What is the gross premium an insurance company would charge for a risk exposure with the following characteristics?
Probability of fire = 4%
Severity of fire = $100,000
Insurer's loading charge = 40%
Show your work to receive credit.

Answer:

A

Explanation:

I think is it

Answer:

promotion

Explanation:

for plato

The transnational strategy is characterized by a decentralized approach to management, with operations spread across multiple countries and regions.

With this strategy, businesses can exploit their global scale, a variety of resources, and local market prospects.

Because of its decentralized character, this strategy emphasizes coordination and integration between the company's various branches and headquarters more than other approaches.

Also, this tactic enables businesses to take advantage of the various political, social, and economic frameworks in every nation.

Additionally, deeper ties to local partners can help international businesses gain better access to resources, new markets, and distinctive strategic advantages.

Firms need strong corporate governance, duties that are distinct and well-defined for each subsidiary, and efficient coordination and communication between headquarters and the subsidiaries in order to implement this strategy successfully.

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A quota is a government-imposed restriction on the quantity of imports.

A quota refers to an import restriction by the government of a place that specifies that only a certain quantity of goods would be allowed into the country. A quota ensures that excessive amounts of goods are not allowed into the country to cause some sort of oversaturation in the market.

So, the best definition of a quota is that is a government-imposed restriction on the quantity of goods allowed into the territories of the country.

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Utilizing a marketing mix framework that includes the 4Ps, Tommy Hilfiger's marketing strategy analyses the brand.

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Answer:

Her debt to income ratio is classified as favorable

Explanation:

The given information are;

Elysha's gross monthly income = $3,000

The amount she pays as debt each month = $500

Therefore, her debt to in to income ratio, DTI, is given as follows;

DTI = (Amount payed as debt)/(Gross income) = $500/$3,000 ≈ 0.167

We multiply by 100 to express the result as a percentage, to get;

0.167 × 100 = 16.7%

Given that her debt to income ration is less than 35%, her debt to income ratio is classified as favorable and she has a manageable debt.

Answer: Good—between 15 and 20 percent

Explanation: All you have to do is find what the different percents of 3,000 are and see which one is the closest.

Team Marketing Report (TMR) releases its Fan Cost Index once a year (FCI). The FCI calculates the price of four-person family game-day outings.

The Fan Cost Index attempts to calculate the cost of taking a family toward an NFL game while factoring in the price of tickets, parking, as well as refreshments. According to the rating, a family of four would have to pay close to $740 USD to attend an ordinary Las Vegas Raiders game.

NHL ticket prices vary depending on the significance of the game, the phase of something like the season, whether it was a weekday or weekend, the seat position, and the participating clubs. An individual would pay, on average, between $84 as well as $352 for a typical game during 2021-2021.

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If an organization asks you to disclose your social security number and decides to use it for a different purpose than the one stated in the organization's privacy policies, the organization has likely violated the principle of purpose specification.

Purpose specification is a fundamental privacy principle that requires organizations to be transparent about the purpose for which personal information is collected, used, and shared. This principle requires organizations to obtain informed consent from individuals before collecting and using their personal information, and to use the information only for the specific purposes for which it was collected. If an organization uses personal information for a purpose other than the one for which it was originally collected, without the individual's consent, it is a violation of this principle and may be illegal in some jurisdictions.

In this scenario, if an organization collected an individual's social security number for a specific purpose and then used it for a different purpose, the organization would likely be in violation of the principle of purpose specification. This could result in a loss of trust and damage to the organization's reputation, as well as potential legal consequences, such as fines or lawsuits.

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Answer:

sole proprietorship

Explanation:

The sole proprietorship is the type of business owned and run by a single individual. The owner is a sole trader.  In a sole proprietorship, the owner sources capital by themselves, keeps all the profits, and suffers the losses alone.

A sole proprietorship is the easiest form of business to set up. The only requires to obtain a registration certificate and a trading license from the local authorities. Esperanza should open a sole proprietorship business. Unlimited liability is the biggest shortcoming for a sole proprietorship, but that does not seem to bother Esperanza.

Option(A) is the correct answer. Krishna will receive a disability benefit of $660 under the CPP.

To determine the disability benefit that Krishna will receive under the CPP, we need to consider a few factors. First, let's calculate the disability benefit based on the provided information:

The flat-rate disability amount is $496.36 per month.

The maximum monthly disability benefit is $1362.30.

Krishna's entitlement to a CPP retirement benefit is $660 per month.

To calculate the disability benefit, we compare the retirement benefit to the flat-rate disability amount and the maximum monthly disability benefit:

The disability benefit will be the lesser of:

Let's calculate the disability benefit based on the above formula:

Disability benefit = min(retirement benefit, flat-rate disability amount + retirement benefit - flat-rate disability amount)

= min($660, $496.36 + $660 - $496.36)

= min($660, $660)

= $660

Therefore, Krishna will receive a disability benefit of $660 under the CPP.

