Which statement explains how a credit card is a form of financial exchange?

A credit card can be used to pay for goods, and the charges are immediately deducted from the user's account.

A credit card can be used to pay for services, and the user agrees to pay these charges at a later time.

Each credit card has a certain monetary value, which users exchange with each other like currency.

Credit cards are paper documents that users write on to indicate the amount being paid to a merchant.​

I would choose to repair the car with the blown transmission. Despite the upfront cost, it offers affordability since the repair cost is lower than purchasing a new or used car.

In this scenario, repairing the car with the blown transmission is the more prudent choice. While the repair cost of $2,500 may seem significant, it is still more affordable than purchasing a new or used car. With a part-time job earning $10 an hour at 30 hours a week, the monthly income is $1,200 Lastly, the existing car holds sentimental value as it was given by my parents. By repairing it, I can continue to use a vehicle that has personal significance and is already familiar to me. Overall, considering affordability, reliability, sentimental value, and long-term financial benefits, repairing the car is the preferable choice in this situation.

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The table is A 2-column table with 5 rows. Column 1 has entries Personal interests, Skills, Achievements, Values, Experiences. Column 2 has entries following cases on the news; honest, caring, compassionate, has integrity; grades and mock trial finalist; physical condition and training; Explorers. The correct option is (B).

Passion (or Interests): Do I enjoy engaging in this activity? something that you enjoy doing? Is this an activity I have the talent (or skills) for?

There are three categories of skills: self-management, functional, and specialised knowledge. Functional skills are innate aptitudes or capabilities that are refined through practice and education.

Therefore, the table accurately lists Kyle’s personal interests, skills, achievements, values, and experiences is A 2-column table with 5 rows. Column 1 has entries Personal interests, Skills, Achievements, Values, Experiences. Column 2 has entries following cases on the news; honest, caring, compassionate, has integrity; grades and mock trial finalist; physical condition and training; Explorers.

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D and A.

The reasoning is because if they are making a cake then they may use flour, and they may have to clean up their mess afterwards.

In the context of investment and financial markets, idiosyncratic risk refers to risks that are specific to individual assets or companies, while systematic risk refers to risks that affect the overall market or economy. Both types of risk can impact performance, but they have different characteristics and relationships with the business cycle.

Idiosyncratic risk arises from factors unique to a particular company or asset. Examples include company-specific events like management changes, product recalls, or legal issues. Idiosyncratic risk can be diversified away by holding a well-diversified portfolio of assets since the impact of individual risks is reduced when combined with other assets. Quantifying idiosyncratic risk involves analyzing the variability of returns specific to an asset or company, often measured by the standard deviation of those returns.

On the other hand, systematic risk is driven by factors that affect the entire market or economy. It includes macroeconomic variables such as interest rates, inflation, and overall market conditions. Systematic risk cannot be diversified away since it affects all investments in the market. Beta, a measure of an asset's sensitivity to market movements, is commonly used to quantify systematic risk.

The relationship between these sources of risk and performance can vary across the business cycle. During periods of economic expansion, idiosyncratic risk may have a larger impact on performance. As companies and industries grow, their individual strategies and competitive advantages become more influential in determining their performance. On the other hand, systematic risk tends to have a more significant impact during recessionary periods or market downturns. Economic downturns affect the overall market and investor sentiment, leading to increased systematic risk and potential losses across various investments.

It's important to note that the relationship between risk and performance is complex and can depend on various factors, including the specific industry, market conditions, and individual company dynamics. A thorough analysis of these factors is necessary to fully understand and quantify the impact of idiosyncratic and systematic risk on performance across different phases of the business cycle.

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The scenario described BEST illustrates the economic problem of **shortage**.

A shortage occurs when the demand for a product exceeds the available supply. In this scenario, the new product is released, and the demand for it is higher than what was initially anticipated. As a result, there is insufficient quantity to meet the desired level of demand. This imbalance between demand and supply creates a shortage.

Scarcity, on the other hand, refers to the fundamental economic problem of limited resources relative to unlimited wants and needs. It is a broader concept that encompasses shortages as well. In this scenario, scarcity may contribute to the shortage because the resources necessary to produce the product may be limited.

