what is the effective annual rate (ear) if the stated rate is 8 percent and

Answer:

(a) Command

Explanation:

A command economy is also known as planned economy and it can be defined as a type of economy in which the government owns and control the means of production.

This ultimately implies that, in a command economy, the government owns the means of production.

Societies that operate a command economy generally practices communism.

Communism is a system of philosophical, political, social organization and economical ideologies that advocates the elimination of private property but a profit-based economy with public ownership of the means of production.

It ultimately aims to ensure each person contributes and receives according to their abilities and needs.

Vietnam, China and Cuba are examples of communist countries that operate a command economy.

In conclusion, a command economy requires that the method of exchange, distribution, as well as the means of production of goods and services and allocation of resources for production should be controlled or regulated by the public (government) rather than the private sector.

Answer:

Option A is correct.

Explanation:

This condition will be satisfied in the option (a), where output increases by 1,200 bushels.

Answer:

The value of the stock today is $7.64.

Explanation:

This can be calculated as follows:

Since required return is 18% (or 0.18), we have:

Present value (PV) of year 3 dividend = $0.75 / (1 + 0.18)^3 = $0.456473154509468

Year 4 dividend = Year 3 dividend * (1 + growth rate in year 4) = $0.75 * (1 + 0.49) = $1.1175

PV of year 4 dividend = $1.1175 / (1 + 0.18)^4 = $0.576394067982294

Year 5 dividend = Year 4 dividend * (1 + growth rate in year 5) = $1.1175 * (1 + 0.49) = $1.665075

PV of year 5 dividend = $1.665075 / (1 + 0.18)^5 = $0.727819628214931

Year 6 dividend = Year 5 dividend * (1 + growth rate in year 6) = $1.665075 * (1 + 0.05) = $1.74832875

Using the Gordon growth model (GGM) formula, we can calculate stock price year 5 as follows:

Stock price at year 5 = Year 6 dividend / (rate of return - Constant annual growth rate after year 5) = $1.74832875 / (0.18 - 0.05) = $13.4486826923077

PV of stock price at year 5 = $13.4486826923077 / (1 + 0.18)^5 = $5.87854315096675

Value of the stock today = PV of year 3 dividend + PV of year 4 dividend + PV of year 5 dividend + PV of stock price at year 5 = $0.456473154509468 + $0.576394067982294 + $0.727819628214931 + $5.87854315096675 = $7.64

Therefore, the value of the stock today is $7.64.

Answer : Monopolistic competition

Answer:

Monopolistic Competition

Explanation:

In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.

Answer:

C

Explanation:

The drawee is the bank with which the drawer has an account.

Rent and maintenance expenses are the service department that would most likely to use square feet of floor space occupied as the allocation base to assign its costs to operating departments.

Cost allocation is a financial term, that is used to share costs that are common among different departments, services or inventory items.

In other words, cost allocation is the method of assigning costs to cost objects.

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Answer:

d

Explanation:

The equation of any straight line, called a linear equation, can be written as: y = mx + b, where m is the slope of the line and b is the y-intercept. The y-intercept of this line is the value of y at the point where the line crosses the y axis.

While profit is important, it should not be the only factor that businesses consider when making decisions. A holistic approach that takes into account the impact on the environment, employees, and wider society is essential for sustainable success.

While profit is certainly a crucial factor for any business, it should not be the sole consideration when making decisions. There are other important factors that should be taken into account to ensure that the business is sustainable in the long run.
One such factor is the impact on the environment. Companies have a responsibility to reduce their carbon footprint and to minimize the negative impact of their operations on the environment. Failing to do so could result in a damaged reputation and loss of customers who are increasingly concerned about the environment.
Another important consideration is the well-being of employees. A business that values its employees and creates a positive working environment will be more productive and have lower turnover rates. It is also important for businesses to be socially responsible and to give back to the community through charitable donations and other initiatives.
Furthermore, businesses must also consider their impact on the economy. Decisions that negatively affect other businesses or the wider community could have negative consequences in the long term.
In conclusion, while profit is important, it should not be the only factor that businesses consider when making decisions. A holistic approach that takes into account the impact on the environment, employees, and wider society is essential for sustainable success.

