In conclusion, option A is the correct statement about the time value of money assuming the interest rate is positive. It is important to understand the time value of money to make informed decisions about investments, loans, and financial planning.
The correct statement about the time value of money assuming the interest rate is positive is:
$100 today is worth less than $100 in the future because the present value is always smaller than the future value.
This statement is based on the concept of time value of money, which suggests that the value of money changes over time due to interest rates and inflation.
In other words, if you receive $100 today, it is worth more than $100 you will receive in the future because you could invest it and earn interest on it.
On the other hand, if you owe someone $100 today, it is worth less than $100 you will owe in the future because inflation will make the $100 worth less.
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Write a one to two paragraph explanation that teaches how to complete each form. Be sure to write the instructions in "plain English" versus official federal government "speak."
Describe the documents you could provide to a new employer in order to establish your identity and/or employment eligibility. Provide a list of a minimum of four documents.
Submit your paragraph explanations for completing each form and the description of the documents for establishing your identity and/or employment eligibility as the assignment for this lesson.
Answer: So so sorry but i don't know!
Explanation:Have a great day
Janelle likes to keep all her savings goals separate, so she has an account for each one, including an account to save for her college textbooks every semester. She buys books about every 6 months, with roughly $550 due each time. She likes to save the money up in installments, with auto-deposits from each of her twice monthly paychecks. She’s wondering if her online savings account, earning 0.75%, is still her best option for monthly deposits toward her textbooks. Which account would you recommend? Why?
The account that I recommend for Janelle for saving towards her textbooks, which she buys every six months, is a Certificate of Deposit.
What is a Certificate of Deposit?A certificate of deposit is a fixed deposit account offered by banks and other financial institutions.
The advantage of a certificate of deposit over an ordinary saving is that it has a fixed interest rate and the rate is premium, that is higher than the ordinary savings account's interest rate.
Thus, since Janelle does not require the amount until six months, it would be better for her to choose a certificate of deposit that will earn a higher interest.
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How many years would it take for money to increase to 3 times the initial amount at an interest rate of 18% per year?
Answer:
7 years (to the nearest year)
Explanation:
Given that;
A = amount
P= principal
t = time
r = rate
A =3P(given in the question)
Formula for compound interest;
A = P(1 + r)^t
Substituting values;
3P = P(1 + 18/100)^t
3P/P= (1.18)^t
3 = (1.18)^t
log 3 = t log 1.18
t = log 3/log 1.18
t = 0.4771/0.0719
t = 6.6 years
t = 7 years (to the nearest year)
the similarities of African countries
The similarities between African countries are:
Background on Agriculture in Africa
Despite the great potential for agricultural production in Africa,UNDP states that about 73% of the poor people living in rural areas subsist on less than a dollar a day.In addition, the continent has about 200 million of the world’s hungry people (Millennium Development Goals (MDGs) Technical Support Centre.Furthermore, available statistics suggest that about one-third of the continent’s population is malnourished.Africa is also the only continent where food production has been falling over the years.One of the maximum famous suggestions for the origins of the time period 'Africa' is that it's far derived from the Roman call for a tribe living in the northern reaches of Tunisia, believed to possibly be the Berber human beings. The Romans variously named these human beings 'Afri', 'Afer', and 'If'.
It is brimming full of big things. As the second biggest continent in the world, Africa is jam-full of a number of the world's biggest things: the biggest desolate tract within the globe, the Sahara wilderness (explore it on our Morocco itineraries). The longest river in the world, the Nile River, runs for 6,853km (4,258mi).
Luxembourg is a small, landlocked U. S . Positioned in western Europe and bordered by means of Belgium, France, and Germany. With a population of 642,371, Luxembourg is the simplest Grand Duchy in the world. Its GDP in keeping with a capita of $a hundred and forty,694 makes it the sector's richest.
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Each account that is used can be classified as an asset. True or False
Answer: I believe your answer will be TRUE.
