what is the difference between american and indonesia commercial
banks ?
- system/ how it works
- comparassion
- superior products and services to attract customers

Add up your costs and expenditures. Include one-time charges and the cost of business resources coupled with a short period of regular business costs as your first step in analyzing your start-up costs.

How to Calculate Startup Costs?

Making a financial projection of the company, covering all expenses before to the company's opening and continuing until a profit is realized, is required to determine start-up costs. Make a list of all the start-up assets you will need to buy for your business, including equipment, computers, automobiles, and merchandise.

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Answer:

E,C, and D, and B

Explanation:

The functions of money are- a measure of debt, a storehouse of value, a unit of account, and a medium of exchange. Thus all the options except C are the functions of money.

Money is any item or verifiable record that is widely accepted in a particular country or socio-economic context as payment for goods and services and repayment of debts, such as taxes.

Money serves as a medium of exchange, a unit of account, a store of value, and, in some cases, a standard of deferred payment. Money was historically an emerging market phenomenon with intrinsic commodity value.

Its value is derived as a result of social convention, having been declared legal tender by a government or regulatory entity; that is, it must be accepted as a form of payment within the borders of the country, for "all debts, public and private."

Therefore, options A, B,D, and E are the functions of money.

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Adam Smith was a Scottish economist and philosopher whose ideas on economics had a profound impact on the development of the capitalist system.

Smith believed that free markets, competition, and the division of labor were essential to economic growth and prosperity. In his influential book "The Wealth of Nations," he argued that the government should have a limited role in the economy, and that individuals pursuing their self-interest in a competitive market would lead to the most efficient allocation of resources.

Smith's ideas laid the foundation for the development of a new economic system, known as capitalism, which emphasizes private ownership of the means of production, free markets, and entrepreneurship. Capitalist system has been credited with driving innovation, raising living standards, and promoting economic growth, but has also been criticized for its negative impact on the environment, income inequality, and social justice.

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Southwest Airlines illustrates the application of "lean principles" when it focuses on streamlining operations, reducing waste, and continuously improving efficiency.

Southwest Airlines is known for its successful implementation of lean principles in its operations. Lean principles are derived from the Toyota Production System and aim to eliminate waste, improve productivity, and enhance customer value. Southwest Airlines applies these principles by focusing on efficiency, cost reduction, and continuous improvement.

One way Southwest Airlines exemplifies lean principles is through its emphasis on operational efficiency. The company strives to minimize non-value-added activities and eliminate wasteful practices. For instance, Southwest has a standardized fleet of aircraft, allowing for easier maintenance, training, and reduced costs associated with spare parts. The airline also adopts a point-to-point routing system, which eliminates the need for connecting flights, reduces turnaround times, and improves overall operational efficiency.

Additionally, Southwest Airlines places a strong emphasis on employee involvement and empowerment. This approach aligns with the lean principle of continuous improvement, as it encourages employees to identify and address operational inefficiencies. Southwest empowers its employees to make decisions and contribute ideas for process improvements, resulting in better customer service, reduced costs, and enhanced productivity.

By applying lean principles, Southwest Airlines optimizes its operations, eliminates waste, and maintains a customer-centric focus. This enables the airline to provide affordable fares, efficient service, and a positive travel experience for its passengers.

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Answer:

choose all three

elevator

internal combustion engine

rapid steel production

Explanation:

Elevator, Internal combustion engine and Rapid steel production  made the building of the first skyscrapers possible. Hence, option A, C and D are correct.

An elevator, often called a lift, is a vehicle that goes in a vertical shaft to carry passengers or goods between floors of a multistory building. With the aid of a counterweight, the majority of modern elevators are propelled by electric motors through a system of cables and sheaves.

The four fundamental types of elevators are hydraulic, traction, machine-room-free, and vacuum. The fundamental distinction between these two words can be seen in the accents in which they are used; for instance, "lift" is used with a British accent whereas "elevator" is used in an American one.

