what happens if you overdraw your checking account?

Answers

Answer 1

Answer:

Your bank can close your account and report you to a debit bureau, which may make it hard for you to get approved for an account in the future.


Related Questions

You have $100,000 to donate to your college. You want to endow a perpetual scholarship that makes its first payment in 1 year. If the college's discount rate is 5%, how large will the annual scholarship payment be?

Answers

Answer:

$5,000

Explanation:

Calculation for how large will the annual scholarship payment be

Using this formula

Cash Flow= Present Value x Rate

Where,

Present Value =$100,000

Rate=5%

Let plug in the formula

Cash Flow=$100,000*5%

Cash Flow=$5,000

Therefore how large will the annual scholarship payment be is $5,000.

According to the speaker, what are the three traditional Gs of growth?

Answers

Answer:

Consistent, Competitive & Profitable.

Explanation:

correct on edge

The three traditional Gs of growth are Growth, Gratitude, and Giving

What is tradition?

The standard of a piece of information being discussed is indicated by tradition. For instance, "Homer is said to have been born on the island of Chios, although many other places have historically claimed him as their own." It may never be possible to confirm or deny this custom.

Growth: In other words, if you develop your workforce, your business will do the same. Don't you make an effort to hire employees that are smarter than you Give them an opportunity to succeed while guiding them while they do so.tradition

Gratitude can take many different forms. Your customers conducting business with you, internal promotions, and improving someone. Investing in a better world and receiving assistance in whatever form are both aspects of gratitude.

Giving: is a straightforward conclusion; you give it your all without holding back. Giving is recognizing the need and taking action to provide assistance in any form that is practical. Giving ultimately causes the business world to whirl. If you do it, other people will too. That's how easy it is.

Therefore,  Traditional Gs of growth are Growth, Gratitude, and Giving

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business loans designed to fund long-term business investments, such as the purchase of equipment or the construction of physical facilities, covering a period longer than one year are known as: working capital loans. term loans. interim construction financing. durable goods loan. none of the options is correct.

Answers

Business loans that are designed to fund long-term business investments, such as the purchase of equipment or the construction of physical facilities, covering a period longer than one year are known as term loans. Term loans are a common source of financing for businesses that require large capital investments that cannot be paid off immediately.

Term loans generally have fixed interest rates and require the borrower to make regular payments over a set period, typically ranging from two to ten years or even longer, depending on the amount and purpose of the loan. The repayment period for term loans is typically longer than for working capital loans, which are designed to cover short-term operational expenses.

Interim construction financing is a type of loan that is used specifically for construction projects and is usually shorter-term than term loans. Durable goods loans are a type of installment loan that is used to purchase long-lasting consumer goods, such as appliances or furniture, and are not typically used for business investments.

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If the japanese government imposes tariffs on imported foreign rice, the result will be….

Answers

Answer:

Explanation:

If the Japanese government imposes tariffs on imported foreign rice, the result will be... an decrease in employment in the Japanese rice industry.

Sample advertisement: Lose body fat and feel healthier with our proven supplement, Edgozene! Losing weight is easy with Edgozene! Just take two pills before each meal. You'll feel more full and eat less. No other diet pill offers what our product does - and for a limited time, if you buy now you can get two bottles of Edgozene for just $29.95! Which of these statements from the advertisement are facts? Check all that apply. A) Losing weight is easy with Edgozene. B) You will lose weight and feel healthier if you take Edgozene. C) You will receive two bottles of Edgozene when you order. D) Edgozene costs $29.95. E) You won’t eat as much if you take Edgozene.

Answers

Answer:

  C) You will receive two bottles of Edgozene when you order.

  D) Edgozene costs $29.95.

Explanation:

We assume that 1 order costs $29.95 and delivers 2 bottles. (That is, we assume that you cannot order 1 bottle for $14.98.) Under that assumption, the cost is $29.95 (D) and the amount delivered is 2 bottles. (C)

There is no way to determine whether any other claims are facts, or not. As a rule, feelings experienced when eating are a function of a lot more than just a diet pill. That is, you may or may not eat less when/if you feel more full.

