Advise Orlando to present the specific details of his concern during the meeting. The best course of action to advise Orlando in the meeting would be to suggest that he bring up the specific points where he feels that his performance review was unjust and present evidence to back up his claims.
1. Orlando would be expected to provide proof of his contribution to the organization's goals and objectives, such as evidence of his involvement in the onboarding of two new employees 8 months ago, and examples of his influence on the company's informal change.
He may also explain the challenges he faced when handling some of the most difficult clients that the company has been dealing with. While presenting his points, Orlando should remain calm and rational, avoiding any accusations, blame games or confrontations. Rather, he should present his points in a manner that highlights his positive attributes and contributions to the organization.2. Conduct an impartial review of the company's performance management systemAn impartial review of the company's performance management system may reveal if there are system changes that may prevent instances like Orlando's from happening in the future.
Such an analysis may look into the validity and reliability of the metrics used to evaluate employees, the fairness of the evaluation process, and the accuracy of the feedback given. The HR manager may also consider increasing the weight of metrics that assess non-financial performance, such as the employees' compliance with corporate values or the company's contribution to the community. This would make the evaluation process more balanced and holistic.Additionally, training managers on how to deliver feedback effectively, and offering tools and techniques to guide and support them in their feedback delivery, may also be useful.
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Robert wants to get serious about saving for a new car. Which account would you recommend? Why?
Cindy has been working for 8 years, and she’s built up a huge emergency fund -- $45,000, which would be 6 months of her salary. She’s hoping to earn a bit more interest than she currently is with that $45,000 just sitting in her traditional bank’s savings account. Which account would you recommend? Why?
Janelle likes to keep all her savings goals separate, so she has an account for each one, including an account to save for her college textbooks every semester. She buys books about every 6 months, with roughly $550 due each time. She likes to save the money up in installments, with auto-deposits from each of her twice monthly paychecks. She’s wondering if her online savings account, earning 0.75%, is still her best option for monthly deposits toward her textbooks. Which account would you recommend? Why?
Answer:
Robert wants to get serious about saving for a new car. Which account would you recommend? Why?
Since Robert has a long term goal for his money and wants to earn a higher interest rate, a certificate of deposit (CD) will probably be the best choice. It pays a higher interest than a savings account.Cindy has been working for 8 years, and she’s built up a huge emergency fund -- $45,000, which would be 6 months of her salary. She’s hoping to earn a bit more interest than she currently is with that $45,000 just sitting in her traditional bank’s savings account. Which account would you recommend? Why?
Money market accounts earn a higher interest rate than a normal savings account, but they are generally better suited for individuals that have a relatively high balance in their accounts. Since Cindy has saved $45,000 already in her savings account, now it is time to deposit the money on a money market account.Janelle likes to keep all her savings goals separate, so she has an account for each one, including an account to save for her college textbooks every semester. She buys books about every 6 months, with roughly $550 due each time. She likes to save the money up in installments, with auto-deposits from each of her twice monthly paychecks. She’s wondering if her online savings account, earning 0.75%, is still her best option for monthly deposits toward her textbooks. Which account would you recommend? Why?
Probably Janelle has already chosen the best possible option. To be honest, there are really few alternatives that you can seek when all you will save is $550 every 6 months. She is already earning a decent interest rate for a savings account, and even if she looked at different options and eventually found one that paid slightly better interest (e.g. 1%), it wouldn't make a great difference.
Consider the following returns and states of the economy for TZ.Com.: Economy Probability Return Weak 25% 2% Normal 50% 8% Strong 25% 15% What is the standard deviation of TZ's returns?
Answer: To calculate the standard deviation of TZ's returns, we first need to calculate the expected return and variance. The expected return is calculated by multiplying each return by its probability and summing the results:
Expected return = (0.25 x 2%) + (0.5 x 8%) + (0.25 x 15%) = 6.25%
Next, we calculate the variance, which measures the average squared deviation from the expected return:
Variance = (0.25 x (2% - 6.25%)^2) + (0.5 x (8% - 6.25%)^2) + (0.25 x (15% - 6.25%)^2) = 20.89%
Finally, we take the square root of the variance to get the standard deviation:
Standard deviation = sqrt(20.89%) = 0.457 or 45.7% (rounded to one decimal place)
Therefore, the standard deviation of TZ's returns is approximately 45.7%.
Explanation:
You have been asked to estimate the market value of an income-producing property. The table below provides 5 years of projected cash flows for the property. Use the discounted cash flow approach to income valuation to calculate the market value. Assume that you sell the property at the end of year 5 and that the net proceeds from the sale are $5.0 million. Also assume that the discount rate is 7.5%.
Year 1 Year 2 Year 3 Year 4 Year 5
PGI $750,000 $780,000 $811,200 $843648 $877394
EGI $627500 $663000 $717,101 $689,520 $745785
NOI $318715 $331,500 $334,760 $358,550 $372,892
a. $4.18 million
b. $6.11 million
c. $4.12 million
d. $4.40 million
If we will assume that that the discount rate is 7.5%. then the answer is $4.18 million.
