You will have approximately 188,527,000 dollars in your savings account. To calculate the total amount of money we will have at the end of year 19.
We can use the formula for calculating the future value of an annuity:
FV = PMT x [(1 + r)^n - 1] / r
Where FV is the future value, PMT is the annual payment, r is the annual interest rate, and n is the number of years.
In this case, PMT = $3560000, r = 14.8%, and n = 19.
First, we need to calculate the deposit amount:
Deposit = PMT / (1 + r) = $3560000 / (1 + 0.148) = $3090865.69
So we will need to deposit $3090865.69 at the end of each year for 19 years.
Using the formula, we can calculate the future value:
FV = $3090865.69 x [(1 + 0.148)^19 - 1] / 0.148 = $132447982.58
Therefore, we will have $132447982.58 at the end of year 19.
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who is the richest person in america and what is their net worth?
what is example of an interest leading to a career choice
Answer:
"I have always been interested in cars so I became a auto mechanic." or "I have always been interested in cars so I decided to work at a car dealership."
Explanation: A big interest that you have that leads you to pick a job related to that interest.
Suppose you had a vector layer of road data (lines), a vector layer of for-sale property parcels (polygons), and a vector layer of coffee shop locations, and the ability to produce a drivetime layer. Describe how you might use this data to identify the best parcel for a new coffee shop.
To identify the best parcel for a new coffee shop, we can use a combination of the road data, for-sale property parcels, coffee shop locations, and the drivetime layer.
Firstly, we can use the road data to identify the areas with high traffic flow, such as major roads or highways. This information can help us identify areas with a high potential for foot traffic and thus, a high demand for coffee shops.
Next, we can overlay the for-sale property parcels layer and filter it to only show parcels within the identified high traffic flow areas. We can also filter it to show properties that are zoned for commercial use, as we are looking for a parcel for a new coffee shop.
Then, we can overlay the coffee shop locations layer and filter it to show areas where there are no or few coffee shops. This can help us identify areas with a potential market for a new coffee shop.
Finally, we can use the drivetime layer to determine how far customers are willing to travel to reach a coffee shop. We can overlay the drivetime layer onto the map and use it to identify areas that are within a 5 or 10-minute drive from the identified high traffic flow areas and have few coffee shops.
Combining all these layers and filtering the data, we can identify the best parcel for a new coffee shop – an area with high traffic flow, few coffee shops, within a short driving distance, and zoned for commercial use.
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What are the benefits temporary employment offer employers?
1. They usually don't have to pay for thr insurance of the worker.
2. They can generally sack the worker out when there is no work.
3. The workers don't generally get pensions.
Why are aircraft carriers a thing? Why can’t there just be an airport on land only for military aircraft?
Answer:
Aircraft carriers are a vital component of modern naval warfare because they allow for military aircraft to operate far from land bases, providing a mobile platform for conducting a wide range of military operations.
Unlike land-based airports, aircraft carriers are not limited to fixed locations and can be moved to strategic locations in response to changing military requirements. This mobility provides significant advantages, as carriers can be deployed to various regions of the world, allowing for rapid response times and the ability to project power over long distances.
Additionally, aircraft carriers have the ability to launch and recover a large number of aircraft in a short amount of time, providing a significant force multiplier for military operations. They can be used for a variety of missions, including air support for ground troops, strike missions against enemy targets, and reconnaissance and surveillance operations.
Furthermore, an aircraft carrier can also serve as a mobile command center, allowing military commanders to conduct operations from the ship's command and control center, which provides an added level of flexibility and operational capability.
In summary, while land-based airports are certainly useful for military operations, aircraft carriers provide unique advantages that make them an essential part of modern naval warfare.
Explanation:
I had this exact question. This should get you a 100% grade.
the fed is discussing the economic situation and sees a need to reduce the money supply. which action would most likely help them achieve their goal?
Pursue an easy money policy to lower interest rates would be the most likely action help them achieve their goal.
What is monetary policy?
Monetary policy is a set of tools used by a country's central bank to control the overall money supply and promote economic growth, employing strategies such as adjusting interest rates and changing bank reserve requirements. .
What is type money policy?He has two forms of monetary policy: contraction and expansion. Measures or actions taken by the central bank under this policy include changes in discount rates, open market operations and reserve requirements.
What does the money policy cover?In addition to cash on premises, there may be cash at home or contracted locations, cash carried in a vehicle, or cash carried in person. We may also cover the loss of personal checks, bank sales vouchers and other non-transferable means of payment.
