tim wants to buy an apartment that costs $750,000 with an 85% ltv mortgage. tim got a 30 year, 3/1 arm with an initial teaser rate of 3.75% and monthly payments. the reset margin on the loan is 300 basis points above 1 year cmt. the index was 1% at the time of origination. tim also had to pay 3 points for this loan. suppose the index rate will remain 1% for the life of the loan. compute the true apr for this loan.
Answers
The true APR for the loan is approximately 4.058%.
To calculate the true APR for the loan, we need to take into account the initial teaser rate, the margin, the index rate, and the points paid.
First, we calculate the monthly payment for the loan.
Loan amount = $750,000 x 85% = $637,500
Number of payments = 30 years x 12 months = 360
Teaser rate = 3.75%
we can calculate the monthly payment as;
Monthly payment = $2,950.27
Next, we need to calculate the interest rate at the time of the first reset, which is after 3 years.
Margin = 300 basis points = 3%
Index rate = 1%
Fully indexed rate = Index rate + Margin = 4%
Teaser period = 3 years
Remaining loan term = 27 years
To calculate the interest rate at the first reset, we need to use the formula:
New interest rate = Index rate + Margin
However, the new interest rate cannot be higher than the maximum interest rate cap. Let's assume the cap is 8%.
New interest rate = min(Fully indexed rate, Teaser rate + Margin, Cap)
New interest rate = min(4%, 6.75%, 8%) = 4%
Since the index rate is assumed to remain at 1% for the life of the loan, we can assume that the interest rate will remain at 4% for the remaining loan term.
Next, we need to calculate the total amount of points paid for the loan.
Points paid = Loan amount x Points / 100
Points paid = $637,500 x 3 / 100 = $19,125
To calculate the true APR, we can use a financial calculator or spreadsheet software to solve for the rate that makes the present value of the loan payments equal to the loan amount minus the points paid. The true APR is;
True APR = 4.058%
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Related Questions
1. When you played the New York City Budget game, how did this change your opinion on how governments operate cities? What are some of the ways a city can earn revenue?
2. What are the similarities and differences between balancing a city budget and balancing a personal budget?
Answers
Discuss the various system for internal administration for financial organisation.
Answers
The various system for the internal administration of financial organizations includes accounting systems, budgeting systems, internal controls, performance management systems, risk management systems, and compliance management systems.
Internal administration systems for financial organizations are systems that oversee the internal functioning of the financial organizations and their staff. They enable businesses to establish and follow specific procedures that ensure their operations are stable, transparent, and responsible.
Here are some of the various systems for internal administration for financial organizations:
1. Accounting systems: Accounting systems are essential to ensure the accuracy of financial transactions and the reliability of financial statements. The accounting system should provide information about the current financial status of the organization and account for all income and expenses.
2. Budgeting systems: Financial organizations use budgeting systems to allocate resources and plan expenditures. This system can be used to control the financial performance of a department, project, or organization.
3. Internal controls: Internal controls are the procedures, policies, and activities that help an organization to maintain the integrity of its operations and prevent fraud. The effectiveness of these controls depends on how well they are implemented.
4. Performance management systems: Performance management systems are used to ensure that the goals of an organization are achieved. This system can be used to monitor and evaluate employee performance, provide feedback, and manage employee development.
5. Risk management systems: Risk management systems help financial organizations to identify and manage risks. They can be used to assess the risk associated with various activities and develop strategies to mitigate those risks.
6. Compliance management systems: Compliance management systems help financial organizations ensure that they are following all relevant regulations and laws. They can be used to monitor compliance with internal policies and procedures as well as external regulations.
In conclusion, internal administration systems for financial organizations are essential for ensuring the stability and transparency of financial operations. These systems include accounting systems, budgeting systems, internal controls, performance management systems, risk management systems, and compliance management systems.
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During its first year of operation Mazer Manufacturing Company produced 9,500 units of inventory and sold 2,550 units. Mazer incurred variable product cost of $2.50 per unit and $13,300 of fixed manufacturing overhead costs. The sales price of the products was $9.50 per unit. Determine the amount of net income Mazer would report if the company uses variable costing.
