using new technology, some insurers are offering customized rates for buyers who install equipment in their car that monitors speed, acceleration, distance traveled, and other factors. what problems are the insurance companies trying to solve? neither adverse selection nor moral hazard. insurance companies are simply trying to price discriminate. both adverse selection and moral hazard, since only those who know they drive safely will purchase this insurance, and they are less likely to drive dangerously since they know they are being monitored. adverse selection, since good drivers know they do not need this type of insurance and will shop elsewhere. moral hazard, since people who drive badly will not purchase this type of insurance.

Answer:

C. To show the relationship between quantity supplied and prices.

Explanation:

A supply schedule is a tabular demonstration of the quantity that suppliers will be willing to sell at different prices. It is a table showing the relationship between supply and price.

According to the law of supply, the supply increases as the price goes up. Therefore, the supply schedule is a tabular illustration of the law of supply.

Answer:

it is c

Explanation:

because    it does mean To show relationship between quantity supplied

and prices.

Banks do not hold a lot of their assets in the form of cash mainly because of  the opportunity cost of holding cash, cash does not earn interest.  The correct option is C.

Opportunity costs are the possible advantages that a person, investor, or company forgoes while deciding between two options. It is necessary to weigh the advantages and disadvantages of each choice offered in order to correctly assess opportunity costs.

The interest that could have been made if the cash had been used to buy bonds instead is the opportunity cost of keeping any money balance.

Therefore, due to the  opportunity cost of holding cash and cash does not earn interest banks does nor prefer to hold a lot of their assets in the form of cash .

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Answer:

bank line of credit

Explanation:

i got it right

Answer:

Definition: Corporate social responsibility (CSR) is a self-regulating business model that helps a company be socially accountable—to itself, its stakeholders, and the public. By practicing corporate social responsibility, also called corporate citizenship, companies can be conscious of the kind of impact they are having on all aspects of society, including economic, social, and environmental.

To engage in CSR means that, in the ordinary course of business, a company is operating in ways that enhance society and the environment, instead of contributing negatively to them.

Example: Starbucks has long been known for its keen sense of corporate social responsibility and commitment to sustainability and community welfare. According to the company, Starbucks has achieved many of its CSR milestones since it opened its doors. According to its 2019 Global Social Impact Report, these milestones include reaching 99% of ethically sourced coffee, creating a global network of farmers, pioneering green building throughout its stores, contributing millions of hours of community service, and creating a groundbreaking college program for its partner/employees.

Starbucks' goals for 2020 and beyond include hiring 10,000 refugees, reducing the environmental impact of its cups, and engaging its employees in environmental leadership.  Today there are many socially responsible companies whose brands are known for their CSR programs, such as Ben & Jerry's ice cream and Everlane, a clothing retailer.

Explanation:

The correct choice would be that Carina should have subtracted 3.40 from 5.27 which lead to wrong further calculation. So, the correct option from the quoted statement is B.

The calculation can be done to find the value of x after quoting the correct equation and solving by further using the simplification method.

Hence, the correct choice is B, that Carina should have subtracted 3.40 from 5.27 to find the value of tomatoes bought.

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Answer:

I suppose that you are referring to a production possibilities frontier (PPF) curve. Total production output can only take place on or inside the curve because the PPF curve gives us the maximum combination of output that we can produce of two different goods using all available resources.

e.g.

Cars            Boats

100                 0

80                  15

60                  30

40                  45

20                  60

0                    75

If you want to produce 60 cars, the maximum number of boats that can be produced is 30. You can produce less than 30 boats, and have some spare unused resources, but you cannot produce 40 boats.

Al Baik Restaurants in Saudi Arabia is a major fast-food chain. Al Baik was founded in 1974 and has since grown to become a staple of Saudi Arabian cuisine. Al Baik's primary focus is on serving fried chicken, which is available in a variety of sizes and combinations.