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A business should not make decisions solely based on profit but should also consider other factors. While profit is a crucial aspect for the sustainability and growth of a business, focusing exclusively on profit can lead to negative consequences in the long run. Here are some reasons why businesses should consider other factors:

In conclusion, while profit is important for the viability of a business, decisions should also consider ethical, social, and long-term factors. By adopting a holistic approach, businesses can build a sustainable and responsible foundation that benefits all stakeholders and ensures long-term success.

The use of taxation and expenditure by the government to affect the economy is known as fiscal policy.

Thus, Governments frequently utilize fiscal policy to promote strong, long-term growth and to reduce poverty.

The role and objectives of fiscal policy became more visible during the recent global economic crisis as governments intervened to stabilize financial institutions, promote growth, and alleviate the impact of the crisis on vulnerable populations.

In the communiqué that followed their summit in London in April 2009, the leaders of the Group of 20 industrialized and developing market countries said that they were engaging in "unprecedented and concerted fiscal expansion."

Thus, The use of taxation and expenditure by the government to affect the economy is known as fiscal policy.

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Active (discretionary) fiscal policy has critics who argue that it can lead to government inefficiency, increased national debt, and unintended consequences.

Active (discretionary) fiscal policy refers to the deliberate changes in government spending and taxation to influence the economy. This policy is often used during times of economic downturns or recessions to stimulate economic growth.

However, active fiscal policy has its critics. Some argue that it can lead to government inefficiency, increased national debt, and unintended consequences.

One of the main criticisms of active fiscal policy is that it can result in government inefficiency. Critics argue that government intervention in the economy can distort market forces and hinder long-term economic growth. They believe that the government may not always allocate resources efficiently and that market mechanisms are better suited to determine resource allocation.

Another criticism is the potential for increased national debt. Critics argue that active fiscal policy, particularly when used to stimulate the economy during recessions, can lead to higher government borrowing and increased national debt. This can have long-term negative consequences for the economy, such as higher interest rates and reduced private investment.

Furthermore, critics argue that active fiscal policy can have unintended consequences. They believe that fiscal policy decisions are often influenced by political considerations rather than sound economic principles. This can result in suboptimal outcomes and unintended negative effects on the economy.

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Answer:

trade magazines

Explanation:

Answer: D

Explanation:

One of the benefits of selecting an income-based repayment plan for students loan is that the monthly loan payment will be set based on the income you earn, so that person need not pay more than 20%  of the income towards the loan. Hence. Option D is the correct statement.

A sort of loan designed to assist college students to pay for post-secondary training and the related costs, along with tuition, books, supplies, and living expenses is called student loans.

Hence. Option D is the correct statement.

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Answer:

bottom-up-processibg

Explanation:

Negotiated transfer prices Blank uses the expertise of managers in weighing the costs and benefits of the transfer.

Negotiated transfer pricing refers to when firm representatives negotiate rates on their own, rather than relying solely on market prices.

Learn about the benefits and drawbacks of adopting negotiated transfer pricing through the example of two companies' negotiations. Transfer prices negotiated assesses the costs and benefits of the transfer with the help of managers.

Therefore, option A is correct.

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Answer: 649.78

Explanation: addition

The return rate for brick-and-mortar stores that one will receive is 3%. Hence, Option C is correct.

A return rate is something that an individual receives in exchange or returns for something else. One can receive this return in various cases, like when someone has lent money to someone for a particular period of time.

In other words, the return rate, or rate of return, is the amount received after making any type of investment. The amount that they will receive in addition to that particular amount is the amount that gets after the calculation of the percentage of the return rate, and that percentage is fixed.

Therefore, it is the return that one has to make after the completion of the time period for which the investment has been made. Option C is correct.

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Answer:

It occurs when outside activities interfere with one's responsibilities to an employer

Explanation:

Conflict of commitment occurs when the commitment of an employer to a defined terms of employment is shared with other engagements, either personal or with other parties which could lead to a decline in efficiency due to loss of maximum concentration.