Answers
Answer:
Explanation:
To determine the amount of net income Mazer would report if the company uses variable costing, we need to calculate the variable cost per unit and the contribution margin per unit first:
Variable cost per unit = variable product cost per unit
= $2.50
Contribution margin per unit = sales price per unit - variable cost per unit
= $9.50 - $2.50
= $7.00
Using this information, we can calculate the total variable cost and total contribution margin for the units sold:
Total variable cost = variable cost per unit x units sold
= $2.50 x 2,550
= $6,375
Total contribution margin = contribution margin per unit x units sold
= $7.00 x 2,550
= $17,850
Next, we can calculate the total fixed manufacturing overhead cost incurred by Mazer during the first year of operation:
Total fixed manufacturing overhead cost = $13,300
Finally, we can calculate the net income using the variable costing method:
Net income = total contribution margin - total fixed manufacturing overhead cost
= $17,850 - $13,300
= $4,550
Match the association type with the person that best fits the description: professional association a. someone who is active in your favorite Internet chat room b. your brothers and sisters c. the man you met while walking your dog d. your doctor
Answers
Answer:
the answer to your question is D. your Doctor
Explanation:
Did on Edge and got it correct
The association type with the person that best fits the description: professional association your doctor.
Thus, the correct option is D.
What do you mean by a doctor?Although doctors do save lives, their significance extends well beyond that. Doctors also have an impact by assisting patients in reducing pain, speeding up illness recovery, or adjusting to living with an incapacitating injury.
Even if a patient cannot be cured, their capacity to enjoy life makes a significant difference to them and their relatives. It is advantageous for both parties involved if an employee can return to work after being ill. And that's not the only reason why doctors are crucial to society.
Nobody wants to get sick, crippled, or dependent on others. The preferable option is to avoid getting sick or hurt: it's less expensive, better for our health, and we lose less money if we don't get sick frequently.
For society as a whole, preventive care is crucial. Drugs, hospital stays, or surgery are often out of reach for many individuals in the United States and around the world.
Medical professionals close the health gap between wealthy and poor communities by encouraging preventive care and keeping individuals healthy.
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a) You are the Lead Supervisor at a merchandise packaging company. You have
received feedback that 20% of outgoing packages in the last six months had missing
components or were broken. Write a memo to your employees about this concern. I
Answers
4. What would be the best pricing strategy for a deli opening in a competitive business
district where the lunchtime rush is the bulk of the business? Explain your answer
Answers
Answer:
During the times of opening, the business can offer lucrative and attractive discounts and deals such as buy one get one free deals or opening offers or different deals and discounts to gain competitive business advantage.
Explanation:
The city of Ventura would like to build a seawall to protect the city from the threat of tsunamis. Each additional inches of height further protects the city and the 100 residents are each willing to pay $5 per inch of seawall height, regardless of how many inches are provided. The cost of building a wall that is inches high is given by c(i)= 7i^2. What is the Pareto Optimal height for the seawall?
Answers
Answer:
The Pareto Optimal height for the seawall is 35.71 inch
Explanation:
According to the given data we have the following:
marginal benefit=$5 per person and there are 100 resident s
Therefore, total marginal benefit=500
Pareto optimal height for the sea wall is at a point where the total marginal benefit of an inch of building equals to marginal cost
The cost of building a wall that is inches high is given by c(i)= 7i^2, therefore MC= MC=14i
Therefore in order to calculate the Pareto Optimal height for the seawall we would have to calculate the following formula:
optimal height i=total marginal benefit/MC
optimal height i=500/14
optimal height i=35.71 inch
The Pareto Optimal height for the seawall is 35.71 inch
Thinking Critically and Solving Problems
The number of accidents at a manufacturing facility has been increasing every year. Most of the accidents are
because employees do not follow standard procedures. The company's leaders want to apply systems thinking to
find solutions.
Which is the BEST first step when applying systems thinking and which is the WORST first step?
Posttest
1. Identify which teams should be evaluated to determine their role in causing the accidents.
2. Identify and evaluate all the potential consequences for each possible solution.
3. Identify patterns of employee behavior and examine what influences the patterns.
4. Identify solutions to solve smaller problems while studying the larger problem.
Which is the BEST way to handle the situation?
Option 1
Option 2
Option 3
Option 4
Which is the WORST way to handle the situation?
Option 1
Option 2
Option 3
Option 4
Question 23 of 25
4
Submit
Answers
From the given options, Best option for situation handling is option 3 " Identify patterns of employee behavior and examine what influences the patterns." and worst is option 1 "Identify which teams should be evaluated to determine their role in causing the accidents."
