This is the premium added to the real risk-free rate to compensate for a decrease in purchasing power over time is the Maturity risk premium.
Maturity risk premium refers to the additional compensation that investors demand holding a longer-term debt security, such as a bond, compared to a shorter-term security. The maturity risk premium compensates investors for the increased risk of default and inflation exposure that comes with longer-term securities.
The maturity risk premium can vary depending on the prevailing interest rates, inflation expectations, and the creditworthiness of the issuer. Higher interest rates and inflation expectations generally lead to higher maturity risk premiums, as investors demand higher compensation for the risk of holding longer-term security in an environment of rising interest rates and inflation.
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Consider a 12-year, 12 percent annual coupon bond with a required rate of return of 10 percent. The bond has a face value of $1,000. (1) What is the fair present value of the bond? (2) If the required rate of return rises to 11 percent, what is the fair present value of the bond? (3) What has been the percentage change in the fair present value?
Answer:
1136.27
1064.92
-6.279%
Explanation:
The basic pricing formula for a bond is just the present value of the coupon payments and the redepmtion
I solved this using annuities, my work is attached below
You can also solve using financial calculators but I'll assume you don't have access to one
an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
What Is NOT one of the three primary resources that farnilies have to reach financlal goals?
A.Education
B.Energy
C.Time
D.Money
Answer:
I think it would be education
Explanation:
Answer: A. Education
Explanation:
You need to create a legal structure for your small business. You would like some benefits enjoyed by large corporations, but do not want to be taxed twice. You do not plan to sell stock and you want to personally be protected from business liabilities.
S- Corporation
C- Corporation
Limited Liability Company
Sole Proprietorship
Answer:
s corporation
Explanation:
it's not llc. i got that wrong.
What must people taking out a mortgage agree to? Check all that apply. A loan amount plans for repairs an interest rate renovation ideas payment terms.
The things which people who are taking out a mortgage must agree to are:
A loan amount, Interest ratePayment termsAccording to the given question, we are asked to state the things which people who are taking out a mortgage must agree to and why they are essential for obtaining this loan.
As a result of this, we can see that when a person is taking out a mortgage loan, then he is expected to agee on the loan amount, the interest rate and the payment terms.
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Answer:
A loan amount,
Interest rate
Payment terms
Explanation:
compute a price-weighted stock price index for the beginning of the year and the end of the year. what is the percentage change?
The percentage change in the price-weighted stock price index is approximately 57.4%.
To compute a price-weighted stock price index, we need to find the sum of the prices of all the stocks at the beginning of the year and the end of the year, and then divide by the total number of stocks.
At the beginning of the year, the sum of the prices of all the stocks is
(100 shares x $100/share) + (1000 shares x $20/share) + (10,000 shares x $3/share) = $10000 + $20000 + $30000 = $60000
Dividing by the total number of shares, we get the price-weighted index at the beginning of the year
($60000 / 11,100 shares) ≈ $5.4/share
At the end of the year, the sum of the prices of all the stocks is
(100 shares x $94/share) + (1000 shares x $25/share) + (10,000 shares x $6/share) = $9400 + $25000 + $60000 = $94400
Dividing by the total number of shares, we get the price-weighted index at the end of the year
($94400 / 11,100 shares) ≈ $8.5/share
The percentage change in the price-weighted index is
[(End of year index - Beginning of year index) / Beginning of year index] x 100%
= [(8.5 - 5.4) / 5.4] x 100%
≈ 57.4%
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The given question is incomplete, the complete question is:
Consider the following information on the stock market in a small economy.a. Compute a price-weighted stock price index for the beginning of the year and the end of the year. What is the percentage change?
how can you say that office is an information centre?
Answer:
hope this helps
Explanation:
An office is an information center which provides information relating to business transactions. Such information is very useful. It is used by management for the purpose of planning, organizing, staffing, directing and controlling.Information Center: The office serves as an information centre. It collects information from sources like invoices, letters, memos, agreements, vouchers etc., and protects them in safe mode on the basis of their importance for future reference.It is used by management for the purpose of planning, organizing, staffing, directing and controlling. Office not only keeps record of information but also plays the role of reliable channel of communicating the information. It is required for smooth functioning of the organization.
Answer:
Explanation:
I think information centre is designed specifically for storing, processing, and retrieving information for dissemination at regular intervals. if the office is doing so then you can say that it is information centre.
the workers in herzberg's studies found which three factors of the job environment were not motivators for them? sense of achievement job security friendly supervisors pay earned recognition
Success, recognition and responsibility are motivational factors. Salary and safety belong to the Hygiene factors category. Both motivational and hygiene factors are part of Herzberg's two-factor theory.
The hygiene factor refers to the features associated with occupational accidents. People will not be satisfied or dissatisfied after the problems have been properly resolved. Then you need to focus on the factors that lead to success, satisfaction, such as achievement, recognition and responsibility, if you want to inspire your team. "Hygienic factors" are what Herzberg believed to be the main causes of unhappiness. Get rid of them Determinants of satisfaction Factors influencing dissatisfaction with results Recognition of the project itself Responsibility Progress Growth Company practices Supervision Relationship with supervisor and peers Situation at work Achievements Salary status Security Herzberg argues that the elements that contribute to job happiness are "distinct and distinct from those , which contribute to job dissatisfaction.” So while trying to eliminate unsatisfactory working conditions may bring peace of mind, performance may not necessarily improve.
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An integrated set of performance measures that are derived from the company's strategy is ______.
An integrated set of performance measures that are derived from the company's strategy is the balanced scorecard,
The Balanced Scorecard is a management system designed to translate an organization's strategic objectives into a set of organizational performance objectives that are measured and monitored as needed to ensure that the organization's strategic objectives are met. , and fixed.
Balanced Scorecard is a strategic performance management tool. A well-structured report that managers can use to track the execution of activities by employees under their control and monitor the results of those actions.
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Even after a foreclosed property is sold at public auction, the defaulting borrower may be able to recover the property for a time by paying the balance plus foreclosure expenses or the foreclosure sale price, depending on the state. This right is called the
This right is called the right of Redemption
The right of redemption enables borrowers who have fallen behind on their mortgage payments to regain their homes by paying the outstanding balance plus interest and penalties either before the foreclosure process gets underway or, in some areas, even after a foreclosure auction.
When a person takes out a mortgage to purchase a property, the house itself acts as security for the loan. In other words, if a homeowner misses a payment, they lose possession of the house. Many mortgage notes contain a clause referred to as the right of foreclosure that explains a lender's power to foreclose on a property and specifies the circumstances in which the lender may do so.
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A PLACE WHERE WEALTH IS DETERMINED BY YOUR DECISIONS AND NOT WHO YOUR
PARENTS ARE IS CALLED WHAT?
Answer:
maybe a cast system?
Explanation:
im probably wrong
The redeemable debenture of entity are currently selling for 110% of their face value. the debentures mature i 6 years and pay a annual coupon of 8%. calculate the cost of redeemable debentures if the current tax rate is 28%
To calculate the cost of redeemable debentures, we need to consider the current selling price, the face value, the coupon rate, and the tax rate. Here's the calculation:
Calculate the annual interest payment (coupon payment):
Annual Interest Payment = Face Value * Coupon Rate
= Face Value * 8% (as the coupon rate is 8%)
Calculate the after-tax interest payment:
After-Tax Interest Payment = Annual Interest Payment * (1 - Tax Rate)
= Annual Interest Payment * (1 - 0.28) (as the tax rate is 28%)
Determine the cost of the debentures:
Cost of Debentures = (Annual Interest Payment - After-Tax Interest Payment) / (Selling Price - Face Value) * 100%
= (Annual Interest Payment - After-Tax Interest Payment) / (110% * Face Value - Face Value) * 100%
By plugging in the values, you can calculate the cost of redeemable debentures.
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What type of loan uses real estate for security?
A point of sale
A line of credit
. A disclaimer (it’s not disclaimer)
A second mortgage
Answer:
A second mortgage loan uses real estate for security
Although you have to get ready for a date, you are considering playing one more video game. You will choose to play the game if?
Although you have to get ready for a date, you are considering playing one more video game. You will choose to play one more game if your date says they will be a little late.
When meeting someone for a date, there are some things one needs to be sure of like always being on time, the personal gestures, volunteering to pay the bill if not then asking to split the bill in half. Being a good listener than a good talker and also being aware of your table etiquette, treating the waiter or waitress with respect, complementing your date.
All of these are the key factors that decide whether you are meeting with them again or not because it not the food that they are going to remember, it's your behavior that is going to move ahead.
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Plzzz helppp ASAP
Describe two ways that externalities affect the lives of US citizens?
Answer:
In economics, there are four different types of externalities: positive consumption and positive production, and negative consumption and negative production externalities. As implied by their names, positive externalities generally have a positive effect, while negative ones have the opposite impact
True Stories Company sold the rights to a documentary film. They are expecting significant revenue in Year 1. The revenue stream is expected to decrease steadily until it reaches zero in Year 5. Based on this Which depreciation method should be used to most closely match the expense to the revenue stream the asset produces
The best depreciation method for this company is the double-declining-balance
In economics, depreciation occurs when a product gradually loses its value. The most common causes of depreciation are:
The product becomes obsoleteWear and tear of the productThe product's popularity decreasesMoreover, there are different methods to understand this decline in value that include:
Double-declining balanceStraight lineUnits-of-productionThe double-declining balance method implies depreciation is not constant over the years but as years pass the depreciation increases. This method applies to True Stories Company because it is expected the documentary film becomes less and less popular every year, and therefore depreciation is accelerated not constant.
