What exclusions to homeowners insurance are typically an issue for Houston residents? How can those risks be mitigated? What loss control measures can individuals take to protect their home and auto in an increasingly dangerous city?
Provide an example of a situation that a business owner might need to use their BPP policy.

Answers

Answer 1

Houston residents may face exclusions to their homeowners insurance due to the high risk of flooding and hurricanes in the area. Most standard policies do not cover flood damage, so residents should consider purchasing separate flood insurance. Additionally, certain high-risk areas may not be covered by insurance at all

Homeowners can mitigate these risks by taking measures to protect their homes, such as installing flood barriers, elevating electrical systems, and reinforcing roofs.

To protect their home and auto in an increasingly dangerous city, individuals can take loss control measures such as keeping their property well-maintained and investing in security measures such as surveillance cameras and alarms. Additionally, it is important to regularly review and update insurance policies to ensure adequate coverage for potential risks.

An example of a situation where a business owner might need to use their BPP policy is in the case of a natural disaster such as a hurricane or tornado. If the business's property is damaged or destroyed, their BPP policy can help cover the costs of repairing or replacing damaged equipment, furniture, and inventory. It can also provide coverage for lost income during the time that the business is unable to operate due to the disaster. It is important for business owners to regularly review and update their insurance policies to ensure adequate coverage for potential risks and losses.

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Related Questions

Suppose that Cassandra, the CEO’s executive assistant, was involved in the criminal activity of selling company data. Also suppose that when the anonymous tip came in, she deleted the message without bringing it to anyone else’s attention. Cassandra’s assignment is to delete any and all messages deemed to be "noise" or a nuisance and then bring the remaining messages to the attention of the CEO.

By deleting the message that Iris would have received, is Cassandra’s act unethical? Is it illegal?

Answers

Cassandra's act of deleting the message that Iris would have received can be considered unethical and potentially illegal, depending on the specific laws and regulations in place.

Here's an analysis of both aspects:

Unethical: Breach of trust: As the CEO's executive assistant, Cassandra has a responsibility to act in the best interests of the company and maintain trust within the organization. By deleting a potentially crucial message without proper evaluation, she may be breaching that trust.

Negligence: Cassandra's role includes filtering out irrelevant messages, but in this case, she failed to identify the importance of the anonymous tip. This negligence could lead to severe consequences for the company and its stakeholders.

Illegal: Obstruction of justice: If deleting the message can be proven to be an intentional act to hinder or obstruct an ongoing investigation or legal process, it could be considered illegal.

Data privacy and security: Selling company data is generally illegal, and by deleting the message related to such criminal activity, Cassandra might be engaging in an attempt to cover up or participate in the illegal activity.

Ultimately, the determination of whether Cassandra's act is illegal would depend on the specific laws governing data privacy, obstruction of justice, and related activities in the jurisdiction in which the incident occurs.

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Under the LIFO retail method, we determine that:__________.
a) a new layer of inventory has been added during the period if the ending inventory at retail is greater than the beginning inventory at cost.
b) the ending inventory at retail is greater than the beginning inventory at retail.
c) the ending inventory at retail is less than the beginning inventory at retail.

Answers

Answer: the ending inventory at retail is greater than the beginning inventory at retail

Explanation:

In the Last-In-First-Out(LIFO) method, it is assumed that the units that are sold are the ones that were recently bought.

Under the LIFO retail method, to determine a new layer at retail, the beginning inventory at the retail will have to be deducted from the ending inventory at retail.

This means that a new layer of inventory will be added when the ending inventory at retail is greater than the beginning inventory at retail.

One of the following is against the business ethics. Find it.
a) Charging fair price for the product.
b) Giving wages to employees if by not considering their work load. c) Using correct measurement for products
d) Giving chances to hear the problems of employees.