What is Situation handling?Situation handling is a concept for alerting particular user groups about business issues. By compiling all pertinent data and putting forward options, it assists the user in identifying, comprehending, and resolving the dilemma.
Situation Handling is a framework that automatically recognizes, monitors, and alerts users of specific concerns in your company that need their attention. You can choose from a number of methods, like as notifications, list views, or specific object pages, to inform your users about such scenarios in your organization. Additionally, you may offer your users information about these circumstances so they can make informed decisions and suggested solutions so the issues are resolved as quickly and effectively as feasible.
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Using the percentage method for manual payroll systems with Forms W-4 from 2020 or later in Appendix C, determine the federal income tax withholding and calculate the net pay of the following employees. They are paid semimonthly.
C. Pare | Married, Filing Jointly, dependents < 12 = 2 | Pay $1,720
S. Lightfoot | Single, 1 Other dependents | Pay $3,265
Answers
The federal income tax withholding for C. Pare is $700.80, and the net pay is $159.20. Since the calculated federal income tax withholding exceeds the gross pay, the net pay for S. Lightfoot is negative. This is not possible, so there may be an error in the input data.
For C. Pare
Determine the gross pay for one pay period
$1,720 / 2 = $860
Calculate the annual salary
$860 x 24 = $20,640
Calculate the taxable income
$20,640 - (12,800 + 2,000) = $5,840
Find the appropriate tax bracket and calculate the federal income tax withholding
Taxable income falls in the 12% tax bracket for married filing jointly.
$5,840 x 0.12 = $700.80
Calculate the net pay
Gross pay - Federal income tax = Net pay
$860 - $700.80 = $159.20
Therefore, the federal income tax withholding for C. Pare is $700.80, and the net pay is $159.20.
For S. Lightfoot
Determine the gross pay for one pay period
$3,265 / 2 = $1,632.50
Calculate the annual salary
$1,632.50 x 24 = $39,180
Calculate the taxable income
$39,180 - (12,800 + 2,000 + 2,000) = $22,380
Find the appropriate tax bracket and calculate the federal income tax withholding
Taxable income falls in the 22% tax bracket for single filers.
($22,380 - $9,875) x 0.22 + $987.50 = $3,018.70
Calculate the net pay
Gross pay - Federal income tax = Net pay
$1,632.50 - $3,018.70 = -$1,386.20
Since the calculated federal income tax withholding exceeds the gross pay, the net pay for S. Lightfoot is negative. This is not possible, so there may be an error in the input data.
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Thoughts about how eren is acting in attack on titan? Is he the villain or the hero? Also if he touches hangi again I am gonna scream !!!!
Answers
Answer:
I would say he is the hero with a possible dark side i can't really say cause i haven't watched a lot but he definitely has a lot going on
Explanation:
Answer:
I have mixed feelings
ATTACK ON TITAN SPOILER WARNING
I dont really agree with what he is doing, he used to protect his friends at all costs and dint want Armin and Mikasa to join the scouts because he did not want them to get hurt or die. He tried his best to make sure his friends were safe in seasons 1-3, but now he puts them in harm's way just to succeed with his plan. Sasha has to pay the price of Eren's recklessness, and all of the scouts are starting to doubt Eren. I feel like Eren has lost himself in the process of trying to gain freedom. I still love Eren, but I don't compeletly agree with him. That man just needs a hug. He's tired of this war.
Company Co. has 1,000 employees and it decides to grant each of the employees 200 share
options as part of its new rewards plan. The options are exercisable over 5 years and subject only
to the condition that the company's stock price must be at least 30% higher than its original issue
price. Company Co.'s share-based payments are subject to:
Service and market performance conditions
Service condition
Non-vesting condition
Non-market performance conditions
Answers
Company Co's share-based payments are subject to Non-vesting conditions. Hence, Option C is the correct statement.
What are share-based payments?Share-based payment agreements are transactions wherein a third party is entitled to acquire equity instruments of the entity (or any other institution entity) or cash amounts primarily based totally on the cost of such equity instruments in exchange for items or services.
Hence, Company Co's share-based payments are subject to Non-vesting conditions. Option C is the correct statement.
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Why is ethics important in business give an example of how an unethical practice can affect a business
Answers
Answer:
being ethical ensures a trustworthy reputation in business, and will make sure your less likely to be sued for malpractice or involved in a major scandal. for an example, probably just make a unethical financial situation or involving social or environmental ethics
How might the use of credit for a large purchase affect your budget?