To show appreciation to a headhunter who has helped place you with an employer, you might: (Multiple Choice)
send a thank-you note
stay in contact
save him or her time by contacting the employer directly when you need information
refer other hardworking individuals to him or her
Answer:
• send a thank-you note
• stay in contact
• refer other hardworking individuals to him or her
Explanation:
A headhunter refers to an individual or a company that provides recruiting service with regards to employment on behalf of an employer. The employers hires headhunters in order to find individuals who meet a particular job requirement.
In order to show appreciation to a headhunter who has helped place an individual with an employer, the person can:
• send a thank-you note
• stay in contact
• refer other hardworking individuals to him or her
Option C is incorrect as saving him or her time by contacting the employer directly when an information is needed isn't ideal. Therefore, the correct options are A, B and D.
A perfectly price-discriminating monopolist is able to.
Answer:
charge each consumer the maximum amount they are willing to pay
journal
March 01 March 03 March 09 March 15 March 27 Debit balance of Binod account Rs.25,000. Sold goods to Binod Rs.20,000. Sold goods for cash Rs. 10,000. Cheque received f
Journal entries of the given transactions are as follows.
Debit balance of Binod account Rs.25,000.Binod A/C.......Dr 25000
To cash A/C 25000
Sold goods to Binod Rs.20,000.Binod A/C.......Dr 20000
To Sales A/C 20000
Sold goods for cash Rs. 10,000.cash A/C.......Dr 10000
To Sales A/C 10000
A journal entry is the act of recording any transaction, whether one that is economic or not. An accounting diary that displays the debit and credit balances of a corporation lists transactions. Multiple recordings, each of which is either a debit or a credit, may be included in the journal entry.
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which of the following forms of countertrade does not require use of money or credit between parties? a) barter b) switch trading c) offset d) compensation trading e) none of the above
Barter is a form of countertrade which does not require use of money or credit between parties
A reciprocal form of international trade known as countertrade involves exchanging one good or service for another in place of hard currency. In developing nations with few credit or foreign exchange options, this kind of international trade is more prevalent.
Direct exchange of products between two parties in a transaction is known as barter. The primary exports are funded by importing markets' supplies of commodities or services. A single contract, which in its most basic form does not involve any currency, covers both flows.
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Darcy is a new manager in a large consulting firm. As one of her first task she needs to set goals for her team
Answer: Bottom-up
Explanation:
Bottom-up also known as top down approach, is the approach of going from general to the specific, also from specific to the general. They are possible approach for a wide range of endeavors such as goal getting, forecasting and setting busgets
Darcy can use the Bottom-up approach to set up her team.
1. With an ownership investment, investors do which of the following:
2. The amount of interest you earn in a typical savings account is about
3. Compounding can be described as
4. If you are 17 right now, what is the best age to begin investing?
5. For an investment to yield positive results at the end of the investment period, the earnings should
6. A formal legal agreement between a lender and a borrower usually includes a
7. Who is legally responsible for repaying a bank loan if the loan borrower fails to make payments as indicated in the loan contract?
8. What kind of insurance protects you from loss if you let someone drive your car and that person has an accident?
9. Chloe is preparing her income tax return for the first time. She is a receptionist, does not own any land or real estate, and has not inherited any money from a deceased relative within the last tax year. She will only be taxed on
10. Governments pay for public services such as police protection, road repairs, and public education by
11. One of the benefits to some individuals of using Form 1040 to file their personal income tax is that this form enables them to
12. When preparing a personal income tax form, parents report some of their childcare expenses to receive
13. The apartment building you live in has been destroyed by a tornado, what insurance would cover your belongings?
14. Your car has been stolen, what insurance coverage would you need to have to get a replacement car?
15. The car you are driving causes an accident that injures someone riding in your car, what insurance would cover your passenger’s injuries?
16. You get food poisoning from the local carnival and are sick all night.
17. You are injured in an accident and are unable to work for 2 months, what insurance would help supplement your income during that time?
18. Your garage was destroyed by a fire which started by a lightning bolt hitting your home, what insurance would repair your garage?
