The required percentage return on the investment is -3.14% (approx). So, D is the correct answer.
Given:
Face value of bond = $1000
Coupon rate = 5.6%
Price of bond = $976.34
Current selling price = $945.61
Number of bonds = 10
Face value of one bond = $1000
Coupon rate of one bond = 5.6%
Annual income from one bond = 5.6% of $1000
= $56
Therefore, annual income from 10 bonds = $560
The total cost of buying 10 bonds = 10 × $976.34
= $9763.4
The total selling price of 10 bonds
= 10 × $945.61
= $9456.1
Gain on the sale of 10 bonds
= $9456.1 - $9763.4
= -$307.3
Percentage return on the investment = Gain / Total cost × 100
Percentage return on the investment = -$307.3 / $9763.4 × 100
Percentage return on the investment = -3.14% (Negative because there is a loss)
Therefore, the required percentage return on the investment is -3.14% (approx). So, D is the correct answer.
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Compare the sources of consumer credit travel and entertainment credit revolving check credit closed-end credit
Answer:
The source of consumer credit is credit obtained on services like banking, insurance and travel.
Explanation:
Source of consumer credit are savings, credit union, sales , life insurance and loans etc. Entertainment credit is a state provided naturla pension credit union its controlled by the members. Is a loan or a form of credit, where the fund is dispersed in full when the loan is closed and must be given back.What is a Target Market ? A Marketing with a bullseye goal . B Customers to whom a company wants to sell its products and services
Answer:
Customers to whom a company wants to sell its products and services
Explanation:
When I decided to set up my own business, I decided to focus on just those customers who wanted just the product I invented. They are my target customers and I'll focus my advertising on just their needs and interests. That will be my target market.
You purchase $300 worth of the same stock every quarter for one year at prices per share of $15, $12, $10, and $20, respectively. By using this dollar-cost averaging strategy, you paid less overall than the average share price of $14.25. What was the average cost per share that you paid?
please help
Answer:
$13.33
Explanation:
The average cost of purchase for each stock throughout the year will be $13.33 per share.
What is the average cost?Average cost refers to total cost incurred divided by the total quantity purchased for such product. Using the given information, the average cost per share can be calculated as,
Total Cost will be $1200, as $300 worth of shares were purchased in each quarter. And the total quantity accumulated throughout this period was 90 shares.
So, the average cost per share will be,
\(\rm Average\ Cost\ = \dfrac{Total\ Cost}{Total\ Quantity}\\\\\rm Average\ Cost\ = \dfrac{1200}{90\\}\\\rm Average\ Cost\ =\$13.33\)
Hence, the average cost per share will be $13.33 for shares purchased throughout the year.
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You have $1200 to invest in a bank account with an interest rate of 5.5%, compounded monthly. After how many years will your account total pass $2000
Discuss the unique selling proposition and value proposition.
The Unique Selling Proposition (USP) and Value Proposition are two essential marketing concepts. Both concepts aim to attract and convince customers, but they approach it from different angles.
The Unique Selling Proposition (USP) is a marketing concept that emphasizes the unique qualities or features of a product or service that set it apart from competitors in the market. It answers the question, "Why should customers choose this product over others?" The USP focuses on identifying and communicating the distinct advantages and benefits that make a particular offering stand out. This could be achieved through factors such as superior quality, innovative features, competitive pricing, exceptional customer service, or a specialized niche focus.
On the other hand, the Value Proposition is a broader concept that encompasses the overall value and benefits that a product or service provides to customers. It goes beyond the unique aspects and delves into the core value that customers derive from using a particular offering. The Value Proposition communicates how the product or service addresses customer needs, solves their problems, or fulfills their desires. It emphasizes the benefits, outcomes, or experiences that customers can expect, such as time savings, cost reduction, convenience, improved performance, increased productivity, or enhanced satisfaction.
While the USP focuses on highlighting the unique features and advantages that differentiate a product or service, the Value Proposition aims to convey the overall value and benefits that customers can expect. Both concepts play a crucial role in marketing strategies, as they help businesses attract and persuade customers to choose their offerings.