Marketing Mix Analysis:
1. Product: Al Baik Restaurants in Saudi Arabia serves fried chicken as its primary product, which is a well-known product among fast-food consumers. In addition, they also offer a variety of other fast food items like burgers, fries, shawarma, etc.
2. Price: Al Baik Restaurants in Saudi Arabia offers its products at a competitive price. They offer value meals and combos at affordable prices. This helps to attract more customers and ensure their satisfaction.
3. Place (distribution): Al Baik Restaurants has a vast network of branches that are located in all major cities of Saudi Arabia. Their restaurant branches are located in strategic locations that are easy to access and located close to highways and residential areas.
4. Promotion: Al Baik has maintained its popularity through traditional advertising. They use print, television, and radio ads to reach out to their customers. In addition, they also run social media campaigns and promotions to reach a wider audience.

SWOT analysis:
1. Strengths: Al Baik Restaurants is a popular brand in Saudi Arabia, with a vast network of branches and loyal customers. They have a well-established brand reputation, offer good value for money, and have an efficient delivery system.
2. Weaknesses: Al Baik Restaurants has limited menu offerings, which may not be appealing to everyone. They also have a lack of variety in their menu offerings. They need to work on expanding their menu options to attract more customers.
3. Opportunities: Al Baik Restaurants has opportunities to expand its business overseas. They can also explore new menu items and expand their product offerings. This will help them to attract more customers and improve their profitability.
4. Threats: The fast-food industry is highly competitive in Saudi Arabia. Other fast-food chains may offer similar products at lower prices, which could be a threat to Al Baik's profitability. Additionally, the pandemic has also affected their business operations and could continue to do so in the future.

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Answer:

Merchant

Explanation:

a.) Yes, implied volatilities can be expected to vary for options on the same stock with the same exercise price but different expirations. b. )Yes, implied volatilities can also be expected to vary for options on the same stock with the same expiration but different exercise prices.

a.) Yes, implied volatilities can be expected to vary for options on the same stock with the same exercise price but different expirations.This is because the longer the expiration, the more time there is for the stock price to potentially move in different directions, causing uncertainty and increasing the perceived risk of the option. Therefore, options with longer expirations are generally priced with higher implied volatilities than those with shorter expirations.
b. Yes, implied volatilities can also be expected to vary for options on the same stock with the same expiration but different exercise prices. This is because the exercise price determines how much the underlying stock needs to move for the option to be in-the-money, and this affects the perceived risk of the option.

Options with higher exercise prices are generally priced with higher implied volatilities than those with lower exercise prices, as they require a larger move in the underlying stock price to be profitable. Additionally, options with very low exercise prices may have very low implied volatilities, as they are perceived to be very low-risk and unlikely to be profitable.

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Answer:

its customer service and desion making

Explanation:

hope it help btw i search it up and it said that so its right

This means that the company will record $90,000 as depreciation expense on the machine in each year of its useful life until it reaches the residual value of $50,000.

The Straight-Line method of depreciation allocates the cost of an asset evenly over its useful life. To calculate the depreciation expense for the machine over its 5-year life, we need to first determine the depreciable cost of the asset. The depreciable cost of the asset is the original cost minus the residual value. In this case, the depreciable cost would be $500,000 - $50,000 = $450,000.
Next, we divide the depreciable cost by the number of years of useful life to calculate the annual depreciation expense. So, the annual depreciation expense for this machine would be $450,000 / 5 years = $90,000. Therefore, the depreciation expense using the Straight-Line method for the 5-year life would be $90,000 per year. This means that the company will record $90,000 as depreciation expense on the machine in each year of its useful life until it reaches the residual value of $50,000.

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Answer:

fourth option

Explanation:

global trade is worldwide

it is the 4th option

a. The expected return and standard deviation of the optimal risky portfolio cannot be determined without information on the investor's risk preferences and the risk-free rate.

b. The percentage allocation of funds to each investment depends on the investor's coefficient of risk aversion, but without that information, the specific weights cannot be calculated.

c. Weights less than 0 imply short selling or borrowing, while weights greater than 1 indicate leverage. Building portfolios with such weights can be challenging due to regulatory constraints, margin requirements, liquidity limitations, and increased risk.

a. To calculate the expected return and standard deviation of the optimal risky portfolio, we need to use the concept of portfolio diversification and the principles of modern portfolio theory. The optimal portfolio is determined by finding the combination of risky assets that provides the highest expected return for a given level of risk.

