The share of deposits that banks must have in reserves is the reserve requirement. The reserve requirement is the percentage of deposits that a bank is required to hold in reserve and not lend out. It is a monetary policy tool used by central banks to control the amount of money in circulation in an economy.
The reserve requirement is set by the central bank of a country, such as the Federal Reserve in the United States. The central bank sets the reserve requirement as a way to influence the amount of money that banks can lend out. By requiring banks to hold a certain percentage of deposits in reserve, the central bank can limit the amount of money that banks can lend out.
This helps to control inflation by limiting the amount of money in circulation in an economy.The reserve requirement is one of several monetary policy tools used by central banks. Other tools include the federal funds rate, the discount rate, and open market operations.
The federal funds rate is the interest rate that banks charge each other for overnight loans. The discount rate is the interest rate that banks can borrow from the central bank. Open market operations refer to the buying and selling of government securities by the central bank to influence the money supply.
All of these tools are used by central banks to influence the amount of money in circulation in an economy and control inflation. The reserve requirement is a powerful tool because it directly limits the amount of money that banks can lend out, which can have a significant impact on the money supply.
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The repair service that fixes your farming equipment doesn’t seem to fix your plow correctly. The technician says that if you are not happy, you can buy a new plow from him, but the cost is extremely high. Do you have other options available to you for higher-quality repairs or cheaper equipment? Explain your answer.
Answer:
Your best option would be for higher quality repairs and higher quality equipment, this would save you more money and time in the long run where you have the ability to do other things.
Explanation:
Mark as Brainliest please!
Ill give u a cookie
Answer:
No, because in command economies, there is no competition. So, there are no other repair services that would offer higher-quality repairs or cheaper equipment. Additionally, no incentive exists for the technician to provide high-quality service.
Explanation:
the actual answer
One of the reasons for the application of risk management techniques is to increase
a. the probability of project success
b. the probability of project control insurance
c. the probability of identifying all the possible risk mitigation strategies.
d. the probability of simultaneously identifying project scope, objectives, and limitations.
Risk management techniques are applied to increase the probability of project success.
Risk management techniques are essential for project management because they provide a systematic approach to identifying, assessing, and mitigating potential risks that may impact the project's success. By implementing these techniques, organizations can minimize the negative impact of risks and increase the likelihood of achieving project objectives.
Firstly, risk management techniques help in identifying and assessing potential risks that may arise during the course of a project. This involves a comprehensive analysis of both internal and external factors that could pose threats to the project's success. By proactively identifying risks, project managers can develop contingency plans and allocate resources accordingly, reducing the chances of unforeseen setbacks.
Secondly, risk management techniques enable project managers to prioritize risks based on their potential impact and likelihood of occurrence. By understanding the severity of each risk, project managers can allocate resources effectively to address the most critical risks first. This targeted approach enhances the project's ability to maintain control and minimize disruptions, ultimately increasing the probability of success.
Lastly, risk management techniques facilitate the development of risk mitigation strategies. Once risks are identified and assessed, project managers can devise appropriate strategies to mitigate their impact. This may involve implementing preventive measures, establishing backup plans, or allocating additional resources to address potential risks. By having a comprehensive set of risk mitigation strategies in place, the project team can respond effectively to challenges, ensuring project objectives are met.
In conclusion, the application of risk management techniques increases the probability of project success by enabling proactive risk identification, prioritization, and the development of effective mitigation strategies. By managing risks effectively, organizations can enhance project control and increase the likelihood of achieving project scope, objectives, and limitations.
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What is the primary purpose of ABC's T.R.A.C.E. program?
The primary purpose of ABC's TRACE program is to identify and investigate where persons under 21 years of age obtained alcohol and who was killed or obtained serious injury or accident.
What is the ABC's TRACE program?The program involves a protocol that allows first responders to respond immediately by notifying ABC when an incident involves a person under 21 and an alcoholic beverage that results in great bodily injury or death.
Hence, the primary purpose of ABC's TRACE program is to identify and investigate where persons under 21 years of age obtained alcohol and who was killed or obtained serious injury or accident.
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Explain five steps in product design for a business
Explanation:
Five phases guide the new product development process for small businesses: idea generation, screening, concept development, product development and, finally, commercialization.
Natasha started her business ("Natasha Courier System") on January 1, 2018. During the first month of its operations, the business engaged in the following transactions:
Date Transactions
Jan 1 Natasha invested cash $100,000 as initial capital to start the business.
Jan 2 An amount of $36,000 was paid as advance rent for three months.
Jan 3 Paid $60,000 cash on the purchase of equipment costing $80,000. The remaining amount was
Jan 4 Purchased office supplies costing $17,600 on account.
Jan 13 Provided services to its customers and received $28,500 in cash.
Jan 13 Paid the accounts payable on the office supplies purchased on January 4.
Jan 14 Paid wages to its employees for the month of January, aggregating $19,100.
Jan 18 Provided $54,100 worth of services to its customers. They paid $32,900 and promised to pay J
an 23 Received $15,300 from customers for the services provided on January 18.
Jan 25 Received $4,000 as an advance payment from customers. Instructions:
a) Journalize the transactions with explanations.
b) Post the transactions in the ledger account.
c) Prepare a Trial Balance for Jan 31, 2018.
2. Write short notes on the following accounting principles with proper example: a) Consistency b) Economic Entity Assumption c) Revenue Recognition Principle d) Matching Concept e) Accrual Basis of Accounting
a) Consistency:
The consistency principle states that a business should use the same accounting methods and procedures from one period to another unless a valid reason exists to change them. Consistency ensures that financial statements are comparable and allows users to make meaningful comparisons over time. For example, if a business chooses to use the straight-line depreciation method for its fixed assets, it should continue to use this method in subsequent periods unless there is a valid reason to switch to a different method.
b) Economic Entity Assumption:
The economic entity assumption states that the activities of the business are separate and distinct from the activities of its owners and other businesses. This principle assumes that the business has its own set of financial records and transactions that are separate from the personal affairs of the owner(s). For example, if Natasha invests $100,000 of her personal funds into the business, it would be recorded as a capital contribution from Natasha to the business, and it would not be considered Natasha's personal expense.
c) Revenue Recognition Principle:
The revenue recognition principle states that revenue should be recognized in the accounting records when it is earned and realized or realizable. This means that revenue should be recognized when the goods or services are provided to the customer, and the business can reasonably expect to receive payment. In the given example, when Natasha provides services to customers and receives $28,500 in cash, the revenue would be recognized at that point.
d) Matching Concept:
The matching concept states that expenses should be recognized in the same period as the revenues they help generate. This ensures that expenses are matched with the revenues they contribute to, providing a more accurate representation of the business's financial performance. For example, when Natasha pays wages to her employees for the month of January, aggregating $19,100, the wages expense would be recognized in January to match with the revenues earned during that period.
e) Accrual Basis of Accounting:
The accrual basis of accounting recognizes revenue and expenses when they are incurred, regardless of when cash is received or paid. This principle ensures that financial statements reflect the economic activity of the business accurately, even if cash transactions have not yet occurred. In the given example, when Natasha provides $54,100 worth of services to customers on January 18, even though the full payment is not received until later, the revenue would still be recognized in January, following the accrual basis of accounting.
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Danielle williams is a 29-year-old single taxpayer who changed jobs during the year. When she left her first job, she decided to take a total distribution from the 401(k) plan she had established with her former employer. She then used the proceeds to make a down payment on a new car. In early 2022, she received the following form 1099-r reporting the distribution. Her only other income was from wages, and her 2021 taxable income was $51,350. What will be the amount of the penalty for the early withdrawal from her 401(k) plan, if any?.
Answer:
The penalty for the early withdrawal from Danielle's 401(k) plan would be 10%, which works out to be $5,135.
Explanation:
when the absolute value of the price elasticity of demand is greater than 1, demand is: elastic. inelastic. perfectly inelastic. unit elastic.
when the absolute value of the price elasticity of demand is greater than 1, demand is elastic.
