You are determined to make monthly deposits of $2,300 into your savings account for the next 16 years. What average return rate do you need to eam in order to accumulate $1,171,988 in your savings account 16 years from today? a.10.8% b.10.3 % c.9.9% d.11.4 % e.0.9%

a. To calculate the yield to maturity (YTM) of the bond, we need to find the discount rate that equates the present value of the bond's future cash flows to its current price.

The bond has a 15-year original maturity and pays a 9% annual coupon. The cash flows consist of the annual coupon payments and the bond's face value at maturity. Since the bond is currently selling at 111.55% of par, or $1,115.50, we need to calculate the present value of these cash flows.

Using a financial calculator or spreadsheet, we can find that the YTM is approximately 3.85%.

b. To calculate the yield to call (YTC), we need to find the discount rate that equates the present value of the bond's future cash flows to the call price. The bond can be called at 108% of par, or $1,080, starting from December 31, 2023.

Similar to the YTM calculation, we need to calculate the present value of the bond's cash flows, considering the call date and call price. Using the same financial calculator or spreadsheet, we can find that the YTC is approximately 3.67%.

In summary, the YTM of the bond is approximately 3.85%, while the YTC is approximately 3.67%.

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When a tax is levied on sellers, it affects the supply curve as the cost of producing a good or service increases.

In this case, the tax is $15 per unit, which means that sellers will have to pay an additional $15 for every unit of the good they produce. This will result in a shift in the supply curve, as the quantity supplied will decrease due to the higher cost of production. To draw the after-tax supply curve, we need to shift the original supply curve upward by the amount of the tax. For example, if the original supply curve was S1, then the after-tax supply curve would be S2, which is located $15 higher on the vertical axis. This means that for every quantity level, the price that sellers need to receive to cover their costs and earn a profit has increased by $15. The after-tax supply curve is steeper than the original supply curve, as sellers need a higher price to produce the same quantity of goods. This is because the tax adds an additional cost to production, which reduces the profit margin for sellers. As a result, the supply curve shifts upward by more than the amount of the tax, reflecting the higher costs that sellers face.

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Answer:

Strategy.

Explanation:

Strategy can be defined as a coordinated deployment of a firm’s resources to achieve competitive advantage in the industry where it operates. Basically, it is a long-term plan of action that is focused on using a firm's available resources to achieve set objectives and goals such as includes dominating the market, expanding the business, meeting customer's demands etc.

Generally, the top executive management is saddled with the responsibility of ensuring that their business strategy is in tandem with the aim, objectives, vision and mission statement. A good business strategy is a continuous process that should function as a roadmap or guide to achieve competitive advantage, sustained profitability, growth and development of an organization.

Hence, strategy deals with the challenges that a company faces in the ever-changing business environment.

Additionally, the strategy formulated by an organization can be classified into the following categories; growth strategy, marketing strategy, product strategy etc.

In the case of a 35% contribution margin ratio, the contribution margin will rise by $0.35.

How is the contribution margin ratio for a corporation determined?

When determining the amount:

Net sales income less variable costs is the contribution margin.

Fixed expenses plus net income equal contribution margin.

Net sales minus variable costs is the contribution margin ratio (Sales Revenue)

How much of each dollar in sales is explained by the contribution margin ratio?

The contribution margin ratio illustrates what portion of each dollar of sales a) goes toward covering fixed costs and making a profit. The product price is divided by the contribution margin ratio after variable costs are deducted.

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Answer:

1

Explanation:

because we smart,im from forest hill

Answer:

1 because he or she can lead a group

Answer:

$13,971

Explanation:

An income statement indicates the profit or loss a business makes in the financial period. Profits or loss is realized by subtracting expenses from revenue.

The revenue for  Indigo Corporation  is $35,644,

Expenses

Salaries and Wages Expense $13,785

Insurance Expense       $1,799

Rent Expense                             $3,872

Supplies Expense                       $1,413

Depreciation Expense                $804

Total expenses       $21,673

Income will be

=$35,644 - $21,673

= $13,971

Retained Earnings and Dividends are part of company profits. They are not business income or expenses.

The approach suggest that a firm's cost of retained earnings can be estimated by adding a risk premium of 3% to 5% points to the before-tax interest rate on the firm's own long-term debt.

The bond-yield-plus-risk-premium approach does assumes that cost of equity is closely related to the firm's cost of debt.

However, the approach suggest that a firm's cost of retained earnings can be estimated by adding a risk premium of 3% to 5% points to the before-tax interest rate on the firm's own long-term debt.