Answers

b) giving wages to employees if by not considering their workload

Which of the following provisions in a mortgage may pose a problem with a transfer of real estate into a trust?
Report an Error


An in terrorem clause


A due on sale clause


A power of sale clause


There is no provision that will provide a problem

Answers

The provision in a mortgage that may pose a problem with a transfer of real estate into a trust is the "due on sale clause." The Option B.

Which provision in a mortgage may pose a problem?

The "due on sale clause" in a mortgage may create issues when transferring real estate into a trust. This clause typically allows the lender to demand full repayment of the mortgage if the property is sold or transferred without the lender's consent.

When a property is transferred into a trust, it effectively changes ownership triggering the due on sale clause. As a result, the lender may require immediate repayment of the outstanding mortgage balance, which can complicate the transfer process and create financial difficulties for the trust or the parties involved in the transfer.

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A job may help you provide for survival, or it may help you provide for enjoyment. Which of the following expenses is an example of a survival need?

Answers

Answer:

C. Paying rent for your family's apartment

Explanation:

its called common sense

Answer:

C. Paying rent for your family's apartment

Explanation:

Please Help Immediately

Calculate $1200 ÷ 250.00 = answer in weeks. Round your answer up to the nearest whole week.


Calculate $4308 ÷ 250.00 = answer in weeks. Round your answer up to the nearest whole week.

Answers

Answer: 1.  $1200 ÷ 250.00 = 4.8 rounded to the nearest whole number,  5 weeks

2.  $4308 ÷ 250.00 = 17.232 rounded to the nearest whole number,  17 weeks

1200/250=4.8 so 5 weeks
4308/250=17.232 so 17 weeks

Paragraph Writing of 50words
- define the term economic goods
- state two examples
- describe two features of economic goods​

Answers

The term economic goods means a good or service that has a benefit (utility) to society. Two examples of economic costs are free goods which is a normal good that is abundant is supplied & no cost another being inferior goods which are low quality goods & services that are purchased at low levels of income that people buy less of as income increases. Two features would be it being a physical object or service that has value to people.

Answer:

I am Kajal I am follow you

Explanation:

please make me brainliest

why is it important to be a good communicator for a successful future?

Answers

Answer:

Explanation:

Being an excellent communicator can help you land that first job in your new career and ensure a positive future. It can separate you from other applicants, help you be a more effective employee and serve as a stepping stone to leadership responsibilities and career advancement.

If my revenue is one million and my expenses are 1,386,000, what's my profit in percentage

Answers

The profit in percentage given the revenue and the expenses is -38.60%

What is the profit in percentage?

Percentage is the fraction of a number expressed as a value out of 100. The sign that is used to represent percentage is %. In order to convert a number to percentage, multiply by 100.

Profit is the difference between revenue and expenses. Revenue is the total income earned by a company before any deductions are made. Expenses include all the cost incurred in running a business.

Profit = revenue - expenses

1,000,000 - 1,386,000 = -386,000

Profit in percentage = (profit / revenue) x 100

(-386,000 / 1,000,000) x 100 = -38.6%

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Part of the movement to humanize bureaucracy includes a. more rigid hierarchical structures. b. efforts to reduce the amount of informal activity in the workplace. c. putting organizational needs above competing responsibilities. d. efforts to reduce the number of people in dead-end jobs.

Answers

Part of the movement to humanize bureaucracy includes:

d. efforts to reduce the number of people in dead-end jobs.

What is Bureaucracy?

This refers to the rigid network through which an organization functions and operates through the use of official channels to accomplish tasks which can be viewed as tiresome and burdensome.

With this in mind, we can see that as part of the efforts to try and humanize bureaucracy, there have been efforts in place to try and reduce the number of people that work dead end jobs.

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What is a swot anaylasis

Answers

SWOT analysis is a strategic planning and strategic management technique used to help a person or organization identify Strengths, Weaknesses, Opportunities, and Threats related to business competition or project planning.

