According to the 20/10 rule, the maximum amount of monthly debt you should carry based on your after-tax income of $42,890.40 is $357.42.
The 20/10 rule is a guideline for managing debt responsibly. It states that your total debt should not exceed 20% of your annual after-tax income, and your monthly debt payments should not be more than 10% of your monthly after-tax income. In your case, your annual after-tax income is $42,890.40.
First, let's find 20% of your annual after-tax income:
$42,890.40 * 0.20 = $8,578.08
This means your total debt should not exceed $8,578.08.
Now, let's calculate your monthly after-tax income:
$42,890.40 / 12 months = $3,574.20
Next, find 10% of your monthly after-tax income:
$3,574.20 * 0.10 = $357.42
This means your maximum monthly debt payment should not exceed $357.42.
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The categories of managerial morality include: always ethical managers, usually ethical managers, and often unethical managers. moral managers, immoral managers, and amoral managers. managers who are "true believers" in high ethical standards, managers who claim to believe in high ethical standards but who nonetheless engage in unethical behavior whenever they deem it in their best self-interest to do so, and managers who are skeptical about so-called ethical standards and do whatever they think is best. O managers with lots of integrity, managers with some integrity, and managers with no integrity. O managers committed to ethical behavior all of the time, managers who behave ethically most of the time, and managers who do whatever it is in their own self-interest and are indifferent to whether their behavior is ethical or unethical.
The categories of managerial morality include managers who are always ethical, usually ethical, and often unethical. These categories can also be described as moral managers, immoral managers, and amoral managers.
Additionally, there are managers who are "true believers" in high ethical standards, managers who claim to believe in high ethical standards but engage in unethical behavior when it benefits them, and managers who are skeptical about ethical standards and do what they think is best. Another way to categorize managers based on their integrity is those with lots of integrity, some integrity, and no integrity. Finally, some managers are committed to ethical behavior all the time, while others behave ethically most of the time, and some do whatever is in their own self-interest, regardless of whether it is ethical or not.
The categories of managerial morality include moral managers, immoral managers, and amoral managers. Moral managers are committed to ethical behavior all of the time, upholding high ethical standards in their decision-making process. Immoral managers, on the other hand, engage in unethical behavior whenever they deem it in their best self-interest to do so, often disregarding the impact on others. Lastly, amoral managers are indifferent to ethical considerations and make decisions based solely on what they think is best, without taking ethical implications into account.
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How does internal analysis influence the Business Strategy in
dealing with its competition?
Internal analysis plays a crucial role in shaping a business strategy when dealing with competition. By examining its internal strengths and weaknesses, a company can gain insights that inform its competitive approach.
Here is how internal analysis influences business strategy in dealing with competition:
1. Identifying strengths: Through internal analysis, a company can identify its core competencies and unique resources that give it a competitive advantage. These strengths could be in areas such as technology, brand reputation, or cost efficiency.
2. Recognizing weaknesses: Internal analysis also helps a business recognize its weaknesses and areas where it may be vulnerable to competition. It could be in terms of outdated technology, limited distribution channels, or a lack of skilled personnel.
3. Setting strategic objectives: Based on the insights gained from internal analysis, a business can establish strategic objectives that align with its strengths and address its weaknesses.
4. Crafting competitive strategies: Internal analysis helps a company develop effective competitive strategies. For example, if a business has a strong brand and reputation, it may focus on differentiation by offering premium products or services.
5. Allocating resources: Internal analysis enables a business to allocate resources effectively. By understanding its strengths, a company can invest resources in areas that will give it a competitive edge.
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the effectiveness of regulation is sometimes criticized because _____
multiple choice
A. regulators try to please everybody.
B. of the high profits in regulated industries.
C. regulators don't know how to regulate industries.
D. regulators usually have been closely associated with the industries they regulate.
The effectiveness of regulation is sometimes criticized because of the regulators who have a close relationship with the industries they regulate. D is the right option.