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1,800,000-$350,000=$1,450,000

$750,000-$350,000=$400,000

$1,450,000/$400,000=3.625

What is the Current Ratio?

The working capital ratio, or current ratio, measures a company's ability to pay short-term debt that is due within a year. The ratio takes into account the relative importance of total current assets to total current liabilities. It demonstrates how a company's finances are going and how it might use the most liquidity possible from its current assets to settle debt and other obligations. The current ratio method makes it simple to determine a company's liquidity (below).

Current Ratio = Current Assets / Current Liabilities

Resources that can be quickly turned into cash in a year or less are referred to as current assets.

Cash includes legal tender notes, coins, undeposited customer checks, checking and savings accounts, and small amounts of cash.

Several other financial measures are grouped together as liquidity ratios, including the current ratio. All of these ratios evaluate a company's activities in terms of how financially stable it is in comparison to its outstanding debt. Investors, creditors, and suppliers of a company must all make decisions based on their understanding of the current ratio. The current ratio is a crucial instrument for determining whether their company interest is viable.

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When using the High-Rate method to pay down debt, you should focus on the debt with the highest interest rate first, after making all of your minimum monthly payments.

Debt refers to amount of money that an individual, company, or government owes to another entity. It is a form of borrowing that involves receiving funds from a lender with the expectation of repaying it at a later date with interest. Debt can take many forms, such as loans, credit card balances, mortgages, and bonds. It is typically used to finance investments or expenditures that an entity cannot afford to pay for outright. While debt can be useful in providing financial flexibility and allowing for the realization of long-term goals, it can also be a burden if the borrower is unable to meet the repayment obligations, leading to financial difficulties and potential legal consequences.

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Answer: In the above scenario,I would decline carrying out the task when I know information given to me would falsify or tarnish the image of the client

Explanation:

Integrity is vital in the world today. It could be a test indirectly for an opportunity tomorrow and when you fail there is a high probability those who used you for such would trust you because the would think you can easily be swayed.

In the above scenario,I would decline carrying out the task when I know information given to me would falsify or tarnish the image of the client. Integrity is a good name that keeps bearing fruit forever.

Answer:

competitors

Explanation:

The Earth has a moment of inertia, I = 8.04×10^37 kg*m^2. The Earth rotates at a moderate angular velocity of 7.2921159 ×10^−5 radians/second.

​

Using Conservation of Angular Momentum we can find the new rotation of the earth.

L=I*omega= 8.04×10^37 kg*m^2 * 7.2921159 × 10^−5 = 5.86286*10^33.

5.86286*10^33 = (8.04×10^37 + 1.5424*10^22) *omega

-> solve for omega = 7.292115899502489e-05

This is 4.97511e-15 rad/s slower than earth's original rotation. This translates to 6.752*10^-10 seconds = 0.6752 nanoseconds longer per day.

Answer: Managers and workers can view operational activities from a customer's perspective

Operation Managers can better ensure that the operational capabilities they create are consistent with the firm's strategy

Explanation:

Supply chain operations refers to the structures, systems, and processes that are put in place for the execution of the flow of goods and services from the supplier to the customer.

The outcomes when a manager views supply chain operations as a collection of processes rather than a collection of departments or functions include:

• Managers and workers can view operational activities from a customer's perspective.

• Operation Managers can better ensure that the operational capabilities they create are consistent with the firm's strategy.

Answer:

first of all, don't freak out.

stay calm, n think of wat u hv jxt heard. if u can find a solution, do it asap buh if not accept it in good faith

Answer:

The first crucial guideline and ICT information that the management should be conscious of in order to be able to handle the many responsibilities all at once and achieve relevant achievement for the corporation's administration is to organize appropriately.

The second crucial talent that a manager must possess in order to effectively manage a firm is the ability to organise. This refers to the manager's capacity to delegate necessary duties, obligations, and responsibility to the subordinates.

It is an example of Benchmarking.

A restaurant is a business that prepares and serves food and drinks to clients. Food is generally served and eaten on the premises, however many restaurants also provide take-out and meal transport offerings.

It affords a sense of camaraderie and community. There are usually positive restaurants in any city that everybody knows. Now not most effective do they recognize the location, but they understand those who paintings there or very own it. In some approaches, the feel of community created makes the eating place as important to locals as their personal kitchens.

A restaurant is especially divided into areas: provider and manufacturing.

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In my informed opinion, it is difficult to determine the "best" animal as it is subjective and depends on various factors.

However, I can provide some information about different animals that showcase their unique qualities:

1. Dolphins: Dolphins are highly intelligent marine mammals known for their social behavior and communication skills. They exhibit complex problem-solving abilities and have been observed to show empathy towards others.

