suppose you postpone consumption and invest at 14% when inflation is 2%. what is the approximate real rate of your reward for saving?

Answers

Answer 1

The real rate of return is the rate of return after adjusting for inflation. It reflects the true increase in purchasing power that results from an investment.

The formula for calculating the real rate of return is:

Real rate of return = (Nominal rate of return - Inflation rate)

Plugging in the numbers, we have:

Real rate of return = (14% - 2%) = 12%

So, the approximate real rate of reward for saving in this scenario is 12%. This means that if you invest your money at 14%, and inflation is 2%, your money will be worth approximately 12% more in real terms at the end of the investment period.

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Related Questions

Junie is a student in health psychology who recently conducted a study looking at the relationship between feelings of social connection and visits to the campus healthcare center. This study is an example of a. correlational research. b. prospective research. c. applied research. d. retrospective research.

Answers

This study is an example of a. correlational research. Junie's study, which explores the relationship between feelings of social connection and visits to the campus healthcare center, is an example of correlational research.

Correlational research involves examining the relationship between two or more variables to determine the extent to which they are associated with each other. In this case, Junie conducted a study to explore the relationship between feelings of social connection and visits to the campus healthcare center.

Correlational research focuses on measuring variables as they naturally occur without manipulating them. Junie likely collected data on participants' feelings of social connection and their frequency of visits to the campus healthcare center. By analyzing the data, Junie can determine if there is a correlation or relationship between these variables.

It's important to note that correlational research does not establish causality. It can only identify whether there is a statistical association between variables. In Junie's study, the findings may indicate that individuals with higher feelings of social connection tend to have fewer visits to the campus healthcare center or vice versa. However, the study cannot determine if social connection directly causes changes in healthcare center visits or if other factors are involved.

Prospective research, on the other hand, involves following individuals over time to observe the occurrence of certain events or outcomes. This type of research aims to examine cause-and-effect relationships by collecting data before the outcome of interest has occurred. Junie's study does not involve following participants over time but rather examines the relationship between variables at a specific point in time, making prospective research an incorrect option (b).

Applied research focuses on addressing practical problems and finding solutions in real-world settings. While Junie's study may have practical implications for understanding the relationship between social connection and healthcare center visits, it does not explicitly state that the research aims to address a specific practical problem or find a solution, making applied research an unlikely option (c).

Retrospective research involves examining past data or events to study their causes or effects. Junie's study does not involve analyzing historical data or events, but rather collecting data on participants' current feelings of social connection and healthcare center visits, making retrospective research an incorrect option (d).

In summary, Junie's study, which explores the relationship between feelings of social connection and visits to the campus healthcare center, is an example of correlational research. It involves examining the statistical association between two variables without manipulating them.

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if chicken and pork are substitutes, what happens to the demand for pork if the price of chicken increases substantially?

Answers

The study found that pork consumption increases by 0.14% for every 1% increase in the price of chicken and by 0.02% for every 1% increase in the price of beef.

Of all the alternative meats, chicken was the one that the study found to be the most effective substitute for pork. In addition to estimating own-price elasticities, the Texas A&M study calculated the relationship between the amount of pork consumed and the prices of beef, chicken, and seafood. The meat and livestock markets' actions over the previous two years are supported by these findings "Floy said. "Early in 2002, when Russia stopped buying American chicken, American chicken prices fell precipitously, which had a significant negative effect on pork prices. Moreover, while beef prices increased in the summer of 2003, pork prices decreased.

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3. ______ are defined as goods or services that are required for health and safety.

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Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

What is the safety of goods?

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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Projects are usually classified into all but one of the following categories. Which one is NOT one of the typical classifications?
A. Compliance and emergency
B. Operational
C. Strategic
D. Political necessity
E. All of these are typical classifications

Answers

D. Political necessity is not one of the typical classifications of projects.

Projects are temporary endeavors undertaken to create a unique product, service, or result. They are usually classified into different categories based on their purpose, scope, and objectives.

The three most typical classifications of projects are compliance and emergency, operational, and strategic.

Compliance and emergency projects are those that are initiated to comply with legal or regulatory requirements or to address urgent situations such as natural disasters, accidents, or security breaches. Operational projects are those that are aimed at improving or streamlining ongoing business operations or processes. Strategic projects are those that are aligned with the organization's long-term goals and objectives, aimed at creating new products or services, entering new markets, or expanding operations.

Political necessity is not a typical classification of projects since it is not directly related to the purpose, scope, or objectives of the project. Political necessity may refer to projects that are initiated to address political or public relations issues, gain political support or influence, or promote political agendas.