This may not necessarily involve monetary gain but has a whole lot of ways through which it can affect productivity as concentration is shared.

It is always good to define activities that constitute conflict of commitment right from the time of forming an employment contract so that an employee can be guided with it.

Banks are essential for keeping an economy healthy because they play a vital role in the financial system. They are responsible for managing the country's money supply, facilitating transactions, providing loans, and monitoring the financial health of individuals and businesses.

They are the intermediaries between the savers and the borrowers, ensuring the smooth flow of money in the economy.In the simplest terms, banks are institutions that take in money from depositors and lend it out to borrowers. Depositors earn interest on their deposits while borrowers pay interest on their loans. This interest rate difference, along with other banking fees, is the primary source of income for banks.The importance of banks lies in their ability to create credit, which is the lifeblood of any economy. When banks lend money, they create new money in the economy. This new money can be used to finance new projects, create jobs, and stimulate economic growth.

Without access to credit, businesses would be unable to invest in new products or services, and individuals would not be able to buy homes or start businesses. Banks also help to allocate resources in the economy. They assess the creditworthiness of borrowers and decide which projects and businesses are worthy of investment. This ensures that resources are allocated efficiently, helping to drive economic growth and development.In conclusion, banks play a critical role in the economy. They provide essential financial services that keep the economy moving, such as managing the money supply, facilitating transactions, and creating credit. Without banks, there would be no credit, and without credit, there would be no growth.

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The cash and cash equivalents balance that should be reported by the Crane Company on June 30, 2021, is $6,232.

The components of the cash and cash equivalents balance are as follows:

Over-the-counter cash receipts on June 30 that were deposited into the bank account:

Cash (currency and coins): $520

Cheques: $170

Debit card slips: $530

Bank credit card slips: $720

Total of over-the-counter cash receipts: $1,940

Add: Balance in the Royal Bank chequing account: $2,370

Add: Balance in the Royal Bank savings account: $4,320

Total cash and cash equivalents balance = $1,940 + $2,370 + $4,320 = $6,232

Therefore, the amount that should be reported as Crane's cash and cash equivalents balance at June 30, 2021, is $6,232.

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When considering an HMO or PPO, it is important to ask about the network of healthcare providers that are available to you.

An HMO typically has a more limited network of healthcare providers and requires you to choose a primary care physician who will oversee your healthcare needs and refer you to specialists within the network. With an HMO, you typically have lower out-of-pocket costs and may not need to file claims for services.
On the other hand, a PPO typically has a larger network of healthcare providers and gives you more flexibility in choosing doctors and specialists. With a PPO, you may not need a referral to see a specialist and you may have the option to see providers outside of the network, but at a higher out-of-pocket cost.
It is also important to ask about the specific benefits and coverage offered by each plan, including deductibles, co-pays, and premiums. Understanding the differences between HMOs and PPOs can help you make an informed decision about which plan is best for your individual healthcare needs.

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The overall sales for the fiscal year are 21,500,000, according to the information provided.

A fiscal year is a 12-month period used by businesses and governments for financial reporting and budgeting purposes. It does not necessarily coincide with the calendar year and can start on any date. The fiscal year is used to report financial results and tax obligations to the government, and it is important to follow it accurately to ensure that all financial reporting is consistent and accurate.

Based on the information provided, the total sales can be calculated as follows:

The total cost of sales = 15,450,000

Markup on cost = 40%

Total markup = 40% of 15,450,000

= 6,180,000

The total cost of goods sold (COGS) = Total cost of sales + Total markup

= 15,450,000 + 6,180,000

= 21,630,000

To calculate the total sales, we need to subtract any discounts given to customers from the COGS:

Total sales = Total cost of goods sold - Trade discounts

= 21,630,000 - 130,000

= 21,500,000

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The following statement describes how losses will be settled if a property insurance policy is written on a replacement cost basis: Losses are settled without a deduction for depreciation.

What is a property insurance policy?

A property insurance policy is a type of insurance policy that protects an individual or organization from financial losses caused by damages to their assets, such as their home, business property, or vehicle.