What is discount rate?The discount rate of return applied in corporate finance to reduce future cash flows to their present value is known as a discount rate. This rate is commonly a company's Weighted Average Cost of Capital (WACC), needed rate of return, or the minimum rate that investors hope to attain in order to assess the risk of the investment.
Seven annual free cash flow are received from the investment, each worth $100. An analyst uses a five percent hurdle rate to evaluate the investment's net present value, arriving with a value of $578.64. This contrasts with a whole cash flow of $700 that is not discounted.
Shareholders are essentially saying, "I don't care if I get $578.64 at once and today or $100 a year for 7 years." This claim takes into consideration the investor's perception of the investment's risk profile and a multiplier effect that indicates the earning potential on other investments.
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Why is it important for developers to be careful when using cascading deletes?
They may create orphaned records.
They may link to data in external databases.
They may delete more records than intended.
They may disconnect the bond between tables.
Answer:
C. They may delete more records than intended.
Explanation: Just answered it on edg. 2021
Answer:
(C) They may accidentally delete more records than intended.
Explanation:
Explain link between creativity, innovation and entrepreneurship, and outline the steps for screening opportunities
Creativity, innovation, and entrepreneurship are interconnected and essential for driving economic growth. When screening opportunities, aspiring entrepreneurs should engage in creative idea generation, evaluate market potential, conduct thorough research,
Creativity refers to the generation of novel and valuable ideas, while innovation involves turning those ideas into practical solutions.
Entrepreneurship, on the other hand, is the process of identifying and pursuing opportunities, mobilizing resources, and taking risks to create and manage a successful venture. The link between these three concepts lies in their mutually reinforcing nature. Creativity fuels innovation by providing the initial spark for new ideas and perspectives.
Innovation, in turn, serves as a platform for entrepreneurial endeavors, as it creates opportunities for commercialization and market disruption. Entrepreneurship then takes these innovative ideas and transforms them into tangible products, services, or businesses that generate value and drive economic growth.
When screening opportunities, aspiring entrepreneurs can follow a systematic approach:
Idea Generation: Encourage and engage in creative thinking to generate a pool of potential opportunities.
Opportunity Evaluation: Assess the feasibility, market potential, and competitive landscape of each idea.
Market Research: Conduct thorough research to understand target customers, their needs, and existing solutions.
Resource Assessment: Evaluate the resources required to pursue the opportunity, including financial, human, and technological aspects.
Risk Analysis: Identify and evaluate potential risks and uncertainties associated with each opportunity.
Business Model Development: Formulate a clear and viable business model that outlines how the opportunity will be monetized.
Prototype and Testing: Develop prototypes or minimum viable products to gather feedback and validate the opportunity.
Financial Analysis: Conduct a comprehensive financial analysis to determine the potential profitability and sustainability of the opportunity.
Decision-making: Prioritize and select the most promising opportunities based on the evaluation and analysis.
Implementation and Execution: Develop an action plan and execute it effectively, leveraging creativity, innovation, and entrepreneurial skills.
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2. Juanita Samuels presents a check for $100 drawn on another bank to her bank's teller. She
wants currency back in $10 bills to give as holiday gifts to nieces and nephews. Under what
conditions may the teller cash the check?
Based on the fact that Juanita Samuels presents a check for $100 and wants currency in $10 bills, the conditions that a teller can cash the check is:
Correct date is written The check has been endorsed appropriatelyThe check has not been alteredWhen can a cashier cash a check?A cashier can only cash a check if it abides by the requirements of UCC Article 3 which calls for three main requirements.
The first is that the check should not have been altered in any way. The correct date must also be written and the check must be endorsed properly by the owner.
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The following data are accumulated by Geddes Company in evaluating the purchase of $150,000 of equipment, having a four-year useful life:
Net Income Net Cash Flow Year
1 $42,500 $80,000 Year
2 27,500 65,000 Year
3 12,500 50,000 Year
4 2,500 40,000
Present Value of $1 at Compound Interest
Year 6% 10% 12% 15% 20%
1 0.943 0.909 0.893 0.870 0.833
2 0.890 0.826 0.797 0.756 0.694
3 0.840 0.751 0.712 0.658 0.579
4 0.792 0.683 0.636 0.572 0.482
5 0.747 0.621 0.567 0.497 0.402
6 0.705 0.564 0.507 0.432 0.335
7 0.665 0.513 0.452 0.376 0.279
8 0.627 0.467 0.404 0.327 0.233
9 0.592 0.424 0.361 0.284 0.194
10 0.558 0.386 0.322 0.247 0.162
a. Assuming that the desired rate of return is 15%, determine the net present value for the proposal.
b. Would management be likely to look with favor on the proposal?
Answer:
$24,460.50
Yes. this is because the NPV is positive
Explanation:
Net present value is the present value of after-tax cash flows from an investment less the amount invested.
