The largest group of liabilities for banks, by far, is "loans from other banks." The correct option is D. "loans from other banks. "
The primary source of funding for banks comes from deposits, which can be classified into two types of deposits: demand deposits and long-term deposits.
The deposits are classified into two types, depending on how long they will be held in the bank. Deposits can also be used to finance lending to borrowers. Trading is the practice of buying and selling assets in order to make a profit.
Trading can be used to generate revenue for the bank, but it does not represent a significant portion of the bank's liability. Borrowing is an important source of funding for banks.
Banks may need to borrow funds to finance their operations or to lend to borrowers. The amount of borrowing is generally lower than the amount of deposits.
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Upload your completed Lifestyle Budget Project worksheet.
Answer:Budget is a financial statements indicating estimated and sizes of anticipated revenue and proposed expenditure for a period of time.
The personal budget of an individual could be a surplus budget or deficit budget, or balance budget. It is surplus when income is greater than expenditure. It is deficit when expenditure is greater than revenue, it is balance when income is equal to the expenditure.
In a situation where the income is not enough to cover the expenditure the person can cut down most of the expenses to a manageable size, so as to ensure that there is more money to meet the most pressing need at the point in time.
Explanation:
breilfy explain the differenc between discentionary and mandatory government spending
Answer:
The difference between discentionary and mandatory government spending is whether spending is dictated by prior law or voted on in the annual appropriations process.
Explanation:
Discentionary spending is money formally approved by the government during the appropriations process each year.
Mandatory spending is based on laws previously enacted that dictate the money budgeted for spending each year.
Discretionary government spending refers to a type of spending where the spending budget is subject to change yearly as determined by Congress, while mandatory government spending refers to the portion of the federal budget that is required by law and does not require annual congressional approval.
What is government spending?The term government spending refers to the use of public funds by a government to pay for various goods, services, and programs that are intended to benefit society.
There are basically two type types of government spending:
discretionarymandatoryFor example, spending on things like defense, education, and transportation constitutes discretionary spending as the amount to be spent each year can change based on the discretion of Congress. While spending on things like social security and medicare constitutes mandatory spending as they require no congressional approval.
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In order to start a small business, a student takes out a simple interest loan for $8,000 for 9 months at a rate of 7.50%. How much interest must the student pay PLEASE HELP NOW
Answer:
$450
Explanation:
To calculate simple interest, we apply the formula
I= P x r x t
Where I = interest
P= principal
r= interest rate
t= time in years
In this case, p=$8,000, r= 7.50% or 0.075, t= 9 months or 9/12 years which is 0.75 years
I =$8000 x 0.075 x 0.75
I= $600 x 0.75
I=$450
Interest is $450
donald purchased 110 shares of uga corporation for 10 per share last year. he received a .50 dividend pe share if he sells all of the shares for 11.50 each, what will be his capital gain in percentage terms? reddit
If he sells all of the shares for $11.50 each, then his capital gain in percentage terms would be 4.76%.
How to find?The capital gain in percentage terms can be found using the formula shown below: Capital gain percentage = [(selling price - purchase price - dividends) / purchase price] x 100.
Given that Donald purchased 110 shares of UGA Corporation for $10 per share, his purchase price is: $10 x 110 = $1100He also received a $0.50 dividend per share, so his total dividend is: $0.50 x 110 = $55His total purchase price, including dividends, is therefore: $1100 + $55 = $1155If he sells all of the shares for $11.50 each, his selling price is:$11.50 x 110 = $1265.
Substituting all these values into the formula above, we get: Capital gain percentage = [(1265 - 1155 - 55) / 1155] x 100= (55 / 1155) x 100= 4.76%.
Therefore, Donald's capital gain in percentage terms is 4.76%.
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hat's bad about not having a store of value?
Not having a store of value can be problematic for individuals and businesses alike.
A store of value is a way to preserve wealth over time and protect against inflation. Without a store of value, money or assets can lose value quickly, making it difficult to maintain financial stability. Additionally, not having a store of value can make it harder to plan for the future, as there is no certainty about how much money will be worth over time. This can lead to uncertainty, anxiety, and financial stress. In short, not having a store of value can limit financial options and create financial insecurity.