The quantity of a commodity that is demanded within a specific time frame at the going rate is referred to as the commodity's demand. The proportionate change in the quantity of a good or service demanded as a result of a price adjustment is known as the elasticity of demand. Commodity is said to be demand elastic if demand declines as a result of price change; on the other side, if demand remains constant as price changes, the commodity is said to be demand inelastic.
A commodity is considered to be demand elastic if its demand elasticity is greater than one, meaning that even a little change in its price will have a significant impact on its demand. Usually, a rise in price of a common commodity causes a fall in demand for that particular quantity.
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1} When making decisions regarding the use of resources, options NOT chosen are known as which of the following?
A} The economic allowance for the option chosen
B} The chosen option’s tangible adversary
C} The opportunity cost of the option chosen
D} The chosen option’s conscious rejection
Answer: The answer is C opportunity cost of the option chosen
Explanation:
Human want are numerous while the resources to satisfy them are limited in supply. Because of the scarcity of resources this informed the use of scale of preference to rank our want in their order of preference. Then arise the concept of opportunity cost ,opportunity cost is the value of benefit sacrifice in favour of an alternative course of action in the sense that the acceptance of one option will automatically lead to the rejection of the second option. It is the cost of doing anything that could have been obtained if that particular decisions has not been taken. The return forgone from its use is the opportunity cost.
Please help will mark brainliest
Macroeconomics deals with *
1. bits and pieces of the economy
2. the question of how a business unit should operate profitably
3. the working of the entire economy
4. how individuals make decisions
Answer:
how individuals make decisions
Explanation:
What safety device should be worn when there is danger of fragments being thrown?
Answer:
gloves i think
Explanation:
Which of the following techniques for reducing resistance to change assumes that much of the resistance lies in misinformation?
a. education and communication
b. negotiation
c. facilitation and support
d. participation
The technique for reducing resistance to change that assumes much of the resistance lies in misinformation is a) education and communication.
Education and communication is a technique used to address resistance to change by focusing on providing accurate and relevant information to individuals or groups affected by the change. It assumes that resistance primarily arises from misinformation or a lack of understanding about the change and its implications.
By engaging in education and communication efforts, organizations aim to dispel misconceptions, clarify misunderstandings, and provide factual information about the change initiative. This can involve conducting training sessions, disseminating written materials, holding informational meetings, or utilizing various communication channels to ensure that stakeholders receive accurate and timely information.
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The volume of a cube is found with the formula V = s3, where s is the length of an edge of the cube. A container in the shape of a cube has a volume of 125 cm³. What is the depth of the container? Th
The depth of the container is 5 cm as the volume of a cube with 5 cm edge length is 125 cm³.
The given volume of the container is 125 cm³. We know that the volume of a cube is given by the formula V = s³, where s is the length of the cube. Therefore, we can use the formula to find the edge length of the container: V = s³ 125 = s³
Taking the cube root of both sides to solve for s, we have s = 5.
Therefore, the length of an edge of the container is 5 cm. Since the container is a cube, all three sides are of equal length. Therefore, the depth of the container is also 5 cm. Hence, the depth of the container is 5 cm.
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Which examples demonstrate common qualifications for Security and Protective Services careers? Check all that apply.
Brooke negotiates with the prison inmates she supervises.
Ami is comfortable working alone and making decisions in her work as a Private Detective.
Reed thinks of creative solutions for defending a client in court.
Vincenzo attends college for many years and earns a juris doctor degree.
Shameka watches for unusual activities and signs of danger as she guards a bank building.
Teddy is a Lifeguard who uses his strength to pull a person out of the water.
Answer:
2,5,6
Explanation:
Ami,shameka,teddy
Answer:
2,5,6
Explanation:
Selma deposited a paycheck for $378. 42. She’ll use the check register to record her transaction. What will be her new balance? A checking account has a balance of 2636 dollars and 41 cents. $2,257. 99 $2,337. 06 $3,014. 83 $3,057. 31.
Answer:
$3,014. 83
Explanation:
So basically, just add the checking account balance to the amount she's depositing. So the equation should look like $378.42 + 2,636.41. Add it all up and you get $3,014.83
Hope this helps :)
Research some examples of organizations that experienced bad publicity and how they dealt with it. Write a paper detailing your findings.
Answer:
did you finish it cuase i got the same one
Explanation:
Admit the error, apologize, and present a solution if you or your company is receiving negative press as a result of anything you did incorrectly. Negative publicity won't disappear if you ignore it.
What do you mean by Negative publicity?When damaging material is revealed, negative PR or publicity can take many different forms in company and can impact everything from sales to your reputation.
Various forms of unfavorable PR for your company could include: negative coverage of your business in the media, online, in publications, or on television.
In particular, we contend that by raising product awareness, unfavorable publicity might boost sales and purchase likelihood.
Negative publicity should therefore affect products differently depending on whether they are recognized or unknown. This viewpoint is supported by three investigations.
Your brand's reputation can be severely damaged in a matter of minutes by false information, negative reviews, and nasty social media remarks. Even worse, rumors spread swiftly and negatively impact the reputation of your company.
Negative publicity can have a significant impact on how potential customers see your brand. When customers publicly disparage a company, product, or service, this is known as bad publicity.
Bad publicity includes posting or publishing negative evaluations on websites, review pages, and social media accounts.
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Rich is the highest-paid quarterback in the league, at $5 million per season. Rich is an eight-year pro and has yet to reach the playoffs. Rich's hometown team, the Whalers, are interested in him. If the Whalers sign Rich for $2.5 million per year, how much is the annual "hometown discount" that the Whalers will receive?
Answer:
$2,500,000
Explanation:
A factory is considered what type of resource?
land
labor
physical capital
human capital
A factory falls under the category of physical capital, representing tangible assets and infrastructure utilized in the production process. Option C.
Physical capital refers to the tangible assets that are used in the production process to create goods or services. These assets include machinery, equipment, buildings, vehicles, and infrastructure. They are essential resources that contribute to the production capacity and efficiency of a business or organization.
A factory is a prime example of physical capital as it represents a dedicated space or facility equipped with machinery, tools, and equipment designed for manufacturing or production activities. It provides the necessary infrastructure and resources for transforming raw materials into finished products.
Factories typically house specialized equipment and machinery specific to the industry or production process they serve. This physical capital enables businesses to carry out mass production, streamline operations, and achieve economies of scale.
Physical capital is an important factor of production alongside other resources such as land, labor, and human capital. It plays a crucial role in enhancing productivity, output, and overall economic growth.
Effective management and investment in physical capital can lead to improved efficiency, cost reduction, and technological advancements in production processes.
In summary, a factory is categorized as physical capital, representing the tangible assets and infrastructure used in the production process. So Option C is correct.
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the current price of blue jeans is $30 per pair, but the equilibrium price of blue jeans is $25 per pair. as a result, which of the following statements is not true?
The statement that is not true is there is a shortage of blue jeans at the $30 price.
What is a surplus?Equilibrium is the point where the quantity demanded equal quantity supplied. On a graph, it is where the demand curve crosses the supply curve.
The price at equilibrium is known as equilibrium price and the quantity at equilibrium is known as equilibrium quantity
If price is above the equilibrium price, quantity supplied exceeds quantity demanded and there is a surplus. If price is below the equilibrium price, quantity demanded exceeds quantity supplied and there is a shortage.
Since the current price of blue jeans is greater than the equilibrium price, there would be a surplus. Thus, quantity supplied would be greater than the quantity demanded.
Here are the options:
There is a surplus of blue jeans at the $30 price.
b. There is a shortage of blue jeans at the $30 price.
c. The quantity supplied of blue jeans exceeds the quantity demanded of blue jeans at the $30 price.
d. The equilibrium quantity of blue jeans exceeds the quantity demanded at the $30 price.
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If a consumer has a mortgage loan, a student loan, and a car loan in addition to a credit card account, he may score higher in which credit score category?.
If a customer has a loan mortgage, a pupil mortgage, and a automobile mortgage similarly to a credit score card account, Most elegant forms of mortgages and car loans are considered secured credit score, because of the reality the loan holder can take ownership of your house or automobile in case you do now no longer pay as agreed.
On the unique hand, an unsecured mortgage or line of credit score does not require any collateral.
What determines your credit score?
How an extended manner behind you're on a bill payment, the variety of debts that show off overdue bills and whether or not you've got added the debts current are all factors. The better your wide variety of on-time bills, the better your score will be. Every time you leave out a payment, you negatively have an impact in your score.
Although ranges variety relying at the credit score scoring model, commonly credit score rankings from 580 to 669 are taken into consideration fair; 670 to 739 are considered good; 740 to 799 are taken into consideration very good; and 800 and up are taken into consideration excellent.
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which general area of the united states receives the most solar energy
The Southwestern region of the United States receives the most solar energy. This area includes California, Arizona, New Mexico, Nevada, Texas, and Colorado.
This region receives the most solar energy because of its location on the planet. The southwestern United States is closer to the equator than the rest of the country. This proximity means that the sun’s rays hit this area at a more direct angle.
The angle of the sun’s rays affects the intensity of the solar radiation that reaches the surface of the earth, and as a result, more solar energy is available in the southwestern United States.
Additionally, this region is known for its clear skies and low humidity. This means that there is less atmospheric interference blocking the sun’s rays from reaching the earth’s surface. The combination of a direct angle of sunlight and clear skies makes the southwestern United States an ideal location for solar energy production.
In fact, the Southwest is home to many of the largest solar power plants in the United States. For example, the Ivanpah Solar Electric Generating System in California and the Solana Generating Station in Arizona are two of the largest solar power plants in the world.
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Which of the following is true of the Federal Deposit Insurance Corporation?
Responses
It insures bank money
It protects consumers from fraud
It regulates the sale of commodities
It controls the law of car insurance
Deposits are protected by the FDIC; examines and supervises financial institutions for consumer protection and safety; makes it possible to resolve large and complex financial institutions. Option B is true .
How does the FDIC safeguard protected stores?Sadly, banks occasionally fail, but they occasionally fail in a functioning market. The FDIC is working for you when they do. There are numerous causes of bank failure. The chartering authority of the bank takes over in this situation to close the bank and appoint the FDIC as the deposit insurer. On the day of the failure, FDIC personnel are present to identify those who have insured bank funds. If another bank agrees to buy the failing bank, the transition for depositors and borrowers is typically relatively smooth. The FDIC maintains access to the insured funds of depositors even if there is no immediate buyer.
Nearly 3,500 financial institutions are directly examined and supervised by the FDIC. More than half of the banks in the United States are examined by our examiners to determine their operational stability and safety.
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Jobs that require lower level skills have better benefits, like health insurance, than jobs that require a college education. Please select the best answer from the choices provided T F
Answer:
False, jobs requiring a higher level of education have more benefits than jobs that require minimal education.
Answer: f
Explanation:
If the Federal Open Market Committee (FOMC) wants to _____ the short-term interest rate, it can _______ the U.S. Treasury securities from/to a commercial bank.Question 19 options:a) lower; buyb) lower; sellc) increase; buyd) increase; selle) only (a) and (d) of the above
The term "monetary policy" refers to the actions undertaken by a central bank, such as the Federal Reserve, to influence the availability and cost of money and credit to help promote national economic goals. The Federal Reserve Act of 1913 gave the Federal Reserve responsibility for setting monetary policy.The Federal Reserve controls the three tools of monetary policy--open market operations, the discount rate, and reserve requirements. The Board of Governors of the Federal Reserve System is responsible for the discount rate and reserve requirements, and the Federal Open Market Committee is responsible for open market operations. Using the three tools,depository institutions the Federal Reserve influences the demand for, and supply of, balances that depository institutions hold at Federal Reserve Banks and in this way alters the federal funds rate. The federal funds rate is the interest rate at which lend balances at the Federal Reserve to other depository institutions overnight.
What is the structure of the FOMC?
The Federal Open Market Committee (FOMC) consists of twelve members--the seven members of the Board of Governors of the Federal Reserve System; the president of the Federal Reserve Bank of New York; and four of the remaining eleven Reserve Bank presidents, who serve one-year terms on a rotating basis. The rotating seats are filled from the following four groups of Banks, one Bank president from each group: Boston, Philadelphia, and Richmond; Cleveland and Chicago; Atlanta, St. Louis, and Dallas; and Minneapolis, Kansas City, and San Francisco. Nonvoting Reserve Bank presidents attend the meetings of the Committee, participate in the discussions, and contribute to the Committee's assessment of the economy and policy options.The FOMC holds eight regularly scheduled meetings per year. At these meetings, the Committee reviews economic and financial conditions, determines the appropriate stance of monetary policy, and assesses the risks to its long-run goals of price stability and sustainable economic growth.Changes in the federal funds rate trigger a chain of events that affect other short-term interest rates, foreign exchange rates, long-term interest rates, the amount of money and credit, and, ultimately, a range of economic variables, including employment, output, and prices of goods and services. If the Federal Open Market Committee (FOMC) wants to lower the short-term interest rate, it can buy the U.S. Treasury securities from a commercial bank. So, the correct option is (a) lower; buy.
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Who are mangers? Explain how managers differ from non-managerial
employees and Describe classification, levels and different skills of managers.
Answer is given below
Explanation:
The manager is a person who belongs to the management team and assists in the management of the company. Non-administrative employees are members of an organization with no administrative functions. Managers are different from non-administrative employees The responsibility of the manager is greater than that of a non-managerial employee. Since the manager is a role model for non-managerial employees, he must have good morale. The manager is responsible for his subordinate actions. The manager is responsible for achieving the goals of the organization, however the coordination effort of all employees is required. The absence of a non-manager does not affect the performance of the company more than the absence of a manager.differences between departmental stores and chain stores
Answer:
Chain stores and department stores are two distinct ideas. Department stores have a long history of providing a wide range of products for retail sale, whereas chain shops are retail establishments with the same name and management in numerous locations. Contrary to popular belief, not all department shops are part of a chain. There are numerous chains that aren't thought of as department stores, including eateries and speciality shops. One of the most well-known chained department shops is Macy's, located on Herald Square in New York City.
A department store is often a sizable retail space that provides a wide range of products divided into distinct sections. Retail establishments that are part of a chain share a brand and centralised management. They frequently include standardised corporate procedures.
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Which of the following is not an example of a corporation's "growth from within?"
A. Introducing new but related products
B. Acquiring another corporation
C. Expanding present operations
D. Expanding the sale of present products to new geographic markets
Answer:
The answer seems to be B. this answer does not count in the overall general business spectrum as "growth from within". Good luck!
Acquiring another corporation is not an example of a corporation's "growth from within.
What is a corporation?A company is a separate legal entity from its shareholders. Many of the same legal rights and obligations apply to corporations as to people. They are able to sign contracts, make loans and take loans, sue and be sued, hire staff, possess assets, and pay taxes.
Corporations make up the majority of significant companies, like Toyota. Some businesses operate both under their own names and under different trade names, such as Alphabet Inc.
While a corporation's exact legal definition varies from country to jurisdiction, its most crucial feature is always limited liability.
This means that while shareholders may benefit from dividends and stock appreciation, they are not personally responsible for the debts of the business.
A corporation is formed when a group of shareholders incorporates the business with the intention of pursuing a shared objective and sharing ownership of the business, as evidenced by their ownership of stock shares.
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Rick works off commission. He earns 10 percent of all manufacturing equipment he sells. If he made a sale of $9,000, how much was his commission?
$100
$90
$900
$9,000
Answer:
C. $900
Explanation:
Divide your 9000 by 10 and theres your answer 900
What are three things I can do now to start building my work experience?
Joni, a college student, has $400 worth of expenses monthly. How much should she save be financially secure?
Answer:
200 i think sorry if im wrong
Explanation:
What are the different packaging materials used in petit four?