a. Investment B is better based on the return alone, as it offers a higher ROI of 47.75% compared to Investment A's ROI of 28.73%.
b. Factors other than the expected return that may be important to consider include the time horizon, risk tolerance, opportunity cost, and liquidity needs.
a. To determine which investment is better based solely on the return, we can calculate the return on investment (ROI) for each option. ROI is calculated as the gain from the investment divided by the initial investment, expressed as a percentage.
For Investment A:
ROI = (Gain from Investment A / Initial Investment) * 100
= (($7,020 - $5,500) / $5,500) * 100
= 28.73%
For Investment B:
ROI = (Gain from Investment B / Initial Investment) * 100
= (($8,126 - $5,500) / $5,500) * 100
= 47.75%
Based solely on the return, Investment B has a higher ROI of 47.75% compared to Investment A's ROI of 28.73%. Therefore, Investment B is better in terms of return.
b. While return is an important factor to consider, there are other factors that might be important when choosing between the two investment alternatives. Some of these factors include:
1. Time horizon: The time it takes to receive the return is different for Investment A (5 years) and Investment B (8 years). Depending on an individual's financial goals and timeline, one investment may align better with their needs.
2. Risk tolerance: Investments come with varying degrees of risk. Investment A may have a lower risk compared to Investment B if it offers a guaranteed return, while Investment B's higher return may come with higher risk. An investor's risk tolerance should be considered when choosing between the two.
3. Opportunity cost: The returns from these investments need to be compared to alternative investment options available. If there are other investments with higher returns or lower risks, it may be more beneficial to choose those instead.
4. Liquidity needs: Consider whether the investment allows for flexibility in accessing funds. If there is a need for immediate liquidity, Investment A's shorter time horizon may be more suitable.
These factors, along with the expected return, should be taken into account when making a decision between the two investment alternatives.
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Throughout semester we learnt about social identity
theory (SIT). In week 10 we covered several mechanisms of moral
detachment. Discuss how SIT and moral disengagement overlap and
interact. Provide a
Throughout the semester, we learnt about social identity theory (SIT), which explains how people's sense of self is influenced by their membership in social groups. In week 10, we covered several mechanisms of moral detachment, which are ways of rationalizing or justifying harmful actions towards others. In this essay, I will discuss how SIT and moral disengagement overlap and interact. I will provide a conceptual framework to understand the relationship between these two concepts, and illustrate it with some examples from real-world contexts.
About Social identity theorySocial identity theory is part of an individual's self-concept that comes from the consequences of perceptions that are in accordance with membership in a social group. This concept was originally formulated by Henri Tajfel and John Turner in the 1970s and 1980s.
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A pool company needs equipment to install swimming pool liners for an entire hotel chain. After a vendor is chosen, Abbey will handle the paperwork and send out the purchase order. Abbey plays the role of ________Blank in the buying center.
Multiple Choice
initiator
gatekeeper
buyer
user
influencer
The answer is buyer.
After a vendor is chosen, Abbey will handle the paperwork and send out the purchase order. Abbey plays the role of buyer in the buying center.What is the buying center?The buying center is a group of people who make a decision about a company's buying process. It's a team of people who are involved in the purchasing process for a company, including different stakeholders and departments.
The purpose of the buying center is to identify the needs of the company and select the best supplier to meet those needs.Abbey is responsible for handling the paperwork and sending out purchase orders for the pool company that needs equipment to install swimming pool liners for an entire hotel chain. Abbey plays the role of a buyer in the buying center.
A buyer is a person who is in charge of making purchasing decisions and overseeing procurement processes, according to the role of a buyer in the buying center. The buyer may be in charge of creating and sending out purchase orders, as well as overseeing the purchasing process. Hence, the answer is buyer.
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Interpersonal conflict _________________.
Relationships often experience interpersonal strife. As a result, choice (B) is the adequate answer.
What is interpersonal conflict?Any disagreement between two or more persons might lead to an interpersonal conflict. Differences in objectives, standards, opinions, or access to resources are frequently the root cause of disagreements.