Option (a) 50, option (b) $865.94, option (c) $991.36, and option (d) $1156.36 are not correct based on the given information. The correct answer is that Krishna will receive a disability benefit of $660 under the CPP.

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Krishna is 56 years old; he has contributed to the CPP without interruption for over 30 years. While crossing the street, Krishna was struck by a bus and seriously injured. He is currently hospitalized and on life support and his doctors have informed Krishna's family that it is uncertain as to whether he will awaken from his coma. Assuming at the time of his accident, Krishna was entitled to a CPP retirement benefit of $660, the flat-rate disability amount is $496.36 per month and the maximum monthly disability benefit is $1362.30, how much of a disability benefit will Krishna receive under the CPP? a) $660 b) $865.94 C) $991.36 d) $1156.36

The level of government is Planning workers most likely to work for local. Thus, the correct option is (C).

A single sovereign state's lowest levels of public administration are collectively referred to as "local government" in the United States.

When the word "government" is used in this context, it explicitly alludes to a level of bureaucracy that is geographically confined and has a set of responsibilities.

A variety of essential services for residents and companies in certain areas are handled by the local government.

Therefore, the correct option is "C".

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Answer:

i swim in points

Explanation:

bonqueque

Answer:

Explanation:

Answer:

B

Explanation:

ONE advantage corporations enjoy over other business forms is B. Corporations have a nearly unlimited life span.

Corporations do not cease to operate if one or some of the owners die. Each stockholder's shares are transferable by inheritance or sale. Corporations enjoy perpetual existence.

Other advantages of corporations over other business forms are:

Unfortunately, corporations are not the easiest to form because of the rigid formalities accompanying their formation and management. Shareholders suffer double taxation because the corporation pays taxes as an entity, and shareholders pay another tax when they receive dividends. The legal regulations are many and time-consuming.

Thus, the unlimited life span of corporations makes them the best form of business since control and ownership of a corporation are not limited to one individual.

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Answer:

1.Purchases (Dr.) $20,000

Accounts Payable (Cr.) $20,000

2.Shipping cost (Dr.) $150

Cash (Cr.) $150

3.Purchase return (Dr.) $2,000

Purchases (Cr.) $2,000

4.Account Receivable (Dr.) $500

Sales (Cr.) $500

5.Freight expense (Dr.) $20

Cash (Cr.) $20

Explanation:

The journal entry at the time of purchase will be recorded as accounts payable for complete invoice amount and discount is not incorporated in the entry because it is not realized. The adjusting entry will be recorded when the discount is availed to adjust the transaction and reflect the discount effect in the book of accounts.

For a fad item, a suitable inventory management system would be a Just-in-Time (JIT) inventory management system.

A fad item is characterized by a short-lived trend or sudden surge in demand, followed by a rapid decline in popularity. Examples include trendy fashion items, toys, or electronics that gain immense popularity but quickly lose their appeal. In such cases, traditional inventory management systems may lead to excess inventory and financial losses.

Implementing a Just-in-Time inventory management system for a fad item offers several advantages. Firstly, it allows businesses to minimize inventory levels and avoid overstocking. Since fad items have a limited lifespan, maintaining excessive inventory can result in inventory obsolescence and financial losses when the demand drops. With a JIT system, businesses only procure inventory as needed, ensuring that they have just enough stock to meet immediate customer demand.

Secondly, a JIT system helps reduce holding costs associated with inventory. Fad items typically have a high carrying cost, including warehousing, storage, and insurance expenses. By minimizing inventory levels, businesses can significantly reduce these holding costs and improve overall profitability.

Furthermore, a JIT system enables businesses to respond quickly to changes in demand. As fad items experience fluctuations in popularity, businesses can adjust their production and procurement accordingly. This flexibility allows them to capitalize on the initial surge in demand and avoid being left with excess inventory when the fad fades.

Lastly, a JIT system promotes a lean and efficient supply chain. By streamlining inventory management processes and focusing on just-in-time deliveries, businesses can reduce waste, optimize production, and improve overall operational efficiency.

In summary, a Just-in-Time inventory management system is well-suited for managing fad items due to its ability to minimize inventory levels, reduce holding costs, respond quickly to demand changes, and promote a lean supply chain. This approach helps businesses mitigate the risks associated with fad items and maximize profitability during their limited popularity period.

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Answer:

D. The supply of a product increases as its price increases

Explanation:

Supply is the volume of a product or a service that sellers are willing to sell in the market at a stated price.  The law of supply explains the relationship between price and the quantity suppliers are willing to sell.

The law asserts that as the price increases, suppliers will supply more quantities of a product. A price decrease will cause suppliers to supply a lower quantity.  Suppliers are profits motivated. A price increase results in higher profits hence more supply.

Answer:

1.

At least two other technologies available for desktop publishing:

Common features across PowerPoint and the above programs:

These programs are all part of the Microsoft 365 (formerly Microsoft Office) suite of software tools. They are available for both personal and professional use. All programs use a subscription model. They are designed to be compatible across Microsoft's entire product line and allow for instant collaboration among multiple registered users.

2.