NPV can be calculated using a financial calculator
Only projects with a positive NPV should be accepted. A project with a negative NPV should not be chosen because it isn't profitable.
When choosing between positive NPV projects, choose the project with the highest NPV first because it is the most profitable.
Cash flow in year 0 = $-150,000
Cash flow in year 1 = $80,000
Cash flow in year 2 = $65,000
Cash flow in year 3 = $50,000
Cash flow in year 4 = $40,000
I = 15%
NPV = $24,460.50
To find the NPV using a financial calculator:
1. Input the cash flow values by pressing the CF button. After inputting the value, press enter and the arrow facing a downward direction.
2. after inputting all the cash flows, press the NPV button, input the value for I, press enter and the arrow facing a downward direction.
3. Press compute
12. Regarding business cycles, a boom refers to:
a) A period during which aggregate output declines.
b) The period in the business cycle from a trough up to a peak during which output, and
employment grow.
c) The period in the business cycle from a peak down to a trough during which unemployment
and inflation fall.
d) A prolonged increase in the output level.
For questions 13 and 14, consider the following labour market data for a hypothetical economy:
+16 age population at working age: 100
Number of people in the labour force: 50
Number of unemployed people: 5
Number of people informally employed: 2
13. What is the labour force participation rate?
a) 50% b) 10% c) 40% d) 60%
14. What is the rate of unemployment?
a) 50% b) 10% c) 40% d) 60%
15. Ahmet is a cashier at a supermarket. As the economy moves towards Industry 4.0, the
supermarket starts to use automated tellers. Ahmet loses his job and is now unemployed. This is
an example of:
a) cyclical unemployment b) frictional unemployment
c) structural unemployment d) non-institutional population
Answer: A business cycle or boom-bust cycle refers to the alternating periods of recession and recovery. Changes in production and trade in a market economy cause these alternating periods. We often use the term together with the economic bubble.
12. The period in the business cycle from a trough up to a peak during which output, and employment grow. B
13. The labour force participation rate is 10 percent
14. The rate of unemployment is 40 percent
15. Cyclical unemployment is the component of overall unemployment that results directly from cycles of economic upturn and downturn. Unemployment typically rises during recessions and declines during economic expansions. Moderating cyclical unemployment during recessions is a major motivation behind the study of economics and the goal of the various policy tools that governments employ to stimulate the economy. True
Frictional unemployment: the unemployment which exists in any economy due to people being in the process of moving from one job to another. False
Structural unemployment: unemployment resulting from industrial reorganization, typically due to technological change, rather than fluctuations in supply or demand. False
Non-institutional: False
Explanation: Hope the explanation above was helpful
According to Hobson et al. (2006) the most common path to bullying is through
Group of answer choices
job insecurity and organizational chaos
hierarchy and secrets
organizational culture and ethics
Answer:
According to Hobson et al. (2006), the most common path to bullying is through hierarchy and secrets
Most people in the US own stocks or bonds primarily through
Answer:
There 401k or other retirement accounts
Explanation:
most people are provided these through there jobs and are provided so they do not have to do any research themselves
What is the area that represents producer surplus under a monopoly? A) the triangle 0P3H B) the rectangle P1P3HF
C) the triangle 0P2E
The area representing monopoly producer surplus is triangle OP3H.
The required details for monopoly in given paragraph
A monopoly is a market structure in which a single seller or manufacturer holds a dominant position in an industry or sector. In market economies, monopolies are discouraged because they suppress competition and limit consumer substitutes. The United States has antitrust laws that limit monopolies by ensuring that a company cannot control the market and cannot use that control to exploit its customers. A monopoly is a market structure consisting of a single seller or manufacturer. A monopoly restricts the number of product alternatives and puts obstacles in the way of competitors entering the market.
Monopolies may result in dishonest business practices. Some monopolies, like B. Utilities, are subject to government regulation.
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List 6 mistakes that can be made during an interview.
Answer:
1.Appearing Disinterested
2.Answering a Call or Texting
3.Dressing Inappropriately
4.Talking Negatively About a Current or Previous Employer
5.Body Language
6.Being Vague
Explanation:
Hope this helps !
Poor interview preparation is a clear killer, and 75% of interviews end in failure because the applicant wasn't prepared for some of the questions asked or didn't know enough about the employer.
What are mistakes that can be made during an interview ?Failing to conduct research The biggest error all of our experts mentioned was showing up unprepared for an interview. This could be not doing your homework on the business, not giving the job enough consideration, or not knowing who you're meeting. However, it could also refer to not having a plan for your conversation.
Most applicants anticipate being questioned. When one person asks every question and the other person responds, an interrogation has taken place. In an interview, questions are posed and answered in the context of a business dialogue. applicants who anticipate unwilling interrogator.
