a. the amounts and timing of cash inflows and outflows
A cash budget is a financial tool used by financial managers to estimate and plan the amounts and timing of cash inflows and outflows.
helps in forecasting and managing cash flow within an organization. By analyzing historical data and future expectations, the financial manager can project the expected cash inflows from sources such as sales revenue, investments, or loans, as well as predict the timing and amounts of cash outflows such as operating expenses, payroll, inventory purchase , debt repayments, and capital expenditures.
By estimating cash inflows and outflows, the financial manager can determine the organization's cash position, identify potential cash shortages or surpluses, and make informed decisions to optimize cash management, liquidity, and financial stability.
Learn more about purchase here:
https://brainly.com/question/31035675
#SPJ11
What are the 3 things a business plan should do?.
A business plan is an important written document that describes and summarizes the future of your company.
What are the three major purposes of business plan?A Business Plan's purpose is to identify, describe, and analyze a business opportunity or an existing business, examining its technical, economic, and financial feasibility.A business plan's three primary goals are to1) Develop an effective growth strategy.
2) Determine your future financial needs.
3) Attract investors (including angel investors and VC funding) and lenders.
The executive summary is the most important section of the business plan, in my opinion. It must be brief, to the point, and well-written. Many of those who read your business plan will decide whether or not to continue reading based solely on the executive summary.To learn more about business plan refer to :
https://brainly.com/question/25311149
#SPJ4
1.) Select which part of the expenditures approach of calculating the GDP is being described: All private consumption in a nation's economy is part of this expenditures approach for calculating the GDP.
sum of all the country's businesses spending on capital
gross imports
consumer spending
sum of government spending
gross exports
2.)Select which part of the expenditures approach of calculating the GDP is being described: Purchase of weapons for the military is part of this expenditures approach for calculating the GDP.
consumer spending
gross imports
sum of all the country's businesses spending on capital
gross exports
sum of government spending
Answer:
Selection of the part of the expenditures approach of calculating the GDP is being described:
1. All private consumption in a nation's economy is part of this expenditures approach for calculating the GDP.
=
consumer spending
2. Purchase of weapons for the military is part of this expenditures approach for calculating the GDP.
=
sum of government spending
Explanation:
The expenditures approach to Gross Domestic Product (GDP) is calculated as consumption + investment + government expenditure + exports – imports. Consumption refers to the consumer spending while Investment refers to the sum of all the country's businesses spending on capital.
Private consumption is part of the consumer spending when using the expenditures approach for calculating the GDP.
Purchase of weapons for the military is part of government spending.
What is the expenditures approach?Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year
GDP calculated using the expenditure approach = Consumption spending by households on durable and non durable goods + Investment spending by businesses + Government spending + Net export
To learn more about GDP, please check: https://brainly.com/question/15225458
#SPJ5
If the government imposes an effective price ceiling in a market, what will be the result?.
If the government imposes an effective price ceiling in a market, the result will be excess demand or shortages .
What is meant by price ceiling?The term price ceiling has to do with the maximum amount that is in the market that a person would be able to charge for the product that they are selling and the services they are rendering to others. This is usually set by the government of a particular economy.
Hence we can say that If the government imposes an effective price ceiling in a market, the result will be excess demand or shortages .
Read more on price ceiling here: https://brainly.com/question/1448982
#SPJ1
investment spending includes spending on
Answer:
Investment spending is spending on goods to produce other goods. Investment spending includes the accumulation of new inventories. It also includes spending by households on new houses. ... Gross investment is the total spending on investment goods.
Explanation:
Have a good day and stay safe!
1. Goals of UAE organizations concerned with the Child Protection Law and the reasons for its inception
Answer:
The answer is below
Explanation:
The goals of UAE organizations concerned with the Child Protection Law and the reasons for its inception are the following:
1. No Poverty: as a result of poverty in some rural areas which is affecting children's development in UAE, the government has made it official to eradicate poverty in those areas.
2. Education for All: this is to ensure that children of age 6 to 18 or Grade 12, all have access to quality education, so as to boost literacy level in UAE
3. Social Support: this is to ensure those with the lowest income are able to cater to their children and afford a decent life.
If bank with leverage of 8 to 1 increases its assets by adding $1 to capital for every $1 added to assets:
a. leverage increases.
b. leverage decreases.
c. leverage stays constant.
d. the answer cannot be determined from the information in the question.
