She named her daughter, Jessica, as the beneficiary under the policy. Jessica has not given anything in consideration for the policy. Jessica is a donee beneficiary who has the right to enforce the policy once Susan dies.
A beneficiary is a character or entity which you legally designate to acquire the blessings out of your financial merchandise. For live coverage, this is the loss of life benefit your policy will pay in case you die. For retirement or investment bills, that is the balance of your belongings in the money owed.
Some may select a surviving partner as a named beneficiary while others might also call a child or a discern. One great purpose people buy life coverage is for peace of mind in relation to their own family, knowing that life insurance safety is in place in the event of your demise.
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is 6 ft greater than 72 inches
what roles do entrepreneurs play in the economy?
Entrepreneurs create employment opportunities not only for themselves, but also for others.
Entrepreneurial activity can affect a country's economic performance by introducing new products, methods and production processes into the market, promoting productivity and competition more broadly.
Entrepreneurship is a general term for starting a business. For example, Howard Stevenson of the Harvard Business School defines entrepreneurship as "the pursuit of opportunities beyond the control of resources" and defines it as the process of a employment company, rather than at a specific point such as founding or founding a company. I see it as a kind of approach. A specific person within a company, such as a founder.
As discussed below, there are several complicating factors in the relationship between entrepreneurship, economic growth, development and well-being, but entrepreneurship driving economic growth is important. However, this is not a panacea and, as we will discuss below, broader economic conditions other than entrepreneurship are important in determining whether economic growth will occur.
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Why would South Africa’s import value be higher than export value
South Africa exports of items and services as proportion of GDP is 30.47% and imports of items and services as proportion of GDP is 25.53%.
Why import is greater than export?A weaker domestic currency stimulates exports and makes imports more expensive; conversely, a sturdy home forex hampers exports and makes imports cheaper. Higher inflation can also influence exports via having a direct have an effect on on input fees such as materials and labor.
Imports become extra expensive. Exports and AD make bigger causing demand-pull inflation.
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https://brainly.com/question/27899202#SPJ13i have a kid named aj he is talking to himself and he is allways yelling can you have me evidence he is from windy hill middle school and i and he is in 7th grade
Answer: puberty.
Explanation: Kids go through puberty :)
Answer:
have you ever tried calming him down? maybe offer something,alot of middle schoolers go through those ''fazes'' they can get stressed from working.and with the talking to himself thing,id probably get maybe a therapist to talk to him get stuff off his chest,
Explanation:
a little bit of what id do :D
Charry was pretty sure she wanted to work at Hogs Foot Brewery after she read the ad for an open position and researched the company. She concluded she was enough of a fit with the vacant position to warrant submitting an application. This process is termed
Considering the situation described above, when Charry concluded she was enough of a fit with the vacant position to warrant applying. This process is termed "Self-selection."
This is because Self-Selection is a process in which individuals select themselves among the lots.
It is done by conducting self-analysis and concluding that one is more fit for a role than others.
The self-selection process usually occurs in sports when individuals select themselves to play free kick or penalty kick.
Hence, in this case, it is concluded that the correct answer is "Self-Selection."
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You have three separate accounts with your bank that you can manipulate with online banking. Account a is a checking account with a $5,245.50, Account b is a personal savings account with a $12,850.25 balance, and account c is a joint college savings account with your 12-year-old son. You move $2,500 from account b to account a to cover an unexpected bill. You also move 1.5% of the remaining balance in account b to account c. What is left in account b after these transfers?
Answer:
10,194.99625
Explanation:
12,850.25 - 2,500 = 10,350.25
10,350.25 - 1.5%10350.25 = 10,350.25 - 155.25375
= 10,194.99625
P.C.
YOUR TEACHER IS CRAZY BRO...
Answer: 10,195
Explanation: love and trust
Identify the problem by analyzing the given scenario. An IT software company is losing market share because it fails to launch new products in a timely manner. Decisions are centralized at the top, and employees have little or no voice. One way to solve this problem is to use teams to eliminate ____ in the company.
