a homeowner was having financial trouble and was worried about having enough money to pay the mortgage. instead of falling behind, the homeowner met with a representative from the mortgage company servicing the loan. as a result, the mortgage payments are lower, and the homeowner is no longer at risk of missing a payment. which one of the following options could be a reason the payments are now lower?

In contract manufacturing, a corporation strikes deals with producers in another country to create its goods or render its services.

When two businesses reach an agreement to produce parts or goods over a predetermined period of time, this is known as contract manufacturing. Similar to outsourcing labor, this type of outsourcing allows businesses to compete in markets they couldn't previously access.

Multi-client production is done by contract manufacturers. They can offer lower raw material acquisition prices by taking advantage of economies of scale because they are serving several consumers. A shipment's cost per unit will decrease as more units are included in it.

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Business writing is important in the business community. The writing style and material must be specific in order to elicit a meaningful reaction and be expressive in nature.

What is a company definition in a nutshell?

A business is described as a company or organisation that engages in commercial, industrial, or professional activity. Companies can be either for-profit or non-profit organisations. Limited liability firms, sole proprietorships, corporations, and partnerships are all examples of business structures. The introduction to the business plan provides a basic summary of the business plan, including a brief company description, aims and objectives, and the reason for launching the firm.

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Answer:10

Explanation:your cute

The recommended questions when finding root causes of an accident consists is except why cannot the workers think and are so careless in doing his job?. Option b is correct.

An accident is an unplanned event or occurrence that occurs, resulting in death or injury to people, damage to the environment, and damage to equipment or materials. The root cause of an accident is the main reason why an accident occurred. Identifying the root cause of an accident can help prevent it from happening again.

The recommended questions when finding root causes of an accident consists of the following:

Therefore, b is correct.

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Answer:

d. that men's wages will fall and women's wages will rise when certain jobs are no longer dominated by men.

Explanation:

Barbara Bergman developed the Occupational Crowding Model in 1971 in order to try to explain why women and certain minority groups earned in average much less than white males. She even calculated any bias due to higher education, but still she was able to show flagrant labor discrimination based on gender and race.

Her study showed how women and minorities are consistently excluded or crowded out from high paying jobs and high corporate positions. The vast majority of high paying jobs and high corporate positions are filled with white non-Latin males (Latins are not a race, they come in all colors, they are a culture).

If this tendency is eliminated, women and minorities should be able to earn similar wages than white non-Latin males since they are capable of performing the same functions in a similar and comparable manner. I.e. all women and all men are equally capable.

This has improved a little bit in the last years, but still the bias against women and minorities still exists. Forty years ago no one would even dream that a large US corporation would be headed by someone from a minority group, but nowadays Apple, Alphabet (Google), Sprint, ADM, HP, and others, are headed by people that fit into minority groups.

This is great, but you shouldn't have to search for corporations that are headed by non-Latin heterosexual whites, it should be normal. And more women are needed in these places also. Women are capable of doing everything that any man can do.

Real GDP - measure of economic output adjusted to inflation or deflation

Nominal GDP -  measure of economic output before adjusting for inflation

Gross National Product - right measure of a country's economic output produced all over the world

GDP - Right measure of a country's output, income and expenses

NEXT

Explanation:

Gross domestic product is the total sum of final goods and services produced in an economy within a given period which is usually a year

GDP calculated using the expenditure approach = Consumption spending by households + Investment spending by businesses + Government spending + Net export

Net export = exports imports

When exports exceed import there is a trade deficit and when import exceeds import, there is a trade surplus.

Nominal GDP is GDP calculated using current year prices while Real GDP is GDP calculated using base year prices. Real GDP has been adjusted for inflation.

Answer: Pairs

measures general price changes occurring

in an economy

consumer price index (CPI)

the total dollar amount of all goods,

services, and structures (buildings)

produced within a country in a year

gross domestic product (GDP)

when one country or organization has

the ability to produce a good or service

at a lower cost than competitors

comparative advantage

an increase in the supply of currency

that results in a decrease in the currency's

value and higher prices

inflation

the result of an alternative option that

is lost because you chose a different plan

opportunity costs

Explanation:

plato

Answer:

1, A market is defined as the sum total of all the buyers and sellers in the area or region under consideration. The area may be the earth, or countries, regions, states, or cities. The value, cost and price of items traded are as per forces of supply and demand in a market.

2,

A factor market is different from the product, or output, market—the market for finished products or services. ... The primary difference between product markets and factor markets is that factors of production like labor and capital are part of factor markets and product markets are markets for goods.