If a bank with a leverage of 8 to 1 increases its assets by adding $1 to capital for every $1 added to assets: leverage decreases. Thus, option B is the correct option.
Leverage falls if an 8:1 bank raises assets by increasing capital by $1 for every $1 growth in assets. Deleveraging is the process through which a business or person tries to reduce their overall financial leverage. Deleveraging, then, is the elimination of debt and the polar opposite of leverage.
Paying up any outstanding debts and commitments on an entity's balance sheet right away is the quickest approach to deleveraging. If unable to do so, the business or person may be at an elevated risk of default. Deleveraging aims to lower the proportion of a company's balance sheet that is supported by liabilities.
Learn more about leverage here:
https://brainly.com/question/30985112
#SPJ4
your small business has a product that people love and a website that has been linked to by other sites. which factor do these links represent when a search engine is evaluating your site?
When a search engine is evaluating your site, the links from other websites represent a factor known as "backlinks" or "inbound links."
Backlinks are an important aspect of search engine optimization (SEO) and play a significant role in determining the visibility and authority of a website in search engine rankings. Here is a step-by-step explanation of the significance of these links:
1. Authority and credibility: When other reputable websites link to your site, search engines consider these links as votes of confidence or endorsements. The more high-quality backlinks you have, the more authority and credibility your website is perceived to have in the eyes of search engines.
2. Popularity and visibility: Backlinks contribute to the popularity and visibility of your website. Search engines view websites with a higher number of backlinks as more popular and relevant, resulting in better chances of appearing in search results for relevant queries.
3. Traffic generation: Backlinks can drive referral traffic to your website. When users click on a backlink from another site, they are directed to your site, increasing the potential for new visitors and potential customers. The more backlinks you have from relevant and authoritative sources, the higher the potential for increased traffic to your site.
4. Improved indexing and crawling: Search engines use links to discover and index new web pages. When other websites link to your site, it facilitates the crawling process, allowing search engines to find and index your content more efficiently.
5. Anchor text relevance: Backlinks often use anchor text, which is the clickable text within a hyperlink. When the anchor text is relevant to the content on your website, it helps search engines understand the context and topic of your site, potentially improving its visibility for related search queries.
6. Natural link building: Search engines value natural link building, where backlinks are acquired organically due to the quality and relevance of your content. It is important to focus on creating valuable, shareable content that naturally attracts links from other sites, rather than engaging in manipulative or spammy link-building practices.
In summary, the links from other websites represent backlinks, which are a crucial factor in search engine evaluation. Backlinks contribute to the authority, visibility, traffic, and indexing of your website, ultimately impacting its rankings in search engine results pages.
To learn more about inbound links click here: brainly.com/question/31479433
#SPJ11
In a sale, the price of a computer is reduced by $124. the sale price is $1,394. find the marked price (original price) and the rate of the discount. round the discount rate to the nearest tenth of a percent if necessary.
a. $1,270; 8.9%
b. $1,518; 8.9%
c. $1,270; 9.79%
d. $1,518; 8.2%
$1518 is the marked price, and the discount is 8.9%.
The meaning of "marked price"The marked price or list price is the amount that is stated on a product's label. This is the cost at which the product will be made available for purchase. The actual selling price of the goods could, however, be less than this amount in some way. Typically, MP is used to indicate it.
This was the initial asking price; however, $194 was deducted, making the final price come to $1394.
The following formula can be used to determine the percent markdown:
(Discount amount/Selling price)/100 is the percentage markdown.
To find Markdown
Original Selling Price – Markdown Price
Markdown=$1518-$1394
M=124
We already know that the Markdown is 124.
Currently, Percent Markdown equates to (124/1394)×100 PM=0.088952654 × 100
PM=8.9 (rounded)
The growth rate is therefore 8.9%.
And $1394+$124=$1518.
As a result, the listed price is $1518 and the discount percentage is 8.9%.