Lack of planning. Some recruiting managers favour conducting interviews in a more "spontaneous" manner.
becoming very anxious.acting too carelessly.being very zealous.intimidating potential employees.Lying. accepting bias.Learn more about Interveiw here
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Thermal Rising, Incorporated, makes paragliders for sale through specialty sporting goods stores. The company has a standard paraglider model, but also makes custom-designed paragliders. Management has designed an activity-based costing system with the following activity cost pools and activity rates:
Activity Cost Pool Activity Rate
Supporting direct labor $ 22 per direct labor-hour
Order processing $ 194 per order
Custom design processing $ 268 per custom design
Customer service $ 416 per customer
Management would like an analysis of the profitability of a particular customer, Big Sky Outfitters, which has ordered the following products over the last 12 months:
Standard Model Custom Design
Number of gliders 11 3
Number of orders 1 3
Number of custom designs 0 3
Direct labor-hours per glider 29.50 31.00
Selling price per glider $ 1,825 $ 2,490
Direct materials cost per glider $ 464 $ 584
The company’s direct labor rate is $16 per hour.
Required:
Using the company’s activity-based costing system, compute the customer margin of Big Sky Outfitters. (Round your intermediate calculations and final answer to the nearest whole dollar amount. Loss amounts should be entered with a minus sign.)
The total costs for Big Sky Outfitters is $6,566, The customer margin of Big Sky Outfitters is $14,123.
How to calculate the company’s activity-based costing system and the customer margin of Big Sky Outfitters.Calculating the costs for each activity:
1. Supporting direct labor:
Standard Model: 11 gliders x 29.50 direct labor-hours per glider x $16 per hour = $5,152
Custom Design: 3 gliders x 31.00 direct labor-hours per glider x $16 per hour = $1,488
2. Order processing:
Standard Model: 1 order x $194 per order = $194
Custom Design: 3 orders x $194 per order = $582
3. Custom design processing:
Custom Design: 3 custom designs x $268 per custom design = $804
4. Customer service:
Customer Service: 1 customer x $416 per customer = $416
Calculating the total costs for Big Sky Outfitters:
Total costs = Supporting direct labor + Order processing + Custom design processing + Customer service
Total costs = $5,152 + $194 + $804 + $416 = $6,566
Now, let's calculate the total revenues for Big Sky Outfitters:
Total revenues = (Number of gliders x Selling price per glider) - (Number of gliders x Direct materials cost per glider)
Total revenues = (11 x $1,825) - (11 x $464) + (3 x $2,490) - (3 x $584)
Total revenues = $20,075 - $5,104 + $7,470 - $1,752 = $20,689
Finally, let's compute the customer margin:
Customer margin = Total revenues - Total costs
Customer margin = $20,689 - $6,566 = $14,123
Therefore, the customer margin of Big Sky Outfitters is $14,123.
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At what percentage of credit card usage, does it start affecting your score in a negative way?
Answer:
3%
Explanation:
ratio of 80 or 90 percent or more highly negative impact on your credit score.
Do you think teams are a valuable new management technique that will endure, or are they just a fad that will be replaced with something else in the near future?
Teams are a valuable management technique that is likely to endure, but their implementation may change as the needs of organizations and the workforce evolve.
Are teams valuable management techniques that will endure?Teams have been a valuable management technique for decades, and their popularity has only increased over time. Teams can bring together individuals with different skills and perspectives, enabling them to work collaboratively to achieve a common goal. Additionally, teams can foster innovation and creativity, as well as promote a sense of ownership and accountability among team members.
There is no reason to believe that teams will become less important in the future. In fact, with the rise of remote work and the need for organizations to be more agile and adaptable, teams are likely to become even more prevalent. However, it is possible that the way teams are managed and organized may evolve over time, as new technologies and management theories emerge.
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Please answer the questions in the photo
2. The types of businesses that market their goods are businesses that would want to reach a larger consumer base for their products
The businesses that market goodsVarious types of businesses market goods and services. These businesses can be classified based on the nature of the products or services they offer, the target market they serve, or the way they sell their goods and services.
One way to classify businesses is by the products or services they offer, such as:
Consumer goods: These are products meant for personal or household use, such as clothing, electronics, or food. Examples of businesses that market consumer goods include Walmart, Best Buy, and McDonald's.
Business-to-business (B2B) goods: These are products or services that companies sell to other businesses. Examples include raw materials, office supplies, and consulting services. Businesses that market B2B goods include Staples, Accenture, and Grainger.
Services: These are non-tangible offerings, such as healthcare, education, or banking. Examples of businesses that market services include hospitals, universities, and Bank of America.
Another way to classify businesses is by the way they sell their goods or services, such as:
Brick-and-mortar: These are businesses with a physical location where customers can come to buy products or services. Examples include Target, Starbucks, and Home Depot.
E-commerce: These are businesses that sell products or services through the internet, such as Amazon, eBay, and Etsy.
Direct sales: These are businesses that sell products or services directly to consumers, often through home-based sales parties or personal consultations. Examples include Avon, Mary Kay, and Tupperware.