Any situation where individuals are present can lead to interpersonal disputes, including the workplace, the family, the classroom, and interpersonal or professional connections. Fortunately, there are a number of approaches to conflict resolution that allow you to maintain your connection.
Even while it can occasionally be beneficial, fighting can be challenging for many people. Many people try to avoid conflict, defend themselves, or attack.
Hence, option (B) is accurate.
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Which of the following will probably happen to a product when demand is low?
A. The price will go up.
B. The price will go down.
C. The price will stay the same.
D. The price will change based on inflation.
Answer:
Answer = B
Explanation:
If nit many people want a product the seller would lower the price to make it seem like a bargain or make it more affordable
What is the best reason for homebuyers to create a budget before taking out a mortgage?
to compare the value of their home with that of their neighbors
to plan how to pay off the money they have borrowed
to set aside enough money to refinance the loan
to figure out how long they can stay in their home
The best reason for homebuyers to create a budget before taking out a mortgage is to : Plan how to pay off the money they have borrowed.
What is a mortgage?A mortgage is an agreement(legal) between a bank and the buyer in which the bank lends money to the buyer to purchase a house.
When a buyer takes a mortgage, the buyer agrees to pay back the money in full with an agreed interest rate, at a stipulated time.
Types of actions that can be taken with a mortgage are :
Purchase a homeMaintain a homeMaintain other types of real estateTherefore, the best reason for homebuyers to create a budget before taking out a mortgage is to plan how to pay off the money they have borrowed.
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Answer:
b
Explanation:
what are the outputs of the production process with regards to goods and services
Answer: they will go faster
Explanation: it does a thing.
In what ways do small-group conversational activities help improve oral language development?
The students can respond to one another while learning to develop arguments and articulate various points of view. The higher student involvement results from the ability of students to interact with one another in a low-stakes environment. Ask a question and have students speak with three different partners instead of having a comprehension class discussion.
When the teacher asks questions and a few students respond. Alternately, have students speak in several groups. Therefore, learning oral language entails learning the abilities and knowledge required for speaking, listening, and reading, all of which are closely related to writing and the reading comprehension.
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ivanhoe company makes radios that sell for $30 each. for the coming year, management expects fixed costs to talk. compute the break-even point in sales dollars using the contribution margin (cm) ratio.
The fixed costs are not given in the question, we cannot calculate the break-even point in sales dollars. We need to know the amount of fixed costs to use this formula.
To compute the break-even point in sales dollars using the contribution margin ratio, we need to first calculate the contribution margin per unit. The contribution margin is the difference between the selling price per unit and the variable cost per unit.
Assuming that the variable cost per unit is $20, the contribution margin per unit can be calculated as follows:
Contribution Margin per Unit = Selling Price per Unit - Variable Cost per Unit
= $30 - $20
= $10
Next, we need to calculate the contribution margin ratio. The contribution margin ratio is the contribution margin per unit divided by the selling price per unit.
Contribution Margin Ratio = Contribution Margin per Unit / Selling Price per Unit
= $10 / $30
= 1/3
Now, we can use the contribution margin ratio to calculate the break-even point in sales dollars. The break-even point is the level of sales at which the company's total revenues equal its total costs.
Break-Even Point in Sales Dollars = Fixed Costs / Contribution Margin Ratio
Since the fixed costs are not given in the question, we cannot calculate the break-even point in sales dollars. We need to know the amount of fixed costs to use this formula.
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To compute the break-even point in sales dollars using the contribution margin (CM) ratio, we need to first calculate the CM per unit. The CM is the difference between the selling price and the variable cost per unit.
Assuming Ivanhoe Company has a variable cost of $15 per radio, the CM per unit is:
CM per unit = Selling price - Variable cost per unit
CM per unit = $30 - $15
CM per unit = $15
Next, we need to calculate the CM ratio. The CM ratio is the CM per unit divided by the selling price.