19. While driving to the mall, you are pulled over and receive a speeding ticket, what insurance would cover this?
20. While driving, you have brake failure. You hit a telephone pole and cause damage to the front of the car, what insurance coverage would you need to get your car repaired?
21. A mother, who is financially responsible for her young children dies from an undetected heart defect, what insurance could she have purchased to help support her children after her death?
22. A doctor diagnoses a child with tonsillitis during a visit to a clinic, what insurance would be used?
23. You hit someone else’s car and damaged it so you need to pay for their car’s repairs.
24. You cause a vehicle accident in your car and you receive an injury, what insurance would cover your injury?
25. Your car is totaled in an accident caused by someone without liability insurance, what if any insurance you can purchase to insure yourself against this?
26. Someone breaks into your apartment and steals your television, what insurance coverage would replace your television?
27. Your friend is injured while riding in your car when you collide with a tree, what insurance would pay for your friend’s injury?
What insurance would pay for your vehicle repairs?
28. The person who hit you does not have enough insurance for your medical bills, is there any insurance you can purchase to insure yourself against this?
29. An unexpected death of a family member results in funeral expenses, what insurance could help with this?
30. You cause an accident and injure the driver and passenger of the other vehicle, what insurance do you have that will pay for their medical bills?
1- With an ownership investment, investors purchase assets such as stocks, real estate, or businesses, with the expectation of receiving a return on their investment through capital gains or income generated by the asset.
2-The amount of interest earned on a typical savings account can vary, but it is generally low, often around 0.01% to 0.05% per year.
3-Compounding refers to the process of reinvesting earnings generated by an investment back into the investment, allowing the investment to grow at an increasing rate over time.
4-The best age to begin investing depends on an individual's financial situation and goals. Generally, the earlier an individual starts investing, the more time they have to benefit from the power of compounding and potential market gains. However, it is important to also prioritize building an emergency fund and paying off high-interest debt before investing.
5- For an investment to yield positive results at the end of the investment period, the earnings from the investment should exceed the initial investment amount and any associated fees or expenses.
6- A formal legal agreement between a lender and a borrower usually includes a loan contract that outlines the terms and conditions of the loan, such as the loan amount, interest rate, repayment schedule, and any fees or penalties.
7- The borrower is legally responsible for repaying a bank loan, even if they fail to make payments as indicated in the loan contract. This may result in legal action, such as wage garnishment or asset seizure.
8- Liability insurance typically protects the policyholder from financial loss if someone is injured or their property is damaged as a result of the policyholder's actions, such as letting someone drive their car.
9- Chloe may be taxed on her income from her job as a receptionist, including wages, tips, and bonuses. She may also be eligible for certain tax credits or deductions.
10-Governments typically pay for public services through taxes, such as income taxes, sales taxes, and property taxes.
11- One benefit of using Form 1040 to file personal income tax is that it allows individuals to claim various deductions and tax credits that may reduce their tax liability.
12- When preparing a personal income tax form, parents may report some of their childcare expenses in order to receive certain tax credits, such as the Child and Dependent Care Credit.
13- Renters insurance typically covers a policyholder's personal belongings in the event of damage or loss due to a covered peril, such as a tornado.
14- If the policyholder has comprehensive or collision insurance, it may cover the cost of replacing their stolen car.
16- Personal injury protection (PIP) or medical payments coverage may cover a passenger's injuries resulting from an accident in the policyholder's car.
17- Medical insurance may cover the cost of treatment for food poisoning.
18- Disability insurance may help supplement an individual's income if they are unable to work due to injury or illness.
19- Homeowner's insurance may cover the cost of repairing or rebuilding a garage that was damaged or destroyed due to a covered peril, such as a fire caused by lightning.
20- Auto insurance may cover the cost of a speeding ticket, but this would depend on the specific terms of the policy.
21- Collision insurance may cover the cost of repairing the car after an accident caused by brake failure.
22- Life insurance may provide financial support for a policyholder's dependents in the event of their death.
23- Health insurance may cover the cost of treatment for tonsillitis.
24- The policyholder's liability insurance may cover the cost of the other driver's car repairs.