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10. Tammy is a general contractor and has submitted two bids for two projects (A and B). The probability of getting project A is 0.65. The probability of getting project B is 0.77. The probability of getting at least one of the projects is 0.90.

Answers

The probability that the contractor will get both projects is 0.52

Project A probability = 0.65

Project B probability = 0.77

Least one of the projects probability = 0.90

Hence:

P(A)=0.65

P(B)=0.77

P(A∪B)=0.90

Using this formula

P(a and b)=P(a)+P(b)-P(a ∪ b)

Let plug in the formula

P(a and b)=0.65+0.77-0.90

P(a and b)=0.52

Inconclusion the probability that the contractor will get both projects is 0.52.

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Type the correct answer in the box. Spell all words correctly. The demand curve has what kind of slope?

Answers

Answer:

Usually slopes downwards

Explanation:

in a negative association

assume an economy has a banking system operating with limited reserves. if a government increases spending while lowering income taxes, what should the central bank do to keep the interest rates stable?

Answers

The central bank should buy the government bonds to keep interest rates stable.

What is a government bond?

A national government may issue debt securities called "government bonds" or "sovereign bonds" to finance its expenditures. It typically includes a promise to repay the face amount at maturity and to make periodic interest payments, or coupons. A bondholder might, for instance, put $20,000 (the bond's face value) into a 10-year government bond with a 10% annual coupon. The government would then pay the bondholder 10% of the $20,000 each year. The federal government would return the initial $20,000 upon maturity. Bonds issued by governments might be in either their own home currency or a foreign currency. The currency of a nation with a more stable economy is typically used to denominate bonds issued by less stable nations.

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explain hotel manager​

Answers

Answer:

Hotel managers are responsible for managing employees and for planning, marketing , coordinating and administering hotel services such as catering and accommodation facilities.

Answer:

hotel manager is the one who oversees all respects of running hotel housekeeping general maintain to the budget

High tea, a retail store, claims to sell a pack of 20 tea bags at a discounted rate of $20 from an advertised original price of $40. The original price was verified by regulators to be $25. The pricing strategy applied by high tea is an example of.

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High tea, a retail store, claims to sell a pack of 20 tea bags at a discounted rate of $20 from an advertised original price of $40. The original price was verified by regulators to be $25. The pricing strategy applied by high tea is an example of deceptive pricing

Trading strategies referred to as "deceptive pricing" are employed to deceive prospective clients and customers into thinking they are paying less for items over the course of a season. Using words like "original," "former," or "regular" in price quotes are examples of this practice. Another example of this is bait-and-switch pricing, which involves charging clients in a way that purposefully misleads them.

Predatory pricing is the practice of artificially lowering prices to drive out rivals. Predatory pricing violates antitrust laws because it makes markets more susceptible to monopolies.

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Early withdrawal of the money in a CD can lead to substantial financial

Answers

Answer:penalty

Explanation: I just did it and got it right

How can you create any elegant and artistic presentation of a cake or pastry considering the product and its container?

Answers

Master the art of royal icing. This elegant 4-tiered cake is beautifully decorated with hand-piped royal icing lace. ...
Learn advanced piping techniques. ...
Create stunning sugar flowers. ...
Add cake sculpting to your list of accomplishments. ...
Discover hand painting techniques.

the purpose of a business organisational​

Answers

The purpose of a business organization is to carry on a business.  A business organization exists when two or more people act together to carry on a business.

What is the greatest way to define business?

A company or entity doing in commercial, industrial, or professional activity is referred to as a business. Companies can be for-profit or nonprofit . Limited liability companies, sole proprietorships, corporations, and partnerships are all different sorts of businesses.

What does a it mean legally?

A business has a real person or organization getting in an activity or trade with the plan of turning a profit. The profession, business, or activity might be commercial, industrial, or something else altogether.

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Putting money into more than one kind of investment at a time is called liquidity. sunken cost. diversification. compound interest.

Answers

Answer:

diversification

Putting money into more than one kind of investment at a time is called diversification.

What is diversification?

Diversification is the process of investing in diverse opportunities so as to reduce non-systemic risks. For example, if a person buys the stock of a health care company, in order to diversify, the person might invest in the stocks of an automobile company.

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discuss the relative price elasticity of the following products: a. mayonnaise b. a specific brand of mayonnaise c. chevrolet automobiles d. jaguar automobiles e. washing machines f. air travel (vacation) g. beer h. diamond rings

Answers

Price elasticity is a measure of how sensitive the quantity of a good or service demanded is to changes in its price.

