The two factors that drive the higher cost of equity in the emerging market is Higher risk premium that investors in emerging markets are usually exposed to higher risks due to uncertain and volatile market conditions. Therefore, to compensate for these risks, they require a higher risk premium compared to the investors in developed markets.
The two factors that drive the higher cost of debt in the emerging market are:
Political Risk:Political instability, civil unrest, and other risks are common in emerging markets. The borrower's ability to repay the loan, especially foreign loans, may be affected by political instability, which may cause the lender to demand a higher interest rate.
Inflation Risk:Inflation tends to be higher in emerging markets compared to developed markets, which makes the money less valuable over time. Therefore, lenders demand a higher interest rate to offset the risk of losing value due to inflation.
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1. Mary buys a 20 year annuity immediate for $100,000 subject to 6% effective annual interest rate. The first payment is one year from the time of purchase. Mary reinvests each of the 20 payments, as soon as she received them at the end of each year, into a fund that earns 8% interest on deposits. What is the accumulated amount in Mary's fund right after the 20 th annuity payment has been deposited into the fund?
The accumulated amount in Mary's fund right after the 20th annuity payment has been deposited is approximately $8,015,755.16.
To calculate the accumulated amount in Mary's fund, we need to determine the future value of each annuity payment and then sum them up.
First, we calculate the future value of each annuity payment using the effective interest rate of 8% per year. We can use the formula FV = PV * (1 + r)^n, where FV is the future value, PV is the present value of each annuity payment, r is the interest rate, and n is the number of years.
PV = $100,000 (since each annuity payment is $100,000).
r = 8% (converted to a decimal: 0.08).
n = 20 (the number of annuity payments).
Using the formula, FV = $100,000 * (1 + 0.08)^20, we find that the future value of each annuity payment is approximately $433,047.91.
Next, we sum up the future values of all 20 annuity payments to get the accumulated amount in Mary's fund: Accumulated Amount = $433,047.91 * 20 = $8,660,958.20.
However, we need to take into account that the first annuity payment is received one year from the time of purchase. So, to find the accumulated amount right after the 20th annuity payment, we need to discount the accumulated amount by one year of interest at the 8% rate.
Discounted Accumulated Amount = $8,660,958.20 / (1 + 0.08) = $8,015,755.16.
Note: The calculations are approximations and may vary slightly due to rounding.
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The marketing budget will depend on a number of factors such as the size of the business, time the venture has been operating, type of business, and resources available.
T/F?
The given statement "The marketing budget will depend on a number of factors such as the size of the business, time the venture has been operating, type of business, and resources available.
" is True.
Explanation:
The budget that needs to be spent on marketing would depend on numerous factors,
including the size of the business,
the amount of time the business has been running, the kind of business,
and the resources available for the business.
Marketing spending varies widely by company and industry,
and there is no single rule that applies to all enterprises.
Every company's marketing budget will be influenced by a combination of the factors listed above.
For example, a business that has only been operating for a short time may have a smaller marketing budget than a business that has been operating for several years.
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Please help I'm about to fail my class and i will be grounded for life, 100 pts for it! its financial literacy
Part One–Research
Imagine you bought 100 shares of stock three years ago and are selling it today. Select a company and research its stock prices. You can start with websites like Nasdaq and Fidelity. Determine the stock's price three years ago, or the purchase price, and its price today, or the selling price.
Part Two–Determine the Real Return
Calculate the real return of your stock investment using the following information:
Purchase price of 100 shares of stock
Selling price of 100 shares of stock
10% tax rate
3% inflation rate
2% administrative fee on the selling price of the stock
Part Three–Evaluate
Analyze your research and calculations, and answer the following questions:
What company did you select to buy stock in? Why did you select the company?
Consider the real return of the stock investment. Do you consider it a wise investment? Why or why not?
1. I imagine buying 100 shares of Amazon.com Inc. on January 3, 2020, when the stock price was $93.75, investing $9,375.
Today, October 31, 2022, the stock price of Amazon.com Inc. is $102.44.
2. The real return on my investment in Amazon.com Inc was a net loss of 7.12% or $667.60.
3. The company I selected to buy its stock three years ago was Amazon.com Inc.
4. I decided on Amazon.com Inc., hoping to earn spectacular returns since it is a multinational technology company.
5. When I consider the actual return on the stock investment in Amazon.com Inc., I think it was an unwise investment.
6. The investment returned a negative real value because I realized less than I initially invested; I actually lost about $667.60 overall.
What is the stock investment?Stock investment is the purchase of shares for an ownership interest in a publicly-listed company.