Elevators or lifts carry people and cargo up and down, while escalators act as moving staircases from one story of a structure to another. Moving walkways transport people horizontally or at a slight slope.

Thus, option A, C and D are correct.

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Answer and Explanation:

The journal entries are shown below:

For May 1

No Entry Required as eligibility should be completed before recognition.  

For May 5

Cash $200,000

      To Inter fund Loans Payable-Current $200,000

(Being cash is recorded)

During the year

Expenditure $165,000  

       To Voucher Payable $165,000

(being expenditure is recorded)

Due from State Government $165,000  

        To Revenues  $165,000

(Being revenue is recorded)

On Dec 13

Cash $165,000  

  To Due from State Government $165,000

(being cash is recorded)

On Dec 31

Revenues $1165,000  

    To Expenditure $165,000

(being closing entry is recorded)

And other entries are not added as the balance of $35,000 is not fulfilled the eligibility

Based on the production possibilities frontier of the nation of Mauistan, the point that will most likely result in economic growth is Point A.

This is the point on the Production Possibilities Frontier where more capital goods are used as opposed to consumer goods.

At point A, the highest amount of capital goods are being used so this is the point that will likely result in economic growth.

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The estimated life that Tesla assigns to buildings and building improvements for depreciation purposes is 39 years.

Depreciation is a process that firms use to spread the cost of a tangible asset over its useful life, allowing the firm to match the cost of the asset with the revenue it produces during that time. Depreciation also has an effect on a company's income statement and tax liability. In the case of building and building improvements, Tesla assigns an estimated life of 39 years for depreciation purposes.A building is a long-term asset that has a useful life span of many years. Therefore, Tesla assigns a building a useful life span of 39 years, which is a typical period for such an asset. However, the lifespan of the building is highly dependent on its usage and the quality of the material used in its construction. Buildings, in particular, are subject to wear and tear, necessitating regular maintenance and repairs. As a result, an asset's lifespan might be affected by any unexpected damage or natural calamity.

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The governor of Virgi works as part of the local government, is the true statement.

The main local governing bodies in Virgi are the county and the independent city. Similar to other states, Virgi's local government is almost entirely overseen by state law and the state constitution. Unlike other states, Virgi does not divide its cities into counties.

The governor is required to see that the laws of the Commonwealth are faithfully implemented before signing or vetoing a bill. They are in responsible of protecting state security as the commander of the Virgi Militia.

Thus, is the true statement.

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Answer:

D, Public service advertisements

Answer:

The answer is realistic

Explanation:

I checked after getting it wrong

It can be seen from the solutions given that Cain's net income is $24,000.

Net income = Net cash provided by operating activities - Adjustments

= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000

= $24,000

Therefore, Cain's net income is $24,000.

Here is a breakdown of the adjustments:

To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.

A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.

The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.

A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.

A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.

A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.

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The United States' central bank, the Federal Reserve System, maintains a secure, adaptable, and stable financial system for the country. The income statement, which shows a company's potential to make a profit, is likely to be the most crucial financial statement for the majority of users.

Additionally, the data on the income statement is largely expressed in current dollars, indicating a respectable level of accuracy. The family is the fundamental unit of society and is widely recognized as the most important social institution. It is essential for survival and wellbeing and performs a variety of activities. Protecting children is one of the family institutions' key priorities.

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The first step in strategic performance evaluation is to establish clear objectives. This involves identifying the goals and targets that the organization wants to achieve.

These objectives should be specific, measurable, attainable, relevant, and time-bound (SMART). By clearly defining the desired outcomes, the organization can align its resources and efforts towards achieving them. Once the objectives are set, the next step is to gather relevant data and information. This may include financial statements, operational reports, customer feedback, market research, and competitor analysis. The data should be accurate, reliable, and comprehensive to provide a complete picture of the organization's performance.

