if maria plans to invest $800 in 2 years in an account that has an expected return of 7.48% per year and jojo plans to invest $1100 in 5 years in an account that has an expected return of 4.51% per year, then who is expected to have more money in 11 years?(enter maria or jojo)
Answers
If Maria plans to invest $800 in 2 years in an account that has an expected return of 7.48% per year and Jojo plans to invest $1100 in 5 years in an account that has an expected return of 4.51% per year, then Jojo will have more money at the end of 11 years.
What is the significance of investment?An investment can be referred to or considered as a type of monetary engagement wherein a person gets interest as his return throughout the time of engagement.
Using the given information, it can be ascertained that Maria will have $1765.25 at the end of 11 years, but Jojo will have $1,787.02 at the end of 11 years.
Therefore, the significance regarding investment has been aforementioned.
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Related Questions
Assume that you would like to put money in an account today to make sure your child has enough money in 10 years to buy a car. If you would like to give your child $10,000 in 10 years, and you know you can get 5% interest per year from a savings account during that time, how much should you put in the account now?
Answers
A = P(1 + r/n)^(nt)
Where:
A = the future value of the investment
P = the principal (initial investment)
r = the annual interest rate (as a decimal)
n = the number of times the interest is compounded per year
t = the time period (in years)
Using this formula, we can solve for P, the amount of money we need to put in the account now:
A = $10,000 (the future value we want)
r = 0.05 (the annual interest rate)
n = 1 (since interest is compounded annually)
t = 10 (the time period in years)
P = A / (1 + r/n)^(nt)
P = $10,000 / (1 + 0.05/1)^(1*10)
P = $10,000 / (1.05)^10
P = $10,000 / 1.62889
Therefore, you should put approximately $6,131.41 in the savings account now to ensure that you will have $10,000 in 10 years, assuming a 5% annual interest rate compounded annually.
If an operations manager wishes to help workers understand the movement of material, information, or people throughout a process, what tool should he or she use?.
Answers
The Operations managers are in charge of all levels of an organization's operational activities. Their duties include hiring and training employees and managing quality assurance programs. Finance, customers, internal manager, and learning and innovation are the four fundamental focus dimensions that the guide every organization.
The goal of operations management is to help maximize efficiency within an organization, increase the organization's productivity, increase profits while reducing costs, and ensure the production and delivery of high-quality goods or services that satisfy customers' needs. These theoretical divisions of operations managers are based on the research of Robert S. Kaplan and David P.
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Which kind of map would be most helpful to use when studying watersheds?a road mapa political mapa topographic map
Answers
Answer:
Topographic map
Explanation:
Topographic maps show the arrangement of the physical features of an area of the Earth; Such as mountains, valleys, plains, and bodies of water ( above sea level).
Self-insurance means:
Question 4 options:
A. Insuring your voice.
B. Buying health insurance.
C. Assuming your own financial risk for some of your property.
D. Buying extra insurance from your insurance company.
Answers
Answer:
assuming your own financial risk for some of your property
Answer:
Assuming your own financial risk for some of your property
Comprehension Que
1. What was the occupation of Husni before he relocated to the city?
Answers
Answer:
Egyptian military and political leader
what caused the supply of british goods to decrease?
Answers
If the supply of British goods is decrease, the demand of goods in British will increase. It is because supply and demand related to each other if one increases then the other decreases.
In economic and business, A market economy generally can be defined as an economic system in which individuals, rather than the state, own most of the resources. Market economy has several aspects that includes land, labor, and capital. through voluntary decisions made in the marketplace, Individuals control the use and price of these resources In a market economy. Based on the law of demand, the quantity demanded goes down (but demand itself stays the same) if the price is double or increase. If the price decreases, quantity demanded increases.
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pls refer to photo thank you!
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You invest 45% of your money in Stock Y and the rest in Stock Z. The standard deviation of Stock Y's annual returns is 55% and the standard deviation of Stock Z 's annual returns is 47%. The standard deviation of the portfolio's annual returns is 45%. By how many percentage points did diversification reduce your risk in this case? Write your answer out to three decimals - for example, write 6.2% as .062.
Answers
To calculate the risk reduction due to diversification, we need to compare the standard deviation of the portfolio with the weighted average of the standard deviations of the individual stock .
Let's
of Stock Y = wY = 45%
Weight of Stock Z = wZ = 100% - wY = 55%
Standard deviation of Stock Y = σY = 55%
Standard deviation of Stock Z = σZ = 47%
Standard deviation of the portfolio = σPortfolio = 45%
The weighted average of the standard deviations is given by:
σWeighted Average = (wY * σY) + (wZ * σZ)
Plugging in the given values, we can calculate the weighted average:
σWeighted Average = (0.45 * 0.55) + (0.55 * 0.47)
= 0.2475 + 0.2585
= 0.506
The risk reduction due to diversification is given by:
Risk Reduction = (σWeighted Average - σPortfolio) / σWeighted Average
Plugging in the values, we can calculate the risk reduction:
Risk Reduction = (0.506 - 0.45) / 0.506
= 0.056 / 0.506
≈ 0.1107
Converting to a percentage and rounding to three decimal places, diversification reduced the risk by approximately 11.07%.
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to earn a profit, managers must acquire, coordinate, and control all of the following resources except group of answer choices people. raw materials and equipment. competitive products. money. services.
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To earn a profit, managers must acquire, coordinate, and control all of the following resources except competitive products.
The necessary resources include people, raw materials and equipment, money, and services.
Acquiring, coordinating, and controlling competitive products is not a direct responsibility of managers as it relates to managing competitors' offerings rather than their own company's resources.
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A company experienced an event that caused total assets and net income to increase, but had no effect on cash flow. This could have been caused by ______.
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A company experienced an event that caused total assets and net income to increase, but had no effect on cash flow. This event could have been caused by an increase in non-cash assets.
Non-cash assets are items such as property, plant and equipment, investments, or goodwill that do not directly result from cash transactions.
Since these items do not involve an outflow of cash, an increase in non-cash assets will not have any effect on cash flow. However, it can still have a positive impact on both total assets and net income.
An increase in non-cash assets can bring both long-term value and the potential to generate future income, which can result in a significant boost to total assets and net income.
These increases in total assets and net income will not be immediately reflected in cash flow, as cash flow is only concerned with the short-term exchange of money.
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How can the survey help Maria brand her bar soap? Give an example of how packaging and labeling can strengthen her brand
Answers
The survey can help Maria brand her bar soap by gathering valuable insights and feedback from potential customers. Maria can gather feedback on her soap's scent, ingredients, and design.
The survey can help Maria brand her bar soap by gathering valuable insights and feedback from potential customers. By conducting a survey, Maria can understand her target audience's preferences, needs, and expectations, allowing her to tailor her product to meet their demands.
For example, if the survey reveals that customers value eco-friendly packaging, Maria can design her soap packaging using sustainable materials. This not only aligns with her target audience's values but also strengthens her brand as a socially responsible and environmentally conscious company.
Additionally, through the survey, Maria can gather feedback on her soap's scent, ingredients, and design. By incorporating this feedback into her packaging and labeling, Maria can create a unique and appealing brand identity that sets her bar soap apart from competitors.
In conclusion, conducting a survey can help Maria brand her bar soap by providing valuable insights and allowing her to tailor her product's packaging and labeling to meet her target audience's preferences and strengthen her brand.
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Les Stoker, a broker who practices nonexclusive single agency, has a client who is determined to buy one of Stoker's in-house listings. Stoker explained the situation to the client, who agreed to go ahead with the transaction as an unrepresented customer. At lunch, the buyer talked with Stoker about the challenges his family business was having and his wife's upcoming legal case. This information indicated to Stoker that the customer was in a weaker negotiating position than he thought. Because Stoker obtained this information after terminating the agency with the buyer, can he share it with the seller
Answers
Answer: No.
Explanation:
Even though Stoker obtained this information after terminating the agency with the buyer, he cannot share it with the seller as in this case, it seems that the full effect of the changed relationship isn't understood by the buyer-customer.
It's essential for the broker to make sure that certain the former client understands the meaning of the situation at hand.
when the federal reserve announces that it is increasing the federal funds rate, it is actually going to . select an answer and submit. for keyboard navigation, use the up/down arrow keys to select an answer. a require that banks pay higher interest rates to each other. b change the law on the federal funds rate. c buy bonds in the open market until the federal funds rate rises to the new target d sell bonds in the open market until the federal funds rate rises to the new target
Answers
The correct option is:- A - require that banks pay higher interest rates to each other.
When the Federal Reserve announces that it is increasing the federal funds rate, it means that it is raising the interest rate that banks charge each other for overnight loans. This decision is made by the Federal Open Market Committee (FOMC) and is intended to slow down inflation by making it more expensive for banks to borrow money, thereby reducing the amount of money in circulation.
The Federal Reserve increases the federal funds rate by conducting open market operations, specifically selling bonds in the open market. By doing this, they reduce the amount of excess reserves that banks hold, which in turn raises the cost of borrowing among banks. As a result, the federal funds rate increases to the new target.
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Need help ASAP. Will mark brainliest
Answers
Answer:
click the top on and the socond option
Explanation:
Which of the following best describes a stock.
A) An incredibly stable investment that is always a safe investment
B) Is insured by the FDIC
C) Represents a share of ownership of a corporation
D) Only sold in the United States
Answers
Answer: C
Explanation: A stock represents a share of ownership of a corporation. Stocks are bought by people so they can get money. If the company's stock they by it from goes well, they get money as well as interest. The answer is C. Hope this helps!
On October 31, 20X5, West Company received a condemnation award of $450,000 as compensation for the forced sale of a warehouse. On this date the warehouse, including the land on which it was situated, had a book value of $275,000. During December 20X5, West purchased a parcel of land for a new warehouse site at a cost of $125,000. West should report on its income statement for the year ended December 31, 20X5, a gain on condemnation of property of
Answers
Answer:
$175,000
Explanation:
Calculation to determine West should report on its income statement for the year ended December 31, 20X5, a gain on condemnation of property of
Using this formula
Gain on condemnation=Compensation for the forced sale-Book value
Let plug in the formula
Gain on condemnation=$450,000-$275,000
Gain on condemnation=$175,000
Therefore what should report on its income statement for the year ended December 31, 20X5, a gain on condemnation of property of $175,000
You work at a company that develops facial recognition software for various applications; a team member points out that shelters for victims of domestic violence are also organizations greatly concerned with the security of their guests and staff, and might have use for this technology. It could ensure that people entering or approaching the shelter are registered guests or staff there and not unwelcome intruders, and could perhaps aid staff in monitoring and analyzing behavior in the shelter environment. Should this project be pursued? If not, why not? If so, how could it be done ethically? What unique ethical concerns does it raise? What additional facts might be required?] What practical steps might you need to take in order to access the information/perspectives needed to manage the ethical landscape of this project? What are some other ethical issues that any designers/developers of such an application would need to address? As a project team, how might you go about sorting through these ethical issues and addressing them? Which of the ethical issues you have identified would you prioritize, and why?
Answers
The question raises the ethical considerations of developing facial recognition software for shelters for victims of domestic violence. While the technology could enhance security and monitoring, the decision to pursue the project requires careful evaluation of ethical concerns and considerations of privacy, consent, and potential harm.
Gathering relevant information, and perspectives, and conducting thorough ethical analyses are essential steps in addressing these issues and prioritizing the most significant ethical concerns. Developing facial recognition software for shelters for victims of domestic violence raises complex ethical considerations. On one hand, the technology could potentially enhance security measures by ensuring that only registered guests and staff are allowed access, thus reducing the risk of unwelcome intruders. It could also aid staff in monitoring and analyzing behavior within the shelter environment, potentially improving safety protocols and interventions.
However, numerous ethical concerns need to be addressed before pursuing such a project. Privacy is a crucial issue, as capturing and analyzing individuals' facial data raises questions about consent, data protection, and the potential for misuse. Victims of domestic violence may have valid concerns about their identities being revealed or their whereabouts being tracked, which could endanger their safety.
To navigate these ethical concerns, it is important to gather information and perspectives from various stakeholders, including shelter residents, staff, and experts in the field of domestic violence. Engaging in open dialogue, consulting ethical guidelines, and conducting impact assessments can help identify the potential risks, benefits, and unintended consequences of implementing facial recognition technology in this context. Other ethical issues that designers and developers must address include the potential for algorithmic bias, ensuring transparent decision-making processes, and considering the power dynamics between victims and shelter staff. The project team should also examine the long-term effects of implementing such technology on the autonomy, trust, and well-being of shelter residents.
To address these ethical issues, the project team could establish an ethical framework that prioritizes the principles of privacy, consent, and minimizing harm. They can conduct regular ethical audits, involve external ethical experts, and ensure ongoing monitoring and evaluation of the system's impact. It is crucial to prioritize the ethical concerns that pose the greatest risks to the safety, privacy, and well-being of shelter residents, and to adapt the project accordingly to mitigate those risks.
In summary, while facial recognition software for shelters could have potential benefits for security and monitoring, pursuing such a project requires careful consideration of ethical concerns. Gathering information, and perspectives, and conducting thorough ethical analyses are essential steps to ensure the privacy, consent, and safety of vulnerable individuals. Prioritizing the most significant ethical issues and addressing them in an ongoing manner will help navigate the complex landscape of developing this technology in a responsible and ethical manner.
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Using information about each customer—for example, previous purchases, needs, and wants—to create highly individualized offers that customers are more likely to accept is a strategy designed to improve customer ____________.
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Using information about each client — for illustration, former purchases, requirements, and wants — to produce largely personalized offers that guests are more likely to accept is a marketing strategy designed to ameliorate client service.
A marketing strategy is a long-term plan for achieving a company's pretensions by understanding the conditions of guests and creating a distinct and sustainable competitive advantage. It encompasses everything from determining who your guests are to deciding what channels you use to reach those guests. Marketing strategy is a process that can allow an association to concentrate its limited resources on the topmost openings to increase deals and achieve sustainable competitive advantage. The four Ps are product, price, place, and creation.
They are an illustration of a “ marketing mix, ” or the combined tools and methodologies used by marketers to achieve their marketing objectives. The 4 Ps were first formally conceptualized in 1960 by.
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Why are wages and salaries generally determined by the market for labor?
Answers
According to maximum economics textbooks, our wages and salaries are decided similar to another price: with the aid of using deliver and call for. People deliver their labor, and organizations call for it, growing a marketplace for labor.
Many dealers and shoppers of exertions services. Consequently, salary and salaries are decided by the intersection of the call for exertions and the deliver for exertions. A curve displaying the one-of-a-kind portions of exertions employers are inclined to lease at one-of-a-kind salary quotes in a given time period, ceteris paribus.
Wages are determined via way of means of deliver and demand, however they may be encouraged via way of means of an extensive kind of factors, along with the price of dwelling in a selected area, the presence of a union and the present-day minimal wage.
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Which two are benefits of equity funding? (Choose two)
1. Loan payments are predictable; they do not change with the fortunes of the business.
2. Can be used to raise working capital.
3. Investors do not get paid if the business does not make a profit.
4. Loan payments can be set up so they match seasonal sales of the business.
5. Investors have no say in the management or direction of the business.
Answers
The benefits of equity funding are it can be used to raise working capital.
Investors do not get paid if the business does not make a profit. Option 2 and option 3 are appropriate response.
What is equity funding?
The practice of raising money through the selling of shares is known as equity funding. Companies raise money to pay expenses in the short term or because they have a long-term objective and need money to invest in their expansion.
A firm effectively sells ownership in their business when it sells equity shares in exchange for money. There are two methods of equity funding: the private placement of stock with investors and public stock offerings.
Equity funding is used when companies, have a short-term need for cash. It is used to raise working capital. It carries no repayment obligation, investors are only paid when the business is profitable.
Hence option 2 and option 3 are correct response.
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You charge $298.95 on a credit the card has an annual percentage rate of 18% how long will it take to re-pay your debts if you make monthly payments of $6.75 and what is the total amount of interest you will pay
Answers
What is NOT an example of a contract?
Answers
The sentence that do not symbolize example of a contract is c.A written promise to give your husband a ring for Christmas.
What is a contract?A contract can be described as the agreement tht is been entered between two or ore parties which is binded under that law of the land and any breech to the agreement by one of the parties that is been involved will attract a penalty.
It should be noted tat out of the give options we can see that the third option is not a contract because it can not be regarded as an agreement.
Therefore, option C is correct.
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Check the complete question:
Which of the following is not an example of a contract?
a. An agreement not to sue someone for negligence in exchange for their promise to pay you a specified amount
b.
A verbal agreement for the sale of a car where neither the money or the car has yet changed hands
c.A written promise to give your husband a ring for Christmas
d. A verbal agreement to work for someone starting next week
The rise or fall in the price of an item is an.example of which of the following?
O Inflation risk
O Personal risk
O Income risk
O Interest rate risk
Answers
Answer:
Inflation risk
Explanation:
I am taking a class this right now
Answer:
income risk
Explanation:
i do the test
the alocholic beverages in a private club are
Answers
Answer:
The alcohol beverages in a private club are owned by the members. Further explanation: A private club is referred to as a place to mingle and meet with individuals of similar interests. In a private club, anyone cannot just enter or join.
Explanation:
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Do I have any college students on here willing to help me with a project? It's for my personal finance class. I'm in college but I'm a high schooler. I have to make a report on what the average college student spends. I will not be asking for bank card/account info or anything of that sort. No social security numbers or phone numbers. If you'd be willing to help me out thanks!!
Answers
Explanation: I'm a VERY smart 7th grader. : )
Answer:
i'm not in college but i can help you if you need help
Explanation:
What are some of the ways how companies like CIPS provide the
excellence for their clients? Give examples from the case.
Answers
Companies like CIPS (Chartered Institute of Procurement & Supply) provide excellence for their clients through various means, such as offering professional certifications, providing industry-leading training programs, and promoting best practices in procurement and supply chain management.
CIPS is known for its commitment to professional development and offers globally recognized certifications that validate the expertise and skills of procurement professionals. By obtaining these certifications, individuals can enhance their career prospects and demonstrate their commitment to excellence in the field.
In addition to certifications, CIPS provides comprehensive training programs that cover a wide range of procurement and supply chain topics. These programs are designed to equip professionals with the knowledge and tools needed to excel in their roles. For example, CIPS offers training courses on strategic sourcing, contract management, supplier relationship management, and risk management, among others.
Furthermore, CIPS promotes best practices in procurement and supply chain management through its research, publications, and networking events. By staying at the forefront of industry trends and disseminating valuable insights, CIPS helps its clients stay competitive and make informed decisions.
Overall, CIPS strives to provide excellence for its clients by offering professional certifications, industry-leading training programs, and a platform for knowledge sharing and networking. These initiatives contribute to the development of competent and capable procurement professionals and enable organizations to achieve procurement excellence.
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If the average product of labor is seven units of output per worker per day, the total output of 15 workers will be ______________ units per day.
Answers
The average product of labor is seven units of output per worker per day. The total output of 15 workers will be 105 units per day. This is because the average product is multiplied by the number of workers.
What is unit?
The definition of a unit of measurement is a particular magnitude of a quantity which has been established and accepted by law or convention and used as a standard for measuring both these quantities of the same. A multiple of the unit of measurement can be used to express any other quantity of that type. A length, for instance, is a physical quantity. A unit of measure that represents a specific, predetermined length is the metre (symbol m). For instance, when "10 metres" (or 10 m) is mentioned, it refers to 10 times the fixed, predetermined length known as "metre." From ancient times to the present, the definition, agreement, and practical application of units of measurement have been crucial to human endeavour. It used to be quite common to see a wide variety of unit systems.
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an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
Answers
Which option best describes the main behavior that economics studies?
A. People making choices based on their limited resources
B. People creating different governments around the world
C. People participating in a traditional musical performance
D. People experiencing the physical symptoms of a disease
SUST
Answers
Answer: People making choices based on their limited resources
Explanation:
The option best describes the main behavior that economics studies is People making choices based on their limited resources.
Economics is a social science subject which studies how humans behaves due to scarcity and due to the limited resources that are available.
As a result of limited resources, Individuals or economic agents have to make choices and choose the good or service that matters most to them. This is where opportunity cost comes in as other options are left and the best option is chosen.
Answer:
A.people making choices based on their limited resources
Explanation:
Cabinets, Inc., is a large manufacturer of modular kitchen cabinets, sold primarily to builders and
developers. The company uses a standard cost system. Standard production costs have been developed for
each type of cabinet; these costs, and any cost variances, are charged to the production
department. A budget also has been developed for the sales department. The sales department
is credited with the gross profit on sales (measured at standard cost) and is charged with selling
expenses and any variations between budgeted and actual selling expenses.
In early April, the manager of the sales department asked the production department to fill a
rush order of kitchen cabinets for a tract of 120 homes. The sales manager stated that the entire
order must be completed by May 31. The manager of the production department argued that an
order of this size would take 12 weeks to produce. The sales manager answered, "The customer
needs it on May 31, or we don't get the business. Do you want to be responsible for our losing a
customer who makes orders of this size?"
Of course, the production manager did not want to take that responsibility. Therefore, he gave
in and processed the rush order by having production personnel work overtime through April and
May. As a result of the overtime, the performance reports for the production department in those
months showed large, unfavorable labor rate variances. The production manager, who in the past had
prided himself on coming in under budget, now has very ill feelings toward the sales manager. He also has
stated that the production department will never again accept a rush order.
Answer these two
Instructions
a. Identify any problem that you see in the company's standard cost system or in the manner in which cost
variances are assigned to the responsible managers.
b. b. Make recommendations for changing the cost accounting system to reduce or eliminate any problems
that you have identified.
Answers
a. The problem with the company's standard cost system is that it is not flexible enough to handle non-standard orders. The manner in which cost variances are assigned to the responsible managers is also problematic.
The sales department is not held accountable for any of the production costs associated with their rush orders. As a result, the production manager is unfairly penalized for the large unfavorable labor rate variances resulting from the overtime required to complete the order.
b. A possible recommendation for changing the cost accounting system is to establish a separate cost center for rush orders. This way, the sales department would be held accountable for any additional costs incurred due to their rush orders. Another possible solution is to implement a more flexible standard cost system that takes into account the cost of rush orders. This way, the production manager would not be unfairly penalized for accepting rush orders. Additionally, the company could consider negotiating with the customer to extend the delivery date, offering discounts or incentives for a later delivery date, or charging a premium for the rush order. By doing so, the company can reduce the need for overtime and minimize the negative impact on the production department's performance reports.
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