The investor makes the investment with the hope that the investee will grow and perform well over some period, enabling the investor to earn some real returns (in the form of dividends and capital appreciation).
Purchase of 100 shares Jan. 3, 2020 = $9,375 (100 x $93.75)
Sales of 100 shares Oct. 31, 2022 = $10,244 (100 x $102.44)
Tax (10%) = $1,024.40 ($10,244 x 10%)
Inflation (3%) = $307.32 ($10,244 x 3%)
Administration fee on sales (2%) = $204.88 ($10,244 x 2%)
Real Returns in dollars = $8,707.40 ($10,244 - $1,024.40 - $307.32 - $204.88)
Loss on returns = $667.60 ($8,707.40 - $9,375)
Loss percentage = 7.12% ($667.60/$9,375 x 100)
Unfortunately, Amazon.com Inc. did not pay any dividends during the period of my investment, and I really lost funds to taxes, inflation, and administration fees when I sold it.
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Which two national sports league attract the most female fans?
A. Major League Soccer and Major League Baseball
B. Major League Baseball and the National Football League
C. NASCAR and the National Football League
D. The National Hockey League and Major League Baseball
Answer:
B
Explanation:
Major League Baseball and the National Football League
FILL IN THE BLANK. a u.s. mnc has the equivalent of $1 million cash outflows in each of two highly negatively correlated currencies. during ____ dollar cycles, cash outflows are ____.
During favorable dollar cycles, cash outflows for a U.S. MNC with the equivalent of $1 million in two highly negatively correlated currencies are reduced.
The term "dollar cycles" refers to fluctuations in the value of the U.S. dollar relative to other currencies. In the context of a U.S. multinational corporation (MNC) with cash outflows in two negatively correlated currencies, the impact of dollar cycles on cash outflows can vary.
During favorable dollar cycles, the value of the U.S. dollar strengthens against the negatively correlated currencies. As a result, when the U.S. MNC converts its cash outflows from these currencies into U.S. dollars, it will receive a larger amount of dollars for the same equivalent amount in the foreign currencies.
This reduction in cash outflows is advantageous for the U.S. MNC, as it effectively decreases the amount of funds needed to cover its obligations in the negatively correlated currencies.
By taking advantage of favorable dollar cycles, the U.S. MNC can benefit from lower cash outflows, potentially improving its financial position and profitability.
However, it is important to note that the impact of dollar cycles on cash outflows can be influenced by various factors, including exchange rate fluctuations, hedging strategies, and the specific terms and conditions of the cash outflows.
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Jane, the CEO of a company, is trying to resolve how a new marketing strategy should be conducted. She is taking into account the long-term future of the company, brainstorming with her team, and providing them all with key information. Which type of decision-making style is she using?
Answer:
conceptual decision making
Explanation:
In simple words, Conceptual type decision-making identifies individuals who appreciate the uncertainty with open-ended choices and are inspired to have an influence on the environment. If you're a visionary type decision-maker, you ’re supposed to have day-dreams sometimes and easily come up with fresh suggestions when necessary.
Thus, from the above we can conclude that Jane is using conceptual decision making.
Which of the following denotes the extent to which a person is held responsible for oversight of a duty or task?
Centralisation
Delegation
Hierarchy
Accountability
Suppose you are a manager at an advertising agency who is eager to utilize Covey's advice about delegation. Today, you need to work on a
presentation for a potential new client. This requires delegating a routine status report about an ongoing advertising campaign to Joanne. By
delegating the status report to Joanne, she has
for its completion.
Available Option Are:
Juanita must have authority over the resources and personnel needed to complete the status report You should help Juanita with the status report, to the extent you have timeJuanita will have full responsibility for the assignment Juanita will be held accountable for the results of the assignment.Answer:
Correct Options are 1, 3 and 4.
Explanation:
She also has authority to access the legitimate resources to complete the status report in due time. Hence Option 1 is correct.
However, after delegating the assignment to Joanne. I am not responsible to help her complete the task. I may have responsibility of reviewing the status report but I am not responsible for helping her to complete the status report whenever I am free. Hence Option 2 is incorrect.
The reason is that after delegating the task to Juanita with authority and responsibility to complete the assigned task, she is now responsible to complete the status report as the task is assigned to her. Hence option 3 is correct
If Juanita's status report was not difference making or in simple words the purpose of the status report was not fulfilled then she will accountable for the outcome. Hence Option 4 is correct.
when referring to product line and product mix decisions, breadth refers to the number of product lines, and depth refers to the number of categories within a product line. true or false?