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1. As a manger, in accordance with the HR process, how would you work in tandem with HR to ensure that you retain quality employees, thus adding to the overall satisfaction of employee, and keeping turn over low?
Answer:
The first crucial guideline and ICT information that the management should be conscious of in order to be able to handle the many responsibilities all at once and achieve relevant achievement for the corporation's administration is to organize appropriately.
The second crucial talent that a manager must possess in order to effectively manage a firm is the ability to organise. This refers to the manager's capacity to delegate necessary duties, obligations, and responsibility to the subordinates.
mick works for a company as a financial analyst from home using information technology. he does not work in a traditional physical workplace, rather he is utilizing
He does not work in a traditional physical workplace. This trend is known as: Virtual Work.
Many small- to mid-sized business owners that are experiencing rapid expansion have the problem of expanding their operations swiftly without sharply raising overhead costs.
Creating a virtual workforce is one strategy for overcoming this obstacle. Employees in this organisational structure, many of whom may be dispersed throughout the nation or possibly the globe, work remotely. This avoids the need for you to continuously shift into larger offices as your company expands and lease more office space.
By keeping overhead costs low, a virtual workforce may reduce business costs and potentially boost production.
According to a Stanford University research, allowing employees to work from home may help businesses save an average of $2,000 per employee. The results of the same study demonstrated that those who routinely worked from home were more productive than people who did so from an office.
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Complete question:
Mick works for a company as a financial analyst from home using information technology. He does not work in a traditional physical workplace. This trend is known as:
Which are affected by the factors of production? Check all that apply.
A.) the demand of the item
B.) the availability of the item
C.) the cost of the item
D,) the quality of the item
E.) the popularity of the item
Answer:
A
C
D
Explanation:
without demand no reason to product it
The cost of a item also greatly affects it
and how well they can make it without being too expensive
What skills do you need be a marketing manager?
From the end of 2010 to the end of 2011, M1 increased from $2,006 billion to $2,311 billion. By what percentage did M1 increase?
Answer:
15.20%
Explanation:
The computation of the M1 increase is shown below:
= (M1 End of the year 2011 - M1 end of the year 2010) ÷ M1 End of the year 2010
= ($2,311 billion - $2,006 billion) ÷ ($2,006 billion)
= 15.20%
Not including a warning label about choking hazards on the box of a new toy
is an example of a defect issue.
0
A. marketing
B. warranty
c. manufacturing
o
D. design
The warning label should inform customers of the risk and offer guidance on how to use the product safely. Thus, option A is correct.
What warning label about choking hazards in marketing?In the US, warning labeling laws must include everything from fall and strangling threats to suffocation hazards and small parts.
This manual provides a succinct explanation of the warning labeling regulations for children's products in the US.
Because of this, the American National Standards Institute mandates that warning labels on products provide the following information: Potential dangers and their seriousness.
Not all items need to carry warning labels, but those that could be harmful or pose a risk to consumers must.
Therefore, marketing is not including a warning label about choking hazards on the box of a new toy is an example of a defect issue.
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Answer: MArketing would be the answer
Explanation: I just took the test
please help with this question :0
Answer:
darling, soes it have a read?
Explanation:
The way you spend your time and energy is your _____.
PLS DONT GUSS:(
career
lifestyle
occupation
leisure time
Answer:
Lifestyle
Explanation:
Because your lifestyle contains all of those things, it's the way you live your life and what you're both made to do and choose to do!
Answer:
Lifestyle
Explanation:
Your lifestyle is how you spend your time, energy, and resources
Qik Fix-It offers Cody a job as a plumber. No time for acceptance is specified in offer. The offer will terminate: Group of answer choices A. This common law offer will expire after a reasonable period of time. B. This UCC offer will expire after a reasonable period of time. C. After atypical work week (five business days) for this common law offer D. This common law offer will expire after a usual month (thirty calendar days). E. Never
Answer:
A. This common law offer will expire after a reasonable period of time.
Explanation:
Since in the question Cody offered a job from Qik Fix as a plumber but there is no time given for acceptance so the offer would be terminated after a reasonable time period as this represents a common law where the offer would be expire after a reasonable period in the case when the time period is not mentioned
Therefore the correct option is a.
In order to decrease their level of pollution, Jean and Rhonda decided to _______. a. ride the bus to work instead of walking b. drive separately instead of taking the train c. ride the train instead of riding their bikes d. carpool instead of driving separately Please select the best answer from the choices provided A B C D
Answer: d. carpool instead of driving separately
Explanation:
The best option is the one that leaves the least carbon footprint on the planet.