Explanation:
to eliminate their best efforts in the company
Answer:
"bureaucratic barriers"
Explanation:
i got it right on plato
Northern Telecom markets telephone equipment to businesses throughout North America. In contrast to consumer markets for telephones, one would expect Northern Telecom’s customers:
Question 1 options:
A) to be fewer in number, but make larger purchases.
B) to buy exclusively from a single vendor.
C) to be more widely scattered geographically.
D) to maintain impersonal relationships with suppliers.
E) to seek bundling options with other telecom service providers.
D) to maintain impersonal relationships with suppliers. This is because business-to-business transactions in the telecom industry tend to be more professional and focused on meeting specific needs rather than building personal relationships.
Northern Telecom is likely to have many customers across different regions, so their relationships with customers are likely to be impersonal rather than intimate.
A) to be fewer in number, but make larger purchases. This is because businesses require a higher volume of telephone equipment to accommodate their employees, departments, and different locations. Additionally, business customers often make larger purchases in order to take advantage of economies of scale and negotiate better prices.
B) It is less likely that businesses will buy exclusively from a single vendor since they have more complex needs that may require multiple vendors to fulfill.
C) Northern Telecom's business customers are likely to be more widely scattered geographically since businesses operate in different locations and regions.
D) Maintaining personal relationships with suppliers is important for businesses to ensure that they receive quality products and services, as well as good prices and delivery times.
E) Businesses may seek bundling options with other telecom service providers to reduce costs and simplify their procurement processes.
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why did God call abraham
Answer: god chose Abraham and said i will make you a great nation and i will bless you.
Explanation: god commanded Abram to move to another country . This is why god planned to make of Abram a new nation from which the prophets of god and the savior of the world would arise.
a 4 unit property sold for $182,000. its contract rent for each unit was $975 per month and its market rent was $925 per month. in a fee simple appraisal what would be the gim?
The gross income multiplier (GIM) for the 4-unit property would be approximately 4.10. In a fee simple appraisal, the gross income multiplier (GIM) can be calculated by dividing the sale price by the total annual income.
To find the gross income multiplier (GIM) for the 4-unit property, we need to follow these steps:
1. Calculate the annual potential gross income using the market rent.
2. Divide the property's sale price by the potential annual gross income.
Step 1: Calculate the annual potential gross income.
Market rent per unit: $925 per month
Total monthly income for 4 units: $925 x 4 = $3,700
Annual potential gross income: $3,700 x 12 = $44,400
Step 2: Calculate the GIM.
Sale price of the property: $182,000
GIM = Sale price/annual potential gross income
GIM = $182,000 / $44,400
GIM ≈ 4.10
In a fee simple appraisal, the gross income multiplier (GIM) for the 4-unit property would be approximately 4.10.
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Which of the following are reasons a government would get involved in an economy? Select all that apply.
Answer:
All options apply
Explanation:
The government engages in economic activities as a regular and a provider of public goods and services. Public goods and services refer to products available for consumption by all members of society. They are offered by the government and financed through taxes. Public goods and services are offered for free or at a small fee.
Consumption of public goods do not deplete the quantity available for others to consumes. Examples of public goods and services include education, medical care, roads, bridges, policing, national security, and international relations.
A treaty that can be signed between two or more countries to lower tariffs and improve the import and export of goods is a free trade.
a. True
b. False
A treaty that can be signed between two or more countries to lower tariffs and improve the import and export of goods is a free trade is True (because a treaty that can be signed between two or more countries to lower tariffs and improve the import and export of goods is a free trade).
Free trade is the idea of allowing goods and services to be traded across borders without restrictions such as tariffs, quotas, or other barriers. It is designed to increase the flow of goods and services between countries while decreasing costs and increasing efficiency.
Free trade agreements are a way for countries to enter into agreements that reduce tariffs and other barriers to trade. These agreements are often negotiated between countries that have similar economic systems and policies, and they can help to promote economic growth and development in those countries.
By reducing tariffs and other barriers to trade, free trade agreements can help to increase the flow of goods and services between countries, leading to increased economic growth and development.
