Large-denomination cds are ________, so that like a bond, they have a ________degree of liquidity and can be sold in secondary markets.
Answers
Large-denomination cds are negotiable, so that like a bond, they have a greater degree of liquidity and can be sold in secondary markets.
Success in business depends on having a competitive edge over your rivals because: It can result in larger profit margins. It might encourage attracting more clients more frequently. It promotes continued brand loyalty.
Preserving reserves at a level that lowers the cost of deposit outflows to the bank. A bank has a required reserve ratio of 25% and 10,000 checkable deposits. The bank's assets are its possessions. Loans, securities, and reserves are included in this. Deposits and money the bank borrows from other institutions are examples of liabilities—things the bank owes to other people.
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Related Questions
1. Pertaining to cash dividends, on which date is retained earnings decreased and liabilities increased? a. date of declaration. b. ex-dividend date. c. date of record. d. date of payment.
Answers
Pertaining to cash dividends, retained earnings are decreased and liabilities are increased on the date of declaration. The correct option is (a).
1. The board of directors declares a cash dividend on the declaration date. This is when the decision to distribute a dividend to shareholders is made.
2. On the declaration date, the company's retained earnings account is decreased by the total amount of the declared dividend. This is because the company is setting aside a portion of its profits to be distributed to shareholders.
3. Simultaneously, a liability is created in the form of dividends payable, which represents the company's obligation to pay the declared dividends to its shareholders. This increases the company's liabilities.
4. The ex-dividend date, date of record, and date of payment are important dates in the dividend process, but they do not affect retained earnings or liabilities directly. The ex-dividend date determines when a stock begins trading without the dividend; the date of record identifies the shareholders eligible to receive the dividend, and the date of payment is when the dividend is actually paid to shareholders.In summary, the date of declaration is when retained earnings are decreased and liabilities are increased due to cash dividends.
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Explain how the U.S. economic system differs from the economic system in Cuba.
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accounts automatially reated by quickbooks when you choose an inventory item part in the new item windows is called____
Answers
Accounts automatically created by QuickBooks when you choose an inventory item part in the new item window are called Inventory Asset accounts.
When you select an inventory item part in the new item window of QuickBooks, the software automatically creates and associates an Inventory Asset account with that item. The Inventory Asset account is used to track the value of the inventory items on the balance sheet. It represents the cost of the inventory that the company holds for sale. As transactions related to the inventory items are recorded, such as purchases, sales, and adjustments, QuickBooks automatically updates the Inventory Asset account to reflect the changes in the inventory's value. This allows businesses to have an accurate representation of their inventory's worth and helps in managing inventory levels, cost of goods sold, and overall financial reporting. By automatically creating and using the Inventory Asset account, QuickBooks simplifies the process of tracking and managing inventory for businesses using its software.
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Tickets to a fundraiser are $14 if purchased ahead of time and $25 if purchased at the door. The total amount raised from all ticket sales was $625. If eleven tickets were purchased at the door, how many tickets were purchased ahead of time?.
Answers
($14)(25)=$350
($25)(11)=$275
$350+$275= $625
Question 6 of 10
The practice of fractional reserve banking means that:
O A. banks are required by law to operate as nonprofit organizations.
O B. banks are not allowed to use deposited funds to make loans.
O C. banks can change the interest rates on loans at any time.
O D. banks only keep a portion of their deposits as cash reserves.
Answers
Answer:
D. banks only keep a portion of their deposits as cash reserves.
Explanation:
A fractional reserve system needs a commercial bank to maintains the customer deposit percentage at the time of custody. This means that at any time the deposit fraction should have the cash backing i.e. physical also the fraction should be maintained
So according to the given situation, the last option is correct as the bank keep a portion of the deposits in cash reserves
An organization segmented into departments such as Sales, Marketing, Product Design, Product Development, Operations, and Human Resources demonstrates a (blank)organizational structure.An organization segmented by both product and function demonstrates a (blank)organizational structure.An organization segmented by geographic regions demonstrates a((blank) organizational structure.answer choises- divisional, functional, matrix
Answers
Functional organizational structure , matrix organizational structure , Divisional organizational structure.
A functional organizational structure is a framework for organizing employees. They are divided into groups depending on their unique abilities and knowledge. Each department is organized vertically, with positions ranging from the president through the finance and sales divisions, customer support, and workers assigned to a single product or service.
Workers expressed to two or more supervisors rather than a single manager who oversees all components of a problem in a matrix organizational structure.
The divisional structure is a company structure in which each administrative function is divided into divisions. Each division houses all of the resources and functions required to serve the line of products or geographical in consideration.
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Answer: Functional, Matrix, Divisional
Explanation:
I got it right on edge 2022
How do expectations influence the markets for loanable funds and financial markets? What is the difference between the efficient-market hypothesis and the random walk theory?
Answers
Why would a health insurance company charge a higher premium to a tobacco user?
Tobacco use is a voluntary behavior.
Without higher premium prices for tobacco users, nonusers end up paying for users' claims.
Tobacco use causes significant health issues.
Using tobacco products is very expensive.
Tobacco users are at a higher risk of failing to pay their premiums on time.
Answers
Answer:
Tobacco use causes significant health issues.
Explanation:
When insurance coverage commences, the insurance company assumes all the risks associated with the insurance policy issued. For medical insurance, the insurance company will cater to the insured medical bills should the need arise. For this reason, insurance firms evaluate different risk parameters when deciding on the premiums to charge for insurance coverage.
Tobacco is known to cause health issues in smokers. Tobacco smokers are more likely to develop health complications at some point in their life. They present a higher risk for insurance companies. Insurance companies will charge them higher premiums to cover the increased risk caused by smoking tobacco.
Answer:
a, b, c
Explanation:
what are some common tasks performed by Psychiatrists? (Select four options)
A administering first aid and life support care
B collaborating with other medical professionals
C maintaining patient information and records
D developing diagnostic imaging techniques
E prescribing, directing, or administering psychotherapeutic treatments or medications
F analyzing and evaluating patient data or test findings
Answers
Answer:
B, E and F and explanation I share you other thought about it
Explanation:
Psychiatrists are medical doctors who specialize in the treatment of mental health conditions. Some common tasks performed by psychiatrists include:
Conducting initial evaluations and assessments to diagnose mental health conditionsPrescribing and managing medications to treat mental health conditionsProviding individual, family, or group therapy to help patients manage their mental healthDeveloping and implementing treatment plans for patientsCollaborating with other healthcare providers to coordinate care for patientsProviding crisis intervention and support to patients experiencing mental health emergenciesConducting research to advance the field of psychiatry and improve treatment options for patients.Read the following paragraph and answer the question that follows. A number of factors have contributed to the performance of the South African economy. Firstly, the sizeable monetary injection into the local economy as a stimulus due to COVID economic pressures has given a boost to household disposable incomes over the course of 2021. The depreciation of the exchange rate in 2021 year also provided a boost to the domestic economy.
Based on the information in the paragraph above, where is the South African economy in the economic cycle as per the figure above?
a. contraction
b. trough
c. expansion
d. peak
Answers
South African economy is in an expansionary phase, driven by factors like COVID stimulus and exchange rate depreciation.
Based on the information provided, the South African economy is currently in the expansion phase of the economic cycle.
Factors such as a substantial monetary injection as a COVID stimulus and the depreciation of the exchange rate have contributed to an increase in household disposable incomes and a boost to the domestic economy.
These indicators suggest that the economy is experiencing growth and expansion. It is important to note that economic cycles are complex and influenced by various factors, but based on the given information, the South African economy appears to be in an expansionary phase.
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the total net cash flows from operating activities are identical under both the indirect and direct methods.
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It is true that the total net cash flows from operating activities are identical under both the indirect and direct methods.
The operating activities is the section which records the money that the company brings in from its regular business activities.
It is important to understand that the two methods (indirect and direct methods) under Operating activities only differ in presentation formats and does not influence the net cash flow.In conclusion, it is true that the total net cash flows from operating activities are identical under both the indirect and direct methods.
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The income statement shows whether or not a business can generate enough cash to pay its liabilities. True/False.
Answers
False.
Does the income statement determine a business's ability to pay its liabilities?The income statement provides information about a business's revenues, expenses, and net income or net loss over a specific period.
While the income statement is important for assessing profitability, it does not directly indicate whether a business can generate enough cash to pay its liabilities.
Cash flow, which is captured in the statement of cash flows, provides a clearer picture of a company's ability to generate cash and meet its financial obligations.
The income statement focuses on the revenues earned and expenses incurred during a given period, resulting in net income or net loss.
It shows the financial performance of a business, but it does not reflect the timing of cash flows.
A company may generate positive net income on its income statement, but if the cash inflows from operations are not sufficient to cover its liabilities, it may face liquidity issues.
To assess a business's ability to pay its liabilities, one must analyze the statement of cash flows, which provides details on cash inflows and outflows from operating activities, investing activities, and financing activities.
By examining the cash flow from operating activities, investors and creditors can evaluate a company's cash-generating capacity and its ability to meet its financial obligations.
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Which is considered unethical in Societal Ethics? O A nonprof CEO lying about a degree A nonprofit violating lobbying laws O An executive director not following the organization's code of ethics. OAll of these.
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The unethical behavior includes a nonprofit CEO lying about a degree, a nonprofit violating lobbying laws, and an executive director not following the organization's code of ethics. Option c is correct answer.
The field of Societal Ethics encompasses the ethical considerations and principles that guide behavior within society and organizations. It aims to promote moral values, fairness, and accountability. In this context, all of the options mentioned can be considered unethical.
a. A nonprofit CEO lying about a degree: This behavior involves dishonesty and misrepresentation, which goes against ethical principles of integrity and truthfulness.
b. A nonprofit violating lobbying laws: Engaging in activities that violate lobbying laws can be seen as unethical as it undermines transparency, fairness, and the proper functioning of democratic processes.
c. An executive director not following the organization's code of ethics: Failing to adhere to the organization's established code of ethics demonstrates a lack of commitment to ethical standards and can lead to mistrust and negative consequences for stakeholders.
All of these behaviors involve ethical lapses and can have detrimental effects on individuals, organizations, and society as a whole. Upholding ethical principles is essential for maintaining trust, promoting fairness, and ensuring the well-being of individuals and communities.
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The complete question is
Which is considered unethical in Societal Ethics?
a. A nonprof CEO lying about a degree A nonprofit violating lobbying laws
b. An executive director not following the organization's code of ethics.
c. All of these.
For the majority of millennials, the cost of paying off their student loans has wound up holding them back from living on their own, making major purchases like buying home and even being able to start a family…
Trade schools cost a fraction of what public and private schools cost. The average cost of vocational school comes out to around $33,000 – for the entire education. This the average cost of a single year of college.
–"The Financial Case for Trade School Over College," Mel Bondar, US News
According to the text, why is trade school more economical for some students? Select two that apply.
a). The cost of attending trade school is cheaper than the cost of a 4 year college.
b). Trade school graduates make more money than college graduates.
c). The cost of attending a 4 year college is offset by higher earnings in the long run.
d). Students who chose trade school over college often make better financial decisions.
e). Students who graduate from trade school have less debt than college graduates.
Answers
Answer:
A) The cost of attending trade school is cheaper than the cost of a 4 year college.
E). Students who graduate from trade school have less debt than college graduates.
Explanation: I just took the test on a virtual course and got it right. Hope this helps :)
Trade school more affordable for some students cost, according to the text A trade school is less expensive to attend than a four-year university. Thus option (a, e) is correct.
What is the cost?A cost is the amount of money that has been spent to produce something or provide a service and is thus no longer accessible for use. In business, the cost could be one of acquisition, in which case the money spent to obtain it is recognized as cost. In this situation, money is the input that is used to purchase the item.
If you set a goal of 5 jars of mayonnaise and only have 2 on hand, you know you need to order 3 more. Private expenses are the costs borne by the buyer of a commodity or service. This is also known as the costs associated with the firm's production function. External costs (also known as externalities) are the costs borne by people other than the buyer.
Therefore, Thus option (a, e) is correct.
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Your organization has been developing a new product for the last three years. The technical specifications of the product were leaked before the product's official release. As a result of the leak, your company's main competitor is changing the specifications of their own product, releasing it earlier than your product, and planning on acquiring the manufacturer your company uses to create vital digital circuits. News of the competitor's plans has caused the majority of investors to pull their funding from your company. Based on typical commercial data classification levels, which data classification level was breached
Answers
Based on commercial data classification levels, it is correct to say that the sensitive data level has been breached.
What is the data sensitive level?Corresponds to data breaches that would negatively impact a business, jeopardizing operations and market positioning, such as leaking financial and intellectual property data.
Therefore, information security must be a criterion to be achieved in organizations and all their processes to avoid consequences of a data leak.
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Eric, after listening to you talk about surpluses, investing and being smart with money, is thinking about how much he would save in interest on his car loan if he paid $50 dollars extra each time he paid his car note. To get this information, eric would need what type of schedule to show him the impact of his extra payments?.
Answers
Eric needs an amortization schedule to show him the impact of his extra payments.
Explain amortization schedule.A table that displays a mortgage's regular payments over time is called an amortization schedule. You can keep track of how much is still owed on your mortgage and determine how much goes to interest by using a mortgage amortization plan.
Amortization is the process of repaying debt in a series of regular payments. Each payment has a principal portion that goes toward the loan balance and an interest portion. The amount put toward the principal increases progressively month after month as the debt amortizes. You can see how much money you pay in principal and interest over time in an amortization schedule.
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when the boy tells the merchant that he is going to be leaving to return to his country to buy sheep, he asks for the merchant's blessing. what does the merchant say about the boy's journey home?
Answers
The Alchemist scenario that best exemplifies this assertion is The crystal trader describes how things would change in Africa if they start selling tea at the store.
As the company expands thanks to the merchant's ideas, he explains to the shop's proprietor that everything can be used as a link to form a whole. For instance, selling tea connects the satisfaction that a potential customer will experience after arriving at the location exhausted and having the chance to relax; as a result, they will see everything with a brighter perspective, which will make the product more alluring to them.
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A transcript should be requested from—-
the post office
your references
former employers
past schools you have attended
Answers
Answer:
Past Schools you have attended
Explanation
Fill in the table for a perfectly competitive firm
Answers
The table for a perfectly competitive firm is given below:
How to solveWorking notes:
(1) Fixed cost is TC when Q (output) = 0, so FC = TC(Q = 0) = 100
(2) VC = TC - FC [TC = VC + FC]
(3) AVC = VC / Q [VC = Q x AVC]
(4) AFC = FC / Q = 100 / Q
(5) ATC = TC / Q [TC = ATC x Q] = AFC + AVC
(6) MC = Change in TC / Change in Q
(7) TR = P x Q = 50 x Q
(8) Profit = TR - TC
Therefore:
Q VC TC = VC + 100 AVC AFC = 100/Q ATC MC P TR Profit
0 0.0 100.0 50.0 0.0 -100.0
1 25.0 125.0 25.0 100.0 125.0 25.0 50.0 50.0 -75.0
2 45.0 145.0 22.5 50.0 72.5 20.0 50.0 100.0 -45.0
3 59.9 159.9 20.0 33.3 53.3 14.9 50.0 150.0 -9.9
4 70.0 170.0 17.5 25.0 42.5 10.1 50.0 200.0 30.0
5 90.0 190.0 18.0 20.0 38.0 20.0 50.0 250.0 60.0
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After many months in business, Horatio decides that there are some negative aspects of having a sole proprietorship. All of the followin
are negatives except.
Answers
As Horatio decides that there are some negative aspects of having a sole proprietorship, the exception to the negative was "Pride of ownership".
What is a sole proprietorship?It refers to a one-man business organisation. It involve a natural person (not a legal person/entity) who fully owns and manages this type of entity. In addition, the sole proprietorship usually does not have to be incorporated or registered.
Because of these fact, the sole proprietorship is the simplest form of business structure and the ideal choice to run a small business or medium scale business.
Missing options "a)lack of money b)lack of continuity c)pride of ownership d)unlimited liability
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You are considering a 5/1 ARM. What does the 1 represent?
A. The number of years between adjustments in the interest rate
B. The interest rate of the initial fixed-rate loan period
C. The total number of years in the loan D. The number of years that a fixed interest rate will be applied to the loan
Answers
Answer:
Explanation:
The answer is A hope it helps
Answer:
A. The number of years between adjustments in the interest rate
Explanation:
Took the class
Deanna purchased $24,000 worth of stock and paid her broker a 1% broker fee. She sold the stock when it increased to $29,100 three years later and used a discount broker who charged $35 per trade. Compute her net proceeds after the broker fees were taken out
Answers
Answer:
Here:
Explanation:
Purchase price of shares = 24000
total purchase cost = price of shares bought + broker fees total purchase cost = 24000 + 0.01*24000 =24240
selling price of shares = 29100
total selling cost = price of shares sold - broker fees total selling cost = 29100 - 35 = 29065
Net proceeeds = total selling cost - total purchase cost Net proceeds = 29065 - 24240 = 4825
1. A fast‑food restaurant chain is considering a store expansion
program. The most important factor to consider is next 10 years’
economy. It is estimated that there is a 50% chance that it goes
u
Answers
As per the given scenario, the fast-food restaurant chain is planning for a store expansion program. The most important factor to consider for such a program is the economy of the next 10 years. The estimated chance of the economy going up is 50%.
If the economy is expected to grow, then it is likely that people will have more disposable income to spend on eating out, including at fast-food restaurants. This means that the demand for fast-food will increase, which would make it a good time for the restaurant chain to expand its stores. On the other hand, if the economy is not expected to grow in the next 10 years, it would make the expansion program risky. During a recession, people usually cut down their expenses on eating out and instead prefer to cook at home. This would lead to a decrease in the demand for fast-food, and hence the restaurant chain might not get the desired return on investment.
In conclusion, the economic condition of the next 10 years plays a crucial role in determining the feasibility of the store expansion program. The estimated chance of the economy going up is 50%, which means that the restaurant chain needs to weigh its risks and benefits carefully before deciding whether to go ahead with the program or not.
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Which of the following groups experienced the greatest gain in political respectability due to the economic and social troubles of the Great Depression?
Leftist parties such as the Socialists
Lack of economic diversification
Heavy use of credit and debt
Reduced demand for exports
Economic inequality
Answers
The leftist parties such as the Socialists experienced the greatest gain in political respectability due to the economic and social troubles of the Great Depression. Option A is correct.
The Great Depression was a period of widespread economic hardship that had profound social and political implications. One of the consequences was a shift in political attitudes towards leftist parties such as the Socialists, who advocated for greater government intervention in the economy and more support for workers and the unemployed.
This was in contrast to the laissez-faire approach favored by many conservatives, which was blamed for exacerbating the crisis. As the crisis deepened, many people turned to leftist parties as a viable alternative, and their policies gained greater respectability. This trend was particularly pronounced in countries with strong labor movements, where leftist parties were already well-established and had the support of large segments of the population.
Option A holds true.
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what should an entrepreneur focus on during early growth
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Entrepreneurship is an exciting and challenging journey that can be very rewarding when approached with the right mindset and focus. During the early stages of growth, an entrepreneur needs to focus on several critical areas to ensure that their business thrives and achieves its objectives.
One of the most important areas that an entrepreneur should focus on during early growth is creating a sustainable business model. This involves developing a clear understanding of the market and identifying the customer needs that the business can satisfy.
Entrepreneurs need to create a product or service that solves a significant problem or fills a gap in the market. They should also focus on developing a strong value proposition and positioning their offering as unique and valuable to their target audience.
Another key area for an entrepreneur to focus on during early growth is building a team of talented and motivated individuals. The team should be composed of individuals with complementary skills and a shared vision for the business.
The entrepreneur needs to identify the roles and responsibilities that need to be filled and hire the best individuals to fill those roles. Additionally, they should create a culture of teamwork, open communication, and continuous learning to ensure the team works effectively together.
Entrepreneurs need to keep accurate and up-to-date financial records to understand the performance of the business and make informed decisions. They should also focus on building a cash reserve and managing expenses to ensure that the business remains profitable and sustainable in the long run.
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Why is it important to write a zero-based budget every month?
Answers
Answer:
It is important to write a zero-based budget every month because the zero-based budget ensures that every dollar you make is assigned a specific purpose.
Explanation:
4. Which of the following is a communication technique used to address a negative situation and (1 point)
discuss possible solutions?
confrontation
teamwork
commitment
collaboration
Answers
Answer:
Confrontation
Explanation:
Confroning a person is better than talking in publoc due to lots of People listening
Confrontation is a communication technique used to address a negative situation and discuss possible solutions. Thus option A is correct.
What is communication?The transfer of information is the standard definition of communicating. The phrase may also be used to describe the message sent via such transmission or the area of research that focuses on them. The correct definition of it is a subject of much debate.
A method of communication used to deal with a bad circumstance by setting expectations and emotions like frustration and disappointment. Another technique to talk about a solution is through confrontation. A courteous approach to expressing your thoughts to others is through physical engagement. Therefore, option A is the correct option.
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Which of these exemplifies a people approach to organization change? Training programs Job redesign Partnerships Change in reporting relationships Change from standard assembly line to autonomous work groups
Answers
A people approach to organizational change can involve training programs, job redesign, partnerships, change in reporting relationships.
One example of a people approach to organizational change is job redesign, which entails redesigning jobs to enhance employee satisfaction and motivation.The primary focus is to create jobs that are meaningful, challenging, and involve skill variety. Employees are also given opportunities to acquire new skills and knowledge.
Job redesign also entails delegating more authority and autonomy to employees, allowing them to make choices and decisions that affect their jobs and the organization's success.A partnership is another example of a people approach to organizational change. When an organization collaborates with another organization.
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what is money multiplier formula
Answers
The money multiplier is a formula used to determine the maximum amount of new money that can be created through the fractional reserve banking system.
It is calculated using the following formula:
Money Multiplier = 1 / Reserve Requirement
In this formula, the reserve requirement is the percentage of deposits that banks are required to hold in reserve, as determined by the central bank. For example, if the reserve requirement is 10%, the money multiplier would be 1/0.10, or 10. This means that for every $1 held in reserve, the bank can create up to $10 in new loans, which in turn can be deposited into the banking system and used to create even more new loans.
It is important to note that the money multiplier is a theoretical concept and does not always accurately reflect the actual amount of new money that is created in the economy. This is because banks do not always loan out their entire excess reserves, and other factors such as consumer behavior and government policies can also impact the amount of new money that is created. Nonetheless, the money multiplier formula remains an important tool for understanding how the fractional reserve banking system works and how it can impact the money supply.
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QUESTION 16
A Pigovian subsidy that gets the socially optimal quantity of students to achieve education will be equal to:
O The distance between Pefficient and P* at Qefficient
The distance between Pefficient and P" at Q
O The distance between Pefficient and the Price on the Private Benefit curve at Q*
O The distance between Pefficient and the Price on the Private Benefit curve at Qefficient.
Answers
A Pigovian subsidy that gets the socially optimal quantity of students to achieve education will be equal to D: "The distance between Pefficient and the Price on the Private Benefit curve at Qefficient."
What is the Pigovian subsidy?A Pigovian subsidy is a government intervention aimed at reducing negative externalities, such as pollution or overuse of finite resources. In the context of education, a Pigovian subsidy would be used to encourage individuals to achieve the socially optimal level of education.
In this case, the socially optimal level of education would be represented by the quantity Qefficient. Pefficient is the price of education that would result in Qefficient without government intervention. The difference between Pefficient and the price on the private benefit curve at Qefficient represents the cost of the negative externality that the subsidy would address. This difference would be equal to the Pigovian subsidy.
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