To keep the industry happy, regulators may be more sympathetic to their needs than to the needs of the people who depend on their services, resulting in ineffective regulation. There are two types of regulation: economic and social. Economic regulation governs a sector's financial dealings, while social regulation concerns a sector's effect on society. Regulatory activities typically increase economic efficiency, as well as the safe and fair treatment of customers by service providers. When it comes to social regulation, the objective is to encourage companies to operate in a manner that is environmentally friendly, safe for consumers, and in compliance with labour laws. Despite these benefits, regulations are not without criticism. They are frequently regarded as restricting economic freedom and stifling innovation. They are sometimes accused of being too harsh on businesses or, in other instances, of not being strict enough.
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HOSA and SkillsUSA-VICA are examples of what type of organization?
answer choices
O professional organizations
O Student organizations
O community organizations
O civic organizations
HOSA and SkillsUSA-VICA are examples of student organizations. Here option B is the correct answer.
HOSA (Health Occupation Students of America) and SkillsUSA-VICA (formerly known as Vocational Industrial Clubs of America) are student organizations that provide career and technical education students with opportunities to develop leadership, technical, and employability skills.
They are both student-led organizations that focus on preparing students for careers in the health sciences, technical and professional fields, and other areas of the workforce.
They organize competitions, and conferences, and provide professional development opportunities for students. These organizations are often found in high schools, vocational schools, and colleges. Professional organizations are groups of professionals in a specific field who come together to share knowledge, and resources and advocate for their profession.
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An electronic banking outlet that enables customers to use a card to
withdraw money is called a(n):
A. debit card cashier.
B. money market.
C. certificate of deposit.
D. automated teller machine.
Answer:
D) automated teller machine
do you mind marking me as brainliest?
Answer:D
Explanation: just got it right
I will mark you as brainliest!
During the___step of the product development process a business will
likely have a fully functioning prototype of a new product.
A. product and promotion development
B. idea screening
C. post-launch review
D. business analysis
During the option B. idea screening step of the product development process a business will likely have a fully functioning prototype of a new product.
What function does a prototype serve in the creation of a product?New product development often starts with a concept study, then moves on to prototype development, actual productization, production, and post-sale support.
Prototypes are physical depictions of the various stages of development from the initial concept to the finished product. Every stage of the prototyping process provides useful information on how to produce a final design that will best serve the development project's ultimate objectives.
Note that By using prototypes, you can ensure that your final product is both safe and compliant with regulations in your sector. Cost-saving measures - Any alterations you make during the prototyping stage, whether to the product design, the materials used, or the production procedures, may enable you to reduce the price of the finished product.
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Answer: A: product and promotion development
Explanation:
a method for managing pollution in which a limit is placed on emissions and businesses or countries can by and sell emissions allowances
The policy's reaction establishes a cap-and-trade emissions standard that lowers outflows, In a cap-and-trade system.
It is a market tool wherein a government sets a "limit" or cut-off on the total amount of ozone-harming compounds that may be released. Producers of ozone-depleting substances would be required to pay for each considerable amount of carbon dioxide or carbon dioxide equivalent1 that they emit under such a strategy. For instance, those from power plants, by establishing a market and setting a limit on contamination. Limiting outflows and charging for them is the best environmental solution, both ecologically and financially. Cap-and-trade is a technique for achieving both. The policy's reaction establishes a cap-and-trade emissions standard that lowers outflows, The public authority establishes an outflows cap and distributes a number of emanation stipends in accordance with that cap under a cap-and-exchange structure.
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last week where you work you sold 356 apples and lost 24 because they expired. the store paid $0.79. what profit did the store make on apples last week ?
Answer:
$1.50 is the correct answer to the question
Explanation:
Which of the following is a misconception about marketing?
Marketing focuses on relationships.
Marketing focuses on satisfying the customer.
Marketing is equivalent to sales and advertising.
Marketing involves numbers.
Answer: The misconception is that marketing is equivalent to sales and advertising. While sales and advertising are important components of marketing, they are not the whole picture. Marketing is a broader concept that encompasses a variety of activities aimed at promoting and selling products or services.
Explanation:
Marketing involves researching and understanding customer needs and preferences, developing and promoting products or services to meet those needs, pricing products and services, and distributing them to customers through various channels. It also involves building and maintaining relationships with customers through customer service, after-sales support, and other activities.