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What step in developing new products involves determining whether the product idea is compatible with company objectives, needs, and resources on a general level
The step in new product development that involves determining whether the product idea is compatible with the company's goals, needs, and resources at an overall level is called screening.
What is screening in product development?It corresponds to a stage where the focus is on the organization and structuring of ideas about the launch of a new product, understanding better about the characteristics and benefits of the product that will be better aligned with the needs and desires of potential consumers.
Screening is an essential process, being the first stage of product development, where there is a brainstorming of ideas to define the product, increasing the possibility of it being well accepted by consumers and generating profitability for the company.
Therefore, the screening process is essential in order to define the essential criteria for the launch of the product, such as its characteristics and those of the market, in order to increase knowledge, innovation and the value of the product for consumers.
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Tom is a very discerning individual who keeps track of his income and expenditures. He lives in a rented house but wants to own a house in the future. To do this, Tom prepares an elaborate plan and tries sticking to it very strictly. However, he is concerned about eventualities that might occur in the future and disturb his plan. Which practice can help him prepare for any problems with his plan?
A- Regularly review and revise his plan
B- Get his plan reviewed and recreated by a financial expert
C- Make several investments to increase his source of income
D- abstain from making expenses, excluding few necessary ones
If Tom is a very discerning individual who keeps track of his income and expenditures. The practice that can help him prepare for any problems with his plan is; A- Regularly review and revise his plan.
What is planning?Planning can be defined as the way in which a person tend to develop or create a goal that he/she intend to achieve and work towards achieving it.
Based on the given scenario by regularly reviewing and revising his plan can help him prepare for any problems with his plan based on that that reviewing his plan will help him to known what may have negative effect or positive effect on his plan.
Therefore the correct option is A.
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Hey yall can yall cheer me up for a seek i miss my mommy in she said we was leaving my granny house today in look im still here
Answer:
Stay Strong!
Explanation:
You got ittt! Cry A Bit , then come back harder! LOVE KEN!!!
what is tourism ? Give some examples of the profession related to atourism
Explanation:
Tourism is travel for pleasure or business; also the theory and practice of touring, the business of attracting, accommodating, and entertaining tourists, and the business of operating tours.
Profession telated to tourism
1) Travel Agent. Travel Agents research, plan, and book trips for individuals and groups. ...
2) Hotel Manager. ...
3) Spa Manager. ...
4) Tour Operator. ...
5) Event & Conference Organiser. ...
6) Tour Guide. ...
7) Executive Chef. ...
8) Sommelier.
MARK AS BRAINLIST IF IT IS USEFUL
Answer:
Tourism comprises the activities of persons travelling to and staying in places outside their usual environment.
Examples of professions that are related to tourism are: Travel agent, hotel manager, SPA Manager, tour operator, tour guide, etc.
Explain what it means to diversify across investments ?
Answer:
true
Explanation:
diversification isna technique that reduces risk by allocating investment across various financial instrument across various fiancial instrument industries and other categories . it aims to maximize returns by investing in different areas that would each react differently to the same event
Click this link to visit the O*NET page for the Athletic Trainers career. Scroll to the Wages & Employment link. According to O*NET, what is the projected growth for Athletic Trainers between 2012 and 2022?
average (10 to 19 percent)
faster than average (15 to 21 percent)
much faster than average (29 percent or higher)
slower than average (3 to 9 percent)
Answer:
much faster than average (29 percent or higher)
Explanation:
C
Answer:
C. much faster than average (29 percent or higher)
Explanation:
afb, inc.'s dividend policy is to maintain a constant payout ratio. this year afb, inc. paid out a total of $2 million in dividends. next year, afb, inc.'s sales and earnings per share are expected to increase. dividend payments are expected to a. remain at $2 million. b. increase above $2 million only if the company issues additional shares of common stock. c. increase above $2 million. d. decrease below $2 million.
afb, Inc.'s dividend policy is to maintain a constant payout ratio.
This means that the company pays out a certain percentage of its earnings as dividends each year, and that percentage remains consistent.
This year, afb, Inc. paid out a total of $2 million in dividends. However, next year, the company's sales and earnings per share are expected to increase.
Given this information, we can assume that the company's earnings will be higher next year than they were this year.
In light of these expectations, it is likely that afb, Inc. will increase its dividend payments above the $2 million paid out this year.
Since the company maintains a constant payout ratio, it will likely pay out a higher percentage of its earnings next year to keep that ratio consistent.
This could result in a dividend payment that exceeds $2 million.
It is important to note, however, that the answer to this question depends on several factors, including the specific payout ratio that afb, Inc. maintains, as well as the exact amount of earnings the company generates next year.