Answers
Using credit to make a significant purchase can have immediate and long-term consequences for your finances. Before making a decision, it is critical to carefully consider your options and the potential consequences.
How the use of Credit can affect Budget?Using credit for a abundant purchase can have a meaningful affect your budget in various habits:
Increased monthly fees: If you select to finance your purchase utilizing a charge card or loan, you will likely should create weekly fees that include two together the principal amount and interest. This can increase your weekly expenses and humble the amount of services you have handy for added expenses.Accumulation of bill: If you cannot afford to create the weekly fees, you grant permission finish up increasing deficit. This can bring about interest charges and fees that can fast calculate and manage even challenging to pay the obligation.Lower credit score: If you have excessive deficit or miss fees, your credit score can be in another way damaged. This can manage harder for you to get credit from now on, or influence bigger interest rates and payments.Opportunity cost: By utilizing credit to make a big purchase, you can be yield different convenience. For example, if you are pay off a big loan, you concede possibility not within financial means save as much for retreat or different main aims.Learn more about credit purchase here: https://brainly.com/question/30245409
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Which of the following is an example of a disadvantage associated with a
partnership?
1) unlimited liability
2)
possibility of more available credit
3) diversity of management
4) flexibility
5) ease of formation
Answers
Unlimited liability is an example of a disadvantage associated with a partnership. Hence, option A is appropriate.
What is the meaning of partnership?Partnership is an important term randomly used by almost everyone. the main purpose of a Partnership is to look after the merger of two or individuals in the case of a company or business. A partnership means to give companionship or to partner with another person in case of business.
In the case of Business when there is a partner then the company is divided among two individuals who are compatible in their ways and thus can successfully run a Company or a business together.
The partnership-owned businesses also must gain all the profits and losses of the company. That is the partners should stand together in their business side by side in all the ups and downs. Hence, option A is correct.
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This week you’re learning some of the characteristics that will help you practice your relationship building skill (trust, mutual respect, mindfulness, diversity and inclusion, and open communication). Discuss how you are applying at least one of these characteristics in your life right now at home, work, or school. What exactly are you doing and how are you doing it? How does that action contribute to relationship building? Remember to answer each part of the discussion prompt in a thoughtful, logical, and well organized manner. A substantial discussion forum response should make connections to course content, professional experiences, and personal experiences. Also, please respond to at least 1 learner in the class offering thoughtful ideas, asking follow-up questions, and demonstrating respect for others. Suggested Discussion Organization: In paragraph 1, discuss how you are applying at least one of the characteristics in your life right now at home, work, or school. What exactly are you doing and how are you doing it? In paragraph 2, explain how that action contributes to relationship building?
Answers
This is a personal question that should be based on your own experience. To create a discussion prompt about how some characteristics help to build relationships, you can structure the paragraphs with situations where you felt part of a group, like building friendships at school for example.
Mutual respect is a characteristic that must be applied in the social life of individuals to increase security, order, ethics and maintenance of a positive society, and must be shared in all social institutions.
How important is ethics to building relationships?Ethics corresponds to the practice of moral values in a society, that is, it is the set of actions that individuals practice in accordance with respect, empathy, the individual values of others, making society a more just and egalitarian place.
Some ideas to increase the practice of mutual respect and ethics is to be cordial and empathetic to individuals, promoting good social and environmental actions for social well-being.
Therefore, ethics must be promoted in all social spheres to generate greater security, compliance and protection of the natural rights of each individual.
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Coca-Cola and PepsiCo are the leading competitors in the market for cola products. In 1960 Coca-Cola introduced Sprite, which today is the worldwide leader in the lemon-lime soft drink market and ranks fourth among all soft drinks worldwide. Prior to 1999, PepsiCo did not have a product that competed directly against Sprite and had to decide whether to introduce such a soft drink. By not introducing a lemon-lime drink, PepsiCo would continue to earn a $200 million profit and Coca Cola would continue to earn a $300 million profit.
Suppose that by introducing a new lemon-line soft drink, one of two possible strategies could be pursued : (1) PepsiCo could trigger a price war with Coca-Cola in both lemon-lime and cola markets or (2) Coca-Cola could acquiesce and each firm maintains its current 50/50 split of the cola market and split the lemon-lime market 70/30 in favor of Coca-Cola. If Pepsi introduced a lemon-lime drink and a price war resulted, both companies would earn profits of $100 million. Alternatively, Coca-Cola and PepsiCo would earn $275 million and $227 million, respectively, if PepsiCo introduce a lemon-lime drink and Coca-Cola acquiesced and split the markets as listed above.