I hope this helped!! <3

Answer:

a study undertaken by an organization to identify its internal strengths and weaknesses, as well as its external opportunities and threats.

Explanation:

mark brainliest

How much does one need to have to open a bank​

Answers

Do you mean a bank account or a literal bank?

Cost-push inflation corresponds to ________ output and demand-pull inflation corresponds to ________ output.

Answers

It should be noted that Cost-push inflation corresponds to lower output and demand-pull inflation corresponds to higher output.

What Is Cost-Push Inflation?

Cost-push inflation serves as inflation that do take place when overall prices increase as a result of increases in the cost of wages and raw materials

Demand-pull inflation on the other hand describes the effects of an imbalance in aggregate supply and demand.

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Help Immediately!!!!!!
someone figure out this question pls

Help Immediately!!!!!! someone figure out this question pls

Answers

Answer:

it seems like a decrease im not fully sure tho

Explanation:

Which of the following statements accurately describes the free enterprise
system in the United States?

Answers

Answer:

Businesses are generally free of government ownership and

control

Explanation: The answer is C.

True or False: You may contribute as much of your earnings as you choose to your employer-sponsored retirement plan
each year.
a) True
b) False

Answers

Answer:

Its false

Explanation:

because when I clicked true I got it wrong.

True or False: You may contribute as much of your earnings as you choose to your employer-sponsored retirement

It is not true that we may contribute as much of our earnings as we choose to our employer-sponsored retirement plan each year. The correct option is b.

What is an employer-sponsored retirement plan?

An employer-sponsored plan refers to a type of benefit plan offered to employees at no or relatively low cost. These plans, such as a 401(k) or HSA, cover an array of services including retirement savings and healthcare. Employees who enrol in such programs capitalize on the benefit of receiving discounted services.

On the other hand, employers offering these plans typically benefit from tax breaks. Also, sponsoring benefits is seen as a way to recruit and retain valuable employees. Sponsorship does not mean that an employer contributes funds to the plans, though they may match certain employee contributions.

In order to attract and retain workers as well as receive tax breaks and other incentives employers install these benefit plans.

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Which of the following is not an important characteristic of a private enterprise
economy?
a. resources of production are owned
and controlled by individual
producers
b. individual consumers make decisions
about what will be purchased to satisfy
needs
c. government involvement in the
economy is relatively limited
d. businesses decide what to produce
based on what is best for society
as a whole

Answers

Answer:

d. businesses decide what to produce based on what is best for society

as a whole

Explanation:

In a  private enterprise economy, the factors of production are held by the private sector. The government does not interfere with economic decisions in the country.

Individuals or the private sector engage in businesses with profit motives. Therefore, in the private enterprise economy, the production of goods and services is profit-driven. Producers will avail in the market the goods and services that will have profitable returns.  What is good for society is not very important compared to the profit motive.

Select the correct answer.
George, the market analyst of his company, will be calculating the company's sales forecast for the next month (May). He has decided to use the moving averages method of sales forecasting to complete his task. The sales for the last four months are $30,000 (April). $35,000 (March), $25,000 (February), and $30,000 (January). If George uses the formula to calculate moving averages, what sales forecast figure will he arrive at?

a.25000
b.30000
c.20000
d.35000​

Answers

Answer:

b.30000

Explanation:

The moving average follows the trend of data to forecast the next value.

the formula applicable in moving average is  = (n1 + n2 + n3 + ...) / n

For George, the moving average will be

=$30,000 + $35,000 +$25,000 + $30,000/4

=$120,000/4

=$30,000

A bond has a $11,000 face value, an 8-year maturity, and a 2.85%
coupon. Find the total of the interest payments paid to the
bondholder

Answers

The total interest payments paid to the bondholder over the 8-year maturity period would amount to $2,508. Interest payments provide income to bondholders and are a key component of bond investment returns.