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write on perfect competition
which product exists in a monopolistically competitive market?
Numerous businesses provide competitive products or services that are similar but not exact substitutes. A monopolistic competitive market is present.
Clothing and hair salons are two examples of sectors with monopolistic competition. When businesses provide rival goods or services that are comparable but imperfect substitutes, monopolistic competition exists.
A monopolistic competitive industry has low entry requirements, and decisions made by any one firm do not directly affect those of its rivals. The pricing and marketing choices made by the rival companies serve as their points of differentiation.
Between a monopoly and perfect competition, monopolistic competition exists, combines aspects of both, and includes businesses with comparable but distinct product offerings.
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Answer:
clothing
Explanation:
I learn today that monopolistically competitive is something with varity like cloths there are plenty of options
Suppose that we have an Aggregate Expenditure Function (AEF) of: AEF=549+0.66 ∗
Y What would be equilibrium National Income (Y ∗
) ? Note: This will be a messy calculation. Round all answers to two decimal places.
The equilibrium national income (Y*) is approximately 1614.71.
To find the equilibrium national income (Y*), we need to set the aggregate expenditure (AE) equal to the national income (Y). In this case, the aggregate expenditure function is given as AEF = 549 + 0.66 * Y.
Setting AEF equal to Y, we have:
Y = 549 + 0.66 * Y
Rearranging the equation:
0.34 * Y = 549
Dividing both sides by 0.34:
Y = 549 / 0.34
Calculating Y*:
Y* = 1614.71
Therefore, the equilibrium national income (Y*) is approximately 1614.71.
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brooks is tasked with creating an effective training and development strategy for his employer. how should he begin?
The burden of developing a successful training and development strategy for his employer falls to Brooks. He should start by evaluating the organizational needs and capabilities.
A general plan to accomplish one or more long-term or overall goals in the face of uncertainty is known as a strategy. The term was first used in the 6th century C.E. in Eastern Roman terminology, and it wasn't until the 18th century that it was translated into Western vernacular languages in the sense of the "art of the general," which included several subsets of skills including military tactics, siegecraft, logistics, etc.
From that point forward, and up to the 20th century, the term "strategy" grew to mean "a comprehensive means to try to attain political aims, including the threat or actual use of force, in a dialectic of wills" in a military battle, in which both opponents interact.
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How often does an employer expect you to be at work and on time? a. At least 85-90% of your work days b. Every day, except if you are feeling badly, depressed, or tired. C. At least 4 days of your 5-day work week d. Every day e. Employer is realistic, so they understand if you are absent a couple of days each month
b. Every day, except if you are feeling badly, depressed, or tired. employer
Why should you arrive at work on time?Employees that effectively manage their time will meet deadlines, become more efficient, be more profitable, and produce superior work.They'll be less pressured, which will help them advance in their careers and, ultimately, reduce the staff turnover at your company. They'll also have a higher degree of job satisfaction due to being less anxious.
How much work gets done in a day of eight hours?The typical employee only works for 4 hours, 12 minutes of their 8-hour workweek.Read on to learn what workers are doing when they are not working.Other significant results include:Internet use at work is acknowledged by 47% of employees, which renders it the most prevalent off-task activity.
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which of the following are reasons an intermediary might refuse to work with a producer? (check all that apply.)
The following are some of the reasons why an intermediary might refuse to work with a producer:
-because the producer is unknown to the intermediary
-because the producer is selling a new product
Some of the reasons why an intermediary might refuse to work with a producer1. Insufficient quantity of products
The intermediary might refuse to work with the producer because the producer is not able to provide enough products to meet the requirements of the intermediary. It could be a case where the producer is unable to fulfill the order in time due to limited production capacity.
2. Poor product Quality
If the product quality is poor, the intermediary will refuse to work with the producer. The intermediary has to maintain a certain standard of quality for the product they sell to the customers. Poor product quality can damage the intermediary's reputation, so they need to make sure that the quality is up to the mark.
3. Poor credit History
The intermediary may not work with the producer if the producer has a poor credit history. The intermediary has to make payments to the producer, and if the producer is not creditworthy, the intermediary may not get the payment on time or may have to face difficulties in the future.
4. Lack of trust
The intermediary might refuse to work with the producer if they do not trust the producer. It could be a case where the intermediary has had a bad experience in the past, or the producer has a bad reputation in the market. The intermediary might not want to take any risks by working with the producer.
5. Insufficient Margins
The intermediary may refuse to work with the producer if the margins offered by the producer are insufficient. The intermediary has to maintain a certain profit margin, and if the producer is not able to provide enough margins, the intermediary may not find it profitable to work with the producer.
Your question is incomplete but most probably your full question was:
Which of the following are reasons an intermediary might refuse to work with a producer? (check all that apply.)
-because the producer is unknown to the intermediary
-because the producer is selling a new product
-because the intermediary resists vertical integration
-because the intermediary fears that the producer will steal its customer base
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what is meant by added value
Answer:
Added value is that value which helps us to find or prove the given equation or question.
Evara Cosmetics Inc. is a company that operates in 20 countries around the globe. The company clearly understands that the skin and hair type of customers varies from one country to another. Consequently, its products are customized to suit local needs and preferences of customers, even though the costs incurred while producing these products are exceptionally high. This strategy helps the company behave as a local firm in a foreign market. In this scenario, which of the following strategies is Evara Cosmetics Inc. most likely pursuing?
1. a multi-domestic strategy
2. an international strategy
3. a global-standardization strategy
4. a one-product strategy
Answer:
1. a multi-domestic strategy
Explanation:
A multi-domestic strategy is used by businesses to maximise local profitability in a society.
This is done by customising their products and marketing strategy to specific local needs.
It allows a business to compete favourably in various domestic markets.
In the given scenario Evra Cosmetics customized to suit local needs and preferences of customers, even though the costs incurred while producing these products are exceptionally high.
They are using the multi-domestic strategy to make a foreign company behave like a local one in the market.
Which two of the following are long-term sources, of finance?
A- Interest rates
B- Venture capital
C- Trade credit
D- Share capital
E- Start up costs
Answer:
the answer is B and D
Which of the following statements is INCORRECT regarding futures transactions? At any moment in time, the relationship between the spot and future prices of an asset is specified by the cost of carry - the cost of buying the asset now and carrying (inventorying) it to the date of contract maturity. For a speculator, a main reason for buying a futures contract instead of the underlying asset directly is the leverage afforded by futures trading A hedger is always better off financially with hedged as contrasted with unhedged positions Futures trading is a zero sum game - the gain and loss of the counterparties will wash out
The statement that is incorrect regarding futures transactions is "A hedger is always better off financially with hedged as contrasted with unhedged positions."
In futures trading, a hedger is someone who uses futures contracts to reduce or eliminate the risk of adverse price movements in the underlying asset.
They do this by taking an offsetting position in the futures market. While hedging can help mitigate risk, it does not always guarantee financial advantage.
There are several factors to consider when deciding to hedge, such as the cost of entering into a futures contract and the potential impact of basis risk.
Hedging involves entering into a futures contract that is opposite in direction to the underlying asset.
For example, if a producer of a commodity expects the price to decrease, they can sell futures contracts to lock in a higher price.
If the price does decrease, the gain from the futures contract can offset the loss in the cash market.
However, if the price increases, the gain from the cash market will offset the loss in the futures market.
It's important to note that hedging can be a valuable risk management tool, but it doesn't guarantee financial gain in every scenario.
The effectiveness of hedging depends on various factors, including market conditions and the accuracy of price predictions.
Hedging is a strategy that aims to reduce risk rather than maximize financial gains.
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Which action would a government most likely take to reduce its
unemployment rate?
A. Use tax money to hire workers for government projects
B. Cut taxes on businesses that operate with very few workers
C. Increase taxes on businesses that operate outside the country
D. Cut off loans to businesses in order to reduce the money supply
SUBMIT
The unemployment rate is the unemployed divided by the sum of employed and unemployed, in order to reduce it the government can hire workers for a new project by using tax money.
