What is the Advantage and Disadvantage of Liquidity management under reserve shortfalls based on the below 4 points1? securities sale 2. reduce loans 3. emergency borrowing from CB 4. borrowings from other banks

Answers

Answer 1

The Advantage and Disadvantage of Liquidity management under reserve shortfalls are general in nature and may vary based on the specific circumstances, market conditions, and the financial institution's overall liquidity management strategy.

Securities Sale;

Advantage; Selling securities can quickly generate cash and provide immediate liquidity to the institution. This allows the institution to meet its short-term obligations and maintain financial stability.

Disadvantage; The disadvantage of securities sale is that it may result in losses if the securities are sold below their purchase price. Additionally, selling securities could limit the institution's investment options and potential future returns.

Reduce Loans;

Advantage; Reducing loans can help improve liquidity by retrieving cash that is tied up in outstanding loans. By reducing the loan portfolio, the institution can increase its available funds and better manage its liquidity position.

Disadvantage; The disadvantage of reducing loans is that it may lead to a decrease in interest income. If loans are a significant source of revenue for the institution, reducing the loan portfolio could impact profitability. Additionally, reducing loans may strain customer relationships if they rely on borrowing facilities.

Emergency Borrowing from Central Bank (CB);

Advantage; Emergency borrowing from the central bank provides immediate access to liquidity during periods of reserve shortfalls. This allows the institution to meet its obligations and maintain solvency.

Disadvantage; Emergency borrowing from the central bank often comes with conditions and interest rates that may be less favorable than borrowing from other sources. It may also signal financial distress to the market and stakeholders, impacting the institution's reputation and perceived stability.

Borrowings from Other Banks;

Advantage; Borrowing from other banks can be an effective way to address short-term liquidity needs. It provides access to funds quickly and allows the institution to diversify its sources of funding.

Disadvantage; The disadvantage of borrowing from other banks is that it may come with higher interest rates, collateral requirements, or stringent terms. Additionally, the availability of borrowing from other banks may be limited during periods of market stress, making it challenging to secure the necessary funds.

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Related Questions

The limitations of company provide rest space for employees in
100 words.

Answers

The lack of a rest space for employees can have several limitations for a company. It can lead to decreased productivity, increased stress levels, and a negative work environment. Providing a designated rest space is important for employee well-being and overall organizational performance.

A company that does not provide a rest space for employees may face various limitations. Firstly, without a designated area for employees to take breaks and relax, productivity can suffer. Fatigue and burnout can set in, leading to decreased efficiency and performance. Employees need a space where they can recharge and rejuvenate, which can positively impact their work output.

Secondly, the absence of a rest space can contribute to increased stress levels among employees. Continuous work without breaks can lead to higher stress and reduced mental well-being. This can result in decreased job satisfaction, higher turnover rates, and even potential health issues for employees.

Lastly, the lack of a rest space can create a negative work environment. Employees may feel undervalued and unsupported, which can impact morale and employee engagement. A designated rest space demonstrates that the company cares about the well-being of its employees, fostering a positive and inclusive workplace culture.

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Dear Teacher,
please can you help me to answer these questions in an easy way and clear English please,
don't make it bulky please,
Subject-food and beverages operations management
1.Identify and assess five basic characteristics of customer service that are of upmost importance in food and beverage to ensure long lasting relationships with customers.List and write five short sentences for each of the characteristics in an easy English please
2.Explain how the servqual model can be applied to measure customer satisfaction in a restaurant.Write five effective sentences in a very easy English?

Answers

Final answer: The five basic characteristics of customer service in food and beverage are responsiveness, empathy, assurance, tangibles, and reliability, which can be measured using the Servqual model.