2. Elephants: Elephants are remarkable creatures known for their strong family bonds and emotional intelligence. They have excellent memory and exhibit behaviors such as mourning their dead and displaying compassion towards others.

3. Bees: Bees play a vital role in pollination, which is essential for the reproduction of many plant species. They are highly organized and work together in intricate social structures to maintain their colonies and produce honey.

4. Cheetahs: Cheetahs are the fastest land animals, capable of reaching incredible speeds in a matter of seconds. They possess incredible agility and keen eyesight, which aids them in hunting prey.

5. Dogs: Dogs are known for their loyalty, companionship, and versatility. They have been domesticated for thousands of years and have played various roles, including working animals, therapy animals, and beloved pets.

Ultimately, the "best" animal depends on individual preferences and the specific criteria used to evaluate them. Each animal has unique characteristics and contributes to the diversityand balance of our planet's ecosystems.

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In a general partnership, the lender checks the personal assets of the borrower.

A general partnership is an organization in which two or more persons come together for the purpose of carrying on a legal business with a view to making a profit. In a general partnership, the lender checks the personal assets of the borrower. In a general partnership, the liability of each partner for the partnership's debts is unlimited. As a result, the lender will investigate the personal assets of all partners in a general partnership in order to determine if they can be used as collateral for the loan.

Personal assets are what the individual partner owns outside of the partnership, such as a car, house, or investments. By checking the personal assets of the borrower, the lender can see if the borrower is in a position to repay the loan if the business fails. This is a critical step in the lending process, as it helps the lender to make a more informed decision about whether or not to approve the loan.

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Three ways businesses can enter a global market include exporting goods/services, licensing intellectual property, and establishing a physical presence through foreign direct investment (FDI).

1. Exporting: This involves producing goods or services in the home country and selling them in foreign markets. It can be done directly by the business or through intermediaries such as distributors or agents.

2. Licensing: A business can enter a global market by granting licenses to foreign companies to use its intellectual property, technology, or brand name in exchange for royalties or fees. This allows the business to expand its reach without directly investing in foreign operations.

3. Foreign Direct Investment (FDI): This involves establishing a physical presence in a foreign market by setting up subsidiaries, joint ventures, or wholly-owned operations. FDI allows businesses to have more control over operations, access local resources, and tailor products or services to specific market needs.

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Answer:

Liberating exchange decreases imported-input costs, consequently diminishing businesses creation costs and advancing financial development. Deregulation improves proficiency and advancement. The outcomes are higher wages, interest in such things as foundation, and a more unique economy that keeps on making new openings and openings.

Answer:

Mutual Fund

Explanation:

Mutual fund is a type of investment where professionals managed a pooled sum money contributed by different investors. These funds are invested into buying stocks , bonds other securities towards profit making.

It has its advantages in professional management , shared risks, dividends reinvestment and convenience. However , the disadvantages include poor trade execution ,potential for management bias and high fees.

Answer:

The correct answer would be a basic savings account earning 1.3% interest, compounded monthly.

Explanation:

Taking into account that Marta does not like taking risks with her money and does not have an emergency fund she should not invest in stocks.  She also wishes to use her money within 18 months, so a fifteen-year savings bond would not be a great choice.

A mutual fund is a collection of money from a group of investors to buy different investments. This choice will also not work well for Marta.

An IDA is an individual development account for low-income families to save towards a targeted amount usually used for building assets in the form of home ownership, post-secondary education and small business ownership. Not a great account for a single person with no dependants.

$1,500 at 1.3% interest, compounded monthly after 18 months equals about $1,520. Even though Marta won't be earning a huge amount of money, she will still earn some. Since she doesn't have an emergency fund and doesn't like risks, a basic savings account earning 1.3% interest, compounded monthly will be the right choice for her.

Answer:

A

Explanation:

Monetary policy controls the process of drafting, announcing, and enforcing the plans taken by the central bank, currency board, or other competent monetary authority that controls the amount of money in an economy and the channels by which new money is supplied

The statement that cannot be considered an example of monetary policy is A:The Federal Reserve reduces the reserve requirement.

Therefore, option A is correct.

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Listening and speaking  are different parts of the communication process. (Option C).

The elements of communication include a sender, a message, a medium, a channel, a receiver, a reaction, and feedback. Communication is a two-way process. However, having only these components is insufficient; there also needs to be cooperation and understanding between the two sides.

