You have just learned that you are a beneficiary in the will of your late Aunt Susan. The executrix of her estate has given you three options as to how you may recelve your inheritance. Required: 1-o. Calculate the present value for the following assuming that the money can be invested at 12% percent.
Answers
The present value for the following assuming that the money can be invested at 12% percent.: $8,928.57, $11,055.70, $42,791.41
To calculate the present value for the following options, assuming that the money can be invested at 12% percent, we need to use the present value formula:
\(PV = FV / (1 + r)^n\)
Where PV is the present value, FV is the future value, r is the interest rate, and n is the number of periods.
The three options are:
Receive $10,000 now
PV = 10,000 / (1 + 0.12)^1 = $8,928.57
Receive $3,000 per year for 5 years, with the first payment to be received one year from now
PV = \(3,000 / (1 + 0.12)^1 + 3,000 / (1 + 0.12)^2 + 3,000 / (1 + 0.12)^3 + 3,000 / (1 + 0.12)^4 + 3,000 / (1 + 0.12)^5 = $11,055.70\)
Receive $6,000 per year for 10 years, with the first payment to be received one year from now
PV = \(6,000 / (1 + 0.12)^1 + 6,000 / (1 + 0.12)^2 + 6,000 / (1 + 0.12)^3 + 6,000 / (1 + 0.12)^4 + 6,000 / (1 + 0.12)^5 + 6,000 / (1 + 0.12)^6 + 6,000 / (1 + 0.12)^7 + 6,000 / (1 + 0.12)^8 + 6,000 / (1 + 0.12)^9 + 6,000 / (1 + 0.12)^10 = $42,791.41\)
Therefore, the present value for the three options are:
$8,928.57
$11,055.70
$42,791.41
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Related Questions
Words have the power to shape our perceptions. While negative language focuses on the problems, positive language leads to _______________.
Answers
Answer:
Explanation:
Hehe
Question 1 of 10 If you make a plan to get a certain amount of a project done each day, what skill have you demonstrated? A. Time management B. Punctuality O C. Moral standards D. Integrity
Answers
Answer: A
Explanation: not sure, but i think its correct
Dependent demand and independent demand items differ in that.
Answers
Dependent demand items are products or materials that are required as components or parts of a finished product. The demand for these items is directly linked to the demand for the finished product.
On the other hand, independent demand items are finished products that are demanded by customers or end-users and have no direct relationship with the demand for other products. In summary, the main difference between dependent and independent demand items is that the former is a derived demand while the latter is a direct demand.
Therefore, Dependent demand and independent demand items differ in that dependent demand items are components or materials required for the production of a finished product, while independent demand items are finished products demanded directly by customers or end users. Dependent demand is typically influenced by the demand for the final product, whereas independent demand is driven by market factors and customer preferences.
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7. Jannah is reviewing a report that a new marketing manager put together after assessing her small business. If Jannah wants to learn how familiar a custo
what section of the marketing report should she review?
Answers
To learn how familiar a customer is to the company, Jannah must look at the leads section of the marketing report.
What is a marketing report?It consists of a document through which an organization can visualize its performance over a period of time, through the analysis of data and information about the company's actions and strategies to achieve objectives and goals in the market.
Through qualitative and quantitative reports related to communication and sales, for example, the company is able to make more significant decisions about its strategy, with evaluations and corrections that will contribute to continuous improvement and positioning in the market.
So leads could be the section that Jannah would review to identify a potential customer, as this data significantly demonstrates an individual who engages with the company's business and can be turned into a customer.
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who is the apple board of directors?
Answers
The board is comprised of eight members, including the CEO of Apple, Tim Cook, and several high-profile business leaders and experts.
Tim Cook - CEO of Apple, James Bell - Former CFO of Boeing Company, Al Gore - Former Vice President of the United States, Andrea Jung - President and CEO of Grameen America, Art Levinson - Chairman of, Apple's board and CEO of Calico, Ron Sugar - Former CEO of Northrop Grumman Corporation, Sue Wagner - Founding Partner of BlackRock, Jeff Williams - Chief Operating Officer of Apple.
The Apple Board of Directors is responsible for overseeing the strategic direction and financial performance of the company. The board meets regularly to review and approve important decisions related to operations, finance, and corporate governance.