- Risky stock: Expected return = 11%, Standard deviation = 14%

- Risky bond: Expected return = 7.5%, Standard deviation = 9%

- Riskless bond (risk-free asset): Return = 5%

We also know the correlation coefficient between the risky stock and risky bond, which is 0.31.

To find the optimal portfolio, we need to consider the risk preferences of the investor. However, without information on the investor's risk preferences or the risk-free rate, we cannot determine the specific weights and expected return of the optimal portfolio.

b. To determine the percentage of money Edgar should allocate to each investment, we need to use the concept of the investor's coefficient of risk aversion. The coefficient of risk aversion measures an investor's willingness to bear risk.

A coefficient of risk aversion of 3.4, we can calculate the optimal portfolio weights using the Capital Allocation Line (CAL) equation:

Weight of risky stock = (Expected return of risky stock - Risk-free rate) / (Coefficient of risk aversion * Variance of risky stock)

Weight of risky bond = (Expected return of risky bond - Risk-free rate) / (Coefficient of risk aversion * Variance of risky bond)

The weight of the riskless bond will be the remainder (1 - weight of risky stock - weight of risky bond).

c. In the context of portfolio weights:

- A weight of less than 0 means that the investor has a short position or has borrowed money to invest, which implies selling assets they don't own. This is not common in traditional investment portfolios and is more associated with advanced trading strategies or derivatives.

- A weight of more than 1 means that the investor has leveraged their investment by borrowing money to invest more than their available capital. This amplifies both potential gains and losses.

In the real world, building a portfolio with weights less than 0 or greater than 1 can be challenging due to practical limitations and constraints. Some obstacles include:

- Regulatory constraints: Many investment regulations limit the extent of leverage and short selling activities.

- Margin requirements: Borrowing funds to invest usually involves margin requirements and additional costs.

- Availability of borrowing and lending opportunities: It may be difficult to find lenders or borrowers for certain assets or in certain market conditions.

- Increased risk and potential losses: Leveraging investments magnifies both gains and losses, leading to higher risk exposure and potential financial challenges if the investments perform poorly.

- Market liquidity: Trading large positions or engaging in short selling may be constrained by the liquidity of the underlying assets.

Overall, portfolio weights less than 0 or greater than 1 deviate from conventional investment practices and are typically associated with more sophisticated investment strategies and specialized trading approaches.

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Answer:

1,2,6

Explanation:

You're welcome <3

LIFO Liquidation Profit that the Esquire inc. company would report in a disclosure note accompanying its financial statements is $18,750

Because of historical, persistent underreporting of margins due to high costs, a corporation is forced to register a short-term, high profit. Due to lesser tax payments made by the business, the substantial profit is now taxable. A company's net operating income may be distorted by LIFO liquidation, and higher taxable income is typically the result. When selling inventory products, a business employs the most recent expenses according to LIFO. The corporation moves further into its older inventory the less products are generated or purchased.

The computation of the LIFO Liquidation profit is as follows: -

units Liquidates                                        $5,000

Difference in costs ($30 - 25)                  × $5

Before tax LIFO Liquidation Profit          $25,000

Tax Effect ($25,000 × 25%)                    $6,250

LIFO Liquidation Profit                            $18,750

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Answer:

B

Explanation:

because they need to deal with all practices that are done by people on environment

Answer:

C

Explanation:

Landscapers need to know human relations because if they want to get something to do for their job, marketing and having an asset is important for the business, if you don't know anyone that needs help, it wouldn't be very good for your business.