Additionally, it is possible that the company could issue additional shares of common stock, which could impact its ability to pay out dividends.
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Which type of business does not hold owners accountable for the debts of
the business?
OA. Sole proprietorship
OB. LLC
OC. Partnership
A
OD. Private company
Answer:
Limited Liability Company (LLC)
Explanation:
A limited Liability Company (LLC) is a business structure in the United States that protects its owners from the personal responsibility for its repayment of debts and liabilities. It is a hybrid entity that has the characteristics of a corporation, partnership and sole proprietorship. The regulation of LLC's varies from one state to another. An entity or individual can be a member of an LLC with notable exceptions from banks and insurance companies. The primary reason for registering a business under LLC is to limit the personal liability of the owners as well as the partners. LLC may have some attractive features but they also possess some great disadvantages as well. Depending upon the state law, an LLC may be dissolved upon the death or bankruptcy of a member.
Why would it be a good idea to mix stocks and bonds in your investment portfolio?
Answer:
To have more variety and just more in general!
Explanation:
Hope this helps!
suppose that in the small town, prairie, there are only two cable providers. what type of market structure does the local cable market have?
Although there are fewer companies operating in oligopolistic markets, they do so on a massive scale.
What kind of market structure is cable television industry?The oligopoly market structure is exemplified by cable corporations like Comcast. There aren't many cable companies, and the services they provide to the public are often similar or hardly different. Because they imitate price reductions made by rival businesses, the companies are interdependent.In oligopoly markets, a limited number of suppliers control the market. They are present in every nation and a wide variety of industries.When a few big companies control all or most of the sales in an industry, oligopoly results. There are many industries that exhibit oligopoly, such as the auto sector, cable television, and commercial aviation.There is an oligopoly on the market for cable sports channels.No, the neighborhood cable provider is not used as an example of an industry with perfect competition. It is an illustration of an oligopoly firm, where there are few or no firms and none have any influence over the others.To Learn more About oligopoly markets Refer To:
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where does telephone and printing goes in the trial balance
Answer:
Printing and Stationery expenses are indirect expenses. Therefore, these expenses are shown in expenses side of profit and loss account, so it will be in credit side of trial balance.
Which one of the following is not a typical characteristic of a weak company culture?
a. No strong employee allegiance to what the company stands for or to operating the business in well-defined ways
b. Few, if any, entrenched operating practices and culture-induced norms to align, constrain, or otherwise paint the white lines for the actions, decisions, and behavior of company personnel
c. Individuals encounter little pressure to do things in particular ways
d. A complicated value chain and a very diverse set of core competencies--both of which act to create multiple subcultures
e. Little employee passion about the company and emotional commitment to what it is trying to accomplish--conditions that often result in many employees viewing their company as just a place to work and their job as just a way to make a living
Option D is correct. A complex value chain and a wide range of core competencies, both of which contribute to the formation of multiple subcultures, are not typical characteristics of a weak company culture.
What Is a Weak Company Culture?A weak culture is one in which all employees do not share the company's values and the values are not very strong. IPolicies that are flawed, poor decision-making, a lack of communication, and other factors contribute to a weak culture. Employees are not particularly pleased with the company's rigid procedures and bureaucracy in such a culture.
One factor that influences the organizational structure is culture. The culture of the organization affects a lot of things, like how decisions and policies are made and how satisfied and engaged employees are. There are two kinds of organizational cultures: strong and weak. Individualism is a strong characteristic of weak culture. Organizations that fail to place a greater emphasis on the idea of teams and groups actually have a culture that is lacking in strength. In order to value and respect each individual's contribution, they have attractive incentive and reward systems. A closed culture develops within the organization. Although individual innovation and creativity are high, there is less interaction among employees, and individuals limit their creativity to themselves in order to take advantage of incentives, there is less influence on the organization.
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100 points
Spreadsheets
Project: Perform Spreadsheet Calculations Active
In ProgressAttempt 2
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Answer:
Good luck next year. Before i go i want to give a huge thank u to, brainly, quizlet, mathaway and more because without u all i wouldn't be able to pass. THANK U!!!
The buyer of an industrial complex wants the broker to place the earnest money in an interest bearing account. The broker does this, clearly identifying all parties who are to receive the interest and the date the earned interest is to be disbursed. With only the verbal consent of the buyer, he places the money in an insured account in a depository in Florida. When the time comes to disburse the account, the broker will write a check to the buyer for the interest as the buyer agreed. Which statement describing this situation applies?
Answer:
Explanation:
In this situation, the statement that would best apply would be that the broker does not have the right to ever use an interest-bearing account under Florida Real Estate laws. Since Florida Real Estate laws specifically prohibit a broker from placing a clients money in an interest account then the broker in this scenario is breaking the law and can have his real estate license taken away as well as being fined.