1. Five basic characteristics of customer service that are of utmost importance in food and beverage to ensure long lasting relationships with customers are as follows:a) Responsiveness- The ability to provide quick and timely service to customers.b) Empathy- Being able to understand the customer's needs and provide them with appropriate solutions.c) Assurance- Providing a sense of trust and confidence to the customers that they will be taken care of.d) Tangibles- Ensuring that the physical environment, amenities, and facilities provided to customers are of high quality.e) Reliability- Ensuring that the service provided is consistent and dependable so that customers can rely on the service.List of five short sentences for each of the characteristics are as follows:a) Responsiveness- Acknowledge the customer promptly, Provide a quick response, Keep the customer informed, Pay attention to the customer's needs, and be helpful.b) Empathy- Listen to the customer, Respond with kindness, Apologize sincerely, Provide personalized service, and Understand the customer's feelings.c) Assurance- Provide a sense of security, Make the customer feel safe, Provide expert knowledge, Project confidence, and Make realistic commitments.d) Tangibles- Maintain cleanliness and hygiene, Provide comfortable seating, Ensure proper lighting and ventilation, Have appealing decor, and Use high-quality materials.e) Reliability- Be dependable, Deliver on promises, Provide consistent service, Keep accurate records, and Communicate honestly.2. The Servqual model can be applied to measure customer satisfaction in a restaurant by taking the following steps:a) Identifying the five dimensions of service quality, which are tangibility, reliability, responsiveness, assurance, and empathy.b) Designing a questionnaire with a set of questions for each of the dimensions.c) Administering the questionnaire to the customers to get their feedback.d) Computing the scores for each of the dimensions.e) Analyzing the scores and identifying areas where improvement is required to enhance customer satisfaction.

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How has Chinese economic growth benefited the Australian economy?

Answers

Answer:

First, rising wages and consumer demand will increase demand for more sophisticated manufactured goods (where Australia has some niches of excellence, for example, in medical devices) and for services such as tourism (where China is already an important market).

( I found this on a website called Aph.gov.au

full credit to them and their work. Check them out for more info on your topic)

The name pepsi am suggests to consumers that the beverage should be consumed.

Answers

The name Pepsi AM suggests to consumers that the beverage should be consumed in the morning hours.In the United States, a PepsiCo product was released called Pepsi AM in 1989. Pepsi AM was a soda product targeted at consumers who required a morning energy boost.

The term “AM” stands for “morning hours,” which means that this beverage is most commonly consumed in the morning hours.What distinguishes Pepsi AM from other PepsiCo products is that it has a distinct and mild flavor that is not as strong as other Pepsi products. The drink is made up of caffeine, ginseng, and some natural protein. Pepsi AM was also promoted as a hangover remedy at one point, which may have contributed to its sales.

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You are a marketing manager for IJ DAC, an insurer operating in the Irish market, which underwrites

professional indemnity insurance. It distributes its products through insurance brokers. IJ DAC has a

wide range of professional indemnity insurance products for specific professions. Due to stagnating sales, IJ DAC has decided that it needs to sell professional indemnity insurance

through an additional distribution method or channel. A) Identify, with justification, the most appropriate additional distribution method or channel for IJ

DAC. (4 marks)

b) Recommend two actions that IJ DAC should take to maximise the benefit of the additional

distribution method or channel, identified in (a) abov

Answers

a) The most appropriate additional distribution method or channel for IJ DAC would be online platforms or digital channels.

Justification: Online platforms and digital channels offer several advantages for insurance distribution in the current market landscape. Firstly, they provide a wide reach and accessibility to potential customers, allowing IJ DAC to tap into a larger customer base beyond traditional broker networks. Online platforms also enable customers to research, compare, and purchase insurance products conveniently, making it more convenient and efficient for them to obtain professional indemnity insurance.

b) To maximize the benefit of the additional distribution method or channel (online platforms/digital channels), IJ DAC should take the following actions:

Optimize Online Presence and User Experience: IJ DAC should invest in building a user-friendly and informative website or online platform that showcases their professional indemnity insurance products. This includes providing clear product information, easy-to-use quote and purchase processes, and responsive customer support. Optimizing the online presence and user experience will enhance customer engagement and increase the likelihood of conversions.