If they ride the bus instead of walking, the bus would burn more fuel (carbon) to carry them as opposed to if they simply walked.
If they drive separately instead of taking the train, the two cars would cause more pollution than if they took a train.
If they ride the train instead of their bikes, the train would burn more fuel or use more electricity to carry them as opposed to them simply using bicycles which do not cause pollution when used.
If they however carpool instead of driving separately, they would decrease their level of pollution because one car would cause less pollution than two.
Answer:
D. carpool instead of driving separately
Hope this helps!
Explanation:
Required information
[The following information applies to the questions displayed below.]
On December 1, Jasmin Ernst organized Ernst Consulting. On December 3, the owner contributed $83,390 in assets to launch the business. On December 31, the company’s records show the following items and amounts.
Cash $ 13,210 Cash withdrawals by owner $ 1,460
Accounts receivable 13,320 Consulting revenue 13,320
Office supplies 2,720 Rent expense 2,950
Land 45,910 Salaries expense 6,290
Office equipment 17,350 Telephone expense 830
Accounts payable 7,970 Miscellaneous expenses 640
Owner investments 83,390
Using the above information prepare a December income statement for the business.
Based on the information given the December statement of cash flows for Ernst Consulting is $2,610.
Income statement:ERNST CONSULTING Income Statement For Month Ended October 31
REVENUES
Consulting fees earned $13,320
Total revenues $13,320
EXPENSES
Rent expense $2,950
Salaries expense $6,290
Telephone expense $830
Miscellaneous expenses $640
Total expenses $10,710
($2,950+$6,290+$830+$640)
Net income $2,610
($13,320-$10,710)
Inconclusion the December statement of cash flows for Ernst Consulting is $2,610.
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___________ will increase pressure on corporations to push authority downward in theirorganizations. This means every line manager will have to exercise leadership prerogatives to anextent unthinkable a generation earlier.
A. Globalization
B. Fragmentation of industries
C. Consolidation of industries
D. The accelerated pace and complexity of business
The accelerated pace and complexity of business in today's world will increase pressure on corporations to push authority downward in their organizations.
This means that every line manager will have to exercise leadership prerogatives to an extent that was unthinkable a generation earlier.
The accelerated pace of business refers to the faster rate at which companies must operate and make decisions in order to stay competitive. Rapid advancements in technology and communication have accelerated the speed of business transactions, information sharing, and product development. As a result, organizations need to be agile and responsive, which requires delegating decision-making authority to lower levels of management.
Furthermore, the complexity of business has also increased significantly. Companies now operate in a globalized marketplace, facing diverse customer demands, regulatory frameworks, and competitive landscapes. They also deal with intricate supply chains and intricate technological systems. To effectively navigate this complexity, corporations must distribute decision-making power to those closest to the frontline operations who possess the necessary knowledge and expertise.
In summary, the accelerated pace and complexity of business compel corporations to push authority downward. This allows for quicker decision-making and adaptability in the face of rapid changes and intricate business dynamics. Line managers must step up and exercise leadership to meet these challenges head-on.
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please help me answer these questions
Answer: See explanation
Explanation:
1. Inelastic demand occurs when a change in price doesn't really have an effect on the quantity of the goods demanded. Examples of products with inelastic demand are salt and prescription drugs.
2. Elasticity for demand helps in the determination of the prices of factors of production. It is also vital in knowing how price changes will affect the revenue of the firm.
3. Normal goods are the goods that when income increases, the demand for them increases as well e.g. household appliances
For inferior goods, when Income increases, their quantity demand reduces. These are common with extremely cheap products.
Use the data given in AP13-5 for Summer Corporation.
Required:
(b) Compute the ratios in the DuPont model for Year 2.
The DuPont model is a financial analysis tool that helps evaluate a company's profitability by examining its return on assets (ROA) and return on equity (ROE). It breaks down ROE into three components: profit margin, asset turnover, and financial leverage.
To compute the ratios in the DuPont model for Year 2 of Summer Corporation using the data given in AP13-5, follow these steps:
1. Calculate the profit margin by dividing the net income by the total revenue. For example, if the net income is $50,000 and the total revenue is $200,000, the profit margin would be 0.25 (50,000/200,000).
2. Determine the asset turnover by dividing the total revenue by the average total assets. For instance, if the total revenue is $200,000 and the average total assets are $500,000, the asset turnover would be 0.4 (200,000/500,000).
3. Compute the financial leverage by dividing the average total assets by the average total equity. If the average total assets are $500,000 and the average total equity is $200,000, the financial leverage would be 2.5 (500,000/200,000).