To calculate the total interest payments paid to the bondholder, we need to multiply the coupon rate by the face value of the bond and then multiply it by the number of years until maturity. Given information:

Face value of the bond = $11,000

Coupon rate = 2.85%

Maturity period = 8 years

First, let's calculate the annual interest payment:

Annual interest payment = Coupon rate * Face value

= 2.85% * $11,000

= $313.50

Next, we can calculate the total interest payments over the 8-year period by multiplying the annual interest payment by the number of years until maturity:

Total interest payments = Annual interest payment * Number of years

= $313.50 * 8

= $2,508

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Disadvantages of choosing a job that is extremely popular or in demand

Answers

The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

What is a high demand job?

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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cobe company has manufactured 210 partially finished cabinets at a cost of $52,500. these can be sold as is for $63,000. instead, the cabinets can be stained and fitted with hardware to make finished cabinets. further processing costs would be $12,600, and the finished cabinets could be sold for $84,000. (a) prepare a sell as is or process further analysis of income effects. (b) should the cabinets be sold as is or processed further and then sold?

Answers

Based on the income effect analysis, processing the cabinets further and then selling them would be the better option to maximize profit, but other factors such as demand, competition, and resources should also be considered.

(a) To analyze whether the cabinets should be sold as is or processed further, we need to compare the income effects of both options. Selling the cabinets as is would generate a revenue of $63,000, while processing them further would generate a revenue of $84,000 after incurring processing costs of $12,600. Therefore, the income effect of selling the cabinets as is would be $63,000 - $52,500 = $10,500, while the income effect of processing further would be $84,000 - $52,500 - $12,600 = $18,900.

(b) Based on the income effect analysis, it appears that processing the cabinets further and then selling them would be the better option. The income effect of processing further is $18,900, which is higher than the income effect of selling as is, which is $10,500. This means that processing the cabinets further would generate a higher profit than selling them as is. Therefore, the company should process the cabinets further and then sell them to maximize their profit.

However, there may be other factors to consider such as demand for finished cabinets, competition, and the time and resources required for processing. The company should take all these factors into account before making a final decision.

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What is telemarketing?

Answers

Answer:

Using the telephone or the Internet to promote products or services to prospective clients is known as telemarketing. Outbound calls, inbound calls, lead generation calls, and sales calls are the four most prevalent types of telemarketing calls.

Explanation:

Hope it helps:)

Definition : A telemarketer makes phone calls on behalf of the company to provide information about products and services to potential clients. When interviewing telemarketers the successful candidate will have a positive attitude with excellent sales skills.

What is a Telemarketer?

Telemarketers, also known as sales representatives, sell products or services over the telephone or through web conferencing. They usually work in call centers or at home for third-party call center companies. Additional responsibilities include: ... Contact potential and current customers to promote products or services.

What is a telemarketing in business?

Telemarketing is the direct marketing of goods or services to potential customers over the telephone, Internet, or fax.

What is telemarketing example?

Definition and examples. Telemarketing usually means contacting customers and potential customers by telephone, but can also include using fax or the Internet. Direct mail and face-to-face meetings are not part of telemarketing.

Hope this helps : )

Read Mode view displays the document as it will look when printed.
Your answer:
O True
O False

Answers

Answer:

False

Explanation:

may i get braineist

Which of the following is a feature of seed financing? O a. The managerial involvement is very high. The company has to start up all operations Ob Money is used to finance research: The company needs money to finance the development C. Money is used to pay off debtors.

Answers

The correct option is: a. The managerial involvement is very high. The company has to start up all operations .

Seed capital is the cash raised to begin developing a thought for a business or another item.

This funding for the most part takes care of just the expenses of creating a proposition.

In the wake of securing seed financing, startups might approach financial speculators to obtain extra financing.

Some seed capital might come from angel investors — proficient investors who have a high total assets.

