Answer:
shorty
Explanation:
Why was a fine levied by the Consumer Financial Protection Bureau against Wells Fargo in 2016?
O Wells Fargo employees were opening unauthorized deposit and credit accounts for its customers.
O Wells was selling their customers information to others
O The company was posting incorrect information about its customers to credit bureaus
O The company was given a lower rating by the CFPB.
Answer: Wells Fargo employees were opening unauthorized deposit and credit accounts for its customers.
Explanation: Look at the image below.
To help audiences understand large amounts of information, which visuals are the most suitable?
different between isoquant and isocost
Earning a profit may not be a companies_____ responsibility?
1. Singular
2. First
3. Only
4. Last
A company proposes to invest in two divisible projects which are expected to generate the following cash flows. Cash flows Year Project A Project B
1 10,000 10,000
2 60,000 30,000
Additional information
1. The cost of capital applicable to both projects is 12%
2. Project A requires sh. 20,000 and Project B 10,000 initial investment. 3. The funds available are restricted as follows;
Years Cash available
0 1,000,000
1 800,000
4. Funds not utilized one year will not be available in the subsequent years. Required;
i. Formulate a linear programming model to solve the above problem. ii. Solve the problem graphically and comment on the proportion of investing on the two projects.
The graphical solution of this linear programming problem will involve plotting the feasible region defined by the constraints and identifying the corner points of the region. The corner point that maximizes the objective function will represent the optimal investment proportions between the two projects.
To formulate a linear programming model for the investment decision between Project A and Project B, we can define the following variables:
Let x be the amount invested in Project A (in thousands of shillings).
Let y be the amount invested in Project B (in thousands of shillings).
The objective is to maximize the total cash flows generated from the investments, which can be represented as: Maximize Z = 10x + 60y + 10x + 30y
Subject to the following constraints:
The total investment should not exceed the available funds:
x + y ≤ 1,000 (in thousands of shillings)
Project A requires an initial investment of 20,000 (in thousands of shillings):
x ≥ 20
Project B requires an initial investment of 10,000 (in thousands of shillings):
y ≥ 10
The funds available in each year should be utilized:
x + y ≤ 800 (for year 1)
The graphical solution of this linear programming problem will involve plotting the feasible region defined by the constraints and identifying the corner points of the region. The corner point that maximizes the objective function will represent the optimal investment proportions between the two projects.
Based on the graphical solution, the proportion of investing in the two projects will depend on the intersection of the feasible region and the objective function. The specific proportion will vary depending on the values and slopes of the constraints and objective function.
It is important to note that the actual graphical solution and interpretation of the proportion will require the specific values and plot of the feasible region and objective function.
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Jim just graduated from high school and has decided to work for a year before going to college. He will need a car to get to and from his job at the mall. He has $2,000 saved that he could spend on a car, or he can drive his parent’s extra car—an old clunker that has seen better days. What advice would you give Jim?
Ngwenya (Pty) Ltd incurred the following legal expense during the 2022 year of assessment ended 28 February 2022: i) R7 000 legal costs for debt collection. ii) R22 000 legal costs relating to the drawing up of an agreement to purchase a piece of land. iii) R48 000 relating to a dispute with a client of Ngwenya (Pty) Ltd who sued the company for supplying incorrect goods. Ngwenya (Pty) Ltd's lawyers were successful in defending the company on this matter. Determine the amount that is deductible by Ngwenya (Pty) Ltd relating to legal fees. a. R7 000 b. R55 000 c. R77 000 d. R29 000
If the company incurred legal expense during the 2022. The amount that is deductible by Ngwenya (Pty) Ltd relating to legal fees is R29,000.
Legal expenses deductibleUsing this formula
Legal expenses deductible= Legal costs for debt collection+ Legal costs relating to the drawing up of an agreement
Let plug in the formula
Legal expenses deductible=R7 000 +R22,000
Legal expenses deductible=R29,000
Therefore the amount that is deductible by Ngwenya (Pty) Ltd relating to legal fees is R29,000.
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Question 4 of 17:
Select the best answer for the question.
4. What contributes to a negative brand?
O A. Knowing your customers backwards and forwards
O B. Spending a little more time with customers
O C. Inconsistent attributes and behaviors
O D. Finding a way to go an extra step for the customer
Inconsistent attributes and behaviors contributes to a negative brand.
Thus, the correct option is C.
What is negative brand?Both positive and negative branding use a variety of strategies. Most people assume that using negative branding involves painting your rival in a poor light. It is notorious for being dishonest and aggressive. But they are but a few of the numerous unfavorable branding strategies.