The policy typically covers damages caused by perils like fire, theft, and weather-related incidents, depending on the terms of the policy.

What is a replacement cost policy?

A replacement cost policy is a type of property insurance policy that covers the full cost of replacing a damaged or destroyed item with a new one of similar kind and quality. It is important to note that replacement cost insurance covers the cost of a new item rather than its actual cash value.

What are losses in the insurance industry?

A loss is a reduction in the value of an insured asset or a financial loss incurred by an insured person as a result of an unforeseen event or incident.

When an insured asset is damaged or destroyed, the insured person is entitled to a payment from the insurance company to cover the cost of repairing or replacing the item.

In a replacement cost policy, losses are settled without a deduction for depreciation. This means that if an insured asset is damaged or destroyed, the insurance company will pay the full cost of replacing it with a new one, without subtracting any amount for depreciation.

This type of policy is generally more expensive than an actual cash value policy, which deducts depreciation from the amount paid to the insured. However, it provides more comprehensive coverage and can ensure that the insured can fully replace their damaged or destroyed assets.

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f the prior year ending inventory was understated by $50,000, it means that the value of inventory at the end of the prior year was actually higher than what was initially recorded. This error would have the following effects:

Prior Year Pre-tax Income: The understatement of ending inventory would result in lower cost of goods sold (COGS) for the prior year. COGS is calculated as Opening Inventory + Purchases - Ending Inventory. Since the ending inventory was understated, the COGS would be lower, leading to higher gross profit and, consequently, higher pre-tax income for the prior year.

If the prior year ending inventory were overstated by $50,000 instead of understated, the effects would be the opposite:

Prior Year Pre-tax Income: The overstatement of ending inventory would result in higher COGS for the prior year. This would lead to lower gross profit and, consequently, lower pre-tax income for the prior year.

Current Year Pre-tax Income: The overstatement of ending inventory carries forward to the current year, resulting in a higher opening inventory. As a result, COGS for the current year would be lower, increasing the gross profit and pre-tax income for the current year.

In summary, an understatement of ending inventory in the prior year would lead to higher pre-tax income for the prior year and lower pre-tax income for the current year. Conversely, an overstatement of ending inventory in the prior year would result in lower pre-tax income for the prior year and higher pre-tax income for the current year.

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The five types of manufacturing facilities design projects are:

1. Process-focused design: This design aims to optimize the production process, focusing on efficiency and productivity. It involves careful planning of workflow, equipment placement, and automation to minimize production time and maximize output.
2. Product-focused design: This design emphasizes the manufacturing of specific products. It involves customizing the facility's layout, equipment, and workflow to cater to the unique requirements of a particular product or product range, ensuring quality and cost-effectiveness.
3. Flexible design: This design aims to create adaptable manufacturing facilities that can easily accommodate changes in product types or production volumes. This involves incorporating modular systems, scalable equipment, and versatile workflows, allowing the facility to quickly adapt to market demands.
4. Sustainable design: This design focuses on incorporating eco-friendly practices and energy-efficient systems into the manufacturing facility. It includes using renewable energy sources, reducing waste and emissions, and optimizing resource consumption to minimize the facility's environmental impact.
5. Lean design: This design follows the principles of lean manufacturing, aiming to eliminate waste and improve overall efficiency. It involves streamlining workflows, optimizing facility layout, and implementing continuous improvement strategies to achieve the highest levels of productivity and cost-effectiveness.
Each of these designs plays a crucial role in meeting specific goals and objectives in the manufacturing industry, and they can be combined to create the ideal manufacturing facility tailored to a company's needs.

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Answer:

D. likely a warning sign of fraud, and you should contact your bank.

Explanation:

If you have not changed your bank account's password, and you are the only one you know with access to the account, you should suspect either that your account has been compromised or that you are being scammed. Call the official number of your bank to find out (not the one on the email.)

Answer:

. likely a warning sign of fraud, and you should contact your bank.

Explanation:

Answer:

Foreign employment is working for a company that is based in another country and you usually only work in one country. International employment is working in multiple countries and often your own home country is one of them