A company that is initially starting out may have restricted admittance to funding and different sources. Banks and different investors might be reluctant to invest in light of the fact that it has no set of experiences or laid out history, or any proportion of accomplishment. Many startup executives frequently go to individuals they know for initial investments — loved ones. This financing is alluded to as seed capital.

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Araya has been tasked with implementing a new set of procedures for the onboarding and offboarding of employees. Which of the following types of controls does this new task fall into?
a. Administrative controls
b. Supervisory controls
c. Logical controls
d. Physical controls

Answers

The new task of implementing procedures for employee onboarding and offboarding falls under administrative controls.

Administrative controls are policies, procedures, and processes established by an organization to manage and govern its operations. They encompass the planning, organization, and coordination of activities to achieve specific objectives. The implementation of new procedures for employee onboarding and offboarding is a task that involves establishing and enforcing administrative controls.

This includes defining the steps and requirements for bringing new employees into the organization, as well as the processes for offboarding employees who are leaving. Administrative controls ensure that the onboarding and offboarding procedures are standardized, efficient, and compliant with relevant regulations and internal policies. They help maintain consistency, mitigate risks, and facilitate smooth transitions during these critical stages of the employment lifecycle.

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The three elements of the marketing concept are __________.
a. Market share, customer needs, marketing mix
b. Customer needs, company goals, profits
c. Channel management, customer needs, profits
d. Planning, target market, social media marketing

Answers

Answer:

B. Customer needs, company goals, profits

Explanation:

Shall the act be approved which grants a state-wide exemption from all ad valorem taxes for certain equipment used by timber producers in the production or harvest of timber?.

Answers

Georgia produces the most timber of any state. Now the state is letting voters decide if timber producers should be given a break on taxes for their machines similar to the tax break for agriculture producers.

A tax is a compulsory financial charge or some other type of levy imposed on a taxpayer (an character or felony entity) by way of a governmental company so that you can fund authorities' spending and diverse public expenditures (local, neighborhood, or country wide),[2] and tax compliance refers to policy moves and man or woman behaviour aimed at making sure that taxpayers are paying the right amount of tax at the proper time and securing the correct tax allowances and tax reliefs.[3] the first regarded taxation befell in historical Egypt around 3000–2800 BC.[4] A failure to pay in a well timed way (non-compliance), at the side of evasion of or resistance to taxation, is punishable with the aid of regulation. Taxes consist of direct or oblique taxes and can be paid in money or as its exertions equivalent.

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Need help ASAP please answer this

Need help ASAP please answer this

Answers

The sum of the bank's total amount of liabilities and net worth is $5002 million.

How to calculate the values?

The sum of the bank's total amount of liabilities and net worth will be:

= Total reserves + Loans + Securities + Other assets.

= 268 + 3653 + 949 + 132

= $5002 million

The additional amount of loans that the bank can make to household and firm is $8 million. This is simply the value of the excess reserve.

The current quantity of transaction deposits at the bank will be:

(Total reserve - Excess reserve) = Transactions deposit × Reserved ratio

(268 - 8) = Transaction deposit × 10%

260 = Transaction deposit × 10%

Transactions deposit = 260/10%

Transaction deposit = $2600 million = $2.6 billion

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Which of the following is probably one of the primary reasons that Tim Cook was the successful candidate to replace Steve Jobs as Apple's CEO? a. Cook and Jobs have similar temperaments and leadership styles. b. Cook had extensive experience in product development, design, and marketing. c. Cook had been a successful manager of operations, and then COO. d. Cook led one of Apple's largest competitors, and it was a coup for Apple to steal him away.

Answers

Answer:

Among the options provided, the most accurate answer would be:

c. Cook had been a successful manager of operations, and then COO.

Tim Cook's experience and success as Apple's Chief Operating Officer (COO) played a significant role in his selection as Steve Jobs' successor as CEO. Cook was responsible for managing Apple's global supply chain and operations, which involved streamlining processes, improving efficiency, and ensuring the company's products were delivered on time. His operational expertise and ability to navigate complex logistics were highly valued, as they contributed to Apple's overall success.