So, while sales and advertising are important aspects of marketing, they do not define the whole field. Marketing is focused on relationships with customers and satisfying their needs, and it often involves the use of numbers to track and analyze customer behavior, market trends, and the effectiveness of marketing campaigns.
company a acquires company b for $500,000 in cash and wants to prepare a consolidation worksheet dated to the acquisition date. company b has total assets of $500,000, liabilities of $100,000, common stock of $300,000, and retained earnings of $100,000. what is the correct excess value reclassification journal entry if the positive differential in the purchase is to be assigned to goodwill?
To assign a positive differential to goodwill in the consolidation worksheet, debit goodwill account, and credit excess value.
When consolidating the financial statements of Company A and Company B, any excess value paid over the fair value of identifiable net assets is assigned to goodwill. In this scenario, Company A acquired Company B for $500,000 in cash, and Company B has total assets of $500,000 and liabilities of $100,000.
The excess value, which represents the positive differential in the purchase, is calculated by subtracting the total liabilities from the total purchase price:
$500,000 - $100,000 = $400,000.
To record the excess value reclassification, the journal entry would involve debiting the goodwill account for the amount of $400,000 and crediting the excess value account for the same amount.
This entry recognizes the creation of goodwill on the consolidation worksheet, reflecting the premium paid for acquiring Company B beyond its identifiable net assets.
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_____ allows industries, organizations, and companies to approach business decisions from different perspectives. Arbitration Ergonomics Tolerance Workforce diversity
Answer:
Workforce diversity
Explanation:
Workforce diversity refers to similarities and differences between employers and employees in terms of their race, religion, gender, perspectives and opinions.
Diversity is important for every industry, organization, and company since people have different perspective and views, they approach business problems differently, leading to different solutions. Diversity leads to increase profits, creativity, wide range of skills e.t.c.
Martin is a credit counselor working with a client, Kim, who is in serious financial trouble. Kim is hesitant because she has a long way to go and a lot of work to do before she can be financially healthy again. What is the best way for Martin to explain the next steps to her?
A.) Martin should present the information in small manageable steps rather than give her a lengthy to-do list.
B.) Martin should make a list of tasks that must be completed and do them for her, since he is an experienced professional.
C.) Martin should compile a list of all the tasks that Kim must complete and suggest that she report back to him after she is finished.
D.) Martin should not encourage her to do anything she is reluctant to do, even if it means salvaging her financial life in the long term
Answer:
C
Explanation:
C la respuesta es la C ya que
Kristoffer needs to create cell names that match the column headings he has already created. Select the correct navigational path to set those names using the Create from Selection command. Click on the tab on the ribbon and look in the Defined Names gallery.
Answer:
formula
create from selection
top row
Explanation:
just took the question on edge
The correct navigational path to create cell names that match the column heading using the Create from Selection command is: Click on the Formula tab on the ribbon and look in the Defined Names gallery. Select the range of cells, including the row that includes the name you wish to use. Select Create from Selection. Select Top row and click OK.
What is a cell?Cells are the boxes that appear in an Excel worksheet's grid. On a worksheet, each cell is identified by its reference, the column letter and row number that intersect at the cell's location.
Instead of creating cell names one by one, "Create from Selection" tool can be used to create cell names from a selection. The tool is in the "Defined Names" group of the Formulas menu.
Therefore, the correct path for using the Create from Selection command is first to click on Formula tab and look in the Defined Names gallery. Then select the range of cells, including the row that includes the name wish to use. Select Create from Selection. Select Top row and click OK.
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How does technical education play a vital role to develop the entire nation?
pls- don´t lie
;)
Answer: Education is needed for jobs. If we dont have education people cant get certain jobs. Without certain jobs the world would fall into a pandemic.
Explanation:
Answer:
Technical education play a vital role to develop the entire nation by improvimg the well beimg of youth and communities.
It increases the productivity. It also helps to accelerate the pace of work and motivate the person towards his/her work.It creayes skilled manpower and improves the quality of life.
at his sales firm, merle tends to have a negative attitude and deflates his group members by being hostile toward their ideas and accomplishments. merle fills the individualistic role of
We can deduce that Angus is acting the aggressive character based on how he interacts with his coworkers and the impact it has on them. An aggressor acts in a way that dominates and dominates others. behaves hostilely and is typically negative.
Tries to incite strife. Angus is being antagonistic to his coworkers because he wants to control people and incite conflict at work, which is what an aggressor would do. Ability to persevere in the face of challenges and failures by instilling positive sentiments in oneself. Ability to properly regulate one's emotions and impulses (including negative emotions).