Learn more about marked price: https://brainly.com/question/29824614
#SPJ4
when ordering raw materials of steel and aluminium the business is considering changing to jit advise them if its a good idea or not
The advantages the business gets if they change to JIT are
reduction in inventory costImprovement in qualityIncrease in efficiencyThe Advantages:Decisions on whether or not to implement a Just-In-Time (JIT) inventory system for steel and aluminum raw material depend on many variables such as business size, market demand, lead time and supplier reliability. Here are the potential advantages and disadvantages of JIT inventory in such situations:
JIT helps businesses reduce inventory holding costs as raw materials are only ordered as required, thus freeing up cash flow for other investments and creating greater cashflow opportunities.
Quality Improvement: Just-In-Time production methods provide greater quality assurance as materials can be purchased in smaller batches that can then be thoroughly inspected upon their arrival.
Increased Efficiency: Just-In-Time ordering helps shorten lead times as raw materials are ordered only when necessary for production; leading to greater productivity gains overall.
Disadvantages of Just in Time production (JIT):
JIT requires businesses to become increasingly dependent on suppliers for materials delivery on time or at required quality levels; any supplier failure could create major disruption in operations and create costly supply issues for business operations.
Transportation Costs Increase with JIT Delivery Frequencies: JIT deliveries often necessitate more frequent delivery trips, which increases transportation expenses.
Difficulties Responding to Unexpected Changes: JIT requires accurate forecasts for demand and lead times
Requiring an efficient supply chain: JIT requires close cooperation between businesses and suppliers in the supply chain.
Read more on raw materials here https://brainly.com/question/555478
#SPJ1
civil law requires that both parties to a transaction be informed of the various options they have regarding agency representation. which form is used for this purpose?
The form is used for the purpose of Disclosure Regarding Real Estate Agency Relationship.
While purchasing a home can be an exciting time, it can also be stressful and frightening if you don't have the appropriate support. Typically, real estate brokers can assist with that. Finding a good agent in the South Bay may be simple given the abundance of qualified individuals available, but understanding how they will serve your needs is just as crucial. As they serve the entire interests of their client, an agent's fiduciary obligations are clearly defined in real estate practice. The state of California wants you to be conscious of how agency works before you start working with an agent, regardless of whether you're buying or selling in Manhattan Beach, Hermosa Beach, or anywhere else in the state for that matter. In truth, it is forbidden! Before dealing with a customer, realtors must complete a two-page disclosure form titled Disclosure Regarding Real Estate Agency Relationship.
Learn more about Real Estate Agency:
https://brainly.com/question/29536871
#SPJ4
Which two ways can Customer Service and Support affect sales? (Choose TWO) Coordinating shipping
Distributing marketing information
Closing the deal with rapid engagement Increased sales through responsiveness and personalization
More sales through customer evangelists
Answer:
More sales through customer evangelists
increased sales through responsiveness and personalization
Two ways in which Customer Service and Support affect sales are through the process of sales through customer evangelists and also through Increased sales through responsiveness and personalization. Hence, options D and E are appropriate.
What is the Customer Service and Support?Customer Service and Support are the main backbones of a business. It is Customer Service and Support which helps the business organization to sell their business products online and also helps in the process of selling them in a very cost-effective way.
Customer Service and Support always help the business to grow by keeping or working directly with the customers. Customer Service and Support range for a long variety of things. These help in the process of understanding and also carefully analyzing the same.
Customer Service and Support helps the customers in their process of repairing the damaged products as well as also looking after the process of installation of the product. Customer Service and Support are the first lines of communication through the online system as well in case of any problem or inquiries.
Hence, options D and E are correct.
Learn more about Customer Service and Support here:
https://brainly.com/question/14292784
#SPJ2
Gibson's has sales for the year of $538,900, cost of goods sold equal to 73 percent of sales, and an average inventory of $78,300. The profit margin is 7 percent and the tax rate is 35 percent. How many days, on average, does it take the company to sell an inventory item
To calculate the number of days it takes for Gibson's to sell an inventory item, we need to use the inventory turnover ratio.
First, let's calculate the cost of goods sold (COGS) by multiplying the sales by the percentage of COGS:
COGS = $538,900 * 73% = $393,397
Next, let's calculate the average inventory turnover:
Inventory turnover = COGS / Average Inventory = $393,397 / $78,300 = 5.02
The inventory turnover ratio represents the number of times the inventory is sold and replaced during a period. To calculate the number of days it takes to sell an inventory item, we need to convert the inventory turnover ratio into days.