For instance, a brand is considered to have negative brand equity if buyers are ready to pay more for a generic product than for a branded one. This might occur if a business experiences a significant product recall or brings about a highly publicized environmental catastrophe.
In the modern world, consumer opinions and experiences have considerable impact on purchasing decisions. An aggressive tactic used by businesses to disparage their rivals is known as negative branding.
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Hughes Co. is growing quickly. Dividends are expected to grow at a rate of 22 percent for the next three years, with the growth rate falling off to a constant 5 percent thereafter. If the required return is 12 percent and the company just paid a $2.35 dividend, what is the current share price? (Do not round intermediate calculations and round your final answer to 2 decimal places. (e.g., 32.16))
Answer: $53.94
Explanation:
Current share price is the present value of the dividends for the next 3 years and the terminal value in year 3.
Terminal value = D₄ / ( required return - growth rate)
= (2.35 * 1.22³ * 1.05) / (12 % - 5%)
= $64
D₁ = 2.35 * 1.22 = $2.867
D₂ = 2.867 * 1.22 = $3.49774
D₃ = 3.49774 * 1.22 = $4.2672428
Share price = (2.867 / (1 + 12%)) + (3.49774 / 1.12²) + (4.2672428 / 1.12³) + (64/1.12³)
= $53.94
What is the potential downside of the “assess and respond” approach when executing a risk response?
The "assess and respond" approach is a common method used to manage risks.
What is the potential downside of the “assess and respond” approach when executing a risk response?There are several potential downsides to consider:
Latency: The assess and respond approach requires time to identify and assess risks, plan responses, and implement those responses. This latency can lead to missed opportunities or ineffective responses if risks evolve quickly.Overreliance on response: The assess and respond approach focuses on response, but may not be effective in preventing risks from occurring in the first place.Limited resources: Implementing responses to risks can be resource-intensive, and organizations may not have the necessary resources to effectively address all risks.Lack of certainty: The assess and respond approach is based on an assessment of risks, but assessments are not always accurate and can lead to incorrect conclusions about the risks that need to be addressed.To know more about Business, check out:
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Suppose there are two individuals, Casey and Rick, who live in a very simplified world where only two goods are produced and consumed: steak and potatoes. The production opportunity cost for Casey is 5.00 kg of steak for every kilogram of potatoes. Rick has a production opportunity cost of 3.00 kg of steak for every kilogram of potatoes. Casey eventually realizes that, through trade, both individuals can be better off. Rick is willing to trade. What price can be settled between these two parties such that both individuals can enjoy more steak and potatoes
Answer:
Casey's opportunity cost of producing 1 kg of potatoes is 5 kg of steak.
Casey's opportunity cost of producing 1 kg of steak is 0.2 kg of potatoes.
Rick's opportunity cost of producing 1 kg of potatoes is 3 kg of steak.
Rick's opportunity cost of producing 1 kg of steak is 0.33 kg of potatoes.
Casey should produce steak while Rick should produce potatoes, since Rick has a comparative advantage in producing potatoes (lower opportunity cost) and Casey has a comparative advantage in producing steak.
As long as the price of steak per kilogram of potatoes is less than 5 kg of steak and more than 3 kg of steak, then both would win. In order for both of them to win is a similarly proportional way, the exchange price should be 4 kg of steak per kg of potatoes.
Problem 8, MacroSoft Inc. has capitalized $600,000 of software costs. Sales from this product were $360,000 in the first year. MacroSoft estimates additional revenues of $840,000 over the product’s economic life of 5 years.
Instructions
Prepare the journal entry to record software cost amortization for the first year. Show all computations.
Journal Entry:
Date: [First year-end date]
The amortization expense for the first year is $120,000.
Debit: Amortization Expense - Software Cost - Year 1 ($600,000 / 5 years) = $120,000Credit: Accumulated Amortization - Software Cost - Year 1 ($600,000 / 5 years) = $120,000Explanation:To record the software cost amortization for the first year, we need to allocate a portion of the capitalized software costs as an expense. Since the software has an estimated economic life of 5 years, we divide the total software cost ($600,000) by 5 to determine the annual amortization expense. In this case, the amortization expense for the first year is $120,000. We debit the Amortization Expense - Software Cost account to recognize the expense and credit the Accumulated Amortization - Software Cost account to accumulate the amortization over time.For more such questions on Journal Entry
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o Assume the role as the Public Relations Director for Purple Cross of North Carolina. The CEO requests that you interview the Telehealth Director about the use of Telehealth with Mrs. Smith. The CEO requests that you create one thought-provoking question for each of the following topic areas: • Meeting the health needs of Mrs. Smith • Decision-making process for technology selected for Mrs. Smith • Benefits and risks in using Telehealth technology for Mrs. Smith • Cost and staff involved in using Telehealth technology for Mrs. Smith
The thought-provoking question for each of the following topic areas are:
Meeting the health needs of Mrs. Smith (How do ensure the healthiness of Mrs. Smith?)Decision-making process for technology selected for Mrs. Smith (What steps should out Decision-making process follow?).Benefits and risks in using Telehealth technology for Mrs. Smith (What risks and benefit are in the use of technology by Mrs. Smith?)Cost and staff involved in using Telehealth technology for Mrs. Smith (What are the cost for the technology?).Who is a Public Relations Director?