Digital Marketing and Customer Engagement: IJ DAC should implement targeted digital marketing strategies to raise awareness of their professional indemnity insurance offerings. This can include search engine optimization (SEO), pay-per-click (PPC) advertising, social media marketing, and content marketing. By engaging with potential customers through various digital channels, IJ DAC can generate leads and foster relationships with their target audience. Regularly providing valuable content and updates can help position IJ DAC as a trusted authority in professional indemnity insurance.

By implementing these actions, IJ DAC can leverage online platforms or digital channels effectively, attracting a broader customer base and boosting sales of their professional indemnity insurance products.

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A perfectly competitive firm receives $10 per unit at an equilibrium level of output of 80 units. the average total cost at 80 units of output is $8.50. the firm makes a total economic profit of:________

Answers

A perfectly competitive firm receives $10 per unit at an equilibrium level of output of 80 units. the average total cost at 80 units of output is $8.50. the firm makes a total economic profit of $120.

What is a perfectly competitive firm?A hypothetical market system is referred to as perfect competition.The perfect competition offers a valuable model for illustrating how supply and demand influence pricing and behavior in a market economy, despite perfect competition seldom occurring in actual markets. There are numerous buyers and sellers in a market with perfect competition, and prices always reflect supply and demand. Companies only make as much money as is necessary to stay in operation. Other businesses would enter the market and reduce revenues if they were to make excessive profits. One standard or ideal kind to which actual market structures can be contrasted is perfect competition.

The cost per unit entity is $10

For 80 units the cost is $ 80 ×10 = $800

The equilibrium cost of 80 units = $80 ×8.5 = $680

total economic profit = 800- 680 = $120

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Triton Company's copy department, which does almost all of the photocopying for the sales department and the administrative department, budgets the following costs for the year, based on the expected activity of 5,000,000 copies: Salaries (fixed) $80,250 Employee benefits (fixed) 10,000 Depreciation of copy machines (fixed) 10,000 Utilities (fixed) 5,000 Paper (variable, 1 cent per copy) 50,000 Toner (variable, 1 cent per copy) 50,000 The costs are assigned to two cost pools, one for fixed and one for variable costs. The costs are then assigned to the sales department and the administrative department. Fixed costs are assigned on a lump-sum basis, 40 percent to sales and 60 percent to administration. The variable costs are assigned at a rate of 2 cents per copy. Assuming the following copies were made during the year, 2,743,000 for sales and 2,907,500 for administration, calculate the copy department costs allocated to sales.

Answers

Given information: Triton Company's copy department, which does almost all of the photocopying for the sales department and the administrative department, budgets the following costs for the year, based on the expected activity of 5,000,000 copies:

Salaries (fixed) $80,250 Employee benefits (fixed) 10,000 Depreciation of copy machines (fixed) 10,000 Utilities (fixed) 5,000 Paper (variable, 1 cent per copy) 50,000 Toner (variable, 1 cent per copy) 50,000 The costs are assigned to two cost pools, one for fixed and one for variable costs. The costs are then assigned to the sales department and the administrative department. Fixed costs are assigned on a lump-sum basis, 40 percent to sales and 60 percent to administration. The variable costs are assigned at a rate of 2 cents per copy.

Assuming the following copies were made during the year, 2,743,000 for sales and 2,907,500 for administration, calculate the copy department costs allocated to sales. Fixed costs are as follows: Salaries (fixed) = $80,250Employee benefits (fixed) = $10,000 Depreciation of copy machines (fixed) = $10,000 Utilities (fixed) = $5,000Total fixed cost = $105,250Variable cost is calculated as follows: Paper (variable, 1 cent per copy) = 1 cent x 5,000,000 copies = $50,000 Toner (variable, 1 cent per copy) = 1 cent x 5,000,000 copies = $50,000Total variable cost = $100,000 The costs are assigned to two cost pools, one for fixed and one for variable costs. The costs are then assigned to the sales department and the administrative department.