Finally, the act of successfully communicating involves a number of phases or acts, which are referred to as the communication process. It involves a number of elements, including the communicator, the message being sent, the message's encoding, the receiver, and the message's decoding.

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The actual cost was higher than the standard cost, the variance is unfavorable. The unfavorable variance is $22,500.

1) The cash payments for purchases can be calculated using the following formula:
Cash Payments = Budgeted Purchases + Beginning Accounts Payable Balance - Ending Accounts Payable Balance

Substituting the values given in the question, we get:
Cash Payments = $420,000 + $95,000 - $92,000
Cash Payments = $423,000

Therefore, the amount of budgeted cash payments is $423,000.

2) A) For 20,000 units, the variable cost per unit would be $2 + $3 + $1 = $6. The total variable cost would be 20,000 units x $6 per unit = $120,000. Adding the fixed cost of $35,000, the total budgeted cost would be $155,000 for 20,000 units.

B) For 25,000 units, the variable cost per unit would be $2 + $3 + $1 = $6. The total variable cost would be 25,000 units x $6 per unit = $150,000. Adding the fixed cost of $35,000, the total budgeted cost would be $185,000 for 25,000 units.

Therefore, the budgeted amounts for 20,000 units and 25,000 units are $155,000 and $185,000, respectively.

3) The total standard cost for producing 5,500 units would be:
Total Standard Cost = 5,500 units x $7 per unit = $38,500

The actual cost incurred for producing 5,500 units was $61,000. Therefore, the total variance can be calculated as follows:

Total Variance = Actual Cost - Standard Cost
Total Variance = $61,000 - $38,500
Total Variance = $22,500

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The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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Answer:

thomas edison: I have not failed. i've just found 10000 ways that won't work

Oprah Winfrey: Live your best life

Orville Redenbacher: Find something you love and do it

Explanation:

Hope this helps.

Answer:

Explanation:

Thomas Edison " What does I have not failed I've just found 10000 way "

Oprah Winfrey   " Live your best live"

Orville Redebnarcer "Find something you love and do it"

Named insured(s) can drive a car, or anyone else's (including rental car) and get into an accident. An additional driver is a person who resides with the named insured and/or regularly uses a shared vehicle. His or her record is used in underwriting the policy to determine rates, but the person has no policy rights.

Discrimination in the workplace is a significant problem across many industries, including marketing. Historically, discrimination based on race, gender, age, sexual orientation, and other factors has been prevalent in marketing and advertising.

Discrimination can manifest in various forms, such as unequal pay, lack of promotions, harassment, and exclusion from opportunities.

Several studies have shown that discrimination is a pervasive issue in the marketing industry. For instance, a 2019 survey by the American Association of Advertising Agencies (4A's) found that 43% of respondents reported experiencing discrimination or bias in the workplace. The survey also showed that women, people of color, and LGBTQ+ individuals were more likely to experience discrimination than their white, male counterparts.

Another study conducted in 2018 by Kantar Millward Brown found that 65% of female marketers had experienced sexual harassment at some point in their careers. The study also revealed that only 13% of women felt their companies were doing enough to address issues of harassment and discrimination.

It's worth noting that these studies may not be representative of the entire marketing industry and that there may be variations in the prevalence of discrimination across different regions, companies, and sectors. Nonetheless, they highlight the need for increased awareness, education, and action to address discrimination in the workplace.

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The time it takes for a state tax refund to be deposited after it has been accepted by the state tax authority can vary depending on several factors, including the method of refund (e.g. direct deposit or check).

The state's processing time, and any potential delays or holds on the refund.

For a direct deposit refund, it typically takes 7-14 business days for the funds to appear in your account after the state has accepted your return. If you received a refund check, it may take longer, potentially up to 4-6 weeks, for the check to be mailed and cleared by your bank.

It's important to keep in mind that these are general estimates and the actual time it takes for a state tax refund to be deposited may vary depending on the specific circumstances, including the state in which you live and the time of year. Some states may have longer processing times during peak tax season, for example. Additionally, if there are any errors or discrepancies in your tax return, this could delay the processing and deposit of your refund.

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An active primary market for the creation of new securities and the presence of plenty of buyers and sellers are all most indicative of a competitive marketplace. Thus, option C is correct.

Markets are places where individuals, businesses, and industries transact, whether it be for the purpose of purchasing, producing, or providing services. they use it n order earning profits.

As there are various suppliers in the market, there is a face lot of people have various options from which the person could buy.

Customer competition is fueled by a competitive market. This implies that consumers struggle among others to purchase a commodity, particularly when inventory is low. Therefore, option C is the correct option.

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