Loss frequency = Total accidents / Total number of vehicles
= 50 / 1,000
= 0.05
hence, the correct option is b. 0.05
Loss frequency is how frequently losses will arise. Loss frequency is used to are expecting the probability of similar losses happening in future. An instance is loss frequency for water harm if your business enterprise is placed on a flood easy is probably high.
Loss Frequency = total amount of Losses divided by using the overall type of accidents • Loss Severity = overall sort of accidents divided by general gadgets Analyzed. common Loss = common Loss Frequency X not unusual Loss Severity.
Frequency refers to the wide variety of claims an insurer anticipates will arise over a given period of time. Severity refers to the fees of a claim a excessive-severity statement is greater than a mean claim, and a low-severity declare is less highly-priced.
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what if all countries/ nations decide not to trade with each other. is it feasible or not? elaborate. support your answer with facts/reasoning.
Such a scenario would have significant negative consequences for global economies and societies, as trade plays a crucial role in promoting economic growth, enhancing living standards, and fostering international cooperation.
Trade is a fundamental driver of economic growth and development. Nations engage in trade to access goods, services, and resources that are not readily available domestically, leading to specialization and increased efficiency. By limiting trade, countries would lose access to a wide range of products and resources, leading to reduced consumer choices and higher prices.
Moreover, trade fosters interdependence and cooperation among nations. It encourages diplomatic relations, cultural exchange, and mutual understanding. By engaging in trade, countries develop economic ties that can help prevent conflicts and promote peace.
While countries may adopt trade policies to protect specific industries or address concerns, an outright cessation of trade is neither feasible nor desirable due to the significant negative impacts it would have on global prosperity and cooperation.
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Question 9 of 10
If a new source of lumber is found, what is likely to happen to the price of
lumber, and why?
A. The price is likely to increase because demand will increase.
B. The price is likely to increase because costs of production will
increase
C. The price is likely to decrease because demand will decrease.
O D. The price is likely to decrease because supply has increased.
SUBMIT
Answer:
O D. The price is likely to decrease because supply has increased.
SUBMIT
Explanation:
A new source of lumber will result in an increase in the quantity available for sale. As per the laws of supply and demand, an increase in supply without a corresponding increase in demand leads to reduced prices.
The prevailing market price or equilibrium price is the price at which the current demand matches the current supply. There are no shortages or excesses. An increase in supply creates a surplus in the market. For suppliers to sell the excess lumber supplied, they have to reduce prices to create more demand.
3. ______ are defined as goods or services that are required for health and safety.
Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.
What is the safety of goods?A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.
Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.
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can someone explain what bitcoin is? i don't get it is it illegal? how does it work?
Answer:
Bt Bicoins este o moneda virtuala care valorează extrem de mult, nu, nu este ilegal sa ai un bit coin
Answer: Bit coin is crypto-currency. It was made by a guy called Satoshi Nakamoto. No bit coin is perfectly legal. Basically how it works is frst you have to buy a bitcoin wallet. Once you buy that it will give you a bitcoin address so that way your friends and family or whoever can pay you. In a nutshell it's basically Pay-Pal.
Explanation: Also, I'm currently 3D printing the Tesla Cyber truck. This is the model I have so far. What do you think? Do you think I can go ahead and print it?
If gas prices increase, what would happen to incomes for households and businesses?
Answer:
If gas prices continue to increase household incomes people are getting now may not be enough for the family, causing people to ask for extra hours which when giving extra hours once a person is on overtime they legally have to make at least pay and a half per hour, so if someone is making $15 an hour, once they are on overtime they make $22.50 causing businesses to put out more money. Businesses may also not be able to afford the overtime causing the worker to continue struggling with pay and either look for a higher-paying job or get a second job.
Which of the following is true of the periodic inventory method but not the
perpetual method?
A. A physical inventory count is only done to address an error.
B. The Inventory account is adjusted at the end of the accounting
period.
C. The Inventory account balance changes constantly due to debits
and credits.
D. The Inventory account is credited for the cost of the items sold.
The Inventory account balance changes constantly due to debits and credits the following is true of the periodic inventory method but not the perpetual method. The correct option is C.
Who uses a perpetual inventory system?The perpetual inventory accounting method, for example, is commonly used in grocery stores. This method is not required for a field service company that sells very few items of stockpile on a monthly basis and generates the majority of its revenue from services.