Days to sell an inventory item = 365 days / Inventory turnover ratio
Days to sell an inventory item = 365 days / 5.02 = 72.71 days (rounded to two decimal places)
Therefore, on average, it takes Gibson's approximately 72.71 days to sell an inventory item.
To know more about inventory turnove visit :
https://brainly.com/question/12942515
#SPJ11
What societal force was in place in mainstream American culture until the 1960s that resulted in separation of people along racial and other lines
Answer:
segregation
Explanation:
There was a societal force that was in place in mainstream American culture until the 1960s. This societal force was segregation that resulted in the separation of people along racial and other lines.
The United States remains a segregated society in respect of housing patterns and church membership despite all the legal changes that have taken place since the 1960s.
If a firm sells 10 units of output at $100 per unit and 11 units of output when price is reduced to $99, its marginal revenue for the last unit sold is;
A) $99.
B) $11.
C) $109.
D) $89.
The marginal revenue is $1,089 - $1,000 = $89. The correct answer is: B) $11.
Marginal revenue is the change in total revenue resulting from the sale of one additional unit of output. In this case, the firm sells 10 units at $100 per unit, resulting in total revenue of $1,000. When the price is reduced to $99, the firm sells 11 units, resulting in total revenue of $1,089.
The marginal revenue for the last unit sold is the difference between the total revenue when selling 11 units and the total revenue when selling 10 units. Therefore, the marginal revenue is $1,089 - $1,000 = $89.
To learn more about marginal revenue click here
https://brainly.com/question/30236294
#SPJ11
Decision Point: Using the Association to Grow the Business Several months after starting the advertising campaign, you meet with the director again. She says, "Our consumers are finally associating our cookie with a good-tasting experience over time. We see this in increased sales as well." She continues, "We feel that we can use this newly forged association in the consumer's mind between the cookie brand name and good taste in other ways to help grow our business, but we're not sure how. I'd like you to come up with some ideas." Which of the following options is the best choice to use the brand and its association in the consumer's mind with good taste? Select an option from the choices below and click Submit. License the brand to another company to use on a potato chip. Develop a line extension using the brand on a chocolate chip cookie. License the brand to a company that wants to use it on their lower cost baked goods.
The best choice to utilize the brand and its association with good taste in the consumer's mind would be to develop a line extension using the brand on a chocolate chip cookie. Option B.
By developing a line extension, the company can leverage the positive association consumers have between the brand name and good taste to introduce a new product variant that aligns with their existing offerings. Chocolate chip cookies are a natural fit as they maintain the core essence of the original cookie while adding a popular flavor variation.
This allows the company to tap into the existing customer base who already associate the brand with good taste and provide them with a new product option to explore.
Introducing a line extension also provides an opportunity for the company to expand its market reach and capture new customers who may be attracted to the brand's reputation for quality and taste. By leveraging the positive brand association, the company can differentiate its chocolate chip cookies from competitors and establish a strong presence in the market.
On the other hand, licensing the brand to another company to use on a potato chip or licensing it to a company that wants to use it on their lower-cost baked goods may dilute the brand's association with good taste. Associating the brand with lower-cost or unrelated products could create confusion among consumers and weaken the brand's overall image.
Therefore, developing a line extension with a chocolate chip cookie aligns with the brand's existing identity, capitalizes on the positive association with good taste, and provides the company with the opportunity to expand its product portfolio while maintaining brand consistency and consumer loyalty. So Option B is correct.
For more question on consumer's visit:
https://brainly.com/question/29649674
#SPJ8
an offshore oil well is 3 kilometers off the coast. the refinery is 4 kilometers down the coast (see figure). laying pipe in the ocean is twice as expensive as on land. what path should the pipe follow in order to minimize the cost?
The path in an offshore oil well that the pipe should follow in order to minimize cost is rectangular path.
What is offshore drilling?A wellbore is mechanically dug beneath the seabed during offshore drilling. Typically, it is done to look for and then extract petroleum that is trapped in the seafloor's rock formations. Although it can also refer to drilling in lakes, inshore waters, and inland seas, the phrase is most frequently used to denote drilling activities on the continental shelf. Due to the produced hydrocarbons and the materials utilized during the drilling process, offshore drilling poses environmental concerns as well as those that are present onshore. These include deepwater mobile offshore drilling units (MODU), which can include drillships or semi-submersibles, combined drilling and production facilities (bottom-founded or floating platforms), and jackup barges and swamp barges.
