true or false the supervisor holds the employee responsible for performing a delegated task but still bears the ultimate responsibility for the results.

Answers

Answer 1

True. The supervisor delegates tasks to the employee but ultimately bears the ultimate responsibility for the results.


True, the supervisor holds the employee responsible for performing a delegated task but still bears the ultimate responsibility for the results. True, the supervisor holds the employee responsible for performing a delegated task, but ultimately the supervisor still bears the ultimate responsibility for the results. The delegation of tasks does not absolve the supervisor of responsibility for the work being done by their employees. The supervisor is still accountable for ensuring that the work is completed properly and that the desired outcomes are achieved.

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Related Questions

I will give 30 points if somebody answers all of these questions !!!

I will give 30 points if somebody answers all of these questions !!!

Answers

Oh heck yeah, that's a lot of points!! Here we go.

1. Teamwork allows an employee  to be more responsible for decision making and have more control over the work process. Working in teams also gives employees a greater sense of belonging, which can help them have more pride in their job and therefore, their company.

2. Direct, Coach, Delegate, and Support.

Direct: High directive but low supportive behavior.Coach: High directive + support behavior, ideal for the workplaceDelegate: Low support + directive, not good for the workplaceSupport: High supportive, low directive.

3.

Goals that are agreed upon and committed tooRoles that are clear and conflict freeProcesses such as effective meetings, problem solving, and design makingInterpersonal Relationships

4. The process in which two or more people work toward a solution or dispute.

5. An image that you've created around your professional self. It should represent a combination of skills and experiences that are unique to you, rather than your company or product.

6. Review your decision and its consequences, both positive and negative.

7. It is essential to making a good decision.

I hope this helps you!! Thank you so much for the points by the way!!

______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???

Answers

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.

Pls help this is timed

Pls help this is timed

Answers

Answer:

It's the first one Co-signer or gardien to make sure someone will repay

Answer:

The first one: Co-signer or Guaranteer to ensure someone else will repay.

Explanation:

This person is usually a parent of guardian but it's not required that they are. The bank just wants to make sure they'll get their money.

the commercial furniture manufacturer, office designs, utilizes a structure that includes functional divisions, such as accounting and production, and a divisional chain of command, such as the residential facilities and office divisions. for example, neveah, a salesperson, reports to the sales manager and the office products manager. business designs has a

Answers

Given the characteristics that has been associated with this business that we have here, this is based on the way that things are done and the chain of command, we would say that the business design has a customer divisional structure.

What is a customer divisional structure?

This is the term that is used to refer to the organizational techniques that are used by various companies. This is used to refer to the technique that would have to do with the strategy that organizations would have were they wouldn't have separate structures in a particular company.

The different organizational structures that are in the company is the one that would have to handle all of the aspects that they are assigned or that has to do with the segment of the business that they are in control of.

Hence the answer to the question from what we have ready about this business would be the customer divisional structure that would take care of the goals of the department.

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When one commercial bank borrows from another commercial bank, it pays the __________ rate.

Answers

When one commercial bank borrows from another commercial bank, it pays the discount rate.

Borrowing from a commercial bank is the only way a bank can obtain reserves. As an example, whenever a person, business, or organization borrows, they must pay interest, and a bank that borrows from a commercial firm must also pay interest. The discount rate is the interest rate charged by commercial banks to banks that borrow from them.

The term "discount rate" is used when calculating the present value of a sum of money that will be received in the future. The term "discount" refers to the amount to be subtracted. A discount rate is a standard rate deducted from a future amount of money in order to provide its present value to money seekers.

When discounting the cash flows of investments or business ventures, it is important to note whether the discount rates used can be varied depending on specific different elements. As a result, discount rates are paid to compensate the borrower bank for transactions with the lender bank.

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Which of the following is not included in the GDP?
a. Consumer spending
b. Exports
C. Nonmarket activity
d. Government spending

Answers

Answer:

C. Non-market activity

Explanation:

The GDP value represents the total of goods and services produced within the boundaries of a country. One method of calculating GDP is through the expenditure approach. the formula for this method is that GDP = C + G + I + NX where

C is the total of consumer spending.

G is the total value of the government's expenditure

I represent the summary of all investments.