Answer:

c,d

Explanation:

a. When, if ever, would a monopoly in a particular industry be preferred to competition within that industry? When it would be less costly for one firm rather than many firms to provide a good, as in a natural monopoly. It is never ideal to let a monopoly exist. When too many firms are in an industry, and the market is too chaotic to receive clear price signals. When only a few firms exist in an industry, so that the government must intervene to promote competition. Incorrect b. Which of the following are examples of a natural monopoly? Select all that apply. Swift Trucking A local utility company Whole Foods A local church or religious organization Incorrect

Answers

When, if ever, would a monopoly in a particular industry be preferred to competition within that industry then A is the right option. In the first question and in the second the following are examples of a natural monopoly, A and D is the right option.

When, if ever, would a monopoly in a particular industry be preferred to competition within that industry?

A. when providing a good would be more affordable for one company to do so than for many, as in a natural monopoly.

In an industry with a natural monopoly, it is more cost-effective for one company to offer the item or benefit than it is for a few. Typically as often as possible a result of the industry's high settled costs and scale economies.

For instance, building and keeping up a control grid by one firm is more effective than doing it by numerous companies, each of which would make and keep up their possess control networks.

Which of the following are examples of a natural monopoly?

B. A local utility company.

Local utility suppliers in some cases work as natural monopolies. Typically due to the truth that it is impossible for a few businesses to build and keep up an arrangement of water or power pipelines.

Hence, Monopolies are generally undesirable since they might result in higher pricing and worse products and services. A monopoly may, nevertheless, be the most effective way to create an item or service in specific circumstances.

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The given question is not proper below is the proper question

a. When, if ever, would a monopoly in a particular industry be preferred to competition within that industry?

Most advertising spending is directed to _____.

Answers

Answer:

the internet

Explanation:

who is the CEO of Amazon ​

Answers

Jeff bazzos is the CEO

which specialty cost stipulates tenant will be provided with specific services for an additional rental fee

Answers

The specialty cost that stipulates a tenant will be provided with specific services for an additional rental fee is called "an amenity fee."

This fee is charged by landlords to cover the cost of providing certain services or amenities, such as access to a gym or pool, in addition to the standard rent payment.

An amenity fee is an additional charge that tenants pay in exchange for specific amenities or services. It is a common practice among property managers and landlords to charge amenity fees in addition to the standard rent payment to cover the costs of maintaining and providing special features, such as a gym or pool, within the property.

It is important for tenants to review the lease agreement thoroughly to understand what amenities are included in the amenity fee and to make sure that they are comfortable with the cost before signing the lease.

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Think about the sample you just read. Sort the details depending on whether they are suitable for a younger or older
audience.
defining "litter"
energy-saving goods to buy
statistics about pollution
start an environment club
scientific experts' views
fuel-efficient car facts
how to recycle
Details for a Younger Audience
interviews with kids
Details for an Older Audience

Answers

Facts about fuel-efficient vehicles, scientific theories, and suggestions for energy-saving items For a younger audience, creating an environment club, interviewing kids, recycling, and statistics are appropriate.

Why is it vital to consider the target audience's age?

You can reach more people in a certain age group by using age demographics. A certain age group may share cultural experiences, values, or attitudes that might help you relate to your target audience. These concepts can be used to demonstrate how your good or service matches their requirements and way of life.

What are the four most important methods for determining a target audience?

When launching a business, a product, or a service from your current firm, identifying your core target audience is essential.

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Answer:Details for younger- interviewing with kids, how to recycle, start an environment club, defining “litter”


Older Audience-scientific experts’ views, energy-saving goods to buy,statistics about pollution, fuel-efficient car facts.

Explanation: I took it on edge 2023

How is a debit card different from a credit card?
A. A debit card is usually issued by a financial institution.
B. A debit card provides a way for people to make large purchases.
C. Spending on a debit card is limited to the funds available in an
account.
D. Spending can occur via a digital payment method.