After collecting the necessary data, it is important to analyze and interpret the findings. This involves comparing actual performance against the established objectives and identifying any gaps or deviations. Various performance metrics and key performance indicators (KPIs) can be used to assess the organization's progress and identify areas for improvement.
Based on the analysis, the next step is to develop an action plan. This involves setting strategies and initiatives to address the performance gaps and enhance overall organizational effectiveness. The plan should include specific actions, timelines, responsibilities, and resources required to achieve the desired outcomes.

Finally, the last step is to monitor and review the progress regularly. This involves tracking the implementation of the action plan, measuring performance against the set objectives, and making adjustments as needed. Continuous monitoring and evaluation ensure that the organization stays on track and makes necessary improvements to achieve its strategic goals.

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MACRS (Modified Accelerated Cost Recovery System) depreciation is a method used for tax purposes to recover the cost of tangible property over a specified period.

It assigns different depreciation rates based on the asset's classification, which is determined by the IRS. MACRS allows businesses to deduct a portion of the asset's cost annually.

On the other hand, the Section 179 deduction is a tax provision that allows businesses to deduct the full cost of qualifying assets, up to a certain limit, in the year they are placed in service. It is designed to encourage small businesses to invest in new equipment or property. The Section 179 deduction provides an immediate deduction rather than spreading the cost over several years, as done with MACRS.

In summary, MACRS depreciation is a systematic allocation of an asset's cost over its useful life, while the Section 179 deduction allows for an immediate deduction of qualifying asset costs up to a specified limit. MACRS provides a longer-term depreciation benefit, while the Section 179 deduction offers an upfront deduction to help with immediate cash flow.

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Fiscal policy refers to the use of government spending and taxation to influence the economy. It is one of the key tools that governments use to manage the economy and achieve their economic goals.

Fiscal policy can be used to increase or decrease economic activity. For example, if the government wants to stimulate economic growth, it can increase spending on public works projects or provide tax breaks to individuals and businesses.

On the other hand, if the government wants to slow down an overheated economy, it can reduce spending or increase taxes.

The government's budget, which outlines its planned spending and revenue for a given period of time, is one of the main tools of fiscal policy. By changing its spending and revenue plans, the government can influence the economy.

It's important to note that fiscal policy can have both short-term and long-term effects on the economy. For example, increasing government spending can boost economic growth in the short term, but it can also lead to higher inflation and increased government debt in the long term.

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On bumper's income statement for the year ended December 31, 2020, the amortization expenses should it report $112,500.

Along with the balance sheet and the cash flow statement, an income statement is one of the three key financial statements that presents a company's financial performance for a certain accounting period.

The revenue, costs, profits, and losses incurred by a corporation during a specific time period are the main topics of the income statement.

The Annual Amortization Expense for the bumper corp. is:

Annual Amortization Expense = (Cost – residual value)/ useful life

Annual Amortization Expense = ($400,000 – $62,500)/ 3 years

Annual Amortization Expense = $112,500

Therefore, the  annual amortization expense is $112,500.

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Pet food manufacturer c.j. foods acquired miller and ingredient supplier lortscher animal nutrition, inc. (lani), and now runs this segment as a separate profit unit inside the business. An example would be lani, a unit of c.j. foods, which is a strategic business.

A strategic business unit, or SBU for short, is a fully operational part of an organisation with its own mission and goals. An key section of the organisation, a strategic business unit typically functions independently.

A systematic enumeration of the principles that will direct the future specification of the inputs, outputs, processes, and values of the entire operations of the business of the organisation is known as a strategic business model.

A corporate strategy, one of the most prevalent instances of strategic planning, aims to boost sales and brand recognition. There are numerous ways to seize development possibilities, from new products and quality improvements to aggressive marketing and sales strategies.

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Answer:

See Below

Explanation:

Below are a few reasons why a business might consider hiring a trained HR officer

It is recommended to hire a Human resource specialist once a company has 50 employees and above. When a business has over 50 employees, it needs someone trained to manage their welfare and other human resources issues.