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Peter is planning his finances for the next couple of years. He wants to save money to eventually buy a house because he will be getting married
soon. He has created a savings plan revolving around his necessary expenses, and he has set a target of three years to save up a down payment
for a house. At which phase of the financial life cycle is Peter in?
Peter is in the________
phase of the financial life cycle.

Fill in the blank

Answers

Beginning is the correct answer

Answer:

Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer

Explanation:

Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer Beginning is the correct answer

on september 1, the company acquired five acres of land with a building that will be used as a warehouse. tristar paid $250,000 in cash for the property. according to appraisals, the land had a fair value of $178,200 and the building had a fair value of $91,800. on september 1, tristar signed a $55,000 noninterest-bearing note to purchase equipment. the $55,000 payment is due on september 1, 2022. assume that 10% is a reasonable interest rate. on september 15, a truck was donated to the corporation. similar trucks were selling for $4,000. on september 18, the company paid its lawyer $5,000 for organizing the corporation. on october 10, tristar purchased maintenance equipment for cash. the purchase price was $30,000 and $1,250 in freight charges also were paid. on december 2, tristar acquired various items of office equipment. the company was short of cash and could not pay the $7,000 normal cash price. the supplier agreed to accept 200 shares of the company's no-par common stock in exchange for the equipment. the fair value of the stock is not readily determinable. on december 10, the company acquired a tract of land at a cost of $35,000. it paid $5,000 down and signed a 12% note with both principal and interest due in one year. twelve percent is an appropriate rate of interest for this note.

Answers

On September 1, Tristar acquired land and a building for $250,000 cash.

The land had a fair value of $178,200 and the building had a fair value of $91,800. On the same day, Tristar signed a noninterest-bearing note for $55,000 to purchase equipment, due on September 1, 2022. On September 15, a truck was donated to the corporation, valued at $4,000.

On September 18, Tristar paid its lawyer $5,000 for organizing the corporation. On October 10, Tristar purchased maintenance equipment for $30,000 plus $1,250 in freight charges, paid in cash.

On December 2, Tristar acquired office equipment for 200 shares of its no-par common stock, valued at a fair value that is not readily determinable. On December 10, Tristar acquired a tract of land for $35,000. $5,000 was paid upfront, and a 12% note for the remaining balance was signed, due in one year.

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In some arts, A/V technology, and communication careers, workers participate in apprenticeships. Why are
apprenticeships useful?
They allow experienced workers to learn new skills.
O They allow experienced workers to stay home from work.
O They allow new workers to get job experience.
They allow new workers to have paid benefits.

Answers

Answer: they allow new workers to get job experience

Explanation:

I know this from the back of my head and just took the test!

Which clause states that the written agreement accurately reflects the final, complete version of the agreement

Answers

Merger Clause Is the answer

____ goes beyond the expected product to include unexpected value-enhancing elements. Must think about the overall customer experience. For example, a key part of Apple's value to customers is the high-level support, the Genius Bar, provided free as part of the ownership experience.

Answers

The Genius Bar, which is provided free as part of the ownership experience, is an important part of Apple's value to customers.

Is genius intelligence uncommon?

The first genius had an IQ of around 140. That equates to about one in every 250 people. However, one leading researcher in the 1940s proposed that a genius should have an IQ of more than 180. That equates to about one in every two million people. Genius is both born and created. While genetics can account for up to 75% of IQ variation, factors such as socioeconomic status and home environment determine whether a person achieves their full genetic IQ potential.

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elaborate on five key success factors​

Answers

Answer:

1. Una idea de negocio innovadora

Si deseas entrar en un mercado, especialmente en una industria competitiva, debes determinar qué te distingue de las otras opciones disponibles. El marketing inteligente o una tecnología emocionante por sí sola no garantizarán que tus clientes objetivo queden impresionados por lo que estás ofreciendo: tiene que entregar un valor real y / o una experiencia nueva.

