The most commonly accepted groups of asset classes include all of the following except:____.
a. stocks.
b. bonds.
c. machinery and equipment.
d. real estate.

Answers

Answer 1

The most commonly accepted groups of asset classes include all of the following except machinery and equipment.

Equipment maximum usually refers to a fixed of gear or other objects normally used to attain a selected objective. exceptional jobs require specific forms of device.

Device is a tangible long-term asset that blessings a commercial enterprise over numerous years of use. computers, vehicles and manufacturing machinery are all examples of equipment. they're tangible due to the fact they have got a physical form—not like intangible assets (such as patents, emblems or copyrights) that do not.

A tool may be any item that is used to reap a intention. equipment commonly denotes a set of gear which might be used to achieve a particular objective.

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Related Questions

Select the qualification that is best demonstrated in each example.
Ellen is a Stationary Engineer who figures out what is wrong with machinery for heating a building.

Charlene is a Highway Maintenance Worker who stays on task while working by herself.

Floyd is a Repair Worker who lifts heavy objects.

Pedro is a Mechanical Door Repairer who explains a problem to a customer.

Answers

Answer:

Ellen is a Stationary Engineer who figures out what is wrong with machinery for heating a building.

Explanation:

The qualification that is best demonstrated out of all the options would be that Ellen is a Stationary Engineer who figures out what is wrong with machinery for heating a building.

Charlene's ability to stay on task has no direct correlation with being a highway worker.

Floyd's ability to lift heavy objects also has no direct correlation with being a repair worker.

Pedro's ability to explain a problem to a customer has no direct bearing on being a mechanical door repairer.

The only option with direct correlation is a stationary engineer's ability to figure out what is wrong with machinery for heating a building. A stationary engineer is also known as operating or power engineer.

Answer:

Ellen is a Stationary Engineer who figures out what is wrong with machinery for heating a building.

✔ problem-solving skills

Charlene is a Highway Maintenance Worker who stays on task while working by herself.

✔ independence

Floyd is a Repair Worker who lifts heavy objects.

✔ physical strength

Pedro is a Mechanical Door Repairer who explains a problem to a customer.

✔ communication skills

Explanation:

Hopes this helps you :)

intro to business edmentum notes for unit 3 and 4? vv high points

Answers

Answer:

The notes can be found on brain.com someone is giving out the notes

Explanation:

I don't remember his name but if you ask nicely then them notes will be yours.

explain how the looting of shops and malls will affect businesses in terms of the relationship between social responsibility and triple bottom line​

Answers

The main purpose of  a business is to make profit. A businessmen will feel secure to operate his business activities in a country where he feels himself and his business activities secure.

When the shops and malls are looted in a country, the businessmen will have feeling of insecurity and so they will shut down their business activities because whatever profits they make from running business, it is looted by robbers.

There is always some social responsibility of the citizens that even in case of emergency situations they should not be unethical activities and indulge in criminal activities.

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How do you become a lawyer

Answers

go to law school, pass the bar exam, be smart. these r a few ways of becoming a lawyer.

Melanie's country has recently gone through a change in governance. The new government has enacted policies to reduce barriers to
International trade, which will boost its economy. What type of trade policies has Melanie's country adopted?
Melanie's country has adopted
policies by reducing international trade barriers.

Answers

A trade barriers reducing policy is the policies that the Melanie's country has adopted to reduce international trade barriers.

What are trade barriers?

A trade barrier refers to a natural barrier or imposed restraint by government on the flow of international goods or services.

Some examples of trade barrier includes import quotas, embargoes, buy-national regulations, distance, language etc.

In conclusion, a trade barriers reducing policy is the policies that the Melanie's country has adopted to reduce international trade barriers.

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40 POINTS

How do you think the American Red Cross uses marketing to help in its pursuit of providing aid to those in need?

Answers

Answer:

As illustrated, the Red Cross has been making fantastic use of online marketing platforms and inbound marketing strategies to help people in need. To assist the Red Cross with its goal of making the world better through meaningful donations, help us gather donations for those in need this holiday season.

Explanation:

Stephenson, a corporate executive, earns a salary of $500,000 per year. in addition, stephenson owns and participates in a separate business. the business produces a loss of $75,000 during the year. if stephenson materially participates in the business, the $75,000 loss is an active loss that may offset stephenson's active income from the corporate employer.