Surplus, on the contrary, refers to a situation where the quantity supplied exceeds the quantity demanded. This is not the case in the given scenario since the demand exceeds the supply.

Supply refers to the quantity of a product or service that producers are willing and able to offer at various price levels. While the shortage is a result of insufficient supply, the economic problem being illustrated here is specifically the shortage itself.

Therefore, the economic problem that BEST illustrates the scenario described is **shortage** (Option B).

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With r: 14.00%, Year 0 1 2 3 4, Cash flows −$1,200 $400 $425 $450 $475, project's expected npv will be rejected at $62.88

An investment opportunity's whole value is intended to be captured by the financial term known as net present value (NPV). The goal of NPV is to forecast all potential future cash inflows and outflows related to an investment, discount each one to the present, and then tally them all up.

The value of a project, investment, or any set of cash flows is estimated using NPV analysis. It is a comprehensive indicator since it incorporates all revenues, costs, and capital outlays related to an investment in its free cash flow (FCF).

It also considers the time of each cash flow, which can have a significant impact on the present value of an investment, in addition to taking into account all revenues and expenses.

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Using the same resources, the country of Zanzibarus produces 12 million pounds of beef or 5 million pounds of pork. Zanizibarus has a (n) Comparative Advantage in beef in contrast with pork production. This is further explained below.

The ability of an economy to produce a specific good or service at a lower opportunity cost than its trading counterparts is known as comparative advantage.

Opportunity cost is a new consideration in the idea of comparative advantage when comparing various manufacturing possibilities.

According to the theory of comparative advantage, nations will trade with one another and export the items in which they are relatively more competitive.

A country's labor force and natural resources may be exploited if one solely considers its comparative advantages.

Absolute advantage refers to a nation's undeniable ability to produce a certain good more effectively.

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Lowering prices is the least likely to provide a sustainable competitive advantage. Option 2

While reducing prices may initially attract customers, it is not a long-term strategy for sustainable success in the market. Competitors can quickly respond by reducing their own prices, leading to a price war that ultimately lowers profit margins for all companies involved. Additionally, lowering prices may also compromise the quality of products or services, which can ultimately lead to a decrease in customer satisfaction and loyalty.

On the other hand, achieving high levels of customer satisfaction, using patented technology, creating an efficient supply chain, and having a well-known brand name can all provide sustainable competitive advantages. These factors can help companies differentiate themselves from their competitors, attract and retain customers, and ultimately build brand loyalty.

By continuously improving customer satisfaction, companies can build a loyal customer base and establish a positive reputation in the market. Using patented technology can help companies create unique products that are difficult to replicate, while creating an efficient supply chain can lower costs and increase productivity.

In conclusion, while lowering prices may provide a short-term competitive advantage, it is not a sustainable long-term strategy. Achieving high levels of customer satisfaction, using patented technology, creating an efficient supply chain, and having a well-known brand name are more likely to provide sustainable competitive advantages for companies in the long run. Therefore option 2 is correct.

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In a weighted-average process costing system, the cost of beginning work in process inventory is combined with the cost of the current period’s production to calculate the cost per equivalent unit. The equivalent units for materials are calculated based on the number of units that have been started and the amount of material that has been added at the beginning of the production process. Therefore, the correct answer would be option D, which is the units started plus the units in ending work in process.

Option A is incorrect because it includes the units in ending work in process twice. Option B is also incorrect because it only includes the units started and does not account for any materials added at the beginning of the production process. Option C is incorrect because it includes the units in beginning work in process instead of the units started.

Calculating the equivalent units for materials is important for determining the cost per unit of materials used in production. This information can then be used to calculate the cost of goods sold and ending inventory. By using a weighted-average process costing system, Crane Manufacturing can better understand the cost of production and make informed decisions about pricing and inventory management.

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The Better Business Bureau (BBB) is an organization that helps consumers resolve complaints about businesses and promotes ethical business practices. If you have had a negative experience with a business and are not satisfied with the company's response to your complaint, you may consider filing a complaint with the Better Business Bureau.

The Better Business Bureau should be contacted when you have attempted to resolve a dispute with a business and have not received a satisfactory resolution. For example, if you have purchased a product or received a service from a company and it was not as advertised, or if the company has failed to fulfill a promise or commitment made to you, you may consider filing a complaint with the Better Business Bureau.