To learn more about offshore, visit:
https://brainly.com/question/28773484
#SPJ4
Which of the following was the most immediate cause of global economic integration in the late twentieth and early twenty-first century? a Decreases in the cost of long-distance communication and transportation b Regulation of air and water pollution in the developed world c Population growth in the developing world d Increased dependence on cheap oil from the middle east
If you are interviewed by more than one person, you should send a thank-you note to _____.
each person in the interview
each person you see in the building
the first person you are introduced to
the person who is obviously leading the interview
Answer:
option A is correct.
i.e.
each person in the interview.
Explanation:
Because thank-you letter provides a simple but effective way to express gratitude to all the individuals you met with.
2. Davidson describes two fundamentally different economic philosophies that both impact the debt crisis that the US faces. What are these philosophies? Do you agree with one more than the other?
Answer:
Davidson describes two philosophies that are represented each by the Republican Party and by the Democratic Party.
Republicans believe, according to Davidson, that the economy works best when the state keeps its hands off it. Republicans view a free market economy without government intervention as essentially a perfect machine that can coordinate the interests of vastly different goups of people (this is the concept of the invisible hand, developed by Adam Smith).
The Democrats, on the other hand, while seeing Capitalism as the most efficient economic system, believe that the capitalist economy needs to be regulated by the state, because otherwise, a free market generates undesirable effects like externalities and economic inequality.
According to Davidson, the republicans and the democrats as philosophies are two fundamentally different economic philosophies that impact the debt crisis facing the US. I agree more with the republican side of things, life can't always come with an aim of everything being "equal" and "fair".
Is there an ethical issue in this situation? Discuss. (after posting your answer, respond to one other post meaningfully).(Hint: see Exhibit 1-7, AMA Ethical values on page 26 of the Textbook to answer the above. Can you point out 2 relevant AMA value(s) that might have been violated in the above situation?)
Answer:
Explanation:
The American Marketing Association commits itself to promoting the highest standard of professional ethical norms and values for its members (practitioners, academics and students). Norms are established standards of conduct that are expected and maintained by society and/or professional organizations. Values represent the collective conception of what communities find desirable, important and morally proper. Values also serve as the criteria for evaluating our own personal actions and the actions of others. As marketers, we recognize that we not only serve our organizations but also act as stewards of society in creating, facilitating and executing the transactions that are part of the greater economy. In this role, marketers are expected to embrace the highest professional ethical norms and the ethical values implied by our responsibility toward multiple stakeholders (e.g., customers, employees, investors, peers, channel members, regulators and the host community).
Ethical Norms
As Marketers, we must:
Do no harm. This means consciously avoiding harmful actions or omissions by embodying high ethical standards and adhering to all applicable laws and regulations in the choices we make.
Foster trust in the marketing system. This means striving for good faith and fair dealing so as to contribute toward the efficacy of the exchange process as well as avoiding deception in product design, pricing, communication, and delivery of distribution.
Embrace ethical values. This means building relationships and enhancing consumer confidence in the integrity of marketing by affirming these core values: honesty, responsibility, fairness, respect, transparency and citizenship.
Ethical Values
Honesty – to be forthright in dealings with customers and stakeholders. To this end, we will:
Strive to be truthful in all situations and at all times.
Offer products of value that do what we claim in our communications.
Stand behind our products if they fail to deliver their claimed benefits.
Honor our explicit and implicit commitments and promises.
Responsibility – to accept the consequences of our marketing decisions and strategies. To this end, we will:
Strive to serve the needs of customers.
Avoid using coercion with all stakeholders.
Acknowledge the social obligations to stakeholders that come with increased marketing and economic power.
Recognize our special commitments to vulnerable market segments such as children, seniors, the economically impoverished, market illiterates and others who may be substantially disadvantaged.
Consider environmental stewardship in our decision-making.
Fairness – to balance justly the needs of the buyer with the interests of the seller. To this end, we will:
Represent products in a clear way in selling, advertising and other forms of communication; this includes the avoidance of false, misleading and deceptive promotion.
Reject manipulations and sales tactics that harm customer trust.
Refuse to engage in price fixing, predatory pricing, price gouging or “bait-and-switch” tactics.
Avoid knowing participation in conflicts of interest.
Seek to protect the private information of customers, employees and partners.
Respect – to acknowledge the basic human dignity of all stakeholders. To this end, we will:
Value individual differences and avoid stereotyping customers or depicting demographic groups (e.g., gender, race, sexual orientation) in a negative or dehumanizing way.
Listen to the needs of customers and make all reasonable efforts to monitor and improve their satisfaction on an ongoing basis.
Make every effort to understand and respectfully treat buyers, suppliers, intermediaries and distributors from all cultures.
Acknowledge the contributions of others, such as consultants, employees and coworkers, to marketing endeavors.
Treat everyone, including our competitors, as we would wish to be treated.
Transparency – to create a spirit of openness in marketing operations. To this end, we will:
Strive to communicate clearly with all constituencies.
Accept constructive criticism from customers and other stakeholders.
Explain and take appropriate action regarding significant product or service risks, component substitutions or other foreseeable eventualities that could affect customers or their perception of the purchase decision.
Disclose list prices and terms of financing as well as available price deals and adjustments.
MetLife was able to dramatically expand its global footprint by acquiring Alico, a global player in the insurance business, from AIG in 2010 when AIG was in financial distress. This shows that not all diversification moves erode performance.
a) true
b) false
Answer:
True
Explanation:
It is true that not all diversification erodes performance. That is it is not all diversification moves that reduces performance or destroys it. Sometimes diversification could lead to greater risks or greater costs of investment. By diversifying and acquiring Alico metlife was able to increase and expand globally
Your landscaping company can lease a truck for $8,300 a year (paid at year-end) for 6 years. It can instead buy the truck for $40,000. The truck will be valueless after 6 years. The interest rate your company can earn on its funds is 7%.
a. What is the cost of leasing? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
Present value of lease $
b. Is it cheaper to buy or lease?
O Buy
O Lease
What if the lease payments are an annuity due, so the first payment comes c-1. immediately? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
Present value of lease $
c-2. Is it cheaper to buy or lease?
O Buy
O Lease
a) Cost of Leasing the truck is the present value of 6 payments. We have to calculate the Present value of an annuity for 6 years at 7%:
PV =
$8,300 × [1 - 1 / (1 + 0.07) ^ 6] / 0.07PV
= $39,859.
16Present value of lease is $39,859.16. b) To compare which option is cheaper, we need to compare the present value of buying vs leasing.
Present Value of
Buying
= $40,000
Present Value of Leasing
= $39,859.16
Therefore, leasing is cheaper. c) Lease payments are an annuity due, so the first payment comes immediately.
Therefore, we need to calculate the present value of lease as an annuity due.Present value of lease as an annuity due
= $8,300 x [(1 - (1 + 0.07) ^ -6) / 0.07] x (1 + 0.07)
Present value of lease as an annuity due
= $41,895.
13Present Value of Buying
= $40,000
Present Value of Leasing
= $41,895.13
Therefore, Buying is cheaper. Hence, the correct option is:Cost of leasing
= $39,859.16
It is cheaper to lease.What if the lease payments are an annuity due, so the first payment comes immediately?Present value of lease
= $41,895.13
It is cheaper to buy.
To know more about annuity visit:
https://brainly.com/question/32931568
#SPJ11
Identify whether the income below would be considered earned income, passive income, or portfolio income. Mychal’s parents bought a house, fixed it up, and sold it at a higher price.
Answer: Portfolio income is money received from investments, dividends, interest, and capital gains. It is one of three categories of income.
Explanation:
How do you think the narrator of the story will pay off credit card debt? What might the federal government have to do to pay off some of its debt?
To pay off some of its debt, the federal government could implement a combination of measures such as:Increase revenue: The government could increase taxes on individuals and businesses to generate more revenue.
Reduce spending: The government could cut spending in areas such as defense, healthcare, and social welfare programs. This could be done by eliminating redundant programs, reducing the size of the military, or reducing the number of government employees.Sell assets: The government could sell off assets that are no longer needed, such as unused land or buildings, to generate additional revenue.Borrow at lower interest rates: The government could attempt to refinance its debt at lower interest rates to reduce the cost of its debt.Inflation: Inflation can erode the real value of the debt, making it easier to pay off.