The PR director is the official that is responsible for managing the communications campaigns and strategy for their organisation or client
Some of the main role of the director is to create and maintain a favorable public image for their employer or client by communicating programs, accomplishments or points of view.
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the necessity of marketing and advertising for any business
Answer:
Marketing is important because it helps you sell your products or services, by advertising your business you are showing more people about it
Explanation:
If the total cost function is given by TC=1500+20Q-3Q^2+Q^3, where Q stands for the
level of output produced so find The level of output that minimize marginal cost?
Q = 1 is the output level with the lowest marginal cost.
What is Marginal Cost?The cost of producing an additional unit of output or increasing production by one unit is referred to as marginal cost. It is calculated by dividing the change in output quantity by the change in total costs. To put it another way, it is the price of making one more unit of a good or service. In economics, margin cost is important because it helps businesses decide on production levels and pricing strategies. Firms are able to determine the most profitable production level by comparing the marginal cost to the marginal revenue.
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Marsden Company has three departments occupying the following amount of floor space:
Department 1 17,000 sq. ft.
Department 2 11,100 sq. ft.
Department 3 27,000 sq. ft.
How much store rent should be allocated to Department 3 if total rent is equal to $102,000?
There are three distinct departments of The Marsden Company, each of which rents a different level. As a rental property, the rent must be distributed according to the square footage $49,982.
If the total rent is $102,000, how much store rent should be sent to Department 3?Allocation rate = Total cost to be allocated ÷ Cost driver (allocation base)
$102,000 ÷ (17,000 sq. ft. + 11,100 sq. ft. + 27,000 sq. ft.) = $102,000 ÷ 55,100 sq. ft. = $1.8512 per sq. ft.
Allocation per cost object = Allocation rate × Weight of the cost driver for that cost object
Allocation to Department 3 = $1.8512 per sq. ft. × 27,000 sq. ft. = $49,982
What is the US average for business rent?The full-service equivalent listing rate averaged across the top 50 U.S. office markets in January was $38.04, up 1.1% from the previous year. The U.S. office vacancy rate increased at the same period, reaching 16.6%, an increase of 80 basis points from January 2022.
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What is the most frequent internal motive for a strategic alliance
The most common internal driver for strategic alliance is Part of a resource need.
What is a strategic alliance?A strategic alliance refers to the corporation between the two companies in order to carry down the project. It is an agreement between two businesses to work together on a project that will benefit both parties while maintaining their individual freedom.
Compared to a joint venture, which involves two companies pooling resources to form a new business organization, the arrangement is less intricate and legally enforceable.
For instance, the partnership between the companies is the strategic alliance to fulfill the needs of resources for each other.
Therefore, it can be concluded that Part of a resource need is the most common internal driver of a strategic alliance.
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In recording the acquisition cost of an entire business: goodwill is recorded as the excess of cost over the fair market value of identifiable net assets. assets are recorded at the seller's book values. goodwill, if it exists, is never recorded. goodwill is recorded as the excess of cost over the book value of identifiable net assets.
What effect do consumer expectations have on the demand for a good?
Answer:
A. They reduce the demand for products expected to become cheaper in the future.
Explanation:
Consumer expectations of what the price of a good would be in the future, can significantly determine the extent to which the demand of such good would be demanded.
Hypothetically, if consumers expect the price of electronics products to be cheaper by the end of this year, the current demand for electronics products would decrease for now, as consumers would rather hold on purchasing such products till end of the year, when the prices would be cheaper.
Therefore, the effect that consumer expectations have on the demand for a good is:
A. "They reduce the demand for products expected to become cheaper in the future."
they reduce demand for products expected to become cheaper in the future
Explanation:
Rob creates a Product_Details table that has four columns: Product _ID, Product_Name, Category, Price and Discount. A product may have a 10% discount if it is on sale. Which field should Rob assign as a primary key in the table?
Rob should assign the field as the primary key in this table. Ok
Kate is the owner of a small boutique business downtown. After looking over her business expenses and profits, she realizes that she needs to make cuts to her fixed expenses. What could she do with her fixed expenses?
In order to reduce her fixed costs, Kate would find a less expensive web designer for the store's website.
What is fixed cost?Fixed cost is a type of cost that remains constant regardless of the level of output. It does not vary with the level of output.
An example of fixed cost is the fees of a web designer. The fee would not change with the sales of the small boutique.
Here are the options to this question:
Kate would find a less expensive web designer for the store's website Kate would get bids for new business insurance providers.
Kate would look for cheaper merchandise for the store for higher profits.
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he financial statements of Denison Furniture Company include the following items: 2019 2018 Cash $53,500 $53,000 Short-term Investments 29,000 15,000 Net Accounts Receivable 92,000 105,000 Merchandise Inventory 162,000 142,000 Total Assets 532,000 551,000 Total Current Liabilities 235,000 215,000 Long-term Note Payable 62,000 60,000 What is the 2019 cash ratio? (Round your answer to two decimal places)
Answer:
The cash ratio is calculated by dividing cash and short-term investments by current liabilities.
Cash ratio for 2019 = (53,500 + 29,000) / 235,000 = 0.39
Rounding to two decimal places, the 2019 cash ratio is 0.39.
Explanation:
What is the Internal Revenue Code?
A.) a collection of tax laws, their interpretations, and federal tax rulings
B.) a list of tax brackets and the percentages each person must pay
C.) a book used solely by tax accountants to help people complete their filings
D.) a passcode that citizens must have to file their taxes online
Internal Revenue Code is collection of tax laws, their interpretations, and federal tax rulings.
Option A is the correct answer
What is internal revenue code?The Internal Revenue Code are set of laws and rules created to guide tax related matters
It was created by revenue service for the public on tax payment.
Therefore, Internal Revenue Code is the collection of tax laws, their interpretations, and federal tax rulings
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4.2.9 Quiz: Selecting a Candidate and Making an Offer
Question 9 of 10
Which of the following is a way for an HR department to ensure it is following
up with job candidates in an EEO-compliant manner?
OA. They ensure that they have asked job candidates about their
willingness to work weekends.
OB. They ensure that have look at their budget before making a firm
offer on the wage or salary.
OC. They ensure that they ask job candidates about why they left their
last job or position.
OD. They ensure job candidates have been recruited from a wide
variety of minority channels.
One way that an HR department can ensure it is following up candidates right is D. They ensure job candidates have been recruited from a wide variety of minority channels.
What is EEO Compliance ?It is crucial for organizations to maintain a diverse candidate pool as it upholds EEO compliance, thereby preventing discrimination and enabling equal opportunities, adopting various minority channels in the recruitment process guarantees unbiased consideration of applicants from distinct backgrounds, which counters traditional recruitment methods that may be partial to certain groups.
Through this approach, HR departments can ensure impartiality and inclusivity in their hiring processes while serving the organization's overall best interests.
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Dan signs a check payable to Eagle Investors, Inc., and gives it to Eagle, leaving the amount blank but authorizing Eagle to fill in the check for $1,000. Eagle fills in $1,500 and negotiates the check to First State Bank, to whom Eagle owes $1,500. First State, an HDC, can enforce the check for:
Answer:
$1,500
Explanation:
Based on the information given we were told that Eagle fills in the amount of $1,500 instead of the amount of $1,000 which Dan authorize Eagle to fill in which they went ahead to as well negotiates the check payable to First State Bank because Eagle owes First State Bank the amount of $1,500 which means that First State Bank which is an HDC, can enforce the check for the amount of $1,500 which was negotiated by Eagle to First State Bank.
Therefore First State, an HDC, can enforce the check for: $1,500
What is the Modified Internal Rate of Return (MIRR) of a project with the following cash flows? The discounting rate is 12%.
Year Cash Flow
0 -1,200,000
1 400,000
2 500,000
3 500,000
4 500,000
5 500,000
a. 9.90%
b. 23.49%
c. 20.72%
d. 23.02%
e. 16.62%
f. 34.35%
g. 20.26%
Answer:
g. 20.26%
Explanation:
The computation of the MIRR is as follows;
Here we applied the MIRR formula in an excel
Year Cash flow
0 -1,200,000
1 400,000
2 500,000
3 500,000
4 500,000
5 500,000
After applying the MIRR formula, the MIRR is 20.26%
Therefore the correct option is g.
We are a food export company in China (Company A), and signed a contract of sale with an import company (Company B) in the United States in April 2018.
(1) The export goods are total 100 boxes. The volume of each box is 30cm*60cm*50cm, and gross weight is 40 kg per box. The original price of each box is $200 per ton FOB Shanghai. However, the company B asked to change the price in CFR New York price. Check the freight schedule to learn that the goods are 9 levels. The charging standard is W/M, and the basic freight rate is $20 per freight ton. In addition, fuel surcharge of 20%, port surcharge 20%, currency depreciation surcharge of 10%. Please try to calculate the CFR New York price. (20 points).
Answer:
The total CFR New York price is $1880.
Explanation:
To calculate the CFR New York price, you need to add the cost of the freight to the FOB Shanghai price.
First, you need to calculate the total weight of the goods in tons. Since the gross weight of each box is 40 kg, and there are 100 boxes, the total weight of the goods is 100 boxes * 40 kg/box = 4000 kg. Since 1 ton is equal to 1000 kg, the total weight of the goods in tons is 4000 kg / 1000 kg/ton = 4 tons.
Next, you need to calculate the basic freight rate. Since the basic freight rate is $20 per freight ton, and the goods are 9 levels, the total basic freight rate is $20/ton * 9 levels = $180.
Next, you need to calculate the fuel surcharge. The fuel surcharge is 20% of the basic freight rate, so the fuel surcharge is $180 * 20% = $36.
Next, you need to calculate the port surcharge. The port surcharge is also 20% of the basic freight rate, so the port surcharge is $180 * 20% = $36.
Next, you need to calculate the currency depreciation surcharge. The currency depreciation surcharge is 10% of the basic freight rate, so the currency depreciation surcharge is $180 * 10% = $18.
Finally, you can add all of these costs to the FOB Shanghai price to calculate the CFR New York price. The FOB Shanghai price is $200 per ton, and the total freight costs are $180 + $36 + $36 + $18 = $270. Therefore, the CFR New York price is $200/ton + $270/ton = $470/ton. Since there are 4 tons of goods, the total CFR New York price is $470/ton * 4 tons = $1880.
Which of the following is not one of the variables that shift market demand
Answer:
where is the option ..............
Which advice would best help you protect your personal information?
A. Respond to any email that looks like it originates from a legitimate
company.
B. Only give out personal information to a person who appears to
have knowledge of your bank account transactions.
C. Click on email links sent from your credit card company, but only if
the email looks legitimate.
D. Never provide personal details to someone who claims to be from
your bank; call your bank directly.
Answer:
D
Explanation:
because you will never know who wants to hurt you or still from you u need to make sure by phoning your bank immediately before you will regret it
Answer: D. Never provide personal details to someone who claims to be from
your bank; call your bank directly.
Explanation:
All of the following statements regarding the career agency distribution system are correct except
All of the aforementioned statements regarding the career agency distribution system are correct except: Personal producing general agents (PPGAs) are commonly hired to manage career agencies.
What is an agency?An agency can be defined as the ability of an individual to identify valued goals, priorities and desired outcomes, so as to enhance the purposeful pursuit of those goals and desired outcomes proactively, efficiently and effectively.
What is a career agency distribution system?A career agency distribution system can be defined as a type of distribution system that typically involves an insurance company making use of its own commissioned agents, in order to sell and deliver insurance policies.
In conclusion, a career agency distribution system is the most common system that is used for distributing individual life insurance products.
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Complete Question:
All of the following statements regarding the career agency distribution system are correct EXCEPT:
It uses agents who primarily if not exclusively represent one insurer.
Personal producing general agents (PPGAs) are commonly hired to manage career agencies.
There are two types, the general agency system and the managerial system.
The managerial form of career agency system uses company employees as the agency managers.
The function of a yield management system is to:
A) ensure adequate staffing requirements in accordance with demand
B) achieve maximum room occupancy and at the same time determining the best average room rate
C) improve the quality of the hotel’s food and beverage offer
D) more effectively market the hotel and its services to customers
The function of a yield management system is to: achieve maximum room occupancy and at the same time determining the best average room rate.
Yield management is a variable pricing approach, primarily based on knowledge, looking forward to and influencing client behavior so one can maximize sales or earnings from a hard and fast, time-constrained useful resource.
Yield management is a dynamic motel pricing strategy designed to provide the most revenue, or yield, from a set stock of rooms. it is about expertise and influencing traveller booking conduct and locating the most effective balance among occupancy and charge.
Yield management makes a speciality of finding the right stability of deliver and call for to get the most bookings at the very best fees. It enables you maximize room sales and profitability.
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