It is important to note that the Better Business Bureau is not a government agency and does not have the power to force businesses to resolve complaints. However, they do have a process in place to mediate disputes and help consumers resolve issues with businesses. By filing a complaint with the Better Business Bureau, you are taking advantage of a valuable resource that can help you resolve disputes with businesses in a fair and impartial manner.

Overall, the Better Business Bureau serves as a resource for consumers to resolve complaints about businesses and to promote ethical business practices. If you have had a negative experience with a business, consider filing a complaint with the Better Business Bureau to seek a resolution.

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After not doing so for two months, Susan's boss directly told her to purchase these supplies. The boss's statement is called direct authority.

What is direct authority?

The Office of Personnel Management (OPM) may give Federal agencies a direct-hire authority (DHA), also known as an appointment (hiring) authority, to fill positions where there is a critical need for hiring or a severe applicant shortage. The Office of Personnel Management (OPM) may give Federal agencies a direct-hire authority (DHA), also known as an appointment (hiring) authority, to fill positions where there is a critical need for hiring or a severe applicant shortage. A DHA enables agencies to acquire qualified applicants more quickly. By eliminating veteran preference, rating and ranking, and traditional selection techniques, it expedites recruiting. Every applicant who satisfies the minimum requirements will be sent to the hiring manager for evaluation and selection.

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Answer:

normative commitment

Explanation:

Answer:

$14.28

Explanation:

you will have a couple of cents left over at the end because you cant evenly divide 400 by 28

Gender-based violence has become prevalent on mining sites and in surrounding communities due to a combination of factors such as male-dominated work environments, social and economic inequalities, lack of awareness and education, limited access to support services, and a culture of impunity.

Gender-based violence on mining sites and in surrounding communities can be attributed to several reasons. Firstly, the mining industry is historically male-dominated, with a significant gender imbalance in the workforce. This power dynamic can perpetuate harmful attitudes and behaviors towards women, leading to increased incidents of violence.

Secondly, mining projects often bring rapid social and economic changes to communities, resulting in unequal power dynamics and social tensions. These changes can disrupt traditional gender roles and exacerbate existing gender inequalities, making women and girls more vulnerable to violence.

Thirdly, the lack of awareness and education about gender issues and violence prevention contributes to the prevalence of gender-based violence. Limited knowledge about consent, healthy relationships, and gender equality can perpetuate harmful norms and behaviors.

Furthermore, the remote locations of many mining sites can limit access to support services and justice systems. This lack of resources and infrastructure can prevent survivors from seeking help and perpetrators from being held accountable, perpetuating a culture of impunity.

Lastly, the overall culture and norms within the mining industry and surrounding communities play a significant role. If there is a lack of commitment from mining companies to prioritize gender equality, enforce policies against violence, and promote a safe and inclusive work environment, it can contribute to the prevalence of gender-based violence.

In conclusion, gender-based violence on mining sites and in surrounding communities is a complex issue influenced by multiple factors. Addressing this problem requires a comprehensive approach that involves creating gender-inclusive work environments, promoting education and awareness, strengthening support services, and holding perpetrators accountable. By actively working towards equality and addressing the root causes of violence, mining companies can play a crucial role in eliminating gender-based violence from their workplaces and the communities they operate in.

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Answer:

B. Product Labeling

Explanation:

From quizlet

The Food and Drug Administration sets standards for  product labeling.

Product labeling is the details information of what a products entails and this is often writing on the product.

Product labeling is an important standards set by  Food and Drug Administration as this help the consumer to be know the following:

Inconclusion the Food and Drug Administration sets standards for  product labeling.

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The greatest advantage of using a credit card is that it provides a safe way to improve one's credit score. Option D

A credit score is a three-digit figure that lenders use to determine how hazardous lending money to someone is. A good credit score indicates that a person is a low-risk borrower, which may result in cheaper loan interest rates in the future.

A poor credit score indicates a high-risk borrower, which may result in higher interest rates and less favorable loan terms.

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Answer:

Eskom Holdings SOC Limited dominates the electrical business in South Africa (Eskom).

They provide a significant amount of power for the country, accounting for over 95% of all power in South Africa.