What is receptive skills ?

Answers

Answer: They are skills where the person receives information.

Explanation: When it comes to receptive skills, it is where the person learns by receiving information. A common way to develop receptive skills is through reading and listening. A person who reads is someone who is receiving knowledge through the process of identifying the knowledge that he sees, while the person who listens receives it through hearing.

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When correcting a dangling modifier, what is a good question to ask? f(x) = x = 7+2, x>0 (a) Show that f(x) = 0 has a root a between 1.4 and 1.5. (2 marks) (b) Starting with the interval [1.4, 1.5], using twice bisection method, find an interval of width 0.025 that contains a. (8 marks) (c) Taking 1.4 as a first approximation to a, (i) conduct three iterations of the Newton-Raphson method to compute f(x) = x. - + 2; (9 marks) (ii) determine the absolute relative error at the end of the third iteration; and (3 marks) (iii) find the number of significant digits at least correct at the end of the third iteration. (3 marks) Complete the equation to show how many thirds are equivalent to8/12 = ?/3 14. Name one pair of rays that are not opposite rays. Y=7 x=9 write an equation connecting y to x 12. Muslims supported Economic growth causing it to spread by *(5 Points)Exchanging products and ideasIntroducing Islam to various new regionsBoth a and beNeither a norb explain the process of finding the mean of a data set in your own words. h) MRPII systems are different to basic MRP systems. Explain the primary difference and why it is important. [20%] Bruce is seeing quite a bit of suspicious activity on his network. it appears that an outside entity is attempting to connect to all of his systems using a tcp connection on port 22. what type of scanning is the outsider likely engaging in The bad feelings associated with disappointing news can generally be reduced if the receiver knows the reasons for the rejection, feels that the news was revealed sensitively, and a.understands who caused the problem.b.sees that the message was presented on high-quality company letterhead.c.notices that the direct strategy was used.d.believes that the matter was treated fairly andseriously.d.believes that the matter was treated fairly andseriously. what are the features of an honest person? Michelle, a first-time mom, is meeting with her doula to discuss her birth plan. What could she expect about this labor and delivery, given that it is her first time? PLS HELP WILL GIVE BRAINLIEST A. Her labor may be longer than a second- or third-time mother.B. She will likely need to be induced using Pitocin.C. Her Braxton Hicks contractions may not stimulate labor.D. Her chance for c-section is increased by 10 percent. What are the four main functions of business? In which sentence are all of the words spelled correctly?A) We will clime over the ridge to enjoy the view.B) We will climb over the ridge to enjoy the view.C) We will climb over the rige to enjoy the view.D) We will climb over the ridge to ennjoy the view. settling a claim by the debtor offering to pay less than the creditor claims to be owed is an example of a. promissory estoppel. b. a release. c. an accord and satisfaction. d. fraudulent misrepresentation Which sentence from the text best illustrates how cononado was affected by Niza's stories. Which is a complete sentence? (4 points)A. New materials for the community garden will be delivered next week sometime.B. Supplies, including the much needed fine bristle brushes and acrylic paints.C. The simplest route walking down the street, across the plaza and down to the subway.D. In the late winter, after the hardest freezes and the longest days of darkness. In 1979, the People's Republic of China instituted the so-called "One Child Policy." Briefly explain the purpose and overall effectiveness of this specific policy. Which graph shows the solution to the inequality |x+3| Which of the following would not be an expected response from a decrease in the price level and so help to explain the slope of the aggregate-demand (AD) curve?A.With prices down and wages fixed by contract, Millios Frozen Pizzas decides to lay off workers.B.When interest rates fall, Sleepwell Hotels decides to build some new hotels.C.The exchange rate falls, so French restaurants in Paris buy more Iowa pork.D.Janet feels wealthier because of the price-level decrease and so she decides to remodel her bathroom.