Apple's board of directors is made up of individuals with diverse backgrounds and expertise, including technology, finance, and public policy. The board is committed to upholding Apple's values and ensuring the company continues to be a leader in innovation, sustainability, and social responsibility.
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what happens when ethanol is refluxed with acidified sodiumheptaoxodiochromate(4) solution for a long time
Answers
Answer:
1-butanol
Explanation:
If manufacturing overhead has been underallocated during the period, and most of the jobs produced have been sold, then A. finished goods inventory should be increased. B. Cost of Goods Sold on the income statement should be increased. C. Cost of Goods Sold on the income statement should be decreased. D. work in process inventory should be decreased.
Answers
If manufacturing overhead has been under allocated during the period, cost of Goods Sold on the income statement should be increased. Overapplied overhead is the term for when manufacturing overhead costs are ascribed to produced inventory units in excess of what was actually incurred at the time.
The cost of goods that are being produced but aren't yet finished is recorded in the work-in-process inventory account. The costs of goods that are finished and prepared for sale are costs recorded in the finished goods inventory account. If overhead is overapplied, the balance (which must be negated in the adjusting entry) is a CREDIT since the credit is more than the total of the debits.
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If a company has a discontinued operation gain of $30,000 and a 32% tax rate, what is the effect on net income
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The effect on net income from a discontinued operation gain of $30,000 and a 32% tax rate would result in an increase of $20,400 in net income.
When a company has a discontinued operation gain of $30,000, the effect on net income is influenced by the applicable tax rate.
In this case, with a tax rate of 32%, the company would be required to pay taxes on the gain.
To calculate the effect on net income, we need to determine the tax amount on the gain.
Applying the tax rate of 32% to the gain of $30,000, we find that the tax expense would be $9,600 (32% of $30,000).
Subtracting the tax expense of $9,600 from the gain of $30,000, we get an after-tax gain of $20,400.
This after-tax gain is added to the company's net income, resulting in an increase of $20,400 in net income.
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setting a specific income level and then defining a person (or household) as poor if his or her (or its) income falls below that income level is called a(n):
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Setting a particular income threshold and designating someone (or a household) as poor if their income is below that threshold is known as a(n): absolute income test.
Income is the cash or value that a person, company, or other legal entity receives in return for giving goods or services, using capital, or both. Their pay from a job would be an illustration of income for many people. Any money that a person or organization earns through labour, the creation of goods and services, or the investment of capital is considered income. Earned income and unearned income are the two different categories of income. Earned income is money you receive through employment or operating a business while actively working. Investment income, retirement income, and passive income are examples of unearned income. You can input pertinent financial, regional, and household data to get an idea of your ranking using the income class calculator that Pew has created.
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Define net taxes as taxes minus transfers. Suppose country a had net taxes of $30 million and government expenditures of $35 million. In addition, household saving in country a totaled $5 million while consumption was $80 million. The government of country a is running a budget ________ and national saving is ________ million.
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The government of country a is running a budget deficit and national saving is $0 million.
The income of a government is derived from the taxes it has collected. The money that the government makes is used for subsidies, salaries, and other expenses.
Taxes are subtracted from transfer payments to determine net taxes. On the government's credit side is where the net taxes are located. Government expenditures or spending are on the debit side. The gap between net taxes and spending on the government called the budget.
If net taxes are higher than spending by the government, there is money left over in the budget.
In this scenario, the government is saving money. This is due to the fact that when net taxes are higher than spending, the government saves money since it makes more money than it spends.
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Write a correctly formatted, and error-free memo that addresses one of the following:
1. Good news: There will be a company-wide salary raise of 7.5%. You can fill in details of why, when to expect the new rate in paychecks, etc.
2. Bad news: A special program that the company offers will no longer be available. You can fill in details about the program, when it will end, etc.
3. Problem: Be creative with this one. I’m sure you’ve experienced a small problem at your workplace, such as chronic lateness, co-workers not cleaning up their workspace or the break room, people not following uniform guidelines, complaints from customers about rude greetings, etc. You can address the memo to one person or a group. Fill in details about what needs to change, how and when you will monitor progress, if there is any negative consequence, etc.
4. Update: This week’s meeting has been cancelled. This means next week’s meeting will have to cover the topics for both. You can fill in details about where, when, agenda, etc.