Answers

Answer:

C

Explanation:

because thats wat ist is.- limited funds

Where do you report a stolen credit card to efta standards or pci standards

Answers

A merchant's PCI DSS compliance can be confirmed using the PCI Report on Compliance. The PCI DSS's standards and procedures were created to increase the security of credit card-based transactions and safeguard cardholder data from fraud and other unauthorized uses of their personal data.

To protect cardholders' private information and boost the security of transactions involving credit, debit, and cash cards, the Payment credit card Industry Data Security Standard (PCI DSS) is a well-known set of rules. PCI Compliance is NOT a one-time project but an ongoing practise. Merchants (the Business Owner) are in charge of overseeing the finances of their company's activities.

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how did the hawley-smoot tariff contribute to the growing economic crisis during the early 1930s?

Answers

Answer: The Hawley Smoot Tariff seriously backfired as furious European countries imposed a tax on American goods making them too expensive to buy in Europe, and restricting trade which contributed to the economic crisis of the Great Depression.

Explanation: The Hawley Smoot Tariff was signed into law on June 17, 1930, eight months after the 1929 Wall Street Crash and the start of the Great Depression.

The purpose of the Hawley Smoot Tariff was to raise tariffs on imports to protect American manufacturers from foreign competition. By raising tariffs to record levels the Hawley Smoot Tariff resulted in Americans buying few foreign products which infuriated countries in Europe.

discuss how the central bank uses the open market operations as a sutible measure of credit control. Explain with respect to both inflation and deflation

Answers

Answer: By affecting the money in circulation

Explanation:

The central bank uses the open market operations as a sutible measure of credit control by affecting the quantity of money in circulation. It's the central bank that prints money that's being used, to avoid economical unbalance, the central bank has to regulate how the money is circulated in the country. They do this by either selling or buying government securities through open market operations. During this process the purchase government securities from commercial banks and institutions making bank assets free and more cash for loans.

1. A formal report that shows what an individual owns, what an individual owes, and the difference
between the two.

Answers

A formal report that shows what an individual owns, what an individual owes and the difference between the two is a net worth statement.

Net worth is the value of all non-financial and financial assets held by an individual or entity minus the value of all their outstanding liabilities. Since financial assets minus outstanding liabilities equals net financial assets, net worth can also conveniently be expressed as non-financial assets plus net financial assets.

It can apply to companies, individuals, governments or economic sectors such as the financial group sector or to entire countries.

Net worth is a combination of financial assets and financial liabilities. Financial assets that contribute to net worth include homes, vehicles, various types of bank accounts, money market accounts, stocks, and bonds. Liabilities are financial obligations such as loans, mortgages, and accounts payable (AP) that drain resources.

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aliya is active on online auctions but wants to avoid auction fraud. what are the four categories of auction fraud?

Answers

The four categories of auction fraud are Failure to send, failure to disclose, sending something of lesser value, and failure to deliver

The Internet Crime Complaint Center defines auction fraud as "fraud attributed to the misrepresentation of a product displayed for sale through an Internet auction site or the non-delivery of merchandise acquired through an Internet auction site."

As online auction sites gained popularity, scammers began to use them as a means of making quick cash in a variety of ways. It's interesting to note that this kind of fraud, which first appeared on eBay in the early 2000s, is one of the oldest ones to exist in the online world.

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A task force refers to any Question 1 options: informal group that has the same members as the permanent task-oriented group. formal group whose members work permanently and spend most of their time in that team. temporary team formed to solve a problem, realize an opportunity, or design a product or service. formal group whose members must be able to perform all tasks of the team.

Answers

Answer: temporary team formed to solve a problem, realize an opportunity, or design a product or service.

Explanation:

A task force is formed for the purpose of finding out how to fix a certain problem or realize a product or service.

Once this problem has been fixed or this good realized, the task force is disbanded because it is a temporary group that has fulfilled its objectives and so no longer has to be in effect. For instance, countries have Cov-id-19 taskforces who help coordinate responses to Corona and they will be disbanded when Corona is gone.

Unit of account is the function of money: that provides a common measurement of the relative value of goods and services. that shows the acceptability of money in exchange for goods and services. that shows the portability of money. that shows the ability of money to hold value over time.