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there are ___ credit reporting companies
Which of these is a transferable skill?
a.
computer coding
b.
expertise in baking bread
c.
knowledge about wines
d.
time-management skills
At December 31, 2020, Ali Co. has a share portfolio valued at $40,000. Its cost was $32,000. If the Securities Fair Value Adjustment account has a debit balance of $3,000, which of the following journal entries is required at ?December 31,2020
The journal entry required on December 31, 2020, is Investment in Shares Dr $32,000, Securities Fair Value Adjustment account Dr $8,000 and Gain on Revaluation of Investments account Cr $40,000.
Ali Co. has a share portfolio valued at $40,000 on December 31, 2020. Its cost was $32,000. The Securities Fair Value Adjustment account has a debit balance of $3,000. Here is the required journal entry on December 31, 2020:
December 31, 2020
Particulars Debit Credit Investment in Shares Dr$32,000
Securities Fair Value Adjustment account Dr$8,000 ([$40,000 - $32,000] + $3,000)
To Gain on Revaluation of Investments account Cr$40,000
Investment in Shares account is debited with $32,000 as the original cost of shares held by Ali Co. Securities Fair Value Adjustment account is debited with $8,000 as the difference between the market value and the cost of the shares held by Ali Co, including a $3,000 debit balance.
Finally, the Gain on Revaluation of Investments account is credited with $40,000 for the increase in value of Ali Co's shares.
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We are interest rate compounded annually beginning balance 1000 annual interest rate 8% what will your ending balance be after one year
Answer:
1080
Explanation:
Compound interest involves the reinvesting of interest.
The formula for compound interest is given by:
\(A=P(1+\frac{r}{n} )^{nt}\)
Where P is the principal (i.e the beginning balance),
r is the rate,
n is the number of times it is compounded,
t is the number of years
A is the ending balance.
Given that P = 1000, r = 8% = 0.08, t =1 years and it is compounded annually (i.e n = 1).
Substituting values into the formula and calculating gives:
\(A=P(1+\frac{r}{n} )^{nt}\\A=1000(1+\frac{0.08}{1} )^{1*1}\\A= 1000(1+0.08)=1000(1.08)\\A=1080\)
Which two statements are characteristics of high-involvement purchases?.
The statements that depict high-involvement purchases include:
The purchase can reflect on one's social image. The purchase can have serious personal consequences.What is a high involvement purchase?A high involvement purchase simply means when a consumer buys a product that's expensive.
This poses a risk of emotional consequence when a mistake is made. The purchase can also reflect on one's social image and have personal consequences.
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The beginning balance on the monthly bank statement for aretha's checking account was $462. 79, and the ending balance was $256. 3. What can be said about aretha's transactions for the month?.
Aretha had a net decrease of $206.49 in her checking account during the month, indicating that she had more expenses than income.
This could be due to either spending more money than she had coming in, making payments on loans or other debts, or any combination of the two.
An executed contract between a buyer and a seller to trade goods or services, or financial assets in exchange for money is known as a transaction. The phrase is also frequently used in business accounting. This straightforward definition might be challenging in organization bookkeeping.
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NEED HELP ASAP, WILL GIVE BRAINLIEST
1. Variable Costs are also known as ___________
A. Cost of Goods Sold
B. Liabilities
C. Assets
D. Equity
2. The bank purchased a desk for a new employee. What type of cost is the purchase of a new desk?
A. Fixed Cost
B. Variable Cost
3. Today I sold a new 80 inch television. The sale of this item is called________?
A. Unit of Sale
B. Asset
C. Cost of Goods Sold
Answer:
Cost of Goods Sold
variable cost
evality
how to get paid by the state for taking care of someone
Answer:
do you mean by a job because there are many jobs for that pls mark brain <3
Explanation:
The Investment Services business area at Global Banking Inc. is preparing a proposal for a new contract to develop a new internet banking program. The internet banking program must Help four releases to be built 10 months apart beginning 12 months after contract award. The customer requires the product to be fully tested and installed three months before the official releases. The banking program has been estimated to require 40,000 lines of code (8,000 for basic functionality, 8,000 for build 0 unique functionality, 10,000 for build 1 unique functionality, 8,000 for build 2 unique functionality, and 6,000 for build 3 unique functionality). Your organization has not previously developed in this domain so you are using 10 lines of code per day as a very conservative productivity estimate.