NX is the net exports: total exports minus imports.

The GDP value does not include non-market activities.

The current value of a corporation is $82,837 and it is 100% equity financed. The corporation is considering restructuring so that it is 18% debt financed. If the corporation tax rate is 40%, what will be the new value of the firm under the mm theory without taxes, transaction costs, or the possibility of bankruptcy?
Round the answer to two decimals.

Answers

In Modigliani-Miller (MM) theory without taxes, transaction costs, or bankruptcy, the capital structure of a firm does not impact its total value.

This theory suggests that the value of a firm is determined solely by its underlying assets and the expected future cash flows generated by those assets.

Therefore, regardless of the corporation's decision to restructure and change its debt-equity mix from 100% equity to 18% debt financing, the value of the firm will remain the same at $82,837. According to MM theory, the change in capital structure does not alter the fundamental value of the corporation, as investors can replicate the debt financing by creating leverage on their own.

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education opens the door to employment.

Answers

Answer:

yes education opens the door to employment as Education give us a new identity and talent which people are looking for the employment. Education can lead to success and employement.

Yes correct perfect

You are carrying a load of hazmat. what must be included with the shipping papers?

Answers

If required, put together a shipping paper that contains a description of the hazmat, including the UN identification number, suited transport name, hazard class, and packing group, quantity, variety and kind of packages, emergency contact information, and a shipper's certification.

What must be blanketed with the transport papers?

The description of hazardous substances on a shipping paper is contained in area 172.202. The primary description now includes suited shipping name, hazard class, identification number, and packaging group.

When you load a hazmat package, what do you do with the delivery papers? Pull the pinnacle reproduction and vicinity in the pouch.

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The U.S. Fish and Wildlife Service helps protect endangered species.

t or f

Answers

It is true that the U.S. Fish and Wildlife Service helps protect endangered species.

What is service?

A service refers to the act of providing assistance or performing work for someone else. This can take many different forms, including tangible goods like food or physical labor, or intangible services like consulting or counseling. Services can be provided by individuals, businesses, or governments, and can range from small-scale tasks to large-scale projects. In the modern economy, services are critical component of most industries. They can be used to help individuals or organizations solve problems, improve their efficiency, or achieve their goals. Service providers may charge a fee for their work, or they may be provided for free as part of a larger package. Overall, services are an essential part of the way we live and work, and they are likely to continue to play a key role in the global economy in the years to come.

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The elasticity of demand for a good is –0.75. A 4% increase in price will cause a:______.
A) 3% iecrease in quantity demanded.B) 5.33% decrease in quantity demanded.C) 5.33% increase in quantity demanded.D) 0.19% decrease in quantity demanded.

Answers

Answer:

A) 3% decrease in quantity demanded.

Explanation:

As we know that

The price elasticity of demand is

= Percentage Change in quantity demanded ÷ Percentage change in price

Since the elasticity of demand is -0.75

And, there is a price of 4%

Since, the price elasticity of demand is in negative that means the quantity demanded is decreased by 3% that comes from

= 4% × - 0.75

= -3%

Hence, the first option is correct

If demand increases and supply remains constant

Answers

Answer:

The product would sell for more

hich of the following were among the qualities of salespeople? [Check all that apply]

A. Laziness
B. Book Smart
C. Street Smart
D. Empathy
E. Ego-Drive
F. Focus
G. Responsibility
H. Optimistic

Answers

The qualities of salespeople among the given options are  Street Smart, Empathy,  Focus,  Responsibility, and  Optimistic.

Salespeople possess a range of qualities that contribute to their success in the field. Among the given options, the qualities that are commonly associated with salespeople are street smarts, empathy, focus, responsibility, and optimism.

Street smarts are crucial for salespeople as they navigate various situations and interactions with potential customers. Being street smart allows salespeople to adapt quickly, think on their feet, and understand the needs and preferences of their clients.

Empathy is another important quality for salespeople. Understanding and relating to customers' emotions and concerns enables salespeople to build trust, establish meaningful connections, and effectively address their needs.

Focus is essential for salespeople to stay on track and achieve their goals. They need to concentrate on their targets, manage their time efficiently, and prioritize their efforts to maximize their productivity and sales performance.

Responsibility is a key quality as it ensures that salespeople take ownership of their actions and deliver on their promises. Taking responsibility for their work fosters credibility and reliability, building long-term relationships with customers.

Optimism is a vital quality for salespeople as it helps them maintain a positive attitude in the face of challenges. By staying optimistic, salespeople can overcome rejection, persist in their efforts, and maintain motivation, which ultimately leads to increased sales success.

Salespeople are often associated with being street smart. They possess a keen understanding of human behavior, social dynamics, and market trends. This street smarts enables them to effectively engage with customers, assess their needs, and tailor their approach accordingly. Salespeople with street smarts can quickly adapt to different situations and employ persuasive techniques that resonate with their target audience. This quality allows them to build rapport, overcome objections, and close deals successfully.

Empathy plays a significant role in sales. Salespeople who are empathetic can put themselves in their customers' shoes and genuinely understand their challenges and desires. This understanding helps them to communicate effectively, address concerns, and offer personalized solutions. Empathetic salespeople are skilled at active listening and can establish trust, resulting in long-term customer relationships and repeat business.

Focus is crucial in the fast-paced world of sales. Salespeople need to stay focused on their goals, whether it's meeting sales targets, building a client base, or developing new leads. By maintaining focus, they can prioritize their activities, allocate their time effectively, and concentrate on tasks that yield the best results. Salespeople with strong focus can avoid distractions, stay organized, and consistently work towards achieving their objectives.

Responsibility is an essential quality for salespeople. They need to take ownership of their work and deliver on their commitments to both customers and their organization. Responsible salespeople follow up on leads, promptly respond to inquiries, and ensure that their customers' needs are met. By being accountable and reliable, salespeople build trust and credibility, which leads to customer loyalty and positive referrals.

Optimism is a trait that can make a significant difference in the sales profession. Salespeople often face rejection and encounter obstacles, but an optimistic mindset helps them stay motivated and persistent. Optimistic salespeople view setbacks as opportunities for growth, maintain a positive attitude, and continue to pursue their goals. Their optimism is contagious and can inspire confidence in customers, making them more likely to choose their products or services.

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What accounting book should a merchandising business use to show a payment and transaction history for each customer who bought items
with credit?
When a company has customers who buy units of merchandise on credit, its accountant will post entries in the ____

Answers

Answer:

Accounts receivable subsidiary ledger.

Explanation:

Answer: accounts receivable subsidiary ledger

Explanation:Specialized journals are useful when posting entries for frequent business transactions. For example, a cash receipt journal captures cash transactions. This is different from an accounts receivable subsidiary ledger, which shows a payment and transaction history for each customer who bought items with credit

outline four duties of an office messenger​

Answers

Answer:

The duties of an office messenger are summarized throughout the below segment.

Explanation:

His tasks predominantly include the passage as well as the collection of documents across units of the company or an organization.Any basic everyday tasks may be requested to encourage and support him in the file, make copies, and print documentation.Throughout the lower socio-economic frame seems to be in a position he has to be professional as well as respectful.

The owner of an 8-story commercial building in Abu Dhabi has approached you for consultation of whether it is economically feasible to retrofit the building's central air conditioning system. The owner wants to cut in the yearly electricity expenses through installing 12 variable frequency drive (VFD) units to enhance the overall efficiency of the central A/C system. It is expected that the deployment of the VFD units will save up to 30% of the annual energy consumption of the A/C system. Using the information provided in the Table (below), calculate the following: a) The payback period (in years) using the simple (non-discounted) appraisal. b) The payback period (in years) using the discounted cash flow appraisal. Hint: assume a discounted rate of 12%

Answers

Unfortunately, without specific data on the initial investment and annual energy cost savings, I cannot provide the payback period using either the simple or discounted cash flow appraisal.

To determine the economic feasibility of retrofitting the central air conditioning system in the 8-story commercial building in Abu Dhabi, we can calculate the payback period using both simple (non-discounted) and discounted cash flow appraisals.

a) Payback Period (Simple Appraisal):

The payback period represents the time it takes for the initial investment to be recovered through cost savings. In this case, the installation of 12 variable frequency drive (VFD) units is expected to reduce the annual energy consumption of the A/C system by 30%.

To calculate the payback period, we need information on the initial investment and the annual energy cost savings. Unfortunately, the provided table is missing, and without specific data on these values, a precise calculation cannot be performed. However, I can guide you through the process if you can provide the required information.

b) Payback Period (Discounted Cash Flow Appraisal):

The discounted cash flow appraisal takes into account the time value of money by applying a discount rate to future cash flows. In this case, we'll assume a discount rate of 12%.

Again, without specific data on the initial investment and annual energy cost savings, it is not possible to calculate the payback period using the discounted cash flow appraisal. However, if you provide the required information, I can guide you through the calculation process.

In conclusion, to accurately assess the economic feasibility of retrofitting the building's central air conditioning system, we need detailed information on the initial investment, annual energy cost savings, and the current electricity expenses. With this information, we can calculate the payback period using both simple and discounted cash flow appraisals to determine the viability of the proposed retrofitting project.

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Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?

Answers

Answer:

Option A

Explanation:

The complete question is

Three roads lead into a stadium's parking areas. Each road has four lanes (two in each direction) with a capacity of 1,000 vehicles/lane/hour. If 10,000 vehicles are expected for a game, how long will it take for all of them to enter the parking areas?

a) 2 hours

b) 1 hour

c) 1 hour and 40 minutes

d) 90 minutes

Solution

There are four lanes.

Capacity of one lane is equal to 1,000 vehicles/lane/hour.

Let us say that each lane will provide access to equal number of vehicles

Thus, each lane will allow 10,000/4 = 2500 vehicles per hour

Time taken by 2500 vehicles on road to reach parking is equal to 2.5 hours.

The nearest answer to this option A i.e two hours

when smart electric condensed all its parts factories into one large location, the company increased research and development and customer service, and decreased its sales force. how would this practice help the company to become a low-cost producer?

Answers

As smart electric condensed all its parts factories into one large location, the company increased research and development and customer service, and decreased its sales force, this practice would help the company smart electric condensed all its parts factories into one large location, the company increased research and development and customer service, and decreased its sales force by constructing efficient large-scale facilities.

Smart Electric condensed saw the potential for not only a cost savings, but also an improvement in their operations when they decided to consolidate all their parts factories into one large location.

This move enabled them to increase their research and development, as well as their customer service, while simultaneously decreasing their sales force.

This was accomplished by constructing efficient large-scale facilities that allowed for the production of all their parts under one roof. The cost savings and increased efficiency enabled them to better serve their customers and make better use of their resources.

As a result, Smart Electric has been able to provide its customers with quality products and services, while reducing its overhead costs.

The consolidation of their parts factories into one large location has been instrumental in allowing Smart Electric to succeed.

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Which will help you when you file a claim for home insurance?
A home loan
B.
home budget
c.
home inventory

Answers

Answer:

home inventory

Explanation:

C home inventory jjjjjjjj

Marigold Corp., a manufacturer of household paints, is preparing annual financial statements at December 31, 2020. Because of a recently proven health hazard in one of its paints, the government has clearly indicated its intention of having Marigold recall all cans of this paint sold in the last six months. The management of Marigold estimates that this recall would cost $806000. What accounting recognition, if any, should be accorded this situation

Answers

Based on U.S. GAAP principles, the accounting recognition to be recorded in a journal would be:

Date                      Account title                                           Debit         Credit    

December 31        Loss from estimated contingency      $806,000

                             Estimated liability from contingency                    $806,000

Requirements for recording a loss from ContingencyLoss must be probable.Loss amount can be reasonably estimated.

The loss is probable as the government has indicated its wishes clearly. The loss amount is also reasonably estimated to be $806,000. This can therefore be recorded as the above.

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Please help! :)
Arbitration and mediation are usually faster and less expensive than litigation.
True
False

Answers

Answer:

True.

Explanation:

Arbitration and mediation are two alternative ways of resolving legal conflicts, that is, they are alternatives to judicial litigation.

Thus, arbitration involves the selection of an impartial third party (similar to a judge), who will decide through an award who of the parties is right, basing his decision on law, morals, ethics or common sense.

For its part, mediation involves a negotiation between the parties, assisted by a third party, the mediator, who will seek to reach an agreement.

Both alternatives imply that a lawsuit is not initiated, which in itself entails a notable economic and time saving for the parties in conflict.

QUE ES UN CHOQUE ELECTRO SEVERO
RAPIDO RAPIDO AYUDA POR FAVOR
ES DE ELTRICIDAD PERO LE PUSE ESA MATERIA PORFAVOR AYUDAME

Answers

Answer:

un choque electro es un choque electrico

The __________ is the percentage of sales leads that actually end up buying the product.
A.
Retention ratio
B.
Conversion rate
C.
Sales commission
D.
Market penetration value

Answers

Answer:

conversion rate

Explanation:

I tried to search up the answers on brainly and found it

Answer:

b.) conversion rate

Explanation:

just further confirmation

Which one of the following statements is​ false? A. The activities along the critical path determine the completion time of the project. B. If one of the activities on the critical path is​ delayed, the entire project will be delayed. C. There may be more than one critical path in a project network. D. The critical path is the sequence of activities between a​ project's start and finish that takes the shortest time to complete.

Answers

Answer:

C.

Explanation:

The critical path is the sequence of activities between a​ project's start and finish that takes the shortest time to complete.

What type of material is a land resource in the production process?

Answers

Everything that derives from the land, including all natural resources needed to create goods and services, is referred to as "land." Natural resources such as water, oil, copper, natural gas, coal, and forests are examples of common land. The production process uses land resources as its raw materials.

What is production process?Industrial processes are actions that involve chemical, physical, electrical, or mechanical phases to help with the production of an object or things, typically done on a very large scale. The foundation of heavy industry is industrial processes. In order to offer consumers with goods and services, a production process is a way of using economic input or resources, such as labour, expensive machinery, or land. A production process typically entails all the processes a facility might take to establish production quotas, develop and assemble products, and then distribute them to clients or independent retailers. Various manufacturing methods and procedures, such as 3D printing, joining, or casting, may be included.

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Lindsay is Jon's manager and calls him into her office after everyone else has gone home for the day. She closes the door and tells Jon that he is a thief and that he must return items that he stole from the company. In fact, Jon is extremely honest and has never stolen anything in his life. He is extremely upset and starts to feel sick.
A. Lindsay has committed libel.
B. Lindsay has committed disparagement.
C. Lindsay has committed slander.
D. Lindsay has not committed a defamation tort.

Answers

Answer: Lindsay has not committed a defamation tort

Explanation:

Defamation is when the reputation of an individual in being damaged. In s case whereby one believes that his or her reputation has being damaged by another person, the person sue under the defamation theory.

In the analysis above, we can deduce that Lindsay has not committed a defamation tort.

what role did liquidity play in the financial crisis in 2008? what caused this lack of liquidity?

Answers

Liquidity played a critical role in the financial crisis of 2008. The lack of liquidity in the market caused a chain reaction of events that eventually led to the collapse of the financial system. The reduction of credit availability caused a downturn in the economy and asset prices, which further impacted liquidity.

Financial institutions that relied on short-term funding found themselves unable to secure the necessary funds to meet their obligations, which resulted in a credit crunch. The primary cause of the lack of liquidity was the creation of complex financial instruments, such as mortgage-backed securities, which made it difficult to determine the underlying value of assets.

This uncertainty led to a lack of trust between financial institutions, causing a reluctance to lend to one another. Moreover, the collapse of the housing market and the high number of mortgage defaults further exacerbated the liquidity problem.

The lack of liquidity caused a ripple effect, and banks, mortgage lenders, and other financial institutions began to fail, leading to widespread panic in the financial markets. The government intervened with measures such as the Troubled Asset Relief Program (TARP), which provided financial institutions with much-needed liquidity to stabilize the markets. In conclusion, the lack of liquidity was a crucial factor in the financial crisis of 2008, and its effects were felt worldwide.

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Many Americans oppose what kind of policy because they fear it will mean in practice, illegal quotas, preferential treatment of African Americans and women, and even reverse discrimination against white men?

Answers

It is the Great Market Crash

Leah has $300 in her checking account and her first bank credit card. She wants to purchase a couch for $250, and Christmas gifts for $200. What are her options? What should she do?

Answers

Answer:

see below

Explanation:

Leah can choose between the following two options.

Option 1:

Leah can withdraw $250 from her checking account and pay for the couch in cash. If she has a debit card on her checking account, she can use it to pay for the couch. The Christmas gift costs less than the couch. She can use a credit card to pay for the gift. Since credit card transactions are debts, she will incur a lower amount of debt.

Option 2:

Depending on her credit card limit, she can pay for the two items on credit. Once the credit statement is generated, she can use the money in her checking account to offset part of the credit card balance.

Answer:

Leah can withdraw $250 from her checking account and pay for the couch in cash. If she has a debit card on her checking account, she can use it to pay for the couch. The Christmas gift costs less than the couch. She can use a credit card to pay for the gift. Since credit card transactions are debts, she will incur a lower amount of debt.

Explanation:

Rachel worked in one of her family's two furniture stores. When her grandfather decided to

expand the business and build three more stores, Rachel realized that he would need a lot of

capital to get the construction started. She suggested that her grandfather raise the money

by selling shares of stock in the company to just a few people, not to the general public. Her

grandfather filed Articles of Incorporation with the government. He sold 1,000 shares of

stock to 100 people and kept 1,500 shares.

Answers

The text describes Rachel's suggestion for her grandfather to raise capital by selling shares of stock in the company to just a few people. Her grandfather followed the suggestion and sold 1,000 shares of stock to 100 people and kept 1,500 shares.

This process is known as a private placement, where shares of a company are sold to a small group of investors rather than the general public. It is often used by companies seeking to raise capital without going through the more extensive regulatory requirements of a public offering.

By selling shares of stock in the company, Rachel's grandfather was able to raise the necessary capital to expand the business and build three more stores. The 100 investors who bought shares became partial owners of the company and were entitled to a portion of its profits, as well as having a say in how the company was run.

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I need some help please Please help . I am so confused i dont know why. Suppose a study is completed that finds that the number of cockroaches in chandler decreases by 18% every 12 years. Im 2020, there were approximately 3.5 million cockroaches in chandler. If f (x) = 2 x + 5 and three-halves are inverse functions of each other and StartFraction 41 Over 8 EndFraction, Morrow Corp. had the following information in its bank reconciliation:NSF checks$1,000Outstanding checks$3,000Miscellaneous bank service charges$200The journal entry required for the bank reconciliation iscredit cash, $1,200. Flight through a restricted area should not be accomplished unless the pilot has What were the three things Washington and Adams believed they needed in the wake of the Battle at Bunker Hill? Find the value of xif V81 = 3.OA) 4OB) 2OC) 8OD) 27 what is photoperiodism? why do plants show photoperiodic flowering responses? Fast and frugal heuristics allow one to make quick decisions with limited information.Please select the best answer from the choices providedTF forces applied to the collision The sequence of input, processing, and output pulses over CPU circuits is calleda. clock sequence b. the machine cycle c. bus cycle d input/output (1/0) rotation A man swings a bucket on a 120-cm rope with a tangential speed of 4.5 m/s. If the magnitude of the centripetal force is 25 N, what is the buckets mass? ANybody need 5 million in bloxburg, i have too much money someone plase help me with these, thank u. when the fed buys government bonds, group of answer choices the money supply decreases and the federal funds rate decreases. the money supply decreases and the federal funds rate increases. the money supply increases and the federal funds rate increases. the money supply increases and the federal funds rate decreases. In all cases of looking for an ideal project culture, there is always the need for? ANSWER THOSE 2 Please thanksssss Compared with other forms of diversity training, which approach do trainees tend to respond to most positively?(4 )A) increasing participants' awareness of cultural and ethnic differencesB) teaching employees skills for constructively handling communication barriers, conflicts, and misunderstandings that normally ariseC) discussing differences in personal and physical characteristics, such as disabilitiesD) identifying incidents that discourage people from working up to their full potentialE) discussing promotion opportunities or management decisions that some employees believe were handled unfairly can you please suggest a topic for mini - dissertation for MBA related to financial services ( Fintechs/stock broking firm etc)