CM ratio = CM per unit / Selling price
CM ratio = $15 / $30
CM ratio = 0.5 or 50%
Now, we can calculate the break-even point in sales dollars using the formula:
Break-even point in sales dollars = Fixed costs / CM ratio
Assuming the fixed costs are $50,000, the break-even point in sales dollars is:
Break-even point in sales dollars = $50,000 / 0.5
The break-even point in sales dollars = $100,000
Therefore, Ivanhoe Company needs to generate $100,000 in sales revenue to break even and cover all its fixed costs.
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what is true of the liability for loss or injury caused by the wrongful acts or omissions of the members of limited liability companies (llcs)?
The members of a Limited Liability Company have unlimited liability for any loss or injury caused by the wrongful acts or omissions of the firm.
What is a Limited Liability Company?A limited liability company (LLC) is a type of corporate entity that shields owners from being held accountable for the debts and losses of the company. Liability is taken on by the company rather than the partners or shareholders that make up the firm in the case of a lawsuit or business collapse.
In conclusion, an LLC is a type of business organization that combines limited liability with the pass-through taxation of a corporation with a partnership or sole proprietorship. According to state law, an LLC is not a corporation; rather, it is a type of firm that offers its owners limited liability in many jurisdictions.
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Using the smith's bbq report, if the cost of sales for food increased by 3% at the start of last week, but the report accidentally did not reflect the increase, what would be the new accurate total cost of sales for last week?.
If the cost of sales for food increased by 3% at the start of last week, but the report accidentally did not reflect the increase, the new accurate total cost of sales for last week will be $13,067.61.
What is the new accurate total cost of sales?The total cost of sales for last week (March 7) is $26,768.
If the cost of sales for food increased by 3% at the start of last week, but the report accidentally did not reflect the increase. The new accurate total cost of sales for last week is:
= $12,687 + ($12,687*3%)
= $12,687 + $380.61
= $13,067.61.
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Accounting profit equals economic profit if __________ equals __________.
a. Implicit costs; zero
b. Explicit costs; implicit costs
c. Unit cost; marginal cost
d. Total revenue; marginal cost
e. Explicit costs; zero
Accounting profit equals economic profit if implicit costs equal zero. The correct option is A.
Accounting profit is the difference between total revenue and explicit costs, which are the out-of-pocket expenses incurred by a firm. Economic profit, on the other hand, takes into account both explicit and implicit costs, which include the opportunity costs of the resources used in production.
Implicit costs are the opportunity costs of the resources that a firm owns and uses for production, such as the foregone wages of the owner if they were to work elsewhere. If implicit costs are equal to zero, this means that the firm is not giving up any alternative uses of its resources, and thus accounting profit will be equal to economic profit.
The correct option is A.
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Which method of developing marketing communications budget is often used in highly, competitive markets where rivalries between competitors are intense?
A) percentage of sales
B) meet the competition
C) what we can afford
D) objective and task
The method of developing marketing communications budget that is often used in highly competitive markets with intense rivalries between competitors is B) meet the competition.
This approach involves allocating budget to match or surpass competitors' spending on marketing communications, ensuring that your brand remains competitive. Meet the competition is often used in highly competitive markets where rivalries between competitors are intense. This method involves setting the marketing communications budget based on what competitors are spending. The rationale behind this approach is that companies need to spend a similar amount on marketing communications to remain competitive and achieve similar results.
However, this method may not be appropriate for all companies, as they may have different marketing goals, target markets, and financial constraints. Other methods of developing a marketing communications budget include percentage of sales, objective and task, and what we can afford.
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Sam is getting his bachelor's degree. During some of his course work, he honed his research skills and learned to exhibit confidence while presenting to an audience. Which career has Sam most likely been preparing for?
Printing Technology
Telecommunications
Performing Arts
Journalism
Answer:
Journalism
Explanation:
Answer:
journalism
Explanation:
Say you own an asset that had a total return last year of 17 percent. assume the inflation rate last year was 3.6 percent . what was your real return?