The USP captures attention by showcasing distinct qualities, while the Value Proposition appeals to customers by demonstrating the tangible and intangible value they will gain. Together, they form a powerful combination to communicate the competitive advantages and benefits of a product or service, ultimately influencing customer buying decisions.
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what statement best illustrates an example of economic specialist
a company's resource weaknesses can relate to deficiencies in competitively important physical, organizational, or intangible assets. missing or competitively inferior capabilities in key areas. inferior or unproven skills, lack of expertise, or intellectual capital shortfalls in competitively important parts of the business. inability to achieve a leading market share. something that it lacks or does poorly (in comparison to rivals).
A company's resource weaknesses can relate to overall deficiencies, lack of expertise, capital shortfalls, unproven skills etc.
Any resource or procedure that your firm lacks yet that it requires to succeed is a company vulnerability or resource weakness. The potential of your business can't be fully realised because of weaknesses. It is a quality that a business lacks, performs poorly in comparison to competitors, or has that makes it less competitive.
Subpar or unproven abilities exhibit resource weakness, a lack of knowledge, or a shortage of intellectual capital in competitively crucial areas of the firm, something it lacks or does poorly in comparison to rivals. It also considers the absence of or inferior competitive capabilities in key areas and weaknesses in tangible, organisational, or intangible assets that are crucial to a company's ability to compete.
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a) Explain different types of professions related to financial sector.
Answer:
Positions in the commercial banking sector include bank tellers, loan officers, operations, marketing, and branch managers
What's a curling iron?
Answer:
A curling iron is a tool that is used on hair to create a tight or loose curl.
Josh is a full-time college student who is not working or looking for a job. The bureau of labor statistics counts josh as.
The bureau of labor statistics counts Josh a full-time college student who is not working or looking for a job as labor force.
What is labor force?Labour force can be defined as the number of people in the country who work and are also capable of working. They are people who are willing and able to work.
It is to be noted that the total number of people who are currently employed plus the number of people who are unemployed and seeking employment refers to labor force.
Hence, Josh a full-time college student who is not working or looking for a job can be termed as labor force.
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Larry krovitz is a salesman who works at a used-car showroom in sydney, australia. it’s the last week of july but he is yet to meet his sales target for the month. a customer, harold kumar, who wants to buy a ford fiesta, walks in to the showroom. after taking one of the cars for a test drive, harold decides to buy it. while $11,000 was the least that larry would have been willing to accept for that car, he quotes a price of $15,000. after some bargaining, the car is sold for $12,000.
a. What is the producer surplus in this oase? b. If Larry bought the car for $8,000, what is his profit? c. Is producer surplus always equai to profit?.
The producer surplus in oase is $1000, the profit of larry's car is $4000 and producer surplus is not always equal to profit.
a) The producer surplus is calculated as follows: 12,000 minus 11,000, which equals $1,000.
(b) Profit equals Market price minus Purchase price, or 12,000 minus 8,000, or $4,000
(c) Producer surplus, which is calculated as the area between the supply curve and the price, is the difference between the market price and the lowest acceptable price. The difference between total revenue and entire costs is known as profit. As a result, profit and producer surplus are not always equal.
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Nên lựa chọn hình thức và lĩnh vực kinh doanh nào khi bắt đầu khởi sự kinh doanh, tại sao.?
Explanation:
she or he is asking
Which business form and field should be chosen when starting a business, why.?
2. True or False: Envelope budgeting means that you have to deal with only cash and physical envelopes. Explain your answer.
Answer: True
Explanation: Because envelope generally we used to store the cash in physical mode itself
In 2010, Georgia went from 13 to 14 representatives. Find the percent of increase in the number of representatives.
Answer:
Percent change in number of representative = 7.7 % (approx.)
Explanation:
Given:
Number of old representatives = 13
Number of new representatives = 14
Find:
Percent change in number of representative
Computation:
Percent change in number of representative = [Number of new representatives-Number of old representatives]Number of old representatives
Percent change in number of representative = [14-13]/13
Percent change in number of representative = 7.6923
Percent change in number of representative = 7.7 % (approx.)
The ratio of the price of two goods on a graphed budget line is measured by its:.
There are lines in budget. The ratio of the price of two goods on a graphed budget line is measured by the slope of the budget.
What is a budget lineThis is regarded as a two-dimensional graph that shows the various choices one have between two goods given the money one have to spend. It is also known as budget constraint.
The ratio of the price of good X that is found on the horizontal axis to the price of good Y on the vertical axis is known as the slope of the budget.
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Explain the role of public relations in developing and maintaining a corporate image.
By overseeing communication and relationships between an organisation and its stakeholders, public relations plays a critical part in creating and sustaining a company image.
To influence the perception, reputation, and overall image of the business, strategic communication is used. To improve the public's view of the company, public relations experts take part in activities like media relations, crisis management, community involvement, and employee communications. Public relations contributes to the development of trust, credibility, and goodwill among stakeholders by clearly articulating the company's ideals, accomplishments, and social responsibility efforts. It helps build the company's brand, draw in clients, investors, and talent while minimising reputational hazards.
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An investor buys a Treasury Bill at $9700 with 200 days to maturity. What is the investor's
Effective Annual Yield? What is the investors Bank Discount Rate? What is the Investors Bond
Equivalent Yield?
The investor's Effective Annual Yield, Bank Discount Rate, and Bond Equivalent Yield depend on the Treasury Bill's face value, purchase price, and time to maturity.
1. Effective Annual Yield (EAY):
EAY is the annualized return on an investment, taking into account compounding. To calculate EAY for the Treasury Bill, we need to determine the discount or gain at maturity. Let's assume the Treasury Bill has a face value of $10,000. The discount is $10,000 - $9,700 = $300. The EAY can be calculated using the formula:
EAY = [(Face Value - Purchase Price) / Purchase Price] * [(365 / Days to Maturity)]
2. Bank Discount Rate:
The Bank Discount Rate represents the yield based on the discount amount and face value. It is calculated as:
Bank Discount Rate = (Discount / Face Value) * [(360 / Days to Maturity)]
3. Bond Equivalent Yield (BEY):
BEY is a measure used to compare the yields of Treasury Bills with other fixed-income securities. It is calculated by doubling the semi-annual yield of the Treasury Bill. The formula for BEY is:
BEY = 2 * [(Discount / Purchase Price) * [(365 / Days to Maturity)]]
By applying the appropriate formulas and substituting the given values, you can calculate the Effective Annual Yield, Bank Discount Rate, and Bond Equivalent Yield for the Treasury Bill.
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3. A fine-dining restaurant has been making every- thing from scratch for the five years it has been open; it is the only operation in the area known for scratch- cooking. The management hires a new chef who does a make–buy analysis only to discover that she can get much better pricing on many of her products if she buys them premade. After a tasting comparison, she discovers that the premade products are of high quality and taste only slightly different from her own. Should she switch to the premade products? Would your answer be different if this decision took place when the restaurant first opened?
Answer:
No
Explanation:
The premade products could have been contaminated with any type of disease because she doesn't know what went inside whereas making it from scratch means she is able to monitor and remove and contaminated product.
:)
List 10 effective methods used to maintain employment.
Answer:
I don’t know that I would call them methods - a better word might be behaviors. And I don’t know if I can come up with ten.