Mayonnaise is a food product that is typically considered a necessity, so its elasticity is likely to be relatively low.A specific brand of mayonnaise is likely to have a slightly higher elasticity than generic mayonnaise, as consumers may be more willing to switch to a different brand if the price of their preferred brand increases.Chevrolet automobiles are a relatively affordable brand of car, so their elasticity is likely to be lower than that of luxury car brands like Jaguar.Jaguar automobiles are a luxury car brand, so their elasticity is likely to be higher than that of more affordable car brands like Chevrolet.Washing machines are household appliance that is considered a necessity, so their elasticity is likely to be relatively low.Air travel (vacation) is a luxury item, so its elasticity is likely to be higher than that of necessities like mayonnaise and washing machines.Beer is a consumable product that is typically considered a necessity, so its elasticity is likely to be relatively low.Diamond rings are a luxury item, so their elasticity is likely to be higher than that of necessities like mayonnaise and beer.

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______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???

Answers

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.

what is the optimal number of chocolate bars the firm should be making and how many workers should the firm hire to produce those chocolate bars?

Answers

A chocolate bar must be made from raw cocoa materials through a number of processes, including grinding, refining, conching, and tempering.

How do you fix issues with chocolate?

The goal is to produce all size m subsets of arr[0..n-1]. Find the difference between the subset's maximum and minimum elements for each subset. Return the smallest difference last.

What is the issue with chocolate distribution?

Picture of a chocolate distribution issue HackerEarth remedy

The chocolate distribution problem is an array minimization problem that asks us to distribute 'n' packets of chocolates among'm' kids in such a way that each child receives one packet, and the difference between a packet containing maximum chocolates and a packet containing minimum chocolates is as small as possible.

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What does Physchographic profile mean

Answers

Answer:

Psychographics is the study of consumers based on their activities, interests, and opinions (AIOs). ... In contrast, a psychographic profile contains information around a person's interests, hobbies, emotional triggers, and lifestyle choices, among other data.

Explanation:

Plz, mark me brainliest!

Answer:

Psychographics is the study of consumers based on their activities, interests, and opinions (AIOs). ... In contrast, a psychographic profile contains information around a person's interests, hobbies, emotional triggers, and lifestyle choices, among other data.

the logistics process of recycling or disposing of returns from customers or from resellers is known as

Answers

The logistics process of recycling or disposing of returns from customers or from resellers is known as reverse logistics.

What is the reverse logistics process?

Reverse logistics, as it is commonly known, is the movement of commodities away from their usual final location in order to increase their value or ensure correct disposal. The management and sale of excess inventory or raw materials, as well as the delivery of rented machinery, equipment, and other hardware back to the leasing company, are all included in reverse logistics. Another name for it is returned.

Every e-commerce fulfillment operation needs management to be successful. An order's return procedure is known as reverse logistics. Moving the product back to its place of origin once it leaves the client is known as this process. Reverse logistics, in essence, is the handling or process of an item after the initial sale.

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Utilitarianism's fundamental approach is that decisions are established based on previous consequences and result from past actions
True False

Answers

The statement "Utilitarianism's fundamental approach is that decisions are established based on previous consequences and result from past actions" is False.

Utilitarianism is an ethical theory that holds that the morality of an action should be determined by its ability to promote the greatest happiness for the greatest number of people. Utilitarianism is a consequentialist theory, which means that it judges the morality of an action based on its consequences or outcomes. The utilitarian approach to decision-making is forward-looking, rather than backward-looking. It focuses on the future consequences of a decision rather than on the past consequences of previous actions. In other words, utilitarianism considers the potential outcomes of an action and selects the action that will produce the greatest overall benefit to society.

Therefore, the correct statement regarding utilitarianism's fundamental approach is that decisions are established based on future consequences and result from present actions, rather than being based on previous consequences and past actions.

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Question 2 of 25
Compared to CDs, basic savings accounts are
interest rates.
liquid and have
A. less; higher
B. less; lower
C. more, lower
D. more; higher

Answers

Answer:

C:

Explanation:

CD's are less liquid and tie up your $$ for a certain period of time, however, extend to you a higher interest rate.  

Answer: A: Less and higher

Explanation:

How does larceny differ from embezzlement? Choose 2 answer choices. Violence is used. The intent could include taking the property temporarily. It requires that the property is entrusted to the perpetrator. The property can include non-physical assets. Clarence sneaks into his neighbor's yard and takes a bike to sell for cash.