Let's say you own an asset that had a 17 percent total return the previous year. Considering that there was 3.6% inflation last year, the real return was 13.4%.
Since the real rate of return adjusts for inflation, we must deduct inflation from the nominal rate to obtain the real rate of return.
Nominal return minus inflation equals real rate of return.
Real return = 17% – 3.6%
So, Real return = 13.4%.
Nominal rate of return and real rate of return are two ways to express rates of return. The real rate of return is obtained by adjusting the nominal rate of return for inflation. Real rate of return is said to be a more accurate indicator of return. This is primarily because a nominal return must only be the result of inflation and not actual value creation. A rise in the real rate of return indicates that the asset has actually gained value.
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harrod company paid $6,700 for a 4-month insurance premium in advance on november 1, with coverage beginning on that date. the balance in the prepaid insurance account before adjustment at the end of the year is $6,700, and no adjustments had been made previously. the adjusting entry required on december 31 is:
Debit Prepaid Insurance, $3350; credit Insurance Cost, $3350; $6,700 * 2/4 = $3350.
What is an insurance debit expense?An entry in a journal for insurance is Debit: Bank credit for insurance payments made to an insurance provider for business insurance. Not all insurance payments (premiums) qualify as business costs for deduction. Some insurance payments can be included in the profit and loss report, while others need to be included on the balance sheet.
Is paying for insurance a debit or credit?Because cash is deducted when you pay for the insurance coverage, you credit cash. You may automatically produce a journal entry that allocates the insurance cost to each month as time passes (dividing an annual policy cost by twelve months). The higher insurance expense is the account debit.
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According to the video, what do Financial Analysts analyze? Check all that apply.
financial records
travel distances
insurance claims
a company's competitors
fraud
The surge impedance of the power cable, as compared to that of the overhead power transmission line is:
Select one:
O the surge impedance of the power cable is usually equal to that of the overhead transmission line.
O the surge impedance of the power cable can be lower or greater than that of the overhead transmission line.
O the surge impedance of the power cable is usually less than that of the overhead transmission line.
O the surge impedance of the power cable is usually greater than that of the overhead transmission line.
The surge impedance of the power cable can be lower or greater than that of the overhead transmission line.
Surge impedance refers to the characteristic impedance of a transmission line during transient conditions, such as lightning strikes or switching surges. It is influenced by various factors, including the line's physical dimensions, conductor spacing, and dielectric properties. While overhead power transmission lines typically have a well-defined surge impedance due to their uniformity, power cables can have different surge impedances depending on their design, materials, and installation conditions.
Factors such as the cable's insulation type, conductor arrangement, and surrounding medium can affect its surge impedance. For example, underground cables may have lower surge impedance compared to overhead lines due to the proximity of the conductor to the surrounding earth, which alters the effective dielectric constant. On the other hand, certain types of power cables, such as high-voltage submarine cables, may have higher surge impedances due to their specific design considerations.
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Credit unions lend money to qualified people who are Select one: O a. policyholders. O b. participants. O C. stockholders. O d.ow hers. O e, previous borrowers.
Credit unions lend money to the qualified people who are stockholders.
What is a credit union?A credit union is a type of financial institution similar to a commercial bank that is a member-owned nonprofit financial cooperative. In general, credit unions give their members access to financial services such deposit accounts, credit extensions, and other financial services that are comparable to those provided by retail banks. Credit union systems exist all throughout the world, ranging from volunteer groups with a few members to organizations with hundreds of thousands of members and assets totaling billions of US dollars. Prior to the financial crisis of 2007–2008, commercial banks made around five times as much subprime lending as credit unions did, and they were 2.5 times more likely to fail during the crisis.
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product design and process selection are examples of _______ decisions.
Product design and process selection can be called as examples of System design decisions. It is the process of defining system components
System design decisions reflect strategic organizational decisions. This includes the long-term commitment of resources and the decision on system operating parameters.