25- Personal injury protection (PIP) or medical payments coverage may cover the policyholder's injury resulting from an accident in their car.
26- Uninsured motorist coverage may provide coverage for the
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which strategy involves shifting the weights of securities in a portfolio to take advantage of security groups expected to do relatively better than others
The strategy that involves shifting the weights of securities in a portfolio to take advantage of security groups expected to do relatively better than others is called sector rotation.
Sector rotation is an investment strategy that involves adjusting the allocation of a portfolio's holdings among different sectors or industries based on anticipated changes in market conditions. The idea behind sector rotation is to identify sectors or industries that are expected to outperform others and allocate a higher proportion of the portfolio to those sectors. This strategy aims to capitalize on the relative performance differences among sectors over specific time periods.
Investors who employ sector rotation analyze various factors such as economic trends, market conditions, and sector-specific indicators to determine which sectors are likely to perform well. They then adjust their portfolio allocations accordingly by increasing exposure to sectors they believe will outperform and reducing exposure to sectors expected to underperform.
By actively shifting the weights of securities based on sector performance expectations, investors attempt to optimize their portfolio returns and take advantage of market trends and opportunities.
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What is the best reason for homebuyers to create a budget before taking out a mortgage?
to compare the value of their home with that of their neighbors
to plan how to pay off the money they have borrowed
to set aside enough money to refinance the loan
to figure out how long they can stay in their home
The best reason for homebuyers to create a budget before taking out a mortgage is to : Plan how to pay off the money they have borrowed.
What is a mortgage?A mortgage is an agreement(legal) between a bank and the buyer in which the bank lends money to the buyer to purchase a house.
When a buyer takes a mortgage, the buyer agrees to pay back the money in full with an agreed interest rate, at a stipulated time.
Types of actions that can be taken with a mortgage are :
Purchase a homeMaintain a homeMaintain other types of real estateTherefore, the best reason for homebuyers to create a budget before taking out a mortgage is to plan how to pay off the money they have borrowed.
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Answer:
b
Explanation:
What is the difference between a total and a subtotal?
Explanation:
SUB-TOTAL:
The total for a part of a list of numbers being summed.
TOTAL:
An amount obtained by addition of smaller amounts.
Answer:
subtotal is all the different parts being added together from different list.
total is the all items being added together plus tax.
Explanation:
Shane is trying to become better active reader. He has spread his reading assignments over the course of a few days, reads when he is most alert, and only reads in place where he can concentrate. What else can he do to be a better active reader?
Answer: Annotate the text
Explanation:
The options include:
Rewrite what he reads.
Annotate the text.
Try to visualize the text in his head.
Read more pages per day.
Based in the information given, another thing that Shane can do to be a better active reader is for him to annotate the text.
Annotating the text simply means that he can highlight the texts or underlining the key information in the text. He can also write few notes by the margins to help him understand what he's reading better.
Refer to Scenario 19.2. BASF has decided to offer discounts to its businesses customers in the form of the following: For each order of $100,000 or more during the next 90 days, the buyer will receive a rebate of 5 percent. This type of pricing would be an example of ____ discounts. Group of answer choices
Answer:
cumulative discounts
Explanation:
Options:
A) allowance B )cash C) seasonal D) noncumulative E) cumulativeA cumulative discount refers to a company offering a discount in the sales price of an item or items if the total purchase is higher than a certain threshold. It is similar to offering discounts for buying in bulk (which refers to quantity), only that this type of discount is offered to customers that purchase over a certain amount of money.
the total cost of an asset less its accumulated depreciation is called
Answer:
Depreciation is called its net cost or carrying amount.
what are the two policies used in the United States to manage the health of the economy?
Answer:
Fiscal and Monetary policies
Explanation:
Monetary policies are the activities by the Federal Reserve(central bank) of regulating and controlling the money supply in the economy. Some of the monetary policies the central bank uses include the federal fund rate, the discount rate, reserve requirements, interest on reserves, and the open market operations. The objective is to influence the economic growth rate and stabilize prices.