Never be late for work and never leave early to go home. If you must leave early (or you know you’ll be coming in late the next day) be sure to tell your boss first.Dress appropriately and respectfully for the job. Always start the day wearing clean clothes.Be respectful of your bossDo every assignment to the best of your ability. When you are finished, let your boss know and ask what you can do next rather than waiting to be told (unless you know what to do next).Don’t whine or complain about the work assigned to youTry to constantly learn more about your job and apply what you learn to do your job betterDon’t badmouth your fellow employees (unless specifically asked by your boss)When it doesn’t severely impact your work, try to help out your fellow employees if they need it - especially the newer onesKeep your work area organizedDon’t be afraid to make constructive, non-critical suggestions to your fellow employees or even your boss, but be sure the suggestions are well-researched and carefully thought outCost of attendance is the amount of money it costs to complete:
• A. at least one semester as a part-time student.
B. one year as a part-time student.
• c. one semester as a full-time student.
• D. one year as a full-time student.
Option D is correct. The cost of attendance is the amount of money it costs to complete one year as a full-time student.
The cost of attendance (COA) is an estimate of the total amount of money it will cost to attend a particular college or university for one academic year. It is used by the school's financial aid office to determine a student's eligibility for financial aid, including grants, scholarships, and loans. The cost of attendance varies depending on the school and the student's individual circumstances, such as their residency status and the program or major they are pursuing.
Numerous institutions determine and publicise multiple costs of attendance, depending on the individual circumstances of their students. For undergraduate students, there might be various COAs depending on whether they commute from home, reside off-campus, or live on campus. Different COAs are listed by state institutions and colleges for in-state and out-of-state students. Students in graduate programmes and professionals may have distinct COAs.
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In real life, if your monthly budget was tight, what insurance type(s) would you cut? why?
When facing a tight monthly budget, it is essential to prioritize the types of insurance coverage to maintain financial stability and protect against unexpected expenses. Cutting insurance types should be done cautiously, as it could lead to greater financial risk in the long run.
The first type of insurance to consider cutting is non-essential or supplementary policies. These may include additional life insurance beyond a basic policy, travel insurance, or specialized coverage for specific hobbies or possessions. These policies may offer valuable protection in specific situations, but eliminating them temporarily may help alleviate budget constraints without significantly increasing overall financial risk.
Another option to consider is reducing coverage on auto or home insurance policies by increasing deductibles or lowering limits. This can lead to lower premiums, but it is important to ensure that adequate protection remains in place to avoid significant out-of-pocket costs in case of an incident.
In summary, when faced with a tight monthly budget, it is vital to carefully evaluate insurance priorities and cut non-essential policies or adjust coverage levels to maintain financial stability. Always consider the potential risks and consequences associated with reducing insurance coverage, and strive to balance affordability with sufficient protection.
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The production era marked a time when companies were able to increase their profits because they were able to decrease their production costs.
True
False
Answer:
true
Explanation:
it was the time of the production line making it easy to make expensive things with people that are lower skilled and cheaper overall
Answer:
True
Explanation:
have a good day
In an organization that has a ________, a centralized decision-making mechanism helps in the resolution of conflict between subunits.
We have that the statement is as follows
In an organization that has a ____ functional structure____, a centralized decision-making mechanism helps in the resolution of conflict between subunits.
Centralized decision-making mechanismGenerally,Centralized selection making in a useful shape helps in stopping feasible conditions the place disputes can arise.
We see that centralized choice making mechanism does is that every purposeful branch is required to comply with choices that go with the flow down from the pinnacle administration.
Therefore, In an organization that has a ____ functional structure____, a centralized decision-making mechanism helps in the resolution of conflict between subunits.
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The pros and cons of new product concepts are analyzed during the idea generation phase of new product development.
True
False
Which should you finance first?
O your needs
O your wants
O your savings
O your investments
in my opinion, the last option. i would spell it out but it won’t let me lolz
how are you avalon23413?
Answer:
im great
Explanation:
is it cool when you have friends at school
Answer:
Well yes I would suppose…unless you’re the loner type. I don’t have any friends so I wouldn’t really know—
._.
Answer:
yes, i guess you could say that its cool to have friends at school. but it is important to make sure that they dont get in the way of schoolwork or influence you to do anything bad
Explanation:
9-3
BOND VALUATION Kyoto Corporation's outstanding bonds have a
$1,000 par value,a 9% semiannual coupon,8 years to maturity,and an
8.5% YTM.What is the bond's price?
Therefore, the price of Kyoto Corporation's bond from the given information in the question is approximately $1,040.33.
Determining the bond's priceTo calculate the price of a bond, we need to use the present value formula for bond valuation. The formula is as follows:
Bond Price = (C / (1 + r)) + (C / (1 + r)²) + ... +\((C / (1 + r)^n) + (F / (1 + r)^n)\)
The bond has a $1,000 par value, a 9% semiannual coupon, 8 years to maturity, and an 8.5% YTM.
The coupon is paid semiannually, the number of periods will be 8 years multiplied by 2, which equals 16 periods.
Coupon Payment (C) = (9% / 2) * $1,000
= $45
Yield to Maturity (r) = 8.5% / 2
= 4.25%
Number of Periods (n) = 8 years * 2
= 16
Face Value (F) = $1,000
Bond Price = ($45 / (1 + 0.0425)) + ($45 / (1 + 0.0425)²) + ... + ($45 / (1 + 0.0425)¹⁶) + ($1,000 / (1 + 0.0425)¹⁶)
Applying these values,
Bond Price = ($45 / 1.0425) + ($45 / 1.0425²) + ... + ($45 / 1.0425¹⁶) + ($1,000 / 1.0425¹⁶)
Bond Price = $39.77 + $39.22 + ... + $19.79 + $579.94
Bond Price = $1,040.33
Therefore, the price of Kyoto Corporation's bond is approximately $1,040.33.
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Owen's company manufactures and sells one product. the company first year of operations using super-variable costing is below.
Variable cost per unit: direct materials:$130
fixed costs per year:
direct labor:$92,000
fixed manufacturing overhead:248000
fixed selling and administration expenses:150000
selling price of the product is $400 per unit. the company produced 3000 units and sold 2800 units in the year.the company did not have any variable manufacturing overhead costs or variable selling cost and administrative expenses.
The company has to use GAAP- consistent absorption costing method. The absorption costing income for the year world be?
Given Data: Direct materials per unit = $130Direct labor = $92,000Fixed manufacturing overhead = $248,000Fixed selling and administrative expenses = $150,000Selling price = $400 per unit Units produced = 3000Units sold = 2800Now, let's calculate the cost of the product per unit using super-variable costing; Variable cost per unit = Direct material + Direct labor$= 130 + 0= $130/unit
Now, let's calculate the total variable cost Total variable cost = variable cost per unit × number of units produced= $130 × 3000= $390,000Now, let's calculate the super-variable costing net incomeNet income = (Selling price per unit × Number of units sold) - Total variable cost - Fixed costs= ($400 × 2800) - $390,000 - $92,000 - $248,000 - $150,000= $1,120,000 - $880,000= $240,000
Thus, the super-variable costing net income is $240,000.Let's calculate the Absorption costing income using the formula;Absorption costing income = (Selling price per unit × Number of units sold) - Cost of goods sold - Selling and administrative expensesNow, let's calculate the cost of goods sold;Fixed manufacturing overhead cost = $248,000Number of units produced = 3000Fixed manufacturing overhead cost per unit = Fixed manufacturing overhead cost / Number of units produced= $248,000 / 3000= $82.67Total cost per unit = Direct materials + Direct labor + Fixed manufacturing overhead cost per unit$= 130 + 0 + 82.67= $212.67Cost of goods sold = Total cost per unit × Number of units sold= $212.67 × 2800= $596,676Let's substitute the values in the formula of absorption costing income; Absorption
costing income = (Selling price per unit × Number of units sold) - Cost of goods sold - Selling and administrative expenses= ($400 × 2800) - $596,676 - $150,000= $1,120,000 - $746,676= $373,324Therefore, the absorption costing income is $373,324.
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Teams have better communication than other workers because they get to
a. Know each other better
b. Attend commurication seminars
C. Earn extra benetits packages
d. Use better telephones