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country x produces only apples and bananas. the following table shows prices and quantities of both products in two years. year 1 year 2 price quantity price quantity apples $1 100 $2 80 bananas $2 50 $2 60 assuming year 1 is the base year, what is the nominal and real gross domestic product (gdp) for year 2 ?
Answer:
254 is the answer because it is the right answer
Explanation:
x² + ³x +3x
The nominal GDP for year 2 is $280 and the real GDP for year 2 is $200.
What is nominal and real GDP?Nominal GDP is the total value of goods and services produced in a country at current market prices, while real GDP is the total value of goods and services produced in a country adjusted for inflation.
To calculate nominal and real GDP for year 2, we need to use the quantities and prices of both apples and bananas in year 2 and year 1.
Nominal GDP for year 2:
Nominal GDP = (Price of apples in year 2 x Quantity of apples in year 2) + (Price of bananas in year 2 x Quantity of bananas in year 2)
Nominal GDP = ($2 x 80) + ($2 x 60) = $160 + $120 = $280
Real GDP for year 2:
Real GDP = (Price of apples in year 1 x Quantity of apples in year 2) + (Price of bananas in year 1 x Quantity of bananas in year 2)
Real GDP = ($1 x 80) + ($2 x 60) = $80 + $120 = $200
Therefore, the nominal GDP for year 2 is $280 and the real GDP for year 2 is $200.
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*WILL GIVE BRAINLY*
Explain briefly why manufacturing offers so many careers In such varled flelds.
Answer:
The manufacturing industry helps support the global and national economies, as well as individuals and families.Manufacturing has always been on the cutting edge of technology. Relaying details about their jobs may be met with disinterest and boredom.Manufacturing affects almost everything in our lives.
What managerial role does T. K. Kurien assume in his approach to attaining his division's goal of improved customer service
T. K. Kurien, an Indian chartered accountant and business executive can be said to assume the managerial role of: a change leader.
Who is a Change Leader?A change leader can be described as someone who takes on the responsibility of leading and guiding a group of people to plan and implement changes.
They encourage and work with employees during the decision-making process.
Thus, T. K. Kurien, an Indian chartered accountant and business executive who understands the key importance of employee's contribution to an organization, can be said to assume the managerial role of: a change leader.
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Ray lends $3,500. 00 $ 3,500. 00 to aron at a simple interest of 15% 15 % per year. Aron returned him $3,000. 00 $ 3,000. 00 and a watch after 2 2 years to clear the account. What is the price of the watch?.
The price of the watch, given the simple interest on the loan from Ray to Aron, is $ 1, 550
How to find the price of the watch?The price of the watch would be the amount that when added to the $3, 000 that was paid back, would complete the repayment of the debt of $3, 500 from Ray.
First, find the total amount to be paid back:
= Loan amount + ( Loan amount x simple interest x number of years )
= 3, 500 + ( 3, 500 x 15 % x 2 )
= $ 4, 550
The value of the watch is:
= Total to pay back - Amount brought in cash
= 4, 550 - 3, 000
= $ 1, 550
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Which of the following is a reason that your company might not want to increase its market share? A. The market saturation for your product is low. B. Many of your company's competitors have bad reputations. C. Your company has a limited capacity for producing your product. D. The price of your product is very competitive. Please select the best answer from the choices provided
Answer:
C. Your company has a limited capacity for producing your product.
Explanation:
Increasing the market share will result in an increased demand for the company's products. The company will sell its products to more customers. Its sales volume will most likely go up. If a company lacks the capacity to produce more goods, then it might not want to increase its market share. Should be company fail to meet the market demand for its products, its risks damaging its reputation.
Answer:
c-Your company has a limited capacity for producing your product.
Explanation:
got it right on edge
Tickets to a fundraiser are $14 if purchased ahead of time and $25 if purchased at the door. The total amount raised from all ticket sales was $625. If eleven tickets were purchased at the door, how many tickets were purchased ahead of time?.
importance of Technical profession
Answer:
The technical profession has always been important as it has replaced the society from nomadic to the modern era. ... The facilities of medicines, surgical works, communication, computer technology, transportation system, etc are the result of technical professions.
One of the major differences between individual incentives and group incentives is thatindividual incentives are monetary whereas group incentives are non-monetary.group incentives place social pressure on group members whereas individual incentives do not.