Answers

Answer:

a common measurement of the relative value of goods and services.

Explanation:

Money has three functions. they are :

1. Medium of exchange : this shows the acceptability of money in exchange for goods and services.

2. Store of value : that shows the ability of money to hold value over time.

3. Unit of account : a common measurement of the relative value of goods and services. money serves a means by which one can measure the value of goods and services. for example, if we are told the price of a shoe is $1,000 and the price of another shoe is $50. We know that the $1,000 is relatively more valuable when compared to the $50 shoes.

________________ and __________________ are creating customers who are educated about their needs and all the available options for meeting those needs.

Answers

Demand and supply are creating customers who are educated about their needs and all the available options for meeting those needs.

Demand is when people are willing to buy and pay for goods and services at a certain time, while supply is the amount of goods and services available by suppliers to consumers.

There is usually an interaction between the sellers of a resource and the buyers for that resource hence supply create and make available resources while demand pay for the available resources.

Therefore, Demand and supply are creating customers who are educated about their needs and all the available options for meeting those needs.

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Answer: Supply, Demand

Explanation:

Using the chart, identify an example of absolute advantage for the United States over either Country A or Country B. Be sure to identify the product and the country. Explain how the availability and use of a natural resource may impact advantage.

Answers

Answer:

Absolute advantage is the advantage that a country has when it can produce a particular good or service at a lower cost than other countries.

Explanation:

The United States, in particular, has absolute advantage in the production of oil. Currently, the U.S. is the largest oil producer in the world, with around 15 million barrels a day.

This advantage occurs because the United States has ample oil deposits, both conventional and non-conventional (non-conventional deposits are those that can only be exploited through fracking), and also because the U.S. has the technical capacity, both in terms of infrastructure and human capital, to exploit those oil deposits in a satisfactory manner, and more importantly, in a more efficient and cheaper way than most other countries in the world.

let just start ignoring celebrities and see what happens

Answers

Answer:

alr bet

Explanation:

What type of credit involves a set number of payments at a set dollar amount for a fixed period of time?.

Answers

Installment credit involves a set number of payments at a set dollar amount for a fixed period of time.

What is installment credit?

Installment credit is regarded as a method of credit where the repayment of the amount along with interest is made at regular intervals, and the periodic payments are also fixed. It is also known as EMI.

Hence, the significance of installment credit is aforementioned.

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What role, if any, should hattie's past record play in this case? explain your answer. 2. Does management have a right to know why employees refuse to work overtime? why or why not? 3. Evaluate the arguments of hattie mae and management in this case. 4. If you were a member of the company's peer-review complaint committee, how would you vote in this case? what facts would cause you to vote this way?

Answers

The arguments of hattie mae and management in this fraud detection case. What would you say to the committee regarding the significance of managers and staff receiving fraud detection training so as to reduce the losses.

Fraud detection is a collection of procedures used to protect money and property from fraudulent claims.It can be used in a variety of industries, including banking and insurance.

Employees are a valuable resource that can aid in the suppression of fraud were a member of the company's peer-review complaint committee, When they are properly trained in fraud detection, the scam will be stopped fairly early on. This can prevent losses for the business and cut down the time and expense needed for auditing and fraud detection.

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2. A lottery claims its grand prize is $16 million, payable over 4 years at $4 million per year. If the first payment is made three years from now, what is this grand prize worth today? Use an interest rate of 3.5%.

Answers

The lottery claims its grand prize is $16 million, payable over 4 years at $4 million per year. If the first payment is made three years from now, then the actual number of payments that will be paid is 1.

We need to calculate the present value of this amount. The interest rate is 3.5%.We will use the present value of an annuity formula:PV = A(1 - 1 / (1 + r) n) / rWhere,PV is the present value.

A is the annual paymentr is the interest raten is the number of paymentsThe annual payment is $4 million. We know that the grand prize is payable over four years at $4 million per year.

So, the annual payment is $4 million.The interest rate is 3.5%.We have only one payment left that will be paid three years from now.

So, the number of payments is one. Let us put these values in the formula:P = $4,000,000r = 0.035n = 1PV = $3,727,203The grand prize is worth $3,727,203 today.

Therefore, the present value of the grand prize is $3,727,203.

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Part I
The Scenario:
When the day begins, Mary has $70 in her checking account, and she has overdraft protection
Before work she buys her cousin a round trip bus fare for $10 using her debit card
She then uses the card to get gas in her car for $60
Then she buys groceries with a check of $70.
Then she uses her debit card to buy a $2 coffee
Then she goes to buy a donut for $1 using her card
Finally, she finishes out the day with some shopping to buy new makeup for $30 using her debit card at the store

Compare ABC bank and XYZ bank when
ABC charges $37 overdraft transactions up to 3 a day, no reorder of transactions


XYZ charges $33 overdraft transactions up to 6 a day and reordering transactions from higher to low

Find Balance at the end of the day with each bank
Mary’s balance with ABC bank is ______________
Mary’s balance with XYZ bank is ______-__________


Which bank do you recommend for Mary?________________

Which bank would you choose and why?__________________

Need answers ASAP please it would be greatly appriciated

Part IThe Scenario: When the day begins, Mary has $70 in her checking account, and she has overdraft

Answers

Answer:

do u still need

Explanation:

why do I have to pay

Answers

Answer:

Pay for what?

Explanation:

Most things require you to pay a fee.

In order for you to get the item that you want, and that’s goes for you selling too u get money when you sell (give item for money) in order to have money again.

Why might people choose to rent a home rather than buy a home? a. They have a lot of money saved for a down payment. b. The property maintenance is the owner's responsibility. c. The interest rates on equity are too high. d.They have a long-term commitment to the area.

Answers

Renting can be a more flexible option, allowing you to move more easily if you need to. There are several reasons why people may choose to rent a home rather than buy one.

One reason is that they may not have a lot of money saved for a down payment. Buying a home typically requires a significant down payment, and not everyone has the financial resources to make such a large payment. In contrast, renting a home typically requires a smaller upfront cost, such as a security deposit and first month's rent.


Another reason why people may choose to rent a home is that property maintenance is the owner's responsibility. When you rent a home, you are not responsible for repairs or maintenance on the property. This can be a major benefit for people who don't have the time or inclination to handle these tasks themselves.


In addition, people may choose to rent a home because the interest rates on equity are too high. If interest rates are high, it may not make financial sense to buy a home. Renting may be a better option in this situation, as it can be more affordable in the short term.


Finally, some people may choose to rent a home because they have a long-term commitment to the area. If you're not sure how long you will be living in an area, it may not make sense to buy a home. Renting can be a more flexible option, allowing you to move more easily if you need to.

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Do you think every working American needs a 401(k) account or an IRA? Why or why not?


No links
Need ASAP

Answers

Answer:

Both 401(k) accounts and IRAs are retirement savings accounts that allow individuals to save for retirement on a tax-advantaged basis. Contributions to these accounts are tax-deductible, and the earnings on the investments grow tax-free until they are withdrawn during retirement.

There are some benefits to having a 401(k) account or an IRA. They allow individuals to save for retirement in a tax-efficient way, and can provide a significant source of income during retirement. In addition, many employers offer matching contributions to 401(k) accounts, which can be a valuable incentive to participate.

However, there are also some drawbacks to these types of accounts. For example, they are subject to market fluctuations and the investment risk is borne by the individual. In addition, there are limits on how much can be contributed each year, which may not be enough to provide for a comfortable retirement.

Whether or not every working American needs a 401(k) account or an IRA depends on individual circumstances. For some people, these accounts may be a valuable tool for saving for retirement. For others, different types of retirement savings accounts or strategies may be more appropriate. Ultimately, it is up to each individual to determine the best approach for their own retirement planning.

Aden is a small engine mechanic who earns a regular hourly rate of $15.68. For overtime, he earns time and a half on Saturdays and double time on Sundays. This week he worked his regular 40 hours plus 8 hours on Saturday and 7 hours on Sunday. What’s his total pay?