Fiscal policies refer to the government decisions on spending and taxation to achieve the desired macroeconomic goals. An increase or decrease in government spending and taxation have a great impact on economic activities. Fiscal policies are combined with monetary policies to drive the economy in the intended direction.
quasi-contracts are imposed by courts when an actual contract does not exist or the contract is unenforceable. the intent of quasi-contract is to
Quasi-contracts are a form of legal remedy, imposed by courts when an actual contract does not exist or the contract is unenforceable.
The purpose of a quasi-contract is to prevent injustice by placing parties into the same position they would have been in if a contract had been made. This type of legal remedy is intended to make sure that one party does not benefit at the expense of another.
Quasi-contracts provide relief to a party that has been harmed through no fault of their own. It is a legal fiction which the court imposes in the absence of an agreement between the parties.
The court uses principles of equity and justice to determine a fair resolution, rather than the specific terms of a contract. Quasi-contracts are not intended to take away the freedom of contracting parties, but rather to ensure that fairness is maintained.
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A production possibilities curve is bowed out, indicating increasing opportunity cost because of.
A production possibilities curve is bowed out, indicating increasing opportunity cost because of amount of a good that is needed to be sacrificed for each additional unit of another good is more than compare to the previous unit.
What is the reason why production possibility curve do bowed out?
The reason why production possibility curve do bowed out is that it gives the implication of scarcity.
It should be noted that the bowed-out shape of the production possibilities do comes from the allocation of the resources that is based on comparative advantage.
In conclusion, The Production Possibilities Curve serves as the model that is been used to display the tradeoffs that is associated with allocating resources that exist in production of two goods and this serves as the concepts of scarcity, opportunity cost.
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Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three dimensional. How is he MOST LIKELY to add this foreground? A. B. C. D. He might change his position to include some foreground items such as rocks or grasses. He might tilt his camera up to better capture the tops of the hills. He might add some framing trees in the middleground of his image. He might circle around to the side of the hills to capture the cows standing on top. PLS HELP!!
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. He is most likely to add this foreground Option A. He might change his position to include some foreground items such as rocks or grasses.
The foreground of an image is usually the element that is closest to the viewer. The foreground is often used to add depth to an image. If a photographer wants to create a 3D appearance in his image, he must ensure that the image has a foreground, mid-ground, and background. It is possible to include a foreground in a photo by modifying the angle of the shot and including elements in the foreground.
Emilio might change his position to include some foreground items such as rocks or grasses. By doing so, he will be adding depth to his image. Another way to add foreground to an image is to use framing trees in the middle ground of the image, but this may not provide the depth required. Tilt his camera up to better capture the tops of the hills or circling around to the side of the hills to capture the cows standing on top are not recommended, as the question seeks to add a foreground.
Therefore, Emilio is most likely to add the foreground by changing his position to include some foreground items such as rocks or grasses. Therefore, the correct option is A.
The question was incomplete, Find the full content below:
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. How is he MOST LIKELY to add this foreground?
A. He might change his position to include some foreground items such as rocks or grasses.
B. He might tilt his camera up to better capture the tops of the hills.
C. He might add some framing trees in the middle ground of his image.
D. He might circle around to the side of the hills to capture the cows standing on top.
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Submit Test 2 Select the correct answer. Martha has recently Jolned a finance firm. She barely requires any supervision or help to perform her work efficiently. Which expectation of her employer does Martha fulfill in the given scenario? ΟΑ. she malntalns professional decorum OB. she is self-motivated she is a team player OD she is reliable
Answer: She is self-motivated
Explanation: Right on Plato
Answer:
B. She is self-motivated
Explanation:
got it right on plato
Partnership accounting Multiple Choice Is the same as accounting for a sole proprietorship, except that separate capital and withdrawal accounts are kept for each partner None of these Is the same as accounting for a corporation is the same as accounting for a not-for profit organization Is the same as accounting for a sole proprietorship
Partnership accounting "Is the same as accounting for a sole proprietorship, except that separate capital and withdrawal accounts are kept for each partner." Thus, Option C is correct.
