If Dave had borrowed $100 for one year at an APR of 4 percent, compounded monthly, what would have been his monthly loan payment? Use Exhibit 1B-4. (Do not round your intermediate calculations

To calculate the denominator of the basic earnings per share (EPS), we need to determine the weighted average number of shares outstanding during the period.

On January 1, the company had 10,000 shares outstanding.

On February 28, 2,000 new shares were issued, increasing the total shares outstanding to 12,000 (10,000 + 2,000).

On July 1, a 50% stock dividend was declared, which means the number of shares increased by 50% of the existing shares. Therefore, an additional 6,000 shares (50% of 12,000) were issued, bringing the total shares outstanding to 18,000 (12,000 + 6,000).

On October 1, 1,000 shares were reacquired as treasury stock. Treasury stock is not considered outstanding for calculating EPS. Therefore, we deduct these 1,000 shares from the total shares outstanding, resulting in 17,000 shares (18,000 - 1,000).

The denominator of the basic EPS is the weighted average number of shares outstanding during the period. To calculate the weighted average, we assign different weights to the number of shares outstanding based on the portion of the period they were outstanding. The specific timing and duration of the share issuances and buybacks during the year would be needed to calculate the exact weighted average number of shares outstanding.

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Answer:

31 March 2021

Explanation:

The contract should be recorded on 31 March 2021 because according to the US Generally Accepted Accounting Principles, revenue should be recognize in the book only when service has been rendered to the customer, the selling price of product is fixed and confirmation of service arrangement and amount to be collected.

With regards to the above scenario, since the equipment was not delivered until 31 March, then 31 of March will be recognized.

Which of the statement is NOT a purpose of an

organizational structure?

A. To coordinate people and resources

B. To organize lines of communication

C. To formalize authority

D. To limits workers' rights

B. To organize lines of communication

How a corporation assigns job titles, functions, and obligations is determined by its organisational structure. Hence option B is correct .

It aids in establishing who reports to whom and who decides what. Several departments frequently collaborate on projects in startups, which frequently have a matrix organisational structure.

An organisational structure is a framework that specifies how certain tasks are to be carried out in order to meet the objectives of an organisation. Rules, roles, and obligations may be a part of these activities.

How information is transferred across layers of the organisation is likewise governed by its organisational structure. A centralised structure, for instance, makes choices from the top down, whereas a decentralised structure distributes decision-making authority among different organisational levels.

Companies may stay effective and focused by using an organisational structure.Organizational structures are widely used by businesses of all types and sizes. They specify a certain organisational hierarchy.

Each employee's role is described in a good organisational structure, along with how it fits into the larger system. Simply put, the organisational structure establishes who is responsible for what so the business can achieve its goals.

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Answer:

$60

Explanation:

Based on the information given about Loren the amount that she must pay herself will be $60 reason been that the amount of $175 she paid for her medical expenses at the end of 2018 was based on her health insurance plan, while the $60 was the amount of money she paid her self or the amount she was charge her for visiting the doctor for the first time on January 4, 2019.

Generally, deductibles are calculated on a calendar year basis. This means that, excluding copays, coinsurance, and non-covered charges, your health care bills must surpass your deductible between January and December for the insurance provider to begin paying.

Based on the information given about Loren the amount that she must pay herself will be $60 reason been that the amount of $175 she paid for her medical expenses at the end of 2018 was based on her health insurance plan, while the $60 was the amount of money she paid her self or the amount she was charge her for visiting the doctor for the first time on January 4, 2019.

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Answer:

In a focus group, a moderator leads a group of people through an open, in-depth discussion rather than simply asking questions to solicit participant response. For a new product area, the moderator focuses the group discussion in either a directive or a nondirective manner.

The MOST correct combination of outputs from the service value chain activities directly relating to the shortcomings discovered by the IT executive is: Design & transition activity : portfolio decisions; Operations: user support tasks.