Richard Werbe, fundador de la plataforma de servicios de microtutoría StudyPool, explica su estrategia para crear una idea de negocio innovadora, diciendo: "Hay que prestar atención a las tendencias. La mayoría de las personas piensan que tienen que proponer una idea totalmente original, pero puede tomar las tendencias populares actuales y construir algo a partir de lo que ya se está viendo por ahí, creando un servicio o producto mejorado".

Solo el mercado determinará si tu empresa tendrá éxito y una forma de aumentar las probabilidades a tu favor es tener un producto o servicio innovador que sea bien recibido. No tienes que reinventar algo por completo, simplemente basta con mejorarlo.  

2. El talento correcto

El éxito a largo plazo de tu negocio requiere que reúnas el talento adecuado para construir tu marca. Tu equipo es la columna vertebral de la empresa, y una persona “tóxica” puede descarrilar completamente su progreso. Ya sea que estés construyendo un equipo que trabaje in situ o una fuerza laboral remota, una cosa sigue siendo la misma: el talento adecuado con la misma visión mejorará enormemente las posibilidades de éxito.

Kip Skibicki, fundador de Top Notch Threads, entiende la importancia de armar un equipo de estrellas. "Cuando comencé mi empresa no tenía muchas conexiones, pero me comprometí a formar un equipo que compartiera mi visión, junto con la experiencia y los conocimientos necesarios para cada función", dijo Skibicki.

Crear una empresa requiere una gran cantidad de trabajo durante la fase de inicio. La montaña rusa de las largas jornadas al inicio es mucho más agradable cuando todo el equipo está dispuesto a esforzarse para lograr los objetivos y alcanzar las metas juntos.

3. Tu red de contactos

Construir una red de contactos de emprendedores con ideas afines tiene varios beneficios. Te da una caja de resonancia para cuando tengas preguntas o necesites asesoramiento, lo cual es de gran ayuda, especialmente en las primeras etapas de un negocio. A medida que tu red crece, también lo hacen tus recursos.

Soy miembro de varios grupos profesionales y estoy constantemente trabajando en red. Personalmente, mi red ha sido una gran parte de mi éxito.  

"Cada negocio, desde un bufete de abogados grande hasta un pequeño emprendimiento de una sola persona, puede beneficiarse de tener una red de contactos sólida. A medida que te sientas más cómodo trabajando en red, aumenta el tamaño y la capacidad de tus contactos para ayudarte a resolver problemas y tomar decisiones acertadas. Sugiero que dediquen tiempo de su agenda para hacer networking", aconseja Adam Zayed, socio fundador de Zayed Law Offices.

4. Trabajo duro

Si no estás dispuesto a ensuciarte las manos y trabajar en las trincheras, es mejor que ni siquiera comiences. Muchos emprendedores potenciales tienen un falso sentido de lo que realmente es tener un negocio. A los medios les gusta glorificar la vida de las startups, pero no todos los emprendedores tienen Lamborghinis y aviones privados. Tienes que estar dispuesto a trabajar como loco si quieres tener éxito.

Antes de lanzar la American International English Teachers 'Association, Zac Grove estaba ayudando a otras startups de tecnología educativa a recaudar fondos y construir operaciones. Esto le permitió aprender lo básico de la industria y luego aplicar este conocimiento a su proyecto personal.  

"Después de trabajar en ed-tech, me di cuenta de que mi pasión en la vida era lanzar soluciones para lograr cambios en el mundo. Nunca habría tenido la confianza para aventurarme por mi cuenta si no hubiera aprendido primero a construir un negocio sólido trabajando en otra empresa ", dice Grove.  

Considera desarrollar las habilidades, los conocimientos y la experiencia necesarios para emprender trabajando para otras empresas; es una opción viable que puede dar resultados a largo plazo.  