Diagram this situation using the extensive or tree-form of a game.
How you can convince your colleagues that introducing the new soft drink is the most profitable strategy by explaining the reasoning and theoretical analysis?
Answers
The introduction of the new soft drink is the most profitable strategy because it'll be in Coca-Cola's bad interest if a price war is started.
It should be noted that in a perfectly competitive market that is, a market where the producers and consumers possess full and symmetric information, a price war would not occur.
However, the soft drink industry is a monopolistically competitive industry since Coca-Cola and PepsiCo control the majority of the market share.
Therefore, the introduction of the new soft drink will be a profitable solution because it'll be in Coca-Cola's bad interest if a price war is started with PepsiCo.
In conclusion, a price war shouldn't be started.
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Which are the top bookkeeping services provider firms in Singapore?
Answers
Some of the top bookkeeping services provider firms in Singapore include sleek, boardroom, etc.
1. Sleek: Sleek offers a range of accounting and bookkeeping services, catering to both startups and established businesses. They provide personalized support and utilize cloud-based software for efficient bookkeeping.
2. Ackenting Group: Ackenting Group offers comprehensive bookkeeping services tailored to various industries. They assist in maintaining accurate financial records, managing accounts payable and receivable, and generating financial reports.
3. Boardroom: Boardroom provides professional bookkeeping services to businesses of all sizes. They offer end-to-end solutions, including data entry, bank reconciliation, and financial statement preparation, ensuring compliance with Singapore's accounting standards.
4. 3E Accounting: 3E Accounting specializes in outsourced bookkeeping services, assisting businesses in maintaining organized financial records and adhering to regulatory requirements. They leverage technology for streamlined processes and efficient reporting.
5. Onestop Accounting: Onestop Accounting offers reliable and cost-effective bookkeeping services. They assist businesses in managing their accounts, preparing financial statements, and ensuring compliance with tax regulations.
These firms have established reputations and expertise in providing high-quality bookkeeping services to businesses in Singapore.
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You are an economics professor teaching large sections of Principles courses this semester. Within the first week of class,
several students have approached you with concerns about exam and homework due dates. They fear they won't do well
because the due dates for your class conflict with the dates for their other classes. You want to allocate exam and homework
due dates to the days most valued by students, but sifting through the opinions of hundreds of students presents a challenge.
The MOST efficient allocation would result if you:
design a predictions market for students to designate when they think the dates will be.
b. create an internal market for students to bid for their preferred dates.
C.
use your centralized power as a professor to assign the dates without student input.
d. determine that you have a knowledge problem when assigning dates
Answers
The MOST efficient allocation of exam and homework due dates for students who have concerns due to conflicting schedules with other classes is to create an internal market for students to bid for their preferred dates.The correct answer is option-b.
A market is the most efficient mechanism for allocating goods and services according to the preferences of consumers. Students who have conflicting schedules can bid for their preferred exam and homework due dates through an internal market.
This method has the advantage of providing the exam and homework due dates to those who are willing to pay the most for them. By using the internal market, the professor can allocate the dates in the most efficient manner without sifting through the opinions of hundreds of students.
This method is also fair as it gives students the opportunity to choose their preferred dates based on their schedule constraints, and it reflects the value that students place on certain exam and homework due dates.
Therefore, the correct answer is option-b.
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How much would you pay for a share of preferred stock that pays a $3.75 dividend and your required return is 5.25%
Answers
Answer:
$71.43 per share
Explanation:
Price to pay (Present value) = Annual Dividend / Required return
Price to pay (Present value) = $3.75 / 0.0525
Price to pay (Present value) = 71.42857142857143
Price to pay (Present value) = $71.43 per share
Many graduates choose to go to a community college or a trade school after graduation to save money on tuition. Typically, a trade school program takes two years to complete and ends with
an apprenticeship in the student's chosen trade to provide hands-on training.
How does the decision to go to a trade school rather than a university affect the long-term financial goals of an individual? IE.1.4
O It leads to less hands-on training and less difficulty finding a job.
O It creates less debt from tuition and the ability to enter the workforce sooner.
O It leads to more hands-on training and more difficulty finding a job.
O It creates more debt from tuition, and trade school takes longer to complete.