Individual incentives are monetary and group incentives are non-monetary This statement is true about individual and group incentives. Here option B is the correct answer.
Individual incentives and group incentives are two different approaches to motivating individuals to achieve a particular goal or objective. Individual incentives are rewards that are offered to individuals based on their individual performance, while group incentives are rewards that are offered to a group of individuals based on their collective performance.
The major difference between individual and group incentives is that individual incentives are monetary, meaning they are given in the form of money, such as bonuses or commissions, whereas group incentives are non-monetary and can take many forms, such as recognition, trophies, or certificates.
Another difference is that group incentives place social pressure on group members, as the entire group's success is dependent on everyone's contribution, whereas individual incentives do not create such social pressure.
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Complete question:
Which of the following statements is true about individual and group incentives?
A) Individual incentives are non-monetary and group incentives are monetary.
B) Individual incentives are monetary and group incentives are non-monetary.
C) Both individual and group incentives are monetary.
D) Both individual and group incentives are non-monetary.
Management, being representative of all the owners, is in the agency position of making decisions that are in the best interest of the firm's:
Answer:
shareholders
Explanation:
Which of the following statements is true?
Any sort of disciplinary infraction in high school will disqualify you from being
accepted to college.
Having someone else fill out your application shields you from legal
responsibility for the information it contains.
3:
A college may withdraw its offer of acceptance if it finds out you have lied on
Colleges have no way of finding out any more about you than what is included in
your application.
Answer:
3:
A college may withdraw its offer of acceptance if it finds out you have lied on
Explanation:
Colleges and universities are very particular about the information provided on application forms. Any misrepresentation of facts that the college considers as significant may result in the withdrawal of an offer acceptance letter.
A college may revoke an admission letter if they discover inconsistency in a student's records. For instance, a sudden change to higher grades may indicate cheating. If investigated and found correct, the college may revoke its offer acceptance letter.
Choose the option that best matches the description given.
I handle the basic management of our employees and am the face you see in the media.
a)shareholder
b)officer
c)board of directors
Answer:
I think c. board of directors
OFFICERRRRRRRRRRRRRRR
Wal-Mart launched a sustainability campaign to show customers that the company was sensitive to environmental issues. Which element of SWOT analysis did Wal-Mart overcome by doing this? weakness strength threat opportunity
Wal-Mart overcame a weakness by launching a sustainability campaign to show customers that the company was sensitive to environmental issues.
The weakness may have been a negative perception of the company's environmental impact or a lack of environmental initiatives compared to competitors. By addressing this weakness, Wal-Mart could improve its reputation and appeal to customers who value sustainability. Therefore, the sustainability campaign would be considered a strategy to improve the company's strengths and opportunities, as well as to mitigate potential threats related to negative perceptions or increased competition in the sustainability market.
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Outline a specific strategy to implement stating how you will prevent this from
happening in the future.
cost is not paid by the insurance company and are unrecoverable
Answer:
yes
pls mark brain
Explanation:
which of the following is one reason a lender might charge a prepayment penalty? a) to discourage early payment of the loanb) to protect against potential losses c) to ensure timely payment of the loan d) to incentivize on-time payment of the loan
To discourage early payment of the loan is one reason a lender might charge a prepayment penalty. The correct answer is option a.
A lender might charge a prepayment penalty to discourage the borrower from paying off the loan early. Lenders make money from the interest paid on a loan, so when a borrower pays off the loan early, the lender loses out on future interest payments.
A prepayment penalty is designed to compensate the lender for this loss by charging the borrower a fee for paying off the loan early. This fee can be a percentage of the remaining balance or a flat fee, and it is usually outlined in the loan agreement.
The correct answer is option a.
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What type of factors of production would you need to provide services to your clients?
The idea cited is Factors of production, which are the inputs used to supply an amazing or carrier with the intention to produce income. The answer is land, labor, entrepreneurship, and capital.
The four factors of production namely land, labor, capital, and entrepreneurship can be viewed as part of the economy. The land has a broad definition as a factor of production and can take many forms, from agricultural land to commercial real estate to the resources available on a given piece of land.
Labor refers to the effort a person puts into marketing a product or service. Capital generally refers to money.
Instead, it facilitates the processes used in production and allows entrepreneurs and contractors to purchase capital goods or land or pay wages. Entrepreneurship is the secret ingredient that brings together all the other factors of production into a product or service for the consumer market.
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Saunderstown Company reported the following pretax data for its first year of operations. Net sales $ 2,950 Cost of goods available for sale $ 2,480 Operating expenses $ 700 Effective tax rate 30 % Ending inventories: If LIFO is elected $ 990 If FIFO is elected $ 1,250 What is Saunderstown’s gross profit ratio if it elects LIFO? (Round your answer to the nearest whole percentage. )
To calculate Saunderstown's gross profit ratio if it elects LIFO, we need to first calculate its gross profit using the LIFO ending inventory.
Beginning inventory = Cost of goods available for sale - Net sales = $2,480 - $2,950 = -$470 (negative indicates a loss)
Ending inventory (LIFO) = $990
Cost of goods sold (LIFO) = Cost of goods available for sale - Ending inventory (LIFO) = $2,480 - $990 = $1,490
Gross profit (LIFO) = Net sales - Cost of goods sold (LIFO) = $2,950 - $1,490 = $1,460
Now we can calculate the gross profit ratio using the formula:
Gross profit ratio = (Gross profit / Net sales) x 100%
Gross profit ratio (LIFO) = ($1,460 / $2,950) x 100% = 49% (rounded to the nearest whole percentage)
Therefore, if Saunderstown elects LIFO, its gross profit ratio would be 49%.
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What is everyone planning to do this summer?
Answer:
read, relax, try to sleep in as long as I want, work out, and eat lol
have a good day :)
Explanation:
we can think of equity as a degree of ownership in any asset after subtracting all debts associated with that asset. shareholder equity is calculated as total [ select ] minus total liabilities
We can think of equity as a degree of ownership in any asset after subtracting all debts associated with that asset. Shareholder equity is calculated as total assets minus total liabilities.
Shareholder equity, also known as stockholders' equity or owners' equity, represents the residual interest in a company's assets after deducting its liabilities. It is a measure of the shareholders' claim on the company's assets.
To calculate shareholder equity, the total liabilities of the company are subtracted from the total assets. Total assets include both tangible assets (such as property, equipment, and inventory) and intangible assets (such as patents, trademarks, and goodwill). Total liabilities encompass the company's debts, obligations, and other financial liabilities.
By deducting total liabilities from total assets, we arrive at the shareholder equity figure, which reflects the net worth or value attributable to the shareholders of the company. It represents the portion of the company's assets that would be allocated to shareholders in the event of liquidation after satisfying all obligations.
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TRUE / FALSE.
Viatical companies hope that their clients die sooner than later.
Since the company's profit is based on receiving the death benefit, a shorter life expectancy allows them to realize a return on their investment more quickly. The statement "Viatical companies hope that their clients die sooner than later" is TRUE.
Explanation: Viatical companies are businesses that specialize in purchasing life insurance policies from individuals who are terminally ill.
These companies provide an upfront cash payment to the policyholder, typically at a discounted rate compared to the policy's face value. The viatical company then becomes the beneficiary of the policy and receives the death benefit when the insured individual passes away.
In this context, it is true that viatical companies have an interest in the insured individual's life ending sooner rather than later.
However, it's important to note that this statement may sound morally questionable since it involves profiting from someone's illness or unfortunate circumstances.
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3. Businesses not associated with the government are referred to as what type of jobs?
a. Public Sector
b. For Profit Sector
C. Private Sector
d. None of the above
Answer:
Private Sector
Explanation:
I'm fairly confident this is it, but I'm not too sure. Sorry to disappoint
discuss the importance of using the appropriate leadership style to influence employee engagement and performance.
Situational leadership theory is a method that determines the appropriate leadership style for a given situation based on a number of factors.
Situational leaders adjust their leadership philosophies in reaction to the workforce's aptitude and level of dedication. Situational leadership is a flexible leadership style that attempts to maximize employee potential while meeting organizational objectives or deadlines. The leadership style used by each organization is essential since it affects both employee productivity and operational efficiency. The situational leadership theory states that when leaders' styles alter through time, people develop and sharpen their work skills. In other words, situational leaders adapt their style of leadership to suit the needs of their team and the organization. In order to effectively manage your staff, you should understand situational leadership theory.
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You have just been hired to manage inventory for a sock company, "Sock-um." The company seems to be running out of inventory space. On day one of your job, you have been asked to determine average daily inventory. Every Monday, Sock-um receives a shipment of 500 cases of socks. Sock-um sells socks to retail outlets along the East Coast at a rate of 90 cases per day during each of the 5 business days (Monday through Friday). In your memo, please provide a model that represents daily inventory and provide your answer of average daily inventory. In your worksheets, demonstrate your knowledge of integrals and show how you can double check your answer through manual calculations.
Sock-um has an annual contractual obligation with its manufacturer to receive 500 cases weekly, and breaking the contract would cost them $8000. Once inventory has reached 500 cases, Sock- um will run out of space. Currently, additional shelf space for 500 cases is $1000. A pair of socks costs $1 to manufacturer, and each pair sells for $4. There are 100 pair of socks in a case of socks. Sock-um has the possibility of expanding its reach to midwestern states by providing up to 20 cases per day. To do this, they will incur a one-time cost of $6000. Provide a marketing recommendation to Sock-um regarding the inventory constraints, contractual obligations, and sale opportunities in the Midwest.
Memo:
Managing Inventory at Sock-um Sock-um, a sock manufacturing company has a contract with its manufacturer to receive 500 cases of socks weekly. If the contract is broken, Sock-um would incur a cost of 8000. However, the company has a limitation of inventory space and can hold 500 cases at a time.
At present, Sock-um is running out of inventory space and needs to determine the average daily inventory.On Monday of every week, the company receives 500 cases of socks. During the five business days, Sock-um sells 90 cases of socks per day to retail outlets along the East Coast. The calculation of average daily inventory is based on the difference between the number of socks received and sold per day. The following model represents daily inventory: 500 – 90d, where d represents the number of days.
Hence, the formula for the average daily inventory would be:
∫[0,5] (500 - 90d) dd = [500d - 45d²/2] 0,5 = 212.5 cases.
The average daily inventory for Sock-um is 212.5 cases.
The calculation is verified by the following manual calculation:
Monday:
500 - 90(1) = 410 cases,
Tuesday:
500 - 90(2) = 320 cases,
Wednesday:
500 - 90(3) = 230 cases,
Thursday:
500 - 90(4) = 140 cases,
Friday: 500 - 90(5) = 50 cases.
Sum of all inventory = 410 + 320 + 230 + 140 + 50 = 1150,
Average daily inventory = 1150/5 = 230 cases.
The company has an opportunity to expand its reach to midwestern states by providing up to 20 cases per day.
The expansion would incur a one-time cost of 6000.
However, Sock-um can take advantage of the sale opportunity and earn additional revenue. The manufacturing cost of a pair of socks is 1, and each pair sells for 4.
As there are 100 pairs in a case, a case would sell for 400. Selling 20 cases per day would result in additional revenue of $8000 per day, which would be more than enough to cover the cost of expansion.
Sock-um should expand its reach to the midwestern states to increase revenue.
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Trade surpluses and trade deficits can be __________________ for an economy in certain circumstances.
Depending on the situation, trade deficits and surpluses can either help or hurt an economy.
What is the economy?An economy is a region where products and services are produced, distributed, traded, and consumed. It is generally understood to be a social domain that places an emphasis on the behaviors, discourses, and tangible manifestations connected to the creation, utilization, and management of finite resources. One's culture, values, education, technological advancement, history, social organization, political structure, legal system, and natural resources are all major determinants of an economy's processes.What makes the economy so crucial?Our daily lives are influenced by economic challenges. Concerns like tax and inflation, wealth and interest rates, inequality and developing markets, and energy and the environment are included in this.Learn more about economy here:
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The Free enterprise system is:
A: Supply & Demand
B: Designed to protect consumers' best interests
C. Requires both sides of the story
D. Free of competition
Answer:
Free enterprise is the freedom of individuals and businesses to regulation. It enables individuals and businesses to create, produce, are able and willing, enterprising people produce goods and services for produce and sell goods and services. In this system, no one forces people they believe to be best for them.