4. Finally, multiply the profit margin, asset turnover, and financial leverage to calculate the ROE. In this example, the ROE would be 0.25 * 0.4 * 2.5 = 0.25.
Therefore, the ratio in the DuPont model for Year 2 of Summer Corporation is 0.25.
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To compute the ratios in the DuPont model for Year 2, we need to calculate the profit margin, asset turnover, and equity multiplier. The profit margin is calculated by dividing the net income by the sales, the asset turnover is calculated by dividing the sales by the average total assets.
The DuPont model is a financial analysis tool that breaks down the return on equity (ROE) into its component parts to help understand the factors driving the company's profitability. It consists of three ratios: profit margin, asset turnover, and equity multiplier.
To calculate the profit margin, we divide the net income by the sales. This ratio measures how efficiently the company generates profit from its sales.
By calculating these three ratios, we can gain insights into Summer Corporation's profitability, asset utilization, and capital structure in Year 2. In the DuPont model, the ratios are used to analyze a company's return on equity (ROE) by breaking it down into its component parts. The ratios in the model help identify the drivers of a company's profitability. To calculate the ratios for Year 2, we need to determine the profit margin, asset turnover, and equity multiplier.
The profit margin is calculated by dividing the net income by the sales. This ratio measures the company's ability to generate profit from its sales. A higher profit margin indicates better profitability as the company retains a larger portion of each dollar of sales. The asset turnover is calculated by dividing the sales by the average total assets. This ratio measures how effectively the company utilizes its assets to generate sales. A higher asset turnover suggests efficient asset utilization and better revenue generation.
The equity multiplier is calculated by dividing the average total assets by the average common equity. This ratio shows the extent to which the company uses debt to finance its assets. A higher equity multiplier indicates a higher degree of leverage, meaning the company relies more on debt financing. By computing these ratios, we can gain a comprehensive understanding of Summer Corporation's profitability, asset utilization, and capital structure in Year 2. This analysis helps evaluate the company's overall financial performance and identify areas for improvement.
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What was the opening price of Dow Jones Industrial Average on Jul 09, 2018 in the format of XXXXX.XX?
Answer:
According to yahoo finance, the opening price of the Dow Jones Industrial Average on Jul 09, 2018, is 24519.20.
Explanation:
Dow Jones Industrial Average is a stock indicator of the top 30 companies of the US. Other indicators include NASDAQ Composite and S&P 500.
These indicators are used to assess the performance of the market on a subsequent day. From the historical data from the Yahoo Finance, the value for any day could be found which for July 09, 2018 is 24519.20.
Type the correct answer in the box. Spell all words correctly.
Which good customer service skill does Tony seem to possess?
Tony works as a customer service professional for a store that sells refrigerators. He met a customer who was furious with the store's service.
Apparently, the store had delivered the wrong refrigerator model to the customer's home address. Tony apologized on behalf of the store. He
told the customer that the store would quickly replace the product. He Interacted with the customer for a while and promised that the store
would never give the customer a chance to complain in the future. Tony's ________
helped him make the customer believe
In the store's service.
Answer:
professional manner and reassurance
which of the following statements is true about the relationship between business processes and information systems? group of answer choices information systems incorporate all business process activities and hence, should be developed before business processes. the relationship between business processes and information systems is one-to-one. developing information systems before business processes ensures that all activities are considered in the development process. a business process need not relate to any information system, but an information system relates to at least one business process.
A business process need not relate to any information system, but an information system relates to at least one business process, this statements is true about the relationship between business processes and information systems.
A business process is a logically related sequence of actions that specify how particular business tasks are carried out. It is a distinctive method of coordinating work, information, and knowledge inside an organization. Business processes are important for managers to be aware of since they affect how well a firm can conduct its operations and could provide a competitive edge. Each of the main business functions has its own unique business processes, but many of them are cross-functional. Information systems assist firms restructure and streamline business operations by automating certain of these procedures.
The official organizational division in charge of information technology services is the information systems department. It is in charge of maintaining the networks, data storage, hardware, and software that make up the company's IT infrastructure. The department is often led by a CIO and is made up of professionals including programmers, systems analysts, project managers, and information systems managers.
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List 7 types of media's with notes about them. Or less.
Answer:
good
Explanation:
Print Media (Newspapers, Magazines)
Broadcast Media (TV, Radio)
Outdoor or Out of Home (OOH) Media.
Internet.
Consumer surplus is:
A )the result of a shortage.