Answers
We understand the importance of recognizing your efforts and contributions, and this salary raise serves as an expression of our gratitude.
I am pleased to inform you that we have successfully secured a company-wide salary raise of 7.5%. This increase is a testament to our hard work and dedication, and it reflects the growth and success of our organization. Effective immediately, the new rate will be implemented in your paychecks for the next pay cycle.
We understand the importance of recognizing your efforts and contributions, and this salary raise serves as an expression of our gratitude. It is a reflection of our commitment to attracting and retaining top talent, as well as ensuring that our team is rewarded for their exceptional work.
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In Silicon Valley, California, it is not unusual for highly skilled employees to stay at one company for about three years. These specialized employees have a mind-set for rapid promotion. They believe that they have only themselves to blame if these high goals are not met. William Ouchi would categorize the management style that these employees operate under as Multiple Choice Type A. Type B. Type J. Type Z.
Answers
Answer:
Type A.
Explanation:
An employee can be defined as an individual who is employed by an employer of labor to perform specific tasks, duties or functions in an organization.
Basically, an employee is saddled with the responsibility of providing specific services to the organization or company where he is currently employed while being paid a certain amount of money hourly, daily, weekly, or monthly depending on the contractual agreement between the two parties (employer and employee).
Hence, while an employer may be the owner of a business firm or company, an employee is a subordinate employed to provide unwavering services to the employer while also, being professional and diligent at all times.
William G. "Bill" Ouchi is an American professor who was famously known for his Theory Z in business management.
According to William Ouchi, the management style that the employees described in this scenario operate under is Type A.
An investment of 1 will double in 15.142 years at a force of interest, δ. An investment of 1 will increase to 3 in n years at the same force of interest. Find n to the nearest whole number.
Answers
Answer:
24 years
Explanation:
Nper = 15.142
PMT = 0
PV = 1
FV = 2
Type = 0
Rate = Rate(Nper, pmt, -pv, fv, type)
Rate = Rate(15.142, 0, -1, 2, 0)
Rate = 4.68%
Rate = 4.68%
PMT = 0
PV = 1
FV = 3
Type = 0
NPER = NPER(rate, pmt, -pc, fv, type)
NPER = NPER(0.04684, 0, -1, 3, 0)
NPER = 24 years
O que é superavitário e deficitário? * O que é SFN? * Pesquise os principais ações deficitárias e superavitários do governo nos últimos 4 anos.
Answers
Answer:
sao coisas qui eu nao consogo espluc
advise businesses on the difference between the public sector and private sector
Answers
for managers has been shown to increase accuracy in ratings. a. leniency training b. interrater validity training c. developmental training d. frame of reference training
Answers
Frame of reference training for managers has been shown to increase accuracy in ratings.
Frame of reference training (FOR) is a type of training that aims to help people rate or evaluate other individuals or objects on a scale more accurately. This technique aims to reduce ambiguity and improve the understanding of rating scales, making the results more reliable and valid, by training people to recognize and apply the same criteria in various situations.
This training helps managers to recognize and understand the standards and benchmarks against which employees are measured, such as job descriptions, performance metrics, and skill requirements, in order to reduce errors and variability in evaluations, which are often influenced by personal or situational factors. FOR training may take the form of workshops, online courses, or coaching sessions.
The other options are:
Interrater reliability is the consistency of measurement between or among evaluators or raters of the same target. The goal of leniency training is to reduce the tendency of evaluators to be excessively generous or lenient in their evaluations, resulting in higher than necessary scores for employees. The objective of developmental training is to promote and enhance the professional and personal growth of employees.Therefore, it has been shown that providing FOR training to managers increases the accuracy of their ratings.
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an increase in supply will have what effect on equilibrium price and quantity? a.price will decrease; quantity will increase. b.price will increase; quantity will decrease. c.both price and quantity will increase. d.both price and quantity will decrease.
Answers
When there is an increase in supply, the effect on equilibrium price and quantity is a.price will decrease; quantity will increase.
What happens when supply increases?When supply increases, this will lead to a rightward shift in the supply curve. The new equilibrium point will therefore be pushed to the right.
This new equilibrium point would point to more quantity provided to the market but will also lead to a lower price as a result of reduced scarcity of the good or service in question.
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A job applicant identifies preparing contract documents for construction managers as something the applicant considers
a core task. For what job is the applicant likely to be applying?
building inspector
carpenter
architect
mason
Answers
Answer:
architect
Explanation:
i got it right on edge
Which of the following people has "paid on time,' an important requirement in
credit agreements?
Suzan borrowed $400 from her grandmother to buy an iPad and promised
to pay $10 a week for 40 weeks until the loan was paid back. Suzan
OA.
missed about 8 weekly payments but managed to pay her grandmother the
whole amount by the end of the 40 weeks.
Carlos moved into his own apartment about a year ago. The gas and
OB. electric bills are usually due on the 25th of the month. Carlos faithfully pays
those bills on the 2nd of the next month when he gets pald.
Tamara's parents co-signed a car loan for her new wheels. Her monthly
payment is due by the 15th of each month. So far she has made the
O c. payment each month. But on three months, she sent her payment after the
due date because she had not yet received her bi-weekly paycheck from
her part-time job. One time she was more than 30 days late.
Josh has a 36-month loan for his new truck. Each month's payment is due
OD. by the 10th of the month. Josh always mails his coupon and payment by
the first of the month.
Answers
OD. Josh has a 36-month loan for his new truck. Each month's payment is due by the 10th of the month. Josh always mails his coupon and payment by the first of the month is the correct answer.
Good credit history is an important factor for a person with a credit card. This shows that the person is reliable and also presents that person to further monetary 'loans'.
The term "paid on time" is what it is, referring to the person's ability to pay back his/her credits on time. This means the timely payment of one's credit card usages without any gap in the required payment window. Among the given people, only Josh who took a 36-month loan for a new truck has "paid on time." This is evident in his effort of "mailing his coupon and payment by the first of the month" while his loan requirement was that he pays his die by the 210th of every month. Susan couldn't pay her $10 a week payment for 8 weeks. Carlos only paid his gas and electric bills by the 2nd of the next month, and not by the 25th of the month as required. Tamara's payment for her new car was made only after the due date."On time" payments mean the credits due are paid within the required window of payment given. And on that regard, only Josh was able to do the needful. Thus, the correct answer is option D.
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The attributes of a conventional corporation include that: Multiple select question. it is state chartered it is a legal entity corporate liability is separate from owners that it has unlimited liability
Answers
The attributes of a corporation include:
It is state chartered It is a legal entity.Corporate liability is separate from owners. What is a corporation?A corporation simply means a large company that's acts as a single entity. It's also recognized by law.
A corporation is state chartered, legal entity, and its corporate liability is separate from owners. It's usually a large group of company.
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Navel County Choppers, Inc., is experiencing rapid growth. The company expects dividends to grow at 19 percent per year for the next 8 years before leveling off at 5 percent into perpetuity. The required return on the company’s stock is 10 percent. If the dividend per share just paid was $1.52, what is the stock price?
Answers
Answer:
Price of stock = $74.636
Explanation:
The Dividend Valuation Model is a technique used to value the worth of an asset. According to this model, the worth of an asset is the sum of the present values of its future cash flows discounted at the required rate of return.
The price of the stock will the sum of the present value of the growing annuity and the growing perpetuity
Present value of dividend from year 1 to 8
The PV of the growing annuity = A/r-g) ( 1- (1+g)/(1+r)^n )
A- dividend payable now , r- required of return, g-growth rate, number of years
PV = 1.52×(1.19)/(0.1-0.19) × (1 -(1.19/1.1)^8)= 17.605
PV of Dividend from year 9 and beyond:
P = D× g/(r-g)
This will be done in two steps:
Step 1: PV(in year 8)of dividend = (1.52× 1.19^8× 1.05)/(0.1-0.05)= 122.250
Step 2 : PV in year 0 = 122.25× 1.1^(-8)= 57.030
Price of stock = 17.60 + 57.030= 74.63
Price of stock = $74.636
what are the positive impacts of Title VII of the Civil Rights Act of 1964 on US companies. How did this historic change in US law benefit companies?
Answers
Answer:
The Civil Rights Act of 1964 hastened the end of legal Jim Crow. It secured African Americans equal access to restaurants, transportation, and other public facilities. It enabled blacks, women, and other minorities to break down barriers in the workplace.
Explanation:
Under what condition do you think extravert make more effective leader than introvert? What unique abilitie of introvert could make them more effective in ome ituation?
Answers
When it comes to interacting with peers and big groups of people, extroverts can be more effective leaders. Extraversion frequently manifests as talkativeness, friendliness, and excitement. These traits facilitate effective group interaction, communication, problem-solving, and critical thinking.
Introverts can become more effective in a one on one situation because listening is among the unique skills that tend to come naturally for introverts. They listen to what is explicitly stated and often pick up on implications, thoughts, and feelings that are not said.
Introverts allow others to speak while yet speaking up when necessary. Others instantly feel at home with them since they always endeavor to make others around them happy. Due to their delicate nature, they may also be patient with others, even when they are stepping on their toes.
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lars deposited $50 into
Answers
Answer:Lars deposited $50 into a savings account for which interest is compounded quarterly. According to the rule of 72, what interest rate will cause his money to double in approximately 29 years? A 0.6% B 1.7%
Explanation:idek this is what i could find ab this question hope its right!
Answer:
0.6
Explanation:
You have checked model income statements and estimate your payroll expense will be 28% of revenue. You expect sales to be $312,112 per year. What should you budget MONTHLY for payroll?
Answers
Answer:
$7,282. 61
Explanation:
Payroll is 28% of revenue.
sales or revenue are expected to be $312,112 per year.
Payroll per year will be
=28% of $312, 112
= 28/100 x $312,112
=0.28 x 87,391.36
The monthly payroll budget should be
= $87,391.36 / 12
=$7,282.61
qrm inc. has a marginal tax rate of 35%. it can issue 15-year bonds with an annual coupon rate of 7.50% and a par value of $1,000. new bonds will net the company $986 in proceeds. determine the appropriate after-tax cost of debt for the firm to use in its capital budgeting analysis.
Answers
The appropriate after-tax cost of debt for QRM Inc. to use in its capital budgeting analysis is 4.95%
To determine the after-tax cost of debt for QRM Inc., we need to calculate the effective cost of debt after considering the tax savings from the interest expense.
Calculate the annual interest expense:
Annual interest expense = Coupon rate × Par value
= 7.50% × $1,000
= $75
Calculate the tax savings:
Tax savings = Tax rate × Interest expense
= 35% × $75
= $26.25
Calculate the after-tax cost of debt:
The after-tax cost of debt = (Annual interest expense - Tax savings) ÷ Net proceeds
= ($75 - $26.25) ÷ $986
= $48.75 ÷ $986
= 0.0495 or 4.95%
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The Treasury yield curve is a graph which plots Treasury yields against which one of the following?
A. corporate bond yields
B. Fed funds rate
C. maturities
D. inflation rates
E. S&P 500 yield
Answers
Explain how insurance companies use statistics.
Answers
Answer:
Statistics is used to determine what risk an insured poses to an insurance company, what percentage of policies is likely to pay out, and how much money a company can expect to pay out in claims
trade show booths would be an example of a method to reach active information-seekers. true false
Answers
The answer to question is true. Trade show booths are a common method used by businesses to reach active information-seekers. These events are specifically designed to bring together individuals and companies in a particular industry to showcase products and services, network with potential customers, and generate leads.
An explanation for this answer is that trade shows are attended by individuals who are actively seeking information on products and services within their industry. They are interested in learning about the latest innovations and solutions, and are often looking to make purchases or establish partnerships. By setting up a trade show booth, businesses are able to engage with these potential customers directly and provide them with the information they are seeking.
In a long explanation, it could also be noted that trade show booths are not the only method for reaching active information-seekers. Other methods may include targeted online advertising, email marketing, or content marketing campaigns. However, trade shows remain a popular and effective option for businesses looking to connect with potential customers in a face-to-face setting.
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Diego works for an electronics firm. If he wanted to know how many people prefer to respond to emails on their smart phones or on their tablets, he would most likely conduct ________ research;
Answers
If Diego wanted to find out how many people prefer emails on their smartphones or tablets, he would most likely engage in qualitative research with the use of questionnaires.
What is Research?This refers to the statistical findings that is done about a particular area of study to find out more about it.
Hence, we can see that because Diego works for an electronics firm and wants to find out how many people prefer to reply to emails through their smartphones or tablets, he would most likely engage in qualitative research with the use of questionnaires.
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