5. Ventas

Hay una cosa que rápidamente demostrará la viabilidad de tu producto o servicio: ventas. Las ventas no solo demuestran que tiene salgo viable, sino que también inyectas ingresos en tu negocio, permitiéndole crecer.

Carlo Cisco es el fundador y CEO de Select, una comunidad privada que ofrece acceso a eventos exclusivos y promociones en restaurantes, hoteles, locales nocturnos y minoristas. Este emprendedor priorizó las ventas desde el principio para que su marca dejara huella.  

".

What type of business is formed with the primary purpose of serving its user- members? O A. Partnership O B. Corporation O C. Sole proprietorship O D. Cooperative​

Answers

Answer:

A social enterprise is a business with social objectives that serve its primary purpose.

Explanation:

Answer:

cooperative

Explanation:

just took it

When a worker at a toilet paper mill uses the machines to turn pulpwood into rolls of paper, the worker is taking part in a:.

Answers

By engaging in the aforementioned activities, the worker is engaged in the Transformation process.

What is the transformation process?Refers to activities that go into converting raw materials into finished goods for customers. It does this by taking those raw material inputs and adding value to them.

By taking the raw materials of pulpwood and then transforming them into the finished goods of toilet rolls, this is known as the transformation process.

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project ________ management involves generating, collecting, disseminating, and storing project information. group of answer choices human resource risk communication procurement

Answers

Project **communication** management involves generating, collecting, disseminating, and storing project information.

Effective communication is crucial for successful project management. The communication management process involves planning, executing, monitoring, and controlling the flow of information within a project. It includes identifying stakeholders, determining their communication needs, and establishing appropriate channels and methods for communication. This process ensures that relevant project information is shared among team members, stakeholders, and other parties involved in the project.

Communication management encompasses various aspects such as project status updates, progress reports, meeting minutes, change requests, and documentation of project decisions. It involves both formal and informal communication, utilizing various communication tools and technologies to facilitate efficient and effective information exchange.

By implementing robust communication management practices, project managers can ensure that project information is accurately conveyed, stakeholders are kept informed, and potential issues or risks are promptly addressed. Effective communication fosters collaboration, alignment, and transparency, which are critical for project success.

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managing your money can be made easier with online and mobile banking since they help you _____.track your spending and savingsreduce your expensesincrease your interest ratesdecrease the number of your bills

Answers

Online and mobile banking can help you keep track of your spending and savings, making it simpler to manage your finances.

What is mobile banking?

A bank or other financial institution's mobile banking service enables its customers to carry out financial transactions remotely using a mobile device, like a smartphone or tablet. It uses software, sometimes referred to as an app, offered by the financial institution for the purpose, unlike related internet banking. Typically, mobile banking is accessible around-the-clock. Some financial organisations have restrictions on which accounts can be accessed using mobile banking and set a dollar threshold for the value of transactions. The presence of an internet or data connection for the mobile device is necessary for mobile banking.

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ECONOMICS CHAPTER 2 SECTION 3

explain the relationship between the terms in each of these pairs
A. Private property rights and market
B. laissez-faire and capitalism
C. Specialization and profit
D. Factor market and product market

ECONOMICS CHAPTER 2 SECTION 3

Answers

Private property rights  and market is  in which people buy and sell resources or goods and services.

Private property rights are the rights of individuals and groups to own property and the market is any place or situation in which people buy and sell resources and goods and services.

Laissez-faire and capitalism-The relation-ship between laissez-faire and capitalism is laissez-faire is an economic philosophy of free-market capitalism that opposes government intervention.

Specialization and profit- The relation-ship between specialization and profit is the companies specialize in making one product or one component of a product, if this product will make at large scale, companies reduces it's cost to earn profit.

Factor market and product market-  The relation-ship between Factor market and product market is the factor market is running by the demand of product market. The product market is sold their goods and services with the demand of factor market to production these goods and services.

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True or False: After calculating how much money you have left after paying for all of your monthly expenses, you can
olan on spending up to 50% of that amount on car expenses

Answers

Based on microeconomic theory, it is true that after calculating how much money you have left after paying for all of your monthly expenses, you can

plan on spending up to 50% of that amount on car expenses.

Note that after making a payment on living expenses, such as rent, mortgage, utilities, loans, car payments, and food, the money that remains is discretionary income.

This discretionary income can be used as savings, investment, or spending on your discretionary expenses such as vacations and travel expenses, car expenses.

This is because discretionary expenses are categorized under wants instead of needs.

Thus, given that planning for car expenses is a want, then the statement in the question is True.

Hence, in this case, it is concluded that the correct answer is "True."

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1. Which of the following BEST defines a down payment?
1. A down payment is a portion of the purchase price that increases the loan amount.
2. The down payment is the good faith escrow deposit.
3. A down payment is a portion of the purchase price that reduces the loan amount.
4. The down payment is the total amount borrowed for purchasing or leasing a car.

Answers

Answer:

3

Explanation:

It has to be this one because it is intial payment to help someone.

Banks notes during the 1800's
A. fiat money
B. representative money
C. commodity money
D. digital currency

Answers

I think it is A-fiat money

How much sales are required to earn a target net income of $160,000 if total fixed costs are $300,000 and the contribution margin ratio is 40%?

a. $675000

b. $1425000

c. $750000

d. $1295000

Answers

The closest option is d. $1,295,000.

To calculate the sales required to earn a target net income of $160,000, we can use the formula:

Sales = (Target Net Income + Total Fixed Costs) / Contribution Margin Ratio

Plugging in the given values:
Sales = ($160,000 + $300,000) / 40%

Calculating the denominator first:
Contribution Margin Ratio = 40% = 0.40

Now, let's calculate the sales:
Sales = ($160,000 + $300,000) / 0.40

Sales = $460,000 / 0.40

Sales = $1,150,000

Therefore, the sales required to earn a target net income of $160,000 is $1,150,000.

The closest option to this value is option d. $1,295,000.

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Why very few subsistence economies exist today

Answers

Answer:

As previously mentioned,

subsistence markets are

extremely vulnerable to

external influences.

Because of this

vulnerability, these economies are

becoming more scarce around the

world. In the past, for example, large

populations of indigenous peoples lived

throughout North America.

PLEASE, In a paragraph of 150 words, Reflect on the critical thinking process and the steps involved. Discuss how this knowledge can or has helped you in your life and/ or your career?

For example, what do you think of the process? What did you learn from the process? Could it bring value to making decisions in your life or career? Would you use it in the future? Would you use it, or parts of it, in your everyday life? Have you used it in your everyday life? Do not write about the case itself, the decision you reached, or what you thought should or should not have happened relating to the case.

PLEASE, In a paragraph of 150 words, Reflect on the critical thinking process and the steps involved.

Answers

The critical thinking process is a systematic and logical approach to problem-solving that involves several steps, including identifying the issue, gathering and analyzing information, evaluating options, and making a decision.

How the critical thinking process helps me

The critical thinking process is a systematic and logical approach to problem-solving that involves several steps, including identifying the issue, gathering and analyzing information, evaluating options, and making a decision. As a person, critical thinking is useful to utilize this process in order to provide the most accurate and relevant responses to questions.

Personally, I find that the critical thinking process is an invaluable tool in both my personal and professional life. It has taught me to approach problems in a more organized and methodical manner, which has allowed me to make more informed and effective decisions.

Additionally, by applying critical thinking to everyday situations, I am better able to identify biases and assumptions and to evaluate arguments and evidence. Ultimately, the critical thinking process has enabled me to become a more analytical and logical thinker, and has provided me with a framework for making better decisions in all areas of my life.