When a company is growing or expanding rapidly, it requires to employ more people.  No matter the size of a business, when a business is hiring people frequently, it needs an HR officer to coordinate the recruitment process.

If a manager spends over 3 hours a day handling employee issues, then it's time to employ a trained HR officer. This gives the manager time to focus on their core mandate.  A dedicated specialist will be best suited to address employee issues, which is beneficial to both the company and the employees.  

Answer:

B-   Supply of goods decreases, and demand for goods increases.

Explanation:

I took the quiz

Answer:

Supply of goods decreases, and demand for goods increases.

The unemployment rate is the unemployed divided by the sum of employed and unemployed, in order to reduce it the government can hire workers for a new project by using tax money.

It is the rate of unemployment calculated by the number of people unemployed to the total number of people employed and unemployed multiplied by 100.

In order to reduce it, the government can hire workers for a new project by using tax money

Therefore, option A can help in the reduction of the unemployment rate.

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Strengths in a SWOT analysis might include the potential to penetrate new markets and introduce new goods.

The complete question is,

New product introductions and market expansion would be noted under ______ in a SWOT analysis.

Threats, opportunities, weaknesses, and strengths are listed in order.

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Answer: In a command economy, citizens have fewer property rights. In a mixed market economy, citizens have more property rights. A command economy is one in which the government has almost complete control of property, businesses, and the economy in general.

Explanation:

Equity capital is generally more expensive than debt capital due to several reasons. These reasons include: Equity capital involves more risk than debt capital. Debt capital is borrowed money, and the lender expects to be repaid with interest. On the other hand, equity capital involves taking on investors who own a portion of the company.

Investors in equity capital expect to receive a return on their investment in the form of dividends and/or an increase in the value of their shares. Equity investors bear the risk of losing their investment if the company doesn't perform well. There is no fixed repayment schedule for equity capital.

Debt capital has a fixed repayment schedule. Equity capital, on the other hand, is considered an indefinite investment. Investors in equity capital expect to be compensated through returns on their investment, but they do not have a fixed repayment schedule. This means that if the company becomes profitable, it may have to share its earnings with equity investors for an indefinite period of time. This makes equity capital more expensive than debt capital. Equity capital comes with more strings attached than debt capital.

Equity investors usually expect some degree of control over the company's decision-making process. They may require a say in the company's strategy, management, or other aspects of its operation. This can be a costly expense for the company since it means giving up some control over its business to equity investors. These factors make equity capital more expensive than debt capital. However, there are also benefits to equity financing, such as not having to make interest payments or repay the principal amount borrowed.

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Answer:

A 2-column table with 4 rows. Column 1 is labeled Assets with entries car, home, savings bond, stocks. Column 2 is labeled Liabilities with entries leased car, mortgaged home, credit card debt, tax bill.

Explanation:

An asset is a valuable item that a person or a corporation owns. An asset has an economic or monetary value attached to it.  It is a resource used in generating future benefits, save costs, or produce goods and services. From the list provided, a car, home, savings bond, stocks represent assets.

Liabilities are things or money owed. They are debts or obligations to be met. A mortgage is a debt; hence it is a liability. A leased car belongs to someone else and presents an obligation to pay, making it a liability. The tax bill is a debt.

Answer:

The answer is D.  

Hope you past the Cumulative Exam Review!

Explanation:

the sales taxes payable for Whispering Winds Corp. Supply for March 16 are $575.

To compute sales taxes payable for Whispering Winds Corp. Supply, we need to first calculate the amount of sales made on March 16. Since the register total for March 16 is $12,075, this amount includes both sales and sales taxes.

To separate the sales amount from the sales tax amount, we can use the following formula:

Sales = Register total ÷ (1 + Tax rate)

where the tax rate is the percentage of sales tax (in this case, 5%).