What is the unemployment rate?It is the rate of unemployment calculated by the number of people unemployed to the total number of people employed and unemployed multiplied by 100.
In order to reduce it, the government can hire workers for a new project by using tax money
Therefore, option A can help in the reduction of the unemployment rate.
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A credit union
Question 3 options:
is larger than most banks
promotes good spending habits among its members
will allow anyone to join
provides financial service at a higher cost than a bank
Answer: A credit union promotes good spending habits among its members.
What animal did traders use to travel across the Sahara desert?
Traders who traveled across the Sahara desert used camels as their mode of transportation.
Camels are well-suited for desert travel due to their ability to go for long periods without water and their ability to carry heavy loads. The camels were also used as a source of food and milk for the traders. These animals were crucial to the survival of traders who braved the harsh conditions of the Sahara in order to trade goods such as salt, gold, and ivory.
The use of camels revolutionized trade in the Sahara and enabled traders to travel greater distances and carry heavier loads than ever before. Even today, camels remain an important part of the economy and culture of the Sahara region.
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What is the 50 30 20 budget rule? Is that a good plan for a monthly budget?
Answer:
The 50/30/20 rule is an easy budgeting method that can help you to manage your money effectively, simply and sustainably.
Explanation:
The basic rule of thumb is to divide your monthly after-tax income into three spending categories: 50% for needs, 30% for wants and 20% for savings or paying off debt.
<3 Have a nice day.
50 30 20 budget rule means, 30% of income is spent on wants, 50% on needs, and 20% is set aside for savings and investments. By doing this, you will have established buckets for everything and be operating inside each bucket's allowable limits.
This will help you develop discipline while ensuring that you don't sacrifice the standard of living or your long-term planning. Let's examine how to divide your spending into three categories—needs, wants, and savings—now that the guideline is apparent.
Some people may find the 50/30/20 Rule of budget to be a helpful tool for managing their finances, but your particular monthly costs will determine if the approach is suitable for you. 50% of your income set aside for needs may not be sufficient, depending on your salary and where you reside.
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Language is the most complex challenge global marketers face.
True
False
Answer: False
Explanation:
Develop an Ishikawa diagram to depict customer dis- satisfaction at a pizza restaurant. You should use the four Ms approach.
An Ishikawa diagram to depict customer dis- satisfaction at a pizza restaurant would be :
Customer Dissatisfaction
/ \
/ \
Materials Methods Manpower Environment
What goes into the Ishikawa diagram?Using the four Ms approach, we get:
Materials
Incorrect ingredientsIncorrect portion sizesStale or expired ingredientsPoor quality ingredientsMethods :
Inefficient cooking methodsImproper handling of foodUnsanitary conditionsLack of training for staffManpower:
Unmotivated staffUnderqualified staffHigh turnover of staffLack of communication between staffEnvironment :
Unpleasant atmosphereDirty or cluttered environmentPoor customer serviceLong wait timesBy identifying and addressing the root causes of customer dissatisfaction, pizza restaurants can improve their customer satisfaction and loyalty. This can lead to increased sales and profits.
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when would a variance be labeled as unfavorable? a. when actual sales are equal to expected sales. b. when standard costs are more than actual costs. c. when expected sales are less than actual sales. d. none of these answers are correct.
When it comes to variances, it is untrue to argue that a positive b. A variance occurs when predicted sales exceed actual sales.
The discrepancy between a planned expenditure and the actual expenditure. Possibly favourable or unfavourable. Relates to both revenues and expenses. When variations are applied to revenue, a favourable variance would be one where the company had more sales than anticipated and the budgeted sales were less than the actual sales. Conclusion: If predicted sales are higher than actual sales, it is inaccurate to conclude that variance is favourable. In a normal cost system, all unfavourable variations are debited when recording variances. This is because, as should be mentioned, negative variances merely indicate that there are too many manufacturing expenses, which will result in a decline in operating income. All adverse variances are therefore credited.
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"free enterprise" and "________________" are terms for an economy based on private businesses competing for profits in open markets with minimal government regulations.
Answer:
entrepreneurship for them and