The Design & transition activity in the service value chain involves the planning and coordination of new and updated services. Portfolio decisions are one of the key outputs of this activity that would help address the shortcomings discovered by the IT executive.

Operations is another activity that involves the delivery and support of services, and user support tasks are a key output that could address the shortcomings discovered by the IT executive. Therefore, the MOST correct combination of outputs from the service value chain activities directly relating to the shortcomings discovered by the IT executive is Design & transition: portfolio decisions and Operations: user support tasks.

The service value chain is a set of interconnected activities that IT service providers use to deliver value to their customers. The key outputs of these activities help to ensure that IT services are delivered effectively and efficiently.

The Design & transition activity involves planning and coordinating new and updated services. The key outputs of this activity include portfolio decisions, which help to prioritize investments and ensure that resources are used effectively. Operations, on the other hand, involves delivering and supporting services.

The key output of this activity is user support tasks, which help to address the needs of end-users and ensure that they can use IT services effectively. By combining these outputs, IT service providers can ensure that their services are designed, delivered, and supported in a way that meets the needs of their customers and addresses any shortcomings that may be discovered by IT executives.

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The socioeconomic impacts of business are complex and multifaceted, and depend on a variety of factors, including the nature of the business, the local economic and social conditions, and the strategies and actions taken by the business.

The impacts of business on suppliers can be both positive and negative. On the positive side, a business can provide suppliers with a steady source of income and job security, as well as opportunities for growth and development.

This can help to boost local economies and improve the standard of living for those in the community. On the other hand, a business can also put pressure on suppliers to reduce costs and increase efficiency, which can lead to lower wages and poorer working conditions.

The impacts of business on investors are also complex. On the one hand, investors can benefit from the profits generated by a business, which can provide a return on their investment.

On the other hand, the long-term success of a business is dependent on a variety of factors, including market conditions, competition, and the ability to effectively manage costs and risks.

If these factors are not managed properly, the value of an investment in a business can decline, causing significant financial losses for investors.

It is important for businesses to consider the potential impacts of their operations on suppliers and investors, and to take steps to minimize any negative impacts and maximize the positive ones.

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The amount of cash that the business spent during the month would depend on the specific expenses and purchases made by the business during that time period. Without more information, it is not possible to accurately determine the exact amount of cash spent by the business.

However, you can calculate the amount of cash spent by the business by adding up all of the expenses and purchases made during the month. This would include things like salaries, rent, utilities, inventory purchases, and any other expenses that the business incurred during the month.

By adding up all of these expenses, you can determine the total amount of cash that the business spent during the month.

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Answer:

the option D is correct

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The secondary area makes a specialty of the manufacturing of the number one enterprise with the purpose of advertising and trade.

The required details for secondary area of the economy in given paragraph

The secondary area of the economy is an monetary area in the three-area theory that describes the position of manufacturing. It encompasses industries that produce a completed, usable product or are worried in construction. This area usually takes the output of the number one area  and creates completed goods appropriate on the market to domestic businesses or consumers and for export . Many of those industries devour big portions of energy, require factories and use machinery; they may be frequently labeled as light or heavy primarily based totally on such portions. This additionally produces waste substances and waste heat that could motive environmental troubles or pollution. Examples include fabric manufacturing, vehicle manufacturing, and handicraft.

Manufacturing is an vital pastime in promoting monetary growth and development. Nations that export synthetic merchandise generally tend to generate better marginal GDP growth, which helps better incomes and consequently marginal tax revenue had to fund such authorities expenses as fitness care and infrastructure.

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Team norms are a set of rules or working standards that shape team members' interactions. Team norms establish clear, agreed-upon behaviour, how the work will get done, and what crew participants can anticipate of each other. This is a key way to construct trust, which is essential for group success.

When team individuals cooperate, share experiences and knowledge, support, and care for one another, it is referred to as true team culture. People are excited to collaborate and do superb matters at work when they are conscious that humans round them care, support, and appreciate their point of view.