True. When referring to product line and product mix decisions, breadth refers to the number of product lines, and depth refers to the number of categories within a product line.What is the product line?A product line is a group of related products manufactured and marketed by a business or organization. They may have common components, distribution channels, pricing policies, and target markets.
The number of product lines is known as breadth and is one of the product line and product mix decision elements.
What is the depth of the product?The depth of a product refers to the number of categories within a product line. A category is a particular type of product or product group that may be designed for a specific target market or application. It aids in the establishment of a particular product line's hierarchy and the company's overall product mix.In conclusion, the breadth of a product line refers to the number of product lines, while the depth of a product line refers to the number of categories within a product line. Product line and product mix decisions, including the selection of new product lines or categories, are critical to a company's strategic planning, as they determine the direction of future product development efforts.
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It is a good idea to get and use an many credit cards as possible to build credit history. True False
the magnitude of operating leverage for perkins corporation is 4.5 when sales are $100,000. if sales increase to $110,000, profits would be expected to increase by what percent? a. 4.5% b.14.5% c.45% d.10%
It would be anticipated that the profit would rise by 45%. The appropriate response to the given question is option (c).
What is Operating Leverage?The percentage of a company's cost structure that is made up of fixed expenses as opposed to variable costs is measured by operating leverage. A corporation is said to have more operating leverage if its fixed expenses are higher than its variable costs.
Magnitude of operating leverage= 4.5
Old sales= $100000
New sales= $110000
Percentage increase in sales:
(New-old)/old = (110,000-100,000)/100,000
= 10%
Consequently, a percentage rise in profit might be anticipated:
sales percentage growth times the degree of operational leverage
= 10% * 4.5
= 45%
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which trade organization is responsible for 90% of the worlds trade ?
The EU
ASEAN
The WTO
NAFTA
Answer: The WTO
Explanation:
What is the solution to this equation x+15=28
Answer:
13
Explanation:
Trust me
The federal reserve can affect you through
As the Federal Reserve conducts monetary policy, it influences employment and inflation primarily through using its policy tools to influence the availability and cost of credit in the economy.
a section of output from excel solver is shown below. final reduced objective allowable allowable name value cost coefficient increase decrease product a 150 0 100 20 40 product b 100 0 300 120 60 what will happen to the solution if the objective function coefficient for product a increases by 30?
If the objective function coefficient for product A increases by 30, it will exceed the allowable increase of 100.
Based on the output from the Excel Solver, we can see that the optimal solution has a value of 150 for product A and 100 for product B. The total cost for this solution is 0.
The "allowable increase" and "allowable decrease" columns represent the amount by which the objective function coefficient for each product can change before the current solution is no longer optimal.
For example, the allowable increase for product A is 100, which means that the coefficient for product A can be increased by up to 100 before the current solution is no longer optimal.
If the objective function coefficient for product A increases by 30, it will exceed the allowable increase of 100, and the current solution will no longer be optimal. The Solver will need to be run again to find a new optimal solution with the updated coefficient for product A.
The exact impact on the solution will depend on the coefficients of the other variables and the constraints in the model.
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Choose one of the laws that protect consumers' financial rights and find three articles describing instances of financial institutions breaking this law. Write a report (about 500 words) describing the circumstances of the violation and the penalties associated with the violation.
Answer:
Consumer protections sound like it should be a guarantee in Usa, but the government never intervened to protect citizens in the 1960s.
It began mostly with 1968 Consumer Credit Protection Act, when Congress stepped on from violence to defend consumers and their financial histories.
Many regulations expanded investor protections in the years that followed, detailing how the government can obtain records from bank clients, how banks manage lenders and how lenders manage deposit accounts.
During the Great Depression of 2008, it all reached a climax and with that, the financial stability oversight Bureau was created, a new federal department committed to defending customers.
Answer:
For this report I chose to use the Truth in Lending Act. The Truth in Lending Act protects you against inaccurate and unfair credit billing and credit card practices. It requires lenders to provide you with loan cost information so that you can comparison shop for certain types of loans. This protects you from loan overdraft and over billing. This allows the consumer ease to their day of anytime they run into finacial issues. As this makes better sense to consumers it helps others all over the world. People use it in hopes that this will help them in everyday.
Explanation:
PLZZZ HELP!!!
Part B
Imagine that you were the boss of the employees in these cases, and develop a list of at least five rules for appropriate behavior on social media that all employees must follow.
Part C
Finally, explain how you’ll personally avoid risky behaviors on social media, or how you can personally follow the rules so that you don’t put your own career at risk because of inappropriate social media posts.
Answer:
yes
Explanation:
Social media. A platform originally built to allow individuals to keep in touch and socialize with a small community of friends has become a forum for discussions as frivolous as kittens and as internationally significant as world leaders in a flame war. Those conversations are no longer limited to people on the same campus, or even in the same countries, nor are they limited to individuals. Organizations realized the reach and significance of social media around the same time as content marketing became a way to offer advice and best practices for free to people who would be drawn to your company and ultimately convert to customers and brand evangelists.
Answer: (Answers may vary.) Part B
These are my five rules for appropriate behavior for employees:
Do not use offensive language online.
Do not discuss your negative opinions, frustrations, or problems about work online.
Do not express any racist, sexist, or prejudiced opinions in general online.
Do not criticize your colleagues and customers of the company online with regard to their work.
Do not spread rumors or gossip about colleagues and customers online.
Part C: My Answer
I'll Avoid risky behaviors on social media buy conducting myself in a professional manner at all times, that way i avoid embarrassing myself and my company's reputation.
(Edmentum Answer)
I’ll set all of my social networking accounts to private and only accept friend requests from people I know well. I won’t use offensive language online. I won’t express any racist, sexist, or prejudiced opinions. I won’t rant about customers, no matter how upset I may be with them. I won’t talk about negative experiences or opinions about my work online. Instead, I’ll discuss my problems with the right people (management, human resources, supervisors, or co-workers). I’ll speak respectfully about my colleagues and superiors.
Explanation: Edmentum Sample Answer, And my Answer
TRUE/FALSE. when actual revenue is greater than planned and actual cost is less than planned, we have a favorable variance.
When actual revenue is greater than planned and actual cost is less than planned, we have a favorable variance. The given statement is True.
What is a favorable variance?A favorable variance occurs when actual results exceed budgeted or planned results, resulting in higher profits or lower costs.
It can be stated in monetary terms as the difference between the budgeted amount and the actual amount, and it can be expressed as a percentage variance
.Therefore, when actual revenue is greater than planned and actual cost is less than planned, we have a favorable variance.
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Who's your favorite music artist?
Answer:
well i like kpop but i cant seem to choose between the groups txt, nct and ateez
Explanation:
HOW IS EVERYONE i love u all and enjoy helping you where u may struggle
Answer:
THANK YOU SOOO VERY MUCH. I need assistance with my question
I need someone to help me
What's the problem? I'd be happy to help you if you would be willing to specify what you need help with.
A description of a theory or idea that accounts for all known properties and is used because the object or system being studied is too small or large is a?
The answer is model.
A description of a theory or idea that accounts for all known properties and is used because the object or system being studied is too small or large is a model.
What is a model in science?Models are representations of things that are frequently too challenging (or impossible) to observe or present firsthand. A model can only accurately describe specific characteristics of a physical system, despite being supported by experiments. In a range of scientific disciplines, from physics and chemistry to ecology and the Earth sciences, scientific models are employed to explain and forecast the behavior of real things or systems.
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Lucas, a single U.S. citizen, works in Denmark for MNC Corp during all of 2019. His MNC salary is $87,000. Lucas may exclude from his gross income wages of: a.$105,900 b.$87,000 c.$40,000 d.$0
Lucas can exclude from his gross income wages of $87,000.
Usually, a United State's citizen living and working abroad is taxed on his worldwide Income.
The maximum amount of exclusion of foreign earned income for Singles in 2019 is $105, 900.
Here, he is a single taxpayer who worked in Denmark for MNC Corp for the whole of 2019 and earned the salary of $87000.
He's eligible to exclude the amount of $105,900 from his gross income. and his salary is less than maximum limit allowed for exclusion, therefore, the gross income will be excluded.
In conclusion, the Option B is correct because can exclude from his gross income wages of $87,000.
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Why do consumer advocates advise against using alternative financial services?.
Consumer advocates advise against using alternative financial services because of the high cost that's associated with the loans and other services.
What is a financial service?It should be noted that a financial service simply means a wide range of activities such as banking, insurance and investing.
In this case, consumer advocates advise against using alternative financial services because of the high cost that's associated with the loans and other services.
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Cooper Company has a production schedule of 18,000 units and a budgeted sales volume of 20,000 units for the current year. In addition, 4,000 units are in beginning finished goods inventory. How many units are targeted for ending finished goods inventory? O a. 1,900 units O b. 2,000 units OC 6,000 units O d. 20,000 units O e. 14,000 units
The target for ending finished goods inventory is 2,000 units.