3. If you're interested in starting a retail business, here are some types of retailers and their pros and cons to consider:
Brick-and-mortar store: This is a traditional retail store with a physical location. Pros include the ability to offer a personalized shopping experience, the opportunity to connect with the local community, and the ability to display products for customers to see and touch. Cons include the high overhead costs of renting or owning a storefront, the need to hire and manage employees, and the risk of losing business to online competitors.
E-commerce store: This is a retail business that operates exclusively online. Pros include the ability to reach a wider customer base, the convenience of shopping from home, and the lower overhead costs of not needing a physical storefront. Cons include the need to invest in website design and development, the difficulty of standing out among competitors, and the challenges of managing shipping and returns.
Pop-up store: This is a temporary retail location that can be set up in various places, such as a mall or a street corner. Pros include the ability to test the market and experiment with different locations, the flexibility of not being tied to a long-term lease, and the opportunity to create buzz and excitement around the brand. Cons include the need to constantly move and set up shop, the challenges of finding a suitable location, and the risk of not generating enough revenue during the limited time period.
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Give examples of what the government should and should not do in a market economy.
Governments have no authority over market economies. The interaction between supply and demand is essential for market economies to operate.
What government should do in the Market economy?Governments maintain competition, provide public goods and services, redistribute income, account for externalities, and stabilize the economy in addition to providing the legal and social framework.
Thus, the Governments have no authority over market economies were as. the Governments maintain competition, provide public goods and services, and redistribute income in a market economy.
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Both Bond Bill and Bond Ted have 6.2 percent coupons, make semiannual payments, and are priced at par value. Bond Bill has 5 years to maturity, whereas Bond Ted has 25 years to maturity. If interest rates suddenly rise by 2 percent, what is the percentage change in the price of Bond Bill? Of Bond Ted? Both bonds have a par value of $1000. If rates were to suddenly fall by 2 percent instead, what would the percentage change in the price of Bond Bill be then? Of Bond Ted? Illustrate your answers by graphing bond prices versus YTM. What does this problem tell you about the interest rate risk of longer-term bonds?
Answer:
a-1. Percentage change in the price of Bond Bill = -8.07%
a-2. Percentage change in the price of Bond Ted = -21.12%
b-1. Percentage change in the price of Bond Bill = 8.94%
b-1. Percentage change in the price of Bond Ted = 30.77%
c. See the attached excel file for the graph.
d. It tells us that the longer the term of a bond, the greater will be its interest rate risk.
Explanation:
The price of each bond can be calculated using the following excel function:
Bond price = -PV(YTM, NPER, PMT, FV) ........... (1)
Where;
a-1. If interest rates suddenly rise by 2 percent, what is the percentage change in the price of Bond Bill?
YTM = (6.2% + 2%) / Number of semiannuals in a year = 8.2% / 2 = 4.1%
NPER = Number of semiannuals to maturity = 5 * 2 = 10
PMT = Payment = Coupon rate * Face value = (6.2% / Number of semiannuals in a year) * 1000 = (6.2% / 2) * 1000 = $31
FV = Face value = Initial price of Bond Bill = $1,000
Substituting all the values into equation (1), we have:
New price of Bond Bill = -PV(4.1%, 10, 31, 1000)
Inputting =-PV(4.1%, 10, 31, 1000) in a cell in an excel file (Note: As done in the attached excel file), we have:
New price of Bond Bill = $919.29
Percentage change in the price of Bond Bill = ((New price of Bond Bill - Initial price of Bond Bill) / Initial price of Bond Bill) * 100 = (($919.29 - $1,000) / $1,000) * 100 = -8.07%
a-2. If interest rates suddenly rise by 2 percent, what is the percentage change in the price of Bond Ted?
YTM = (6.2% + 2%) / Number of semiannuals in a year = 8.2% / 2 = 4.1%
NPER = Number of semiannuals to maturity = 25 * 2 = 50
PMT = Payment = Coupon rate * Face value = (6.2% / Number of semiannuals in a year) * 1000 = (6.2% / 2) * 1000 = $31
FV = Face value = Initial price of Bond Ted = $1,000
Substituting all the values into equation (1), we have:
New price of Bond Ted = -PV(4.1%, 50, 31, 1000)
Inputting =-PV(4.1%, 50, 31, 1000) in a cell in an excel file (Note: As done in the attached excel file), we have:
New price of Bond Ted = $788.81
Percentage change in the price of Bond Ted = ((New price of Bond Ted - Initial price of Bond Bill Ted) / Initial price of Bond Ted) * 100 = (($788.81 - $1,000) / $1,000) * 100 = -21.12%
b-1. If rates were to suddenly fall by 2 percent instead, what would the percentage change in the price of Bond Bill be then?
