feelings
attitudes and behaviors
The two spheres of life that are most frequently impacted or altered by values are attitudes and behaviors. The correct response is option (4).
Define attitudes and behaviors.An individual's attitude is defined as their mental perspective, or how they feel or think about someone or something. Behavior describes the actions, motions, conduct, or behaviors of an individual or a group toward other individuals. built upon. Experience and observation.
When people put more focus on their own attitudes and feelings, they tend to act more in line with those feelings, therefore there is a link between attitude and behavior. Additionally, when people feel greater responsibility for their individual actions rather than the actions of a collective, their opinions are more consistent with their behavior.
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the approach specifically examines the ways in which social and cultural environments influence behavior. True or False
The sociocultural approach investigates how social and cultural contexts affect behavior. Other people and the society they have established have a significant impact on how people act, think, and feel.
What method looks at how a person's environment may influence their behavior?The broad study of human behavior that takes into account a person's upbringing and taught associations is known as behavioral theory. According to behaviorism, every behavior is learned through conditioning and can therefore be observed without taking into account ideas or feelings.
What do you mean by humanistic approach?The humanistic perspective places a strong emphasis on the value of the individual, the significance of human values, and the creative and active character of people. The strategy is positive and emphasizes
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outline 2 advantages to H&H of using secondary market research
How do depreciating assets hurt your financial health?
a. They decrease your net worth.
b. They increase your discretionary spending.
d. They lower your FICO score.
c. They increase your equity.
Answer:
A
Explanation:
net worth is based on assets and income so if assets decrease your net worth decreases
Which of the following communication styles includes the desire to avoid conflict but still tries to manipulate the situation so the outcome is in their favor?
Passive-assertive
Passive-aggressive
Passive
Aggressive
Answer:
☆Passive aggressive☆
Explanation:
•Passive Assertive: Not a communication style.
•Passive: Developed patterns of avoiding expresing feelings/ emotions.
•Aggressive: can involve manipulation or
intimidation to achieve an end goal.
outline the role of two secondary sector industries that supply products to fs
The secondary area makes a specialty of the manufacturing of the number one enterprise with the purpose of advertising and trade.
The required details for secondary area of the economy in given paragraph
The secondary area of the economy is an monetary area in the three-area theory that describes the position of manufacturing. It encompasses industries that produce a completed, usable product or are worried in construction. This area usually takes the output of the number one area and creates completed goods appropriate on the market to domestic businesses or consumers and for export . Many of those industries devour big portions of energy, require factories and use machinery; they may be frequently labeled as light or heavy primarily based totally on such portions. This additionally produces waste substances and waste heat that could motive environmental troubles or pollution. Examples include fabric manufacturing, vehicle manufacturing, and handicraft.
Manufacturing is an vital pastime in promoting monetary growth and development. Nations that export synthetic merchandise generally tend to generate better marginal GDP growth, which helps better incomes and consequently marginal tax revenue had to fund such authorities expenses as fitness care and infrastructure.
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