Answers

Answer:

$1,034.88

Explanation:

Aden  total pay will be

regular hours worked x regular pay

=40 hrs x $15.68

=$627.2

Overtime hours

Saturday rate :$15.68 x 1.5 =$23.52

Hours worked on Saturday= 8 hrs

Saturday pay = $15.68 x 8

=$188.16

Sunday rate :  $15.68 x 2= $31.36

Hours worked on Sunday = 7

Sunday pay = $31.36 x 7

=$219.

Total pay  =$627.2 + $188.16 +$219.52

=$1,034.88

the first step in the target market selection process is

Answers

Identifying a target strategy
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when a firm has no debt, then such a firm is known as a(n) group of answer choices levered firm. unlevered firm and an all-equity firm. unlevered firm. all-equity firm. What was the major achievement of the Obama administration ? What annual growth rate is required to triple yourinvestment over the course of 8 years?a. 16.5%b.17.9%c.15.3%d.14.7%e.17.1% how old do ii look >?????????? According to a recent survey of adults, approximately 62% carry cash on a regular basis. The adults were also asked if they have children. Of the 46% who have children, 85% carry cash on a regular basis. Is carrying cash independent from having children in this sample? No, P(carry cash) = P(carry cash|have children). No, P(carry cash) P(carry cash|have children). Yes, P(carry cash) = P(carry cash|have children). Yes, P(carry cash) P(carry cash|have children). The population of ethiopia is uneven .what do you think such variation ?explain briefly Write a quick description of erosion, depostiton and weathering You offer to do the dishes for your family for the next month. You suggest that they can pay you in one of three ways.1. $0.50 each day2. $0.10 the first day, $0.20 the second day, $0.30 the third day, and so on.3. $0.01 the first day, $0.02 the second day, $0.04 the third day, and so on, doubling every day. find the ratio of the following 25paise to 50 paise when the waiter brought me the wrong orderTurn this fragment into a sentence Generalized anxiety disorder co-occur with all the following, however the rates for _________ are especially high, in keeping with the feelings of vulnerability it facilitates.a. SOCb. Specific phobiasc. Major depression disorderd. Panic disorderc. Major depression disorder records of production equipment, has compiled the following maintenance cost data: 5 years ago, $500; 4 years ago, $600; 3 years ago, $700; 2 years ago, $800; and Last year, $900. After consulting with an equipment specialist, he has compiled the maintenance cost data for the current year and the next four years. He figures that the maintenance cost this year will be $1,150 and will increase at the rate of $250 each year. Assuming an interest rate of 9 %, compute the equivalent uniform annual cost. Why was the island-hopping strategy of the US Pacific Fleet during World War II a success? The electronic configuration of an element is given below.Element 1: 1s22s22p4Which statement about the reactivity of the element is true? It is reactive because it has to gain an electron to have a full outermost energy level. It is unreactive because it has to lose an electron to have a full outermost energy level. It is reactive because it has to gain two electrons to have a full outermost energy level. It is unreactive because it has to gain two electrons to have a full outermost energy level.Please Help. Will Mark Brainliest human beings produce over 500 different phonemes, of which the english language uses ____. 13:30Which of the following is NOT* 1 pointan indicator of climatechange?O A. extreme weatherO B. loss of habitatsO c. overpopulationO D. rise of sea levels Refer to Queen of the Falls for a complete version of this text.In Queen of the Falls, Annie never profits from her feat, but she is still respected today.Which detail from the text best supports this idea?ResponsesShe performs at county fairs with people who are much younger than she is. She performs at county fairs with people who are much younger than she is. She spends her days in a park at Niagara Falls telling her story to tourists. She spends her days in a park at Niagara Falls telling her story to tourists. She is the first person to go over Niagara Falls in a barrel and survive.She is the first person to go over Niagara Falls in a barrel and survive.She designs and helps to build the barrel that she uses to go over the falls. Question 5 (1 point)(01.01 MC)Which number line shows the solution to 3+(-3)? (1 point)561)9->2)123)154)45432 Please help brainiest to correct answer What does the word llueve mean?It is sunny.O It is raining.O It is dark.O It is stormy.12