YTM = (6.2% - 2%) / Number of semiannuals in a year = 4.2% / 2 = 2.1%
NPER = Number of semiannuals to maturity = 5 * 2 = 10
PMT = Payment = Coupon rate * Face value = (6.2% / Number of semiannuals in a year) * 1000 = (6.2% / 2) * 1000 = $31
FV = Face value = Initial price of Bond Bill = $1,000
Substituting all the values into equation (1), we have:
New price of Bond Bill = -PV(2.1%, 10, 31, 1000)
Inputting =-PV(2.1%, 10, 31, 1000) in a cell in an excel file (Note: As done in the attached excel file), we have:
New price of Bond Bill = $1,089.36
Percentage change in the price of Bond Bill = ((New price of Bond Bill - Initial price of Bond Bill) / Initial price of Bond Bill) * 100 = (($1,089.36 - $1,000) / $1,000) * 100 = 8.94%
b-2. If rates were to suddenly fall by 2 percent instead, what would the percentage change in the price of Bond Ted be then?
rate = new YTM = (6.2% - 2%) / Number of semiannuals in a year = 4.2% / 2 = 2.1%
NPER = Number of semiannuals to maturity = 25 * 2 = 50
PMT = Payment = Coupon rate * Face value = (6.2% / Number of semiannuals in a year) * 1000 = (6.2% / 2) * 1000 = $31
FV = Face value = Initial price of Bond Ted = $1,000
Substituting all the values into equation (1), we have:
New price of Bond Ted = -PV(2.1%, 50, 31, 1000)
Inputting =-PV(2.1%, 50, 31, 1000) in a cell in an excel file (Note: As done in the attached excel file), we have:
New price of Bond Ted = $1,307.73
Percentage change in the price of Bond Ted = ((New price of Bond Ted - Initial price of Bond Bill Ted) / Initial price of Bond Ted) * 100 = (($1,307.73 - $1,000) / $1,000) * 100 = 30.77%
c. Illustrate your answers by graphing bond prices versus YTM.
Note: See the attached excel file for the graph.
d. What does this problem tell you about the interest rate risk of longer-term bonds?
It tells us that the longer the term of a bond, the greater will be its interest rate risk.
define liquidity economics.
Answer:
Liquidity refers to the ease with which an asset, or security, can be converted into ready cash without affecting its market price. Cash is the most liquid of assets while tangible items are less liquid. The two main types of liquidity include market liquidity and accounting liquidity.
PLS HELPPPPP MEEE FAST
Answer:
Explanation:
the price of the domestic currency with respect to another currency.
so a
What is wrong with this sentence? The report applies to western Europe, where people are interested in these exports.
The issue with the sentence is that : The sentence is grammatically correct, but it is unclear what "these exports" refer to
What is wrong with this sentence?The sentence is grammatically correct, but it is unclear what "these exports" refer to. To improve clarity, the sentence should be revised to provide more context or specificity about the exports in question.
For example: "The report applies to western Europe, where people are interested in buying cars from Japanese manufacturers."
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the perez family case study answers
The importance of "The Perez Family" case study is to provide an example of the issues that arise in immigrant families, including issues related to acculturation, family dynamics, and mental health.
What is the significance of "perez family case"?"The Perez Family" is a case study that examines the experiences of a Cuban family that immigrated to the United States in the 1980s. The case study highlights the challenges and stressors faced by immigrant families, including the struggle to adapt to a new culture, language, and environment, as well as the impact of trauma and separation on family relationships.
It also underscores the importance of understanding the unique cultural values and beliefs of immigrant families, and the need for culturally sensitive and responsive interventions. By providing a detailed and nuanced portrait of the Perez family's experiences, the case study serves as a valuable resource for educators, clinicians, and policymakers who work with immigrant families.
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you currently have $5600. First united bank will pay you an annual interest rate of 9.1, while second national bank will pay you an annual interest rate of 10.2. How many fewer years must you wait for your account value to grow to $15,700 at second national bank?
Answer:
1.22 years
Explanation:
The formula for calculating number of years:
FV / PV = (1 + r)^ n
FV = Future value
P = Present value
R = interest rate
N = number of years
at the first bank
$15700 / $5600 = (1.091)^n
2.80 = (1.091)^n
n = In 2.8 / In 1.091
to find n, take the IN of both sides
1.029619 / 0.08709 = 11.82 years
at the second bank
$15700 / $5600 = (1.091)^n
2.80 = (1.102)^n
n = n = In 2.8 / In 1.102
= 10.6 years
11.82 - 10.6 = 1.22 years
as families move through the assessment and evaluation processes, do not change a child's care care routine curriculum.
true or false
FALSE.
As families move through the assessment or evaluation processes, adjust the child’s routine curriculum as new information emerges, and be willing to share your expertise.
In children, there is a compulsion to learn that comes from within. Every childcare facility needs a curriculum that will support every child's growth across all learning domains in order to lead their learning and help them attain their full potential.