Partnership accounting is similar to accounting for a sole proprietorship in that it tracks the income, expenses, assets, and liabilities of the business. However, it also includes separate accounts for each partner's capital and withdrawals. This is important for tracking each partner's ownership in the business and for determining how profits and losses should be allocated among the partners.
Accounting for a corporation or a not-for-profit organization, on the other hand, is different from partnership accounting because these types of organizations have different ownership structures and tax requirements.
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Compare the four forms of competition.
Answer:
I
Explanation:
1
Which of the given factors is an assumption of perfect competition? Firms sell differentiated goods. There are high barriers to entr;y O There are a large number of producers in the market. O Firms have price setting power.
The factor that is an assumption of perfect competition is "there are a large number of producers in the market." The other factors listed are not assumptions of perfect competition.(option c)
What do you mean by perfect competition?In a perfectly competitive market, there are many firms producing identical products, leading to no individual firm having price-setting power, low barriers to entry, and no product differentiation.
According to economic theory, perfect rivalry exists when all businesses sell the same goods, market share has no bearing on prices, businesses can enter or quit the market without any obstacles, consumers have perfect or complete information, and businesses are unable to set prices.
A perfect market, formerly known as a market of atoms, is characterized by various idealising conditions, which are together referred to as ideal rivalry, or atomistic competition, in economics, particularly general equilibrium theory.
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Complete question: Which of the given factors is an assumption of perfect competition?
a) Firms sell differentiated goods.
b) There are high barriers to entry
c) There are a large number of producers in the market.
d) Firms have price setting power.
A personal identification number(PIN) is used to protect: A checks B deposit slips C debit cards D check registers
Answer:
If there is an all of the above option click that but if not hit D: Check registers
Hope this helps!
1. A parent company sells land to its wholly-owned subsidiary in 2015, reporting a gain of $35,000. In 2020, the subsidiary sells the land to an outside developer and reports a gain of $60,000. In the 2020 consolidation working paper, the elimination of this transaction will result in: A. A $35,000 decrease in beginning retained earnings B. A $60,000 increase in investment in subsidiary C. A $95,000 decrease in land D. A $35,000 increase in gain on sale of land
Answer:
Explanation:
A $60,000 increase in investment in subsidiary
If an agency's qualifying new business premium is ____ than the set minimum in a given month or quarter in the prior year, that agent's baseline will be increased to the minimum baseline that month or quarter.
Answer:
lower
Explanation:
If the premium set is below the minimum threshold then agent baseline will be increased. This is because the commission of an agent is based on the percentage of the premium. If the premium amount is lower then the commission will also be lower resulting in the agent baseline to decrease.
Explain one reason why a business may use social media to promote
Answer:
Social media offers many benefits to business owners, as it allows them to reach out to their customers and to gain the attention of more people/potential customers
Explanation:
Which of the following is a difference between net domestic product (NDP) and gross domestic product (GDP)?
a. GDP includes the cost of polluting the environment, while NDP does not.
b. GDP includes that part of the capital stock used up in the production process, while NDP does not.
c. GDP excludes that part of the capital stock used up in the production process, while NDP includes it.
d. GDP excludes net taxes, while NDP includes it.
e. GDP includes all government spending, while NDP excludes government spending.
While NDP excludes the portion of the capital stock used up during production, GDP does.
The economic output of a country is measured annually using its net domestic product (NDP), which is depreciation-adjusted. Depreciation is subtracted from the gross domestic product to compute it (GDP).
The Bureau of Economic Analysis releases quarterly reports on the NDP, GDP, gross national income (GNI), disposable income, and personal income as some of the important indicators of economic growth (BEA).
A rise in NDP would signify a strengthening economy, whereas a fall in NDP would signify a stagnant economy.
Gross domestic product (GDP) and gross national product (GNP) are both widely used measures of a country's aggregate economic output.
The gross domestic product (GDP) estimates the value of goods and services produced inside a nation's borders by both citizens and non-citizens.
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