The simple deposit expansion multiplier is really too simple for understanding as it Ignores the fact people might change their currency holdings.
The amount of a bank's deposits that can be lent to borrowers is correlated with the expansion multiplier. The nation's money supply is increased by this lending activity, which also helps economic growth. It is crucial for preserving the banking system and the economy's money supply.
The simple deposit multiplier makes the supposition that neither the public nor the banks have any surplus reserves. Because it disregards the possibility that people may modify their currency holdings, the simple deposit expansion multiplier is actually too simplistic to grasp the relationship between changes in a central bank's balance sheet and the amount of money in the economy.
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1. Buyers, sellers, and producers all have someone else they are competing with for economic benefits. This is known as:
O competition
O monopoly
O collusid
O cartels
Answer:monopoly
Explanation:
1. A complete income statement potentially has the following sections: (1 point)
a. Items from continuing operations and earnings per share for a corporation.
b. Income or loss from operating a discontinued segment for the current period.
c. The loss from disposing of the discontinued segment's net assets.
d. Extraordinary items.
e. Continuing operations, discontinued segments, extraordinary items, changes in accounting principles, and earnings per share for a corporation.
2.Phoenix Company reported sales of $400,000 for 2009, $450,000 for 2010, and $500,000 for 2011. Using 2009 as the base year, what were the percentage increases for 2010 and 2011 compared to the base year? (1 point)
a. 80% for 2010 and 90% for 2011.
b. 88% for 2010 and 80% for 2011.
c. 88% for 2010 and 90% for 2011.
d. 112.5% for 2010 and 125% for 2011.
e. 125% for 2010 and 112.5% for 2011.
3.Comparative financial statements in which each amount is expressed as a percentage of a base amount are called: (1 point)
a. Asset comparative statements.
b. Percentage comparative statements.
c. Common-size comparative statements.
d. Sales comparative statements.
e. General-purpose financial statements.
The following elements could be seen in a complete income statement: income or loss from operating a discontinued segment for the current quarter.
What exactly does "income statement" mean?One of the three key financial statements that reflects a company's financial performance over a certain accounting period is the income statement.One of a company's financial accounts, an income statement or profit and loss account, lists the company's revenues and costs for a specific time period. It describes the process through which revenues are converted into net income or net profit.
What additional queries have answers?112.5% for 2010 and 125% for 2011 are the percentage increase.
Common-size comparative financial statements are comparative financial statements where each number is expressed as a percentage of a base amount.
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PLEASE HELP FAST!!! What is the MOST likely reason that lottery winners often end up with serious financial problems?
They make financial decisions that are not based on their emotions.
They become victims of fraud by those looking to take advantage of the wealthy.
They think over their financial decisions too thoroughly.
The weigh their long- and short-term financial goals before making any decisions.
Answer:
They become victims of fraud by those looking to take advantage of the wealthy.
Explanation:
The most likely reason that lottery winners often end up with serious financial problems is: “They become victims of fraud by those looking to take advantage of the wealthy.” Hence, Option B is correct.
What does financial problems mean?Financial difficulty is the inability to make either short-term or long-term debt payments. Debt makes managing money more difficult and reduces one's purchasing power.
Up until all obligations are paid, financial issues become a source of worry. It is necessary to find a solution so that debts can be paid back. Students frequently struggle to pay their bills and afford their education, and many of them have poor incomes, limited financial literacy, and many more.
Families are vulnerable to the destructive effects of economic hardship and financial turmoil. Many families lose their houses, automobiles, retirement accounts, valuables, money, health insurance, and other things during hard economic times.
Therefore, Option B is correct.
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the first and foremost function of management is . a. planning b. organising c. controlling d. coordination
The first and most important function of a management solution is planning.
With an example, what really is planning in the management function?Planning: This step entails planning out precisely how and where to achieve a specific goal. Assume that the organization's objective is to boost company sales. The manager must first determine which steps are required to achieve the goal. Among these steps could be increased trying to advertise, inventory, & sales staff.
What are the four management functions of planning?This vision and goal-setting, as well as the work of developing a plan to achieve those goals, are all part of the planning function. They identify business issues, work on long-term initiatives (including growth plans, corporate goals, and business forecasting), and make decisions which it move the company forward.
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What is an example of SECONDARY market research
Answer:
News articles and Reports
Explanation:
its how they draw their data
Answer: Market research that's already compiled and organized for you. Examples of secondary information include reports and studies by government agencies, trade associations or other businesses within your industry.
Explanation: Secondary research uses outside information assembled by government agencies, industry and trade associations, labor unions, media sources, chambers of commerce, and so on. It's usually published in pamphlets, newsletters, trade publications, magazines, and newspapers. Secondary sources include the following: public and commercial sources
Identify the problem by analyzing the given scenario. An IT software company is losing market share because it fails to launch new products in a timely manner. Decisions are centralized at the top, and employees have little or no voice. One way to solve this problem is to use teams to eliminate ____ in the company.
Explanation:
to eliminate their best efforts in the company
Answer:
"bureaucratic barriers"
Explanation:
i got it right on plato
features of small office
Answer:
just made it yourself
Explanation:
hehehe
Considering the complainer types, select the type that characterizes angry customers, who engage in negative word-of-mouth and stop patronage: group of answer choices
The type that characterizes angry customers who engage in negative word-of-mouth and stop patronage is the "venter" type.
Venter customers are those who express their complaints with high levels of emotion and anger, and are likely to tell others about their negative experiences.
They are also more likely to take their business elsewhere and stop patronizing the company. Venter customers often feel a strong sense of entitlement and believe that they deserve better treatment from the company, which can lead to more extreme reactions when they feel that their expectations have not been met.
Effective handling of venter customers requires a calm and empathetic approach, with the goal of diffusing their anger and addressing their concerns in a way that meets their expectations
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What are the 5 reasons that business analysis is difficult from operational databases?
The answer is , 5 reasons are Inconsistent data information, Lack of data standards, Poor data quality, Inadequate data usefulness and Ineffective direct data access.
What do you mean by business?A person who produces items or provides services with the intention of selling them for a profit is also engaging in business. Business Definition A business is an entrepreneurial entity or organization that engages in professional activities. They might be industrial, commercial, or something else.
What factors contribute to a successful business?A business has a decent probability of success if its management is above average—people with expertise and long tenure. Quality, innovation, customer service, and even warranties may help businesses become industry leaders.
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There is a formula to compute interest charges.
The formula is FC=P* R* T. In this formula, Tis
an abbreviation for what?
In the formula above, T is an abbreviation for time.
Which formula is I p * r * t ?This is said to be a Base formula. It is often written as I = Prt or I = P × r × t
Here, rate is known as r, time is denoted as t.
This is one that is the same time units known as months or years. Time conversions is one that is based on day numbers of 365 days/year.
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A business must decide whether to open a new office in China. If it opens the branch, it will increase its chances of selling a high volume of its products in China. On the other hand, the business will have to spend a lot of money to make the branch operational. What would be an opportunity cost for the business if it chooses to open the new branch in China? O A. The business would gain access to a large number of new customers. B. The business would have to spend more money on each item it produces C. The business would have less money to open branches in other countries. D. The business would be forced to relocate all its workers to China.
Answer:
C. The business would have less money to open branches in other countries.
Explanation:
In Economics, Opportunity cost also known as the alternative forgone, can be defined as the value, profit or benefits given up by an individual or organization in order to choose or acquire something deemed significant at the time.
Simply stated, it is the cost of not enjoying the benefits, profits or value associated with the alternative forgone or best alternative choice available.
Furthermore, the value of the opportunities lost by an individual or a business is the opportunity cost of a choice.
Hence, the opportunity cost of a choice is the benefits that could be derived from another choice (alternatives) by using the same amount of resources.
In this scenario, an opportunity cost for the business if it chooses to open the new branch in China is that it would have less money to open branches in other countries because it has to spend a lot of money to make the branch operational.
What type of loan uses real estate for security?
A point of sale
A line of credit
. A disclaimer (it’s not disclaimer)
A second mortgage
Answer:
A second mortgage loan uses real estate for security
Definition of cooperative society please need answers asap 20 points no bots
Answer:
A cooperative society is a voluntary association that started with the aim of the service of its members. It is a form of business where individuals belonging to the same class join their hands for the promotion of their common goals. These are generally formed by poor people or weaker sections of people in society. Likewise
Explanation:
If Ryan purchases a sandwich, he is using money as:
A. a medium of exchange
B. A unit of measure
C. A store of value
Answer:
a. a medium of exchange
Explanation:
i took the test
If Ryan purchases a sandwich, he is using money as a medium of exchange. Thus, the correct answer is option A.
What is money?Money is any item or verifiable record that is widely accepted in a particular country or socioeconomic context as payment for goods and services and repayment of debts, such as taxes. It is the medium in which prices and values are expressed.
The primary functions of money are- as a medium of exchange, a unit of account, a store of value and sometimes, a standard of deferred payment.
Ryan is purchasing the sandwich with the help of money. Money is exchanged for the sandwich, acting as a medium of exchange.
Therefore, Ryan is using money as a medium of exchange.
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Peggy started work after graduation and started investing.
Why do you think Peggy would have decided to invest?
A. to keep her finances liquid for emergencies
B. to earn compound interest
C. to minimize the risk of losing money
D. to build on her retirement fund
E. to take out a student loan for further education
Answer:
c
Explanation:
during the year 20x1, alenikov company had net credit sales of $2,020,000. past experience shows that 1.5 percent of the firm’s net credit sales result in uncollectible accounts. equipment purchased by fronke consultancy for $42,500 on january 2, 20x1, has an estimated useful life of 8 years and an estimated salvage value of $3,500. what adjustment for depreciation should be recorded on the firm’s worksheet for the year ended december 31, 20x1? on december 31, 20x1, moloney plumbing supply owed wages of $12,200 to its factory employees, who are paid weekly. on december 31, 20x1, moloney plumbing supply owed the employer’s social security (6.2 percent) and medicare (1.45 percent) taxes on the entire $12,200 of accrued wages for its factory employees. on december 31, 20x1, moloney plumbing supply owed federal (0.6 percent) and state (5.4 percent) unemployment taxes on the entire $12,200 of accrued wages for its factory employees. for each of the above independent situations, prepare the adjusting entries that must be made on the december 31, 20x1, worksheet. (round your answers to 2 decimal places.)
The required adjusting entries that must be prepared on the December 31, 20x1, worksheet are as follows:
Adjusting Journal Entries:Debit Bad Debts Expense $30,300
Credit Allowance for Uncollectible $3,030
Debit Depreciation Expense $4,875
Credit Accumulated Depreciation $4,875
Debit Wages Expenses $12,200
Credit Wages Payable $12,200
Debit Employer's Social Security $756.40
Debit Employer's Medicare $176.90
Credit FICA Payable $933.30
Debit FUTA $73.20
Debit SUTA $658.80
Credit FUTA and SUTA Payable $732
Transaction Analysis:Bad Debts Expense $30,300 Allowance for Uncollectibles $3,030 ($2,020,000 x 1.5%)
Depreciation Expense $4,875 Accumulated Depreciation $4,875 [($42,500 - $3,500) ÷ 8]
Wages Expenses $12,200 Wages Payable $12,200
Employer's Social Security $756.40 Employer's Medicare $176.90 FICA Payable $933.30
FUTA $73.20 SUTA $658.80 FUTA and SUTA Payable $732
Thus, at the year-end, these adjusting entries must be made to ensure that accounting records comply with the accrual concept, which recognizes relevant transactions whether cash movement is involved or not.
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A 50 year old customer receives an inheritance of $1,000,000 which he places with an investment adviser to invest with the objective of safety of principal and a moderate level of income. As of the end of the first year, the portfolio is worth $1,300,000. As of the end of the second year, the portfolio is worth $1,200,000. Ignoring compounding, the approximate annual return on investment is:
Answer: 10%
Explanation:
Given that :
Worth of investment = $1,000,000
Worth after 1 year = $1,300,000
Worth after 2 years = $1,200,000
From the above, investment recorded $300,000 increase after one year and $100,000 Depreciation at the end of the second year.
Therefore, Net increase:
$300,000 - $100,000 = $200,000 (after 2 years)
Therefore, average yearly/annual increase = $200,000 / 2 = $100,000
Therefore, the annual return on the investment is :
(Annual increase / investment worth) × 100%
(100,000 : 1,000,000) × 100%
0.1 × 100% = 10%
= 10%
why should we respect the life and culture of all people living in the country ?
Explanation:
Culture forms our identities and attitudes, and intercultural communication allows us to embrace and sometimes even integrate and learn the language with many other communities to some degree. In modern environment, cultural diversity is becoming extremely significant. We should respect all culture and community.
The Consumer Financial Protection Bureau protects the interests of customers by ensuring that federal consumer-protection laws are enforced. True or False?
Answer:
true
Explanation:
The Consumer Financial Protection Bureau (CFPB) is a government agency that protects consumers' rights by:
enforcing consumer protection laws that prohibit financial institutions from practicing unfair, abusive, deceptive, predatory or discriminatory policies against its customers, e.g. redlining or charging higher interests based on race or gender.they get consumer complaints about unfair treatment from financial institutions and they investigate them.are a source of financial information about the services offered by financial institutions.are in charge of monitoring the activities of financial institutions and making sure that they do not affect consumers negatively.and others.transition to production refers to the act of moving a product to production from what?
Transition to production refers to the act of moving a product from the development or testing phase to the production phase.
During the development phase, the product is being designed, tested and refined until it is ready for production. Once the product has been thoroughly tested and meets all requirements, it is then moved into the production phase where it can be manufactured at scale and made available for sale to customers. The transition to production is a critical stage in the product development process as it marks the point at which the product becomes commercially viable.
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the final step in the decision making process is to: make the decision. review the results of the decision. identify the decision problem. evaluate costs and benefits of alternatives.
The final step in the decision-making process is to make the decision. The decision-making process is a process that involves the selection of a course of action from various alternatives.
The process of decision-making comprises several stages, such as identifying the decision problem, generating alternatives, evaluating the alternatives, making the decision, implementing the decision, and reviewing the results. The last stage in the process of decision-making is to make the decision. In this stage, the decision maker selects the most appropriate alternative from the options generated during the evaluation stage.
The decision-making process is a process that involves the selection of a course of action from various alternatives. The process of decision-making comprises several stages, such as identifying the decision problem, generating alternatives, evaluating the alternatives, making the decision, implementing the decision, and reviewing the results. The last stage in the process of decision-making is to make the decision. The decision-making process is vital to organizations as it determines their success or failure in achieving their goals. Making decisions in an organization involves a group of people who work together to achieve a common objective. These people must work together and collaborate effectively to achieve a successful outcome. The decision-making process is not easy, and it involves analyzing information, generating alternatives, evaluating them, and selecting the best option that achieves the organization's objectives. The decision-making process must be thorough and systematic, and the decision-maker must consider all factors before making the final decision. The decision maker must evaluate the costs and benefits of each alternative before making the final decision. After making the decision, the organization must implement it and evaluate the results to ensure that it has achieved the desired outcome.
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Profit is: Multiple Choice the same as cost. the same as revenue. what is left over from total revenue after all of the appropriate costs have been subtracted. what is left over from total cost after all of the appropriate revenues have been subtracted.
Profit is what is left over from total cost after all of the appropriate revenues have been subtracted.
What is profit?
Profit is total revenue less total cost. A profit is earned when total revenue is greater than total cost. If this is not the case, then there is a loss.
Profit = total revenue - total cost
For example, if total revenue is 10,000 and total cost is 2000. Profit is 10,000 - 2000 = 8000
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True or False: Classifying products into meaningful categories helps marketers decide which strategies and methods will help promote a business's product or service.
True. Product categorization assists marketers in determining which techniques and approaches will best promote a company's product or service. Marketers may acquire a better knowledge.
of each product and its market potential by categorizing them based on its qualities, features, advantages, and target audience. This data may then be utilized to create effective marketing plans and select the best channels and approaches for reaching out to and engaging potential clients. If a product is classed as a luxury item, the marketer may opt to target wealthy clients through high-end retail establishments, high-end periodicals, and exclusive events. If, on the other hand, a product is designated as a low-cost item, the marketer may opt to target low-cost clients through discount outlets.
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Who owns mutual savings institutions? the stockbrokers who buy and sell shares the individuals who deposit money in the institution the US government the FDIC
Mutual savings banks are owned by their depositorrs and run by and a self-perpetuating board of directors similary to federal savings and loan associations.
4. For what purposes might a worker need to fill out a Form 4070A?
Answer:
Employees use Form 4070A to keep track of the tips they receive from customers and report the total to their employer each month. Workers should also record the total amount of tips they paid to other employees and the names of employees to whom the tips were paid.
If you bought 100 shares of Company X at $30 per share, and sold it one
month later at $40 per share, what would be your total profit?
Answer:
$1,000
Explanation:
Number of shares bought 100 shares
Buying price = $30
Selling price= $40
The total profit will be total sales - total buying costs
=($40 x 100) -($30 x 100)
=$4,000 - $3,000
=$1,000
Question 2(Multiple Choice Worth 5 points)
(02.06 MC)
In general, what kind of people earn the most money?
O People with skills that are in high demand and high in supply
O People with skills that are in high demand but low in supply
O People with skills that are in low demand and low in supply
People with skills that are in low demand but high in supply
Which describes the purpose of non-sufficient funds fees? A: penalize customers for writing checks for money they don't have
B:make sure customers keep sufficient funds in their account
C: pay for the costs of having bank employees
D: collect funds for withdrawals from a competitor’s machine
Answer:
A: penalize customers for writing checks for money they do not have
Explanation:
A bank reconciliation mainly computed by an accountant, gives the difference between the balance in relation to the bank statement and the cash balance with respect to the accounting records of the depositor in a particular financial institution.
In Financial accounting, a bank statement can be defined as an official summary or list of financial transactions, which typically comprises of the amount of money that has been paid into or withdrawn from an account by an individual or business entity over a specific period of time.
Generally, a bank statement usually has the following information charges, deposits, withdrawals, including the opening and closing balance for each account held at a given the period. Thus, bank customers are advised to frequently reconcile their records with bank statements in order to prevent non-sufficient funds (NSF) checks.
A non-sufficient funds (NSF) checks refers to a check that is not honored by the bank of the issuer due to the fact that the individual or business entity has an insufficient fund. It is also known as a bounced or bad check.
Hence, the purpose of non-sufficient funds fees is to customers for writing checks for money they do not have. In the United States of America, the fee charged for non-sufficient funds (NSF) checks is between $27 to $35.
why having business is important?
The wages of factory maintenance personnel would usually be considered to be: Indirect labor Manufacturing Overhead A. No Yes B. Yes No С. Yes Yes D. No No a. Option A b. Option B c. Option C d. Option D
Available choice C's "Manufacturing overhead cost" is the realistic solution. The term "manufacturing overhead" refers to the indirect expenses incurred by a corporation during its production process.
Do manufacturing overheads include indirect factory labor?
Manufacturing overhead, sometimes referred to as production overhead, factory overhead, or factory burden, is the collective term for all the supplemental expenses needed to run your firm. They could consist of: indirect labor, such as cleaning and maintenance staff
What are the components of indirect labor costs?
Wages paid to employees who carry out tasks that assist others in producing goods and rendering services are referred to as indirect labor costs. The cost of labor is the component that is not directly related to production.
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