Norms are hints for how the crew members will have interaction and communicate. Norms help to clarify the expected behaviour of men and women on the group and stop pointless conflict.

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The operating expenses for the last year in the books of Sam's is $33,345. Option B is correct.

The costs of running business are known as operating expense, commonly referred to as selling, general, and administrative expenses (SG&A). Rent and utilities, sales and accountancy, marketing and advertising, and management and administrative wages are among them.

The cost of creating or delivering non-consumable pieces for the product or system is its counterpart, a capital expenditure.

Costs that aren't primarily connected to ongoing business activities are referred to as non-operating expenses. Interest on debt, restructuring charges, inventory write-offs, and payments to settle litigation are a few examples of non-operating expenditures.

Computation of Operating expense:

Operating expense = Gross Profit – Net Profit.

Operating expense = $105,355 – $72,010

Operating expense = $33,345.

Therefore, option B is correct.

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Answer:

c. decrease

Explanation:

The law of diminishing marginal return confers that adding more of a unit of production while holding the other inputs constant will lead to a decline in productivity. Employing more units of a particular input will increase productivity until the optimal level is achieved. Beyond the optimal level, the benefits from an extra input will increase at a decreasing rate and eventually losses.

Adding more custodians will be beneficial up to the level only. Any extra custodians past the optimal level will cause a reduction in labor productivity.

Answer:

C. Trademark

Explanation:

.

Answer:

B?

Explanation:

This is not an example of transaction selling. The statement is false.

A negotiation tactic known as transactional selling places all of its attention on closing a deal. It emphasizes social evidence, competitive pricing, and the urgency of the purchase. The objective is to generate the most individual sales feasible.

Customer lifetime value is often minimal and sales cycles for transactional selling are quite short. In this sales tactic, making an emotional connection is less crucial than making a sale.

It's not always the goal of sales representatives to build enduring connections with their clients. People therefore move quickly through the sales pipeline.

In transactional selling, the representative often gets in touch with the client before employing pressure-selling techniques to close the deal on a good or service. This tactic is frequently employed during sales calls, but it can also be useful while conducting in-person or online transactions.

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When Pop Soda Distribution began discussions with the union, it was determined that it would be better to use collective bargaining than have a strike.

Collective bargaining is a process where representatives from the employer and the union negotiate and reach agreements on various employment terms and conditions, such as wages, benefits, working hours, and other relevant issues. It provides a platform for open communication, dialogue, and compromise between the parties involved.

By engaging in collective bargaining, Pop Soda Distribution and the union can work together to find mutually beneficial solutions and make decisions that address the concerns and interests of both parties. It allows for the negotiation of a collective agreement that outlines the rights, obligations, and working conditions of the employees represented by the union.

Collective bargaining serves as an alternative to more confrontational measures like strikes or lockouts. It provides an opportunity for resolving conflicts and reaching agreements through peaceful negotiations, ultimately aiming to maintain a harmonious and productive work environment.

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To find the present worth of a future cost of $8,000 in 20 years at an interest rate of 15% per year, we can use the formula for the present value of a single amount:

Present Worth = Future Cost / (1 + Interest Rate)^Number of Years

Present Worth = $8,000 / (1 + 0.15)^20

Present Worth ≈ $482.32

Therefore, the present worth of the future cost of $8,000 in 20 years, with an interest rate of 15% per year, is approximately $482.32.

a) To calculate how much the person must save each year if they can earn 7% per year over the period on their savings, we can use the formula for the annual payment required for a future value:

Annual Payment = Future Value / [(1 + Interest Rate)^Number of Years - 1] * Interest Rate

Future Value = $40,000 * 0.5 (down payment)

Interest Rate = 7%

Number of Years = 7

Annual Payment = ($40,000 * 0.5) / [(1 + 0.07)^7 - 1] * 0.07

Annual Payment ≈ $3,477.69

Therefore, the person must save approximately $3,477.69 each year to accumulate enough for a down payment of half the truck value in 7 years, assuming an interest rate of 7% per year.

b) To calculate the accumulated money over 12 years under different scenarios:

Placing the bonus in a checking account that draws 0% interest:

Accumulated Money = Annual Bonus * Number of Years = $3,000 * 12 = $36,000

Placing the bonus in an interest-bearing account that earns 2.5% annually:

Accumulated Money = Annual Bonus * [(1 + Interest Rate)^Number of Years - 1] / Interest Rate = $3,000 * [(1 + 0.025)^12 - 1] / 0.025 ≈ $39,374.68

Buying a stock with an average annual return of 8%:

Accumulated Money = Annual Bonus * [(1 + Average Return Rate)^Number of Years] = $3,000 * (1 + 0.08)^12 ≈ $58,152.53

Therefore, the accumulated money in 12 years would be approximately $36,000 if placed in a checking account with 0% interest, $39,374.68 if placed in an interest-bearing account earning 2.5% annually, and $58,152.53 if invested in a stock with an average annual return of 8%.

c) To determine how much you should pay for the bond to earn a 7% return on your money, we can use the formula for the present value of a single amount:

Present Value = Future Amount / (1 + Interest Rate)^Number of Years

Future Amount = $5,000

Interest Rate = 7%

Number of Years = 5

Present Value = $5,000 / (1 + 0.07)^5

Present Value ≈ $3,512.11

Therefore, you should pay approximately $3,512.11 for the bond if you wish to earn a 7% return on your money.

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Monique and her team have identified a problem, defined it, and developed a variety of options. The next step is evaluate each option for its practicality since some options will be discarded because of a lack of resources, legal restrictions, ethical considerations, or other constraints.

To evaluate something or someone is to examine or judge its worth, effectiveness, significance, or other attributes. In order to assess something's value or importance, rigorous analysis and examination are required.

The word "assess" can indicate several things depending on the situation. For instance, "evaluate" frequently refers to grading or assessing a student's performance or their work in the academic setting.

"Evaluate" can be used in the context of business to describe determining a company's financial performance or the success of a marketing initiative.

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Begins Year 1 | The asset's first year was when Rick bought the watch. Unless specifically excluded under the IRC, all of a taxpayer's possessions are considered capital assets.

The International Rescue Society responds to some of the worst humanitarian emergencies that exist today, such as the conflict in Afghanistan and the crisis in Ukraine. We aid those who have been harmed by conflict and tragedy in regaining their healthcare, safety, education, economic well-being, and power.

Charity watchdog organizations frequently give the IRC high marks for our effective use of donations and the efficiency of our operations.

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Explanation:

Correlation does not lead to causation, no matter how strong the correlation may be. You'll need to do an experiment to see if one variable causes the other. There may be other factors that aren't being considered here. We consider these confounding variables.

An example of correlation doesn't lead to causation could be this: In the summertime, ice cream sales increase and the amount of sunburns increase. Both ice cream sales and sunburns are strongly positively correlated. Does eating ice cream cause a sunburn? The answer is "no" because clearly the sun is responsible for that. So the sun would be the confounding variable here. Specifically, the amount of sunlight exposure would be key here.

An economic system whereby the economic decisions are made by the private firms and the individuals are called a market economy.

A market economy is an economic system in which economic decisions, such as pricing and production, are determined by the interplay of individuals and corporations.

In a market economy, businesses and consumers interact with one another, and the price and quality of goods and services are determined by supply and demand. The market economy is also known as capitalism or a free market system.

Market economies are frequently contrasted with command economies. In a command economy, economic decisions are made by a central authority or government.

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The amount that should be reported in ending work in process inventory is 178,560

By using analogous units, it is possible to convert a number of unfinished units into a number of finished ones. We can think of five units as one equal unit, for instance, if each is 20% finished. So value of ending inventory = ($2.10 x 36,000) + ($2.86 x 36,000) = 178 560 US$. The definition of inventory includes both the production-related raw materials and the final goods that are put up for sale. Because it is one of the primary sources of income production and, as a result, a source of profit for the company's shareholders, inventory is one of a company's most important assets.

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Answer:

Computerized accounting has a lot of advantages over manual accounting when rightly implemented

Explanation:

Computerized accounting is an integrated accounting system that uses program software stored on a computer or server to perform account functions. It can be a tailored or off the shelve software for that purpose.

It is easier to use , faster , and more accurate when compared to the manual accounting , which makes it  more helpful especially for small business owners that do not have a good structure in place.However , the initial set up cost  is high , and this need to be considered by small businesses before adoption. Moreover , as they come in different format , a small business may need to consult expert for the type that is mostly suitable for his business as well.

A public school teacher most likely to have a pension plan.

A pension plan is a type of employee benefits program created or maintained by an employer, an employee group (such a union), or both that offers retirement income or postpones income until the end of the covered employment period or beyond.

An employer must contribute to a fund that is set aside for a worker's future benefit in order to participate in a pension plan. When the worker retires, the earnings from the investments will provide income for the worker. The pool of cash is invested on the employee's behalf. In the U.S. private sector, traditional pension plans are getting harder to find.

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Answer:

nobody likes me either lol

In the ASAD model with workers' misperceptions, a negative shock to aggregate demand leads to a decrease in desired autonomous consumption. In the short run, this shock creates downward pressure on wages as firms face excess labor supply.

However, due to workers' misperceptions and their expectation of zero inflation, they do not immediately adjust their wage expectations downward. As a result, the initial equilibrium real wage is higher than the medium-run equilibrium level.

Over time, as workers revise their expectations and become more willing to accept lower wages, the real wage gradually declines.

This adjustment process continues until the labor market reaches a new equilibrium in the medium run.

The cyclicality of real wages during recessions is highlighted, as initially, sticky wages can contribute to a disconnect between wage levels and economic conditions, with eventual adjustments aligning wages with the new equilibrium.

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Answer:

The theme of  "I Am Not Your Perfect Mexican Daughter" is secrecy and lies.

Explanation from litcharts.com to better understand the theme:

As the novel unfolds and Julia digs deeper into the secrets her recently-deceased older sister Olga left behind, she comes face-to-face with more and more unsettling truths about her family’s past. In the end, Sánchez ultimately suggests that some secrets are too painful to share—and that some lies are actually a mercy, meant to protect people from hurtful, devastating truths.

P.S: Why do you want me to report your questions and answers? Unless it is something that violates the Honor Code, I am not going to do that

Answer:

$0.405

Explanation:

The average cost per  mile:

Cost per year:

Insurance   : $1200

Gas At $3 per gallon:  car performance is 25 miles per gallon. In one year, the car is driven for 10,000 miles.

Consumption per year = 10,000/25 x 3= $1200

maintenance $400

Cost for fours years

Car cost:   =$5000

Insurance :  $1,200 x 4 =$4,800

Gas costs: $1200 x 4 =$4800

Maintenance :$400 x 4 = $1600

Total costs for four years= $5000+ $4800+ $4800+$1600

=$16,200

Average cost per mile

=$16,200/ 40,000

=

The average cost per :

Cost per year:

Insurance   : $1200

Gas At $3 per gallon:  car performance is 25 miles per gallon. In one year, the car is driven for 10,000 miles.

Consumption per year = 10,000/25 x 3= $1200

maintenance $400

Cost for fours years

Car cost:   =$5000

Insurance :  $1,200 x 4 =$4,800

Gas costs: $1200 x 4 =$4800

Maintenance :$400 x 4 = $1600

Total costs for four years= $5000+ $4800+ $4800+$1600

=$16,200

Average cost per mile

=$16,200/ 40,000

=$0.405