To learn more about federal click the link below:
brainly.com/question/28238747
#SPJ1
Your new health insurance has a $4000 deductible. What does that mean?
What is an advantage of using credit cards? (Select the best answer.) Credit cards are protected from loss or theft. Credit card accounts can be used as savings accounts. Credit card accounts are always easy to understand. Credit cards have low interest rates.
Answer:
The answer is the last one which is credit cards have low interest rate
Explanation:
I think so
Answer:
Credit Cards are protected from loss or theft.
Explanation: THIS IS THE CORRECT ANSWER NOT THE OTHER ONE PEOPLE!
Without doing any calculations, determine the missing number that will make the value of Expression B half the value of Expression A.
A (8 + 54 + 91) × 12
B (8 + 54 + 91) × _____
Answer:
B (8 + 54 + 91) × _____ If im wrong apologies
Explanation:
If the state minimum hourly wage is higher than the federal minimum hourly wage then employers ____.
A. may offer a wage between the state and federal levels
B. pay the higher wage rate but are exempt from paying taxes
C. must pay workers the higher state rate
D. are allowed to pay the lower federal rate
Answer:
C
Explanation:
If the state minimum hourly wage is higher than the federal minimum hourly wage then employers must pay workers the higher state rate.
What is the minimum wage rate?
This is the lowest rate that the employers of labor in a state are supposed to pay their workers.
The employers are to pay the workers based on the rate that has been set in the state that they reside.
Raed more on minimum wage here: https://brainly.com/question/25863464
Melissa, the owner of a sole proprietorship, does not provide health insurance for her 20 employees. She plans to spend $1,500 lobbying in opposition to legislation that would require her to provide such insurance. Discuss the tax advantages and disadvantages of paying the $1,500 to a professional lobbyist rather than spending the $1,500 on in-house lobbying expenditures.
The tax advantages and disadvantages of paying $1,500 to a professional lobbyist instead of spending the money on in-house lobbying expenditures are as follows: Tax Deduction, Expertise, Reputation
Advantages of paying a professional lobbyist:
Tax Deduction: Hiring a professional lobbyist can provide a tax deduction for the business. Under the tax code, the costs of lobbying are generally deductible as ordinary and necessary business expenses, subject to certain limitations. This means that the $1,500 paid to the professional lobbyist can be deducted from the company's taxable income, reducing its tax liability.
Expertise: A professional lobbyist is likely to have more expertise in navigating the legislative process and advocating for the company's interests than in-house staff. This can lead to more effective advocacy and a greater chance of achieving the company's goals.
Reputation: Hiring a professional lobbyist can help maintain the company's reputation with stakeholders, including customers, employees, and investors, who may view the use of a professional lobbyist as a sign of the company's commitment to advocacy and responsible citizenship.
Disadvantages of paying a professional lobbyist:
Cost: Professional lobbyists typically charge a significant fee for their services, which can be a significant cost for small businesses. The $1,500 paid to the professional lobbyist may be more than the cost of in-house lobbying expenditures.
Lack of Control: When a business hires a professional lobbyist, it is relinquishing some control over the lobbying effort. The lobbyist may pursue goals that are not aligned with the company's interests, or may not be as responsive to the company's needs as in-house staff.
Public Perception: Hiring a professional lobbyist may be viewed by some stakeholders as a negative or unethical practice, potentially damaging the company's reputation.
In summary, while paying a professional lobbyist can provide a tax deduction and access to expertise, it can also be costly and may result in a loss of control over the lobbying effort. Additionally, the use of professional lobbyists may be viewed unfavorably by some stakeholders, potentially damaging the company's reputation. Ultimately, the decision to use a professional lobbyist should be based on a careful analysis of the costs and benefits, taking into account the specific goals and circumstances of the company.
Learn more about Reputation here:
https://brainly.com/question/30660893
#SPJ11
One benefit of a savings account is that you can earn interest on your deposits
O True
O False
Answer:
O True
Explanation:
A savings account offers a safe and secure platform for firms and households to save money. Savings accounts are offered by financial institutions such as banks and credit unions. When customers open savings accounts, they save by depositing money in their savings accounts.
Banks and credit unions require customer deposits to create loans for other customers. They encourage customers to save by offering interest on savings or deposits. It is true that banks pay interest on customer savings.