Using this formula, we get:

Sales = $12,075 ÷ (1 + 0.05) = $11,500

Therefore, the sales made by Whispering Winds Corp. Supply on March 16 were $11,500.

To compute the sales taxes payable, we simply need to multiply the sales amount by the tax rate:

Sales taxes payable = Sales amount x Tax rate

Sales taxes payable = $11,500 x 0.05 = $575

Therefore, the sales taxes payable for Whispering Winds Corp. Supply are $575.

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Answer:

$647.96

Explanation:

Sue the following formula to calculate the price of the bond at the time of sale

Price of Bond = Face value of the bond / ( 1 + Market interest rate )^numbers of years

Where

Face value of bond = $1,000

Market interest rate = 7.5%

Numbers of years = 6 years

placing values in the formula

Price of Bond = $1,000 / ( 1 + 7.5% )^6

Price of Bond = $647.96

The price of the stock that pays an annual fixed dividend of $1.9 for ten years, and then the dividend payment increases by $19 every year, and the required rate of return is 5% annually is $174.78.

The price of the stock that pays an annual fixed dividend of $1.9 for ten years and then the dividend payment increases by $19 every year and the required rate of return is 5% annually would be $174.78.The price of the stock that pays an annual fixed dividend of $1.9 for ten years is the present value of the annuity of $1.9 per year for ten years at a 5% interest rate. The formula for the present value of an annuity is given by: PV = Pmt × [1 – (1 + r/n)^(-nt)] / (r/n)Where Pmt = Payment per period n = Number of payments per year = Interest rate per year in decimals = a Total number of payments The payment per period is $1.9, the number of payments per year is 1, the interest rate per year is 5%, and the total number of payments is 10.

Substituting these values in the formula, we get: PV = 1.9 × [1 – (1 + 0.05/1)^(-1×10)] / (0.05/1)PV = 1.9 × [1 – (1.05)^(-10)] / 0.05PV = 1.9 × [1 – 0.37689] / 0.05PV = 1.9 × 12.55382PV = $23.85127The price of the stock that pays an annual dividend of $1.9 for the first ten years is $23.85.Now, the dividend payment will increase by $19 every year. So, the dividend in the 11th year will be $1.9 + $19 = $20.9, the dividend in the 12th year will be $20.9 + $19 = $39.9, the dividend in the 13th year will be $39.9 + $19 = $58.9, and so on. This is an example of a growing perpetuity. The present value of a growing perpetuity formula is given by: PV = PMT / (r – g)Where, PMT = Payment per period = Interest rate per year in decimals = Growth rate per year in decimalsSubstituting the values, we get: PV = 20.9 / (0.05 – 0.19)PV = 20.9 / (-0.14)PV = -$149.28

Now, we have to find the price of the stock that pays $20.9 per year in the 11th year and beyond. This is an example of growing perpetuity that is negative because the growth rate is higher than the required rate of return. We need to subtract this present value from the present value of the first ten years.PV of the stock = PV of the first ten years + PV of the growing perpetuityPV of the stock = $23.85127 - $149.28PV of the stock = -$125.43Finally, we add the two present values to get the price of the stock. P = $23.85127 - $125.43P = $174.78Therefore, the price of the stock that pays an annual fixed dividend of $1.9 for ten years, and then the dividend payment increases by $19 every year, and the required rate of return is 5% annually is $174.78.

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Answer:

they would be in-depth interviews, focus group discussions and observation over data

Explanation:

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A conflict between a supervisor and a subordinate can be described as  Interpersonal conflict.

Interpersonal conflict refers to conflict whereby there are at least two people involved. This means that interpersonal conflict refer to issues that a person has with another person, or group of people.

When there is a conflict between a supervisor and a subordinate, these are two different people which means that it is therefore an interpersonal conflict. Intrapersonal conflict on the other hand, refers to when a person has a conflict within themselves about how they should take certain decisions.

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