In the first half of the 2018/19 financial year, Eskom made a profit of $48.05 million, down 89 percent from the previous year.

Higher borrowing expenses, higher gasoline prices, and increased staffing costs, they claimed, were to blame for the earnings dip.

Explanation:

Hope this helps!

Please mark me as Brainlinieast.

Answer:

Explanation: it’s o stop payment fee

Holding everything else constant, if the federal funds rate rises, then the demand for required reserves rises because the cost of borrowing from the fed is relatively lower.

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In 1800, a traveler needed six weeks to get from New York City to Chicago due to the limited transportation options available at the time.

However, with the introduction of the railroad in the mid-19th century, travel time was drastically reduced. By 1860, the trip from New York City to Chicago by railroad took just two days, revolutionizing transportation and making long-distance travel more accessible and efficient.
In 1800, a traveler needed approximately six weeks to travel from New York City to Chicago. However, by 1860, advancements in transportation, such as the railroad, reduced the travel time significantly, allowing the journey to be completed in just two days.

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Answer:

1. Subscription.

2. Bait and Hook.

3. Cutting out the Middleman.

Explanation:

Some of the commonly used business models across the world include the following;

1. Subscription: steady revenue and predictable profits. It is a business model which typically involves customers paying a recurring fee or price (revenue) for the use of a particular product or service. These customers are usually charged either on a monthly or annual basis. An example is the subscription for paid cable tv by various customers.

2. Bait and Hook: attractive prices for basic product. It is also referred to as the razor and blade business model. Bait and Hook typically involves selling a product at a very low price so as to gain the attention of the buyer and selling a complementary product (refill) to the same buyer at a very high price. An example is a mobile phone (bait) and airtime plus data (hook).

3. Cutting out the Middleman: reduction in transaction costs and processing time. It typically involves the elimination of an intermediary (middleman) in the supply of goods and services to the end users or customers.

An example is the business to consumer (B2C) company such as Walmart, Uber, etc.

To set up a scholarship fund that supports $20,000 per year indefinitely with an expected 8% annual return, an initial investment of $250,000 is needed. Additionally, using the double declining balance method, the depreciation schedule for a machine with an initial cost of $100,000, a useful life of 8 years, and a salvage value of $30,000 can be estimated.

To calculate the initial investment required for the scholarship fund, we can use the perpetuity formula. The perpetuity formula calculates the present value of an infinite series of equal annual cash flows. In this case, the annual scholarship amount is $20,000, and the expected return rate is 8%. Plugging these values into the formula for the present value of a perpetuity, we get:

P = A / r

P = $20,000 / 0.08

P = $250,000

Therefore, an initial investment of $250,000 is needed to set up the scholarship fund that will support $20,000 per year indefinitely with an 8% annual return.

Moving on to the depreciation schedule, the double declining balance method is used. This method involves applying a depreciation rate that is twice the straight-line rate. To calculate the annual depreciation expense, we divide the initial cost of the machine by its useful life, which gives us $12,500 per year using the straight-line method. However, with the double declining balance method, we multiply this by 2 to get a depreciation rate of $25,000 per year.

Starting with the initial cost of $100,000, we subtract the annual depreciation expense of $25,000 for each year until the end of the useful life. The depreciation schedule would look as follows:

Year 1: $100,000 - $25,000 = $75,000

Year 2: $75,000 - $25,000 = $50,000

Year 3: $50,000 - $25,000 = $25,000

Year 4: $25,000 - $25,000 = $0

At the end of the 4th year, the machine has a salvage value of $30,000, so the depreciation stops once the book value reaches that amount. This schedule represents the estimated depreciation of the machine using the double declining balance method.

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According to Digital Disconnect, the global digital divide is the result of the hyper-commercialization of Internet development that only serves affluent populations/groups.

The Digital Disconnect refers to experts' examination of current theory, research, and practice in socio-digital inequality. The Digital Disconnect provides a thorough analysis of capitalism's exploitation of the Internet. As per the Digital Disconnect, it is the hypercommercialism of mainstream computing technologies that causes the global digital divide. The global digital divide refers to global discrepancies, particularly between developing countries, and developed in access to computing and information resources such as the Internet, as well as the opportunities that such access provides.