B) a measure of the gains from trade to consumers.
c) the result of a surplus.
Consumer surplus is the measure of the gains from trade to consumers. It represents the difference between the maximum price that a consumer is willing to pay for a product and the actual price they pay in the market. In other words, consumer surplus is the benefit that consumers receive when they are able to purchase a product at a price lower than what they are willing to pay.
For example, let's say a consumer is willing to pay $50 for a particular item. However, they are able to purchase it for only $30 in the market. The consumer surplus in this case would be $20 ($50 - $30), which represents the additional value or benefit the consumer gains from purchasing the item at a lower price.
Consumer surplus can also be illustrated graphically using a demand curve. The area between the demand curve and the market price represents the consumer surplus. As the price decreases, consumer surplus increases because consumers are able to purchase more of the product at a lower cost.
To summarize, consumer surplus is a measure of the gains that consumers receive from being able to purchase a product at a price lower than their maximum willingness to pay. It is not the result of a shortage or a surplus, but rather a representation of the benefit consumers experience in a trade situation.
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A company can buy a machine that is expected to have a three-year life and a $21,000 salvage value. The machine will cost $1,764,000 and is expected
to produce a $191,000 after-tax net income to be received at the end of each year. If a table of present values of $1 at 12% shows values of 0.8929 for
one year, 0.7972 for two years, and 0.7118 for three years, what is the net present value of the cash flows from the investment, discounted at 12%?
Multiple Choice
$105,214
$564 457
$615,438
$689,319
O $1,869,214
< Prev
9 of 25
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The net present value of the cash flows from the investment, discounted at 12% is $564,457.
Explanation:
First, we need to calculate the annual cash flows:
Annual net income = $191,000
Add back depreciation (cost - salvage value / useful life) = ($1,764,000 - $21,000) / 3 = $581,000
Annual cash flow = $191,000 + $581,000 = $772,000
Using the present value table given:
PV factor for year 1 = 0.8929
PV factor for year 2 = 0.7972
PV factor for year 3 = 0.7118
NPV = (PV factor for year 1 x Year 1 cash flow) + (PV factor for year 2 x Year 2 cash flow) + (PV factor for year 3 x Year 3 cash flow) - Initial investment
NPV = (0.8929 x $772,000) + (0.7972 x $772,000) + (0.7118 x $772,000) - $1,764,000
NPV = $687,888 - $1,764,000
NPV = -$1,076,112
However, since the salvage value of $21,000 is not accounted for in the NPV calculation, we need to add it back to get the final answer:
NPV + Salvage value = -$1,076,112 + $21,000 = -$1,055,112
Finally, we need to consider that the question asks for the net present value (NPV) of the cash flows, not the total value. So we need to subtract the initial investment from the NPV:
Net present value of cash flows = NPV - Initial investment
Net present value of cash flows = -$1,055,112 - (-$1,764,000) = $708,888
Therefore, the correct answer is not listed in the multiple choice options.
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Select all that apply.
Common skills assessments administered during the employment interview process include:
none of the above
science
keyboarding
math
Answer:
Keyboarding and Math :)
Explanation:
The birthrate in the U.S. increases by 20%. Download the graph below and illustrate what will happen to supply and demand for college educations. Illustrate and label on the graph any shifts in supply or demand. Your labels should include D1, D2, S1, S2, E1, E2, and E3.
When the birthrate in the US increases, there would be an increase in the demand for college education. The demand curve would shift to the right.
What would happen in birth rate increase?When birth rate increases, there would be more children in the country. This would lead to more people needing college education. As a result, the demand for college education increases and this would shift the demand curve to the right.
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1. Globalization benefits companies by allowing them to sell the same products worldwide with little or no _______
A) Standardization
B) Modification
C) Exportation
D) Advertising
Globalization is the process of interconnecting different economies, societies, and cultures by trading products, services, and ideas. It allows companies to sell the same products worldwide with little or no modification.
Companies can take advantage of global standardization, which involves selling the same product, in the same form, and in the same way, regardless of the market. Global standardization enables companies to achieve economies of scale in manufacturing, marketing, and distribution.
As a result, companies can keep production costs low, maximize profits, and compete more effectively. Therefore, globalization benefits companies by allowing them to sell the same products worldwide with little or no modification. Standardization is the correct option.
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8) How can using a credit card affect your credit score in a good way? In a bad way?
Answer:
Explanation:
Good way: using your credit card and paying off the balance each month and on time can increase your credit score. Also, having a large credit limit affects the credit positively
Bad way: paying your balances late or not at all is bad for your credit.