The periodic inventory system measures inventory levels and the cost of goods sold with an occasional physical count. The perpetual system continuously monitors inventory balances, with updates occurring automatically whenever an order is shipped or sold.
Thus, the ideal selection is option C.
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QUESTION 6 of 10: What markup percentage does New York magazine state that Macy's at Herald Square in New York City uses to mark up
accessories?
a) 72%
b) 127%
c) 185%
Od) 233%
In conclusion correct option for this question is (d) 233%
Why it is?
The markup percentage mentioned by New York magazine for accessories at Macy's in Herald Square is 185%. This means that the price of the accessory is marked up by 185% of its cost.
This markup percentage is considered high and may reflect the expenses that the store incurs, such as rent, salaries, and other operating costs. It is also likely that the markup is influenced by the store's brand recognition and the demand for its products.
However, a high markup may also deter price-sensitive customers, making it important for businesses to strike a balance between profitability and affordability.
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1. Who is an Antagonist?
Answer:
It's the person in the story who is kind of the 'bad guy'
Explanation:
They oppose the main character
Answer:
Hope it helps
Explanation:
a person who actively opposes or is hostile to someone or something; an adversary.
today's fashions has a debt that has been properly reported as long-term debt before this year. part of this debt is due this year. if today's fashions continues to report the current position of the debt as a long-term liability, then blank . multiple choice question. net income will be overstated the current ratio, which equals current assets divided by current liabilities, will be overstated interest expense will be understated total liabilities will be understated
The current position of the debt as a long-term liability, then the current ratio, which equals current assets divided by current liabilities, will be overstated.
The current ratio is a financial ratio that measures a company's ability to pay off its short-term liabilities with its current assets. If Today's Fashions reports the debt as a long-term liability, it means that they are indicating that they will not be required to pay it off within the next year. However, if part of the debt is due this year, it should be reported as a current liability.
When the current portion of the debt is not reported as a current liability, it leads to a lower amount of current liabilities in the calculation of the current ratio. This results in the current ratio being overstated, as the formula for the current ratio is Current Assets / Current Liabilities. If current liabilities are understated, the ratio will appear higher than it should be, giving a false sense of financial stability.
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hich of the following is not an accurate description of allowance for doubtful accounts? a. contra-account. b. balance sheet account. c. income statement account. d. all of the above correctly describe allowance for doubtful accounts.
The correct answer is 'C.
The Allowance for Doubtful Accounts is not reflected in the income statement, just the bad debt expenditure when the provision for bad debt is declared at the end of the quarter.
A provision for doubtful accounts is a "counter asset" since it affects the value of an asset, in this instance accounts receivable. The allowance, also known as a bad debt reserve, indicates management's projection of the amount of accounts receivable that customers will not pay.
The corporation expects that some consumers may be unable to pay the whole amount and that $50,000 will not be converted to cash. Furthermore, in June, the allowance for dubious accounts begins with a balance of zero.
"Bad debt" is technically classified as a cost. It is included in the reporting of other selling, general, and administrative costs. In any situation, bad debt results in a decrease in net income.
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An estimated 870,000 Mexican migrants came to the U.S. between 2013 and 2018, while an estimated 710,000 left the U.S. for Mexico during that period. That translates to net migration of about 160,000 people from Mexico to the U.S., according to government data from both countries.
In the period from 2009 to 2014, by contrast, about a million people left the U.S. for Mexico while 870,000 Mexicans made the reverse trip, for net migration of about 130,000 people from the U.S. to Mexico. A similar trend from 2005 to 2010 resulted in effectively zero net migration between the two countries.
There are several potential reasons for the changing patterns of migration flows between the two nations. In the U.S., job losses during the Great Recession of 2007-2009 in industries in which immigrants tend to be heavily represented may have pushed a large number ofMexicans to migrate back to Mexico, which in the aftermath of the recession also made the U.S. less attractive to potential Mexican migrants. In addition, stricter enforcement of U.S. immigration laws both at the southwest border and within the interior of the U.S. may have contributed to the reduction in Mexican immigrants coming to the U.S. in the years leading up to 2013.
Some changing patterns in Mexico could also be behind the reduction in the number of immigrants coming to the U.S. since the Great Recession. First, growth in the working-age population of Mexicans has slowed due to a decades-long decline in the average number of births among women in Mexico. Lower fertility rates also mean smaller family sizes, which reduces the need for migration as a means of family financial support. Coupled with this, the Mexican economy over the past two decades has been more stable than in the 1980s and 1990s, when the country was hit with a number of profound economic crises.
As a result of the Great Recession's job losses, harsher immigration regulations in the United States, Mexico's slower population growth, and increased economic stability, migratory patterns between the two countries have changed.
In 2013-2018, an estimated 870,000 Mexican migrants entered the US while an estimated 710,000 left the US for Mexico during the same period, leading to a net migration of approximately 160,000 people from Mexico to the US. However, during the period from 2009-2014, around one million people left the US for Mexico while 870,000 Mexicans made the reverse trip, leading to a net migration of about 130,000 people from the US to Mexico.
The recent trend could be attributed to a combination of factors. The first one could be job losses during the Great Recession of 2007-2009 in industries that employ immigrants which led to a significant number of Mexicans migrating back to Mexico. Another possible reason is the stricter enforcement of US immigration laws within the interior and southwest border of the US that led to the reduction of Mexican immigrants in the US before 2013.
Changing patterns in Mexico could also have contributed to the decline in immigrants coming to the US since the Great Recession. The growth of the working-age population in Mexico has slowed due to a decades-long decline in the average number of births among women. Lower fertility rates mean smaller family sizes, reducing the need for migration as a way of family financial support. Alongside, Mexico's economy over the past two decades has been more stable than in the 1980s and 1990s, when the country was hit by a number of profound economic crises.
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______ are important because they provide utilities to consumers and have a significant positive impact on the economy.
Retailers are important because they provide utilities to consumers and have a significant positive impact on the economy.
The economic utility of a decent service is vital to know. As a result, it directly influences the demand, and thus worth, of that smart or service.
Consumerism is the concept that increasing the consumption of products and services purchased within the market is often a fascinating goal.
They provide prices within the type of client utilities. They need a positive impact on the economy. For suppliers, the foremost valuable edges provided by retailers are the opportunities they provide for reaching the supplier's target market and building products.
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The first paragraph or part of a business letter is the
OA. introduction
OB. addresses
OC. supporting details
OD. conclusion
SUE
Answer:
introduction
Explanation:
I don't know how to explain
IF YOU KNOW BUSINESS!!! PLS I NEED HELP!!!!
Open-market purchases by the Fed
a. make the price level and value of money fall.
b. make the price level rise, and make the value of money fall.
c. make the price level and make the value of money rise.
d. make the price level fall, and make the value of money rise
Answer:
a is the acceleration of the declaration
Which of the following is NOT a type of account offered by commercial banks to the public?
(A) Trade account
(B) Savings account
(C) Current account
(D) Fixed deposit account
Trade accounts are NOT a category of accounts that commercial banks provide to the general public.
Which of the following is NOT a type of account offered by commercial banks to the public?Trade accounts are frequently made available by suppliers to their clients, enabling them to order goods and solutions on credit and pay for them later. These accounts have no connection to services offered by commercial banks, such as savings, credit, and time deposits accounts. However, commercial banks also provide the general public with additional sorts of accounts, including bank deposits, bank deposits, and fixed deposit accounts. Savings accounts let users put money in and take it out while collecting interest; credit lines are used for day-to-day transactions; and fixed deposit accounts, which provide higher interest rates but call for locking in the money for a set time period.
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U
1 point
You are at the checkout counter at the local supermarket, use your debit
card to pay for your groceries, and select "credit” when the cashier asks
"Debit or credit?" Where does the money for this purchase come from? *
Your credit card company covers the cost
O It is deducted directly from your checking account
Your credit card company provides you with a cash advance to cover the cost
It is deducted from your credit card account
Answer: It is deducted directly from your checking account
Explanation:
A Debit card is linked to your bank account so when it is used, it will always be deducted directly from your checking account.
The Debit or Credit option simply refers to how the transaction will be processed. With a Debit the transaction goes through a different computer network than the Credit which goes through the Credit computer network.
Bottom-line is that debit cards are bank accounts.
How is the transaction journalized? Will mark brainliest
A transaction is journalized by passing the journal entry in the books of accounts by debit and credit of the respective accounts related to transactions. With relation to the reference (a) debit accounts payable to decrease it and credit cash account to increase it.
A journal entry is a transaction that is passed in books of accounts to keep record of the transactions which generally deals with debit and credit side of a particular transaction.
With relation to transaction, there are several accounts like nominal,real and personal which have different kinds of entry to be passed. Every entry is unique and show its effect on books.
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A pencil factory is losing money, even though sales are high. The owners do not want to fire employees or lower their wages. They cannot raise the price of the pencils and remain competitive. They need to find a way to
raise more capital.
increase worker productivity.
increase stockholder dividends.
increase labor costs.
Answer:
the 3 be should be it
Explanation:
1) Identify a shortage of any good or service on your economy mention 5? Explain why the shortage occurred?
2) Compare and contrast the aims and objectives of a government funded swimming pool and a private health and leisure club?
3) List 4 advantages and 4 disadvantages of-
a) free market economy
b) command economy
c)mixed economy
1) Define JTA
please help
Answer:
The Full form of JTA is Job Task Analysis.
Explanation:
JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.
Hope it helps! ◕ ‿ ◕
Sorry if it’s wrong! :(
Answer:
The Full form of JTA is Job Task Analysis.Explanation:JTA) allows applications to perform distributed transactions, that is, transactions that access and update data on two or more networked computer resources.Hope it helps! ◕ ‿ ◕Sorry if it’s wrong! :(
Explanation:
franchises will generally have higher ____, but they offer ongoing support and training.
Franchises will generally have higher direct financing but they offer ongoing support and training.
What is the meaning of financing?Finance is the study and practice of money, money-related instruments, and capital assets. It is associated with economics, which refers to the study of the creation, transfer, and consumption that money, assets, goods, and services, but it is not the same as economics.
The process of raising capital or finances for any type of spending is known as financing. It is the act of directing various financial resources—such as credit, loans, and invested capital—to those parts of the economy that need them most or can use them most effectively.
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Even Better Products has come out with a new and improved product. As a result, the firm projects an ROE of 20%, and it will maintain a plowback ratio of 0.30. Its projected earnings are $2 per share. Investors expect a 14% rate of return on the stock.
a.
At what price and P/E ratio would you expect the firm to sell? (Do not round intermediate calculations. Round your answers to 2 decimal places.)
Price $
P/E ratio
b.
What is the present value of growth opportunities? (Do not round intermediate calculations. Round your answer to 2 decimal places.)
PVGO $
c.
What would be the P/E ratio and the present value of growth opportunities if the firm planned to reinvest only 20% of its earnings? (Do not round intermediate calculations. Round your answers to 2 decimal places.)
P/E ratio
PVGO $
Answer and Explanation:
The computation is shown below:
a. The price and P/E ratio is
Price = Current year dividend ÷ (Required rate of return - growth rate)
where,
Growth rate is
= ROE × plowback ratio
= 20% × 0.30
= 6%
And, the current year dividend is ×
= $2 × (1 - 0.30)
= $1.4
So, the price is
= $1.4 ÷ (0.14 - 0.06)
= $17.50
Now the P/E ratio is
= $17.50 ÷ 2
= 8.75
b) For the present value of growth opportunities, the formula and the computation is
= Price of the stock - earnings ÷ required rate of return
= $17.50 - $2 ÷ 0.14
= 3.21
c) The P/E ratio and the present value of growth opportunities is
But before that we need to find out the price which is
Price = Current year dividend ÷ (Required rate of return - growth rate)
where,
Growth rate is
= ROE × plowback ratio
= 20% × 0.20
= 4%
And, the current year dividend is
= $2 × (1 - 0.20)
= $1.6
So, the price is
= $1.6 ÷ (0.14 - 0.04)
= $16
Now the P/E ratio is
= $16 ÷ 2
= 8
And, the growth opportunities is
= Price of the stock - earnings ÷ required rate of return
= $16 - $2 ÷ 0.14
= 1.72
a. what happens to the number of sandwiches and ice cream cones consumed if the price of ice cream cones rises to $2 a piece?
It is to be noted that the demand for sandwiches and ice cream cones consumed after the price of ice cream cones rises to $2 a piece will both reduce (all things being equal).
Why would the demand for both items reduce?The demand for both goods will both come down because they are complementary or joint demand goods.
A pair of goods are termed "joint demand" when both must or usually is consumed with the other.
Recall that (where all things are equal) demand will decrease as price increases.
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Before applying for a credit card, Jacob examines his credit report. Which explains why Jacob might examine his credit report?
to determine which company has the best credit card features
to determine if he has a history of good credit
to determine if he needs a credit card
to determine his credit limit
Answer:
B
Explanation:
I took the quiz
Jacob might examine his credit report to determine if he has a history of good credit. Thus the correct option is B.
What is a credit card?A credit card is supposedly a sort of plastic currency that enables a person to make purchases on credit and then reimburse the money with interest at a later date.
In order to avoid excessive spending, one should keep in mind that if a credit card debt is left unpaid at the end of the credit limit, interest will be imposed on the remaining balance.
Your creditworthiness, payment history, and ability to repay a loan are all factors that mortgage lenders consider when approving a loan. This enables you to manage and improve your credit rating by demonstrating your credit growth.
Therefore, option B is appropriate.
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Question 8
Sean, Gertie and Manfred formed a limited liability corporation (LLC). All three had the power to bind the LLC. This form is
known as a/an
O member-managed LLC.
O manager-managed LLC.
O member activated LLC.
O operational LLC.
The Manager-managed LLC, In a manager-managed LLC, the members appoint a manager or group of managers to handle the day-to-day operations and decision-making of the LLC.
This is different from a member-managed LLC, where all members have equal authority and responsibility in managing the LLC. The term "member activated LLC" and "operational LLC" are not commonly used or recognized terms in relation to LLCs.
In a member-managed LLC, all members are actively involved in the day-to-day management of the business and have the authority to make decisions on behalf of the LLC. This is in contrast to a manager-managed LLC, where only designated managers have the authority to make decisions for the company.
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Can someone please help?? 15 POINTS!
Answer:
mps mean extra dollars of household saved and mpc means extra dollars of household money that is consumed
5. The following information relates to a business
Fixed costs £2 000
Selling price £6.00
● Variable costs £2.00
Calculate the break-even level of output.
The break-even point for the following question mentioned above will be 331.33 units.
What is a break-even point?The total fixed costs divided by the distinction between unit pricing and variable costs yields the breakeven point. It should be noted that in this method, pricing and variable costs are expressed as per-unit expenses, or the cost of each sold unit of a product, while fixed costs are expressed as the firm's total overhead.
To calculate your company's breakeven point, use the following formula:
Fixed Costs ÷ (Price - Variable Costs) = Breakeven Point in Units
As a small company owner, you can see how decisions you make about your product's pricing, operating expenses, and sales volume are interconnected. Even though it's only one part of cost-volume-profit analysis, determining the breakeven point is frequently the first step in choosing a sales price that guarantees a profit.
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True / False Questions(6)
(2 points each)
1. Effective managers recognize that given the complexity of many tasks, some failures are inevitable.
True False
2. Effective decision-making relies on logic and not emotions.
True False
3. For programmed decisions, managers often develop heuristics, or mental shortcuts, to help reach a
decision.
True False
4. Time pressures causes managers to neglect heuristics and engage in deep processing for decision
making.
True False
5. When satisficing, a decision maker selects the best solution.
True False
6. In order to reduce groupthink, groups can assign a member to play the devil's advocate.
True False
1. It is true that effective managers know how to accomplish tasks.
2. It is true that a good decision can only be made by using logics.
3. The given statement is false
4. Managers do not engage in deep processing, due to shortage of time.
Hence, the given statement is false.
5. The given statement is true as a decision makers chooses the most appropriate solution.
6. It is true that devil's advocate helps to brainstorm the ideas.
What duty does a management have that is most crucial?
Making a strategy to achieve business goals and objectives is one of a manager's primary responsibilities. This entails allocating human resources, assigning duties, and establishing reasonable completion dates and criteria.
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20 POINTS AND WILL GIVE BRAINLY
PLS ANSWER
Over the last 100 years, marginal tax rates have been fluctuating constantly. Place the years in order by how high the top marginal rate was at the time. Place the year with the highest rate first.