Answers

Yes, if Stephenson materially participates in the business, the $75,000 loss is an active loss that may offset Stephenson's active income from the corporate employer.

This means that Stephenson's taxable income from the corporate employer can be reduced by the amount of the business loss. This can result in a lower overall tax liability for Stephenson.

The amount that a person, company, or other entity owes to a federal, state, or local tax authority is known as their tax liability. In general, you owe taxes when you earn money or make gains off of the sale of an investment or other item.

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Ernesto's business is growing at a steady rate, but he knew he can always do better! In order to capture more business, he would have to hire a few more sales professionals to sell into new markets. As he contemplated his staffing needs, his sister who worked in HR informed him that he needed to do a job analysis before hiring. Which of the following would be a logical part of a job analysis for a sales position?
A) asking the current sales reps to create a log of their daily and weekly activities
B) asking the HR specialist to create an online application for the position(s)
C) training new recruits
D) determining how many sales reps other companies typically have on staff

Answers

Answer:

A) asking the current sales reps to create a log of their daily and weekly activities

Explanation:

Since the business grow at the steady rate also they wants to hire sales professional in order to sell into the new market so here the logical part with respect to the sales position is that we should ask the present sales reps in order to develop the logs for the daily and weekly activities

Therefore the option a is correct

Accountants must have strong ___ to visualize, communicate, and solve
both complex and uncomplicated problems.
A. analytical skills
B. organizational skills
C. math skills
D. communication skills

Answers

Answer:

Analytical skills

Explanation:

Accountants must have strong analytical skills to visualize, communicate, and solve both complex and uncomplicated problems. Thus, option A is correct.

Who is Accountants?

An accountant is a person who manages the financial situation of the monetary transaction of a firm business or individual.

He maintains the money category, as well as the debit and credit whatever happens in the account, as it is necessary for a person to calculate in future the taxes to be given on the income which is earned.

An accountant must have strong analytical skills, as he or she needs to see through the concern analysis and information. This also me that she needs to be from as there is various reconciliation that might come with it and need to be adjusted. Therefore, option A is the correct option.

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Herman and Grace Rohrbach are in their mid-thirties. They are reasonably well off financially insofar as Grace's mother has established a trust fund to educate their two children, Barbara and Frances. The Rohrbachs lead rather simple lives and have no desires for lavish spending. However, they do face one major financial challenge: how to have sufficient resources in their retirement years. Herman owns his own camera shop and Grace has no employment income, although she often works in Herman's store. The Rohrbachs have accumulated around $50,000 in savings, which is invested in a bond mutual fund, currently earning 5 percent after taxes. They have no other savings pro-grams, either personal or through the business. If Herman retired today, his only income would be Social Security, which he estimates to be $18,000 annually. He would sell the business immediately prior to retirement. He has no idea what it will be worth then, but he believes he could get $100,000 for it today. To live a comfortable retirement, the Rohrbachs think they need an annual income comparable to their current one, which is $60,000 after income taxes. The Rohrbachs clearly need help to determine if they need to increase their annual savings to meet their retirement goal. Finally, the Rohrbachs will live off Social Security and interest from accumulated savings available at retirement. They will not touch any principal in their savings accounts, preferring instead to leave that money to their children. Retirement is planned in 30 years.

Questions

1. Social Security is indexed to inflation. If the inflation rate is 3 percent over the next 30 years, how much Social Security income will the Rohrbachs receive? How much will their income (currently $60,000) be at that time, assuming it grows at the 3 percent rate? How much, then, will be the shortfall—the difference between the two?

2. How much will be in the bond fund at retirement, assuming that it continues to earn 5 percent?

3. Herman has a very good location for his camera shop and can renew the lease indefinitely into the future. Suppose that its value increases by 10 percent annually over the next 30 years. How much will it then be worth?

4. Combine your answers to Questions 2 and 3. The total represents an amount available to the Rohrbachs at the beginning of retirement. Now assume that they sell the camera shop and put the proceeds into the bond fund, and the fund continues to earn 5 percent during their retirement years. Are these annual earnings sufficiently high to meet the income shortfall determined in Question 1? Your answer should be "no." Determine how much they must invest each year to accumulate a sufficient amount, which can also be deposited into a bond fund. Assume they earn 12 percent on these annual (end-of-year) investments.

Answers

They would need to invest approximately $1,464.27 each year to accumulate a sufficient amount, which can also be deposited into a bond fund, assuming a 12 percent return on these annual investments.

1. To calculate the Social Security income the Rohrbachs will receive in 30 years, we need to consider the current Social Security income of $18,000 and apply the inflation rate of 3 percent.

Social Security income in 30 years = Current Social Security income * (1 + inflation rate)^30

Social Security income in 30 years = $18,000 * (1 + 0.03)^30 ≈ $42,694.66

To calculate their income in 30 years, assuming their current income of $60,000 grows at a 3 percent rate, we can use the same formula:

Income in 30 years = Current income * (1 + inflation rate)^30

Income in 30 years = $60,000 * (1 + 0.03)^30 ≈ $111,314.06

The shortfall, which is the difference between their income in 30 years and their needed income, can be calculated as:

Shortfall = Income in 30 years - Needed income

Shortfall = $111,314.06 - $60,000 ≈ $51,314.06

Therefore, the shortfall in income after 30 years would be approximately $51,314.06.

2. To calculate the value of the bond fund at retirement, assuming a 5 percent return, we need to compound the savings over 30 years:

Value of bond fund at retirement = Initial savings * (1 + interest rate)^30

Value of bond fund at retirement = $50,000 * (1 + 0.05)^30 ≈ $171,032.54

Therefore, the bond fund is projected to be approximately $171,032.54 at retirement.

3. To determine the future value of the camera shop, considering a 10 percent annual increase over 30 years, we can use the formula for compound interest:

Future value of the camera shop = Present value * (1 + growth rate)^number of years

Future value of the camera shop = $100,000 * (1 + 0.10)^30 ≈ $1,744,940.13

Therefore, the camera shop is projected to be worth approximately $1,744,940.13 in 30 years.

4. Combining the value of the bond fund ($171,032.54) and the value of the camera shop ($1,744,940.13), the total amount available at the beginning of retirement would be:

Total amount available at retirement = Value of bond fund + Value of camera shop

Total amount available at retirement = $171,032.54 + $1,744,940.13 ≈ $1,915,972.67

Assuming they sell the camera shop and put the proceeds into the bond fund, which continues to earn 5 percent during retirement, we need to determine if the annual earnings are sufficient to meet the income shortfall.

Annual earnings from the bond fund = Total amount available at retirement * interest rate

Annual earnings from the bond fund = $1,915,972.67 * 0.05 ≈ $95,798.63

As the projected annual earnings from the bond fund are not sufficient to meet the income shortfall determined in Question 1 ($51,314.06), they need to invest each year to accumulate a sufficient amount.

To determine how much they must invest each year, assuming a 12 percent return on their annual investments, we can use the present value of an ordinary annuity formula:

Amount to invest each year = (Income shortfall * (1 + interest rate)) / (1 + interest rate)^30 - 1

Amount to invest each year = ($51,314.06 * (1 + 0.12)) / (1 + 0.12)^30 - 1 ≈ $1,464.27

Therefore, they would need to invest approximately $1,464.27 each year to accumulate a sufficient amount, which can also be deposited into a bond fund, assuming a 12 percent return on these annual investments.

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what is the cost to the insured depositors if the insured depositor transfer resolution method is used by the regulators to resolve the bank failure? $30 million. $0. $40 million. $60 million. $100 million

Answers

The cost to the insured depositors, if the insured depositor transfer resolution method is used by the regulators to resolve the bank failure, is $0.

The insured depositor transfer resolution method is a regulatory approach used to resolve bank failures. Under this method, insured deposits are transferred to another healthy bank, ensuring that depositors do not lose their insured funds.

In this case, the insured depositors are protected, and there is no cost to them. The transfer of insured deposits to another bank safeguards the depositors' funds and maintains the integrity of the deposit insurance system.

Therefore, the cost to the insured depositors is $0 if the insured depositor transfer resolution method is utilized. The method aims to provide stability and confidence in the banking system by protecting depositors and minimizing disruptions in the event of a bank failure.

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The capital budget of Creative Ventures Inc. is $800,000. The tax rate is 20%. The company wants to maintain a target capital structure that is 50% debt and 50% equity. The company forecasts that its net income this year will be $600,000. If the company follows a residual dividend policy, what will be its total dividend payment?
a. $200,000
b. $240,000
c. $80,000
d. None of the options

Answers

The correct option is b. $240,000.Residual dividend policy means that the company will finance its capital budget first and then pay dividends from what remains. To use residual dividend policy, follow these four steps:Step 1: Calculate capital budget.Step 2: Calculate capital structure.Step 3: Calculate amount of funds available to pay dividends.Step 4: Calculate dividend payment by subtracting capital budget and retained earnings from available funds.1. Capital Budget = $800,0002. Capital Structure = 50% Debt + 50% Equity = 0.5 Debt + 0.5 EquityTo calculate the company’s capital structure:Debt Ratio = Debt / (Debt + Equity)50% = Debt / (Debt + Equity)0.5 = Debt / (Debt + Equity)Equity Ratio = Equity / (Debt + Equity)0.5 = Equity / (Debt + Equity)Solving the above equations for Debt and Equity:Debt = EquityDividing both sides by (1 + Equity Ratio)Debt / (1 + Equity Ratio) = Equity / (1 + Equity Ratio)Solving for Equity:Equity = Debt / (1 + Equity Ratio)Substituting the given values:Equity = 0.5 / (1 + 0.5) × $800,000Equity = $266,667Debt = $266,667To calculate the amount of funds available for dividends:Net income = $600,000Tax rate = 20%After-tax income = Net income × (1 - Tax rate)After-tax income = $600,000 × (1 - 0.20)After-tax income = $480,000Capital budget = $800,000Funds available for dividends = After-tax income - Capital budgetFunds available for dividends = $480,000 - $800,000Funds available for dividends = -$320,000The company has negative funds available for dividends. Therefore, it can’t pay dividends according to the residual dividend policy. The correct option is d. None of the options.

About Equity Ratio

The Equity Ratio measures the proportion of the total assets that are financed by stockholders, as opposed to creditors. A low equity ratio will produce good results for stockholders as long as the company earns a rate of return on assets that is greater than the interest rate paid to creditors.

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Five years ago Thompson, an investor, ran across a board game that he enjoyed and believed the game would become very popular. He purchased 1,000 shares of the corporation that publishes the game. Unfortunately, the game was too complex for most casual game players and sales never amounted to much. Over the five years, the stock of the publisher has remained steady, but has not increased in value. This is an example of

Answers

This is an example of Business risk.

Business risk is the business a company Invested their money into which later  reduce their profit or become unsuccessful.

A company or organization that enter into  business in which they are unable to gain that   financial target they aim for after investing their money into the business is known as business risk.

Any Business a person, company or organization choose to enter into is a risk as you cannot actually predict what the outcome will be as to whether it will lead to financial gain or loss until you  start  the business.

Inconclusion This is an example of Business risk

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Answer:

Business Risk! Believe it!

Explanation:

Ram said to gita,"you are mt best friend."(indirect)​

Answers

Answer:

ram said to gita that she is his best friend

.

.

.

.

hope it may help

The surge impedance of the power cable, as compared to that of the overhead power transmission line is:

Select one:
O the surge impedance of the power cable is usually equal to that of the overhead transmission line.
O the surge impedance of the power cable can be lower or greater than that of the overhead transmission line.
O the surge impedance of the power cable is usually less than that of the overhead transmission line.
O the surge impedance of the power cable is usually greater than that of the overhead transmission line.

Answers

The surge impedance of the power cable can be lower or greater than that of the overhead transmission line.

Surge impedance refers to the characteristic impedance of a transmission line during transient conditions, such as lightning strikes or switching surges. It is influenced by various factors, including the line's physical dimensions, conductor spacing, and dielectric properties. While overhead power transmission lines typically have a well-defined surge impedance due to their uniformity, power cables can have different surge impedances depending on their design, materials, and installation conditions.

Factors such as the cable's insulation type, conductor arrangement, and surrounding medium can affect its surge impedance. For example, underground cables may have lower surge impedance compared to overhead lines due to the proximity of the conductor to the surrounding earth, which alters the effective dielectric constant. On the other hand, certain types of power cables, such as high-voltage submarine cables, may have higher surge impedances due to their specific design considerations.

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tastes and preferences generally do not change for goods or services in markets. T/F

Answers

"Tastes and preferences generally do not change for goods or services in markets" is False.
Tastes and preferences play a significant role in determining the demand for goods and services in markets. These preferences are subject to change over time due to various factors such as cultural shifts, trends, technological advancements, and changes in income levels. When tastes and preferences change, the demand for certain goods or services may increase or decrease, affecting the overall market equilibrium.

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Which of the following is a personal benefit of eaming a college degree?
A. You have more friends.
B. You are more likely to exercise.
C. You have a longer life expectancy.
D. You are more likely to vote for the right candidate.

Answers

Answer:

Option B !!!!! :))

Explanation:

todd tends to be calm, secure, imaginative, and independent. on the big five traits, he likely scores on neuroticism and on openness. please choose the correct answer from the following choices, and then select the submit answer button. answer choices low; high high; low high; high low; low

Answers

The acronyms OCEAN or CANOE, which stand for openness to experience, conscientiousness, extraversion, agreeableness, and neuroticism, are frequently used to describe the five variables.

Which of the five major personality qualities affects daily performance the most?

According to Essentials of Organizational Behavior: 14th Edition, conscientiousness is one of the big five personality traits that has the biggest influence on how well an employee performs at work. People who score higher on this characteristic are likely to have higher levels of job-related knowledge since highly conscientious individuals study more.

The Big 5 qualities stand for what?

Many contemporary personality psychologists believe that the "Big 5" personality traits represent the five fundamental aspects of personality. These five primary personality traits are extraversion, agreeableness, conscientiousness, openness to experience, and conscientiousness.

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Two identical firms compete as a Cournot duopoly. The demand they face is P = 100 - 2Q. The cost function for each firm is C(Q) = 4Q. The equilibrium output of each firm is:
a) 8
b) 16
c) 32
d) 36

Answers

The equilibrium output of each firm is b)16.

Calculate the equilibrium output?

To find the equilibrium output of each firm in a Cournot duopoly, we need to solve for the quantity that maximizes each firm's profit.

In a Cournot duopoly, each firm assumes that its competitor's output remains constant when determining its own output level. The profit-maximizing quantity for each firm is determined by considering the reaction function, which represents how each firm responds to the other's output choice.

Let's calculate the equilibrium output for each firm using the following steps:

1. Calculate the reaction function for each firm:

  - Firm 1's reaction function: Q1 = (P - MC) / 2

  - Firm 2's reaction function: Q2 = (P - MC) / 2

  Since the cost function for each firm is C(Q) = 4Q, the marginal cost (MC) is 4.

2. Substitute the demand function P = 100 - 2Q into the reaction functions to obtain the equilibrium output for each firm:

  - Firm 1's equilibrium output: Q1 = (100 - 2Q1 - 2Q2 - 4) / 2

  - Firm 2's equilibrium output: Q2 = (100 - 2Q2 - 2Q1 - 4) / 2

3. Solve the system of equations to find the equilibrium quantities Q1 and Q2.

Calculating the equilibrium quantities using the above steps, we find:

- Q1 = 16

- Q2 = 16

Therefore, the equilibrium output of each firm is 16.

Option (b) 16 is the correct answer.

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What is Seth gordins overall message to marketers?

Answers

Answer:

“making things better, by making better things”

Explanation:

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mark me brainliest pls

Who invented the rods of God?

Answers

Jerry Pournelle invented the rods of God. A weapons system would consist of two satellites orbiting several hundred miles above the Planet.

In terms of kilometers and years, this technology is very outdated. One serves as the aiming and communications platform, and the other is equipped with a large number of tungsten rods that can be dropped on targets in less than 15 minutes and have a length of up to 20 feet and a diameter of one foot. The targeting satellite instructs its companion to release one of its darts when given instructions from the ground. The thermal coating protects the guided rods as they reach the atmosphere at 36,000 feet per second, which is about the same speed as a meteor. The outcome is total destruction of the target, even if it is buried far below the earth.

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Bob can grant his sister Mary an estate for as long as she lives without the right to pass it to heirs by granting a(n)

Answers

Ordinary life estate

future purchase commitments should be disclosed in the notes to the financial statements.group startstrue or false

Answers

True. Future purchase commitments should be disclosed in the notes to the financial statements.

Future purchase commitments should be disclosed in the notes to the financial statements. This is because such commitments represent potential financial obligations that may impact the company's financial position and performance in the future. The disclosure of these commitments in the notes to the financial statements provides useful information to investors and other stakeholders in assessing the company's financial health and future prospects. The disclosure of future purchase commitments should include information such as the nature and terms of the commitments, the expected timing of the purchases, and the estimated amounts involved. Such information helps users of the financial statements to understand the company's future cash flows and financial obligations and assess the potential impact of these commitments on the company's financial position and performance.

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Asan Linhoud has a major decision to make regarding whether to create a new sales territory or simply add customers to existing territories. He asks for suggestions from his sales reps but will make his own decision. This style of leadership is called
consultative

open-door

participative

group-centered

democratic

Answers

Answer:

consultative

Explanation:

Considering the scenario described in the question above, the correct answer is CONSULTATIVE LEADERSHIP.

This is because Consultative Leadership is a form of leadership in which team building forms the basis of decision making whereby the leaders utilize the skills of other subordinates to reach a substantial decision.

In other words, it is a style of leadership in which the leaders consult with their team to gather their ideas and viewpoints to assist them in reaching a meaningful decision.

as you go higher in management the more data you will be given, but your time will be limited so you will have to some of the data.
sort add to manipulate take
to look over ignore

Answers

2. Be concise and do not provide extraneous amounts of detail.3. Ignore any typos or irrelevant parts of the question.4. Use relevant terms in your answer.The statement "As you go higher in management, the more data you will be given, but your time will be limited, so you will have to look over some of the data" is quite true.

This is because the more senior the management position, the more data and responsibilities they will be required to manage. They will also have less time to allocate to each task that they are required to accomplish.This is where delegation comes into play.

Managers may delegate certain tasks to subordinates who they believe are capable of handling them. This frees up their time to focus on other important matters that require their attention.In conclusion, as a manager rises through the ranks, their workload will increase, and they will be given more data to process. However, to avoid being overwhelmed, they will need to delegate some of the work to others while focusing on the most important tasks that require their immediate attention.

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what is mobile money transfer ​

Answers

Answer:

this is a fast and secure money transaction where by a sender sends money from their bank account or debit card to another mobile money account

Answer:

When you take a picture of a check and deposit it electronically.

Explanation:

On your bank app

Because costing decisions are often made before costs are incurred, managers rely on ______

Answers

Because costing decisions are often made before costs are incurred, managers rely on Estimated costs.

An estimated cost is an approximate calculation of what it will cost to produce goods or complete a project in the future. Both fixed and variable costs for labor, supplies and capital are included.

By making it easier to understand long-term costs, feasibility, returns, and risk, calculating the estimated cost supports project management and capital planning. It serves as a crucial evaluation tool for software and project-based organizations before offering price quotes to customers in the construction industry.

Cost estimating enables you to accomplish your goals within the budgetary restrictions set by executives and stakeholders. When establishing a project's parameters, precise project cost estimating must come first because it is one of the characteristics of successful progress

   

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________ models software in terms similar to those that people use to describe real-world objects.
(a) Method-oriented programming
(b) Object-oriented design
(c) Procedural programming
(d) None of the above

Answers

Object- oriented design models software.

Hughes Company has a credit balance of $5,000 in its Allowance for Doubtful Accounts before any adjustments are made at the end of the year. Based on review and aging of its accounts receivable at the end of the year, Hughes estimates that $60,000 of its receivables are uncollectible. The amount of bad debts expense which should be reported for the year is: a. $5,000. B. $55,000. C. $60,000. D. $65,000.

Answers

Answer:

B . $55,000

Explanation:.

Calculation for the amount of bad debts expense which should be reported for the year.

Using this formula

Bad Debts=Uncollectible receivables-Allowance for Doubtful Accounts

Let plug in the formula

Bad Debts=$60,000-$5,000

Bad Debts=$55,000

The amount of bad debts expense which should be reported for the year is:$55,000

The broad possibilities available in the market strategy planning process include market development, market penetration, product development, and

Answers

Answer:

diversification

Explanation:

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