System design is the process of characterizing system components such as modules, architecture, components, interfaces and data of a system according to specific requirements. System design is such as modules, architecture, components and their interfaces, and system data based on specific requirements.
System design is an interdisciplinary engineering activity that enables the construction of successful systems. A system can be defined as an integrated set of components that serve a specific purpose.
After the system requirements are established, the next step is to translate them into technical specifications so you can build your own system. This is where system design comes into play.
There are four system design processes:
developing stakeholder expectations, technical requirements, logical decomposition, design solutionsTo know more about System Design ,
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A contract where an employee agrees that he or she will not use company information for other than company-related use.non-compete agreementnon-disclosure agreementnon-use agreementnon-solicitation agreementwork-for-hire agreementconfidentiality agreementthird-party agreeme
The correct answer is a non-use agreement.A non-use agreement is a type of contract in which an employee agrees not to use any confidential or proprietary information of the company for personal or unauthorized purposes.
This type of agreement prohibits the employee from disclosing or utilizing confidential information, trade secrets, or intellectual property that belongs to the company, regardless of whether the employee still works for the company or not.Non-use agreements are used to protect the company's intellectual property and trade secrets. They are commonly used in industries where employees have access to confidential information or trade secrets, such as technology, finance, and healthcare. By signing a non-use agreement, employees acknowledge that they will not use or disclose confidential information, and understand the legal consequences if they breach the agreement.
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c) If the forecasted demand for the week of August 31 is 360 and alpha = 0. 20, using exponential smoothing, develop the forecast for each of the weeks with the known demand and the forecast for the week of October 12 (round your responses to two decimal places
Forecasts using exponential smoothing = 374.64
Alpha = 0.2
Forecast = (Yt * 0.2) + (St * ((1 - 0.2))
yt = the prior real demand.
St = the earlier forecast
September 21 forecast = (410 * 0.3) + (365.8 * (1 - 0.7))
September 21 forecast = 374.64
Using the exponential window function, exponential smoothing is a general method for blending time series data. In contrast to the ordinary moving average, which weights historical data evenly, exponential functions use exponentially decreasing weights over time.
Forecasts using exponential smoothing are precise. This strategy generates trustworthy and accurate forecasts that anticipate the following period. Demand projections and actual demand are shown in the forecast. This makes it possible to efficiently prepare for demand, which leads to appropriate inventory levels.
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(Related to Checkpoint 3.1) (Working with the income statement) At the end of its third year of operations, the Sandifer Manufacturing Co. had $4,557,000 in revenues, $3,372,000 in cost of goods sold, $449,000 in operating expenses which included depreciation expense of $156,000, and a tax liability equal to 34 percent of the firm's taxable income. What is the net income of the firm for the year? Complete the income statement for Sandifer Manufacturing Co.: (Round to the nearest dollar.)
The net income of Sandifer Manufacturing Co. for the year is $435,840, calculated by subtracting expenses from revenues and accounting for taxes. This information completes the income statement for the company's third year of operations.
The net income of Sandifer Manufacturing Co. for the year can be calculated by subtracting the total expenses from the revenues. In this case, the revenues are $4,557,000, and the total expenses consist of the cost of goods sold ($3,372,000) and the operating expenses ($449,000), which includes the depreciation expense of $156,000.
To calculate the net income, we subtract the total expenses from the revenues:
Net Income = Revenues - Total Expenses
Net Income = $4,557,000 - ($3,372,000 + $449,000 + $156,000)
Net Income = $4,557,000 - $3,977,000
Net Income = $580,000
However, we also need to consider the tax liability, which is equal to 34 percent of the firm's taxable income. The taxable income can be calculated by subtracting the tax liability from the operating income. In this case, the tax liability is $144,160 ($424,000 taxable income multiplied by 34%), resulting in a net income of $580,000 - $144,160 = $435,840.
Therefore, the net income of Sandifer Manufacturing Co. for the year is $435,840 (rounded to the nearest dollar).
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Consider the following scenario. Suppose that the reserve requirement is 20%, and Leroy deposits a $1,000 of cash that he received as a graduation gift in his checking account. Suppose the bank holds an additional 1% of all deposits as an excess reserve. How much does the monetary base change?
A. $0
B. $1000
C. $800
D. $4761.91
assume the hiking shoes division of the simply shoes company had the following results last year (in thousands). management's target rate of return is % and the weighted average cost of capital is %. its effective tax rate is %. sales operating income total assets current liabilities what is the division's capital turnover? question content area bottom part 1 a.10 b.3.25 c.1.67 d.6
The capital turnover for the division would be 0.5.
To calculate the division's capital turnover, we need to divide the sales by the total assets.
First, we need to find the sales operating income.
Calculate the capital turnover using the formula:
Capital Turnover = Sales / Total Assets
Let's assume that the sales operating income is $500,000 and the total assets are $1,000,000.
Using the formula, we can calculate the capital turnover as follows:
Capital Turnover = $500,000 / $1,000,000
Capital Turnover = 0.5
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The capital turnover ratio measures how efficiently a company utilizes its total assets to generate sales revenue. To calculate the capital turnover ratio, we divide the sales revenue by the total assets.
Step by step explanation:
1. The capital turnover ratio formula is: Capital Turnover Ratio = Sales / Total Assets
2. From the question, we are given the sales and total assets values, but we need to find the sales figure first.
The capital turnover ratio cannot be calculated without the sales figure. Hence, it is not possible to determine the division's capital turnover based on the given information.
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why do cellphone services providing firms often charge higher prices to pre paid than those on contract
Answer: Prepaid cost more because it has more perks than contract, it offers more to the customer's either in data or calls
Explanation:
Prepaid phone services are services that which requires you to pay an upfront for the plans you'll be using in either calling,browsing or texting
While contract has you to choose from monthly plans
Prepaid cost more because it has more perks than contract, it offers more to the customer's either in data or calls
Assume that a monopolist faces the demand schedule given below, and a constant marginal cost of $2 for each unit of output. To maximize profits, this monopolist would produce what number of units of output and charge what price per unit
Explain one disadvantage to a sole trader of having unlimited liability
A marketer is keeping track of the revenue generated by his campaign. He wants to
see a specified return-on-investment for his monthly ad spend.
Which type of automated bidding strategy will meet his needs?
An awareness-based bidding strategy
A conversion-focused bidding strategy
A revenue-focused bidding strategy
A consideration-focused bidding strategy
Answer:
C). A revenue-focused bidding strategy.
Explanation:
As per the details given in the question, 'a revenue-focused bidding strategy' will most likely assist the marketer in upkeeping his needs as his key focus is to discern a particular return on his investment that he made for the monthly ad spend made by him. This automated strategy of bidding will allow him to keep track of the revenue and escalate the return. Thus, option C is the correct answer.
The owner of a bike shop would like to analyze the sales data to determine if the business is growing, declining, or remaining flat. The owner has the following data:
Sales Revenue Last Year =$125,000
Sales Revenue Current Year = $150, 000
What is the Sales Growth?
Do not forget to type the % symbol after multiplying your result by 100 to convert to percentage!
Hint: Your answer will NOT have decimal point.
Example: 75%
Post-Assessment
Question 2 of 5
Why is buying a car considered "bad debt"?
It decreases in value over time
It increases your net worth as it build equity
It gives you transportation to and from your job
It is worth more than any other investment
Submit
Continue
E
The reason why buying a car considered "bad debt"is that It decreases in value over time. option A
What is bad debt?The term bad debt can be described as the amount of money that a creditor must write off as a result of a default on the part of the debtor in a case whereby the creditor has a bad debt on the books, then things turn to uncollectible and is recorded as a charge-off.
It should be noted that a case can be regarded as bad debt because the value of the asset you receive from the loan depreciates quickly however in some cases interest charges increase how the amount that is been paid for the vehicle. and in thius case cost is higher compare to what it would be if you'd purchased the car outright with cash.
Hence, option A is correct.
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