Answers

The taking of another person's property without using force is referred to as larceny and is what most people consider to be common theft.

What is meant by the word "property"?

The word "property" refers to an item of legal rights that includes goods or wealth as a whole and often has a strong individual ownership connotation. The phrase in law refers to the complex of legal relationships that exist between and among individuals with regard to objects. In economics and political economy, there are three main categories of property: private property, public property, and communal property (also called cooperative property). Intangible assets are those that solely have potential or present value and have no inherent value of their own.

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Ji-woo has a new credit card. She wants to use it for online shopping. What are three things that make this a poor choice

Answers

1. Paying her bill late( messes up your credit score)
2. Overspending ( self-explanatory)
3. Using her credit card on unknown website( increases risk of fraud)

The three things that should make the poor choice:

The bill are paid after the due date that affect the credit score. There is overspending. The credit card is used for the unknown website due to which the chances of fraud are increased.

In this way, these 3 things make the poor choice.

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According to rankings by many people over the years what is the number one expectation that people have a job they will enjoy

Answers

Answer:

The number one expectation is that the job uses people's abilities to the best, and makes them feel accomplished.

One possible explanation for this is Maslow's hierarchy of needs, in which the need of self-accomplishment is at the top, meaning that this is the need of the highest order.

If people feel that they are achieving self-accomplishment in their jobs, then, it is very likely that they enjoy it.

Which type of business does not hold owners accountable for the debts of
the business?
OA. Sole proprietorship
OB. LLC
OC. Partnership
A
OD. Private company

Answers

Answer:

Limited Liability Company (LLC)

Explanation:

A limited Liability Company (LLC) is a business structure in the United States that protects its owners from the personal responsibility for its repayment of debts and liabilities. It is a hybrid entity that has the characteristics of a corporation, partnership and sole proprietorship. The regulation of LLC's varies from one state to another. An entity or individual can be a member of an LLC with notable exceptions from banks and insurance companies. The primary reason for registering a business under LLC is to limit the personal liability of the owners as well as the partners. LLC may have some attractive features but they also possess some great disadvantages as well. Depending upon the state law, an LLC may be dissolved upon the death or bankruptcy of a member.

you are employed as a network administrator of vincent motors. an unreleased blueprint of a new car model of vincent motors has been leaked on the internet. you assume that an intruder must have succeeded in gaining access to your network in order to copy the blueprint. which of the following access control techniques will you use so that such an activity can be detected in the future?

Answers

The control process techniques that can be used so that such an activity can be detected in the future is authentication.

One of the significant management tasks is controlling. In reality, the management function as a whole will be rendered obsolete in the absence of a control process. The administration won't be able to tell whether the plan is being implemented correctly or not, or whether it is operating well. The primary goal of the management process is to ensure that the planned actions within an organization are occurring.

The control process aids managers in assessing the performance level of their individual organizations. The final function of management is control. If other management tasks are properly performed, the controlling function would become obsolete. Control will be necessary when there are any issues with the planned or collection and reporting.

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Which quality of accounting information states that the information is verifiable and is not subject to opinion.

Answers

Reliability!

Hope this helps, Good luck! :)

Which approach to innovation often originates from external sources? a. Continual improvement. b. Best practices. c. Change management. d. Reengineering

Answers

The approach to innovation that often originates from external sources is d) Reengineering.

Reengineering is an approach to innovation that involves the radical redesign and restructuring of processes and systems within an organization. It typically originates from external sources, such as industry experts, consultants, or benchmarking studies, rather than being driven solely by internal efforts.

Reengineering aims to achieve significant improvements in performance, efficiency, and effectiveness by challenging existing assumptions and practices and introducing new ways of doing things. It often involves rethinking and redesigning entire processes from end to end, focusing on achieving breakthrough results rather than incremental improvements.

External sources play a crucial role in reengineering by providing fresh perspectives, knowledge, and insights from other industries or organizations that have successfully implemented innovative approaches. These sources bring in external best practices, new technologies, and alternative solutions that can be adapted and applied to the organization's own processes and systems.

By embracing external sources of innovation, organizations can tap into a broader range of ideas, expertise, and experiences to drive transformative change and achieve significant improvements. Reengineering allows organizations to challenge the status quo and adopt innovative practices that have proven successful elsewhere, leading to enhanced performance and competitiveness.

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if you are starting a new company and need employees to do a variety of things while you make most of the decisions yourself, you would use a________ organizational structure.

Answers

If you are starting a new company and need employees to do a variety of things while you make most of the decisions yourself, you would use a hierarchical or top-down organizational structure.