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When looking for pre-approval on a car loan you should NOT get a loan from the car dealer directly to keep things simple.

Pre-approval occur when the lender has check or go through all the report of your credit so as to know the amount he or she will likely lend you as well as the interest rate.

Pre-approval tend to give the  borrower the assurance that he or she will be given the car loan by the lender.

It is important that you compare the pre-approval offers given to you so as to choose or select the offer that is best for you and you should avoid getting the car loan directly from the car dealer, ensure that you follow the due process.

Inconclusion when looking for pre-approval on a car loan you should NOT get a loan from the car dealer directly to keep things simple.

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POS systems for inventory management is an example of using a transaction processing system to process data.

Transaction is an agreement, or verbal exchange, between a consumer and seller to trade items, services, or assets for payment. Any transaction entails a change in the popularity of the budget of two or greater groups or individuals. A transaction is a business event that has a economic effect on an entity's economic statements, and is recorded as an entry in its accounting statistics. Examples of transactions are as follows: Paying a provider for services rendered or goods added. Accounting transactions refer to any business pastime that outcomes in a direct impact on the economic repute and monetary statements of the commercial enterprise. Such transactions come in many paperwork, including: income in coins and credit score to customers. Receipt of cash from a patron by means of sending an bill

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Yes, Hannah will be able to keep the painting. Shylo Art Gallery wrongfully convinced Sally that her painting was a fake and offered to pay her $100. Therefore, the contract with Sally was not valid and Hannah was free to purchase the painting at its true value.

Shylo Art Gallery wrongfully convinced Sally that her painting was a fake painting and offered to pay her $100, which was far below the actual value of the painting. The painting was then sold to Hannah in Shylo Art Gallery for $5000, the true value of the painting. Will Hannah be able to keep the painting? Hannah will be able to keep the painting.

Shylo Art Gallery committed fraud in convincing Sally that her painting was fake when it was not, and offering her less money than the painting was worth. It is unclear if Hannah knew of the fraud at the time of the sale, but regardless, she paid the true value of the painting, and therefore is the rightful owner of it. Sally could potentially sue Shylo Art Gallery for the difference between the actual value of the painting and the amount she was paid, but that does not affect Hannah's ownership of the painting.

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Answer:

Explanation:

I assume they are asking for the total premium paid per year, but I will also show just the amount she pays per year.

To figure out the total annual premium:

If the employer pays 80%, then the employee pays 20% (100%-80%).

Total Premium x .20% = 5.35

Total Premium = 5.35/.2 (20%)

Total Premium = 26.75 per week

Total annual premium is 26.75 x 52 weeks = 1,391

‘The employee only pays 20% or 5.35 per weekly paycheck. Her annual costs is 5.35 x 52 weeks=278.20

John's monthly payment is $323.33.

Monthly payment refers to the mode of repayment where a person repay any amount taken as a debt on a monthly basis.

John purchased a small boat for $17,000. While purchasing it, he made the down payment of $2,500 which made the remaining amount as $17000-$2500=$14500.

Now, the total charges added as finance amount make the total amount as $19400.

Since the repayment tenure for the loan was 60 months, to find the monthly payment amount, we need to calculate it as-

Total amount including finance charges ÷ loan tenure which is $19400÷60 = $323.33

Therefore, the answer is $323.33

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When Bennett withdraws $200 from his checking account, the required reserves decrease by $20. The required reserves decrease by $200.

Banks are required to hold a percentage of their deposits in reserve, which is known as the required reserve. The amount of required reserves is determined by the reserve requirement ratio, which is set by the Federal Reserve.

The required reserve ratio is the percentage of deposits that a bank is required to hold in reserve. The reserve requirement ratio is currently set at 10%.

The amount that a bank is required to hold in reserve is determined by multiplying the deposit amount by the reserve requirement ratio. As a result, if Bennett withdraws $200 from his checking account, the bank will be required to hold $20 less in reserve.

If Bennett withdraws $200 from his checking account, the bank's liabilities decrease by $200. Since the bank owes Bennett $200 less, its liabilities decrease. Since the bank has less money to lend, its reserves also decrease. The bank's assets decrease as a result of this. Thus, the outstanding liabilities do not increase or decrease.

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