Two differences in how an employee might speak to other staff members in a flat organizational structure versus a hierarchical structure:

Answer:

Yes.

Explanation:

The correct option d. the eclectic paradigm. According to the "eclectic paradigm," location-specific benefits play a significant role in describing the motivation behind and course of foreign direct investment.

The goal of obtaining a long-term interest in a company located in another economy by an investor from one economy is reflected in the type of international investments known as foreign direct investment (FDI).

Thus, according to the "eclectic paradigm," location-specific benefits play a significant role in describing the motivation behind and course of foreign direct investment.

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D. The store would purchase 100 pairs per month

As the electronics store sells specialty headphones for $100. They usually sell 5 pairs per day and purchase 150 pairs from their suppliers per month. According to the law of supply, if the store could sell the headphones for $120 without losing customers then it would have to sell 7 pairs per day.

Law of supply is a fundamental principal of Economic theories. It states that keeping all the other factors at constant, an increase in the the price of the product results in the increased supply of that product.

Qs = x + yP

Where:

n  Qs = the quantity supplied

n  X = quantity

n  P = price

n  Y = variable

Hence option C is the correct answer.

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Answer:

The answer is "Electronic Funds Transfer".

Explanation:

It is a financial exchange electronically, which is also known as direct deposit salary services with ATM, which Cash subsidies among buyer marketing authorization, which implies digitally moving funds from one bank to the next. It's accomplices through the exchange of paper currency or certificates. The bank account is among the most popular applications of EFT.

The cap on the total amount of benefits you can get from your insurance company is called "The lifetime limit" hence correct option is C.

Insurance company are financial intermediaries which offer direct insurance or reinsurance services, providing financial protection from possible hazards in the future. Insurance company also play an important role in financial markets as institutional investors and investment targets. For these reasons, the ECB collects statistical data on the balance sheets and other financial information of insurance company for its analyses of the financial system and household wealth. Insurance company creates insurance products to take on risks in return for the payment of premiums. Insurance Companies may be mutual owned by a group of policyholders or proprietary (owned by shareholders) also known as insurer or provider. Hence Option C "The Lifetime Limit" is correct.

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The correct answer is C. 15,800.  Under the BMBE law, registered businesses are entitled to certain tax incentives including an income tax exemption for their first Php 150,000 annual income.

In this case, the gross income from sales is Php 400,000, but the first Php 150,000 is exempted, leaving a taxable income of Php 250,000.

Dividend income from the domestic corporation and interest on bank deposits are not covered by the BMBE income tax exemption, so the total exclusion from gross income would only be the Php 150,000 exemption for the gross income from sales.

Therefore, the total exclusion from gross income would be Php 150,000, and the taxable income would be Php 250,000.

Adding the dividend income of Php 9,000 and interest on bank deposits of Php 6,800 to the taxable income of Php 250,000 would give a total gross income of Php 265,800. However, only Php 150,000 is exempted, leaving a taxable income of Php 115,800.

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Output is "transfers processed information to the people who will use it or to the activities for which it will be used". Thus, Option D is correct.

Output is the result of processing input data, which has been transformed into meaningful information and transferred to the appropriate people or activities to be utilized. It is a critical component of any information system as it enables individuals or processes to make informed decisions based on the processed data.

The output can take various forms, such as reports, graphs, dashboards, or alerts, depending on the intended audience and purpose. Effective output should be accurate, timely, relevant, and easily understandable, allowing users to take appropriate action based on the information presented.

Thus, Option D holds true.

This question should be provided as:

Output...

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Answer and Explanation:

The matching of the area with the level of housing prices is as follows

Urban = High housing prices

As urban refers to that area in which there is a large population so of course the prices of the houses are high

Exurban = Low housing prices

The exurban is located in the rural areas in which there are less populations as compared to sub

Suburban = Medium housing prices

In this the population is more than the exurban

The correct answer is leadership

career-specific skills

However, there are other paths to becoming a registered nurse. For example, you may start as a healthcare assistant (which may not require any credentials) and work your way up to applying for a place on a degree or diploma course, or you could start your professional studies after completing your A levels. Depending on your expertise and training, there are numerous options for you to advance through the ranks to lead teams, run wards, and even become a consultant if desired.

Nurses who are adults

Nurses specialising in mental health

Nurses for children

Nurses specialising on learning disabilities

Nurses in the district

Nursing of newborns

Medical visitors

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Answer:

DECA

TSA

HOSA

FEA

Explanation:

this should answer your question.

Answer:

Free car insurance is an incentive for college graduates and first time buyers sheerly because of the price. College graduates and the like usually do not have the wealth to spend too much on car insurance.

Explanation:

Assets should be documented at their original cost rather than their current market value, according to the cost principle, often known as the historical cost principle.

According to the cost principle, purchases must be reported at the actual price paid. In the same manner, when a customer purchases goods, the price paid is recorded. The cost principle, in essence, states that each transaction's cost is equal.

The accounting rule known as the "cost principle" states that any assets owned by a corporation will be valued at their original cost rather than the current market price.

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