Your centre's instructional mission can be articulated through a curriculum. It discusses your educational objectives (what you hope to achieve) and how you intend to go about achieving those objectives. What children will learn, how they will learn it, and how it will be measured will all be laid out in your curriculum. There are many theories on how children learn and grow, and most of them have been implemented in some form of schooling.
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A plant asset cost ₤320,000 and is estimated to have a ₤40,000 residual value at the end of its 8-year useful life. The annual depreciation expense recorded for the third year using the double-declining-balance method would be?
Depreciation is the process of allocating the price of a plant asset to expense in the accounting periods benefiting from its use.
How is the whole depreciation of a plant asset calculated?Determine the value of the asset. Subtract the estimated salvage price of the asset from the cost of the asset to get the whole depreciable amount. Determine the beneficial lifestyles of the asset. Divide the sum of step (2) by using the wide variety arrived at in step (3) to get the annual depreciation amount.
Depreciation is the technique of allocating to expense the cost of a plant asset over its beneficial (service) existence in a rational and systematic manner. Such cost allocation is designed to desirable in shape prices with revenues.
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George owns an insurance office, while Sara operates a maintenance service that provides basic custodial duties. For the month of May the following transactions occurred.
May 2 Sara decides that she will need insurance for a one-day special event at the end of the month and pays George $270 in advance.
May 5 Sara provides maintenance services to George's Insurance offices on account, $410.
May 7 George
orrows$470 from Sarah by signing a note.
May 14 Sarah purchases maintenance supplies from spot corporation, paying cash of $185.
May 19th George pays $410 to Sara for maintenance services provided on May 5.
May 25 George pays the utility bill for the month of may, $132.
May 28 Sarah receives insurance services from George equaling the amount paid on May 2.
May 31 George pays $470 to Sarah for money borrowed on May 7.
Using the format shown below, enter the impact if each transaction on the accounting equation for each company.
The impact of the transactions on the accounting equation for each is as follows:
Sara Custodial Services George Insurance Company
Balance Sheet Balance Sheet
Assets Liabilities Equity Assets Liabilities Equity
May 2 $270 - 270 $270 $270
May 5 410 410 410 ($410)
May 7 470 - 470 470 470
May 14 (185) (185)
May 19 410 - 410 (410) (410)
May 25 (132) (132)
May 28 (270) (270) (270) 270
May 31 470 -470 (470) (470)
Total ($45) $0 ($45) ($272) $0 ($272)
Transaction Analysis:Sara Custodial Services:
May 2 Prepaid Insurance $270 Cash $270
May 5 Accounts Receivable (George's Insurance) $410 Service Revenue $410
May 7 Notes Receivable (George) $470 Cash $470
May 14 Maintenance supplies $185 Cash $185
May 19 Cash $410 Accounts Receivable (George's Insurance) $410
May 28 Insurance Expenses $270 Prepaid Insurance $270
May 31 Cash $470 Notes Receivable (George) $470
George Insurance Company:
May 2 Cash $270 Unearned Revenue $270
May 5 Maintenance Expenses $410 Accounts Payable (Sara) $410
May 7 Cash $470 Note Payable (Sara) $470
May 19 Accounts Payable (Sara) $410 Cash $410
May 25 Utility Expense $132 Cash $132
May 28 Unearned Revenue $270 Service Revenue $270
May 31 Note Payable (Sara) $470 Cash $470
Thus, the accounting equations for the two companies remain in balance, with the assets equal to the liabilities and equity.
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Ethics in PR therefore remains an important issue to consider. Discuss any five of the six values in codes of ethics proposed by Taylor and Yang (2014:549).
Taylor and Yang has given six values in codes of ethics for public relations practitioners. Five of them are- Honesty, Fairness, Responsibility, Respect and Transparency.
Here five of them are discussed-
Honesty: PR professionals are anticipated, to be honest and direct in their communication with the open. Trustworthiness is vital to building belief with partners and keeping up the validity of both the organization and the specialist. Fairness: This esteem involves treating all partners with fair-mindedness, not appearing favouritism or separation towards any gather or person. Specialists ought to endeavour to be evenhanded in their communication and decision-making forms. Responsibility: PR specialists have a obligation to act within the best intrigued of their organization and its partners. They ought to take duty for the results of their activities and guarantee that they are in compliance with important laws and moral benchmarks. Respect: Respect is almost recognizing the nobility and worth of all partners, notwithstanding their foundations or convictions. Professionals ought to communicate in a way that's conscious, chivalrous, and touchy to social contrasts. Transparency: This esteem alludes to the openness and revelation of information by PR specialists. Straightforwardness is imperative for building belief and validity with partners, and it makes a difference to anticipate mistaken assumptions and miscommunication.To learn more about Ethics,
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Taylor and Yang proposed six core values in their codes of ethics for public relations practitioners
The codes of ethics can be noted as -
Honesty: PR professionals should communicate in a genuine, accurate manner without misleading or deceiving the public.Loyalty: PR professionals should be honest and open in their communication, as well as loyal to the businesses, causes, or organisations they represent.Integrity: PR professionals ought to uphold high moral standards, operate honourably, and steer clear of conflicts of interest.Respect: PR professionals should show respect for the diversity of viewpoints and refrain from prejudice towards any group.Accountability: PR professionals should be accountable to the public, their clients, and stakeholders for their activities and even communications.Fairness: PR professionals should make sure that communication is accurate and balanced, and should abstain from sensationalising, exaggerating, or twisting the truth.Read more about codes of ethics on:
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What are the list of countries that have not adopted IFRS?
Answer:
The U.S., China, Egypt, Bolivia, Guinea-Bissau, Macao and Niger don't allow their domestic publicly traded companies to use International Financial Reporting Standards.
Explanation:
Question 1 of 20
Clem just bought a new local printer and wants to connect it to her laptop.
How can she do this?
A. Plug the printer's cord into the laptop's green audio output port
B. Plug the printer's cord into the laptop's optical disk reader
C. Plug the printer's cord into the laptop's PS/2 port
D. Plug the printer's cord into the laptop's USB port
SUBMIT
Answer:
D
Explanation:
I'm guessing this one is D. I put my printer in my USB port for it to work and print things.
Clem can Plug the printer's cord into the laptop's USB port, this will connect her printer to the laptop.
How do you connect the printer to a laptop?We can simply connect the USB cable from your printer to the USB port available on your laptop, and open the printer.
Select the Start button, then select Settings> Devices> Printer and scanner. Select Add printer or scanner.
Wait for it to find nearby printers, then select the one you want to use, then select Add Device.
Thus, Option D is the correct statement.
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ABC Co. has an average collection period of 45 days and an operating cycle of 130 days. It has a policy of keeping at least $10 on hand as a minimum cash balance, and has a beginning cash balance for the first quarter of $10. Beginning receivables for the quarter amount to $35. Sales for the first and second quarters are expected to be $110 and $125, respectively, while purchases amount to 80% of the next quarter's forecast sales. The accounts payable period is 90 days. What is the ending cash balance for the first quarter
Answer:
hile purchases amount to 80% of the next quarter's forecast sales. The accounts payable period is 90 days. What is the ending cash balance for the first quarterResearch about Alexander Hamilton Maria Reynolds Scandal.Djiboli Rapper is bad, followed by its level and its intention.
There is no one Jibouli of us who follows his intention.
With the group
You don't get like godfather in rap.
Seriously, and what I perfect from my childhood, I fell in love with rap.
I became a rap artist.
I burned for most of the rap.
I suffered in my life and patience Lynn Masmni Godfather.
.
Anyone has any right to philosophize and say how is his guardian.
I love the art of rap
I am a fan of the art of rap
I woven it for rap
So they called me the godfather
I am the one who opened this door and opened people's eyes to it
Anybody's money any right to philosophize and tell how his guardian
I hear about young people wearing their heads down
And whoever prevents me from hurting them and turning their lives into misery
On the day I ask about them, I want to sing them. I want to know who they are.
If I extend my hand on him, his tears will fall before the palm
I ask about his past, they tell me he was sniffing
Ok, in this case I do not respond to the same quality
A little chickens shout that you don't get any harm
I know hypocritical people hand out smiles
In my face when they meet me loudly laughing
Open your mouth at the end and laugh, I mean, you became my friend
Huh
I think you count my mind by intentions
Wind your face muscles do not smile much
Do not be deceived that I am a young man in front of you
I am over with the hawks. Mali is the chicken sitting
And the falcon empty a falcon is not as well as what we need
After the incarceration, my darling, my eyes changed the perception that a friend is a friend
And I understood my life as a lesson, no one who said I am your brother, I mean, I have no
The first of them are the people who disappeared from my detention
I will not hold and do the same as some people
Sell me Sabouni, I love to knock the head off
If my life passed a mistake I will not regret it
But he took it as a lesson in my life and made it a basis for meساعات أجلس لحالي أقعد فيها أفكر.
أتذكر أشياء كثيرة كنت فيها معاك مقصر.
اتندم على كل لحظة ذرفتي فيها علشاني الدمعة.
علقتي فيا آمالك كنتي تقيدي في دربي الشمعة.
يا عمري أبغاك تكون.
أحسن واحد في الكون.
وهذا كلامك لي ولجل عيونك أحاول إني أكون.
حبيبتي اسمعيني.
حطي عينك في عيني.
أنا عند حسن ظنك مع الأيام بتشوفيني.
الإنسان اللي تمنيته.
على كثر أغلاطه تحملتيه.
صدقيني يالعزيزة انه يحبك زي مانتي تحبيه.
أمانة ما أبغى أشوفك زعلانة مني في يوم.
ما أبغى أشوف قلبك مهموم.
لأنك بالنسبة لي أنت الحب الحقيقي.
ما أتوقع من غيرك أقدر أكمل طريقي.
كل همك في الدنيا إنك تشوفيني في القمة.