What do you understand by organizational structure?

This type of structure is characterized by a clear chain of command, with decision-making authority concentrated at the top of the organization and lower-level employees following instructions from their superiors.

In this type of structure, communication flows downward from the top to the bottom, and employees are typically grouped into functional departments or teams based on their areas of expertise.

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what does the bank have that makes it attractive to thieves?

Answers

the bank has a lot of money and gold

Which condition is a result of open competition in a free market system?
A. Poor customer service
B. Government regulation
C. Higher prices
D. Higher quality goods

Answers

A result of open competition in a free market system is higher quality goods (option D).

What is the result of open competition?

Competition is when there are many producers operating in a particular industry. Competition is high in purely competitive markets and low in a monopoly. This is because in a pure competition, there are many producers while there is only one producer in a monopoly.

Due to the high level of competition in an industry, prices would be more likely to be low. This is because producers would want to attract more consumers by fairly pricing their goods. Also, producers would want to offer good customer service in order to retain consumers as there are many competing producers in the market. High quality goods are also a way to attract an retain customers.

A free market system is a market system where prices are set by the forces of demand and supply. There is no government regulation in this type of market.

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summit enterprises just paid its first annual dividend of $0.75 a share. the firm plans to increase the dividend by 2.9 percent per year indefinitely. what is the firm's cost of equity if the current stock price is $16.90 per share? (see 12.2) group of answer choices 7.47 percent 14.64 percent 9.78 percent 4.33 percent 5.34 percent Please help me with this. Thanks! Which is true about eukaryotes? Choose oneTheir cells have membrane-bound organelles.Their cells have plasmids.Their cells do not have any DNA.Their cells are generally smaller than those of prokaryotes. A missile is projected vertically up with a velocity of 50 m/s. What is the velocity at the highest point of projection? A home care nurse is caring for a 4-month-old infant with developmental dysplasia of the hip (DDH). The baby is in a Pavlik harness. The baby's mother tells the nurse, "I don't think my baby will be able to sleep while wearing the harness." What is an appropriate response by the nurse?A. "The harness can be removed during a short 30-minute nap."B. "You can reapply the harness after the baby falls asleep."C. "It is important for the harness to be worn continuously."D. "You can have the baby not take one of the daily naps." I need help with this stupid question, my teacher got me confused when he kept talking about different things! A circular flower bed is 19m in diameter and has a circular sidewalk around it that is 3m wide. Find the area of the sidewalk in square meters. Use 3.14 for pi.The area of the sidewalk ____ m. What molecule is the source of information for transcription. 5. How much Tris (in buffer for DNA extraction) will you weigh out for a final volume of 125{ml} if you need a 250 \mu{M} solution ( {MW} is 121)? Convert to \ PLSSS HELPPPPP1. Complete the table that shows the decibels changeWfor each each change in intensity given I = 2mShow your work in the space to the right of the table.Be sure to include the input when dB = 90.10 = 10-12 w2mdB = 10 log Which formula equation shows a reversible reaction? What describes the relationship between edge computing and Cloud computing Which statement about colonial women during and after the Revolution is not true? [tex]x^{2} 86\sqrt[n]{x} 765997\left[\begin{array}{ccc}1&2&3\\4&5&6\\7&8&9\end{array}\right] 886600x_{123} 87686\alpha 86865[/tex]SOLVE Help I dont understand?!?! Answer the following either true (T) or false (F) (5 pts) A geotechnical engineer made a preliminary settlement analysis for a foundation of an office building that is to be constructed at a location where the soil strata contain a compressible clay layer. She calculated 50 mm of primary consolidation settlement. The building will impose an average vertical stress of 150 kPa in the clay layer. As often happens in design practice, design changes are required. In this case, the actual thickness of the clay is 30% more than the original soil profile indicated. The estimated new primary consolidation settlement will also be 30% more and equal to 65 mm. A foundation with an inclined load will tend to have a smaller bearing capacity than the same foundation with a vertical load. Secondary settlement of a foundation is caused by a constant applied stress. Consolidation can be defined as the reduction in soil volume due to the expulsion of water following loading. Dense sand and undrained clay soils tend to experience punching shear failure. 6. Oxygen travels from the pharynx to the ________________________ to the _____________________ and finally to the ________________________ where oxygen is exchanged with the bloodstream. please help me to answer the question. I forgot what coplanar means. When the president signs a bill, it In an online survey, 78% of teens between the ages of 13 and 18 said they own a cell phone. How many teens own cell phones in a class of 250 students?