Suppose that Best National Bank currently has $100,000 in demand deposits and $65,000 in outstanding loans. The Federal Reserve has set the reserve requirement at 10%. Best National Reserves Required Reserves Excess Reserves (Dollars) (Dollars) (Dollars)

Answers

Answer 1

The Federal Reserve has set the reserve requirement at 10%. So, Best National Bank has $10,000 in required reserves and $90,000 in excess reserves.

The reserve requirement is the amount of money that commercial banks are required to keep on hand by the Federal Reserve. Reserve requirements are determined as a percentage of a bank's total deposits, so banks must maintain a certain amount of money on hand for every dollar that is deposited in the bank.

The reserve requirement is currently set at 10% by the Federal Reserve.  

Best National Bank currently has $100,000 in demand deposits and $65,000 in outstanding loans.

In this case, Best National Bank will need to keep $10,000 ($100,000 * 10%) as reserves.

This is known as required reserves.

Best National Bank's excess reserves can be calculated by subtracting required reserves from total reserves.

In this case, the bank's total reserves are equal to its demand deposits: $100,000.

So, the bank's excess reserves are $90,000 ($100,000 - $10,000).

Therefore, Best National Bank has $10,000 in required reserves and $90,000 in excess reserves.

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Related Questions

With ________ products and services, a higher price might lead to a greater quantity sold, but only up to a certain point.

Answers

With prestige products and services, a higher price might lead to a greater quantity sold, but only up to a certain point.

What are prestige products?

Prestige products are defined as the form of a product-selling marketing strategy that includes charging high prices for the services and the product. This portrays that the products are of the highest quality, providing the higher status of a luxury product. It is important to mention that manufacturers of high-end products use such a strategy and only targets a few customers.

Prestige products and services are sold at a steeply high price and sold only to target consumers. However, the greater quantity cannot be sold more than a certain point.

It can be concluded that with prestige products and services, a higher price might lead to a greater quantity sold, but only up to a certain point.

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What role do career pathways play?
A. Career pathways lay out the academic courses, skills, and knowledge required for a position.
B. Career pathways help students determine whether a position will have information technology as a primary or secondary focus.
C. Career pathways lay out the advantages and disadvantages of potential careers.
D. Career pathways organize jobs into 16 major groups to help students plan their careers.​

Answers

Answer:

I think it's A. but don't depend on me i'm probley wrong

Explanation:

What part do career paths play is The educational requirements, necessary skills, and expertise for a position are outlined in career pathways. As a result, choice (A) is right.

What is meant by Career pathways ?

A career path is a list of steps you should take to advance into new or more senior responsibilities at work during your professional life. Employees are guided toward their ultimate professional ambitions as well as their long-term goals through a series of positions and experiences.

By highlighting their existing professional situation and providing advice on how to improve it, career pathing can increase their levels of engagement and job satisfaction.

An essay about your career objectives is a piece of writing in which you describe the career route you hope to take and the goals you have for yourself. You will discuss your career aims, pertinent accomplishments that help you be more successful in achieving your goals, and how your aspirations can help you advance even farther in the essay.

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although anorexics feel a(n) __________ over eating, bulimics feel a _____________.

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Answer:

Although anorexics feel a(n) _Sense of control_____ over eating, bulimics feel a _ lack of control._____  Unfortunately, the drive for thinness in ...

Explanation:

Which of the following costs is NOT an inventoriable cost for a manufacturing firm? O Marketing Expense O Factory Supervisor's Salary Expense O Wages Expense for security guard in factory O Wages Expense for forklift operator in factory

Answers

The marketing expense is NOT an inventoriable cost for a manufacturing firm.

Inventoriable costs, also known as product costs, are the costs associated with the production of goods. They are considered assets on the balance sheet until the goods are sold, at which point they are recognized as an expense in the form of cost of goods sold. Factory supervisor's salary expense, wages expense for security guard in the factory, and wages expense for forklift operator in the factory are all examples of direct or indirect labor costs directly involved in the manufacturing process, and thus considered inventoriable costs. However, marketing expense is not directly associated with the production process but rather with promoting and selling the finished goods, so it is classified as a period cost and is expensed immediately.

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Communication response time must be faster than in the past to succeed in the modern workplace. please select the best answer from the choices provided t f

Answers

Based on current workplace trends, a faster communication time is needed to succeed so this is True.

What does the modern workplace require?

The modern workplace is characterized by faster processes and the need to stay ahead of competitors.

As a result, it is required that communication response times should be faster in order to be successful.

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Select all that apply.

Signs that a listener is paying attention include:


giving advice

facing speaker

telling a similar story

maintaining eye contact

Answers

Answer:

facing the speaker and maintaining eye contact

Answer:

1. giving advice

2. facing speaker

3. telling a similar story

4. maintaining eye contact

Explanation:

Edge 2021-2022 :)


It was a meat-eating dinosaur. It was about 30 feet long. It had
huge jaws, sharp teeth and claws.It had the ability to run swiftly
which made it a frightening enemy.​

Answers

Answer:

T-rex

Explanation:

Match the phrase that follows with the term (a-e) it describes. integrated set of operating and financing budgets for a period of time estimates the number of units to be manufactured to meet sales and inventory levels shows expected results at several activity levels begins by estimating the quantity of sales shows expected results at only one activity level 1. static budget 2. flexible budget 3. master budget 4. sales budget 5. production budget

Answers

1. Master budget: it is an integrated set of operating and financing budgets for a period of time.

2. Production budget: it estimates the number of units to be manufactured to meet sales and inventory levels.

3. Flexible budget: it shows expected results at several activity levels.

4. Sales budget: it begins by estimating the quantity of sales.

5. Static budget: it shows expected results at only one activity level.

A budget can be defined as a financial plan that is used for the estimation of revenue and expenditures of an individual, organization or government, especially for a specified period of time, often one (1) year.  

Basically, there are different types of budget and this include:

1. Master budget: it comprises an integrated set of both investing, operating and financing budgets for a specified period of time, often one (1) year.

2. Production budget: it estimates the number of units to be manufactured by a business firm, so as to meet budgeted sales and inventory levels.

3. Flexible budget: it shows expected results of a business firm (responsibility center) at several activity levels.

It is also referred to as variable budget and it's used both before and after a period's activities are completed.

4. Sales budget: it begins by estimating the quantity of sales.

Once the quantity of sales are estimated, the sales revenue that are expected is calculated by multiplying the expected unit sales price by the volume.

5. Static budget: it shows expected results of a business firm (responsibility center) at only one activity level.

A static budget is usually based on a predicted amount of sales or any other measure of activity.

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Your credit score does not affect your:
A. chances of landing a new job.
B. ability to rent an apartment.
C. ability to get a car loan.
D. yearly income.

Answers

A persons credit score would not affect the chances that they have to land a new job when they need one.

What is a credit score?

This is a number that is used to show that a person is credit worthy. It shows how the person responds to the loans that they owe.

A high credit score shows that the person is one that does what is required on time. A lower one may have negative effects on a person.

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Answer:

D. Yearly Income

Explanation:

7. Solve this two step equation:
3 x 5 – 7 = y

Answers

Answer:

y=8

Explanation:

15-7=y

8=y

y=8

Answer:

its 8

Explanation:

if u do 3 times 5 its 15, if u do 15-7 which equal 8 or y so y=8

Publishers and printing companies are both involved with books, magazines, and newspapers. One type of company is
considered part of the manufacturing section, because it produces the physical product: books, magazines,
newspapers, and so on. What sector does publishing belong to, since it does not produce a tangible product (until
printing transforms it into one)?
O primary, because it makes original content
secondary, because it transforms ideas into physical objects
tertiary, because it provides a service
quaternary, because it involves research

Publishers and printing companies are both involved with books, magazines, and newspapers. One type of

Answers

Answer:

quaternary, because it involves research

Explanation:

Using productivity software ensures that the end product will look professional.

Answers

Answer: false

Explanation:

on edge 2021

Answer: The answer is false

Explanation:

props to the other dude, give them brainliest

What does the value of collateral or down payment affect? Check all that apply.

the amount borrowed
the interest rate
the lender’s perceived risk
the repayment schedule
the credit cards available

Answers

Answer:

the value of collateral or down payment affect :

1. the amount borrowed

2. the repayment schedule

Explanation:

Only the amount borrowed and repayment schedule are affected by the value of collateral or down payment.

This is so because, the collateral or down payment instantly reduces the amount borrowed from the lender known as the Principle Amount.

Once the Principle amount is reduced, the instalments or repayment of interest and capital also reduces and some times the length of time for paying back the amount borrowed.

The value of collateral or down payment affects:

The amount borrowed The interest rate The lender’s perceived risk

Collateral refers to an item of equal worth that is given to a lender to hold in case of a default in payment. The collateral or down payment that is deposited for a purchase will be equivalent to the amount borrowed.

A television set will not be equivalent collateral for a loan of $100,000. The collateral will also be measurable to the perceived risk of the lender.

The higher the perceived risk, the higher the collateral. The interest rate will also affect collateral. So, options 1, 2, and 3 are correct.

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Question 5
What are the mandatory marketing tactics?

Question 5What are the mandatory marketing tactics?

Answers

The mandatory marketing tactics are b. Web site and the two most likely social media sites your customer uses.

How are these mandatory marketing?

A website is integral for a business in the current digital era, given that it presents an opportunity to inform potential customers about its services or products.

Further, social media strategies offer powerful marketing avenues where firms can interact with clients, promote their wares and augment brand visibility. Nonetheless, companies should allocate resources wisely by targeting social media platforms most proximate to their target market instead of attempting to disseminate content over several sites.

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Fill in the blank.in his theory of absolute advantage, adam smith advocated that ________ should determine what a country imports and what it exports.

Answers

"In his theory of absolute advantage, Adam Smith advocated that the market mechanism should determine what a country imports and what it exports."

What is the market mechanism?

The market mechanism links the actions of the 3 economic agents: consumers, producers, & owners of the fact-ors of production. The market mechanism is also call-ed the free market sys-tem. It is the situation wh-ere decisions on price & quantity in a mark-et are made based on demand & supply alone. We also refer to th-is as the price mechanism. The functions of the market mechanism spring in-to action when there is a dis-equilibrium in the market.

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Help Me Please!!!!!!

Help Me Please!!!!!!

Answers

Answer:

Cell phone Plan/Backpack/Electric bill/Car insurance look like the ones to choose. If you chose rent you would go over budget, same for a car payment.

45+60+10+60=175

230-175=55

you would have 55$ left if you went with these. Don't know if that's what the question wants though...

providing the pamphlet on the law of real estate agency is a) a duty that brokers owe to all parties to whom they provide real estate brokerage services. b) optional when brokers work with customers. c) necessary only when brokers enter into an agency relationship with an individual. d) only required when brokers work with clients.

Answers

The brochure regarding real estate agency legislation must only be given when brokers get into an agency relationship with a person.

The correct option is A.

What does the term real estate mean?

Real estate is property that takes the shape of buildings and land. Foreign real estate acquisitions for non-business objectives, such as buying rental properties, would continue to be restricted. More land is intended to be put to productive use for housing as a result of the law. Real estate comprises property that takes the shape of buildings and land.

When can someone become a real estate agent?

States have different requirements for how long it takes to become a real-estate agent, but Louisiana, for instance, requires 90 hours of coursework, sponsorship by a broker, and passing a real estate exam.

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in the process of market segmentation, which of the following is the step that comes after grouping customers with similar need sets?

Answers

Answer:

D

Explanation:

Most products in developed economies fulfill more than one need.

You are taking a $5000 loan. You will pay it back in four equal amounts, paid every 6 months starting 5 years from now. The interest rate is 12% compounded semiannually. Calculate: The effective interest rate The amount of each semiannual payment The total interest paid

Answers

Answer:

Following are the solution to the given point:

Explanation:

Calculating the value of the effective interest rate:

Formula:

\(\text{Effective interest rate} =\frac{\text{annual nominal rate of interest}}{\text{compound year}}\)

                                  \(=\frac{12}{2} \\\\ =6\%\)

Calculating the value of Effective annual rate of interest:

\(=(1+ \text{The effective rate})^{\text{(compound number )}} -1\)

\(=(1+0.06)^2 -1\\\\=(1.06)^2 -1\\\\=1.1236-1\\\\=0.1236\\\\=12.36 \%\)

Calculating the Amount in each semiannual payment:

\(= 5000 \times (\frac{F}{P}, 6\% ,9) \times (\frac{A}{P}, 6\%,4)\\\\= 5000 \times 1.689479 \times 0.288591\\\\= 2437.85\)

Calculating the value of the total interest paid:

\(= 2437.85 \times 4 - 5000\\\\= 9751.40-5000\\\\ = 4751.40\)

what is the final step in marketing a product?

Answers

Answer:

Positioning: The final step is to position your product in a way that will appeal to the needs of your target audience and encourage them to buy your product.

a) A man has $4.55 in change composed entirely of dimes and quarters. What are the maximum and minimum number of coins that he can have? Is it possible for the number of dimes to equal the number of quarters? (b) The neighborhood theater charges $1.80 for adult admissions and $.75 for children. On a particular evening the total receipts were $90. Assuming that more adults than children were present, how many people attended? (c) A certain number of sixes and nines is added to give a sum of 126; if the number of sixes and nines is interchanged, the new sum is 114. How many of each were there originally?

Answers

The man has a minimum of 14 coins and a maximum of 50 coins. It is not possible for the number of dimes to equal the number of quarters.

Let's assume the number of adult admissions is x and children's admissions is y. Therefore, the number of adults was greater than the number of children, and the total receipt was $90. Also, the theater charges $1.80 for adult admissions and $.75 for children.

Now, as per the given data, we can form two equations:

x + y = the total number of people (equation 1)$

1.80x + $0.75y = $90 (equation 2)

To solve these equations, we can multiply equation 1 with 1.80 and subtract it from equation 2.

Let's solve the equation:

(1.80x + 1.80y) - (1.80x + 0.75y) = 90 - (1.80 × total number of people)y = 3.6(total number of people - 50)

As the number of adults is greater than children,

the value of x is greater than y.

Also, the number of attendees cannot be a fraction, so we can try different values of y to find a suitable value that satisfies both the above conditions.

By substituting the value of y in equation 1, we can calculate the value of x.

Let's try different values of y:

y = 1, then x = 89y = 2, then x = 88y = 3, then x = 87y = 4, then x = 86

From the above calculations,

it is evident that y = 4, and x = 86 satisfy both conditions.

Hence, 86 adults and 4 children attended the show.

c)There were 45 sixes and 81 nines originally.

The steps to solve this problem are as follows:

Let the number of sixes is x and the number of nines be y.

Therefore, x + y = 126 (equation 1)6x + 9y = 1260 (equation 2)Dividing equation 2 by 3,

we get,2x + 3y = 420 (equation 3)Multiplying equation 1 by 2 and subtracting it from equation 3, we get:

y = 54Substituting the value of y in equation 1,

we get:

x + 54 = 126

Therefore, x = 72

Hence, there were 72 sixes and 54 nines originally.

If the number of sixes and nines is interchanged, the new sum is 114. Therefore, the number of sixes and nines interchanged were 54 and 72, respectively.

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Rising interest rates have made borrowing more costly to consumers. As a result
of the most recent increase in interest rates, borrowing and consumption have
fallen throughout the economy, triggering a contractionary period. Growing
uneasy, citizens have been asking Congress to make an official statement as to
how long this contractionary period is expected to last. Which of the following is
an appropriate response?

Answers

Answer:

it depends on the measures taken to ensure that economy is stable.

Answer:

1. it is difficult to say since contractionary periods have varying lengths in different business cycles.

2. shock

3. high unemployment

4. two

5. expansion stage of the business cycle

Explanation:

just took it

to help hsbc, as a first step in the development of an aml solution, an ayasdi data scientist used: select one: a. supply chain visibility. b. product quality assessment matrix. c. feature engineering. d. manufacturing visualization.

Answers

The Ayasdi data scientist used feature engineering as the first step in the development of an AML solution for HSBC.

Feature engineering is the process of selecting, extracting, and transforming relevant features from raw data to improve the performance of machine learning algorithms. In the context of AML, feature engineering can involve identifying patterns in transaction data, such as the frequency and amounts of transfers, to detect potential money laundering activities. By using feature engineering as a first step, the Ayasdi data scientist is able to identify the most relevant features and create a more accurate and effective AML solution for HSBC.


To help HSBC, as a first step in the development of an AML solution, an Ayasdi data scientist used (c) feature engineering. This is a process of extracting relevant information from raw data to enhance the effectiveness of machine learning algorithms for the given task.

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which of these characteristics is not an element of agile project management?

Answers

The correct options are 1 and 3. The characteristics of agile project management in scheduling are: Efficient resource reuse within each sprint and Close collaboration with the customer to prioritize requirements.

In agile project management, resources are used efficiently by planning and executing tasks within each sprint cycle. Also, customer collaboration is key to ensuring that the highest-priority requirements are identified and addressed in each sprint.

These characteristics help to keep the project on track and ensure that it delivers value to the customer. While traditional scheduling tools can be adapted to an agile approach, they are not the primary focus of agile project management.

which of the following are characteristics of the use of agile project management in scheduling? Select 2 that apply

1) Efficiently reuse resources initially planned for the project in each schedule sprint

2) Plan for new and usable functionalities should a project requirement stay unchanged

3) Work closely with the customer in order to focus agile teams on the highest impact and most current requirements

4) Prepare to use traditional scheduling tools in novel ways in order to adapt to agile projects

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what is Photosynthesis?

Freé points -,-

Answers

Answer:

photosynthesis is a process by which green plants prepare their own food with the help of sun light and chlorophyll.

Answer:

the process by which green plants and some other organisms use sunlight to synthesize nutrients from carbon dioxide and water. Photosynthesis in plants generally involves the green pigment chlorophyll and generates oxygen as a by-product.

business to business is selling to a customer that is not the end of the consumer. which of these best describe the business to customer model of distribution

Answers

Answer:

so where's the Question?

In 30-50 words, describe credit score

Answers

Answer:

A credit score is a three-digit number, typically between 300 and 850, designed to represent your credit risk, or the likelihood you will pay your bills on time.

Credit scores are calculated using information in your credit reports, including your payment history, the amount of debt you have, and the length of your credit history. Higher scores mean you have demonstrated responsible credit behavior in the past, which may make potential lenders and creditors more confident when evaluating a request for credit.

when do sociologists most often use statistical tools to analyze their data?

Answers

Sociologists most often use statistical tools to analyze their data during the quantitative research phase of their studies.

Quantitative research involves collecting numerical data and using statistical analysis to uncover patterns, relationships, and trends within the data. Statistical tools allow sociologists to make objective and systematic interpretations of the data and draw conclusions based on empirical evidence. These tools help researchers examine the associations between variables, test hypotheses, and generalize findings to larger populations. Common statistical techniques used in sociological research include descriptive statistics, inferential statistics, correlation analysis, regression analysis, and multivariate analysis. By employing statistical tools, sociologists can gain insights into social phenomena, identify patterns, and make evidence-based claims about social relationships and processes.

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PLEASE HELP!!!
The managers of a corporation were surveyed to determine the
background that leads to a successful manager. Each manager was
rated as being either a good, fair, or poor manager by his/

Answers

The survey aimed to investigate the background of a manager and its relationship with their managerial performance to identify factors that contribute to success in managerial roles.

The given information describes a survey conducted on managers of a corporation to identify the background that leads to a successful manager. The survey aimed to explore the relationship between the background of a manager and their managerial performance. Each manager was evaluated by their supervisors and rated either as a good, fair, or poor manager. The survey was intended to collect data on various factors that contribute to success in managerial roles. The collected data can be analyzed to identify patterns or factors that contribute to the success of managers.

The background of a manager includes his/her education, previous work experience, training, skills, and personality traits, among others. Analyzing this data can provide insights into which factors play a crucial role in a manager's success. This information can be used by the corporation to make better decisions about hiring, promoting, or training employees for managerial roles.

In conclusion, the survey aimed to investigate the background of a manager and its relationship with their managerial performance to identify factors that contribute to success in managerial roles.


Complete question:

The managers of a corporation were surveyed to determine the background that leads to a successful manager. Each manager was rated as being either a good, fair, or poor manager by his/her supervisors. The survey aimed to investigate the relationship between a manager's background and their managerial performance. The data collected from the survey can be analyzed to identify patterns or factors that contribute to success in managerial roles.

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Why is it so hard to find essentials during times of crisis?

Answers

Answer:

because they are in high demand because so many other people want them

Other Questions
Which of these represents an integer?a. -3 b. 4 c. 2 1/2 d. 6.2 Gary took out a 6-year car loan for $18,800 to be paid back with monthly payments at a 13.2% APR, compounded monthly. The loan offers no payments for the first 18 months. Gary is wondering how much he will pay in interest on the loan. Help him figure out the answer. PLEASE HELP! Using completing the square to solve x2-5x+3=0. Round to the nearest tenth as needed Simplify the expression: 5(1 - 9a) ____ is behavior directed at gaining power and controlling the behavior of others. Inventory records for Marvin Company revealed the following: Date Transaction Number of Units Unit Cost Mar. 1 Beginning inventory 900 $ 7.26 Mar. 10 Purchase 520 7.76 Mar. 16 Purchase 452 8.36 Mar. 23 Purchase 510 9.06 Marvin sold 1,760 units of inventory during the month. Ending inventory assuming FIFO would be: (Do not round your intermediate calculations. Round your answer to the nearest dollar amount.) I have absolutely no clue what Im doing here please help Sophie is at the market to purchase apples. She buys 3 red apples and 1 green apple.If Sophie picks an apple at random to eat, what is the probability that she would pick a red apple?A. 3/4B. 2/3C. 1/4D. 1/2 Read the excerpt from The Monsters Are Due on Maple Street.As they suddenly start toward the house. In this brief fraction of a moment they take the first step toward performing a metamorphosis that changes people from a group into a mob. They begin to head purposefully across the street toward the house at the end. Steve stands in front of them. For a moment their fear almost turns their walk into a wild stampede but Steve's voice, loud, incisive and commanding, makes them stop.STEVEWait a minute . . . wait a minute! Let's not be a mob!The people stop as a group, seem to pause for a moment and then much more quietly and slowly start to walk across the street.When a crowd gathers outside Less house, Steve comments, "Lets not be a mob! What does this show about Steve?He has managed to remain much more calm and rational than the rest of his neighbors.He has become the main instigator of the mob as they rush toward Les Goodmans house.He has been taken over by emotions and lost his ability to think sensibly.He thinks the aliens are attacking the neighborhood and he must defend himself.it is not B81 pointscorrect for brainliest!!! What remedy do states have if they believe the federal government is abusing its power What is the formula for volume of a rectangular solid? When Grace opens and lays a shipping box out flat, she sees that the top and the bottom of the boxboth measure 10 inches by 14 Inches, the sides of the box both measure 14 inches by 8 inches, andthe front and back of the box both measure 8 inches by 10 inches. What is the surface area of Grace'sstrooing box? A closed system consists of a pendulum that is swinging back and forth. If the pendulum's kinetic energy decreases, what else must happen to the energy of the system?. _________ - an organism whose remains have been replaced over time by mineralsGroup of answer choicescastmass extinctionpetrified fossilpaleontologist The diaphragm can be classified as part of which two organ systems?(1 point)A. muscular and respiratoryB. immune and skeletalC. muscular and nervousD. circulatory and respiratory How can a government influence supply through taxes? question content area sanders inc. has applied $567,988 of factory overhead to jobs. actual factory overhead at the end of the year is $575,000. the adjustment for over- or underapplied factory overhead is a.$7,012 underapplied, decrease cost of goods sold b.$7,012 underapplied, increase cost of goods sold c.$7,012 overapplied, increase cost of goods sold d.$7,012 overapplied, decrease cost of goods sold GivenAC BD , complete the flowchart proof below. Note that the last statement and reason have both been filled in for you. please giving brialist!!! A uniform bar has two small balls glued to its ends. The bar is 3.5 m long and has mass 2.6 kg, while the balls each have mass 0.5 kg and can be treated as point masses. Find the moment of inertia of this combination about an axis perpendicular to the bar and through one of the balls. Every year in delaware there is a contest where people create cannons and catapults designed to launch pumpkins as far in the air as possible. the equation y=10+95x-16x^2 can be used to represent the height, y, of a launched pumpkin, where x is the time in seconds that the pumpkin has been in the air. what is the maximum height that the pumpkin reaches?