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Any of the following could be considered business equipment except:

A. buildings
B. machines
C. tools
D. vehicles

Answers

Answer:

buildings

Explanation:

because they aren't equipment

The main purpose of all criticism is to _______.

a. encourage growth and improvement
b. discourage growth and improvement
c. showcase growth and improvement
d. downplay growth and improvement

Answers

Answer: I believe it is a.

Explanation:

Criticism is supposed to encourage growth and improvement because it is showing you what you did wrong so that you can correct your mistakes. Out of that comes the growth.

The main purpose of all criticism is to encourage growth and improvement. Thus, the correct answer is option A.

What is criticism?

Criticism is the act of criticizing usually unfavorably. It is the art of evaluating or analyzing works of art or literature. It is an the expression of disapproval of someone or something based on perceived faults or mistakes.

Criticism provides us with a fresh perspective and alerts us to things we may have overlooked or never considered. Whether it's a peer review or a performance evaluation, constructive criticism and feedback can help you grow by shedding light and providing opportunities for improvement.

Criticism is especially useful at work because it demonstrates that your bosses and coworkers care about you and want you to succeed.

Therefore, criticism encourages growth and improvement.

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Playing the Game
Answer the questions below to explore the effects of the free-market system.
1. Describe two benefits you enjoy because of the free-market system. Be sure to state why the
free-market system brings each of these benefits (10 points)
Benefit:

Connection to free market:

Benefit:

Connection to free market:

2. Explain why the free-market system brings efficiency as well as freedom. (10 points)

Answers

The two benefits you enjoy because of the free-market system are the freedom to produce whatever you want and the possibility to choose among many different options.

Why does the free-market system bring these benefits?

Benefit:

People can become a business man or entrepreneurs and decide the kind of product or service they want to offer in the free market.

Connection to the free market:

This capitalist system allows people to decide what they want to produce in order to sell it to the market and charge for the amount of money they think is fair.

Benefit:

You can choose from many different options if you want to buy a product or service. There is no limit to options in the free market. You can go to as many supermarkets to get your groceries.

For instance, if you want to buy a shirt, you have plenty of options such as Nike, Under Armour, Reebok, Rawlings, Adidas, and so many more.

Connection to the free market:

The diversity of brands, products, and services is a true hallmark of the free market. The consumer has many options to choose from.

The free-market system brings efficiency as well as freedom. because this Capitalist system allows people to buy and sell from many different providers, companies, and sellers.

Efficiency in the handling and management of resources is a key element in the free market system. And freedom is your chance y chose the best option for you according to your economic possibilities and necessities.

In the free market system, people own businesses and willingly choose what to buy and sell with little state interference. In this economic system, people can invest their money to make a profit. The harder they work, the better their benefits.

We can conclude that in the free market system, many competitors participate in the business and consumers have many selections to choose from.  People can get very rich by selling their products and services.

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2. Making choices is necessary in all economic systems because:
A. there are so many products that we cannot use them all at once
B. the government has so much money that it does not know what to do with it
C. there are so many resources compared to people’s needs that we have to choose which ones not to use
D. there are so many wants compared to scarce resources that we have to decide what to produce

Answers

Explanation:

it is d because we don't have enough resources to sustain forever so we have to figure out how to make them last.

Ahmad has some saving where do you suggest him to keep and why​

Answers

Answer:

It depends on how much money Ahmad has saved.

Explanation:

If he has a small amount of money, the best he can do is to put his savings on a safe investment, like treasury bonds, an ETF, or a safe and low risk bond of a trustworthy company.

If Ahmad has a larger amount of money, he can put his savings in riskier assets like stock, which could give him a higher return. He could also create a more diverse investment portfolio, with some of his savings going to safer, lower yield investment instruments, and the rest going to riskier, higher yield investment instruments.

What are the three ways the argument section of a cover letter can be formatted

Answers

You can write a cover letter argument in a bullet point list. A paragraph is an easy way to summarize your argument. Using bullet points is a good way to focus your arguments and have strong facts.
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