What software development process model do you suggest?
Waterfall/Evolutionary
Spiral Model
COTS Integration
Agile Development
Based on the provided information, the Agile Development model would be the most suitable software development process model for developing the new internet banking program for Global Banking Inc. Here's the rationale for choosing Agile:
1. Iterative and Incremental Development: Agile Development follows an iterative and incremental approach, which aligns well with the requirement of delivering the program in four releases, 10 months apart.
2. Emphasis on Customer Collaboration: Agile Development emphasizes close collaboration with the customer throughout the project.
3. Faster Time-to-Market: Agile Development, with its iterative nature, enables the delivery of working software in shorter cycles. This aligns with the customer's requirement of having the product fully tested and installed three months before the official releases.
4. Ability to Manage Risks: Agile Development promotes risk management throughout the project by identifying and addressing potential challenges early on.
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Look at the equation framework.
3 empty boxes show the parts of an equation. The first box = the second box minus the third box.
Which of the following lists the proper placement of terms, from left to right, to complete the equation?
revenue, profit, opportunity cost
profit, revenue, production cost
production cost, profit, revenue
opportunity cost, revenue, profit
Answer:
profit, revenue, production cost
Explanation:
Profit is the rewards or gains realized for engaging in business activities. A business is profitable when revenue is more than the expenses.
Revenue is the income generated from the normal business activities of selling goods and services.
Production costs are the expenses incurred in making goods meant for sale.
Answer:
B
or
profit, revenue, production cost
Explanation:
If you are interviewed by more than one person, you should send a thank-you note to _____.
each person in the interview
each person you see in the building
the first person you are introduced to
the person who is obviously leading the interview
Answer:
option A is correct.
i.e.
each person in the interview.
Explanation:
Because thank-you letter provides a simple but effective way to express gratitude to all the individuals you met with.
The GDP in Germany is $3.69 trillion. The rate of
inflation is 2.5%. If the population of Germany is
82,658,000, find the per capita GDP in this country.
per capita GDP = $ [?]
Round to the nearest hundredth.
The per capita GDP in Germany is approximately $44,636.67.
Per capita GDP refers to the average economic output per person in a country. It is calculated by dividing the total GDP of a country by its population, providing an indicator of the economic well-being on an individual level.
To find the per capita GDP in Germany, we can divide the total GDP by the population.
Per Capita GDP = Total GDP / Population
Given that the GDP in Germany is $3.69 trillion and the population is 82,658,000, we can calculate:
Per Capita GDP = $3.69 trillion / 82,658,000
= $44,636.67.
Therefore, the per capita GDP in Germany is approximately $44,636.67.
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What type of businesses are open "24/7"?
Will mark brainliest!
Answer: Commercial business. 24/7 service might be offered by a supermarket, convenience store, ATM, automated online assistant, filling station, restaurant, concierge services or a staffed datacenter, or a staffing company that specializes in providing nurses since often nurses cover shifts 24/7 at hospital which are open 24/7.
Explanation:
A direct marketing channel is a distribution method in which there is no __________.
Answer:
The answer is intermediary
Explanation:
A direct marketing channel is a distribution method in which there is no intermediary.
Who drafted the Consumer Bill of Rights?
a.
Bill Clinton
b.
John F. Kennedy
c.
Ralph Nader
d.
Ronald Reagan
e.
George W. Bush
Ralph Nader drafted the Consumer Bill of Rights. Therefore, option (C) is correct.
The Consumer Bill of Rights is ascribed to its creator, political activist and consumer champion Ralph Nader. In his book "Unsafe at Any Speed" from 1965, Ralph Nader originally put out the idea of a Consumer Bill of Rights. Four core consumer rights were stated in the document: the rights to safety, information, choice, and hearing. These guidelines seek to safeguard customers from deceptive business practises, assure the safety of the products, and provide them the power to choose wisely in the market.
Ralph Nader is notably credited with the creation and promotion of the Consumer Bill of Rights, despite the fact that other presidents and politicians have backed consumer protection legislation.
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