, suppose First Main Street Bank loans out all of its new excess reserves to Eileen, who immediately uses the funds to write a check to Clancy. Clancy deposits the funds immediately into his checking account at Second Republic Bank. Then Second Republic Bank lends out all of its new excess reserves to Manuel, who writes a check to Kate, who deposits the money into her account at Third Fidelity Bank. Third Fidelity lends out all of its new excess reserves to Poornima in turn. Fill in the following table to show the effect of this ongoing chain of events at each bank. Enter each answer to the nearest dollar.
Answers
Third Fidelity Bank loaned out $25,000 to Poornima.
First Main Street Bank loans out all of its new excess reserves to EileenEileen uses the funds to write a check to ClancyClancy deposits the funds immediately into his checking account at Second Republic BankSecond Republic Bank lends out all of its new excess reserves to ManuelManuel writes a check to KateKate deposits the money into her account at Third Fidelity BankThird Fidelity lends out all of its new excess reserves to PoornimaFormula: Loaned Out + Initial Excess Reserves = Total Excess ReservesSo,First Main Street BankLoan Loaned Out Initial Excess Reserves Total Excess Reserves$30,000 $20,000 $50,000Second Republic BankLoan Loaned Out Initial Excess Reserves Total Excess Reserves$21,000 $4,000 $25,000Third Fidelity BankLoan Loaned Out Initial Excess Reserves Total Excess Reserves$25,000 $3,000 $28,000PoornimaLoan Loaned Out Initial Excess Reserves Total Excess Reserves$28,000 $0 $28,000Therefore, the effect of this ongoing chain of events at each bank is:First Main Street Bank loaned out $30,000 to Eileen.Second Republic Bank loaned out $21,000 to Manuel.Third Fidelity Bank loaned out $25,000 to Poornima.Each bank maintains its initial excess reserves as well, which is given in the table above.
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Related Questions
What is the relationship between insurance and successful financial management? 1. Why is insurance important? 2. Consider your home and possessions. What types of risks do you face? What insurance would you recommend to someone in a similar location? 3. What are personal, property, and liability risks? What are examples of personal, property, and liability risk? 4. Why is estate planning important? 5. What is the principle of indemnity? Why is this principle important?
Answers
Answer:
insurance is important in that it helps you indemnity the losses occured after the risk occurrence
Explanation:
insurance ensures that you are covered from all period and hazards
1. What is the relationship between insurance and successful financial management? Why is insurance important?
The relationship between insurance and successful financial management is important because while successful financial management helps with unexpected situations requiring emergency planning, insurance is a contract made to ensure that your assets are protected and damage paid for if that event occurs.2. Consider your home and possessions. What types of risks do you face? What insurance would you recommend to someone in a similar location?
You could be risked by fires, high winds, hail, and lightning damage to protect your possessions you would need Homeowners insurance. To be protected from natural disasters you may need additional coverage (if natural disasters occur often).3. What are personal, property, and liability risks? What are examples of personal, property, and liability risk?
Some personal, property, and liability risks would be poor health and old age, having your property damaged, and being responsible for something that happens that could lead to a lawsuit.4. Why is estate planning important?
Estate planning can be important because estate planning is about protecting your loved ones, transferring your assets to heirs.5. What is the principle of indemnity? Why is this principle important?
The principle of indemnity is compensation, ensuring that you will not lose any finances.What is the term used to describe the fluctuation in demand of a certain product in relation to pricing?
Answers
Elasticity is a phrase used to describe how the price affects how much a certain product is in demand.
What is elasticity?In neoclassical economic theory, elasticity is a key idea that aids in understanding a variety of economic concepts, including the incidence of indirect taxation, marginal concepts related to the theory of the firm, wealth distribution, and different types of goods related to the theory of consumer choice. When talking about how welfare is distributed, particularly in terms of consumer, producer, or government surpluses, a grasp of elasticity is crucial.
Elasticity is a key notion in many economic theories, and it may be seen in a number of key indicators. These include the elasticity of demand at different prices, the elasticity of supply at different prices, the elasticity of demand at different income levels, the elasticity of replacement between factors of production, the cross-price elasticity of demand, and the elasticity of substitution across time.
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A job candidate who is capable of maintaining effective workplace relationships demonstrates Multiple Choice competence. character. creativity. coherence. caring.
Answers
A job candidate who is capable of maintaining effective workplace relationships demonstrates the coherence trait.
What do you mean by a job candidate?A job candidate refers to an applicant who can be considered for a job.
A job candidate who is capable of maintaining effective workplace relationships demonstrates a coherence trait.
Therefore, D is the correct option.
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the pv for both options (including the downpayments) is the same, 8000. what additional factors should terry consider when deciding which is the best deal for her?
Answers
When deciding which option is the best deal for her, Terry should consider the additional factors, namely : loan term, total cost, monthly payments, repayment option, Debt-to-income ratio and interest rate.
Loan term - The length of time it takes to repay the loan
Interest rate - The amount of interest paid over the loan term
Total cost - The sum of the loan amount and interest paid over the loan term
Monthly payment - The amount paid monthly including both principal and interest rate, until the loan is repaid.
Repayment options - Whether the loan has flexible repayment options such as early repayment, and if there are any prepayment penalties.
Debt-to-income ratio - Terry's debt-to-income ratio will be an important factor in deciding whether to go for a car loan or a personal loan
.The above additional factors should be considered by Terry when deciding which option is the best deal for her.
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Police are investigating the site of a convenience store robbery. The glass door was
broken, and it looks as if several packages of cigarettes are missing from behind the
counter. One police officer notices a man walking past the store and gets an odd
feeling about him. He stops the man and insists on searching his pockets. Inside the
man's pockets, police find several packs of cigarettes. They arrest the man and
charge him with the crime. Unfortunately, the judge throws out the charges. What is
MOST likely the judge's reason for dismissal?
A-The man is under 18 years old.
B-The man did not have money to post bail.
C-The policeman did not have probable cause to search the man.
D-The policeman did not have enough evidence that the man was the robber.
Answers
The MOST likely judge's reason for dismissal is the policeman did not have enough evidence that the man was the robber. Thus the correct option is D.
What is Robbery?Theft or robbery is defined as the stealing of someone else's property without their permission and using force or a threat of force that exhibits fear in them to perform any action against them.
To prove a crime against someone requires one to submit enough evidence which helps to establish the claim as the justice system is based on evidence not on arguments.
In the given case, police found the activity of the men suspicious as they found cigarette packets from him. There is no evidence that he has stolen the cigarette packets might be possible he has purchased them.
So due to a lack of evidence against the person the Judge dismissal the case. Therefore, option D is appropriate.
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the following table shows a monopolist’s demand curve and cost information for the production of its good. what quantity will it produce
Answers
The monopolist will produce the quantity where marginal cost equals marginal revenue.
In a monopolistic market, a monopolist has control over the supply of a good or service and faces a downward-sloping demand curve. To determine the quantity to produce, the monopolist considers the relationship between marginal cost (MC) and marginal revenue (MR). Marginal cost refers to the additional cost incurred to produce one more unit of output, while marginal revenue is the additional revenue earned from selling one more unit of output.
To maximize profits, the monopolist produces the quantity where marginal cost equals marginal revenue (MC = MR). This is because at that quantity, the additional cost of producing one more unit (MC) is equal to the additional revenue earned from selling that unit (MR). Producing more would result in higher costs without sufficient revenue to cover them, while producing less would mean missed revenue opportunities.
The monopolist determines the quantity to produce by equating marginal cost with marginal revenue. This ensures that the monopolist maximizes its profits by producing at the level where the incremental cost of production matches the incremental revenue generated. The specific quantity produced by the monopolist will depend on the specific demand and cost characteristics provided in the table.
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Do I have any college students on here willing to help me with a project? It's for my personal finance class. I'm in college but I'm a high schooler. I have to make a report on what the average college student spends. I will not be asking for bank card/account info or anything of that sort. No social security numbers or phone numbers. If you'd be willing to help me out thanks!!
Answers
Explanation: I'm a VERY smart 7th grader. : )
Answer:
i'm not in college but i can help you if you need help
Explanation:
A ______ is how a company can provide superior customer value to its target market that involves the formulation of a marketing mix.
a. market analysis
b. regulatory policy
c. product-related need set
d. marketing strategy
Answers
There are aspects to a company. A marketing strategy is how a company can provide superior customer value to its target market that involves the formulation of a marketing mix.
What is Customer value?This can be defined as the notable difference that takes place between the benefits gotten from a total product and the costs of getting those gains.
A marketing strategy is known to be a business's total plan of work for reaching its target consumers and influencing them into being the customers of their products or services.
Conclusively, marketing strategy has the company's value proposition, key brand messaging, etc.
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What effect do online library catalogues have on physical libraries? They make libraries easier to use by allowing students to search for titles and confirm they're available before going to the library building. They damage libraries by competing with them and being more accessible for everyday people. They improve library stock by making it easier for library staff to confirm what books they have available quickly. They undermine libraries' ability to function properly by taking away many of the services they usually offer.
Answers
Answer:
They make libraries easier to use by allowing students to search for titles and confirm they're available before going to the library building
Explanation:
A library catalogue can be defined as a register of all books and other reading materials housed in a library and arranged according to a predetermined bibliographic pattern. Library catalogues contain specific items of bibliographical information intended to help the library users identify and locate materials in the library.
The advantage using an online catalogue is that materials in the library can be searched rapidly and remotely.
HELP Esmerelda simplified a complex fraction. Her work is shown below. What errors did Esmerelda make? Check all that apply. Esmerelda converted the mixed number to the wrong improper fraction. Esmerelda added the numerators. Esmerelda added the denominators. Esmerelda did not divide –24 by 6 correctly. Esmerelda did not use the reciprocal of the divisor.
Answers
Answer:
Esmerelda did not use the reciprocal of the divisor.
Esmerelda added the numerators.
Esmerelda added the denominators.
Explanation:
Note: This question is not complete as it omitted the work of Esmerelda. Her work is therefore provide to complete the question as follows:
\(\frac{-5\frac{1}{4} }{\frac{3}{2} } = \frac{-\frac{21}{4} }{\frac{3}{2} } =(-\frac{21}{4})(\frac{3}{2}) = -\frac{24}{6} = -4\)
The explanation of the answer is now provided as follows:
Esmerelda did not use the reciprocal of the divisor
This is corrected by using the reciprocal of the divisor as follows:
\(\frac{-5\frac{1}{4} }{\frac{3}{2} } = \frac{-\frac{21}{4} }{\frac{3}{2} } =(-\frac{21}{4})(\frac{2}{3})\)
Esmerelda added the numerators and Esmerelda added the denominators
These two are corrected together by multiplying the numerators separately and and multiplying the denominators separately as follows:
\(\frac{-5\frac{1}{4} }{\frac{3}{2} } = \frac{-\frac{21}{4} }{\frac{3\\}{2} } =(-\frac{21}{4})(\frac{2}{3}) = -\frac{21*2}{4*3}\)
Based on the above, the correct answer of the work of Esmerelda can be obtained as follows:
\(\frac{-5\frac{1}{4} }{\frac{3}{2} } = \frac{-\frac{21}{4} }{\frac{3\\}{2} } =(-\frac{21}{4})(\frac{2}{3}) = -\frac{21*2}{4*3} =- \frac{42}{12} = -3\frac{1}{2}\)
The final answer can also be provided in 2 decimal places as follows:
\(\frac{-5\frac{1}{4} }{\frac{3}{2} } = \frac{-\frac{21}{4} }{\frac{3\\}{2} } =(-\frac{21}{4})(\frac{2}{3}) = -\frac{21*2}{4*3} =- \frac{42}{12} = -3\frac{1}{2} = -3.50\)
early pioneer in online education, university of phoenix, has faced increasing challenges from traditional university online programs who are able to offer their programs at the same cost. which generic strategy has gone wrong?
Answers
It is an example of a generic strategy which has gone wrong is low cost leadership. Therefore, the correct option is D.
The generic strategy is a general plan or approach used by an organization to achieve a competitive advantage over its competitors. It includes three basic approaches to create a competitive advantage such as cost leadership, differentiation, and focus.
A low cost leadership strategy is the process of maintaining a low cost structure while providing a satisfactory level of product or service to the customers. Low-cost producers make every effort to reduce the costs of their goods while maintaining the quality of their products.
The University of Phoenix is an early pioneer in online education but it has faced increasing challenges from traditional university online programs who are able to offer their programs at the same cost. This is an example of a low cost leadership strategy gone wrong. So, the correct answer is option D) Low cost leadership.
Note: The question is incomplete. The complete question probably is: Early pioneer in online education, University of Phoenix, has faced increasing challenges from traditional university online programs who are able to offer their programs at the same cost. This is an example of which generic strategy gone wrong: A) Differentiation. B) Overall cost leadership. C) Focus strategy. D) Low cost leadership.
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megan, the marketing manager for boot hill wants to export the company’s line of fashion boots to an eu country. however, she discovers that there is a complete restriction on the import of any form of leather into that country. this is an example of
Answers
This scenario of Megan, the marketing manager is an example of a boycott.
The required details about the marketing manager are mentioned below.
Managers of marketing oversee advertising campaigns for companies and goods. Marketing managers work to increase awareness of your product or service and bring in new clients by creating appealing stories and running strategic campaigns.
It is advantageous to have a broad variety of marketing experience for this mid-level position. Marketing managers frequently organize and handle a wide range of tasks, including product launches, advertising, email campaigns, events, and social media. Additionally, you will develop marketing initiatives and campaigns, work cross-functionally, and produce marketing metrics reports.
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education opens the door to employment.
Answers
Answer:
yes education opens the door to employment as Education give us a new identity and talent which people are looking for the employment. Education can lead to success and employement.
What modification options are available in Design view of a report? Check all that apply.
align fields
o change text color
change the header title
create a query from scratch
o rename the underlying table
change the background color
Answers
Answer:
A,B,C,F
Explanation:
Modification options are available in Design view of a report are -
a. Align fields
b. Change text color
c. Change the header title
e. Rename the underlying table
f. Change the background color
What is modification?Modification is the action of modifying something.
What is a design?Design is a plan or drawing produced to show the look and function or workings of a building, garment, or other object before it is made.
What is a report?A report is a document that presents information in an organized format for a specific audience and purpose.
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To limit sexual harassment in the workplace, managers should strive to ________. recognize that sexual harassment occurs in most work environments provide general guidelines about sexual harassment, but avoid detailed explanations instantly terminate anyone accused of sexual harassment reassure employees that they will not encounter retaliation if they file a complaint investigate only the most serious complaints
Answers
Answer:
reassure employees that they will not encounter retaliation if they file a complaint.
Explanation:
A manager can be defined as an individual who is saddled with the responsibility of providing guidance, support, supervision, administrative control, as well as acting as a role model or example to the employees working in an organization by being morally upright.
Generally, managers are typically involved in taking up leadership roles and as such are expected to be build a strong relationship between their employees or subordinates by creating a fair ground for effective communication and sharing of resources and information.
On a related note, managers are required to engage their staff members (entire workforce) in the most efficient and effective manner.
To limit sexual harassment in the workplace, managers should strive to reassure employees that they will not encounter retaliation if they file a complaint.
a bank holding company owns a bank that is chartered by the Office of the Comptroller of the Currency (OCC) of the U.S. Treasury Department and has federal deposit insurance, it can be regulated by
Answers
The Federal Reserve is the federal entity that regulates the bank holding company that is chartered by the Office of the Comptroller of the Currency.
What is a bank holding company?A bank holding company refers to an independent company that controls banks but does not itself in their activities.
In conclusion, the Federal Reserve is the federal entity that regulates the bank holding company that is chartered by the Office of the Comptroller of the Currency.
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A market basket: ______________
a) is related to how firms make purchasing decisions.
b) includes specific goods and services in fixed quantities that roughly correspond to a typical consumer's spending.
c) includes housing, food, and clothing, but does not include transportation.
d) is what an economist creates in order to understand the purchasing trends of households and firms.
Answers
Answer:
B
Explanation:
I think the answer would be B because it is a hypothetical set of goods and services of the consumers
What does the term 'user
experience' refer to regarding a
website?
A. the overall ease of navigation and ability to
purchase on a company's website
B. the general experience a customer has when
using a product of a business
C. the customer experience when dealing with
customer service representatives
Answers
Answer:b
Explanation:
Which of the following is least likely to benefit the civilian economy?A. R&D carried out in government laboratoriesB. R&D aimed at producing new weaponsC. direct private sector R&D spendingD. tax policy promoting civilian R&D spending
Answers
The option least likely to benefit the civilian economy is (B) R&D aimed at producing new weapons.
The option least likely to benefit the civilian economy is B. R&D aimed at producing new weapons.
This type of research and development is primarily focused on military applications and its direct benefits to the civilian economy are limited compared to other options such as government labs, private sector R&D spending, or tax policies that promote civilian R&D spending.
Defence economics is a branch of national economic management that deals with managing both military budgets during peacetime and warfare as well as the economic impacts of military spending.
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"What a given group of people appreciates" are their ___________. A. Cultural contexts b. Culture shock c. Cultural education d. Cultural values Please select the best answer from the choices provided A B C D
Answers
Answer:
d. Cultural values
Explanation:
Cultural values are the values and norms that are followed by a distinct society or a group of people. In other terms, values and norms developed within the society to form its basis are said to be the cultural values. The people believe, follow, and appreciate the values. They help in defining the ways of living and leading the life. The behavior, nature, and thinking of the society is influenced or structured as per the cultural values.
Answer:
D
Explanation:
I just took the assignment
Determining gross profit During the current year, merchandise is sold for $23,680,000. The cost of the goods sold is $13,024,000. a. What is the amount of the gross profit? b. Compute the gross profit percentage (gross profit divided by sales). c. Will the income statement always report an operating income?
Answers
a. The gross profit can be calculated by subtracting the cost of goods sold from the sales revenue. In this case, the gross profit is $23,680,000 - $13,024,000 = $10,656,000.
b. The gross profit percentage can be calculated by dividing the gross profit by the sales revenue and multiplying by 100 to express it as a percentage. In this case, the gross profit percentage is ($10,656,000 / $23,680,000) * 100 = 45.03%.
c. The income statement will not always report an operating income. The operating income is determined by subtracting operating expenses (such as salaries, rent, utilities, etc.) from the gross profit. If the operating expenses are higher than the gross profit, it will result in an operating loss rather than operating income. The presence or absence of operating income depends on the specific financial situation and performance of the company.
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What does Physchographic profile mean
Answers
Answer:
Psychographics is the study of consumers based on their activities, interests, and opinions (AIOs). ... In contrast, a psychographic profile contains information around a person's interests, hobbies, emotional triggers, and lifestyle choices, among other data.
Explanation:
Plz, mark me brainliest!
Answer:
Psychographics is the study of consumers based on their activities, interests, and opinions (AIOs). ... In contrast, a psychographic profile contains information around a person's interests, hobbies, emotional triggers, and lifestyle choices, among other data.
1. Define Trade, Import and Export
2. List items the U.S. imports and exports.
Answers
Answer:
food and clothing
Explanation:
import is to bring things from a different country for sale. export is to give things to a different country or place for sale. trade is to transfer or exchange something from a different country.
how are you avalon23413?
Answers
Answer:
im great
Explanation:
I’m doing well !! I hope you’re are going good too
Explanation:
If you were to describe yourself in one sentence, what would you say?
Answers
select the correct answer. at which stage of problem solving should you discuss the problem with colleagues? a. defining the problem b. evaluating the information c. gathering information d. making a choice e. taking action
Answers
The problem-solving stage of discussing a problem with a colleague is defining the problem.
When working on a problem-solving strategy, it is important to first identify the problem. If the problem cannot be identified as a group, it becomes more difficult to understand how to solve the problem. All stages of problem solving are important, but defining the problem is the most important, because if the problem is not defined, the other steps are irrelevant.
Here are the basic steps to resolve the issue:
Emphasize the facts of the situation
Identify what caused the problem
Articulate the problem
Find out about violations that have occurred.
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Economists assume that people are rational in the sense that.
Answers
in the 2018 midterm election, according to the book dollar democracy on steroids, how much was raised and spent on house and senate incumbents and challengers by the candidates, political parties, political action committees (pacs), super-pacs, and non-profits, most of it from wealthy corporate special interests?
Answers
According to the book "Dollar Democracy on Steroids," a significant amount of money was raised and spent on House and Senate incumbents and challengers in the 2018 midterm election.
Candidates, political parties, political action committees (PACs), super PACs, and non-profits received substantial funding, primarily from wealthy corporate special interests. In the 2018 midterm election, the candidates, political parties, PACs, super PACs, and non-profits collectively raised and spent a substantial amount of money on House and Senate incumbents and challengers. The book "Dollar Democracy on Steroids" highlights the influence of wealthy corporate special interests in providing the majority of the funding. These special interests, which often include large corporations and influential individuals, contribute significant financial resources to support their preferred candidates and advance their policy agendas.
The involvement of wealthy corporate special interests in campaign financing raises concerns about the influence of money in politics. Critics argue that this concentration of funding from powerful entities can distort the democratic process, potentially leading to policy decisions that favor the interests of these donors over the general public. The book likely provides further analysis and insights into the specific figures and mechanisms through which money flowed into the election campaigns, shedding light on the intricate relationship between political financing and the democratic system.
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TRUE/FALSE. Total interest cost for a bond issued at a premium equals the total of the periodic interest payments minus the premium.
Answers
False. The total interest cost for a bond issued at a premium is actually greater than the total of the periodic interest payments.
This is because when a bond is issued at a premium, the issuer receives more money than the face value of the bond. The premium is essentially the difference between the face value and the amount the bond was sold for.
While the periodic interest payments are based on the face value of the bond, the issuer must still pay back the full amount of the bond at maturity. Therefore, the total interest cost for a bond issued at a premium is calculated by adding the periodic interest payments and the premium, and then subtracting any discount amortization (if applicable).
For example, let's say a bond has a face value of $1,000 and is issued at a premium of $100, for a total issuance price of $1,100. The periodic interest payments are based on the face value of $1,000, but the issuer must still pay back the full $1,100 at maturity. So, the total interest cost for this bond would be the sum of the periodic interest payments ($50 per year, for example, if the coupon rate is 5%) plus the premium of $100, for a total of $150.
In summary, the total interest cost for a bond issued at a premium is not equal to the periodic interest payments minus the premium. It is actually greater than the periodic interest payments due to the additional amount the issuer must pay back at maturity.
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Which economic principle says that value is created and maintained when the characteristics of a property fit in with its surroundings?
Answers
The principle of balance is closely associated with the principle of skyrocketing and decreasing returns; it holds that maximum value is achieved and maintained when all elements within the agents of production are in economic balance. The worth of a property depends on the balance of: Land. Labor.
The term contributory value refers to the number by which one component of an asset influences its total value as an entire. Contributory value is usually employed in the 000 estate industry to point out how one property feature affects the property's entire value.
The principle says that value rises using anticipated benefits (money or amenities) to be gained from a property within the future. as an example… you get a home with a pool for $190,000. The same home without a pool sells for $140,000.
One principle in estimating the worth of income property is the anticipation of future benefits. The income approach, also called income capitalization, converts future benefits of property ownership into a sign of present worth (market value).
The principle of regression holds that the worth of the simplest property in a very neighborhood is adversely littered with the worth of other properties within the neighborhood. For example, this principle applies to over-improved homes.
The principle of contribution holds that the worth of property is greatest when the improvements produce the best return commensurate with their cost. Maximum values are realized when an inexpensive degree of architectural similarity exists and land uses are compatible.
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