Answers
Going to a trade school rather than a university can positively affect the long-term financial goals of an individual by Option B. It creates less debt from tuition and the ability to enter the workforce sooner.
One of the primary advantages of choosing a trade school is the lower cost of tuition compared to a traditional university. Trade schools typically have lower tuition fees, making them more affordable for many students. This translates to less debt burden, allowing individuals to start their careers with a smaller financial obligation.
Additionally, trade school programs are typically shorter in duration, typically taking two years to complete. This means that students can enter the workforce and start earning sooner compared to the longer duration of university programs. By gaining early entry into the workforce, individuals have the opportunity to start earning and saving money earlier, contributing to their long-term financial goals.
Furthermore, trade school programs often emphasize hands-on training and practical skills development. This prepares students directly for their chosen trade and enhances their employability. They gain specific, job-related skills that are in demand, which can make it easier for them to find employment in their field upon completion of the program.
In contrast, attending a university often involves higher tuition costs, longer program durations, and a broader education rather than a focused trade-specific curriculum. While universities provide valuable knowledge and opportunities for certain careers, trade schools offer a more cost-effective and streamlined path for individuals seeking hands-on training and immediate entry into the workforce. Therefore, the correct option is B.
The question was incomplete, Find the full content below:
Many graduates choose to go to a community college or a trade school after graduation to save money on tuition. Typically, a trade school program takes two years to complete and ends with an apprenticeship in the student's chosen trade to provide hands-on training. How does the decision to go to a trade school rather than a university affect the long-term financial goals of an individual? IE.1.4
A. It leads to less hands-on training and less difficulty finding a job.
B. It creates less debt from tuition and the ability to enter the workforce sooner.
C. It leads to more hands-on training and more difficulty finding a job.
D. It creates more debt from tuition, and trade school takes longer to complete.
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If you own 500 shares of stock in a company that has 100,000
shares of stock outstanding, what fraction of the firm do you own?
Answers
Answer:
1/200
Explanation:
The fraction will be the shares owned divided by the outstanding shares
=500/100,000
=5/1000
=1/200
The fraction is 1/200
Which of the following survey response methods is the most difficult for researchers to code for evaluation:
Answers
Answer:
No options are given, but the most commonly used survey response methods are:
Multiple choice questions = generally easy to codeRating scale questions = also easy to code, since response scales have a finite number of choices, e.g. 2 true/false, 3 agree/disagree/undecided, 5 very bad/bad/fair/good/excellent Matrix questions. = are a little bit more complex since they involve several rating scale questions, but it is not something difficult eitherDropdown questions. = similar to multiple choice questionsOpen-ended questions. = this are hard to code since each subject can respond different things, e.g. the thing that I like the most about this project is bla, bla, bla. There are no pre-set answers given to the subjects. THIS TYPE IS THE MOST DIFFICULT TO CODE.Demographic questions = similar to multiple choiceRanking questions = similar to scaled questionsDetermine the missing amount:
Assets=Liabilities+owners Equity x 272000 573000
Answers
Based on the given amounts of assets and liabilities, the missing amount of Owner's equity is $301,000
How to find the equity?The Owners equity is one of the parts of the Accounting equation which is:
Assets = Liabilities + Owners Equity
The Assets in this instance is $573,000 and the Liabilities are $272,000.
The Owner's equity is the missing amount and it can be found as:
573,000 = 272,000 + Owners Equity
Owners Equity = 573,000 - 272,000
Owners Equity = $301,000
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Given the true/false statements are true (facts), select the best logical induction made from those statements:
Betsy likes oranges. Jose does not like oranges. Benjamin likes oranges.
a. People only like oranges
b. People like apples and oranges
c. People like all fruit
d. People do and do not like oranges
Answers
The best logical induction that can be made is d. People do and do not like oranges.
What is logical induction?This refers to making a generalization about a population based on individual pieces of information about the population's members.
Betsy and Benjamin like oranges but Jose does not. This means that people can either like or dislike oranges.
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Managers at Trendy Fashions, a large retail chain, experience conflict and organizational politics. The company's customer service ratings suffer, and managers point to other departments as the cause of the problem. The conflicts and politics further contribute to the customer service problems. The CEO of this chain hears about the appreciative inquiry process and thinks this might be a good technique to use to improve this situation. He needs more information on this process.
The CEO needs to know that the first step in his appreciative inquiry change effort will begin with __________.
Answers
Answer:
identifying the positive elements of an organization or work unit that is performing well.
Explanation:
The appreciative inquiry process is a metodology to handle change that concentrates on the positive aspects in an organization instead of the negative ones. Also, the process has four steps:
1. Identifying the positive elements of an organization or work unit that is performing well.
2. Dreaming about good possibilities for the company's future and what might provide great results.
3. Designing the perfect strategies to accomplish goals.
4. Delivering conclusions about the other phases and discussing what can be done to to contribute to the company's goals.
According to this, the answer is that the CEO needs to know that the first step in his appreciative inquiry change effort will begin with identifying the positive elements of an organization or work unit that is performing well.
All of the following are typically considered capital goods except
A. The machinery in a factory
B. The software a business owns
C. Cooked hot dogs at a sporting event
D. A carpenters tools
E. A professional musicians instruments
Answers
Answer:
C. Cooked hot dogs at a sporting event
Explanation:
Capital goods are tangible assets that businesses use to produce goods and services for sale. Capital goods are not meant for sale but are used to make products that will be sold to generate revenue. Capital goods have a useful life exceeding one year and include buildings, equipment, motor vehicles, and tools.
From the list provided, Cooked hot dogs at a sporting event are not capital goods. All the other items are capital goods. They do not get consumed in the production process.
Economic demand is?
A. the amount of a good or service that consumers are willing and able to buy at one price.
B. the amount of a good or service that consumers are willing and able to buy at various prices.
C.the amount of a good or service that producers are willing and able to produce at various prices.
D. the amount of a good or service that consumers are willing but not able to buy at various prices.
Which of the following is correct?
Answers
The correct answer is B. Economic demand is the amount of a good or service that consumers are willing and able to buy at various prices.
It reflects the relationship between the price of a product and the quantity that consumers are willing to purchase at that price. Demand is influenced by factors such as price, consumer preferences, income levels, and availability of substitutes.
As the price of a product decreases, the quantity demanded generally increases, and vice versa, following the law of demand. The demand curve represents this relationship, showing the quantity of a good or service that consumers are willing and able to buy at different price points.
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Do you think teams are a valuable new management technique that will endure, or are they just a fad that will be replaced with something else in the near future?
Answers
Teams are a valuable management technique that is likely to endure, but their implementation may change as the needs of organizations and the workforce evolve.
Are teams valuable management techniques that will endure?Teams have been a valuable management technique for decades, and their popularity has only increased over time. Teams can bring together individuals with different skills and perspectives, enabling them to work collaboratively to achieve a common goal. Additionally, teams can foster innovation and creativity, as well as promote a sense of ownership and accountability among team members.
There is no reason to believe that teams will become less important in the future. In fact, with the rise of remote work and the need for organizations to be more agile and adaptable, teams are likely to become even more prevalent. However, it is possible that the way teams are managed and organized may evolve over time, as new technologies and management theories emerge.
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n economics, the concept that individuals are motivated by self-interest and respond predictably to opportunities for gain is known as
A.
rational behavior.
B.
altruism.
C.
normative bias.
D.
empiricism.
Answers
In economics, the concept that individuals are motivated by self-interest and respond predictably to opportunities for gain is known as rational behaviour. The correct option is a.
What is economics?Economics is the social science that studies the production, distribution, and consumption of goods and services.
Economics focuses on the behaviour and interactions of economic agents and how economies work. Microeconomics analyzes what's viewed as basic elements in the economy, including individual agents and markets, their interactions, and the outcomes of interactions. Individual agents may include, for example, households, firms, buyers, and sellers. Macroeconomics analyzes the economy as a system where production, consumption, saving, and investment interact, and factors affecting it: employment of the resources of labour, capital, and land, currency inflation, economic growth, and public policies that have an impact on these elements.
The earlier term for the discipline was political economy, but since the late 19th century, it has commonly been called 'economics.
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Which option is an example of capital as a factor of production?
A. A government increasing taxes
B. An artist painting a picture
OC. A tree used to make paper
D. An industrial assembly line
Answers
The example of capital as a factor of production is D. An industrial assembly line
What are factor of production?In economics, factors of production can be regarded as the resources, as well as the inputs which serves as those things that is used in the production process to produce output.
It shoud be noed hat hese are needed in the manudacture of the goods and services however there are various was that these factors are been used, the various inputs determine the quantity of output with respect to the relationship called the production function.
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