assuming interest rates are positive, it is impossible for the present value of a given lump sum to exceed its future value of the same series. True or false?
Answers
The statement "assuming interest rates are positive, it is impossible for the present value of a given lump sum to exceed its future value of the same series" is true. Because lump sum will increase over time by earning interests.
When interest rates are positive, the present value of a lump sum will always be less than its future value. This is because the lump sum will earn interest over time, causing its value to increase in the future. The relationship between present value, future value, interest rate, and time can be expressed using the present value formula:
Present Value = Future Value / (1 + Interest Rate)ⁿ
where n represents the number of periods.
As interest rates are positive, the denominator (1 + Interest Rate) ⁿ will always be greater than 1, resulting in a present value that is less than the future value.
Thus, the given statement is true.
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Related Questions
a. Johnny works at Walmart
His first paycheck…20 hours at $10.00 an hour
Calculate his Net Pay if Federal Tax is calculated at 9.5% and Sate at 7%:
Answers
Answer:
$167.00
Explanation:
(Considering no other deductions.)
The management of Asteria Inc. is studying the financial reports and statements of the company for the current accounting period. Which
accounting head is a part of an off-balance sheet item?
A.
copyrights
В.
bank loan
C.
prepaid office rent
D.
operating lease
Answers
Answer:
В. bank loan
Explanation:
A balance sheet shows the total net worth of a business at the end of a financial year. It shows the assets of a business on one side and equity and liabilities on the other.
A balance shows the assets of a business and how they have been financed. On the liabilities, the balance sheet will indicate the short term and long term liabilities. A bank loan represents money obtained from the banks on credit. Bank loan will be a subheading on the liabilities side, especially if the business has loans from different banks.
Answer:
Its D operating Lease
Explanation:
Barnes and Miller Manufacturing is trying to determine the equivalent units of production for conversion costs with 10,000 units of ending work in process inventory at 80% completion and 22,000 completed units that were transferred to Finished Goods Inventory. There were no beginning units in the production department. Conversion costs are incurred evenly throughout the production process. What are the equivalent units of production for conversion costs for the current period
Answers
The equivalent units of production for conversion costs for the current period are 32,000 units.
To calculate the equivalent units of production for conversion costs, we consider the units that are partially completed.
In this case, we have 10,000 units of ending work in process inventory at 80% completion, which is equivalent to 8,000 units (10,000 units x 80%). Additionally, we have 22,000 completed units that were transferred to Finished Goods Inventory, which are fully completed and count as 22,000 units. Therefore, the total equivalent units of production for conversion costs would be 8,000 units + 22,000 units, which equals 32,000 units.
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The number of a country’s unemployment workers decreased from 5.3 million to 3.9 million last year. If the country’s population remained constant at 75 million, how did its unemployment rate change last year?
Answers
The country's unemployment rate decreased by 1.87% last year.
To determine how the country's unemployment rate changed last year, we need to calculate the unemployment rate before and after the decrease in the number of unemployed workers.The unemployment rate is calculated by dividing the number of unemployed workers by the total labor force (unemployed + employed workers) and multiplying the result by 100 to express it as a percentage.Before the decrease, the number of unemployed workers was 5.3 million. Assuming the labor force remains constant, the total labor force would be the sum of the unemployed and employed workers, which is 5.3 million + (75 million - 5.3 million) = 75 million.Therefore, the initial unemployment rate was (5.3 million / 75 million) * 100 = 7.07%.After the decrease, the number of unemployed workers became 3.9 million. The total labor force remains constant at 75 million.Therefore, the new unemployment rate is (3.9 million / 75 million) * 100 = 5.2%.The change in the unemployment rate can be calculated by subtracting the new rate from the initial rate: \(7.07% - 5.2% = 1.87%\).Hence, the country's unemployment rate decreased by 1.87% last year.For more questions on unemployment
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How has the Internet changed entertainment marketing?
Answers
Explanation:
The evolution of the internet has made it possible for artists to target and grow fan followings all over the world. This means that the typical type of venue has also shifted. Instead of targeting one city or area, artists can advertise their new releases, concerts, and merchandise via social media posts.
Need help ASAP please answer this
Answers
The sum of the bank's total amount of liabilities and net worth is $5002 million.
How to calculate the values?The sum of the bank's total amount of liabilities and net worth will be:
= Total reserves + Loans + Securities + Other assets.
= 268 + 3653 + 949 + 132
= $5002 million
The additional amount of loans that the bank can make to household and firm is $8 million. This is simply the value of the excess reserve.
The current quantity of transaction deposits at the bank will be:
(Total reserve - Excess reserve) = Transactions deposit × Reserved ratio
(268 - 8) = Transaction deposit × 10%
260 = Transaction deposit × 10%
Transactions deposit = 260/10%
Transaction deposit = $2600 million = $2.6 billion
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In this market research step, the data are compiled, studied, and interpreted:
Answers
Answer:
Data Preparation/Assembling Analysis
Explanation:
In the data analysis step of Market Research, the data collected in the research are put together, arranged in an organized form, put through detailed review, properly verified by an valid process, interpreted and expounded
In the preparation and analysis step, the data is formatted by editing, coding, transcription and verification to enable accurate analysis of the collected information. Data validation process is put in place to ensure that the proper data that quantifies the desired metrics are obtained.
The process of data preparation and analysis enables the decision making process by promoting the process of suggesting conclusions, whereby useful information is highlighted by the modelling, transformation, cleaning, and inspection data analysis processes
Player 1 −2 Players - each player have 3 choices −2$,5$,10$ Player 2 (1) Strategy of the game (2) Nash Equilibrium (3) Mixed Equilibrium
Answers
Player 1 has three choices and Player 2 has one choice, we will analyze the strategy, Nash equilibrium, and the possibility of a mixed equilibrium.
(1) Strategy of the game:
Player 1 has three choices: -2$, 5$, and 10$. Player 2 has one choice, denoted as (1).
(2) Nash Equilibrium:
To determine the Nash equilibrium, we need to find a strategy combination where neither player has an incentive to unilaterally deviate from their chosen strategy. If Player 1 chooses -2$, then Player 2's best response is (1) regardless of their strategy. If Player 1 chooses 5$ or 10$, then Player 2's best response is still (1). Therefore, the Nash equilibrium is where Player 1 chooses any amount (either -2$, 5$, or 10$), and Player 2 always chooses (1).
(3) Mixed Equilibrium:
A mixed equilibrium occurs when players choose their strategies probabilistically, rather than deterministically. In this game, there is no possibility for a mixed equilibrium as Player 2 has only one choice (1), which means there is no variation or probability involved in their decision-making.
In summary, the strategy of the game involves Player 1 choosing between -2$, 5$, and 10$, while Player 2 always chooses (1). The Nash equilibrium is when Player 1 selects any amount, and Player 2 consistently chooses (1). However, there is no mixed equilibrium in this game because Player 2's strategy is fixed.
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Directions, Based on the wormation given in the following problem, compute the gross pay.
Hours worked: 51
Overtime hours worked: 11
Regular rate of pay $7.35 per hour
Round your answers to two decimal places,
Answers
Answer: $374.85? Little confused why you would move two decimal places?
Explanation:
The economic survey 2018 suggest that the psychological biases
can be used in the realm of tax compliance. It is in favour of using
religious norms such “dying in debt is a sin” to improve tax
compliance.
Identify the related dimensions of business environment.
Answer
(a) Legal and social dimension
(b) Social, and economic dimension
(c) Technological and political dimension
(d) Political and economic dimension
Answers
Answer: (a) Legal and social dimension
Explanation:
The Legal dimension of the business environment deals with laws and regulations governing the business environment. Tax compliance will therefore fall under this dimension.
The social dimension includes social structures like culture, tradition and the like. Using religious norms will therefore fall under here as religion falls under social structures.
10. All items are provided under one roof in
retailing.
Answers
Which of the following is not true about the use of a credit card? Multiple Choice It is a means of deferring payment for a short period of time It allows people to "economize" on the use of money O Credit-card balances are part of M2,but not part of Mi A credit card transaction is not the same as a debit card transaction
Answers
The statement that is not true about the use of a credit card is: "Credit-card balances are part of M2, but not part of M1."
M1 is a measure of the money supply that includes cash, checking deposits, and other highly liquid assets that can be used to make purchases. On the other hand, M2 includes M1 plus certain types of savings deposits, money market accounts, and other less liquid assets.Credit-card balances are not considered part of either M1 or M2, as they are a liability rather than an asset. When someone uses a credit card, they are essentially borrowing money from the issuer of the card, and will have to pay interest on any outstanding balances. Therefore, credit cards are a means of deferring payment for a short period of time and allowing people to "economize" on the use of money, as stated in the other options. Additionally, a credit card transaction is different from a debit card transaction, as a debit card transaction involves the immediate transfer of funds from a bank account, while a credit card transaction involves a loan that must be repaid later with interest.
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which of the following portfolios has the least risk? group of answer choices a portfolio of treasury bills a portfolio of long-term u.s. government bonds a portfolio of u.s. common stocks of small firms a portfolio of u.s. common stocks of large firms
Answers
One of the safest investments is short-term securities known as Treasury Bills (T-bills), which are issued by the United States government. They may also be readily sold and turned into cash because they are very liquid.
How can it be explained in detail?
Comparatively speaking, T-bills are less risky than long-term US government bonds, small- and large-company common stocks, and corporate bonds. While long-term government bonds are more vulnerable to changes in interest rates and inflation than short-term bonds, which can lead to swings in their value, bonds are typically thought of as less hazardous than equities.
Common stock investments in small or big companies might potentially yield larger profits, but they also carry higher risks, including the chance of market volatility, economic unpredictability, and individual business performance.
A portfolio of Treasury Bills would therefore be the least dangerous option among the mentioned portfolios if an investor's main priority is reducing risk.
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Do you think Ruby should change the payment method she uses for her employees? Justify your answer.
Give me the real answers or you will not be able to get brainlist
Answers
Answer:
Yes ✌️✌️✌️✌️✌️
How would the amortization of discount on bonds payable affect each of the following?
carrying value of bond
net income
a) increase decrease
b) increase increase
c) decrease decrease
d) decrease increase
Answers
The amortization of discount on bonds payable affects each of the carrying value of the Bonds Payables: increase
Net income: Decrease
Amortization of discount on bonds payables, increase the interest Expenses recorded on the income statement, and the same amortization amount will reduce from the net income amortization will increase the bond carrying in the Balance sheet.
Amortization is paying off a debt over time in the same installments. part of every charge goes towards the loan fundamental, and part goes toward hobby. as the loan amortizes, the quantity going toward essentials starts out small, and regularly grows large month by means month.
A way to Calculate the Amortization of Loans. you'll need to divide your annual hobby rate with the aid of 12. as an example, in case your annual interest fee is 3%, then your month-to-month hobby rate could be zero.25% (zero.03 annual interest rate ÷ 12 months). you will additionally multiply the number of years for your mortgage term by using 1.
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Will you borrow and act on the business idea of others?
Answers
Stop Killing Your Ideas. "Ideas," John Steinbeck once said, "are like rabbits. ... Most ideas don't stand a chance.
which of the following is a defense under strict products liability? question 37 options: rescission comparative responsibility contributory negligence comparative fault assumption of the risk
Answers
The defense under strict product liability is the assumption of the risk.
What is strict product liability?Strict product liability is a legal doctrine that holds manufacturers, distributors, and sellers liable for any injuries or damages caused by their defective products without requiring the plaintiff to prove negligence or fault on their part. It is an essential consumer protection tool that incentivizes manufacturers to make safe products by holding them accountable for any defects or hazards that they produce.
Strict product liability holds the seller of a product strictly liable for any damages or injuries caused by the product, regardless of the seller’s level of fault or negligence. The assumption of the risk defense states that the plaintiff was aware of the risks and chose to use the product anyways, thus releasing the seller from liability.
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Based on your research explain the concepts of Primary and Secondary activities, as these relate to the theory of value creation and indicate the role these activities play in determining whether a company should or not expand operations in the global scene.
Research and explain the principle of Counter-trade and define all 5 types listed in the textbook. What are advantages and disadvantages of each of these trading methods.
Answers
Primary and secondary activities are related to the theory of value creation in a company. Primary activities are those that directly affect the production process of the company and generate income, such as inbound logistics, operations, outbound logistics, marketing and sales, and service.
Barter: The direct exchange of goods without the use of money. Compensation Deal: A buyer agrees to purchase a product from a seller under the agreement that the seller will purchase goods or services in the future. Counter-purchase and Offset.
The advantages of countertrade are that it provides a source of financing and can help in avoiding currency exchange problems. The disadvantages are that it can lead to poor quality products being exchanged, and it can be difficult to value the goods exchanged, leading to disputes.
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b. Assume the creation of city parks has spillover benefits that improve society as a whole. Explain two positive extemalities associated with making more parks. Who receives the external benefits? Explain what the government must do to fix the positive externality. ECON EXTERNALITY REVIEW.
Answers
Answer:
Explanation:
The format for the equation of a circle is (x-h)^2+(y-k)^2=r^2, where (h,k) is your center and r is your radius. All we have to do is substitute the correct values, giving us the equation (x+2)^2+(y-1)^2=4
leaders at baxter international inc. yanked a product from the maj. c. penney is selling its art collection and putting up photos of employees to recognize the worth of front-line employees. this is an example of a: group of answer choices paradigm ceremony symbol modelket when several people died after undergoing dialysis using a baxter filter. this is an example of: group of answer choices a company placing emphasis on ethics. a company providing moral leadership a company guilty of a moral lapse. both a
Answers
This is an example of a company placing emphasis on ethics of business
Business ethics is the study of proper company conduct when it comes to potentially contentious issues including corporate governance, insider trading, bribery, discrimination, corporate social responsibility, fiduciary duties, and much more. The law frequently directs business ethics, however there are occasions when business ethics offer a fundamental standard that enterprises can abide by to win the public's acceptance.
Social, cultural, legal, and other economic constraints are identified through business ethics, and the interests of all parties involved are protected. Additionally, it places a focus on moral and social ideals including societal service, welfare, and fair trade.
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Do you believe that prices should reflect the value that consumers are willing to pay or should prices primarily reflect the cost involved in making a product or service.
Answers
Generally, the cost of production just establishes a minimum price at which a good can be sold. In other words, the cost of manufacturing must be covered by the price paid (a company's income).
In actuality, a corporation can divert different income sources to pay for other items it produces that are not covered by those revenue streams, but that's an operational element that doesn't change the fact that production costs must be covered or it is unsustainable.
Different consumers have their own unique exchange rates, which they may or may not agree to. Your demand curve is determined by adding up the number of consumers who would swap at each price. The actual market price will thereafter be determined by a combination of supply and demand market pricing.
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within the region with the highest sales revenue determined in 3(a), which state contributes most to those sales?
Answers
Within the region with the highest sales revenue determined in 3(a), the state that contributes the most to those sales is California.
To determine which state contributes the most to the sales within the region with the highest sales revenue, you need to follow these steps:
1. Identify the region with the highest sales revenue: Refer to the data or information provided in 3(a) to determine the region that has the highest sales revenue. This could be based on sales figures, revenue reports, or any other relevant information.
2. List the states within the identified region: Make a list of all the states that fall within the region with the highest sales revenue. This will help you narrow down the possibilities and focus on the relevant states.
3. Analyze sales data for each state: Obtain sales data for each state within the identified region. This could be from company reports, market research, or any other reliable source. Analyze the sales figures for each state to determine their individual contributions to the overall sales within the region.
4. Compare the sales figures: Compare the sales figures for each state within the region. Identify the state that has the highest sales revenue among all the states in the region. This state will be the one that contributes the most to the overall sales within the region.
5. Determine the state with the highest contribution: Based on the analysis and comparison of sales figures, identify the state that has the highest sales revenue within the region. This state is the one that contributes the most to the sales within the region with the highest sales revenue.
In conclusion, by following these steps and analyzing the sales data, you can determine the state that contributes the most to the sales within the region with the highest sales revenue. In this case, the state of California has the highest sales revenue and therefore contributes the most to the overall sales within the region.
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A continuous process indicates production of discrete parts moving from workstation to workstation at a controlled rate. True or false?.
Answers
The following statement is false. A continuous process indicates production of discrete parts moving from workstation to workstation at a controlled rate.
A continuous process indicates production of discrete parts moving from workstation to workstation at a controlled rate. One difference between an production line process flow and a nonstop process flow is that on the mechanical system the flow is discrete instead of continuous. an eternal process could be a process within which the merchandise comes out without interruption and not in groups. One difference between an production line process flow and a nonstop process flow is that on the mechanical system the flow is discrete instead of continuous. Therefore the subsequent statement is false.
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if you are buying a home which type of lender would you choose to obtain a loan from?
Answers
Answer:
The Vedas were a collection of Aryan religious writings.
Explanation:
The Vedas were a collection of Aryan religious writings.
The Vedas were a collection of Aryan religious writings.
The Vedas were a collection of Aryan religious writings.
Debt. ...
Income. ...
Employment. ...
Assets. ...
Down Payment.
Specialty Products Company has a high turnover rate among its employees, especially those
who are young parents. Solution to this problem
Answers
The company has to first investigate the reason why young parents are leaving the company. This is the first step towards resolving the issues of high turnover.
If it is because of the inability to care for their kids while at work, then the company can solve this problem by:
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
Turnover in human resources refers to the act of replacing one employee with a new employee. Termination, retirement, death, interagency transfers, and resignations are examples of separations between organizations and personnel.
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what is example of an interest leading to a career choice
Answers
Answer:
"I have always been interested in cars so I became a auto mechanic." or "I have always been interested in cars so I decided to work at a car dealership."
Explanation: A big interest that you have that leads you to pick a job related to that interest.
which of the following is an example of the type of data that advertising networks automatically collect and share with businesses? coursesanser
a. The number of sales you make from the ad
b.. The cost of each ad you publish
c. The cost of creating the ad
d. A prediction of sales you can make from your ad
Answers
In conclusion, advertising networks collect and share a variety of data with businesses, including demographic data, browsing behavior data, and data about user interactions with ads. This data can help businesses target specific demographics, understand user interests and preferences, and improve the effectiveness of their advertisements.
Advertising networks automatically collect and share a variety of data with businesses.
One such example is user demographic data. Demographic data is information about a user's age, gender, location, and other characteristics. This data can help businesses target specific demographics for their advertisements and tailor their messaging to these audiences.Another type of data that advertising networks collect and share with businesses is user browsing behavior data. This data includes information about a user's browsing history, including the websites they visit, the pages they view, and the products they look at. This data can help businesses understand a user's interests and preferences and target their ads accordingly.
Finally, advertising networks also collect and share data about user interactions with ads. This includes information about when a user clicks on an ad, how long they spend on the landing page, and whether they ultimately make a purchase. This data can help businesses understand how effective their ads are and make changes to improve their performance.
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Make a poster that could be used to educate people about why the
government needs to charge taxes. The poster should encourage private
individuals to pay their taxes by educating them about what the government
uses the taxes for.
Answers
Taxes are used by the government for carrying out various welfare schemes including employment programmes
What are the taxes collected by the government?It includes collections from income tax, corporation tax, customs, wealth tax, tax on land revenue, etc. Direct tax is the tax that is paid directly to the government by the person or company on whom it is levied. Income tax, wealth tax, corporation tax, and property tax are some examples of direct tax.The Central Government of India imposes taxes such as customs duty, central excise duty, income tax, and service tax. The state governments impose income tax on agricultural income, state excise duty, professional tax, land revenue and stamp dutyThe three main sources of federal tax revenue are individual income taxes, payroll taxes, and corporate income taxes. Other sources of tax revenue include excise taxes, the estate tax, and other taxes and feesTo learn more about taxes collected by the government refers to:
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Pays for everything from Social Security and Medicare to military equipment, highway maintenance, education, and more
Why does the government need to force individuals to pay taxes?We pay taxes to ensure that our federal, state, and local governments can function efficiently and deliver essential services. Each government has its own emphasis, with the federal government in charge of big-picture expenditures on items like military and Social Security. Spending by the federal government covers everything from Social Security and Medicare to military equipment, transportation repair, education, and more. The federal government spent the most on Social Security in 2022.
Taxation generates cash for federal, state, and municipal governments to support vital services like as defense, highways, police, and a judicial system, which benefit all residents who would be unable to provide such services successfully for themselves.
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1. One advantage of sole proprietorship is:
A. -easing of starting.
B -availability of different talents.
C -unlimited life of the company.
D -double taxation
Answers
Which of the following best describes a way to protect yourself from identity theft?
OUse debit cards when shopping online.
O Store passwords in an app on a phone.
Avoid leaving any credit cards at home.
O Do not post private information on social media.
Answers
Answer: Do not post private information on social media.
Explanation: if you post or share on social media it can also be shared with hackers and scammers who troll the social media sites,