Have an awesome day!! I hope this helped!! ^ ^

Eye protection devices are essential for workers who are exposed to hazardous materials or environments. To ensure that employees use these devices effectively, it is crucial to provide them with proper training.

Training on the correct use of eye protection devices can help prevent eye injuries and protect workers' vision. Employees should be trained on how to properly fit, adjust, and maintain their eye protection devices. They should also be educated on the different types of eye protection devices available and when to use each one. Regular refresher training sessions should be conducted to ensure that employees stay informed and up-to-date on any changes or updates to eye protection devices or safety protocols.

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Unanticipated deflation involves the sudden decrease in the prices of goods and services .The effects of unanticipated deflation include

The purchasing power of savings will increase as the prices of goods and services has reduced thereby giving rise to buying more with the same amount of money.

Other effects include creditors benefiting at the expense of debtors and the real value of fixed-monetary assets being on the decline.

However, the real value of real incomes of people with fixed nominal incomes will not increase as no change occurs  when dealing with deflation as there is usually no adjustments.

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Components or parts of finished products are referred to as  intermediate products. The correct answer is c.

Intermediate products refer to materials or components that are used in the production of finished products. These products are not raw materials or finished products themselves, but rather an essential part of the production process. They can be thought of as partially finished goods that are further processed to create finished products.

For example, in the production of a car, intermediate products would include items such as engines, transmissions, tires, and other parts that are used to assemble the final product. These parts are not raw materials (such as steel or plastic pellets), nor are they finished cars that are ready for sale.

In contrast, raw materials are the basic materials used in the production process, such as wood, steel, oil, or other materials that are extracted from nature. Finished products, as the name suggests, are the end products that are sold to consumers, such as cars, smartphones, or clothing.

The correct answer is c.

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Answer:

Risk premiums = Alpha A x Risk Premium

S&P Portfolio Risk premiums = 3 x 5% = 15%

Hedge Fund Portfolio Risk premiums = 3 x 10% = 30%

SDs = Sd x √(A)

S&P Portfolio = 20% x √(3) = 34.64%

Hedge Fund Portfolio = 35% x √(3) = 60.62%

Sharpe ratios = Risk premium / SDs

S&P Portfolio = 15% / 34.64% = 0.43

Hedge Fund = 30% / 60.62% = 0.49

Answer:

See below

Explanation:

Cash and furniture are assets. An increase in assets is debited. The amounts used to buy the in facilitating the transactions is the capital.

The journal entry will be as below,

Cash  A/c       Dr.  Rs 100,000

Furniture A/c   Dr.  Rs  50,000

Capital      A/c Cr.        Rs 150,000

Using US Dollar as the official currency has many advantage as well as disadvantages.

The advantages of using US Dollar as a official currency are as follows:-

1. US Dollar is widely accepted around the globe.

2. The country will have seamless access to international markets.

3. The transaction cost for the country shall reduce transaction costs.

Disadvantages of using US Dollar as official currency

1. It results as a threat to the monetary sovereignty.

2.The central Bank of the country will not have the freedom to frame monetary policy.

3. Any change in U.S monetary policy will badly affect the country.

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The value of total imports is $355 billion.

Total imports = Autonomous imports + (MPM x Income)

Substituting the given values, we get:

Total imports = $205 billion + (0.1 x $1,500 billion)

Total imports = $205 billion + $150 billion

Total imports = $355 billion

Imports refer to the process of bringing external modules or libraries into a program in order to use their functionality. When a program needs to perform a task that it doesn't have built-in capabilities for, it can import a module or library that provides the needed functionality.

For example, a Python program that needs to work with dates and times might import the datetime module, which provides a range of tools for working with dates and times. Imports can be done in different ways depending on the programming language and the specific implementation. Some languages use the import keyword, while others may use a different syntax.

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The phenomena of Glocalization, which is best described as Thinking Globally, Acting Locally, is created when the two terms of globalisation and localization are combined.

To put it more properly, we may say that although if a single brand is produced, sold, and distributed globally, it is nevertheless personalised and customised to suit the tastes and preferences of customers in the many global marketplaces.

It is carried out since each region of the world has its own unique culture, linguistic preferences, demands, and desires.

By adjusting their offerings and products to meet the needs of that specific market, businesses may effectively position and place their items, resulting in high revenues and devoted customers.

The following are all global brands, although they cater to the demands of their customers in various parts of the world while selling items.

Chips by Lays (They sell different flavours in different parts of the world, according to the taste preference and eating habits of that country).

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Answer:

allocate money to programmes and projects.

Explanation:

A budget is an estimate or a proposed revenue and expenses for a financial period, usually one year. It shows how funds will be generated by the government to finance it's projects and programmes.

On a yearly basis, government sets out it's plan in a budget against the coming year. It is this plan that would guide it's action in the following year in terms of what and where to focus it's spending on.

Therefore, when a government creates a budget, it is seeking to allocate money to programmes and projects for the benefits of the citizenry.

Answer:

Answer: D.) Allocate money to programs and projects

Explanation:

i just took the test and got a 100 hope ya pass good luck

The acronyms OCEAN or CANOE, which stand for openness to experience, conscientiousness, extraversion, agreeableness, and neuroticism, are frequently used to describe the five variables.

According to Essentials of Organizational Behavior: 14th Edition, conscientiousness is one of the big five personality traits that has the biggest influence on how well an employee performs at work. People who score higher on this characteristic are likely to have higher levels of job-related knowledge since highly conscientious individuals study more.

Many contemporary personality psychologists believe that the "Big 5" personality traits represent the five fundamental aspects of personality. These five primary personality traits are extraversion, agreeableness, conscientiousness, openness to experience, and conscientiousness.

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The correct answer is C) The value of a business as a whole, over and above the value of its net identifiable assets.

Goodwill is considered an intangible asset that represents the value of a company's reputation, customer loyalty, and other non-physical assets. It is only recorded when a business is purchased or acquired, and represents the premium paid above the net value of the acquired assets. Goodwill is not created through advertising expense and is not amortized unless its value becomes impaired.
It is not created internally through advertising expense, and it is not amortized over the greater of its estimated life or forty years. Goodwill is typically recorded by the buyer of a business, not the seller.

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Answer:

Explanation:

Cash                        =8000

Prepaid rent           = 23,000

Land                       = 445000

Accounts payable                              = 12,000

Salaries payable                                  = 20,000

Retained earnings                              = 109,000

Dividends                    = 14,000

Service revenue                                   = 340,000

Salaries expenses      = 160,0000

Rent expenses             = 29,000

Utilities expenses         = 32,000

Net income = Service revenue - Salaries-Rent-Utilities-

=340,000-160,000-29,000-32,000 = 119,000

                                                       Journal

1.     Debit  Service revenue   - 340,000

      Credit income summary -                  340,000

2,    Debit Income summary -    221,000

      Credit Salaries expenses                              160,000

      Credit Rent expenses                                     29,000

      Credit Utilities expenses                                 32,000

3     Debit Income summary          119,000

      Credit retained earnings                                  119,000

4     Debit retained earnings          14,000

      Credit retained earnings                                   14,000

The most profitable business segment for Filip was due to having the lowest variable cost per customer. Some possible reasons for this segment's profitability include:
A. Better routes with shorter drive times allowing more customers to be served in the most profitable business segment
D. Higher revenue per customer in the most profitable business segment
G. Lower employee wages in the most profitable business segment

These factors can affect the company in the long term as follows:
A. Better routes and shorter drive times can lead to improved efficiency, enabling the company to serve more customers and increase overall profits.
D. Higher revenue per customer can contribute to increased profitability, as it means the company is earning more for each service provided.
G. Lower employee wages can help the company reduce costs, increasing profit margins. However, it's essential to ensure that wages are still fair and competitive to retain skilled employees.

The company should continue focusing on these factors to maintain the profitability of this business segment in the long term, while also ensuring employee satisfaction and service quality.

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