Answer:

(c) it contains letter headed paper

Explanation:

A memorandum can be referred to as it's short form called a Memo. A memorandum is an official means of communicating internally with the staff or employees of an organization about the day to day running or operations of such an organization.

Features of a Memorandum ( Memo) includes:

a) It is always typed or written on the company's letter headed paper.

b) It includes the person or persons who the memo is been addressed to

c) It includes the name and signature of person writing the memo.

d) Subject or title of the memo.

e) Information about the subject of the memo.

a. Interest Receivable and a credit to Interest Revenue. The journal entry at December 31, 2017, for XYZ Company would include a debit to Interest Receivable and a credit to Interest Revenue.

The reason for this entry is that the Wynn bonds pay interest each January 1. By the end of the year on December 31, a portion of the interest for the year would have accrued but not yet been received by XYZ Company. Therefore, the company needs to recognize this accrued interest as Interest Receivable, which represents the amount of interest earned but not yet received.

The credit to Interest Revenue reflects the recognition of the interest earned on the Wynn bonds for the period. It represents the revenue earned by XYZ Company from its investment in the bonds.

This journal entry captures the accrual of interest income for the year and ensures that XYZ Company properly recognizes the interest revenue in its financial statements. It aligns with the accrual accounting principle, which requires revenue to be recognized when it is earned, regardless of when the cash is received.

It is important for companies to accurately record accrued interest and interest revenue to reflect the true financial position and performance of the business. This information is useful for financial analysis, decision-making, and reporting purposes.

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Answer:

Transactional leader.

Explanation:

Leadership can be defined as a process which typically involves motivating, encouraging and inspiring employees working under an individual to be innovative and create positive changes that will foster growth and enhance the success of a business firm or company in the future.

This ultimately implies that, beyond an individual possessing the traits or qualities of a leader, leadership in itself is a process that revolves around the activities or happenings between the leader and those who he or she is leading, which are the followers. Thus, leadership is simply a continuous process and it's transactional in nature because it occurs between a leader and the followers.

In this scenario, Tanya has recently been appointed CEO of a corporation that specializes in computer software. The corporation has made a substantial profit since she joined due to her emphasizing the importance of deadlines and sales goals to her software design team. Thus, Tanya is best described as a transactional leader because she is more concerned with her team (followers) meeting set targets (goals) or defined requirements, objectives and expected level of results (performance).

The marginal profit at x = 20 is 35 dollars. This means that if production and sales increase by one unit (from 20 to 21), the total profit will increase by approximately 35 dollars. It indicates that each additional unit sold at this level contributes $35 to the overall profit.

To evaluate the marginal profit function at x = 20, we need to calculate the derivative of the profit function with respect to x. The profit function is given by the difference between total revenue and total cost.

Total revenue is calculated by multiplying the demand function by x: TR(x) = (65 - 0.6x) * x.

Total cost is given by the cost function: TC(x) = 6x + 39.

The profit function is obtained by subtracting total cost from total revenue:

P(x) = TR(x) - TC(x) = (65 - 0.6x) * x - (6x + 39).

To find the marginal profit, we differentiate the profit function with respect to x:

P'(x) = dP(x)/dx = (65 - 0.6x) - 0.6x - 6.

Simplifying, we have:

P'(x) = -1.2x + 59.

Now, we can evaluate the marginal profit at x = 20:

P'(20) = -1.2(20) + 59

= -24 + 59

= 35.

The marginal profit at x = 20 is 35 dollars. This means that if production and sales increase by one unit (from 20 to 21), the total profit will increase by approximately 35 dollars. It indicates that each additional unit sold at this level contributes $35 to the overall profit.

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Representative of all the locations and she only samples customers from Chicago for the survey, she is doing Judgment sampling.

In the non-probability sampling technique known as judgment sampling, or authoritative sampling, the researcher chooses the units to be sampled based on his own prior knowledge or his professional judgment. Purposive sampling, also known as judgmental, selective, or subjective sampling, is a type of non-probability sampling in which researchers pick individuals from the public to take part in their surveys based on their own judgment. Three circumstances make the use of judgemantal sampling appropriate: (1) choosing distinctive respondents who are particularly instructive; (2) choosing members of a hard-to-reach, niche community; and (3) identifying specific sorts of respondents for in-depth examination.

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The ethical principle of beneficence is best suited to answer the question: "Is the program fair to traditionally under-represented groups?"

Beneficence focuses on promoting well-being, maximizing benefits, and ensuring fairness in the distribution of resources and opportunities. When evaluating the fairness of a government program towards traditionally under-represented groups, the principle of beneficence helps in determining whether the program is designed to address existing disparities and promote equal opportunities.

By applying the principle of beneficence to this question, we can assess whether the program provides adequate support, resources, and opportunities to traditionally marginalized or disadvantaged groups. It enables us to evaluate if the program considers the unique needs, challenges, and historical disadvantages faced by these groups and actively works towards reducing inequities. Evaluating fairness through the lens of beneficence helps ensure that the program promotes social justice and equality for all members of society.

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As per the bond price, the firm's after tax cost of debt if the tax rate is 21% is 3.52%

The bond in economics contains the interest payments a mandatory expense, while dividends are assumed to be optional. and here we have to know that is why interest expenses are tax deductible and dividends are not.

Here let us consider that

P refers bond price = 101% * 1,000 = $1,010

C refers bond coupon = 7.2% / 2 * 1,000 = $36

n refers number of semiannual periods = 24 * 2 = 48

Then here we will first find the semiannual yield, r, by using the bond price formula as

=> r = 3.71%

Then the yield of maturity is calculated as,

=> YTM = 3.52%.

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The name of the de facto program financing nursing home residents when they have exhausted their savings is:

According to the given question, we are asked to state the name of the de facto program financing nursing home residents when they have exhausted their savings.

As a result of this, we can see that the medicaid is a long term healthcare plan for the sick in the nursing home so that they can continue to be taken care of when they have finished their savings.

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Answer:

3.20%

Explanation:

The firm's weighted average aftertax cost of debt can be determined by first of all determining the before-tax cost of each debt.

Using a financial calculator, the before-tax costs of debt are ascertained as follows:

Bond 1:

N=8(number of semiannual coupons in 4 years)

PMT=17.70  (semiannual coupon=face value*coupon rate/2=$1,000*3.54%/2=$17.70)

PV=-1030(current price=$1000*103%=$1030)

FV=1000(the face value is $1000)

CPT

I/Y=1.37%(the semannual yield, annual yield=1.37%*2=2.74%)

after-tax cost of first debt=2.74%*(1-39%)=1.67%

Bond 2:

N=46(number of semiannual coupons in 23  years)

PMT=30.50 (semiannual coupon=face value*coupon rate/2=$1,000*6.10%/2=$30.50)

PV=-950(current price=$1000*95%=$950)

FV=1000(the face value is $1000)

CPT

I/Y=3.26%%(the semannual yield, annual yield=3.26%%*2=6.52%)

after-tax cost of second debt=6.52%*(1-39%)=3.98%

market value of first debt=$3.8 million*103%=$3,914,000

market value of second debt=$8.1 million*95%=$7,695,000

total market value of debts=$3,914,000+$7,695,000=$11,609,000

firm's weighted average aftertax cost of debt=(1.67%*$3,914,000/$11,609,000)+(3.98%*$7,695,000/$11,609,000)

firm's weighted average aftertax cost of debt=3.20%

To ensure a fair and impartial investigation, HR employees investigating potential company violations must reserve judgment and remain impartial.

HR professionals can gather all relevant data, facts, and evidence if they are impartial, and then evaluate it without having any preconceived notions or personal biases. They are able to make sound decisions using this strategy rather than relying on their own irrational thoughts or feelings to make decisions.

A situation in which the HR worker conducting the investigation is personally connected to or has a close relationship with the accused party could indicate that the individual may NOT reserve judgment or be impartial.

In such a scenario, the HR employee may feel compelled to safeguard their friend or coworker, which may result in a biased investigation and a result that does not accurately reflect the situation. The HR department's impartiality and integrity could be questioned in this scenario, which would jeopardize the investigation.

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Answer:

D. A checking account comes with a credit card.

Explanation:

A checking account is opened to facilitate regular bank transactions such as deposits, withdraws, cash transfers, payments, among others. There are no limits to the number of transactions that one can perform per period. Bank's fee and charges are applicable per transaction. To facilitate payments, withdrawals, and deposits, banks provide debit cards to customers.

Savings accounts are designed to help customers accumulate funds for future use. Banks limit withdrawals and offer interest payments to encourage customers to save. Savings accounts have fewer charges and don't come with debit cards.

The expenses that may be classified as miscellaneous itemized deductions for 2021 include:

Tax return preparation fees

Unreimbursed employee business expenses

Casualty and theft losses on investment property

It is important to note that starting from the 2018 tax year, miscellaneous itemized deductions subject to the 2% of AGI floor were eliminated by the Tax Cuts and Jobs Act, except for certain types of expenses, such as those related to investment expenses and tax preparation fees, as mentioned above.

Additionally, the unrecovered cost of a life annuity when the taxpayer dies and all gambling losses are not deductible as miscellaneous itemized deductions for the 2021 tax year.

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The fixed costs can be identified as the constant term in the total cost function, which is 1502.

The variable costs are the part of the total cost that varies with the level of output. In this case, the variable cost is 8Q+45.

The average total cost (ATC) is calculated by dividing the total cost by the level of output. So, ATC = TC/Q. Therefore:

ATC = (1502 + 8Q + 45)/Q

ATC = (1547 + 8Q)/Q

ATC = 1547/Q + 8

The average variable cost (AVC) is calculated by dividing the variable cost by the level of output. So, AVC = VC/Q. Therefore:

AVC = (8Q + 45)/Q

AVC = 8 + 45/Q

The marginal cost (MC) is the additional cost incurred from producing one additional unit of output. It is calculated as the derivative of the total cost function with respect to Q. Therefore:

MC = dTC/dQ = 8

b.

To find the level of output that minimizes average total cost, we need to take the derivative of ATC with respect to Q and set it equal to zero:

d(ATC)/dQ = -1547/Q^2 + 8 = 0

1547/Q^2 = 8

Q^2 = 193.375

Taking the square root of both sides gives us:

Q = 13.9 (rounded to one decimal place)

Therefore, the level of output that minimizes average total cost is approximately 13.9 pizzas.

c.

To find the level of output that minimizes average variable cost, we need to take the derivative of AVC with respect to Q and set it equal to zero:

d(AVC)/dQ = -45/Q^2 + 8 = 0

45/Q^2 = 8

Q^2 = 5.625

Taking the square root of both sides gives us:

Q = 2.4 (rounded to one decimal place)

Therefore, the level of output that minimizes average variable cost is approximately 2.4 pizzas.

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The new supply curve after a $40 tax on producers is the original supply curve shifted upwards by $40.

The original supply curve is moved higher by $40, creating a new supply curve when the government imposes a tax of $40 on manufacturers. In other words, manufacturers are prepared to provide the same amount of items, but only at a higher cost that now includes the tax.

Producers are forced to raise their prices to retain a profit margin since the tax raises their cost of production. As a result, the amount provided and requested both declined, creating a new equilibrium point with a higher price and less trading.

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The new supply curve after a $40 tax on producers is the original supply curve shifted upwards by $40.

When the government levies a $40 tax on manufacturers, the previous supply curve is raised by $40, resulting in the formation of a new supply curve. In other words, producers are willing to deliver the same number of things at a higher price that now includes the tax.

Because the tax boosts the cost of manufacturing, producers are obliged to raise their prices in order to maintain a profit margin. As a result, both the quantity delivered and the amount demanded decreased, resulting in a new equilibrium point with a higher price and less trade.

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Answer: correct option is A.

Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.

Stocks incur speculative risk. Therefore option A is correct.

A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.

Common stock and preferred stock are the two primary categories of stocks.

Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.

Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.

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Answer:

He began to worry.vvv

Explanation:

Answer:

"(A)" not 100% percent sure but I'm 99.9 percent sure it's right because I am very confident in my decision

Explanation:

tell me in the comments if it's right, if it's wrong I'll change my answer as soon I notice but please don't hate because this is what I think

Answer: A market economy is an economic system in which individuals, rather than the state, own most of the resources. This includes land, labor, and capital. In a market economy, individuals control the use and price of these resources through voluntary decisions made in the marketplace. Key Takeaways

Explanation:

Answer:

Mixed Economy = USA

Explanation:

The statement that one way to protect investments against the stock - value losses suffered by many stocks in the 2009 recession is by investing in cyclical stocks is False.

Cyclical stocks refer to stocks that follow the market and the price movements of the economy. In other words, a cyclical stock belongs to companies that see their fortunes change with the movement in the economy. If the economy is doing well, then the value of the cyclical stock will increase. And if the economy is doing badly, then the value of the cyclical stock will fall.

The 2009 recession was one of the worst recessions in American and world history. It led to high levels of unemployment around the world, and led to many suffering hardship. Because the economy was doing badly, it meant that cyclical stocks were doing badly as well. Cyclical stocks are therefore not the best to invest in to avoid the stock losses seen in the 2009 recession.

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Answer:

false

Explanation:

I THINK IT'S FALSE OK?! I'm a straight B student, if that's enough proof LOL

Answer:

c

Explanation:

cccccccccccccccccccccccccc

Answer:

well i blive its c

Explanation:

The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.

This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.

The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.

The number of qualified persons may become more than the job that is available for the people to do in the long run.

Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.

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