The target for ending finished goods inventory can be calculated by adding the budgeted sales volume to the beginning finished goods inventory and then subtracting the production schedule. In this case, we have a budgeted sales volume of 20,000 units and a beginning finished goods inventory of 4,000 units. Subtracting the production schedule of 18,000 units from the sum of the budgeted sales volume and beginning finished goods inventory gives us the target for ending finished goods inventory, which is 2,000 units.
the calculation of target for ending finished goods inventory:
To determine the target for ending finished goods inventory, we need to consider the production schedule, budgeted sales volume, and the beginning finished goods inventory. The production schedule represents the planned number of units to be produced within a specific period, while the budgeted sales volume indicates the expected number of units to be sold. The beginning finished goods inventory refers to the number of units held in stock at the start of the period.
To calculate the target for ending finished goods inventory, we sum the budgeted sales volume with the beginning finished goods inventory. This represents the total number of units that need to be available for sale or distribution during the period. Next, we subtract the production schedule from this total. The result is the desired ending finished goods inventory, which represents the number of units that should be left in stock at the end of the period.
In the given scenario, the budgeted sales volume is 20,000 units, and the beginning finished goods inventory is 4,000 units. Adding these two values gives us a total of 24,000 units. Subtracting the production schedule of 18,000 units from this total, we find that the target for ending finished goods inventory is 2,000 units.
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the three primary types of reporting entities are consumers, resource owners, and businesses.
T/F
False. The three primary types of reporting entities are consumers, governments, and businesses.
Consumers are individuals or households that purchase goods and services for personal use. They are important reporting entities because their consumption patterns and behavior provide insights into market demand and trends.
Governments are another crucial reporting entity as they provide information about public finances and economic activity. Governments report on their expenditures, revenues, and debt levels, which can provide insights into the health of the overall economy.
Businesses are the third primary reporting entity. They report on their financial performance, including revenues, expenses, and profits, as well as other metrics such as inventory levels and employee counts. Business reports are important for investors and other stakeholders to evaluate the health and growth potential of the company.
Resource owners, while important, are not typically considered a primary reporting entity. They may report on the resources they own, such as land or minerals, but their reports are usually focused on production or extraction rather than financial performance.
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You drink 19 beers to celebrate the end of your risk management and insurance class, then have an accident while driving home from the bar. The police charge you with drunk driving, and with hitting another automobile from behind. What will your automobile insurer do when you file a claim for the damage to your car, and, what will it do when the injured people in the other car file claims to have their bodily injuries paid for
Answer: The insurer will pay for claims that was insured for or that which the insurance package covers.
Explanation:
Insurance could be described simply as a cover for damages done either in the present or future to be able to curb losses. Insurance companies offer various packages or insurance covers to the client, ranging from house, to cars and other various insurance cover. The insurance company will pay the claim for the accidents but this would be based on the particular claim that was insured for because the Insurance company won't pay for claim that wasn't insured, it would be a loss on their side
On 8/1, supplies costing $500 were purchased on credit. Record this transaction in the accounting equation by:
Based on the information given this transaction in accounting equation is: Increasing supplies, and increasing accounts payable.
Accounting equation:Based on the given transaction the supplies costing of the amount of $500 will increase supplies while account payable will increase by the same amount of $500.
The company account payable increases because the supplies costing were purchased on credit which means that the company is still owing their supplier for the goods worth of $500 that was supplied to them or the goods and services that was provided to them.
Inconclusion in accounting equation is: Increasing supplies, and increasing accounts payable.
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Which of the following is NOT an example of using the right
words?
O Choose words the average person will understand.
O Use lots of technical terms.
O Avoid slang
O Stay away from jargon.
Answer:
i feel like the last one
Explanation:
it seems the best one to pick
Use lots of technical terms is not an example of using the right words.
What is technical?A meaning of technical is in technical communication describing or explaining technical terminology. Technical definitions are used to introduce the vocabulary which makes communication in a particular field succinct and unambiguous. Technical skills are the abilities and knowledge needed to perform specific tasks. They are practical, and often relate to mechanical, information technology, mathematical, or scientific tasks. Some examples include knowledge of programming languages, design programs, mechanical equipment, or tools.
What are types of technical analysis?Big Data Analysis- Now every industry today relies on data, whether it is data about their clients or the success of their product. While it is easy for companies to get data, they need employees who can collect, organize, and then interpret that data or technical data.
Project Management- This might seem to be more of a soft skill than a hard skill, but project management is critical for all technical projects. And, it often requires using complex programs and systems, which aren't always easily mastered.
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What is the danger of having a lot of debt?
(brainlyest)
Answer:
probably not paying it off in time or something
Explanation: