True. The global financial crisis of 2008-2009 had a significant impact on the world economy, leading to a period of retrenchment and economic slowdown.
The crisis was triggered by a number of factors, including the collapse of the housing market in the United States, the subprime mortgage crisis, and the failure of several major financial institutions.
The crisis had a ripple effect throughout the global economy, leading to widespread job losses, business failures, and a decline in consumer confidence.
Governments around the world responded with a range of measures, including stimulus spending, bailouts of struggling companies, and efforts to stabilize financial markets.
While the global economy eventually recovered, the effects of the crisis continue to be felt in many parts of the world.
Know more about global financial crisis here:
https://brainly.com/question/345696
#SPJ11
Consider a second hand car market where three types of cars are being sold: High quality (H), medium quality (M) and low quality (L). Sellers value an H at $2000, an M at $1200 and an L at $800, whereas buyers value an H at $1800, an M at $1600 and an L at $1400. As discussed in the "Akerloff's Lemons Market", sellers are able to distinguish between different quality cars but buyers are not and a buyer believes that in this market 40% of the cars is an H, 30% of the cars is an M and 30% of the cars is an L. a) Determine which type of cars will be sold at the efficient allocation. b) Determine which type of cars will be sold at the market equilibrium.
Answer:
a) Determine which type of cars will be sold at the efficient allocation.
All cars would be sold in a Pareto efficient allocation.
In a Pareto efficient market, resources are all allocated in teh most efficient possible way. This is the reason why this is just a theoretical concept that does not necessarily apply in real life.
b) Determine which type of cars will be sold at the market equilibrium.
Since consumers are only willing to pay up to $1,620 for a used car, only medium quality and low quality cars will be sold. The price of high quality used cars is higher than the equilibrium price.
Explanation:
the most a buyer would be willing to pay for a used car is ($1,800 x 40%) + ($1,600 x 30%) + ($1,400 x 30%) = $720 + $480 + $420 = $1,620
The Architecture and Construction career cluster is a group of careers focused on designing, constructing, and maintaining buildings and other structures. assembly of buildings and structures. designing and planning buildings. identifying the safety standards for building regulations.
The Architecture and Construction career cluster is a group of careers focused on designing, constructing, and maintaining buildings and other structures. Hence, option A is appropriate.
What are Architecture and Construction?Architecture, as opposed to construction-related abilities, is the art as well as the technique of building and designing. Buildings and other structures are created through the processes of drawing, conceiving, planning, designing, and building.
A competent professional, an architect, is responsible for the planning, design, and Construction of buildings. In both the science and art of building design, architects receive extensive training. Architects are required to hold a professional license since they are in charge of the tenants' safety in the buildings they design.
Construction is a general term that describes the art and science of creating objects, systems, or organizations. It is a combination of Latin construction and also Old French construction. The noun "construction" describes the type of building projects or the qualities of a structure, whereas the verb "to construct" relates to the act of building.
Construction, sometimes known as "building construction," refers to the methods as well as the business associated with assembling but also erecting structures, primarily those that serve as homes.
Hence, option A is correct.
Learn more about Architecture and Construction here:
https://brainly.com/question/13181639
#SPJ6
Insurance offers consumers
Insurance customers don’t have a complicated need they want to choose from a good selection of policies to then get clear responsible prices.
Insurance is a tool for risk management. You get safeguards against unforeseen financial losses when you purchase insurance. If something unpleasant happens to you, the insurance company pays you or someone else of your choosing. If an accident occurs and you don't have insurance, you may be responsible for paying all costs.
Its objective is to mitigate inadvertent loss and reduce financial uncertainty. This is done by trading the assumption of the risk of a sizable loss and a promise to make payments in the event of one for the payment of a small, predefined fee—an insurance premium—to an accredited insurer.
Learn more about the Insurance here:
https://brainly.com/question/989103
#SPJ6
Net sales are $6,000,000, beginning total assets are $2,800,000, and the asset turnover is 3.0 times. what is the ending total asset balance?
The ending total asset balance is $8,000,000.
This is calculated by multiplying the net sales of $6,000,000 by the asset turnover ratio of 3.0, which gives $18,000,000. Subtracting the beginning total assets of $2,800,000, we get the ending total asset balance of $8,000,000.The asset turnover ratio measures how efficiently a company utilizes its assets to generate sales.
By multiplying the net sales by the asset turnover ratio, we can determine the total value of assets needed to generate those sales. Subtracting the beginning total assets from this value gives us the ending total asset balance. In this case, the ending total assets amount to $8,000,000.
Learn more about turnover ratio here:
https://brainly.com/question/28392732
#SPJ11
what is the independent variable in the following scenario? select the best answer. researchers study the impact of a room's color on productivity.
In the scenario of studying the impact of a room's color on productivity, the independent variable is the room's color.
The independent variable in an experiment is the factor that researchers manipulate or control to observe its effect on the dependent variable. In this case, the researchers are studying the impact of a room's color on productivity. The independent variable is the room's color because the researchers will deliberately choose and manipulate different colors in the rooms they study.
To determine the influence of room color on productivity, the researchers may set up multiple rooms with different colors, such as blue, green, red, or neutral colors. They will then observe and measure the productivity levels of individuals in each room.
By manipulating the independent variable (room color), the researchers can examine its impact on the dependent variable (productivity).
Therefore, in the context of this study, the independent variable is the room's color as it is being controlled and manipulated to investigate its effect on productivity.
Learn more about productivity here:
https://brainly.com/question/30333196
#SPJ11
john maynard keynes argued that if many households decide at the same time to increase saving and reduce spending,
In both the short and long run, the economy will suffer a significant negative impact if a large number of households choose to increase their saving and reduce their spending simultaneously, as argued by John Maynard Keynes.
John Maynard Keynes was a renowned economist who believed that if many households decide to increase saving and reduce spending at the same time, it can lead to a major negative impact on the economy in both the short and long run.
In the short run, the decrease in consumer spending can cause a reduction in aggregate demand, leading to a decrease in output and employment as businesses respond to the decline in demand. This can lead to a vicious cycle of falling demand and output, which can worsen the economic situation.
In the long run, reduced spending and investment can lead to a decrease in productivity, lower economic growth, and lower living standards. Therefore, Keynes argued that government intervention in the form of fiscal policy, such as increased public spending or tax cuts, can be necessary to stimulate demand and prevent a prolonged economic downturn.
Learn more about John Maynard Keynes: https://brainly.com/question/30166352
#SPJ11
You need to create a legal structure for your small business. You have plans for it to grow and hope in the future to sell shares to the public. Your startup partners are citizens of Mexico and Japan. You do not want to be personally responsible for business liabilities. Which legal structure should you set up for your business?
Question 1 options:
Limited Liability Company
S- Corporation
Sole Proprietorship
C- Corporation
Answer:
C- Corporation
Explanation:
When estimating Cost of debt, the coupon rate is used as the cost of debt.
a. true
b. false
When estimating the cost of debt, the coupon rate is used as the cost of debt is a false statement. Explanation:While estimating the cost of debt, the coupon rate is used as the main answer is false.
Cost of Debt:It is the return that an organization is needed to pay on its outstanding debt to bondholders or debentureholders. It is determined by the amount of interest paid on the borrowed amount.
It can be calculated by dividing the annual interest expense by the amount of debt financing that has been used.In conclusion, it is a wrong statement that while estimating the cost of debt, the coupon rate is used as the cost of debt.
To know more about that estimating visit:
https://brainly.com/question/29434696
#SPJ11
How do you think companies determine the price for their products?
Answer:
Companies typically know the gross profit margin they need to pay back their expenses and generate positive net income and cash flow. Once your company knows the cost of sales (cost of goods and services sold) of a particular product and the Gross Profit Margin Target it wants, it can easily employ a GPMT strategy.
Please help....
48 ABM students were included in the entrance interview of college. 3/4 of them decides to take Accountancy. If 1/4 of the remaining students opted for Entrepreneurship and the rest will take management courses, how many students will take each course?
Answer:
ok so started with 48 total students then 3/4 takes accountancy so you do 48×3/4 which is 36 so 36 take accountancy leaving 12 students left then 1/4 do entrepreneur so 12×1/4 so 3 students take Entrepreneur leaving 9 students left to take management cources
36 students take accountancy, 3 students take Entrepreneurship, and 9 students take management courses.
Given that,
There are 48 students involved in the entrance interview.Three-fourth take accountancy i.e. (3 ÷ 4 × 48) = 36One-fourth of the remaining opted for Entrepreneurship i.e. (48 - 36) × 1 ÷ 4 = 3And, the remaining take the management courses i.e. (48 - 36 - 3) = 9.Therefore we can conclude that 36 students take accountancy, 3 students take Entrepreneurship, and 9 students take management courses.
Learn more about the account here: brainly.com/question/19436415
If the interest rate rises, what will happen to overall employment levels in sectors affected by those interest rates?
a.employment levels will increase
b.employment levels will not be affected
c.employment levels will decrease
Answer:
c. employment levels will decrease
Explanation:
As interest rates move up, the cost of borrowing becomes more expensive. This means that demand for lower-yield bonds will drop, causing their price to drop.
Dividends paid during a period totaled $5,000. This will be reported on the statement of cash flows as:
The statement of cash flows as a cash outflow from financing activities.
The dividends paid during a period, which totals $5,000, will be reported on the statement of cash flows as a cash outflow from financing activities.
When it comes to the statement of cash flows, it is classified into three major categories or sections which are as follows: Operating activities, Investing activities, Financing activities
Since the payment of dividends to shareholders is classified under financing activities, it will be reported on the statement of cash flows as a cash outflow from financing activities.
Cash inflows from financing activities typically result from obtaining or repaying capital (for example, selling shares, repaying loans), while cash outflows are typically related to financing the company's operations (for example, paying dividends).
Therefore, the dividends paid during a period, which totals $5,000, will be reported on the statement of cash flows as a cash outflow from financing activities.
Learn more about financial from the given link
https://brainly.com/question/989344
#SPJ11
Sarah pays her personal trainer, Lily, by check. Lily uses the check to pay her grocery bills in a supermarket. How is Lily able to use the check to make her grocery payments?
Lily is able to use the check from Sarah to make her grocery payments by depositing the check into her bank account and then using the funds from the account to pay for her groceries.
When Lily receives the check from Sarah, she can endorse the back of the check with her signature and deposit it into her bank account. The bank then processes the check and credits the amount to Lily's account, making the funds available for her use. With the funds in her bank account, Lily can either withdraw cash or use other payment methods, such as a debit card or online transfer, to make her grocery payments at the supermarket.
Using checks as a form of payment offers convenience and security. It eliminates the need for carrying large amounts of cash and provides a record of the transaction. By depositing the check into her bank account, Lily can access the funds easily and use them for her various financial needs, including paying her grocery bills. The banking system ensures that the check amount is transferred from Sarah's account to Lily's account, enabling her to make purchases without relying solely on physical cash.
For more such answers on payments
https://brainly.com/question/30985888
#SPJ8
Which aspect of whole-product thinking captures a Customer's price sensitivity?Generic productPotential productAugmented productExpected product
The whole product thinking aspect captures a customer's price sensitivity is the augmented product.
What is an augmented product?It corresponds to a good or service that has some of its characteristics modified by an organization, that is, it is a product that has been improved in its usability, design, characteristics, etc., with the aim of increasing its tangible and intangible benefits to the consumer.
Price sensitivity already corresponds to the financial amount that customers are willing to pay for a particular good.
Therefore, the augmented product is the aspect of the product that captures price sensitivity, because if a product acquires new features and benefits, its price will consequently increase, thus demonstrating whether customers will be willing to pay such a price.
Find out more about price sensivity on:
https://brainly.com/question/3115375
#SPJ1
which aspect of holistic marketing motivates employees and ensures that everyone in the organization embraces appropriate marketing principles, especially senior management?question 22 options:a) network marketingb) performance marketingc) internal marketingd) relationship marketing
Internal marketing is an aspect of holistic marketing that motivates employees and ensures that everyone in the organization embraces appropriate marketing principles, especially senior management.
Holistic marketing is an approach to marketing that integrates and considers every aspect of a business's operations, including financial, social, and environmental factors, in order to develop a comprehensive and unified marketing strategy.Internal marketing is an aspect of holistic marketing that motivates employees and ensures that everyone in the organization embraces appropriate marketing principles, especially senior management. Internal marketing refers to marketing activities aimed at the company's employees to improve employee engagement, encourage their motivation, and provide them with a clear understanding of the company's marketing goals.
To know more about Internal marketing visit:
https://brainly.com/question/8464911
#SPJ11
Define leadership behaviors (in your own words) and note which behaviors are beneficial at specific organizational activities (example: project planning, leading coworkers, etc…). Please note at least five organizational activities and be specific when responding.
Leadership behaviors refer to the actions, traits, and skills demonstrated by a leader to influence, inspire, and guide their team towards achieving a common goal. Different leadership behaviors are beneficial for specific organizational activities.
Explanation: Effective leadership behaviors can vary depending on the specific organizational activity. For example, during project planning, leaders should demonstrate behaviors such as setting clear goals, establishing timelines, and delegating tasks. When leading coworkers, effective leadership behaviors may include active listening, providing feedback, and promoting a positive work culture. Other specific organizational activities that may benefit from certain leadership behaviors include conflict resolution, decision-making, and performance management.
Therefore, leadership behaviors are critical for the success of any organization, and leaders must be able to adapt their behaviors to meet the needs of specific organizational activities. By understanding which behaviors are most effective for each activity, leaders can maximize their effectiveness and promote a positive work environment.
You can learn more about effective leadership behaviors at:
https://brainly.in/question/30587373
#SPJ11.
In general, business writing should be _____.
Business writing is important in the business community. The writing style and material must be specific in order to elicit a meaningful reaction and be expressive in nature.
What is a company definition in a nutshell?
A business is described as a company or organisation that engages in commercial, industrial, or professional activity. Companies can be either for-profit or non-profit organisations. Limited liability firms, sole proprietorships, corporations, and partnerships are all examples of business structures. The introduction to the business plan provides a basic summary of the business plan, including a brief company description, aims and objectives, and the reason for launching the firm.
Know more about meaningful Visit:
https://brainly.com/question/28499282
#SPJ1
5) Si tuvieras que hacer un presupuesto de Ingresos y uno de Gastos ¿Cuál harías primero y que te sirva de base para hacer el otro? Explica tu respuesta
Answer:
Si tuviese que hacer un presupuesto de ingresos y uno de gastos, primero haría el de ingresos. Así, podría tener en cuenta la cantidad de dinero que mes a mes ingresa en mi patrimonio y de esta manera organizar mis gastos teniendo en cuenta no gastar mas dinero del que gano mensualmente.
Si, en cambio, organizara mis gastos antes que mis ingresos, me vería limitado posteriormente a realizar algunos gastos dado que no habría contemplado mi liquidez financiera mensual.
snap (food stamps) and medicaid are examples of: a. in-kind transfers b. money transfers c. tax expenditures d. resource earnings
In-kind transfers. SNAP (Supplemental Nutrition Assistance Program), commonly known as food stamps, and Medicaid are both examples of in-kind transfers.
In-kind transfers refer to government assistance programs that provide specific goods or services directly to individuals or households in need, rather than providing them with cash or money transfers. SNAP provides eligible individuals with electronic benefit transfer (EBT) cards that can be used to purchase food items, while Medicaid offers healthcare coverage and services to low-income individuals and families.
Learn more about Medicaid click here:
https://brainly.com/question/31392993
#SPJ11
Requiring managers to prepare the budgets from scratch or zero-base may help them to overcome the problem of:
Answer: Excessive cost
Explanation:
Zero-based budgeting is the sort of budgeting where when income is subtracted from expenses it gives zero. This sort of budgeting puts a measure of the expenses, it ensures the expenses matches the income. The purpose of the budget plan is to justify expenses and optimize cost, thereby look out for cost effective ways to plan and avoid inflated budgets. It primarily guides against excessive costs on projects.
when using an outside expert to develop and present a training course, a document that outlines the specifics of the training and the process by which the organization will determine its level of satisfaction should be prepared. what is this document called? multiple choice question. a training portfolio a certificate of intent a request for proposal a training mandate
Prospectus is the document that outlines the specifics of the training and the process by which the organization will determine its level of satisfaction prepared by outside experts.
This document is prepared by each and every organisation so that the data is collected at one place and can be provided a certificate of proposal for all the information present in the portfolio for the investors or the specific training process for the employees.
The training portfolio certificate is issued for the same so that it is a legal document in lieu of prospectus that provide and outlines the present situation of organisation.
To learn more about prospectus here,
https://brainly.com/question/27245796
#SPJ1
a lost check with a blank endorsement on it can be cashed by
Answer:
A Blank Endorsement is - an endorsement consisting only of the endorser's signature. * If the blank endorsed check is lost or stolen, the check can be cashed by anyone who has it, so only use it when it is ready to be directly cashed or deposited into the bank. SPECIAL ENDORSEMENT.
Explanation:
If your company increases its market penetration, what is happening?
A The target market is growing.
В. More people in the target market are buying the company's product.
C. The market saturation of the target market has decreased.
D. Competitors who offer similar products are entering the market.
Answer: More people in the target market are buying the company's product.
Explanation:
Answer:
B.
More people in the target market are buying the company's product.
Explanation:
What is the main difference between goods and services?
Please Name the 3 main credit bureaus and explain what information they collect.
The three main credit bureaus are Equifax, Experian, and TransUnion.
They collect and maintain information on individuals' credit history, including credit accounts, payment history, credit limits, and outstanding balances.
They also gather personal information such as name, address, date of birth, and social security number. This information is used to calculate credit scores, which lenders use to determine creditworthiness.
Credit bureaus also collect public records such as bankruptcies, liens, and judgments that can negatively impact credit scores. It is important for individuals to regularly review their credit reports from each bureau to ensure accuracy and dispute any errors.
Therefore, this can help improve credit scores and increase the likelihood of being approved for credit in the future.
Know more about "credit scores".
https://brainly.com/question/18755643
#SPJ11
Why do some auto insurance customers want medical coverage for their
policies?
A. To help find the best hospital to care for people they injured in a
car accident
B. To keep from having to make a co-pay in case of a minor injury
after an accident
C. To avoid having to pay for hospital bills resulting from an accident
they cause
D. To prevent uninsured motorists from suing them for injuries they
cause
9514 1404 393
Answer:
C. To avoid having to pay for hospital bills resulting from an accident they cause
Explanation:
The purpose of any sort of insurance is to limit or eliminate the policy-holder's liability. Medical insurance in an auto policy pays for medical bills the policy-holder might otherwise be liable for as a consequence of an auto accident.
Write any two features of RTGS.
Features of RTGS Transaction
Realtime online fund transfer.
Used for high value transactions.
Safe and secure.
Reliable and backed by RBI.
Immediate clearing.
Funds credited on a one-on-one basis.
Transactions executed on an individual and gross basis.
(a) A family consist of a baby, a child attending nursery school and working parents, decide to prepare a budget for 3 months has a limited income and decides to purchase a food processor instead of a television set.
Suggest TWO possible reason for this decision.
Answer:
bhosdi ke kute gal chode
Selection committees are concerned with what?
A. Succession planning, workforce planning, and popularity
B. Budget planning, workforce planning, and leadership development
C. Succession planning, workforce planning, and leadership
development
D. Succession planning, workforce planning, and unskilled workers
C. Succession planning, workforce planning, and leadership development.
Why it is?
Selection committees are typically involved in identifying and selecting candidates for important positions within an organization.
To make informed decisions, selection committees often focus on a range of factors, including succession planning (i.e., identifying potential future leaders), workforce planning (i.e., ensuring the right mix of skills and experience), and leadership development (i.e., supporting the growth and development of current and future leaders). Budget planning and unskilled workers are typically not areas of focus for selection committees.
To know more about Workforce Planning related question visit;
https://brainly.com/question/30482805
#SPJ1
Students will research using the internet what a typical day looks like for various types of workers (CEO, general and middle managers, custodians, etc.) in a business of their choice.
Students will develop a short presentation on their findings of how these different working groups are treated and respected and their responsibilities.
Be sure to relate it to the field of business and include requirements, if any, for the job.
The conclusion should include big takeaways from the student’s perspective of what they would change if they were in charge and how their perception has changed regarding the organization that they chose to research.
Answer:
For this presentation, I researched the typical day for various types of workers in a business and found interesting differences in how they are treated and respected in their respective positions.
First, let's look at CEOs. A typical day for a CEO can include attending board meetings, meeting with investors, setting company strategy, and representing the company in public events. CEOs are responsible for the overall success of the company and making important decisions that impact the entire organization. They are typically well-respected and compensated for their role.
Next, let's look at general and middle managers. These individuals are responsible for overseeing specific departments or teams within the organization. A typical day for a general or middle manager can include attending meetings with their team, reviewing performance metrics, and working with other managers to ensure the success of the organization. They are generally respected within their departments and have a good understanding of the day-to-day operations of the business.
Finally, let's look at custodians. A typical day for a custodian can include cleaning the office, restocking supplies, and ensuring the building is in good condition. While custodians may not have the same level of responsibility as CEOs or managers, they are still an important part of the organization and play a crucial role in maintaining a safe and clean work environment. Unfortunately, custodians are sometimes undervalued and may not receive the same level of respect as other positions in the organization.
In terms of job requirements, CEOs typically have extensive business experience and a strong track record of success. General and middle managers typically have a degree in business or a related field and experience in their specific industry. Custodians may not have any formal education requirements, but they should have good communication skills and be able to work independently.
In terms of big takeaways, it's clear that different positions within an organization require different levels of responsibility and expertise. However, it's important to remember that all positions are important and contribute to the overall success of the business. As a manager, I would strive to create a culture of respect and appreciation for all employees, regardless of their position. My perception of the importance of custodians has also changed, and I would ensure that they receive the respect and recognition they deserve for their important work.
Explanation: